Heritage Financial Services, LLC Diversified Active

CIK: 0001752035 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 2, 2026

Total Value ($000): $1,198,012 (100.0% shares, 0.0% debt)

Holdings (126)

New Positions (6)

AVDE AMERICAN CENTY ETF TR 0.0%

Value ($000) $327 Shares 3,970 Est. Cost $82.32 Unrealized —

OEF ISHARES TR 0.0%

Value ($000) $244 Shares 711 Est. Cost $342.97 Unrealized —

XLK SELECT SECTOR SPDR TR 0.0%

Value ($000) $235 Shares 1,634 Est. Cost $143.97 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.0%

Value ($000) $210 Shares 362 Est. Cost $565.16 Unrealized 0.0%

TXN TEXAS INSTRS INC 0.0%

Value ($000) $202 Shares 1,167 Est. Cost $170.73 Unrealized 0.0%

— ROYCE MICRO-CAP TR INC 0.0%

Value ($000) $105 Shares 10,101 Est. Cost $10.43 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVDE	AMERICAN CENTY ETF TR	3,970	$327	0.0%	$82.32	—	INTL EQT ETF	025072703
OEF	ISHARES TR	711	$244	0.0%	$342.97	—	S&P 100 ETF	464287101
XLK	SELECT SECTOR SPDR TR	1,634	$235	0.0%	$143.97	—	STATE STREET TEC	81369Y803
TMO	THERMO FISHER SCIENTIFIC INC	362	$210	0.0%	$565.16	0.0%	COM	883556102
TXN	TEXAS INSTRS INC	1,167	$202	0.0%	$170.73	0.0%	COM	882508104
—	ROYCE MICRO-CAP TR INC	10,101	$105	0.0%	$10.43	—	COM	780915104

Increased Positions (30)

VGIT VANGUARD SCOTTSDALE FDS 26.0%

Value ($000) $311,801 (+17.8%) Shares 5,202,760 (+18.0%) Est. Cost $59.10 Unrealized —

JPIE J P MORGAN EXCHANGE TRADED F 11.0%

Value ($000) $131,863 (+23.2%) Shares 2,848,628 (+23.6%) Est. Cost $45.48 Unrealized —

IDEV ISHARES TR 22.6%

Value ($000) $270,395 (+4.7%) Shares 3,278,313 (+1.7%) Est. Cost $69.27 Unrealized —

USRT ISHARES TR 4.1%

Value ($000) $49,424 (+8.1%) Shares 867,698 (+11.5%) Est. Cost $55.91 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.7%

Value ($000) $19,984 (+11.6%) Shares 195,964 (+8.9%) Est. Cost $90.32 Unrealized —

DFSU DIMENSIONAL ETF TRUST 1.3%

Value ($000) $15,811 (+10.1%) Shares 364,066 (+7.7%) Est. Cost $30.48 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.6%

Value ($000) $7,646 (+8.7%) Shares 178,466 (+3.8%) Est. Cost $30.64 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.4%

Value ($000) $5,090 (+10.9%) Shares 133,568 (+5.7%) Est. Cost $28.94 Unrealized —

AGG ISHARES TR 0.7%

Value ($000) $8,328 (+5.9%) Shares 83,382 (+6.3%) Est. Cost $101.57 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.1%

Value ($000) $1,057 (+74.5%) Shares 9,459 (+69.7%) Est. Cost $85.98 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value ($000) $3,844 (+9.9%) Shares 11,466 (+7.6%) Est. Cost $242.83 Unrealized —

AIRJ AIRJOULE TECHNOLOGIES CORP 0.0%

Value ($000) $385 (+564.0%) Shares 97,806 (+690.4%) Est. Cost $4.69 Unrealized -8.0%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $1,668 (+22.7%) Shares 5,630 (+16.9%) Est. Cost $146.99 Unrealized +103.3%

DFAE DIMENSIONAL ETF TRUST 0.3%

Value ($000) $3,198 (+7.0%) Shares 98,200 (+3.6%) Est. Cost $25.38 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $1,490 (+10.9%) Shares 12,384 (+3.9%) Est. Cost $75.57 Unrealized +52.8%

MRK MERCK & CO INC 0.0%

Value ($000) $574 (+30.0%) Shares 5,450 (+3.7%) Est. Cost $92.03 Unrealized +1.3%

KO COCA COLA CO 0.1%

Value ($000) $1,468 (+7.8%) Shares 20,995 (+2.2%) Est. Cost $51.12 Unrealized +35.8%

NEE NEXTERA ENERGY INC 0.1%

Value ($000) $948 (+11.0%) Shares 11,811 (+4.4%) Est. Cost $76.86 Unrealized +7.3%

V VISA INC 0.0%

Value ($000) $528 (+20.6%) Shares 1,506 (+17.4%) Est. Cost $324.10 Unrealized +5.0%

VEA VANGUARD TAX-MANAGED FDS 0.1%

Value ($000) $1,229 (+6.8%) Shares 19,673 (+2.4%) Est. Cost $46.54 Unrealized —

DFSE DIMENSIONAL ETF TRUST 0.2%

Value ($000) $2,478 (+2.5%) Shares 59,733 (+1.5%) Est. Cost $28.57 Unrealized —

WMT WALMART INC 0.0%

Value ($000) $350 (+12.9%) Shares 3,144 (+4.4%) Est. Cost $74.73 Unrealized +43.4%

