RETIREMENT INCOME SOLUTIONS, INC Diversified Active

Location: Ann Arbor, MI

CIK: 0001730386 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 14, 2025

Total Value: $585M (100.0% shares, 0.0% debt)

Holdings (165)

SPYM SPDR SERIES TRUST 22.2%
Value $130M Shares 1,658,222 Est. Cost $7163.52 Unrealized
JPST J P MORGAN EXCHANGE TRADED F 8.2%
Value $47.7M Shares 940,277 Est. Cost $50.68 Unrealized
SPY SPDR S&P 500 ETF TR 8.1%
Value $47.61M Shares 71,463 Est. Cost $262696.47 Unrealized
MINT PIMCO ETF TR 7.2%
Value $41.88M Shares 415,933 Est. Cost $100.53 Unrealized
IVV ISHARES TR 7.1%
Value $41.32M Shares 61,729 Est. Cost $200010.84 Unrealized
SPMD SPDR SERIES TRUST 6.0%
Value $35.35M Shares 618,083 Est. Cost $11714.54 Unrealized
IWF ISHARES TR 3.5%
Value $20.62M Shares 44,022 Est. Cost $168751.38 Unrealized
IJH ISHARES TR 2.8%
Value $16.53M Shares 253,287 Est. Cost $30202.90 Unrealized
GLDM WORLD GOLD TR 1.7%
Value $10.21M Shares 133,593 Est. Cost $40.91 Unrealized
SPYX SPDR SERIES TRUST 1.6%
Value $9.488M Shares 172,985 Est. Cost $27071.09 Unrealized
QQQ INVESCO QQQ TR 1.5%
Value $8.688M Shares 14,471 Est. Cost $410.06 Unrealized
ESGU ISHARES TR 1.2%
Value $7.142M Shares 49,051 Est. Cost $118.37 Unrealized
RSP INVESCO EXCHANGE TRADED FD T 1.2%
Value $7.057M Shares 37,202 Est. Cost $161.29 Unrealized
IWB ISHARES TR 1.2%
Value $7.053M Shares 19,298 Est. Cost $171697.62 Unrealized
IWD ISHARES TR 1.2%
Value $6.836M Shares 33,576 Est. Cost $134674.06 Unrealized
JMUB J P MORGAN EXCHANGE TRADED F 1.1%
Value $6.637M Shares 131,496 Est. Cost $50.02 Unrealized
MDY SPDR S&P MIDCAP 400 ETF TR 1.1%
Value $6.21M Shares 10,419 Est. Cost $345417.97 Unrealized
ACWI ISHARES TR 0.9%
Value $5.519M Shares 39,925 Est. Cost $43800.17 Unrealized
AAPL APPLE INC 0.9%
Value $5.428M Shares 21,315 Est. Cost $117.01 Unrealized +92.8%
FESM FIDELITY COVINGTON TRUST 0.9%
Value $5.081M Shares 138,974 Est. Cost $32.25 Unrealized
VO VANGUARD INDEX FDS 0.7%
Value $4.227M Shares 14,389 Est. Cost $94294.94 Unrealized
AMZN AMAZON COM INC 0.7%
Value $4.06M Shares 18,492 Est. Cost $124.87 Unrealized +81.3%
SPYG SPDR SERIES TRUST 0.6%
Value $3.641M Shares 34,835 Est. Cost $30597.32 Unrealized
XLK SELECT SECTOR SPDR TR 0.6%
Value $3.443M Shares 12,214 Est. Cost $50167.94 Unrealized
BRK/B BERKSHIRE HATHAWAY INC DEL 0.6%
Value $3.397M Shares 6,757 Est. Cost $277.32 Unrealized +74.7%
MSFT MICROSOFT CORP 0.5%
Value $3.193M Shares 6,164 Est. Cost $153.20 Unrealized +232.1%
IVW ISHARES TR 0.5%
Value $3.178M Shares 26,325 Est. Cost $83208.11 Unrealized
EFA ISHARES TR 0.5%
Value $2.97M Shares 31,808 Est. Cost $11796.36 Unrealized
VUG VANGUARD INDEX FDS 0.5%
