Penney Financial, LLC Long-Term Concentrated

CIK: 0002049857 · Show all filings

Period: Q1 2024 (← Previous) (Next →)

Filing Date: Dec 31, 2024

Total Value ($000): $135,416 (100.0% shares, 0.0% debt)

Holdings (33)

GSLC GOLDMAN SACHS ETF TR 30.7%

Value ($000) $41,611 Shares 400,916 Est. Cost $94.00 Unrealized —

VTI VANGUARD INDEX FDS 20.6%

Value ($000) $27,838 Shares 107,109 Est. Cost $238.33 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 10.1%

Value ($000) $13,689 Shares 272,844 Est. Cost $47.97 Unrealized —

VYM VANGUARD WHITEHALL FDS 7.1%

Value ($000) $9,633 Shares 79,622 Est. Cost $111.83 Unrealized —

SCHD SCHWAB STRATEGIC TR 4.7%

Value ($000) $6,356 Shares 78,834 Est. Cost $76.45 Unrealized —

VB VANGUARD INDEX FDS 4.6%

Value ($000) $6,293 Shares 27,530 Est. Cost $214.05 Unrealized —

IEFA ISHARES TR 4.3%

Value ($000) $5,847 Shares 78,780 Est. Cost $70.56 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.4%

Value ($000) $4,665 Shares 80,622 Est. Cost $54.98 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 1.8%

Value ($000) $2,388 Shares 42,663 Est. Cost $54.50 Unrealized —

VXUS VANGUARD STAR FDS 1.7%

Value ($000) $2,349 Shares 38,958 Est. Cost $57.96 Unrealized —

SUB ISHARES TR 1.6%

Value ($000) $2,116 Shares 20,205 Est. Cost $105.34 Unrealized —

VTEB VANGUARD MUN BD FDS 1.1%

Value ($000) $1,448 Shares 28,622 Est. Cost $51.03 Unrealized —

AAPL APPLE INC 1.0%

Value ($000) $1,325 Shares 7,726 Est. Cost $182.81 Unrealized -1.4%

AGG ISHARES TR 0.7%

Value ($000) $949 Shares 9,690 Est. Cost $99.25 Unrealized —

CVX CHEVRON CORP NEW 0.6%

Value ($000) $877 Shares 5,557 Est. Cost $137.80 Unrealized +0.9%

IVV ISHARES TR 0.6%

Value ($000) $833 Shares 1,584 Est. Cost $477.63 Unrealized —

NSP INSPERITY INC 0.6%

Value ($000) $765 Shares 6,976 Est. Cost $100.47 Unrealized -1.2%

IWB ISHARES TR 0.5%

Value ($000) $686 Shares 2,380 Est. Cost $262.26 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $669 Shares 1,589 Est. Cost $350.36 Unrealized +14.0%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value ($000) $651 Shares 12,308 Est. Cost $47.86 Unrealized —

IWM ISHARES TR 0.3%

Value ($000) $469 Shares 2,228 Est. Cost $200.71 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.3%

Value ($000) $446 Shares 7,312 Est. Cost $55.67 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.3%

Value ($000) $443 Shares 10,555 Est. Cost $42.32 Unrealized —

AMZN AMAZON COM INC 0.3%

Value ($000) $441 Shares 2,444 Est. Cost $140.18 Unrealized +19.1%

GVA GRANITE CONSTR INC 0.3%

Value ($000) $408 Shares 7,147 Est. Cost $43.61 Unrealized +14.3%

BSV VANGUARD BD INDEX FDS 0.3%

Value ($000) $380 Shares 4,959 Est. Cost $76.88 Unrealized —

EQNR EQUINOR ASA 0.3%

Value ($000) $359 Shares 13,297 Est. Cost $27.03 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $338 Shares 1,165 Est. Cost $242.32 Unrealized -1.0%

