Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	9,997	$855K	0.6%	$85.49	—	VG TL INTL STK F	921909768
GOOG	ALPHABET INC	2,341	$827K	0.6%	$353.33	—	CAP STK CL C	02079K107
ORCL	ORACLE CORP	2,720	$399K	0.3%	$146.55	—	COM	68389X105
AMD	ADVANCED MICRO DEVICES INC	485	$282K	0.2%	$580.90	—	COM	007903107
CAT	CATERPILLAR INC	215	$229K	0.2%	$1064.90	—	COM	149123101
VUG	VANGUARD INDEX FDS	2,366	$204K	0.2%	$86.14	—	GROWTH ETF	922908736

Increased Positions (7)

LQD ISHARES TR 0.8%

Value $1.111M (+17.3%) Shares 10,185 (+17.3%) Est. Cost $117.32 Unrealized —

CMF ISHARES TR 0.5%

Value $614K (+29.4%) Shares 10,644 (+27.7%) Est. Cost $33443.52 Unrealized —

CLIP GLOBAL X FDS 2.7%

Value $3.666M (+2.8%) Shares 36,541 (+2.8%) Est. Cost $100.38 Unrealized —

AGG ISHARES TR 0.3%

Value $416K (+17.7%) Shares 4,199 (+18.1%) Est. Cost $101.81 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.2%

Value $250K (-16.5%) Shares 2,143 (+4.6%) Est. Cost $117.26 Unrealized —

SLQD ISHARES TR 1.9%

Value $2.562M (+1.8%) Shares 50,869 (+2.0%) Est. Cost $50.96 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $283K (+3.6%) Shares 759 (+2.7%) Est. Cost $420.71 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LQD	ISHARES TR	10,185 (+17.3%)	$1.111M (+17.3%)	0.8%	$117.32	—	IBOXX INV CP ETF	464287242
CMF	ISHARES TR	10,644 (+27.7%)	$614K (+29.4%)	0.5%	$33443.52	—	CALIF MUN BD ETF	464288356
CLIP	GLOBAL X FDS	36,541 (+2.8%)	$3.666M (+2.8%)	2.7%	$100.38	—	1 3 MO T BI ET	37960A438
AGG	ISHARES TR	4,199 (+18.1%)	$416K (+17.7%)	0.3%	$101.81	—	CORE US AGGBD ET	464287226
PLTR	PALANTIR TECHNOLOGIES INC	2,143 (+4.6%)	$250K (-16.5%)	0.2%	$117.26	—	CL A	69608A108
SLQD	ISHARES TR	50,869 (+2.0%)	$2.562M (+1.8%)	1.9%	$50.96	—	0-5YR INVT GR CP	46434V100
MSFT	MICROSOFT CORP	759 (+2.7%)	$283K (+3.6%)	0.2%	$420.71	—	COM	594918104

Exited Positions (3)

CVX CHEVRON CORPORATION 0.3%

Value $380K Shares 1,839 Est. Cost $148.00 Unrealized —

AVES AMERICAN CENTY ETF TR 0.2%

Value $248K Shares 4,130 Est. Cost $53.55 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value $209K Shares 1,234 Est. Cost $138.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CVX	CHEVRON CORPORATION	1,839	$380K	0.3%	$148.00	—	—	166764100
AVES	AMERICAN CENTY ETF TR	4,130	$248K	0.2%	$53.55	—	—	025072372
XOM	EXXON MOBIL CORP	1,234	$209K	0.2%	$138.74	—	—	30231G102

Decreased Positions (35)

