Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	178,577	$34.14M	11.8%	$166.96	—	TOTAL STK MKT	922908769
JQUA	J P MORGAN EXCHANGE TRADED F	598,024	$23.17M	8.0%	$34.69	—	US QUALTY FCTR	46641Q761
BSV	VANGUARD BD INDEX FDS	239,986	$18.07M	6.2%	$76.11	—	SHORT TRM BOND	921937827
VEA	VANGUARD TAX-MANAGED FDS	399,148	$16.75M	5.8%	$39.27	—	VAN FTSE DEV MKT	921943858
VNQ	VANGUARD INDEX FDS	170,530	$14.07M	4.9%	$83.10	—	REAL ESTATE ETF	922908553
HYGV	FLEXSHARES TR	330,320	$13.16M	4.5%	$49.17	—	HIG YLD VL ETF	33939L662
JPST	J P MORGAN EXCHANGE TRADED F	207,748	$10.41M	3.6%	$50.28	—	ULTRA SHRT INC	46641Q837
RSP	INVESCO EXCHANGE TRADED FD T	55,715	$7.87M	2.7%	$101.89	—	S&P500 EQL WGT	46137V357
VGSH	VANGUARD SCOTTSDALE FDS	132,860	$7.682M	2.7%	$57.81	—	SHORT TERM TREAS	92206C102
VWO	VANGUARD INTL EQUITY INDEX F	194,655	$7.588M	2.6%	$42.85	—	FTSE EMR MKT ETF	922042858
AAPL	APPLE INC	57,594	$7.483M	2.6%	$89.91	+56.5%	COM	037833100
DUHP	DIMENSIONAL ETF TRUST	291,787	$7.006M	2.4%	$24.54	—	US HIGH PROFITAB	25434V831
PAVE	GLOBAL X FDS	257,695	$6.826M	2.4%	$24.06	—	US INFR DEV ETF	37954Y673
SPY	SPDR S&P 500 ETF TR	16,837	$6.439M	2.2%	$227.74	—	TR UNIT	78462F103
EMXC	ISHARES INC	135,606	$6.437M	2.2%	$46.94	—	MSCI EMRG CHN	46434G764
VGIT	VANGUARD SCOTTSDALE FDS	106,236	$6.213M	2.1%	$58.59	—	INTER TERM TREAS	92206C706
VTV	VANGUARD INDEX FDS	37,270	$5.232M	1.8%	$131.94	—	VALUE ETF	922908744
VO	VANGUARD INDEX FDS	20,165	$4.11M	1.4%	$131.63	—	MID CAP ETF	922908629
BND	VANGUARD BD INDEX FDS	49,918	$3.586M	1.2%	$80.17	—	TOTAL BND MRKT	921937835
VTIP	VANGUARD MALVERN FDS	75,912	$3.546M	1.2%	$51.14	—	STRM INFPROIDX	922020805
SCHB	SCHWAB STRATEGIC TR	77,510	$3.473M	1.2%	$59.14	—	US BRD MKT ETF	808524102
VCIT	VANGUARD SCOTTSDALE FDS	43,969	$3.408M	1.2%	$77.49	—	INT-TERM CORP	92206C870
MSFT	MICROSOFT CORP	12,906	$3.095M	1.1%	$65.34	+258.2%	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,149	$2.826M	1.0%	$177.98	+66.9%	CL B NEW	084670702
QQQ	INVESCO QQQ TR	9,843	$2.621M	0.9%	$270.76	—	UNIT SER 1	46090E103
VCSH	VANGUARD SCOTTSDALE FDS	33,385	$2.51M	0.9%	$75.19	—	SHRT TRM CORP BD	92206C409
QDEF	FLEXSHARES TR	42,236	$2.173M	0.8%	$45.80	—	QLT DIV DEF IDX	33939L845
VUG	VANGUARD INDEX FDS	8,678	$1.849M	0.6%	$129.61	—	GROWTH ETF	922908736
AGG	ISHARES TR	17,575	$1.705M	0.6%	$100.40	—	CORE US AGGBD ET	464287226
CB	CHUBB LIMITED	7,407	$1.634M	0.6%	$174.26	+14.7%	COM	H1467J104