IJH ISHARES TR 0.2%

Value ($000) $284 Shares 4,680 Est. Cost $104.72 Unrealized —

ABBV ABBVIE INC 0.2%

Value ($000) $228 Shares 1,252 Est. Cost $161.99 Unrealized 0.0%

VXF VANGUARD INDEX FDS 0.2%

Value ($000) $219 Shares 1,248 Est. Cost $164.42 Unrealized —

EIX EDISON INTL 0.2%

Value ($000) $212 Shares 3,000 Est. Cost $59.52 Unrealized +5.2%

SCHX SCHWAB STRATEGIC TR 0.1%

Value ($000) $203 Shares 3,272 Est. Cost $62.06 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	400,916	$41,611	30.7%	$94.00	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	107,109	$27,838	20.6%	$238.33	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	272,844	$13,689	10.1%	$47.97	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	79,622	$9,633	7.1%	$111.83	—	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	78,834	$6,356	4.7%	$76.45	—	US DIVIDEND EQ	808524797
VB	VANGUARD INDEX FDS	27,530	$6,293	4.6%	$214.05	—	SMALL CP ETF	922908751
IEFA	ISHARES TR	78,780	$5,847	4.3%	$70.56	—	CORE MSCI EAFE	46432F842
JEPI	J P MORGAN EXCHANGE TRADED F	80,622	$4,665	3.4%	$54.98	—	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	42,663	$2,388	1.8%	$54.50	—	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	38,958	$2,349	1.7%	$57.96	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	20,205	$2,116	1.6%	$105.34	—	SHRT NAT MUN ETF	464288158
VTEB	VANGUARD MUN BD FDS	28,622	$1,448	1.1%	$51.03	—	TAX EXEMPT BD	922907746
AAPL	APPLE INC	7,726	$1,325	1.0%	$182.81	-1.4%	COM	037833100
AGG	ISHARES TR	9,690	$949	0.7%	$99.25	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,557	$877	0.6%	$137.80	+0.9%	COM	166764100
IVV	ISHARES TR	1,584	$833	0.6%	$477.63	—	CORE S&P500 ETF	464287200
NSP	INSPERITY INC	6,976	$765	0.6%	$100.47	-1.2%	COM	45778Q107
IWB	ISHARES TR	2,380	$686	0.5%	$262.26	—	RUS 1000 ETF	464287622
MSFT	MICROSOFT CORP	1,589	$669	0.5%	$350.36	+14.0%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	12,308	$651	0.5%	$47.86	—	US QUALTY FCTR	46641Q761
IWM	ISHARES TR	2,228	$469	0.3%	$200.71	—	RUSSELL 2000 ETF	464287655
SCHB	SCHWAB STRATEGIC TR	7,312	$446	0.3%	$55.67	—	US BRD MKT ETF	808524102
DFCF	DIMENSIONAL ETF TRUST	10,555	$443	0.3%	$42.32	—	CORE FIXED INCOM	25434V872
AMZN	AMAZON COM INC	2,444	$441	0.3%	$140.18	+19.1%	COM	023135106
GVA	GRANITE CONSTR INC	7,147	$408	0.3%	$43.61	+14.3%	COM	387328107
BSV	VANGUARD BD INDEX FDS	4,959	$380	0.3%	$76.88	—	SHORT TRM BOND	921937827
EQNR	EQUINOR ASA	13,297	$359	0.3%	$27.03	—	SPONSORED ADR	29446M102
FDX	FEDEX CORP	1,165	$338	0.2%	$242.32	-1.0%	COM	31428X106
IJH	ISHARES TR	4,680	$284	0.2%	$104.72	—	CORE S&P MCP ETF	464287507
ABBV	ABBVIE INC	1,252	$228	0.2%	$161.99	0.0%	COM	00287Y109
VXF	VANGUARD INDEX FDS	1,248	$219	0.2%	$164.42	—	EXTEND MKT ETF	922908652
EIX	EDISON INTL	3,000	$212	0.2%	$59.52	+5.2%	COM	281020107
SCHX	SCHWAB STRATEGIC TR	3,272	$203	0.1%	$62.06	—	US LRG CAP ETF	808524201