Penney Financial, LLC Long-Term Concentrated

CIK: 0002049857 · Show all filings

Period: Q4 2023 (Next →)

Filing Date: Dec 26, 2024

Total Value ($000): $120,926 (100.0% shares, 0.0% debt)

Holdings (31)

GSLC GOLDMAN SACHS ETF TR 30.5%

Value ($000) $36,907 Shares 393,422 Est. Cost $93.81 Unrealized —

VTI VANGUARD INDEX FDS 20.0%

Value ($000) $24,162 Shares 101,856 Est. Cost $237.22 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 10.5%

Value ($000) $12,695 Shares 265,032 Est. Cost $47.90 Unrealized —

VYM VANGUARD WHITEHALL FDS 7.2%

Value ($000) $8,696 Shares 77,903 Est. Cost $111.63 Unrealized —

VB VANGUARD INDEX FDS 4.6%

Value ($000) $5,598 Shares 26,239 Est. Cost $213.33 Unrealized —

SCHD SCHWAB STRATEGIC TR 4.6%

Value ($000) $5,572 Shares 73,189 Est. Cost $76.13 Unrealized —

IEFA ISHARES TR 4.3%

Value ($000) $5,237 Shares 74,442 Est. Cost $70.35 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.7%

Value ($000) $4,450 Shares 80,940 Est. Cost $54.98 Unrealized —

VXUS VANGUARD STAR FDS 1.9%

Value ($000) $2,323 Shares 40,085 Est. Cost $57.96 Unrealized —

SUB ISHARES TR 1.5%

Value ($000) $1,866 Shares 17,699 Est. Cost $105.43 Unrealized —

AAPL APPLE INC 1.2%

Value ($000) $1,487 Shares 7,723 Est. Cost $182.81 Unrealized 0.0%

VTEB VANGUARD MUN BD FDS 1.1%

Value ($000) $1,384 Shares 27,117 Est. Cost $51.05 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.0%

Value ($000) $1,268 Shares 22,782 Est. Cost $55.67 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 0.9%

Value ($000) $1,076 Shares 20,354 Est. Cost $52.88 Unrealized —

AGG ISHARES TR 0.9%

Value ($000) $1,055 Shares 10,631 Est. Cost $99.25 Unrealized —

CVX CHEVRON CORP NEW 0.7%

Value ($000) $895 Shares 5,998 Est. Cost $137.80 Unrealized 0.0%

NSP INSPERITY INC 0.7%

Value ($000) $818 Shares 6,976 Est. Cost $100.47 Unrealized 0.0%

IVV ISHARES TR 0.6%

Value ($000) $766 Shares 1,604 Est. Cost $477.63 Unrealized —

IWB ISHARES TR 0.5%

Value ($000) $624 Shares 2,380 Est. Cost $262.26 Unrealized —

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value ($000) $605 Shares 12,637 Est. Cost $47.86 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $598 Shares 1,589 Est. Cost $350.36 Unrealized 0.0%

IWM ISHARES TR 0.4%

Value ($000) $447 Shares 2,228 Est. Cost $200.71 Unrealized —

GVA GRANITE CONSTR INC 0.4%

Value ($000) $440 Shares 8,647 Est. Cost $43.61 Unrealized 0.0%

AMZN AMAZON COM INC 0.3%

Value ($000) $371 Shares 2,444 Est. Cost $140.18 Unrealized 0.0%

DFCF DIMENSIONAL ETF TRUST 0.3%

Value ($000) $363 Shares 8,570 Est. Cost $42.40 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $295 Shares 1,165 Est. Cost $242.32 Unrealized 0.0%

IJH ISHARES TR 0.2%

Value ($000) $264 Shares 951 Est. Cost $277.15 Unrealized —

BSV VANGUARD BD INDEX FDS 0.2%

Value ($000) $225 Shares 2,918 Est. Cost $77.02 Unrealized —

EIX EDISON INTL 0.2%

Value ($000) $214 Shares 3,000 Est. Cost $59.52 Unrealized 0.0%

VXF VANGUARD INDEX FDS 0.2%

Value ($000) $205 Shares 1,248 Est. Cost $164.42 Unrealized —

— GLATFELTER CORPORATION 0.0%

Value ($000) $19 Shares 10,000 Est. Cost $1.94 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	393,422	$36,907	30.5%	$93.81	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	101,856	$24,162	20.0%	$237.22	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	265,032	$12,695	10.5%	$47.90	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	77,903	$8,696	7.2%	$111.63	—	HIGH DIV YLD	921946406
VB	VANGUARD INDEX FDS	26,239	$5,598	4.6%	$213.33	—	SMALL CP ETF	922908751
SCHD	SCHWAB STRATEGIC TR	73,189	$5,572	4.6%	$76.13	—	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	74,442	$5,237	4.3%	$70.35	—	CORE MSCI EAFE	46432F842
JEPI	J P MORGAN EXCHANGE TRADED F	80,940	$4,450	3.7%	$54.98	—	EQUITY PREMIUM	46641Q332
VXUS	VANGUARD STAR FDS	40,085	$2,323	1.9%	$57.96	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	17,699	$1,866	1.5%	$105.43	—	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,723	$1,487	1.2%	$182.81	0.0%	COM	037833100
VTEB	VANGUARD MUN BD FDS	27,117	$1,384	1.1%	$51.05	—	TAX EXEMPT BD	922907746
SCHB	SCHWAB STRATEGIC TR	22,782	$1,268	1.0%	$55.67	—	US BRD MKT ETF	808524102
HELO	J P MORGAN EXCHANGE TRADED F	20,354	$1,076	0.9%	$52.88	—	HEDGED EQUITY LA	46654Q724
AGG	ISHARES TR	10,631	$1,055	0.9%	$99.25	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,998	$895	0.7%	$137.80	0.0%	COM	166764100
NSP	INSPERITY INC	6,976	$818	0.7%	$100.47	0.0%	COM	45778Q107
IVV	ISHARES TR	1,604	$766	0.6%	$477.63	—	CORE S&P500 ETF	464287200
IWB	ISHARES TR	2,380	$624	0.5%	$262.26	—	RUS 1000 ETF	464287622
JQUA	J P MORGAN EXCHANGE TRADED F	12,637	$605	0.5%	$47.86	—	US QUALTY FCTR	46641Q761
MSFT	MICROSOFT CORP	1,589	$598	0.5%	$350.36	0.0%	COM	594918104
IWM	ISHARES TR	2,228	$447	0.4%	$200.71	—	RUSSELL 2000 ETF	464287655
GVA	GRANITE CONSTR INC	8,647	$440	0.4%	$43.61	0.0%	COM	387328107
AMZN	AMAZON COM INC	2,444	$371	0.3%	$140.18	0.0%	COM	023135106
DFCF	DIMENSIONAL ETF TRUST	8,570	$363	0.3%	$42.40	—	CORE FIXED INCOM	25434V872
FDX	FEDEX CORP	1,165	$295	0.2%	$242.32	0.0%	COM	31428X106
IJH	ISHARES TR	951	$264	0.2%	$277.15	—	CORE S&P MCP ETF	464287507
BSV	VANGUARD BD INDEX FDS	2,918	$225	0.2%	$77.02	—	SHORT TRM BOND	921937827
EIX	EDISON INTL	3,000	$214	0.2%	$59.52	0.0%	COM	281020107
VXF	VANGUARD INDEX FDS	1,248	$205	0.2%	$164.42	—	EXTEND MKT ETF	922908652
—	GLATFELTER CORPORATION	10,000	$19	0.0%	$1.94	—	COM	377320106