Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NFLX	NETFLIX INC.	11,920 (+2.2%)	$851K (-24.1%)	1.2%	$100.41	—	COM	64110L106
VIG	VANGUARD SPECIALIZED FUNDS	9,108 (+2.6%)	$2.155M (+12.9%)	3.0%	$183.78	—	DIV APP ETF	921908844
IAU	ISHARES GOLD TR	18,846 (+2.2%)	$1.423M (-12.5%)	2.0%	$41.44	—	ISHARES NEW	464285204
DFEM	DIMENSIONAL ETF TRUST	22,508 (+4.8%)	$915K (+23.3%)	1.3%	$26.72	—	EMERGING MKTS CO	25434V732
VO	VANGUARD INDEX FDS	15,283 (+297.3%)	$1.231M (+11.5%)	1.7%	$122.91	—	MID CAP ETF	922908629
PEP	PEPSICO INC	2,373 (+61.1%)	$321K (+40.5%)	0.5%	$147.41	—	COM	713448108
VIGI	VANGUARD WHITEHALL FDS	10,278 (+4.3%)	$960K (+10.1%)	1.4%	$80.97	—	INTL DVD ETF	921946810
FNV	FRANCO NEV CORP	2,703 (+2.9%)	$563K (-13.2%)	0.8%	$135.89	—	COM	351858105
SIVR	ABRDN SILVER ETF TRUST	5,355 (+2.2%)	$301K (-19.8%)	0.4%	$33.96	—	PHYSCL SILVR SHS	003264108
MOAT	VANECK ETF TRUST	5,662 (+3.1%)	$589K (+10.9%)	0.8%	$88.13	—	MRNGSTR WDE MOAT	92189F643
RGLD	ROYAL GOLD INC	1,252 (+7.9%)	$250K (-15.3%)	0.4%	$158.02	—	COM	780287108
COST	COSTCO WHOLESALE CORPORATION	743 (+1.6%)	$695K (-4.6%)	1.0%	$514.20	—	COM	22160K105
ADP	AUTOMATIC DATA PROCESSING IN	1,335 (+1.9%)	$299K (+12.3%)	0.4%	$255.84	—	COM	053015103
VNQ	VANGUARD INDEX FDS	3,596 (+1.5%)	$347K (+10.3%)	0.5%	$84.57	—	REAL ESTATE ETF	922908553
BSCR	INVESCO EXCH TRD SLF IDX FD	46,224 (+2.9%)	$907K (+2.9%)	1.3%	$19.61	—	BULSHS 2027 CB	46138J783
MYCG	SSGA ACTIVE TR	20,995 (+4.3%)	$525K (+4.3%)	0.7%	$25.04	—	STATE STREET MY	78470P812
TJX	TJX COS INC NEW	3,000 (+1.0%)	$455K (-4.2%)	0.6%	$76.42	—	COM	872540109
AMGN	AMGEN INC	1,181 (+1.5%)	$428K (+4.5%)	0.6%	$254.46	—	COM	031162100
XYL	XYLEM INC	2,885 (+4.2%)	$341K (+3.0%)	0.5%	$103.99	—	COM	98419M100
BDX	BECTON DICKINSON & CO	1,709 (+3.2%)	$259K (-0.7%)	0.4%	$212.54	—	COM	075887109

Exited Positions (3)

ZTS ZOETIS INC 0.4%

Value $287K Shares 2,426 Est. Cost $170.38 Unrealized —

AWK AMERICAN WTR WKS CO INC NEW 0.3%

Value $227K Shares 1,666 Est. Cost $124.12 Unrealized —

MYCH SSGA ACTIVE TR 0.3%

Value $209K Shares 8,370 Est. Cost $24.95 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ZTS	ZOETIS INC	2,426	$287K	0.4%	$170.38	—	—	98978V103
AWK	AMERICAN WTR WKS CO INC NEW	1,666	$227K	0.3%	$124.12	—	—	030420103
MYCH	SSGA ACTIVE TR	8,370	$209K	0.3%	$24.95	—	—	78470P796

Decreased Positions (32)

NVDA NVIDIA CORPORATION 16.3%

Value $11.6M (+10.9%) Shares 57,967 (-3.3%) Est. Cost $95.21 Unrealized —

XOM EXXON MOBIL CORP 0.9%

Value $637K (-26.9%) Shares 4,662 (-9.2%) Est. Cost $60.71 Unrealized —

APH AMPHENOL CORP 0.9%

Value $608K (+37.8%) Shares 3,450 (-1.3%) Est. Cost $69.64 Unrealized —

SCHZ SCHWAB STRATEGIC TR 2.5%

Value $1.784M (-8.0%) Shares 77,147 (-7.7%) Est. Cost $32.67 Unrealized —

LHX L3HARRIS TECHNOLOGIES INC 0.9%

Value $633K (-18.0%) Shares 2,180 (-2.5%) Est. Cost $199.06 Unrealized —

QCOM QUALCOMM INC 0.6%

Value $453K (+41.8%) Shares 2,449 (-1.2%) Est. Cost $120.50 Unrealized —

ADI ANALOG DEVICES INC 1.0%

Value $683K (+20.8%) Shares 1,719 (-3.3%) Est. Cost $164.41 Unrealized —

ASML ASML HLDG NV 0.4%

Value $318K (+47.8%) Shares 160 (-1.8%) Est. Cost $1320.83 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 1.3%

