M3F, Inc. Diversified Active

Name: M3F, Inc. Q3 2026 13F Filing | 13F Explorer
Creator: M3F, Inc.
Published: 2026-10-21

Location: Salt Lake City, UT

CIK: 0001511291 · Show all filings

Period: Q3 2026 (← Previous)

Filing Date: Oct 21, 2026

Total Value: $391M (100.0% shares, 0.0% debt)

Holdings (21)

New Positions (4)

RCBC RIVER CITY BANK/CA 4.4%

Value $17.37M Shares 339,295 Share Price $51.20 Est. Cost/Share $48.49 Unrealized @ Report Date +5.6%

FCBM FIRST CAROLINA FINANCIAL SER 2.1%

Value $8.334M Shares 659,835 Share Price $12.63 Est. Cost/Share $12.70 Unrealized @ Report Date -0.5%

RBKB RHINEBECK BANCORP INC 2.0%

Value $7.708M Shares 607,402 Share Price $12.69 Est. Cost/Share $12.69 Unrealized @ Report Date —

WCCB WEST COAST COMMUNITY BANCORP 0.7%

Value $2.69M Shares 44,540 Share Price $60.40 Est. Cost/Share $55.36 Unrealized @ Report Date +9.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
RCBC	RIVER CITY BANK/CA	339,295	$17.37M	4.4%	$51.20	$48.49	+5.6%	COMMON	76803X106
FCBM	FIRST CAROLINA FINANCIAL SER	659,835	$8.334M	2.1%	$12.63	$12.70	-0.5%	COMMON	31943F200
RBKB	RHINEBECK BANCORP INC	607,402	$7.708M	2.0%	$12.69	$12.69	—	COMMON	762093201
WCCB	WEST COAST COMMUNITY BANCORP	44,540	$2.69M	0.7%	$60.40	$55.36	+9.1%	COMMON	952170108

Increased Positions (10)

WLFC Willis Lease Finance Corp 26.6%

Value $104M (-31.3%) Shares 2,083,661 (+214.8%) Share Price $49.91 Est. Cost/Share $81.35 Unrealized @ Report Date -38.6%

OPFI OPPFI INC 3.8%

Value $14.79M (+94.9%) Shares 2,453,551 (+221.0%) Share Price $6.03 Est. Cost/Share $8.24 Unrealized @ Report Date -26.8%

ASLE AERSALE CORP 6.3%

Value $24.58M (-12.4%) Shares 4,690,176 (+5.7%) Share Price $5.24 Est. Cost/Share $6.57 Unrealized @ Report Date -20.3%

PDLB PONCE FINANCIAL GROUP INC 9.2%

Value $36.1M (+6.6%) Shares 1,810,519 (+6.6%) Share Price $19.94 Est. Cost/Share $11.05 Unrealized @ Report Date +80.4%

PBFS PIONEER BANCORP INC/NY 8.4%

Value $33.04M (+6.2%) Shares 1,860,111 (+2.1%) Share Price $17.76 Est. Cost/Share $11.00 Unrealized @ Report Date +61.5%

BYFC BROADWAY FINANCIAL CORP/DE 1.8%

Value $7.086M (+34.0%) Shares 598,964 (+9.4%) Share Price $11.83 Est. Cost/Share $7.22 Unrealized @ Report Date +63.8%

GDOT Green Dot Corp 4.6%

Value $17.82M (+8.6%) Shares 1,448,696 (+19.3%) Share Price $12.30 Est. Cost/Share $12.28 Unrealized @ Report Date +0.2%

SNFCA SECURITY NATL FINL CORP CL A NEW 4.9%

Value $19.24M (-5.9%) Shares 2,211,079 (+4.9%) Share Price $8.70 Est. Cost/Share $5.95 Unrealized @ Report Date +46.2%

NODK NI HOLDINGS INC 6.1%

Value $23.92M (-1.9%) Shares 1,603,345 (+3.3%) Share Price $14.92 Est. Cost/Share $15.30 Unrealized @ Report Date -2.5%

SSBI SUMMIT STATE BANK 1.1%

Value $4.409M (-8.2%) Shares 358,778 (+1.3%) Share Price $12.29 Est. Cost/Share $7.66 Unrealized @ Report Date +60.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
WLFC	Willis Lease Finance Corp	2,083,661 (+214.8%)	$104M (-31.3%)	26.6%	$49.91	$81.35	-38.6%	COMMON	970646105
OPFI	OPPFI INC	2,453,551 (+221.0%)	$14.79M (+94.9%)	3.8%	$6.03	$8.24	-26.8%	COMMON	68386H103
ASLE	AERSALE CORP	4,690,176 (+5.7%)	$24.58M (-12.4%)	6.3%	$5.24	$6.57	-20.3%	COMMON	00810F106
PDLB	PONCE FINANCIAL GROUP INC	1,810,519 (+6.6%)	$36.1M (+6.6%)	9.2%	$19.94	$11.05	+80.4%	COMMON	732344106
PBFS	PIONEER BANCORP INC/NY	1,860,111 (+2.1%)	$33.04M (+6.2%)	8.4%	$17.76	$11.00	+61.5%	COMMON	723561106
BYFC	BROADWAY FINANCIAL CORP/DE	598,964 (+9.4%)	$7.086M (+34.0%)	1.8%	$11.83	$7.22	+63.8%	COMMON	111444709
GDOT	Green Dot Corp	1,448,696 (+19.3%)	$17.82M (+8.6%)	4.6%	$12.30	$12.28	+0.2%	COMMON	39304D102
SNFCA	SECURITY NATL FINL CORP CL A NEW	2,211,079 (+4.9%)	$19.24M (-5.9%)	4.9%	$8.70	$5.95	+46.2%	COMMON	814785309
NODK	NI HOLDINGS INC	1,603,345 (+3.3%)	$23.92M (-1.9%)	6.1%	$14.92	$15.30	-2.5%	COMMON	65342T106
SSBI	SUMMIT STATE BANK	358,778 (+1.3%)	$4.409M (-8.2%)	1.1%	$12.29	$7.66	+60.4%	COMMON	866264203