ESGU	ISHARES TR	18,739	$1.588M	0.5%	$72.41	—	ESG AWR MSCI USA	46435G425
SCHH	SCHWAB STRATEGIC TR	80,340	$1.55M	0.5%	$31.45	—	US REIT ETF	808524847
AMZN	AMAZON COM INC	17,675	$1.485M	0.5%	$123.95	-20.3%	COM	023135106
XT	ISHARES TR	30,406	$1.439M	0.5%	$38.69	—	EXPONENTIAL TECH	46434V381
SPTS	SPDR SER TR	49,616	$1.433M	0.5%	$29.26	—	PORTFOLIO SH TSR	78468R101
AVUS	AMERICAN CENTY ETF TR	19,534	$1.329M	0.5%	$66.45	—	US EQT ETF	025072885
INTU	INTUIT	3,143	$1.223M	0.4%	$104.73	+271.3%	COM	461202103
SCHF	SCHWAB STRATEGIC TR	35,813	$1.154M	0.4%	$29.89	—	INTL EQTY ETF	808524805
WMT	WALMART INC	6,846	$971K	0.3%	$31.38	+45.5%	COM	931142103
SPY	SPDR S&P 500 ETF TR	2,500	$956K	0.3%	$227.74	—	Put	78462F103
VYM	VANGUARD WHITEHALL FDS	8,666	$938K	0.3%	$93.47	—	HIGH DIV YLD	921946406
XLE	SELECT SECTOR SPDR TR	10,714	$937K	0.3%	$75.66	—	ENERGY	81369Y506
ESGD	ISHARES TR	13,913	$915K	0.3%	$61.00	—	ESG AW MSCI EAFE	46435G516
IVW	ISHARES TR	15,538	$909K	0.3%	$78.60	—	S&P 500 GRWT ETF	464287309
JPM	JPMORGAN CHASE & CO	6,665	$894K	0.3%	$74.20	+58.6%	COM	46625H100
SDY	SPDR SER TR	6,988	$874K	0.3%	$118.06	—	S&P DIVID ETF	78464A763
DHR	DANAHER CORPORATION	3,185	$845K	0.3%	$70.74	+222.5%	COM	235851102
SPYV	SPDR SER TR	21,408	$833K	0.3%	$34.50	—	PRTFLO S&P500 VL	78464A508
XLF	SELECT SECTOR SPDR TR	24,080	$824K	0.3%	$35.98	—	FINANCIAL	81369Y605
VB	VANGUARD INDEX FDS	4,166	$765K	0.3%	$133.83	—	SMALL CP ETF	922908751
VV	VANGUARD INDEX FDS	4,291	$747K	0.3%	$185.27	—	LARGE CAP ETF	922908637
XOM	EXXON MOBIL CORP	6,680	$737K	0.3%	$52.10	+84.8%	COM	30231G102
—	LINDE PLC	2,195	$716K	0.2%	$156.26	—	SHS	G5494J103
ESGE	ISHARES INC	23,662	$712K	0.2%	$31.31	—	ESG AWR MSCI EM	46434G863
XSOE	WISDOMTREE TR	26,094	$696K	0.2%	$24.60	—	EM EX ST-OWNED	97717X578
UNP	UNION PAC CORP	3,329	$689K	0.2%	$81.59	+133.1%	COM	907818108
GOOGL	ALPHABET INC	7,660	$676K	0.2%	$108.56	-13.1%	CAP STK CL A	02079K305
V	VISA INC	3,167	$658K	0.2%	$97.26	+102.5%	COM CL A	92826C839
PG	PROCTER AND GAMBLE CO	4,332	$657K	0.2%	$68.50	+89.5%	COM	742718109
SCHE	SCHWAB STRATEGIC TR	26,843	$635K	0.2%	$23.74	—	EMRG MKTEQ ETF	808524706
AVEM	AMERICAN CENTY ETF TR	12,380	$625K	0.2%	$50.45	—	AVANTIS EMGMKT	025072604
INTC	INTEL CORP	21,896	$579K	0.2%	$33.55	-20.6%	COM	458140100
JNJ	JOHNSON & JOHNSON	3,144	$555K	0.2%	$100.09	+56.9%	COM	478160104
TSLA	TESLA INC	4,398	$542K	0.2%	$220.69	-14.2%	COM	88160R101