Value $920K (+12.4%) Shares 3,270 (-3.1%) Est. Cost $115.25 Unrealized —

BAC BANK OF AMER CORP 1.0%

Value $741K (+12.8%) Shares 13,005 (-3.5%) Est. Cost $34.73 Unrealized —

WMT WALMART INC 0.9%

Value $608K (-11.6%) Shares 5,368 (-3.0%) Est. Cost $53.94 Unrealized —

IAGG ISHARES TR 2.3%

Value $1.661M (-4.5%) Shares 32,824 (-5.6%) Est. Cost $52.16 Unrealized —

SBUX STARBUCKS CORP 0.8%

Value $601K (+11.2%) Shares 5,879 (-2.5%) Est. Cost $96.94 Unrealized —

GOOG ALPHABET INC 0.4%

Value $299K (+21.7%) Shares 847 (-1.2%) Est. Cost $289.17 Unrealized —

WTRG ESSENTIAL UTILS INC 0.8%

Value $556K (-8.3%) Shares 14,521 (-3.6%) Est. Cost $44.73 Unrealized —

NEE NEXTERA ENERGY INC 0.5%

Value $329K (-12.9%) Shares 3,745 (-7.9%) Est. Cost $55.73 Unrealized —

FAF FIRST AMERN FINL CORP 0.7%

Value $491K (+10.2%) Shares 7,160 (-3.2%) Est. Cost $58.69 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 1.5%

Value $1.035M (-4.1%) Shares 17,537 (-3.2%) Est. Cost $58.76 Unrealized —

BSCQ INVESCO EXCH TRD SLF IDX FD 0.6%

Value $446K (-9.0%) Shares 22,825 (-9.0%) Est. Cost $19.32 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.7%

Value $468K (-7.8%) Shares 19,403 (-7.3%) Est. Cost $38.03 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.8%

Value $570K (+6.8%) Shares 15,711 (-2.9%) Est. Cost $32.95 Unrealized —

AMT AMERICAN TOWER CORP 0.6%

Value $422K (-7.9%) Shares 2,581 (-2.8%) Est. Cost $202.53 Unrealized —

DUK DUKE ENERGY CORP NEW 0.4%

Value $251K (-12.2%) Shares 1,984 (-9.2%) Est. Cost $86.44 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $263K (+13.9%) Shares 357 (-10.8%) Est. Cost $562.62 Unrealized —

