PENNEY FINANCIAL, LLC Long-Term Concentrated

Location: Houston, TX

CIK: 0002049857 · Show all filings

Period: Q4 2023 (Next →)

Filing Date: Dec 26, 2024

Total Value: $121M (100.0% shares, 0.0% debt)

Holdings (31)

GSLC GOLDMAN SACHS ETF TR 30.5%

Value $36.91M Shares 393,422 Est. Cost $93.81 Unrealized —

VTI VANGUARD INDEX FDS 20.0%

Value $24.16M Shares 101,856 Est. Cost $237.22 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 10.5%

Value $12.7M Shares 265,032 Est. Cost $47.90 Unrealized —

VYM VANGUARD WHITEHALL FDS 7.2%

Value $8.696M Shares 77,903 Est. Cost $111.63 Unrealized —

VB VANGUARD INDEX FDS 4.6%

Value $5.598M Shares 26,239 Est. Cost $213.33 Unrealized —

SCHD SCHWAB STRATEGIC TR 4.6%

Value $5.572M Shares 73,189 Est. Cost $76.13 Unrealized —

IEFA ISHARES TR 4.3%

Value $5.237M Shares 74,442 Est. Cost $70.35 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.7%

Value $4.45M Shares 80,940 Est. Cost $54.98 Unrealized —

VXUS VANGUARD STAR FDS 1.9%

Value $2.323M Shares 40,085 Est. Cost $57.96 Unrealized —

SUB ISHARES TR 1.5%

Value $1.866M Shares 17,699 Est. Cost $105.43 Unrealized —

AAPL APPLE INC 1.2%

Value $1.487M Shares 7,723 Est. Cost $182.81 Unrealized 0.0%

VTEB VANGUARD MUN BD FDS 1.1%

Value $1.384M Shares 27,117 Est. Cost $51.05 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.0%

Value $1.268M Shares 22,782 Est. Cost $55.67 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 0.9%

Value $1.076M Shares 20,354 Est. Cost $52.88 Unrealized —

AGG ISHARES TR 0.9%

Value $1.055M Shares 10,631 Est. Cost $99.25 Unrealized —

CVX CHEVRON CORP NEW 0.7%

Value $895K Shares 5,998 Est. Cost $137.80 Unrealized 0.0%

NSP INSPERITY INC 0.7%

Value $818K Shares 6,976 Est. Cost $100.47 Unrealized 0.0%

IVV ISHARES TR 0.6%

Value $766K Shares 1,604 Est. Cost $477.63 Unrealized —

IWB ISHARES TR 0.5%

Value $624K Shares 2,380 Est. Cost $262.26 Unrealized —

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value $605K Shares 12,637 Est. Cost $47.86 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value $598K Shares 1,589 Est. Cost $350.36 Unrealized 0.0%

IWM ISHARES TR 0.4%

Value $447K Shares 2,228 Est. Cost $200.71 Unrealized —

GVA GRANITE CONSTR INC 0.4%

Value $440K Shares 8,647 Est. Cost $43.61 Unrealized 0.0%

AMZN AMAZON COM INC 0.3%

Value $371K Shares 2,444 Est. Cost $140.18 Unrealized 0.0%

DFCF DIMENSIONAL ETF TRUST 0.3%

Value $363K Shares 8,570 Est. Cost $42.40 Unrealized —

FDX FEDEX CORP 0.2%

Value $295K Shares 1,165 Est. Cost $242.32 Unrealized 0.0%

IJH ISHARES TR 0.2%

Value $264K Shares 951 Est. Cost $277.15 Unrealized —

BSV VANGUARD BD INDEX FDS 0.2%

Value $225K Shares 2,918 Est. Cost $77.02 Unrealized —

EIX EDISON INTL 0.2%

Value $214K Shares 3,000 Est. Cost $59.52 Unrealized 0.0%

VXF VANGUARD INDEX FDS 0.2%

Value $205K Shares 1,248 Est. Cost $164.42 Unrealized —

— GLATFELTER CORPORATION 0.0%

Value $19,400 Shares 10,000 Est. Cost $1.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	393,422	$36.91M	30.5%	$93.81	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	101,856	$24.16M	20.0%	$237.22	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	265,032	$12.7M	10.5%	$47.90	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	77,903	$8.696M	7.2%	$111.63	—	HIGH DIV YLD	921946406
VB	VANGUARD INDEX FDS	26,239	$5.598M	4.6%	$213.33	—	SMALL CP ETF	922908751
SCHD	SCHWAB STRATEGIC TR	73,189	$5.572M	4.6%	$76.13	—	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	74,442	$5.237M	4.3%	$70.35	—	CORE MSCI EAFE	46432F842
JEPI	J P MORGAN EXCHANGE TRADED F	80,940	$4.45M	3.7%	$54.98	—	EQUITY PREMIUM	46641Q332
VXUS	VANGUARD STAR FDS	40,085	$2.323M	1.9%	$57.96	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	17,699	$1.866M	1.5%	$105.43	—	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,723	$1.487M	1.2%	$182.81	0.0%	COM	037833100
VTEB	VANGUARD MUN BD FDS	27,117	$1.384M	1.1%	$51.05	—	TAX EXEMPT BD	922907746
SCHB	SCHWAB STRATEGIC TR	22,782	$1.268M	1.0%	$55.67	—	US BRD MKT ETF	808524102
HELO	J P MORGAN EXCHANGE TRADED F	20,354	$1.076M	0.9%	$52.88	—	HEDGED EQUITY LA	46654Q724
AGG	ISHARES TR	10,631	$1.055M	0.9%	$99.25	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,998	$895K	0.7%	$137.80	0.0%	COM	166764100
NSP	INSPERITY INC	6,976	$818K	0.7%	$100.47	0.0%	COM	45778Q107
IVV	ISHARES TR	1,604	$766K	0.6%	$477.63	—	CORE S&P500 ETF	464287200
IWB	ISHARES TR	2,380	$624K	0.5%	$262.26	—	RUS 1000 ETF	464287622
JQUA	J P MORGAN EXCHANGE TRADED F	12,637	$605K	0.5%	$47.86	—	US QUALTY FCTR	46641Q761
MSFT	MICROSOFT CORP	1,589	$598K	0.5%	$350.36	0.0%	COM	594918104
IWM	ISHARES TR	2,228	$447K	0.4%	$200.71	—	RUSSELL 2000 ETF	464287655
GVA	GRANITE CONSTR INC	8,647	$440K	0.4%	$43.61	0.0%	COM	387328107
AMZN	AMAZON COM INC	2,444	$371K	0.3%	$140.18	0.0%	COM	023135106
DFCF	DIMENSIONAL ETF TRUST	8,570	$363K	0.3%	$42.40	—	CORE FIXED INCOM	25434V872
FDX	FEDEX CORP	1,165	$295K	0.2%	$242.32	0.0%	COM	31428X106
IJH	ISHARES TR	951	$264K	0.2%	$277.15	—	CORE S&P MCP ETF	464287507
BSV	VANGUARD BD INDEX FDS	2,918	$225K	0.2%	$77.02	—	SHORT TRM BOND	921937827
EIX	EDISON INTL	3,000	$214K	0.2%	$59.52	0.0%	COM	281020107
VXF	VANGUARD INDEX FDS	1,248	$205K	0.2%	$164.42	—	EXTEND MKT ETF	922908652
—	GLATFELTER CORPORATION	10,000	$19,400	0.0%	$1.94	—	COM	377320106