MRSH	MARSH & MCLENNAN COS INC	3,190	$528K	0.2%	$57.67	+170.4%	COM	571748102
USRT	ISHARES TR	10,403	$514K	0.2%	$49.45	—	CRE U S REIT ETF	464288521
NFRA	FLEXSHARES TR	10,093	$509K	0.2%	$56.75	—	STOXX GLOBR INF	33939L795
MA	MASTERCARD INCORPORATED	1,452	$505K	0.2%	$146.55	+120.7%	CL A	57636Q104
EAGG	ISHARES TR	10,738	$502K	0.2%	$54.27	—	ESG AWR US AGRGT	46435U549
XLK	SELECT SECTOR SPDR TR	4,011	$499K	0.2%	$124.44	—	TECHNOLOGY	81369Y803
PEP	PEPSICO INC	2,761	$499K	0.2%	$154.78	+3.9%	COM	713448108
IWR	ISHARES TR	7,116	$480K	0.2%	$80.72	—	RUS MID CAP ETF	464287499
VOO	VANGUARD INDEX FDS	1,334	$469K	0.2%	$351.34	—	S&P 500 ETF SHS	922908363
NEE	NEXTERA ENERGY INC	5,496	$459K	0.2%	$56.65	+30.3%	COM	65339F101
CAT	CATERPILLAR INC	1,878	$450K	0.2%	$99.92	+106.8%	COM	149123101
DVYE	ISHARES INC	18,499	$446K	0.2%	$29.47	—	EM MKTS DIV ETF	464286319
GOOG	ALPHABET INC	4,890	$434K	0.1%	$108.81	-12.9%	CAP STK CL C	02079K107
COST	COSTCO WHSL CORP NEW	949	$433K	0.1%	$468.77	0.0%	COM	22160K105
DE	DEERE & CO	1,000	$429K	0.1%	$179.78	+116.2%	COM	244199105
IEMG	ISHARES INC	9,144	$427K	0.1%	$46.70	—	CORE MSCI EMKT	46434G103
NSC	NORFOLK SOUTHN CORP	1,725	$425K	0.1%	$112.86	+95.3%	COM	655844108
AMT	AMERICAN TOWER CORP NEW	1,984	$420K	0.1%	$159.52	+17.0%	COM	03027X100
TMO	THERMO FISHER SCIENTIFIC INC	763	$420K	0.1%	$524.96	0.0%	COM	883556102
RTX	RAYTHEON TECHNOLOGIES CORP	4,151	$419K	0.1%	$55.59	+57.7%	COM	75513E101
TXN	TEXAS INSTRS INC	2,475	$409K	0.1%	$78.77	+92.8%	COM	882508104
SCHZ	SCHWAB STRATEGIC TR	8,930	$408K	0.1%	$52.49	—	US AGGREGATE B	808524839
SPSB	SPDR SER TR	13,788	$405K	0.1%	$29.62	—	PORTFOLIO SHORT	78464A474
XLV	SELECT SECTOR SPDR TR	2,970	$403K	0.1%	$135.85	—	SBI HEALTHCARE	81369Y209
—	FLEXSHARES TR	20,508	$397K	0.1%	$20.92	—	INTL QLTDV DEF	33939L811
IWM	ISHARES TR	2,215	$386K	0.1%	$150.79	—	RUSSELL 2000 ETF	464287655
IVV	ISHARES TR	1,005	$386K	0.1%	$308.87	—	CORE S&P500 ETF	464287200
UNH	UNITEDHEALTH GROUP INC	718	$381K	0.1%	$500.41	0.0%	COM	91324P102
SO	SOUTHERN CO	5,236	$374K	0.1%	$58.69	+1.6%	COM	842587107
AXP	AMERICAN EXPRESS CO	2,393	$354K	0.1%	$77.28	+84.2%	COM	025816109
NVO	NOVO-NORDISK A S	2,565	$347K	0.1%	$83.82	—	ADR	670100205
MDY	SPDR S&P MIDCAP 400 ETF TR	779	$345K	0.1%	$306.87	—	UTSER1 S&PDCRP	78467Y107
SBUX	STARBUCKS CORP	3,258	$323K	0.1%	$52.03	+68.3%	COM	855244109
MMM	3M CO	2,683	$322K	0.1%	$109.93	-17.5%	COM	88579Y101
IWV	ISHARES TR	1,452	$320K	0.1%	$220.68	—	RUSSELL 3000 ETF	464287689
