Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	JPMorgan Chase	43,380	$13.98M	7.8%	$58.86	—	COM	46625h100
MSFT	Microsoft	18,766	$9.076M	5.1%	$151.39	+230.6%	COM	594918104
JNJ	Johnson & Johnson	40,750	$8.433M	4.7%	$65.75	+199.6%	COM	478160104
AAPL	Apple	29,302	$7.966M	4.5%	$85.03	+215.6%	COM	037833100
—	Hoya Capital Housing	153,817	$6.977M	3.9%	$30.25	—	COM	26922a230
—	Alphabet Class C	20,955	$6.576M	3.7%	$149.24	—	COM	02079k107
URI	United Rentals	6,958	$5.631M	3.2%	$394.40	+119.8%	COM	911363109
IBM	International Business Machine	16,526	$4.895M	2.7%	$126.18	+136.8%	COM	459200101
AMZN	Amazon	19,723	$4.552M	2.6%	$140.30	+63.1%	COM	023135106
AXP	American Express	9,143	$3.382M	1.9%	$77.15	+362.7%	COM	025816109
GS	Goldman Sachs	3,723	$3.273M	1.8%	$450.08	+80.7%	COM	38141G104
NVDA	Nvidia Corp.	17,310	$3.228M	1.8%	$123.91	+50.2%	COM	67066G104
WMT	Wal-Mart Stores	28,087	$3.129M	1.8%	$47.75	+124.5%	COM	931142103
DHI	D R Horton	21,455	$3.09M	1.7%	$63.56	+139.2%	COM	23331A109
ABBV	Abbvie	12,370	$2.826M	1.6%	$118.96	+91.3%	COM	00287Y109
XOM	Exxon Mobil	21,064	$2.535M	1.4%	$57.05	+102.4%	COM	30231G102
SPGI	S&P Global	4,629	$2.419M	1.4%	$126.49	+290.7%	COM	78409V104
WM	Waste Management	10,923	$2.4M	1.3%	$47.68	+345.8%	COM	94106L109
HD	Home Depot	6,942	$2.389M	1.3%	$84.52	+331.4%	COM	437076102
HUBB	Hubbell	5,241	$2.328M	1.3%	$152.24	+187.2%	COM	443510607
DIS	Disney	20,386	$2.319M	1.3%	$73.22	+49.6%	COM	254687106
SCHW	Schwab, Charles	21,807	$2.179M	1.2%	$41.64	+127.5%	COM	808513105
—	Labcorp Holdings	8,681	$2.178M	1.2%	$210.25	—	COM	50540r409
GE	GE Aerospace	7,038	$2.168M	1.2%	$137.87	+118.2%	COM	369604301
PG	Procter & Gamble	15,014	$2.152M	1.2%	$58.01	+153.7%	COM	742718109
CVX	Chevron	14,062	$2.143M	1.2%	$78.64	+92.5%	COM	166764100
STX	Seagate	7,725	$2.127M	1.2%	$98.66	+162.4%	COM	G7997R103
NSRGY	Nestle ADR	20,759	$2.063M	1.2%	$78.92	—	COM	641069406
ABT	Abbott Laboratories	15,727	$1.97M	1.1%	$33.91	+275.4%	COM	002824100
LOW	Lowes	7,532	$1.816M	1.0%	$183.79	+30.5%	COM	548661107
—	Cisco Systems	23,204	$1.787M	1.0%	$55.74	—	COM	17275R952
INTC	Intel	48,239	$1.78M	1.0%	$20.38	+85.2%	COM	458140100
—	Teledyne Technologies	3,471	$1.773M	1.0%	$453.51	—	COM	879360106
MCD	McDonald's Corp.	5,486	$1.677M	0.9%	$126.42	+141.3%	COM	580135101
HII	Huntington Ingalls Ind.	4,852	$1.65M	0.9%	$185.77	+66.6%	COM	446413106