ORCL ORACLE CORP 0.0%

Value ($000) $212 (-15.4%) Shares 1,090 (+22.1%) Est. Cost $251.26 Unrealized -5.3%

IEFA ISHARES TR 0.0%

Value ($000) $500 (+7.4%) Shares 5,588 (+4.8%) Est. Cost $78.57 Unrealized —

TPL TEXAS PACIFIC LAND CORPORATI 0.0%

Value ($000) $341 (-7.7%) Shares 1,188 (+200.0%) Est. Cost $299.39 Unrealized +1.9%

ABT ABBOTT LABS 0.0%

Value ($000) $474 (-3.7%) Shares 3,786 (+2.9%) Est. Cost $118.45 Unrealized +7.5%

META META PLATFORMS INC 0.0%

Value ($000) $474 (+2.9%) Shares 718 (+14.5%) Est. Cost $545.18 Unrealized +22.4%

QCOM QUALCOMM INC 0.0%

Value ($000) $314 (+4.2%) Shares 1,833 (+1.4%) Est. Cost $124.99 Unrealized +36.6%

GE GE AEROSPACE 0.0%

Value ($000) $301 (+4.3%) Shares 978 (+1.9%) Est. Cost $220.10 Unrealized +36.7%

UNH UNITEDHEALTH GROUP INC 0.0%

Value ($000) $333 (+0.7%) Shares 1,010 (+5.3%) Est. Cost $433.20 Unrealized -22.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGIT	VANGUARD SCOTTSDALE FDS	5,202,760 (+18.0%)	$311,801 (+17.8%)	26.0%	$59.10	—	INTER TERM TREAS	92206C706
JPIE	J P MORGAN EXCHANGE TRADED F	2,848,628 (+23.6%)	$131,863 (+23.2%)	11.0%	$45.48	—	INCOME ETF	46641Q159
IDEV	ISHARES TR	3,278,313 (+1.7%)	$270,395 (+4.7%)	22.6%	$69.27	—	CORE MSCI INTL	46435G326
USRT	ISHARES TR	867,698 (+11.5%)	$49,424 (+8.1%)	4.1%	$55.91	—	CRE U S REIT ETF	464288521
AVUV	AMERICAN CENTY ETF TR	195,964 (+8.9%)	$19,984 (+11.6%)	1.7%	$90.32	—	US SML CP VALU	025072877
DFSU	DIMENSIONAL ETF TRUST	364,066 (+7.7%)	$15,811 (+10.1%)	1.3%	$30.48	—	US SUSTAINABILTY	25434V716
DFSI	DIMENSIONAL ETF TRUST	178,466 (+3.8%)	$7,646 (+8.7%)	0.6%	$30.64	—	INTERNATIONAL	25434V690
DFAI	DIMENSIONAL ETF TRUST	133,568 (+5.7%)	$5,090 (+10.9%)	0.4%	$28.94	—	INTL CORE EQT MK	25434V203
AGG	ISHARES TR	83,382 (+6.3%)	$8,328 (+5.9%)	0.7%	$101.57	—	CORE US AGGBD ET	464287226
AVUS	AMERICAN CENTY ETF TR	9,459 (+69.7%)	$1,057 (+74.5%)	0.1%	$85.98	—	US EQT ETF	025072885
VTI	VANGUARD INDEX FDS	11,466 (+7.6%)	$3,844 (+9.9%)	0.3%	$242.83	—	TOTAL STK MKT	922908769
AIRJ	AIRJOULE TECHNOLOGIES CORP	97,806 (+690.4%)	$385 (+564.0%)	0.0%	$4.69	-8.0%	CL A	612160101
IBM	INTERNATIONAL BUSINESS MACHS	5,630 (+16.9%)	$1,668 (+22.7%)	0.1%	$146.99	+103.3%	COM	459200101
DFAE	DIMENSIONAL ETF TRUST	98,200 (+3.6%)	$3,198 (+7.0%)	0.3%	$25.38	—	EMGR CRE EQT MNG	25434V302
XOM	EXXON MOBIL CORP	12,384 (+3.9%)	$1,490 (+10.9%)	0.1%	$75.57	+52.8%	COM	30231G102
MRK	MERCK & CO INC	5,450 (+3.7%)	$574 (+30.0%)	0.0%	$92.03	+1.3%	COM	58933Y105
KO	COCA COLA CO	20,995 (+2.2%)	$1,468 (+7.8%)	0.1%	$51.12	+35.8%	COM	191216100
NEE	NEXTERA ENERGY INC	11,811 (+4.4%)	$948 (+11.0%)	0.1%	$76.86	+7.3%	COM	65339F101
V	VISA INC	1,506 (+17.4%)	$528 (+20.6%)	0.0%	$324.10	+5.0%	COM CL A	92826C839
VEA	VANGUARD TAX-MANAGED FDS	19,673 (+2.4%)	$1,229 (+6.8%)	0.1%	$46.54	—	VAN FTSE DEV MKT	921943858
DFSE	DIMENSIONAL ETF TRUST	59,733 (+1.5%)	$2,478 (+2.5%)	0.2%	$28.57	—	EMERGING MARKETS	25434V682
WMT	WALMART INC	3,144 (+4.4%)	$350 (+12.9%)	0.0%	$74.73	+43.4%	COM	931142103
ORCL	ORACLE CORP	1,090 (+22.1%)	$212 (-15.4%)	0.0%	$251.26	-5.3%	COM	68389X105
IEFA	ISHARES TR	5,588 (+4.8%)	$500 (+7.4%)	0.0%	$78.57	—	CORE MSCI EAFE	46432F842
TPL	TEXAS PACIFIC LAND CORPORATI	1,188 (+200.0%)	$341 (-7.7%)	0.0%	$299.39	+1.9%	COM	88262P102
ABT	ABBOTT LABS	3,786 (+2.9%)	$474 (-3.7%)	0.0%	$118.45	+7.5%	COM	002824100
META	META PLATFORMS INC	718 (+14.5%)	$474 (+2.9%)	0.0%	$545.18	+22.4%	CL A	30303M102
QCOM	QUALCOMM INC	1,833 (+1.4%)	$314 (+4.2%)	0.0%	$124.99	+36.6%	COM	747525103
GE	GE AEROSPACE	978 (+1.9%)	$301 (+4.3%)	0.0%	$220.10	+36.7%	COM NEW	369604301
UNH	UNITEDHEALTH GROUP INC	1,010 (+5.3%)	$333 (+0.7%)	0.0%	$433.20	-22.2%	COM	91324P102