SUSB	ISHARES TR	12,914	$307K	0.1%	$25.73	—	ESG AWRE 1 5 YR	46435G243
SCHO	SCHWAB STRATEGIC TR	6,264	$302K	0.1%	$50.83	—	SHT TM US TRES	808524862
RSG	REPUBLIC SVCS INC	2,339	$302K	0.1%	$128.26	0.0%	COM	760759100
PFE	PFIZER INC	5,852	$300K	0.1%	$40.66	-1.1%	COM	717081103
MCD	MCDONALDS CORP	1,131	$298K	0.1%	$186.90	+31.2%	COM	580135101
CSCO	CISCO SYS INC	5,975	$285K	0.1%	$27.14	+52.8%	COM	17275R102
IYH	ISHARES TR	975	$277K	0.1%	$215.38	—	US HLTHCARE ETF	464287762
F	FORD MTR CO DEL	23,754	$276K	0.1%	$10.93	-7.9%	COM	345370860
XLY	SELECT SECTOR SPDR TR	2,135	$276K	0.1%	$129.16	—	SBI CONS DISCR	81369Y407
IWF	ISHARES TR	1,277	$274K	0.1%	$111.54	—	RUS 1000 GRW ETF	464287614
IEI	ISHARES TR	2,364	$272K	0.1%	$129.86	—	3 7 YR TREAS BD	464288661
ENB	ENBRIDGE INC	6,794	$266K	0.1%	$22.26	+43.1%	COM	29250N105
GUNR	FLEXSHARES TR	5,950	$259K	0.1%	$45.08	—	MORNSTAR UPSTR	33939L407
ABT	ABBOTT LABS	2,331	$256K	0.1%	$85.57	+14.1%	COM	002824100
IWD	ISHARES TR	1,639	$249K	0.1%	$136.84	—	RUS 1000 VAL ETF	464287598
ORCL	ORACLE CORP	3,005	$246K	0.1%	$73.20	0.0%	COM	68389X105
ACN	ACCENTURE PLC IRELAND	914	$244K	0.1%	$235.32	+12.2%	SHS CLASS A	G1151C101
SOXX	ISHARES TR	680	$237K	0.1%	$347.98	—	ISHARES SEMICDTR	464287523
AVDE	AMERICAN CENTY ETF TR	4,447	$237K	0.1%	$53.19	—	INTL EQT ETF	025072703
EFA	ISHARES TR	3,556	$233K	0.1%	$65.64	—	MSCI EAFE ETF	464287465
TIP	ISHARES TR	2,162	$230K	0.1%	$125.19	—	TIPS BD ETF	464287176
DFAI	DIMENSIONAL ETF TRUST	9,176	$230K	0.1%	$25.04	—	INTL CORE EQT MK	25434V203
FCX	FREEPORT-MCMORAN INC	5,939	$226K	0.1%	$33.48	0.0%	CL B	35671D857
GS	GOLDMAN SACHS GROUP INC	655	$225K	0.1%	$321.54	0.0%	COM	38141G104
—	DISCOVER FINL SVCS	2,278	$223K	0.1%	$97.84	—	COM	254709108
IWN	ISHARES TR	1,539	$213K	0.1%	$138.67	—	RUS 2000 VAL ETF	464287630
ABBV	ABBVIE INC	1,314	$212K	0.1%	$137.22	0.0%	COM	00287Y109
STIP	ISHARES TR	2,175	$211K	0.1%	$101.35	—	0-5 YR TIPS ETF	46429B747
XLP	SELECT SECTOR SPDR TR	2,826	$211K	0.1%	$74.56	—	SBI CONS STPLS	81369Y308
MS	MORGAN STANLEY	2,433	$207K	0.1%	$76.80	0.0%	COM NEW	617446448
LOW	LOWES COS INC	1,025	$204K	0.1%	$188.18	0.0%	COM	548661107
BMO	BANK MONTREAL QUE	2,220	$201K	0.1%	$80.96	0.0%	COM	063671101
T	AT&T INC	10,194	$188K	0.1%	$15.11	0.0%	COM	00206R102
VALE	VALE S A	10,000	$170K	0.1%	$16.97	—	SPONSORED ADS	91912E105
—	ABRDN ASIA PACIFIC INCOME FU	30,000	$78,900	0.0%	$3.96	—	COM	003009107