Exited Positions (5)

NFBK NORTHFIELD BANCORP INC DEL COM 3.3%

Value $12.81M Shares 869,575 Share Price $14.73 * Est. Cost/Share $12.98 Unrealized @ Report Date +18.0%

RBKB RHINEBECK BANCORP INC 2.4%

Value $9.556M Shares 552,076 Share Price $17.31 * Est. Cost/Share $8.53 Unrealized @ Report Date +48.7%

FNRN FIRST NORTHERN COMMUNITY BAN 1.1%

Value $4.393M Shares 244,872 Share Price $17.94 * Est. Cost/Share $16.93 Unrealized @ Report Date +2.1%

WASH Washington Trust Bancorp Inc 0.2%

Value $700K Shares 19,199 Share Price $36.46 * Est. Cost/Share $27.90 Unrealized @ Report Date +36.2%

SHFS SHF HOLDINGS INC 0.0%

Value $74,000 Shares 308,000 Share Price $0.24 Est. Cost/Share $30.53 Unrealized @ Report Date —

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
NFBK	NORTHFIELD BANCORP INC DEL COM	869,575	$12.81M	3.3%	$14.73 *	$12.98	+18.0%	—	66611T108
RBKB	RHINEBECK BANCORP INC	552,076	$9.556M	2.4%	$17.31 *	$8.53	+48.7%	—	762093102
FNRN	FIRST NORTHERN COMMUNITY BAN	244,872	$4.393M	1.1%	$17.94 *	$16.93	+2.1%	—	335925103
WASH	Washington Trust Bancorp Inc	19,199	$700K	0.2%	$36.46 *	$27.90	+36.2%	—	940610108
SHFS	SHF HOLDINGS INC	308,000	$74,000	0.0%	$0.24	$30.53	—	—	824430300

Decreased Positions (3)

PROV PROVIDENT FINL HLDGS INC COM 0.9%

Value $3.508M (-14.7%) Shares 194,661 (-18.6%) Share Price $18.02 Est. Cost/Share $16.95 Unrealized @ Report Date +6.3%

PKBK PARKE BANCORP INC 2.3%

Value $9.03M (-3.6%) Shares 276,133 (-2.3%) Share Price $32.70 Est. Cost/Share $19.79 Unrealized @ Report Date +65.3%

BSBK BOGOTA FINANCIAL CORP 1.0%

Value $3.784M (-1.1%) Shares 418,135 (-1.3%) Share Price $9.05 Est. Cost/Share $9.57 Unrealized @ Report Date -5.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
PROV	PROVIDENT FINL HLDGS INC COM	194,661 (-18.6%)	$3.508M (-14.7%)	0.9%	$18.02	$16.95	+6.3%	COMMON	743868101
PKBK	PARKE BANCORP INC	276,133 (-2.3%)	$9.03M (-3.6%)	2.3%	$32.70	$19.79	+65.3%	COMMON	700885106
BSBK	BOGOTA FINANCIAL CORP	418,135 (-1.3%)	$3.784M (-1.1%)	1.0%	$9.05	$9.57	-5.4%	COMMON	097235105

Unchanged Positions (4)

MGYR MAGYAR BANCORP INC COM 1.4%

Value $5.464M Shares 286,816 Share Price $19.05 Est. Cost/Share $10.87 Unrealized @ Report Date +75.2%

AER AERCAP HOLDINGS NV SHS 7.4%

Value $28.99M Shares 202,000 Share Price $143.52 Est. Cost/Share $106.42 Unrealized @ Report Date +34.9%

ALRS ALERUS FINANCIAL CORP 3.4%

Value $13.17M Shares 417,108 Share Price $31.58 Est. Cost/Share $21.17 Unrealized @ Report Date +49.2%

CBFV CB FINL SVCS INC COM 1.6%

Value $6.31M Shares 171,377 Share Price $36.82 Est. Cost/Share $28.13 Unrealized @ Report Date +30.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MGYR	MAGYAR BANCORP INC COM	286,816	$5.464M	1.4%	$19.05	$10.87	+75.2%	COMMON	55977T208
AER	AERCAP HOLDINGS NV SHS	202,000	$28.99M	7.4%	$143.52	$106.42	+34.9%	COMMON	N00985106
ALRS	ALERUS FINANCIAL CORP	417,108	$13.17M	3.4%	$31.58	$21.17	+49.2%	COMMON	01446U103
CBFV	CB FINL SVCS INC COM	171,377	$6.31M	1.6%	$36.82	$28.13	+30.9%	COMMON	12479G101