Exited Positions (14)

PAYX PAYCHEX INC 0.0%

Value ($000) $499 Shares 3,934 Est. Cost $143.17 Unrealized -18.6%

TSLA TESLA INC 0.0%

Value ($000) $383 Shares 861 Est. Cost $346.84 Unrealized +27.8%

SHW SHERWIN WILLIAMS CO 0.0%

Value ($000) $333 Shares 963 Est. Cost $351.39 Unrealized -4.9%

QUIK QUICKLOGIC CORP 0.0%

Value ($000) $303 Shares 50,000 Est. Cost $5.91 Unrealized +9.6%

BA BOEING CO 0.0%

Value ($000) $289 Shares 1,337 Est. Cost $161.34 Unrealized +27.5%

HON HONEYWELL INTL INC 0.0%

Value ($000) $219 Shares 1,042 Est. Cost $199.66 Unrealized -2.3%

GLW CORNING INC 0.0%

Value ($000) $218 Shares 2,652 Est. Cost $64.97 Unrealized +32.3%

SYK STRYKER CORPORATION 0.0%

Value ($000) $214 Shares 578 Est. Cost $384.53 Unrealized -5.5%

ETN EATON CORP PLC 0.0%

Value ($000) $212 Shares 566 Est. Cost $306.71 Unrealized +15.5%

TRV TRAVELERS COMPANIES INC 0.0%

Value ($000) $210 Shares 752 Est. Cost $260.70 Unrealized +7.6%

PEP PEPSICO INC 0.0%

Value ($000) $207 Shares 1,477 Est. Cost $140.43 Unrealized +3.9%

CBT CABOT CORP 0.0%

Value ($000) $206 Shares 2,707 Est. Cost $71.14 Unrealized -6.8%

VOOG VANGUARD ADMIRAL FDS INC 0.0%

Value ($000) $202 Shares 464 Est. Cost $435.55 Unrealized —

PHYS SPROTT ASSET MANAGEMENT LP 0.0%

Value ($000) $201 Shares 6,790 Est. Cost $29.62 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PAYX	PAYCHEX INC	3,934	$499	0.0%	$143.17	-18.6%	—	704326107
TSLA	TESLA INC	861	$383	0.0%	$346.84	+27.8%	—	88160R101
SHW	SHERWIN WILLIAMS CO	963	$333	0.0%	$351.39	-4.9%	—	824348106
QUIK	QUICKLOGIC CORP	50,000	$303	0.0%	$5.91	+9.6%	—	74837P405
BA	BOEING CO	1,337	$289	0.0%	$161.34	+27.5%	—	097023105
HON	HONEYWELL INTL INC	1,042	$219	0.0%	$199.66	-2.3%	—	438516106
GLW	CORNING INC	2,652	$218	0.0%	$64.97	+32.3%	—	219350105
SYK	STRYKER CORPORATION	578	$214	0.0%	$384.53	-5.5%	—	863667101
ETN	EATON CORP PLC	566	$212	0.0%	$306.71	+15.5%	—	G29183103
TRV	TRAVELERS COMPANIES INC	752	$210	0.0%	$260.70	+7.6%	—	89417E109
PEP	PEPSICO INC	1,477	$207	0.0%	$140.43	+3.9%	—	713448108
CBT	CABOT CORP	2,707	$206	0.0%	$71.14	-6.8%	—	127055101
VOOG	VANGUARD ADMIRAL FDS INC	464	$202	0.0%	$435.55	—	—	921932505
PHYS	SPROTT ASSET MANAGEMENT LP	6,790	$201	0.0%	$29.62	—	—	85207H104

Decreased Positions (53)

NVDA NVIDIA CORPORATION 0.4%

Value ($000) $4,478 (-41.3%) Shares 24,012 (-41.3%) Est. Cost $106.87 Unrealized +74.2%

ITOT ISHARES TR 1.5%

Value ($000) $18,165 (-5.1%) Shares 122,164 (-7.0%) Est. Cost $104.91 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value ($000) $3,998 (-15.6%) Shares 8,267 (-9.6%) Est. Cost $323.59 Unrealized +54.7%

