PENNEY FINANCIAL, LLC Long-Term Concentrated

Location: Houston, TX

CIK: 0002049857 · Show all filings

Period: Q1 2024 (← Previous) (Next →)

Filing Date: Dec 31, 2024

Total Value: $135M (100.0% shares, 0.0% debt)

Holdings (33)

GSLC GOLDMAN SACHS ETF TR 30.7%

Value $41.61M Shares 400,916 Share Price $103.79 Est. Cost/Share $88.05 Unrealized @ Report Date +17.9%

VTI VANGUARD INDEX FDS 20.6%

Value $27.84M Shares 107,109 Share Price $259.90 Est. Cost/Share $222.37 Unrealized @ Report Date +16.9%

VEA VANGUARD TAX-MANAGED FDS 10.1%

Value $13.69M Shares 272,844 Share Price $50.17 Est. Cost/Share $44.87 Unrealized @ Report Date +11.8%

VYM VANGUARD WHITEHALL FDS 7.1%

Value $9.633M Shares 79,622 Share Price $120.99 Est. Cost/Share $105.28 Unrealized @ Report Date +14.9%

SCHD SCHWAB STRATEGIC TR 4.7%

Value $6.356M Shares 78,834 Share Price $80.63 * Est. Cost/Share $23.97 Unrealized @ Report Date +12.1%

VB VANGUARD INDEX FDS 4.6%

Value $6.293M Shares 27,530 Share Price $228.59 Est. Cost/Share $193.73 Unrealized @ Report Date +18.0%

IEFA ISHARES TR 4.3%

Value $5.847M Shares 78,780 Share Price $74.22 Est. Cost/Share $66.20 Unrealized @ Report Date +12.1%

JEPI J P MORGAN EXCHANGE TRADED F 3.4%

Value $4.665M Shares 80,622 Share Price $57.86 Est. Cost/Share $53.92 Unrealized @ Report Date +7.3%

HELO J P MORGAN EXCHANGE TRADED F 1.8%

Value $2.388M Shares 42,663 Share Price $55.97 Est. Cost/Share $52.92 Unrealized @ Report Date +5.8%

VXUS VANGUARD STAR FDS 1.7%

Value $2.349M Shares 38,958 Share Price $60.30 Est. Cost/Share $54.60 Unrealized @ Report Date +10.4%

SUB ISHARES TR 1.6%

Value $2.116M Shares 20,205 Share Price $104.73 Est. Cost/Share $104.14 Unrealized @ Report Date +0.6%

VTEB VANGUARD MUN BD FDS 1.1%

Value $1.448M Shares 28,622 Share Price $50.60 Est. Cost/Share $49.12 Unrealized @ Report Date +3.0%

AAPL APPLE INC 1.0%

Value $1.325M Shares 7,726 Share Price $171.48 Est. Cost/Share $182.81 Unrealized @ Report Date -7.0%

AGG ISHARES TR 0.7%

Value $949K Shares 9,690 Share Price $97.94 Est. Cost/Share $95.17 Unrealized @ Report Date +2.9%

CVX CHEVRON CORP NEW 0.6%

Value $877K Shares 5,557 Share Price $157.73 * Est. Cost/Share $137.80 Unrealized @ Report Date +6.0%

IVV ISHARES TR 0.6%

Value $833K Shares 1,584 Share Price $525.73 Est. Cost/Share $447.60 Unrealized @ Report Date +17.5%

NSP INSPERITY INC 0.6%

Value $765K Shares 6,976 Share Price $109.61 * Est. Cost/Share $100.47 Unrealized @ Report Date +2.3%

IWB ISHARES TR 0.5%

Value $686K Shares 2,380 Share Price $288.03 Est. Cost/Share $244.85 Unrealized @ Report Date +17.6%

MSFT MICROSOFT CORP 0.5%

Value $669K Shares 1,589 Share Price $420.72 Est. Cost/Share $350.36 Unrealized @ Report Date +18.5%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value $651K Shares 12,308 Share Price $52.87 Est. Cost/Share $44.90 Unrealized @ Report Date +17.8%

IWM ISHARES TR 0.3%

Value $469K Shares 2,228 Share Price $210.30 Est. Cost/Share $179.15 Unrealized @ Report Date +17.4%

SCHB SCHWAB STRATEGIC TR 0.3%

Value $446K Shares 7,312 Share Price $61.05 * Est. Cost/Share $17.27 Unrealized @ Report Date +17.8%

DFCF DIMENSIONAL ETF TRUST 0.3%

Value $443K Shares 10,555 Share Price $41.95 Est. Cost/Share $41.11 Unrealized @ Report Date +2.1%

AMZN AMAZON COM INC 0.3%

Value $441K Shares 2,444 Share Price $180.38 Est. Cost/Share $140.18 Unrealized @ Report Date +28.7%

GVA GRANITE CONSTR INC 0.3%

Value $408K Shares 7,147 Share Price $57.13 Est. Cost/Share $43.61 Unrealized @ Report Date +31.0%

BSV VANGUARD BD INDEX FDS 0.3%

Value $380K Shares 4,959 Share Price $76.67 Est. Cost/Share $76.11 Unrealized @ Report Date +0.7%

EQNR EQUINOR ASA 0.3%

Value $359K Shares 13,297 Share Price $27.03 Est. Cost/Share $27.40 Unrealized @ Report Date -1.4%