ITOT ISHARES TR 19.7%

Value $26.56M (+5.6%) Shares 161,686 (-8.4%) Est. Cost $110.70 Unrealized —

VTI VANGUARD INDEX FDS 6.3%

Value $8.531M (+12.7%) Shares 23,054 (-2.3%) Est. Cost $38240.73 Unrealized —

TSLA TESLA INC 0.2%

Value $277K (-73.4%) Shares 658 (-76.5%) Est. Cost $276.54 Unrealized —

AVDE AMERICAN CENTY ETF TR 1.0%

Value $1.36M (-28.0%) Shares 15,250 (-31.5%) Est. Cost $68.49 Unrealized —

IEMG ISHARES INC 4.6%

Value $6.141M (+8.1%) Shares 74,126 (-8.9%) Est. Cost $58.62 Unrealized —

IUSB ISHARES TR 2.5%

Value $3.306M (-12.1%) Shares 71,639 (-12.0%) Est. Cost $52.99 Unrealized —

SUB ISHARES TR 4.0%

Value $5.373M (-7.6%) Shares 50,465 (-7.5%) Est. Cost $22406.71 Unrealized —

FMUN FIDELITY MERRIMACK STR TR 1.4%

Value $1.942M (-12.6%) Shares 38,530 (-13.9%) Est. Cost $48.64 Unrealized —

DFUS DIMENSIONAL ETF TRUST 1.9%

Value $2.612M (+9.3%) Shares 31,872 (-5.4%) Est. Cost $56.91 Unrealized —

VB VANGUARD INDEX FDS 1.5%

Value $2.07M (-9.5%) Shares 6,829 (-21.8%) Est. Cost $3685.26 Unrealized —

VV VANGUARD INDEX FDS 1.0%

Value $1.351M (-12.1%) Shares 3,929 (-23.6%) Est. Cost $225.82 Unrealized —

IEFA ISHARES TR 7.9%

Value $10.61M (-1.5%) Shares 109,808 (-7.7%) Est. Cost $74.86 Unrealized —

AVUS AMERICAN CENTY ETF TR 1.8%

Value $2.481M (+6.3%) Shares 19,373 (-7.7%) Est. Cost $96.38 Unrealized —

BIV VANGUARD BD INDEX FDS 1.1%

Value $1.474M (-8.5%) Shares 19,219 (-7.9%) Est. Cost $85.50 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 4.3%

Value $5.765M (+2.0%) Shares 80,913 (-8.3%) Est. Cost $4392.23 Unrealized —

VNQI VANGUARD INTL EQUITY INDEX F 0.3%

Value $428K (-20.2%) Shares 9,548 (-20.9%) Est. Cost $53.25 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.6%

Value $852K (-10.9%) Shares 5,522 (-15.8%) Est. Cost $13331.52 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 1.6%

Value $2.16M (-4.2%) Shares 26,140 (-4.1%) Est. Cost $91.02 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $252K (-26.4%) Shares 769 (-33.8%) Est. Cost $174.52 Unrealized —

AVRE AMERICAN CENTY ETF TR 1.4%

Value $1.816M (+4.7%) Shares 38,336 (-2.8%) Est. Cost $45.87 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.1%

Value $2.782M (+2.6%) Shares 46,606 (-7.1%) Est. Cost $3872.14 Unrealized —

VTEB VANGUARD MUN BD FDS 0.8%

Value $1.127M (-5.7%) Shares 22,291 (-7.0%) Est. Cost $1078.69 Unrealized —

VBR VANGUARD INDEX FDS 0.6%

Value $864K (+8.5%) Shares 3,557 (-3.0%) Est. Cost $4325.68 Unrealized —

IVV ISHARES TR 0.9%

Value $1.259M (+5.6%) Shares 1,681 (-7.9%) Est. Cost $508.07 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.9%