RPM RPM INTL INC 0.5%

Value $388K (+7.8%) Shares 3,488 (-3.6%) Est. Cost $87.90 Unrealized —

DFSD DIMENSIONAL ETF TRUST 1.3%

Value $896K (-2.7%) Shares 18,757 (-2.4%) Est. Cost $48.06 Unrealized —

WEC WEC ENERGY GROUP INC 0.9%

Value $604K (-3.5%) Shares 5,171 (-4.3%) Est. Cost $82.72 Unrealized —

KO COCA COLA CO 0.5%

Value $377K (+5.6%) Shares 4,637 (-1.2%) Est. Cost $58.62 Unrealized —

JNJ JOHNSON & JOHNSON 1.4%

Value $979K (+1.8%) Shares 3,855 (-2.0%) Est. Cost $154.00 Unrealized —

DFIP DIMENSIONAL ETF TRUST 0.5%

Value $338K (-3.4%) Shares 8,204 (-2.3%) Est. Cost $41.29 Unrealized —

ECL ECOLAB INC 0.8%

Value $550K (+2.0%) Shares 1,975 (-2.6%) Est. Cost $197.75 Unrealized —

MSFT MICROSOFT CORP 1.9%

Value $1.332M (-0.3%) Shares 3,572 (-1.0%) Est. Cost $266.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NVDA	NVIDIA CORPORATION	57,967 (-3.3%)	$11.6M (+10.9%)	16.3%	$95.21	—	COM	67066G104
XOM	EXXON MOBIL CORP	4,662 (-9.2%)	$637K (-26.9%)	0.9%	$60.71	—	COM	30231G102
APH	AMPHENOL CORP	3,450 (-1.3%)	$608K (+37.8%)	0.9%	$69.64	—	CL A	032095101
SCHZ	SCHWAB STRATEGIC TR	77,147 (-7.7%)	$1.784M (-8.0%)	2.5%	$32.67	—	US AGGREGATE B	808524839
LHX	L3HARRIS TECHNOLOGIES INC	2,180 (-2.5%)	$633K (-18.0%)	0.9%	$199.06	—	COM	502431109
QCOM	QUALCOMM INC	2,449 (-1.2%)	$453K (+41.8%)	0.6%	$120.50	—	COM	747525103
ADI	ANALOG DEVICES INC	1,719 (-3.3%)	$683K (+20.8%)	1.0%	$164.41	—	COM	032654105
ASML	ASML HLDG NV	160 (-1.8%)	$318K (+47.8%)	0.4%	$1320.83	—	N Y REGISTRY SHS	N07059210
IBM	INTERNATIONAL BUSINESS MACHS	3,270 (-3.1%)	$920K (+12.4%)	1.3%	$115.25	—	COM	459200101
BAC	BANK OF AMER CORP	13,005 (-3.5%)	$741K (+12.8%)	1.0%	$34.73	—	COM	060505104
WMT	WALMART INC	5,368 (-3.0%)	$608K (-11.6%)	0.9%	$53.94	—	COM	931142103
IAGG	ISHARES TR	32,824 (-5.6%)	$1.661M (-4.5%)	2.3%	$52.16	—	CORE INTL AGGR	46435G672
SBUX	STARBUCKS CORP	5,879 (-2.5%)	$601K (+11.2%)	0.8%	$96.94	—	COM	855244109
GOOG	ALPHABET INC	847 (-1.2%)	$299K (+21.7%)	0.4%	$289.17	—	CAP STK CL C	02079K107
WTRG	ESSENTIAL UTILS INC	14,521 (-3.6%)	$556K (-8.3%)	0.8%	$44.73	—	COM	29670G102
NEE	NEXTERA ENERGY INC	3,745 (-7.9%)	$329K (-12.9%)	0.5%	$55.73	—	COM	65339F101
FAF	FIRST AMERN FINL CORP	7,160 (-3.2%)	$491K (+10.2%)	0.7%	$58.69	—	COM	31847R102
VGIT	VANGUARD SCOTTSDALE FDS	17,537 (-3.2%)	$1.035M (-4.1%)	1.5%	$58.76	—	INTER TERM TREAS	92206C706
BSCQ	INVESCO EXCH TRD SLF IDX FD	22,825 (-9.0%)	$446K (-9.0%)	0.6%	$19.32	—	BULSHS 2026 CB	46138J791
SCHO	SCHWAB STRATEGIC TR	19,403 (-7.3%)	$468K (-7.8%)	0.7%	$38.03	—	SHT TM US TRES	808524862
SCHE	SCHWAB STRATEGIC TR	15,711 (-2.9%)	$570K (+6.8%)	0.8%	$32.95	—	EMRG MKTEQ ETF	808524706
AMT	AMERICAN TOWER CORP	2,581 (-2.8%)	$422K (-7.9%)	0.6%	$202.53	—	COM	03027X100
DUK	DUKE ENERGY CORP NEW	1,984 (-9.2%)	$251K (-12.2%)	0.4%	$86.44	—	COM NEW	26441C204
QQQ	INVESCO QQQ TR	357 (-10.8%)	$263K (+13.9%)	0.4%	$562.62	—	UNIT SER 1	46090E103
RPM	RPM INTL INC	3,488 (-3.6%)	$388K (+7.8%)	0.5%	$87.90	—	COM	749685103
DFSD	DIMENSIONAL ETF TRUST	18,757 (-2.4%)	$896K (-2.7%)	1.3%	$48.06	—	SHOR DUR FIX ETF	25434V864
WEC	WEC ENERGY GROUP INC	5,171 (-4.3%)	$604K (-3.5%)	0.9%	$82.72	—	COM	92939U106
KO	COCA COLA CO	4,637 (-1.2%)	$377K (+5.6%)	0.5%	$58.62	—	COM	191216100
JNJ	JOHNSON & JOHNSON	3,855 (-2.0%)	$979K (+1.8%)	1.4%	$154.00	—	COM	478160104
DFIP	DIMENSIONAL ETF TRUST	8,204 (-2.3%)	$338K (-3.4%)	0.5%	$41.29	—	INFLATION PROTE	25434V856
ECL	ECOLAB INC	1,975 (-2.6%)	$550K (+2.0%)	0.8%	$197.75	—	COM	278865100
MSFT	MICROSOFT CORP	3,572 (-1.0%)	$1.332M (-0.3%)	1.9%	$266.29	—	COM	594918104

Unchanged Positions (19)