Value $2.648M Shares 5,521 Est. Cost $107553.84 Unrealized
VOO VANGUARD INDEX FDS 0.4%
Value $2.629M Shares 4,293 Est. Cost $123758.64 Unrealized
SPYV SPDR SERIES TRUST 0.4%
Value $2.398M Shares 43,333 Est. Cost $20935.15 Unrealized
IWR ISHARES TR 0.4%
Value $2.392M Shares 24,771 Est. Cost $42491.55 Unrealized
VTI VANGUARD INDEX FDS 0.4%
Value $2.308M Shares 7,032 Est. Cost $217.58 Unrealized
IVE ISHARES TR 0.4%
Value $2.23M Shares 10,799 Est. Cost $92669.21 Unrealized
GOOGL ALPHABET INC 0.3%
Value $2.042M Shares 8,401 Est. Cost $108.92 Unrealized +92.1%
AVDE AMERICAN CENTY ETF TR 0.3%
Value $1.981M Shares 25,113 Est. Cost $68.59 Unrealized
SCHG SCHWAB STRATEGIC TR 0.3%
Value $1.793M Shares 56,200 Est. Cost $9678.28 Unrealized
NVDA NVIDIA CORPORATION 0.3%
Value $1.774M Shares 9,508 Est. Cost $98.51 Unrealized +76.9%
LLY ELI LILLY & CO 0.3%
Value $1.703M Shares 2,232 Est. Cost $502.69 Unrealized +47.7%
GOOG ALPHABET INC 0.3%
Value $1.661M Shares 6,820 Est. Cost $105.79 Unrealized +98.4%
PNOV INNOVATOR ETFS TRUST 0.3%
Value $1.628M Shares 39,639 Est. Cost $18724.60 Unrealized
PDEC INNOVATOR ETFS TRUST 0.3%
Value $1.625M Shares 38,677 Est. Cost $26056.74 Unrealized
POCT INNOVATOR ETFS TRUST 0.3%
Value $1.621M Shares 37,599 Est. Cost $20684.62 Unrealized
GLD SPDR GOLD TR 0.3%
Value $1.565M Shares 4,402 Est. Cost $130392.85 Unrealized
SMH VANECK ETF TRUST 0.3%
Value $1.529M Shares 4,686 Est. Cost $177.95 Unrealized
JPM JPMORGAN CHASE & CO. 0.2%
Value $1.303M Shares 4,131 Est. Cost $107.38 Unrealized +175.6%
ORCL ORACLE CORP 0.2%
Value $1.234M Shares 4,386 Est. Cost $48.41 Unrealized +425.0%
PHO INVESCO EXCHANGE TRADED FD T 0.2%
Value $1.228M Shares 17,034 Est. Cost $60.86 Unrealized
VTV VANGUARD INDEX FDS 0.2%
Value $1.074M Shares 5,758 Est. Cost $56121.30 Unrealized
CWI SPDR INDEX SHS FDS 0.2%
Value $1.007M Shares 28,829 Est. Cost $32.66 Unrealized
VEU VANGUARD INTL EQUITY INDEX F 0.2%
Value $994K Shares 13,930 Est. Cost $67.37 Unrealized
PJAN INNOVATOR ETFS TRUST 0.2%
Value $984K Shares 21,486 Est. Cost $19082.17 Unrealized
EEM ISHARES TR 0.2%
Value $975K Shares 18,259 Est. Cost $15802.78 Unrealized
XME SPDR SERIES TRUST 0.2%
Value $964K Shares 10,349 Est. Cost $49.81 Unrealized
BKLC BNY MELLON ETF TRUST 0.2%
Value $958K Shares 7,460 Est. Cost $69.88 Unrealized
XLE SELECT SECTOR SPDR TR 0.2%
Value $928K Shares 10,382 Est. Cost $78.00 Unrealized
EFIV SPDR SERIES TRUST 0.2%
Value $880K Shares 13,842 Est. Cost $42.10 Unrealized
VONE VANGUARD SCOTTSDALE FDS 0.1%
Value $868K Shares 2,870 Est. Cost $104818.87 Unrealized
IWP ISHARES TR 0.1%
Value $771K Shares 5,417 Est. Cost $100491.11 Unrealized
PG PROCTER AND GAMBLE CO 0.1%
