FINANCIAL LIFE ADVISORS Diversified Active

CIK: 0001730813 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 30, 2026

Total Value ($000): $324,284 (100.0% shares, 0.0% debt)

Holdings (53)

New Positions (6)

GOOG ALPHABET INC 0.1%

Value ($000) $283 Shares 901 Est. Cost $286.33 Unrealized 0.0%

MSFT MICROSOFT CORP 0.1%

Value ($000) $259 Shares 535 Est. Cost $500.58 Unrealized 0.0%

VONV VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $234 Shares 2,537 Est. Cost $92.30 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $226 Shares 778 Est. Cost $290.22 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $211 Shares 1,134 Est. Cost $186.13 Unrealized 0.0%

IWR ISHARES TR 0.1%

Value ($000) $204 Shares 2,118 Est. Cost $96.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	901	$283	0.1%	$286.33	0.0%	CAP STK CL C	02079K107
MSFT	MICROSOFT CORP	535	$259	0.1%	$500.58	0.0%	COM	594918104
VONV	VANGUARD SCOTTSDALE FDS	2,537	$234	0.1%	$92.30	—	VNG RUS1000VAL	92206C714
VO	VANGUARD INDEX FDS	778	$226	0.1%	$290.22	—	MID CAP ETF	922908629
NVDA	NVIDIA CORPORATION	1,134	$211	0.1%	$186.13	0.0%	COM	67066G104
IWR	ISHARES TR	2,118	$204	0.1%	$96.27	—	RUS MID CAP ETF	464287499

Increased Positions (19)

VWO VANGUARD INTL EQUITY INDEX F 3.4%

Value ($000) $10,994 (+85.6%) Shares 204,503 (+87.0%) Est. Cost $52.13 Unrealized —

ITA ISHARES TR 1.2%

Value ($000) $3,986 (+328.5%) Shares 18,568 (+317.6%) Est. Cost $213.39 Unrealized —

SPHY SPDR SERIES TRUST 3.3%

Value ($000) $10,776 (+36.7%) Shares 455,254 (+38.2%) Est. Cost $23.62 Unrealized —

SCHZ SCHWAB STRATEGIC TR 10.6%

Value ($000) $34,535 (+7.4%) Shares 1,477,753 (+7.9%) Est. Cost $31.81 Unrealized —

VGLT VANGUARD SCOTTSDALE FDS 4.8%

Value ($000) $15,578 (+15.0%) Shares 279,169 (+17.2%) Est. Cost $57.00 Unrealized —

SPMB SPDR SERIES TRUST 6.6%

Value ($000) $21,365 (+8.4%) Shares 953,162 (+8.5%) Est. Cost $22.10 Unrealized —

QUAL ISHARES TR 3.0%

Value ($000) $9,624 (+6.0%) Shares 48,455 (+3.8%) Est. Cost $154.67 Unrealized —

TLH ISHARES TR 0.8%

Value ($000) $2,526 (+23.2%) Shares 24,848 (+24.8%) Est. Cost $106.03 Unrealized —

OEF ISHARES TR 2.8%

Value ($000) $9,239 (+4.9%) Shares 26,938 (+1.8%) Est. Cost $237.25 Unrealized —

IYW ISHARES TR 3.4%

Value ($000) $10,911 (+3.3%) Shares 54,641 (+1.3%) Est. Cost $110.83 Unrealized —

BINC BLACKROCK ETF TRUST II 1.2%

Value ($000) $3,969 (+6.0%) Shares 75,212 (+6.9%) Est. Cost $52.35 Unrealized —

VTIP VANGUARD MALVERN FDS 0.9%

Value ($000) $3,021 (+3.6%) Shares 61,087 (+6.1%) Est. Cost $49.96 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $503 (+22.3%) Shares 735 (+19.5%) Est. Cost $460.36 Unrealized —

AMZN AMAZON COM INC 0.3%

Value ($000) $863 (+10.5%) Shares 3,740 (+5.1%) Est. Cost $129.10 Unrealized +77.2%

