Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VB	VANGUARD INDEX FDS	187,742	$37.84M	29.3%	$201.56 *	$205.56	+4.1%	SMALL CP ETF	922908751
SPY	SPDR S&P 500 ETF TR	46,155	$18.29M	14.2%	$396.34	$354.77	+11.7%	TR UNIT	78462F103
VEA	VANGUARD TAX-MANAGED INTL FD	239,484	$11.76M	9.1%	$49.11	$45.02	+9.1%	FTSE DEV MKT ETF	921943858
VWO	VANGUARD INTL EQUITY INDEX F	161,782	$8.421M	6.5%	$52.05	$48.39	+7.6%	FTSE EMR MKT ETF	922042858
EFA	ISHARES TR	52,751	$7.279M	5.6%	$137.99 *	$72.64	+4.4%	MSCI EAFE ETF	464287465
BRK/B	BERKSHIRE HATHAWAY INC DEL	24,843	$6.347M	4.9%	$255.48	$221.52	+15.3%	CL B NEW	084670702
IVOL	KRANESHARES TR	200,004	$5.716M	4.4%	$28.58	$28.51	+0.3%	QUADRTC INT RT	500767736
JPM	JPMORGAN CHASE & CO	26,236	$3.994M	3.1%	$152.23 *	$100.10	+34.5%	COM	46625H100
AAPL	APPLE INC	32,567	$3.978M	3.1%	$122.15 *	$117.14	+1.7%	COM	037833100
VCSH	VANGUARD SCOTTSDALE FDS	38,722	$3.195M	2.5%	$82.51	$82.95	-0.5%	SHRT TRM CORP BD	92206C409
FISV	FISERV INC	24,627	$2.932M	2.3%	$119.06	$108.43	+9.8%	COM	337738108
OBDC	OWL ROCK CAPITAL CORPORATION	209,367	$2.883M	2.2%	$13.77 *	$7.86	+5.0%	COM	69121K104
VTEB	VANGUARD MUN BD FDS	38,402	$2.098M	1.6%	$54.63	$54.83	-0.4%	TAX EXEMPT BD	922907746
SCHA	SCHWAB STRATEGIC TR	31,185	$1.484M	1.1%	$47.59 *	$24.06	+3.5%	US SML CAP ETF	808524607
MSFT	MICROSOFT CORP	5,025	$1.185M	0.9%	$235.82 *	$206.04	+10.1%	COM	594918104
HD	HOME DEPOT INC	2,609	$796K	0.6%	$305.10 *	$242.47	+12.2%	COM	437076102
GOOG	ALPHABET INC	316	$653K	0.5%	$2066.46 *	$92.32	+11.2%	CAP STK CL C	02079K107
UNP	UNION PAC CORP	2,249	$496K	0.4%	$220.54 *	$178.06	+11.2%	COM	907818108
JNJ	JOHNSON & JOHNSON	2,995	$492K	0.4%	$164.27 *	$128.72	+11.5%	COM	478160104
PG	PROCTER AND GAMBLE CO	3,506	$475K	0.4%	$135.48 *	$123.16	-2.4%	COM	742718109
WMT	WALMART INC	3,201	$435K	0.3%	$135.90 *	$45.08	-5.8%	COM	931142103
VIG	VANGUARD SPECIALIZED FUNDS	2,863	$421K	0.3%	$147.05	$135.52	+8.5%	DIV APP ETF	921908844
HUM	HUMANA INC	1,000	$419K	0.3%	$419.00 *	$396.56	+1.2%	COM	444859102
ITW	ILLINOIS TOOL WKS INC	1,816	$402K	0.3%	$221.37 *	$181.01	+9.6%	COM	452308109
INTC	INTEL CORP	6,259	$401K	0.3%	$64.07 *	$44.02	+32.2%	COM	458140100
PFE	PFIZER INC	10,923	$396K	0.3%	$36.25 *	$28.63	+0.2%	COM	717081103
CAT	CATERPILLAR INC	1,700	$394K	0.3%	$231.76 *	$153.98	+37.7%	COM	149123101
XOM	EXXON MOBIL CORP	6,960	$389K	0.3%	$55.89 *	$30.36	+52.9%	COM	30231G102
HBAN	HUNTINGTON BANCSHARES INC	24,595	$387K	0.3%	$15.73 *	$9.01	+41.0%	COM	446150104
COST	COSTCO WHSL CORP NEW	1,091	$385K	0.3%	$352.89 *	$347.21	-3.8%	COM	22160K105
PEP	PEPSICO INC	2,620	$371K	0.3%	$141.60 *	$121.24	+0.8%	COM	713448108
AMZN	AMAZON COM INC	118	$365K	0.3%	$3093.22 *	$159.35	-2.9%	COM	023135106
NVDA	NVIDIA CORPORATION	674	$360K	0.3%	$534.12 *	$13.36	-0.3%	COM	67066G104
RTX	RAYTHEON TECHNOLOGIES CORP	4,631	$358K	0.3%	$77.31 *	$58.52	+18.5%	COM	75513E101
USB	US BANCORP DEL	6,012	$333K	0.3%	$55.39 *	$33.86	+32.9%	COM	902973304
GLW	CORNING INC	7,500	$326K	0.3%	$43.47 *	$30.87	+23.6%	COM	219350105
EMR	EMERSON ELEC CO	3,523	$318K	0.2%	$90.26 *	$66.82	+22.4%	COM	291011104
IBM	INTERNATIONAL BUSINESS MACHS	2,115	$282K	0.2%	$133.33 *	$93.41	+12.4%	COM	459200101
ABT	ABBOTT LABS	2,328	$279K	0.2%	$119.85 *	$99.77	+10.2%	COM	002824100
BMY	BRISTOL-MYERS SQUIBB CO	4,331	$273K	0.2%	$63.03 *	$50.03	+4.3%	COM	110122108
MMM	3M CO	1,418	$273K	0.2%	$192.52 *	$118.05	+14.4%	COM	88579Y101
NEE	NEXTERA ENERGY INC	3,252	$246K	0.2%	$75.65 *	$65.69	+1.8%	COM	65339F101
NSC	NORFOLK SOUTHN CORP	914	$245K	0.2%	$268.05 *	$205.10	+18.5%	COM	655844108
UPS	UNITED PARCEL SERVICE INC	1,300	$221K	0.2%	$170.00 *	$136.91	+1.6%	CL B	911312106
KMB	KIMBERLY-CLARK CORP	1,575	$219K	0.2%	$139.05 *	$115.97	+0.7%	COM	494368103
GD	GENERAL DYNAMICS CORP	1,200	$218K	0.2%	$181.67 *	$147.01	+11.2%	COM	369550108
NKE	NIKE INC	1,619	$215K	0.2%	$132.80 *	$123.28	+0.6%	COM	654106103