DFAC DIMENSIONAL ETF TRUST 14.9%

Value ($000) $178,963 (+0.4%) Shares 4,520,404 (-2.2%) Est. Cost $26.07 Unrealized —

AVGO BROADCOM INC 0.2%

Value ($000) $2,089 (-23.0%) Shares 6,035 (-26.6%) Est. Cost $192.78 Unrealized +85.2%

MCD MCDONALDS CORP 0.1%

Value ($000) $1,196 (-31.6%) Shares 3,913 (-32.0%) Est. Cost $251.05 Unrealized +21.5%

LLY ELI LILLY & CO 0.2%

Value ($000) $1,934 (+38.8%) Shares 1,800 (-1.5%) Est. Cost $335.76 Unrealized +184.6%

SPY SPDR S&P 500 ETF TR 0.2%

Value ($000) $1,997 (-20.9%) Shares 2,928 (-22.7%) Est. Cost $515.65 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $1,422 (-19.8%) Shares 2,829 (-19.8%) Est. Cost $350.75 Unrealized +41.8%

VYM VANGUARD WHITEHALL FDS 0.0%

Value ($000) $280 (-54.5%) Shares 1,953 (-55.3%) Est. Cost $135.81 Unrealized —

IEMG ISHARES INC 0.3%

Value ($000) $3,312 (-9.0%) Shares 49,274 (-10.8%) Est. Cost $56.78 Unrealized —

ADI ANALOG DEVICES INC 0.0%

Value ($000) $452 (-41.5%) Shares 1,668 (-47.0%) Est. Cost $178.35 Unrealized +40.5%

IAU ISHARES GOLD TR 0.0%

Value ($000) $499 (-38.0%) Shares 6,146 (-44.5%) Est. Cost $72.77 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $2,401 (-9.4%) Shares 3,828 (-11.5%) Est. Cost $479.17 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $1,390 (+20.1%) Shares 4,428 (-6.8%) Est. Cost $129.53 Unrealized +121.1%

JPST J P MORGAN EXCHANGE TRADED F 1.1%

Value ($000) $12,931 (-1.6%) Shares 255,596 (-1.4%) Est. Cost $50.42 Unrealized —

DFEM DIMENSIONAL ETF TRUST 4.8%

Value ($000) $57,601 (+0.3%) Shares 1,741,258 (-2.7%) Est. Cost $25.64 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $534 (-24.6%) Shares 1,552 (-11.2%) Est. Cost $337.62 Unrealized +8.0%

PG PROCTER AND GAMBLE CO 0.2%

Value ($000) $2,045 (-7.7%) Shares 14,271 (-1.0%) Est. Cost $137.01 Unrealized +7.4%

GOOGL ALPHABET INC 0.1%

Value ($000) $958 (+18.2%) Shares 3,061 (-8.2%) Est. Cost $131.27 Unrealized +117.6%

IVW ISHARES TR 0.2%

Value ($000) $2,117 (-5.4%) Shares 17,172 (-7.4%) Est. Cost $82.81 Unrealized —

ABBV ABBVIE INC 0.1%

Value ($000) $773 (-12.6%) Shares 3,381 (-11.5%) Est. Cost $136.26 Unrealized +67.0%

DFEV DIMENSIONAL ETF TRUST 0.2%

Value ($000) $2,787 (+3.6%) Shares 82,590 (-2.1%) Est. Cost $22.99 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $1,824 (-5.0%) Shares 3,854 (-6.0%) Est. Cost $319.48 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $650 (-10.0%) Shares 2,241 (-8.9%) Est. Cost $240.13 Unrealized —

RTX RTX CORPORATION 0.0%

Value ($000) $294 (-19.7%) Shares 1,601 (-26.7%) Est. Cost $128.44 Unrealized +34.9%

GLD SPDR GOLD TR 0.0%

Value ($000) $568 (-10.5%) Shares 1,433 (-19.7%) Est. Cost $355.47 Unrealized —

DXJ WISDOMTREE TR 0.1%

Value ($000) $773 (+9.1%) Shares 5,363 (-3.1%) Est. Cost $87.99 Unrealized —

AAPL APPLE INC 0.9%

Value ($000) $10,608 (-0.6%) Shares 39,019 (-6.9%) Est. Cost $176.38 Unrealized +52.1%

VZ VERIZON COMMUNICATIONS INC 0.0%

Value ($000) $222 (-18.9%) Shares 5,447 (-12.5%) Est. Cost $35.97 Unrealized +12.5%

ES EVERSOURCE ENERGY 0.1%

Value ($000) $623 (-7.2%) Shares 9,260 (-1.9%) Est. Cost $70.45 Unrealized -1.3%

IWB ISHARES TR 0.1%

Value ($000) $737 (-6.0%) Shares 1,974 (-8.0%) Est. Cost $232.77 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value ($000) $218 (-16.1%) Shares 7,938 (-16.5%) Est. Cost $27.31 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $2,344 (-1.7%) Shares 3,422 (-4.0%) Est. Cost $484.51 Unrealized —

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $853 (-4.5%) Shares 2,646 (-6.5%) Est. Cost $167.35 Unrealized +85.0%