AAPL APPLE INC 0.2%

Value ($000) $523 (+13.1%) Shares 1,924 (+5.9%) Est. Cost $204.22 Unrealized +31.4%

HYD VANECK ETF TRUST 0.2%

Value ($000) $806 (+7.6%) Shares 15,769 (+7.1%) Est. Cost $51.14 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.4%

Value ($000) $1,261 (+2.9%) Shares 17,650 (+5.9%) Est. Cost $73.95 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $271 (+8.7%) Shares 2,256 (+1.9%) Est. Cost $74.00 Unrealized +56.1%

EFA ISHARES TR 0.1%

Value ($000) $279 (+5.0%) Shares 2,904 (+2.1%) Est. Cost $79.75 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VWO	VANGUARD INTL EQUITY INDEX F	204,503 (+87.0%)	$10,994 (+85.6%)	3.4%	$52.13	—	FTSE EMR MKT ETF	922042858
ITA	ISHARES TR	18,568 (+317.6%)	$3,986 (+328.5%)	1.2%	$213.39	—	US AER DEF ETF	464288760
SPHY	SPDR SERIES TRUST	455,254 (+38.2%)	$10,776 (+36.7%)	3.3%	$23.62	—	STATE STREET SPD	78468R606
SCHZ	SCHWAB STRATEGIC TR	1,477,753 (+7.9%)	$34,535 (+7.4%)	10.6%	$31.81	—	US AGGREGATE B	808524839
VGLT	VANGUARD SCOTTSDALE FDS	279,169 (+17.2%)	$15,578 (+15.0%)	4.8%	$57.00	—	LONG TERM TREAS	92206C847
SPMB	SPDR SERIES TRUST	953,162 (+8.5%)	$21,365 (+8.4%)	6.6%	$22.10	—	STATE STREET SPD	78464A383
QUAL	ISHARES TR	48,455 (+3.8%)	$9,624 (+6.0%)	3.0%	$154.67	—	MSCI USA QLT FCT	46432F339
TLH	ISHARES TR	24,848 (+24.8%)	$2,526 (+23.2%)	0.8%	$106.03	—	10-20 YR TRS ETF	464288653
OEF	ISHARES TR	26,938 (+1.8%)	$9,239 (+4.9%)	2.8%	$237.25	—	S&P 100 ETF	464287101
IYW	ISHARES TR	54,641 (+1.3%)	$10,911 (+3.3%)	3.4%	$110.83	—	U.S. TECH ETF	464287721
BINC	BLACKROCK ETF TRUST II	75,212 (+6.9%)	$3,969 (+6.0%)	1.2%	$52.35	—	ISHARES FLEXIBLE	092528603
VTIP	VANGUARD MALVERN FDS	61,087 (+6.1%)	$3,021 (+3.6%)	0.9%	$49.96	—	STRM INFPROIDX	922020805
IVV	ISHARES TR	735 (+19.5%)	$503 (+22.3%)	0.2%	$460.36	—	CORE S&P500 ETF	464287200
AMZN	AMAZON COM INC	3,740 (+5.1%)	$863 (+10.5%)	0.3%	$129.10	+77.2%	COM	023135106
AAPL	APPLE INC	1,924 (+5.9%)	$523 (+13.1%)	0.2%	$204.22	+31.4%	COM	037833100
HYD	VANECK ETF TRUST	15,769 (+7.1%)	$806 (+7.6%)	0.2%	$51.14	—	HIGH YLD MUNIETF	92189H409
SPLV	INVESCO EXCH TRADED FD TR II	17,650 (+5.9%)	$1,261 (+2.9%)	0.4%	$73.95	—	S&P500 LOW VOL	46138E354
XOM	EXXON MOBIL CORP	2,256 (+1.9%)	$271 (+8.7%)	0.1%	$74.00	+56.1%	COM	30231G102
EFA	ISHARES TR	2,904 (+2.1%)	$279 (+5.0%)	0.1%	$79.75	—	MSCI EAFE ETF	464287465

Decreased Positions (12)

IUSB ISHARES TR 3.3%

Value ($000) $10,826 (-22.9%) Shares 232,615 (-22.6%) Est. Cost $45.12 Unrealized —