EFX	Equifax	7,152	$1.552M	0.9%	$252.84	-13.5%	COM	294429105
EMR	Emerson Electric	11,370	$1.509M	0.8%	$71.82	+84.3%	COM	291011104
PFE	Pfizer	58,565	$1.458M	0.8%	$17.65	+41.8%	COM	717081103
—	Zoetis	11,110	$1.398M	0.8%	$79.47	—	COM	98978v103
—	Broadcom, Inc.	3,877	$1.342M	0.8%	$540.62	—	COM	11135f101
ORI	Old Republic	27,000	$1.232M	0.7%	$12.05	+238.9%	COM	680223104
—	Kite Realty Group	50,510	$1.211M	0.7%	$21.85	—	COM	49803t300
PEP	PepsiCo	8,246	$1.183M	0.7%	$65.43	+123.0%	COM	713448108
—	RTX	6,250	$1.146M	0.6%	$158.86	—	COM	75513e101
LLY	Eli Lilly	1,066	$1.146M	0.6%	$201.68	+373.8%	COM	532457108
BK	Bank of New York Mellon	9,852	$1.144M	0.6%	$27.89	+296.2%	COM	064058100
J	Jacobs Solutions	8,620	$1.142M	0.6%	$103.80	+41.1%	COM	46982L108
LEA	Lear Corp.	9,902	$1.135M	0.6%	$113.75	-6.6%	COM	521865204
—	Alphabet Class A	3,301	$1.033M	0.6%	$211.00	—	COM	02079k305
DOV	Dover Corp.	5,158	$1.007M	0.6%	$106.22	+71.2%	COM	260003108
AMGN	Amgen	3,011	$986K	0.6%	$97.44	+224.2%	COM	031162100
AMAT	Applied Materials	3,791	$974K	0.5%	$111.24	+115.3%	COM	038222105
DDOG	Datadog	7,129	$969K	0.5%	$120.78	+30.8%	COM	23804L103
—	Merck	8,873	$934K	0.5%	$51.02	—	COM	58933y105
—	Hoya Capital High Dividend Yie	97,314	$904K	0.5%	$11.23	—	COM	26922b840
HUM	Humana	3,460	$886K	0.5%	$317.14	-17.6%	COM	444859102
UNP	Union Pacific	3,818	$883K	0.5%	$105.33	+115.8%	COM	907818108
MKC	McCormick	11,386	$776K	0.4%	$56.09	+17.5%	COM	579780206
UNH	United Health Group	2,255	$744K	0.4%	$186.51	+80.8%	COM	91324P102
Q	Qnity	9,086	$742K	0.4%	$84.91	0.0%	COM	74743L100
DD	Du Pont (E.I) de Nemours	18,438	$741K	0.4%	$27.27	+37.1%	COM	26614N102
—	GE Vernova	1,119	$731K	0.4%	$171.51	—	COM	36828a101
DLB	Dolby Class A	11,090	$712K	0.4%	$47.41	+40.4%	COM	25659T107
CEG	Constellation Energy	1,946	$687K	0.4%	$322.17	+12.7%	COM	21037T109
NEE	Nextera Energy	8,503	$683K	0.4%	$72.21	+14.2%	COM	65339F101
INTU	Intuit	1,001	$663K	0.4%	$719.44	-8.2%	COM	461202103
—	WIX.com	6,345	$659K	0.4%	$177.27	—	COM	m98068105
CVS	CVS/Caremark	7,880	$625K	0.4%	$59.29	+32.7%	COM	126650100
—	3M	3,846	$616K	0.3%	$142.94	—	COM	88579y101
BMY	Bristol-Myers Squibb	11,224	$605K	0.3%	$38.39	+23.8%	COM	110122108
AMP	Ameriprise Financial	1,200	$588K	0.3%	$78.85	+500.9%	COM	03076C106
CLX	Clorox	5,700	$575K	0.3%	$63.81	+69.7%	COM	189054109
—	Wyndham Hotels & Resorts	7,408	$560K	0.3%	$58.82	—	COM	98311a105
KR	Kroger	8,842	$552K	0.3%	$37.33	+74.7%	COM	501044101