ADP AUTOMATIC DATA PROCESSING IN 0.0%

Value ($000) $235 (-14.1%) Shares 914 (-1.9%) Est. Cost $261.15 Unrealized +1.4%

AMZN AMAZON COM INC 0.1%

Value ($000) $1,270 (+2.5%) Shares 5,503 (-2.5%) Est. Cost $148.46 Unrealized +54.1%

CVX CHEVRON CORP NEW 0.0%

Value ($000) $462 (-5.7%) Shares 3,029 (-3.9%) Est. Cost $123.29 Unrealized +22.8%

VXUS VANGUARD STAR FDS 0.0%

Value ($000) $342 (-7.5%) Shares 4,536 (-9.9%) Est. Cost $63.09 Unrealized —

TT TRANE TECHNOLOGIES PLC 0.0%

Value ($000) $256 (-9.4%) Shares 657 (-1.8%) Est. Cost $272.75 Unrealized +51.6%

SCHH SCHWAB STRATEGIC TR 0.0%

Value ($000) $373 (-6.4%) Shares 17,836 (-3.4%) Est. Cost $20.83 Unrealized —

IJR ISHARES TR 0.0%

Value ($000) $223 (-10.2%) Shares 1,859 (-11.2%) Est. Cost $101.03 Unrealized —

CSCO CISCO SYS INC 0.0%

Value ($000) $257 (-8.4%) Shares 3,336 (-18.7%) Est. Cost $45.22 Unrealized +63.2%

QQQ INVESCO QQQ TR 0.0%

Value ($000) $423 (-5.1%) Shares 689 (-7.3%) Est. Cost $405.43 Unrealized —

IWV ISHARES TR 0.2%

Value ($000) $2,024 (-1.0%) Shares 5,232 (-3.0%) Est. Cost $277.47 Unrealized —

UNP UNION PAC CORP 0.0%

Value ($000) $210 (-8.6%) Shares 907 (-6.6%) Est. Cost $234.45 Unrealized -3.0%

LOW LOWES COS INC 0.0%

Value ($000) $233 (-5.5%) Shares 967 (-1.5%) Est. Cost $205.04 Unrealized +17.0%

AXP AMERICAN EXPRESS CO 0.0%

Value ($000) $543 (+2.1%) Shares 1,469 (-8.4%) Est. Cost $182.44 Unrealized +95.7%

IJH ISHARES TR 0.0%

Value ($000) $207 (-3.8%) Shares 3,141 (-4.8%) Est. Cost $65.26 Unrealized —

BAC BANK AMERICA CORP 0.0%

Value ($000) $300 (+2.3%) Shares 5,458 (-4.0%) Est. Cost $37.62 Unrealized +40.0%