HEFA ISHARES TR 0.2%

Value ($000) $575 (-75.8%) Shares 13,897 (-76.8%) Est. Cost $35.93 Unrealized —

XCEM COLUMBIA ETF TR II 0.6%

Value ($000) $2,007 (-46.5%) Shares 52,321 (-49.3%) Est. Cost $29.66 Unrealized —

IVW ISHARES TR 13.5%

Value ($000) $43,838 (-2.1%) Shares 355,656 (-4.1%) Est. Cost $77.00 Unrealized —

EMXC ISHARES INC 0.4%

Value ($000) $1,222 (-33.8%) Shares 16,818 (-38.5%) Est. Cost $56.44 Unrealized —

IVE ISHARES TR 10.9%

Value ($000) $35,244 (-1.4%) Shares 166,191 (-4.0%) Est. Cost $132.01 Unrealized —

IGSB ISHARES TR 0.2%

Value ($000) $709 (-39.7%) Shares 13,410 (-39.5%) Est. Cost $50.81 Unrealized —

EFG ISHARES TR 2.8%

Value ($000) $9,173 (-4.5%) Shares 80,524 (-4.5%) Est. Cost $89.89 Unrealized —

VTV VANGUARD INDEX FDS 2.0%

Value ($000) $6,344 (-3.1%) Shares 33,217 (-5.4%) Est. Cost $106.15 Unrealized —

MUB ISHARES TR 1.5%

Value ($000) $4,849 (-1.7%) Shares 45,267 (-2.3%) Est. Cost $105.54 Unrealized —

USMV ISHARES TR 0.2%

Value ($000) $530 (-5.3%) Shares 5,632 (-4.3%) Est. Cost $62.23 Unrealized —

SPY SPDR S&P 500 ETF TR 0.2%

Value ($000) $563 (-2.3%) Shares 825 (-4.5%) Est. Cost $413.46 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IUSB	ISHARES TR	232,615 (-22.6%)	$10,826 (-22.9%)	3.3%	$45.12	—	CORE UNIVRSL USD	46434V613
HEFA	ISHARES TR	13,897 (-76.8%)	$575 (-75.8%)	0.2%	$35.93	—	HDG MSCI EAFE	46434V803
XCEM	COLUMBIA ETF TR II	52,321 (-49.3%)	$2,007 (-46.5%)	0.6%	$29.66	—	EM CORE EX ETF	19762B202
IVW	ISHARES TR	355,656 (-4.1%)	$43,838 (-2.1%)	13.5%	$77.00	—	S&P 500 GRWT ETF	464287309
EMXC	ISHARES INC	16,818 (-38.5%)	$1,222 (-33.8%)	0.4%	$56.44	—	MSCI EMRG CHN	46434G764
IVE	ISHARES TR	166,191 (-4.0%)	$35,244 (-1.4%)	10.9%	$132.01	—	S&P 500 VAL ETF	464287408
IGSB	ISHARES TR	13,410 (-39.5%)	$709 (-39.7%)	0.2%	$50.81	—	ISHS 1-5YR INVS	464288646
EFG	ISHARES TR	80,524 (-4.5%)	$9,173 (-4.5%)	2.8%	$89.89	—	EAFE GRWTH ETF	464288885
VTV	VANGUARD INDEX FDS	33,217 (-5.4%)	$6,344 (-3.1%)	2.0%	$106.15	—	VALUE ETF	922908744
MUB	ISHARES TR	45,267 (-2.3%)	$4,849 (-1.7%)	1.5%	$105.54	—	NATIONAL MUN ETF	464288414
USMV	ISHARES TR	5,632 (-4.3%)	$530 (-5.3%)	0.2%	$62.23	—	MSCI USA MIN VOL	46429B697
SPY	SPDR S&P 500 ETF TR	825 (-4.5%)	$563 (-2.3%)	0.2%	$413.46	—	TR UNIT	78462F103

Unchanged Positions (16)