SCHA SCHWAB STRATEGIC TR 3.5%

Value $2.488M Shares 68,872 Est. Cost $39.15 Unrealized —

SCHF SCHWAB STRATEGIC TR 6.0%

Value $4.268M Shares 154,092 Est. Cost $26.29 Unrealized —

AAPL APPLE INC 4.5%

Value $3.214M Shares 11,109 Est. Cost $166.20 Unrealized —

VOO VANGUARD INDEX FDS 2.9%

Value $2.087M Shares 3,039 Est. Cost $597.46 Unrealized —

SCHB SCHWAB STRATEGIC TR 2.6%

Value $1.87M Shares 64,580 Est. Cost $38.27 Unrealized —

SCHV SCHWAB STRATEGIC TR 2.5%

Value $1.744M Shares 50,093 Est. Cost $30.50 Unrealized —

GOOGL ALPHABET INC 1.1%

Value $780K Shares 2,183 Est. Cost $132.16 Unrealized —

AMZN AMAZON COM INC 1.7%

Value $1.193M Shares 5,007 Est. Cost $140.37 Unrealized —

TXN TEXAS INSTRS INC 0.6%

Value $401K Shares 1,346 Est. Cost $177.39 Unrealized —

V VISA INC 1.3%

Value $931K Shares 2,714 Est. Cost $232.67 Unrealized —

PFEB INNOVATOR ETFS TRUST 1.7%

Value $1.183M Shares 27,468 Est. Cost $40.10 Unrealized —

GLD SPDR GOLD TR 0.5%

Value $357K Shares 969 Est. Cost $355.47 Unrealized —

MCD MCDONALDS CORP 0.5%

Value $370K Shares 1,370 Est. Cost $267.74 Unrealized —

ZFEB INNOVATOR ETFS TRUST 3.1%

Value $2.203M Shares 84,787 Est. Cost $25.39 Unrealized —

HD HOME DEPOT INC 0.9%

Value $663K Shares 1,881 Est. Cost $286.19 Unrealized —

TSLA TESLA INC 0.4%

Value $270K Shares 642 Est. Cost $352.01 Unrealized —

VOE VANGUARD INDEX FDS 0.7%

Value $462K Shares 2,339 Est. Cost $184.28 Unrealized —

TOST TOAST INC 0.4%

Value $289K Shares 10,400 Est. Cost $36.05 Unrealized —

WM WASTE MGMT INC DEL 0.5%

Value $321K Shares 1,442 Est. Cost $158.05 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHA	SCHWAB STRATEGIC TR	68,872	$2.488M	3.5%	$39.15	—	US SML CAP ETF	808524607
SCHF	SCHWAB STRATEGIC TR	154,092	$4.268M	6.0%	$26.29	—	INTL EQTY ETF	808524805
AAPL	APPLE INC	11,109	$3.214M	4.5%	$166.20	—	COM	037833100
VOO	VANGUARD INDEX FDS	3,039	$2.087M	2.9%	$597.46	—	S&P 500 ETF SHS	922908363
SCHB	SCHWAB STRATEGIC TR	64,580	$1.87M	2.6%	$38.27	—	US BRD MKT ETF	808524102
SCHV	SCHWAB STRATEGIC TR	50,093	$1.744M	2.5%	$30.50	—	US LCAP VA ETF	808524409
GOOGL	ALPHABET INC	2,183	$780K	1.1%	$132.16	—	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	5,007	$1.193M	1.7%	$140.37	—	COM	023135106
TXN	TEXAS INSTRS INC	1,346	$401K	0.6%	$177.39	—	COM	882508104
V	VISA INC	2,714	$931K	1.3%	$232.67	—	COM CL A	92826C839
PFEB	INNOVATOR ETFS TRUST	27,468	$1.183M	1.7%	$40.10	—	US EQTY PWR BUF	45782C417
GLD	SPDR GOLD TR	969	$357K	0.5%	$355.47	—	GOLD SHS	78463V107
MCD	MCDONALDS CORP	1,370	$370K	0.5%	$267.74	—	COM	580135101
ZFEB	INNOVATOR ETFS TRUST	84,787	$2.203M	3.1%	$25.39	—	EQUITY DEF PROTN	45784N775
HD	HOME DEPOT INC	1,881	$663K	0.9%	$286.19	—	COM	437076102
TSLA	TESLA INC	642	$270K	0.4%	$352.01	—	COM	88160R101
VOE	VANGUARD INDEX FDS	2,339	$462K	0.7%	$184.28	—	MCAP VL IDXVIP	922908512
TOST	TOAST INC	10,400	$289K	0.4%	$36.05	—	CL A	888787108
WM	WASTE MGMT INC DEL	1,442	$321K	0.5%	$158.05	—	COM	94106L109