IWM ISHARES TR 0.0%

Value ($000) $435 (-0.3%) Shares 1,766 (-2.0%) Est. Cost $201.04 Unrealized —

MGK VANGUARD WORLD FD 0.0%

Value ($000) $210 (-0.6%) Shares 509 (-3.0%) Est. Cost $402.42 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value ($000) $557 (+0.2%) Shares 21,228 (-1.8%) Est. Cost $33.58 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
NVDA	NVIDIA CORPORATION	24,012 (-41.3%)	$4,478 (-41.3%)	0.4%	$106.87	+74.2%	COM	67066G104
ITOT	ISHARES TR	122,164 (-7.0%)	$18,165 (-5.1%)	1.5%	$104.91	—	CORE S&P TTL STK	464287150
MSFT	MICROSOFT CORP	8,267 (-9.6%)	$3,998 (-15.6%)	0.3%	$323.59	+54.7%	COM	594918104
DFAC	DIMENSIONAL ETF TRUST	4,520,404 (-2.2%)	$178,963 (+0.4%)	14.9%	$26.07	—	US CORE EQUITY 2	25434V708
AVGO	BROADCOM INC	6,035 (-26.6%)	$2,089 (-23.0%)	0.2%	$192.78	+85.2%	COM	11135F101
MCD	MCDONALDS CORP	3,913 (-32.0%)	$1,196 (-31.6%)	0.1%	$251.05	+21.5%	COM	580135101
LLY	ELI LILLY & CO	1,800 (-1.5%)	$1,934 (+38.8%)	0.2%	$335.76	+184.6%	COM	532457108
SPY	SPDR S&P 500 ETF TR	2,928 (-22.7%)	$1,997 (-20.9%)	0.2%	$515.65	—	TR UNIT	78462F103
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,829 (-19.8%)	$1,422 (-19.8%)	0.1%	$350.75	+41.8%	CL B NEW	084670702
VYM	VANGUARD WHITEHALL FDS	1,953 (-55.3%)	$280 (-54.5%)	0.0%	$135.81	—	HIGH DIV YLD	921946406
IEMG	ISHARES INC	49,274 (-10.8%)	$3,312 (-9.0%)	0.3%	$56.78	—	CORE MSCI EMKT	46434G103
ADI	ANALOG DEVICES INC	1,668 (-47.0%)	$452 (-41.5%)	0.0%	$178.35	+40.5%	COM	032654105
IAU	ISHARES GOLD TR	6,146 (-44.5%)	$499 (-38.0%)	0.0%	$72.77	—	ISHARES NEW	464285204
VOO	VANGUARD INDEX FDS	3,828 (-11.5%)	$2,401 (-9.4%)	0.2%	$479.17	—	S&P 500 ETF SHS	922908363
GOOG	ALPHABET INC	4,428 (-6.8%)	$1,390 (+20.1%)	0.1%	$129.53	+121.1%	CAP STK CL C	02079K107
JPST	J P MORGAN EXCHANGE TRADED F	255,596 (-1.4%)	$12,931 (-1.6%)	1.1%	$50.42	—	ULTRA SHRT ETF	46641Q837
DFEM	DIMENSIONAL ETF TRUST	1,741,258 (-2.7%)	$57,601 (+0.3%)	4.8%	$25.64	—	EMERGING MKTS CO	25434V732
HD	HOME DEPOT INC	1,552 (-11.2%)	$534 (-24.6%)	0.0%	$337.62	+8.0%	COM	437076102
PG	PROCTER AND GAMBLE CO	14,271 (-1.0%)	$2,045 (-7.7%)	0.2%	$137.01	+7.4%	COM	742718109
GOOGL	ALPHABET INC	3,061 (-8.2%)	$958 (+18.2%)	0.1%	$131.27	+117.6%	CAP STK CL A	02079K305
IVW	ISHARES TR	17,172 (-7.4%)	$2,117 (-5.4%)	0.2%	$82.81	—	S&P 500 GRWT ETF	464287309
ABBV	ABBVIE INC	3,381 (-11.5%)	$773 (-12.6%)	0.1%	$136.26	+67.0%	COM	00287Y109
DFEV	DIMENSIONAL ETF TRUST	82,590 (-2.1%)	$2,787 (+3.6%)	0.2%	$22.99	—	EMERGING MKTS VA	25434V740
IWF	ISHARES TR	3,854 (-6.0%)	$1,824 (-5.0%)	0.2%	$319.48	—	RUS 1000 GRW ETF	464287614
VO	VANGUARD INDEX FDS	2,241 (-8.9%)	$650 (-10.0%)	0.1%	$240.13	—	MID CAP ETF	922908629
RTX	RTX CORPORATION	1,601 (-26.7%)	$294 (-19.7%)	0.0%	$128.44	+34.9%	COM	75513E101
GLD	SPDR GOLD TR	1,433 (-19.7%)	$568 (-10.5%)	0.0%	$355.47	—	GOLD SHS	78463V107
DXJ	WISDOMTREE TR	5,363 (-3.1%)	$773 (+9.1%)	0.1%	$87.99	—	JAPN HEDGE EQT	97717W851
AAPL	APPLE INC	39,019 (-6.9%)	$10,608 (-0.6%)	0.9%	$176.38	+52.1%	COM	037833100
VZ	VERIZON COMMUNICATIONS INC	5,447 (-12.5%)	$222 (-18.9%)	0.0%	$35.97	+12.5%	COM	92343V104
ES	EVERSOURCE ENERGY	9,260 (-1.9%)	$623 (-7.2%)	0.1%	$70.45	-1.3%	COM	30040W108
IWB	ISHARES TR	1,974 (-8.0%)	$737 (-6.0%)	0.1%	$232.77	—	RUS 1000 ETF	464287622
SCHD	SCHWAB STRATEGIC TR	7,938 (-16.5%)	$218 (-16.1%)	0.0%	$27.31	—	US DIVIDEND EQ	808524797
IVV	ISHARES TR	3,422 (-4.0%)	$2,344 (-1.7%)	0.2%	$484.51	—	CORE S&P500 ETF	464287200
JPM	JPMORGAN CHASE & CO.	2,646 (-6.5%)	$853 (-4.5%)	0.1%	$167.35	+85.0%	COM	46625H100
ADP	AUTOMATIC DATA PROCESSING IN	914 (-1.9%)	$235 (-14.1%)	0.0%	$261.15	+1.4%	COM	053015103
AMZN	AMAZON COM INC	5,503 (-2.5%)	$1,270 (+2.5%)	0.1%	$148.46	+54.1%	COM	023135106
CVX	CHEVRON CORP NEW	3,029 (-3.9%)	$462 (-5.7%)	0.0%	$123.29	+22.8%	COM	166764100
VXUS	VANGUARD STAR FDS	4,536 (-9.9%)	$342 (-7.5%)	0.0%	$63.09	—	VG TL INTL STK F	921909768
TT	TRANE TECHNOLOGIES PLC	657 (-1.8%)	$256 (-9.4%)	0.0%	$272.75	+51.6%	SHS	G8994E103
SCHH	SCHWAB STRATEGIC TR	17,836 (-3.4%)	$373 (-6.4%)	0.0%	$20.83	—	US REIT ETF	808524847
IJR	ISHARES TR	1,859 (-11.2%)	$223 (-10.2%)	0.0%	$101.03	—	CORE S&P SCP ETF	464287804
CSCO	CISCO SYS INC	3,336 (-18.7%)	$257 (-8.4%)	0.0%	$45.22	+63.2%	COM	17275R102
QQQ	INVESCO QQQ TR	689 (-7.3%)	$423 (-5.1%)	0.0%	$405.43	—	UNIT SER 1	46090E103
IWV	ISHARES TR	5,232 (-3.0%)	$2,024 (-1.0%)	0.2%	$277.47	—	RUSSELL 3000 ETF	464287689
UNP	UNION PAC CORP	907 (-6.6%)	$210 (-8.6%)	0.0%	$234.45	-3.0%	COM	907818108
LOW	LOWES COS INC	967 (-1.5%)	$233 (-5.5%)	0.0%	$205.04	+17.0%	COM	548661107
AXP	AMERICAN EXPRESS CO	1,469 (-8.4%)	$543 (+2.1%)	0.0%	$182.44	+95.7%	COM	025816109
IJH	ISHARES TR	3,141 (-4.8%)	$207 (-3.8%)	0.0%	$65.26	—	CORE S&P MCP ETF	464287507
BAC	BANK AMERICA CORP	5,458 (-4.0%)	$300 (+2.3%)	0.0%	$37.62	+40.0%	COM	060505104
IWM	ISHARES TR	1,766 (-2.0%)	$435 (-0.3%)	0.0%	$201.04	—	RUSSELL 2000 ETF	464287655
MGK	VANGUARD WORLD FD	509 (-3.0%)	$210 (-0.6%)	0.0%	$402.42	—	MEGA GRWTH IND	921910816
SCHB	SCHWAB STRATEGIC TR	21,228 (-1.8%)	$557 (+0.2%)	0.0%	$33.58	—	US BRD MKT ETF	808524102