FDX FEDEX CORP 0.2%

Value $338K Shares 1,165 Share Price $289.74 * Est. Cost/Share $242.32 Unrealized @ Report Date +15.0%

IJH ISHARES TR 0.2%

Value $284K Shares 4,680 Share Price $60.74 Est. Cost/Share $55.42 Unrealized @ Report Date +9.6%

ABBV ABBVIE INC 0.2%

Value $228K Shares 1,252 Share Price $182.10 * Est. Cost/Share $161.99 Unrealized @ Report Date +5.8%

VXF VANGUARD INDEX FDS 0.2%

Value $219K Shares 1,248 Share Price $175.27 Est. Cost/Share $146.96 Unrealized @ Report Date +19.3%

EIX EDISON INTL 0.2%

Value $212K Shares 3,000 Share Price $70.73 * Est. Cost/Share $59.52 Unrealized @ Report Date +10.0%

SCHX SCHWAB STRATEGIC TR 0.1%

Value $203K Shares 3,272 Share Price $62.06 * Est. Cost/Share $19.69 Unrealized @ Report Date +5.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	400,916	$41.61M	30.7%	$103.79	$88.05	+17.9%	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	107,109	$27.84M	20.6%	$259.90	$222.37	+16.9%	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	272,844	$13.69M	10.1%	$50.17	$44.87	+11.8%	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	79,622	$9.633M	7.1%	$120.99	$105.28	+14.9%	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	78,834	$6.356M	4.7%	$80.63 *	$23.97	+12.1%	US DIVIDEND EQ	808524797
VB	VANGUARD INDEX FDS	27,530	$6.293M	4.6%	$228.59	$193.73	+18.0%	SMALL CP ETF	922908751
IEFA	ISHARES TR	78,780	$5.847M	4.3%	$74.22	$66.20	+12.1%	CORE MSCI EAFE	46432F842
JEPI	J P MORGAN EXCHANGE TRADED F	80,622	$4.665M	3.4%	$57.86	$53.92	+7.3%	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	42,663	$2.388M	1.8%	$55.97	$52.92	+5.8%	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	38,958	$2.349M	1.7%	$60.30	$54.60	+10.4%	VG TL INTL STK F	921909768
SUB	ISHARES TR	20,205	$2.116M	1.6%	$104.73	$104.14	+0.6%	SHRT NAT MUN ETF	464288158
VTEB	VANGUARD MUN BD FDS	28,622	$1.448M	1.1%	$50.60	$49.12	+3.0%	TAX EXEMPT BD	922907746
AAPL	APPLE INC	7,726	$1.325M	1.0%	$171.48	$182.81	-7.0%	COM	037833100
AGG	ISHARES TR	9,690	$949K	0.7%	$97.94	$95.17	+2.9%	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,557	$877K	0.6%	$157.73 *	$137.80	+6.0%	COM	166764100
IVV	ISHARES TR	1,584	$833K	0.6%	$525.73	$447.60	+17.5%	CORE S&P500 ETF	464287200
NSP	INSPERITY INC	6,976	$765K	0.6%	$109.61 *	$100.47	+2.3%	COM	45778Q107
IWB	ISHARES TR	2,380	$686K	0.5%	$288.03	$244.85	+17.6%	RUS 1000 ETF	464287622
MSFT	MICROSOFT CORP	1,589	$669K	0.5%	$420.72	$350.36	+18.5%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	12,308	$651K	0.5%	$52.87	$44.90	+17.8%	US QUALTY FCTR	46641Q761
IWM	ISHARES TR	2,228	$469K	0.3%	$210.30	$179.15	+17.4%	RUSSELL 2000 ETF	464287655
SCHB	SCHWAB STRATEGIC TR	7,312	$446K	0.3%	$61.05 *	$17.27	+17.8%	US BRD MKT ETF	808524102
DFCF	DIMENSIONAL ETF TRUST	10,555	$443K	0.3%	$41.95	$41.11	+2.1%	CORE FIXED INCOM	25434V872
AMZN	AMAZON COM INC	2,444	$441K	0.3%	$180.38	$140.18	+28.7%	COM	023135106
GVA	GRANITE CONSTR INC	7,147	$408K	0.3%	$57.13	$43.61	+31.0%	COM	387328107
BSV	VANGUARD BD INDEX FDS	4,959	$380K	0.3%	$76.67	$76.11	+0.7%	SHORT TRM BOND	921937827
EQNR	EQUINOR ASA	13,297	$359K	0.3%	$27.03	$27.40	-1.4%	SPONSORED ADR	29446M102
FDX	FEDEX CORP	1,165	$338K	0.2%	$289.74 *	$242.32	+15.0%	COM	31428X106
IJH	ISHARES TR	4,680	$284K	0.2%	$60.74	$55.42	+9.6%	CORE S&P MCP ETF	464287507
ABBV	ABBVIE INC	1,252	$228K	0.2%	$182.10 *	$161.99	+5.8%	COM	00287Y109
VXF	VANGUARD INDEX FDS	1,248	$219K	0.2%	$175.27	$146.96	+19.3%	EXTEND MKT ETF	922908652
EIX	EDISON INTL	3,000	$212K	0.2%	$70.73 *	$59.52	+10.0%	COM	281020107
SCHX	SCHWAB STRATEGIC TR	3,272	$203K	0.1%	$62.06 *	$19.69	+5.1%	US LRG CAP ETF	808524201