Value $1.163M (+4.7%) Shares 13,886 (-6.1%) Est. Cost $59.77 Unrealized —

BND VANGUARD BD INDEX FDS 0.8%

Value $1.104M (-4.4%) Shares 15,039 (-4.1%) Est. Cost $2703.82 Unrealized —

BAC BANK OF AMER CORP 0.3%

Value $429K (+12.2%) Shares 7,520 (-4.0%) Est. Cost $41.02 Unrealized —

IXUS ISHARES TR 0.8%

Value $1.056M (+4.4%) Shares 11,061 (-5.2%) Est. Cost $70.47 Unrealized —

VUSB VANGUARD BD INDEX FDS 0.7%

Value $941K (-3.6%) Shares 18,901 (-3.5%) Est. Cost $49.81 Unrealized —

DFAI DIMENSIONAL ETF TRUST 1.5%

Value $1.986M (-1.5%) Shares 48,146 (-7.0%) Est. Cost $31.10 Unrealized —

IJS ISHARES TR 0.2%

Value $279K (+11.5%) Shares 2,042 (-3.4%) Est. Cost $62950.46 Unrealized —

BSV VANGUARD BD INDEX FDS 0.4%

Value $525K (-2.5%) Shares 6,733 (-1.9%) Est. Cost $12857.60 Unrealized —

DFNM DIMENSIONAL ETF TRUST 0.4%

Value $473K (-2.0%) Shares 9,784 (-2.8%) Est. Cost $47.73 Unrealized —

FREL FIDELITY COVINGTON TRUST 0.8%

Value $1.091M (-0.9%) Shares 37,232 (-9.0%) Est. Cost $34.18 Unrealized —

DFAX DIMENSIONAL ETF TRUST 1.2%

Value $1.574M (+0.1%) Shares 42,736 (-7.7%) Est. Cost $26.12 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	161,686 (-8.4%)	$26.56M (+5.6%)	19.7%	$110.70	—	CORE S&P TTL STK	464287150
VTI	VANGUARD INDEX FDS	23,054 (-2.3%)	$8.531M (+12.7%)	6.3%	$38240.73	—	TOTAL STK MKT	922908769
TSLA	TESLA INC	658 (-76.5%)	$277K (-73.4%)	0.2%	$276.54	—	COM	88160R101
AVDE	AMERICAN CENTY ETF TR	15,250 (-31.5%)	$1.36M (-28.0%)	1.0%	$68.49	—	INTL EQT ETF	025072703
IEMG	ISHARES INC	74,126 (-8.9%)	$6.141M (+8.1%)	4.6%	$58.62	—	CORE MSCI EMKT	46434G103
IUSB	ISHARES TR	71,639 (-12.0%)	$3.306M (-12.1%)	2.5%	$52.99	—	CORE UNIVRSL USD	46434V613
SUB	ISHARES TR	50,465 (-7.5%)	$5.373M (-7.6%)	4.0%	$22406.71	—	SHRT NAT MUN ETF	464288158
FMUN	FIDELITY MERRIMACK STR TR	38,530 (-13.9%)	$1.942M (-12.6%)	1.4%	$48.64	—	SYSTEMATIC MUN	316188846
DFUS	DIMENSIONAL ETF TRUST	31,872 (-5.4%)	$2.612M (+9.3%)	1.9%	$56.91	—	US EQUI MARK ETF	25434V401
VB	VANGUARD INDEX FDS	6,829 (-21.8%)	$2.07M (-9.5%)	1.5%	$3685.26	—	SMALL CP ETF	922908751
VV	VANGUARD INDEX FDS	3,929 (-23.6%)	$1.351M (-12.1%)	1.0%	$225.82	—	LARGE CAP ETF	922908637
IEFA	ISHARES TR	109,808 (-7.7%)	$10.61M (-1.5%)	7.9%	$74.86	—	CORE MSCI EAFE	46432F842
AVUS	AMERICAN CENTY ETF TR	19,373 (-7.7%)	$2.481M (+6.3%)	1.8%	$96.38	—	US EQT ETF	025072885
BIV	VANGUARD BD INDEX FDS	19,219 (-7.9%)	$1.474M (-8.5%)	1.1%	$85.50	—	INTERMED TERM	921937819
VEA	VANGUARD TAX-MANAGED FDS	80,913 (-8.3%)	$5.765M (+2.0%)	4.3%	$4392.23	—	VAN FTSE DEV MKT	921943858
VNQI	VANGUARD INTL EQUITY INDEX F	9,548 (-20.9%)	$428K (-20.2%)	0.3%	$53.25	—	GLB EX US ETF	922042676
VSS	VANGUARD INTL EQUITY INDEX F	5,522 (-15.8%)	$852K (-10.9%)	0.6%	$13331.52	—	FTSE SMCAP ETF	922042718
VCIT	VANGUARD SCOTTSDALE FDS	26,140 (-4.1%)	$2.16M (-4.2%)	1.6%	$91.02	—	INT-TERM CORP	92206C870
JPM	JPMORGAN CHASE & CO	769 (-33.8%)	$252K (-26.4%)	0.2%	$174.52	—	COM	46625H100
AVRE	AMERICAN CENTY ETF TR	38,336 (-2.8%)	$1.816M (+4.7%)	1.4%	$45.87	—	REAL ESTATE ETF	025072356
VWO	VANGUARD INTL EQUITY INDEX F	46,606 (-7.1%)	$2.782M (+2.6%)	2.1%	$3872.14	—	FTSE EMR MKT ETF	922042858
VTEB	VANGUARD MUN BD FDS	22,291 (-7.0%)	$1.127M (-5.7%)	0.8%	$1078.69	—	TAX EXEMPT BD	922907746
VBR	VANGUARD INDEX FDS	3,557 (-3.0%)	$864K (+8.5%)	0.6%	$4325.68	—	SM CP VAL ETF	922908611
IVV	ISHARES TR	1,681 (-7.9%)	$1.259M (+5.6%)	0.9%	$508.07	—	CORE S&P500 ETF	464287200
VEU	VANGUARD INTL EQUITY INDEX F	13,886 (-6.1%)	$1.163M (+4.7%)	0.9%	$59.77	—	ALLWRLD EX US	922042775
BND	VANGUARD BD INDEX FDS	15,039 (-4.1%)	$1.104M (-4.4%)	0.8%	$2703.82	—	TOTAL BND MRKT	921937835
BAC	BANK OF AMER CORP	7,520 (-4.0%)	$429K (+12.2%)	0.3%	$41.02	—	COM	060505104
IXUS	ISHARES TR	11,061 (-5.2%)	$1.056M (+4.4%)	0.8%	$70.47	—	CORE MSCI TOTAL	46432F834
VUSB	VANGUARD BD INDEX FDS	18,901 (-3.5%)	$941K (-3.6%)	0.7%	$49.81	—	VANGUARD ULTRA	92203C303
DFAI	DIMENSIONAL ETF TRUST	48,146 (-7.0%)	$1.986M (-1.5%)	1.5%	$31.10	—	INTL CORE EQT MK	25434V203
IJS	ISHARES TR	2,042 (-3.4%)	$279K (+11.5%)	0.2%	$62950.46	—	SP SMCP600VL ETF	464287879
BSV	VANGUARD BD INDEX FDS	6,733 (-1.9%)	$525K (-2.5%)	0.4%	$12857.60	—	SHORT TRM BOND	921937827
DFNM	DIMENSIONAL ETF TRUST	9,784 (-2.8%)	$473K (-2.0%)	0.4%	$47.73	—	NATL MUN BD ETF	25434V849
FREL	FIDELITY COVINGTON TRUST	37,232 (-9.0%)	$1.091M (-0.9%)	0.8%	$34.18	—	MSCI RL EST ETF	316092857
DFAX	DIMENSIONAL ETF TRUST	42,736 (-7.7%)	$1.574M (+0.1%)	1.2%	$26.12	—	WORLD EX US CORE	25434V880