Unchanged Positions (37)

AMAT APPLIED MATLS INC 0.1%

Value ($000) $1,161 Shares 4,517 Est. Cost $137.95 Unrealized +73.6%

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $1,818 Shares 8,783 Est. Cost $145.70 Unrealized +35.2%

CAT CATERPILLAR INC 0.0%

Value ($000) $526 Shares 919 Est. Cost $271.40 Unrealized +104.7%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $1,257 Shares 1,458 Est. Cost $507.18 Unrealized +78.6%

MFC MANULIFE FINL CORP 0.0%

Value ($000) $548 Shares 15,107 Est. Cost $30.21 Unrealized +12.3%

PSTG PURE STORAGE INC 0.0%

Value ($000) $303 Shares 4,523 Est. Cost $44.65 Unrealized +87.1%

TJX TJX COS INC NEW 0.1%

Value ($000) $1,023 Shares 6,662 Est. Cost $117.72 Unrealized +25.5%

IVE ISHARES TR 0.1%

Value ($000) $1,784 Shares 8,411 Est. Cost $172.94 Unrealized —

VUG VANGUARD INDEX FDS 0.2%

Value ($000) $2,252 Shares 4,617 Est. Cost $323.42 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.0%

Value ($000) $431 Shares 8,646 Est. Cost $30.40 Unrealized —

T AT&T INC 0.0%

Value ($000) $245 Shares 9,879 Est. Cost $23.23 Unrealized +8.9%

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $829 Shares 4,342 Est. Cost $172.33 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value ($000) $785 Shares 3,574 Est. Cost $167.29 Unrealized —

TRMB TRIMBLE INC 0.0%

Value ($000) $419 Shares 5,344 Est. Cost $67.99 Unrealized +17.2%

IWD ISHARES TR 0.0%

Value ($000) $485 Shares 2,306 Est. Cost $169.38 Unrealized —

IDXX IDEXX LABS INC 0.0%

Value ($000) $277 Shares 409 Est. Cost $478.19 Unrealized +42.4%

IUSG ISHARES TR 0.1%

Value ($000) $664 Shares 3,953 Est. Cost $139.35 Unrealized —

IGOV ISHARES TR 0.0%

Value ($000) $564 Shares 13,546 Est. Cost $42.60 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.1%

Value ($000) $599 Shares 22,274 Est. Cost $34.28 Unrealized —

RWL INVESCO EXCH TRADED FD TR II 0.0%

Value ($000) $229 Shares 1,996 Est. Cost $104.29 Unrealized —

MMM 3M CO 0.0%

Value ($000) $212 Shares 1,327 Est. Cost $144.58 Unrealized +12.9%

VTEB VANGUARD MUN BD FDS 0.1%

Value ($000) $971 Shares 19,303 Est. Cost $49.61 Unrealized —

VPU VANGUARD WORLD FD 0.0%

Value ($000) $243 Shares 1,314 Est. Cost $163.42 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $248 Shares 1,755 Est. Cost $128.50 Unrealized —

SDY SPDR SERIES TRUST 0.1%

Value ($000) $837 Shares 6,015 Est. Cost $128.99 Unrealized —

BSX BOSTON SCIENTIFIC CORP 0.0%

Value ($000) $289 Shares 3,031 Est. Cost $103.56 Unrealized -5.3%

VWO VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $327 Shares 6,083 Est. Cost $41.14 Unrealized —