EFV ISHARES TR 5.2%

Value ($000) $16,971 Shares 237,662 Est. Cost $48.07 Unrealized —

GLDM WORLD GOLD TR 2.0%

Value ($000) $6,544 Shares 76,657 Est. Cost $63.35 Unrealized —

DYNF BLACKROCK ETF TRUST 5.9%

Value ($000) $19,145 Shares 314,833 Est. Cost $48.28 Unrealized —

VUG VANGUARD INDEX FDS 3.8%

Value ($000) $12,450 Shares 25,519 Est. Cost $164.76 Unrealized —

EHC ENCOMPASS HEALTH CORP 0.3%

Value ($000) $929 Shares 8,757 Est. Cost $56.88 Unrealized +103.4%

VEA VANGUARD TAX-MANAGED FDS 0.4%

Value ($000) $1,385 Shares 22,169 Est. Cost $40.28 Unrealized —

VTEB VANGUARD MUN BD FDS 1.2%

Value ($000) $4,011 Shares 79,753 Est. Cost $49.93 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.3%

Value ($000) $1,099 Shares 33,702 Est. Cost $44.67 Unrealized —

MTUM ISHARES TR 0.1%

Value ($000) $414 Shares 1,653 Est. Cost $129.41 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.1%

Value ($000) $404 Shares 15,000 Est. Cost $37.82 Unrealized —

IEFA ISHARES TR 0.1%

Value ($000) $271 Shares 3,028 Est. Cost $63.63 Unrealized —

VGT VANGUARD WORLD FD 0.2%

Value ($000) $672 Shares 892 Est. Cost $409.66 Unrealized —

IEMG ISHARES INC 0.1%

Value ($000) $281 Shares 4,186 Est. Cost $53.90 Unrealized —

NULG NUSHARES ETF TR 0.1%

Value ($000) $316 Shares 3,231 Est. Cost $55.74 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $244 Shares 728 Est. Cost $259.90 Unrealized —

TFI SPDR SERIES TRUST 0.3%

Value ($000) $818 Shares 17,905 Est. Cost $47.00 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EFV	ISHARES TR	237,662	$16,971	5.2%	$48.07	—	EAFE VALUE ETF	464288877
GLDM	WORLD GOLD TR	76,657	$6,544	2.0%	$63.35	—	SPDR GLD MINIS	98149E303
DYNF	BLACKROCK ETF TRUST	314,833	$19,145	5.9%	$48.28	—	ISHARES US EQUIT	09290C103
VUG	VANGUARD INDEX FDS	25,519	$12,450	3.8%	$164.76	—	GROWTH ETF	922908736
EHC	ENCOMPASS HEALTH CORP	8,757	$929	0.3%	$56.88	+103.4%	COM	29261A100
VEA	VANGUARD TAX-MANAGED FDS	22,169	$1,385	0.4%	$40.28	—	VAN FTSE DEV MKT	921943858
VTEB	VANGUARD MUN BD FDS	79,753	$4,011	1.2%	$49.93	—	TAX EXEMPT BD	922907746
SCHG	SCHWAB STRATEGIC TR	33,702	$1,099	0.3%	$44.67	—	US LCAP GR ETF	808524300
MTUM	ISHARES TR	1,653	$414	0.1%	$129.41	—	MSCI USA MMENTM	46432F396
SCHX	SCHWAB STRATEGIC TR	15,000	$404	0.1%	$37.82	—	US LRG CAP ETF	808524201
IEFA	ISHARES TR	3,028	$271	0.1%	$63.63	—	CORE MSCI EAFE	46432F842
VGT	VANGUARD WORLD FD	892	$672	0.2%	$409.66	—	INF TECH ETF	92204A702
IEMG	ISHARES INC	4,186	$281	0.1%	$53.90	—	CORE MSCI EMKT	46434G103
NULG	NUSHARES ETF TR	3,231	$316	0.1%	$55.74	—	NUVEEN ESG LRGCP	67092P201
VTI	VANGUARD INDEX FDS	728	$244	0.1%	$259.90	—	TOTAL STK MKT	922908769
TFI	SPDR SERIES TRUST	17,905	$818	0.3%	$47.00	—	STATE STREET SPD	78468R721