Unchanged Positions (23)

SPDW SPDR INDEX SHS FDS 2.5%

Value $3.414M Shares 67,750 Est. Cost $36.40 Unrealized —

IUSV ISHARES TR 2.0%

Value $2.698M Shares 24,491 Est. Cost $76.33 Unrealized —

PH PARKER-HANNIFIN CORP 0.8%

Value $1.049M Shares 1,072 Est. Cost $628.26 Unrealized —

VTV VANGUARD INDEX FDS 0.6%

Value $809K Shares 3,713 Est. Cost $14923.94 Unrealized —

XPO XPO INC 1.0%

Value $1.311M Shares 6,385 Est. Cost $44.47 Unrealized —

SPEM SPDR INDEX SHS FDS 0.4%

Value $594K Shares 11,466 Est. Cost $41.24 Unrealized —

ABBV ABBVIE INC 0.3%

Value $403K Shares 1,603 Est. Cost $161.99 Unrealized —

EWX SPDR INDEX SHS FDS 0.3%

Value $446K Shares 6,000 Est. Cost $59.33 Unrealized —

IWY ISHARES TR 0.2%

Value $332K Shares 1,142 Est. Cost $194.90 Unrealized —

VGK VANGUARD INTL EQUITY INDEX F 0.4%

Value $499K Shares 5,637 Est. Cost $28181.94 Unrealized —

AAPL APPLE INC 0.2%

Value $248K Shares 858 Est. Cost $225.58 Unrealized —

MUB ISHARES TR 3.3%

Value $4.503M Shares 41,843 Est. Cost $110.86 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value $311K Shares 3,226 Est. Cost $6397.51 Unrealized —