ISHG ISHARES TR 0.0%

Value ($000) $320 Shares 4,252 Est. Cost $76.18 Unrealized —

BND VANGUARD BD INDEX FDS 0.1%

Value ($000) $1,011 Shares 13,655 Est. Cost $73.51 Unrealized —

MUB ISHARES TR 0.0%

Value ($000) $490 Shares 4,572 Est. Cost $108.12 Unrealized —

TOTL SSGA ACTIVE ETF TR 0.0%

Value ($000) $423 Shares 10,521 Est. Cost $40.44 Unrealized —

VGT VANGUARD WORLD FD 0.0%

Value ($000) $529 Shares 702 Est. Cost $490.41 Unrealized —

DVY ISHARES TR 0.0%

Value ($000) $291 Shares 2,064 Est. Cost $125.46 Unrealized —

AFL AFLAC INC 0.0%

Value ($000) $268 Shares 2,428 Est. Cost $78.75 Unrealized +39.5%

SPTI SPDR SERIES TRUST 0.0%

Value ($000) $372 Shares 12,902 Est. Cost $28.56 Unrealized —

IWR ISHARES TR 0.0%

Value ($000) $258 Shares 2,677 Est. Cost $87.68 Unrealized —

VXF VANGUARD INDEX FDS 0.0%

Value ($000) $291 Shares 1,391 Est. Cost $187.42 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATLS INC	4,517	$1,161	0.1%	$137.95	+73.6%	COM	038222105
JNJ	JOHNSON & JOHNSON	8,783	$1,818	0.2%	$145.70	+35.2%	COM	478160104
CAT	CATERPILLAR INC	919	$526	0.0%	$271.40	+104.7%	COM	149123101
COST	COSTCO WHSL CORP NEW	1,458	$1,257	0.1%	$507.18	+78.6%	COM	22160K105
MFC	MANULIFE FINL CORP	15,107	$548	0.0%	$30.21	+12.3%	COM	56501R106
PSTG	PURE STORAGE INC	4,523	$303	0.0%	$44.65	+87.1%	CL A	74624M102
TJX	TJX COS INC NEW	6,662	$1,023	0.1%	$117.72	+25.5%	COM	872540109
IVE	ISHARES TR	8,411	$1,784	0.1%	$172.94	—	S&P 500 VAL ETF	464287408
VUG	VANGUARD INDEX FDS	4,617	$2,252	0.2%	$323.42	—	GROWTH ETF	922908736
DFIV	DIMENSIONAL ETF TRUST	8,646	$431	0.0%	$30.40	—	INTERNATNAL VAL	25434V807
T	AT&T INC	9,879	$245	0.0%	$23.23	+8.9%	COM	00206R102
VTV	VANGUARD INDEX FDS	4,342	$829	0.1%	$172.33	—	VALUE ETF	922908744
VIG	VANGUARD SPECIALIZED FUNDS	3,574	$785	0.1%	$167.29	—	DIV APP ETF	921908844
TRMB	TRIMBLE INC	5,344	$419	0.0%	$67.99	+17.2%	COM	896239100
IWD	ISHARES TR	2,306	$485	0.0%	$169.38	—	RUS 1000 VAL ETF	464287598
IDXX	IDEXX LABS INC	409	$277	0.0%	$478.19	+42.4%	COM	45168D104
IUSG	ISHARES TR	3,953	$664	0.1%	$139.35	—	CORE S&P US GWT	464287671
IGOV	ISHARES TR	13,546	$564	0.0%	$42.60	—	INTL TREA BD ETF	464288117
SCHX	SCHWAB STRATEGIC TR	22,274	$599	0.1%	$34.28	—	US LRG CAP ETF	808524201
RWL	INVESCO EXCH TRADED FD TR II	1,996	$229	0.0%	$104.29	—	S&P 500 REVENUE	46138G698
MMM	3M CO	1,327	$212	0.0%	$144.58	+12.9%	COM	88579Y101
VTEB	VANGUARD MUN BD FDS	19,303	$971	0.1%	$49.61	—	TAX EXEMPT BD	922907746
VPU	VANGUARD WORLD FD	1,314	$243	0.0%	$163.42	—	UTILITIES ETF	92204A876
VT	VANGUARD INTL EQUITY INDEX F	1,755	$248	0.0%	$128.50	—	TT WRLD ST ETF	922042742
SDY	SPDR SERIES TRUST	6,015	$837	0.1%	$128.99	—	STATE STREET SPD	78464A763
BSX	BOSTON SCIENTIFIC CORP	3,031	$289	0.0%	$103.56	-5.3%	COM	101137107
VWO	VANGUARD INTL EQUITY INDEX F	6,083	$327	0.0%	$41.14	—	FTSE EMR MKT ETF	922042858
ISHG	ISHARES TR	4,252	$320	0.0%	$76.18	—	3YRTB ETF	464288125
BND	VANGUARD BD INDEX FDS	13,655	$1,011	0.1%	$73.51	—	TOTAL BND MRKT	921937835
MUB	ISHARES TR	4,572	$490	0.0%	$108.12	—	NATIONAL MUN ETF	464288414
TOTL	SSGA ACTIVE ETF TR	10,521	$423	0.0%	$40.44	—	STATE STREET DOU	78467V848
VGT	VANGUARD WORLD FD	702	$529	0.0%	$490.41	—	INF TECH ETF	92204A702
DVY	ISHARES TR	2,064	$291	0.0%	$125.46	—	SELECT DIVID ETF	464287168
AFL	AFLAC INC	2,428	$268	0.0%	$78.75	+39.5%	COM	001055102
SPTI	SPDR SERIES TRUST	12,902	$372	0.0%	$28.56	—	STATE STREET SPD	78464A672
IWR	ISHARES TR	2,677	$258	0.0%	$87.68	—	RUS MID CAP ETF	464287499
VXF	VANGUARD INDEX FDS	1,391	$291	0.0%	$187.42	—	EXTEND MKT ETF	922908652