LPLA	LPL Financial Holdings	1,490	$532K	0.3%	$350.35	+1.0%	COM	50212V100
—	Corteva	7,769	$521K	0.3%	$29.60	—	COM	22052l104
SCI	Service Corp. Int'l.	6,400	$499K	0.3%	$79.99	0.0%	COM	817565104
COF	Capital One Financial	2,055	$498K	0.3%	$185.05	+20.1%	COM	14040H105
WLK	Westlake Chemical Corp.	6,711	$496K	0.3%	$66.78	+6.0%	COM	960413102
AKAM	Akamai Technologies	5,675	$495K	0.3%	$98.08	-16.1%	COM	00971T101
MCO	Moody's Corp.	924	$472K	0.3%	$154.93	+214.6%	COM	615369105
—	Apollo Global Mgmt. LLC	3,250	$470K	0.3%	$64.43	—	COM	037612306
NEM	Newmont Mining Corp.	4,655	$465K	0.3%	$35.47	+154.3%	COM	651639106
CAT	Caterpillar	783	$449K	0.3%	$206.59	+168.9%	COM	149123101
PWR	Quanta Services	1,055	$445K	0.2%	$391.87	+12.1%	COM	74762E102
—	Oracle	2,276	$444K	0.2%	$263.07	—	COM	68389x105
—	FedEx	1,509	$436K	0.2%	$261.69	—	COM	31428x106
NDAQ	Nasdaq	4,050	$393K	0.2%	$45.80	+95.9%	COM	631103108
YUM	Yum! Brands	2,522	$382K	0.2%	$40.89	+261.1%	COM	988498101
BAC	Bank America	6,821	$375K	0.2%	$23.66	+122.6%	COM	060505104
—	Salesforce	1,382	$366K	0.2%	$268.94	—	COM	79466l302
BDX	Becton Dickinson	1,855	$360K	0.2%	$207.65	-8.7%	COM	075887109
PKG	Packaging Corp.	1,635	$337K	0.2%	$86.90	+132.9%	COM	695156109
BA	Boeing	1,500	$326K	0.2%	$207.75	-1.0%	COM	097023105
—	Blackstone Group	2,034	$314K	0.2%	$108.04	—	COM	09253u108
HBAN	Huntington Bancshares	17,052	$296K	0.2%	$13.04	+24.9%	COM	446150104
DLR	Digital Realty Trust	1,900	$294K	0.2%	$90.52	+80.2%	COM	253868103
—	Verizon Communications	6,906	$281K	0.2%	$51.49	—	COM	92343v104
IWR	Ishares Russell Midcap Index	2,900	$279K	0.2%	$93.03	—	COM	464287499
CALM	Cal-Maine Foods	3,430	$273K	0.2%	$86.61	0.0%	COM	128030202
—	Cigna	971	$267K	0.1%	$189.89	—	COM	125509109
PAYX	Paychex	2,375	$266K	0.1%	$76.93	+51.5%	COM	704326107
—	First American Financial	4,275	$263K	0.1%	$56.35	—	COM	31847r102
—	Aecon Group	10,000	$230K	0.1%	$9.31	—	COM	00762v109
—	IShares Russell 2000 Index	933	$230K	0.1%	$246.16	—	COM	46425H100
ICLR	Icon PLC	1,200	$219K	0.1%	$136.54	+30.4%	COM	G4705A100
KO	Coca-Cola	3,082	$215K	0.1%	$69.40	0.0%	COM	191216100
—	Match Group	6,496	$210K	0.1%	$37.84	—	COM	57665r106
CTSH	Cognizant Technology Solutions	2,500	$208K	0.1%	$74.65	0.0%	COM	192446102
MAA	Mid America Apartment Communit	1,490	$207K	0.1%	$88.45	+50.4%	COM	59522J103
—	Apple Hospitality	17,000	$201K	0.1%	$16.61	—	COM	03784y200