DFIC DIMENSIONAL ETF TRUST 0.3%

Value $410K Shares 10,992 Est. Cost $27.03 Unrealized —

AVIG AMERICAN CENTY ETF TR 1.0%

Value $1.317M Shares 31,799 Est. Cost $42.06 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.4%

Value $497K Shares 10,338 Est. Cost $40.51 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.3%

Value $371K Shares 3,605 Est. Cost $62.49 Unrealized —

AVIV AMERICAN CENTY ETF TR 0.2%

Value $303K Shares 3,920 Est. Cost $10079.03 Unrealized —

GXO GXO LOGISTICS INCORPORATED 0.2%

Value $307K Shares 6,055 Est. Cost $84.89 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.2%

Value $206K Shares 3,811 Est. Cost $52.78 Unrealized —

ISTB ISHARES TR 0.2%

Value $240K Shares 4,979 Est. Cost $48.46 Unrealized —

VTES VANGUARD WELLINGTON FD 0.2%

Value $203K Shares 2,000 Est. Cost $101.93 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.3%

Value $365K Shares 4,621 Est. Cost $80.02 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPDW	SPDR INDEX SHS FDS	67,750	$3.414M	2.5%	$36.40	—	ST STR PO EX ETF	78463X889
IUSV	ISHARES TR	24,491	$2.698M	2.0%	$76.33	—	CORE S&P US VLU	464287663
PH	PARKER-HANNIFIN CORP	1,072	$1.049M	0.8%	$628.26	—	COM	701094104
VTV	VANGUARD INDEX FDS	3,713	$809K	0.6%	$14923.94	—	VALUE ETF	922908744
XPO	XPO INC	6,385	$1.311M	1.0%	$44.47	—	COM	983793100
SPEM	SPDR INDEX SHS FDS	11,466	$594K	0.4%	$41.24	—	ST PORT MARK ETF	78463X509
ABBV	ABBVIE INC	1,603	$403K	0.3%	$161.99	—	COM	00287Y109
EWX	SPDR INDEX SHS FDS	6,000	$446K	0.3%	$59.33	—	ST MARKE CAP ETF	78463X756
IWY	ISHARES TR	1,142	$332K	0.2%	$194.90	—	RUS TP200 GR ETF	464289438
VGK	VANGUARD INTL EQUITY INDEX F	5,637	$499K	0.4%	$28181.94	—	FTSE EUROPE ETF	922042874
AAPL	APPLE INC	858	$248K	0.2%	$225.58	—	COM	037833100
MUB	ISHARES TR	41,843	$4.503M	3.3%	$110.86	—	NATIONAL MUN ETF	464288414
VNQ	VANGUARD INDEX FDS	3,226	$311K	0.2%	$6397.51	—	REAL ESTATE ETF	922908553
DFIC	DIMENSIONAL ETF TRUST	10,992	$410K	0.3%	$27.03	—	INTL CORE EQUITY	25434V799
AVIG	AMERICAN CENTY ETF TR	31,799	$1.317M	1.0%	$42.06	—	AVANTIS CORE FI	025072562
SCHC	SCHWAB STRATEGIC TR	10,338	$497K	0.4%	$40.51	—	INTL SCEQT ETF	808524888
AVDV	AMERICAN CENTY ETF TR	3,605	$371K	0.3%	$62.49	—	INTL SMCP VLU	025072802
AVIV	AMERICAN CENTY ETF TR	3,920	$303K	0.2%	$10079.03	—	INTERNATIONAL LR	025072364
GXO	GXO LOGISTICS INCORPORATED	6,055	$307K	0.2%	$84.89	—	COMMON STOCK	36262G101
DFIV	DIMENSIONAL ETF TRUST	3,811	$206K	0.2%	$52.78	—	INTERNATNAL VAL	25434V807
ISTB	ISHARES TR	4,979	$240K	0.2%	$48.46	—	CORE 1 5 YR USD	46432F859
VTES	VANGUARD WELLINGTON FD	2,000	$203K	0.2%	$101.93	—	SHORT TRM TAX EX	921935870
VCSH	VANGUARD SCOTTSDALE FDS	4,621	$365K	0.3%	$80.02	—	SHRT TRM CORP BD	92206C409