Value $756K Shares 4,918 Est. Cost $100.40 Unrealized +54.3%
SHY ISHARES TR 0.1%
Value $750K Shares 9,039 Est. Cost $81.84 Unrealized
SCHX SCHWAB STRATEGIC TR 0.1%
Value $750K Shares 28,455 Est. Cost $7611.87 Unrealized
IEI ISHARES TR 0.1%
Value $740K Shares 6,196 Est. Cost $115.13 Unrealized
URTH ISHARES INC 0.1%
Value $724K Shares 3,985 Est. Cost $117.67 Unrealized
DBEF DBX ETF TR 0.1%
Value $717K Shares 15,448 Est. Cost $31781.06 Unrealized
KO COCA COLA CO 0.1%
Value $705K Shares 10,635 Est. Cost $55.41 Unrealized +22.6%
IBM INTERNATIONAL BUSINESS MACHS 0.1%
Value $703K Shares 2,490 Est. Cost $153.48 Unrealized +69.1%
VOT VANGUARD INDEX FDS 0.1%
Value $694K Shares 2,361 Est. Cost $243.92 Unrealized
JNJ JOHNSON & JOHNSON 0.1%
Value $693K Shares 3,740 Est. Cost $113.33 Unrealized +49.6%
ECL ECOLAB INC 0.1%
Value $677K Shares 2,472 Est. Cost $133.84 Unrealized +102.0%
IUSG ISHARES TR 0.1%
Value $658K Shares 4,000 Est. Cost $88.77 Unrealized
EAGG ISHARES TR 0.1%
Value $655K Shares 13,635 Est. Cost $47.45 Unrealized
BJUN INNOVATOR ETFS TRUST 0.1%
Value $645K Shares 14,103 Est. Cost $25010.52 Unrealized
SPEM SPDR INDEX SHS FDS 0.1%
Value $644K Shares 13,759 Est. Cost $10165.79 Unrealized
IWS ISHARES TR 0.1%
Value $635K Shares 4,548 Est. Cost $20715.17 Unrealized
VBIL VANGUARD INSTL INDEX FD 0.1%
Value $631K Shares 8,344 Est. Cost $75.55 Unrealized
PLTR PALANTIR TECHNOLOGIES INC 0.1%
Value $605K Shares 3,317 Est. Cost $58.25 Unrealized +178.2%
SPTS SPDR SERIES TRUST 0.1%
Value $595K Shares 20,308 Est. Cost $29.29 Unrealized
DFAE DIMENSIONAL ETF TRUST 0.1%
Value $587K Shares 18,630 Est. Cost $31.53 Unrealized
MRK MERCK & CO INC 0.1%
Value $573K Shares 6,827 Est. Cost $58.02 Unrealized +39.6%
MGK VANGUARD WORLD FD 0.1%
Value $569K Shares 1,414 Est. Cost $296.29 Unrealized
LRCX LAM RESEARCH CORP 0.1%
Value $565K Shares 4,222 Est. Cost $74.98 Unrealized +40.7%
ETN EATON CORP PLC 0.1%
Value $557K Shares 1,489 Est. Cost $168.21 Unrealized +116.0%
DSI ISHARES TR 0.1%
Value $553K Shares 4,392 Est. Cost $33285.12 Unrealized
EDIV SPDR INDEX SHS FDS 0.1%
Value $550K Shares 14,169 Est. Cost $35.52 Unrealized
PJUL INNOVATOR ETFS TRUST 0.1%
Value $548K Shares 12,013 Est. Cost $19657.23 Unrealized
AVGO BROADCOM INC 0.1%
Value $533K Shares 1,616 Est. Cost $171.36 Unrealized +78.4%
EFAX SPDR INDEX SHS FDS 0.1%
Value $531K Shares 10,777 Est. Cost $41.40 Unrealized
PAPR INNOVATOR ETFS TRUST 0.1%
Value $520K Shares 13,545 Est. Cost $28455.41 Unrealized
FBTC FIDELITY WISE ORIGIN BITCOIN 0.1%
Value $512K Shares 5,132 Est. Cost $76.00 Unrealized
DIS DISNEY WALT CO 0.1%
Value $506K Shares 4,419 Est. Cost $99.30 Unrealized +17.8%
XLF SELECT SECTOR SPDR TR 0.1%
Value $499K Shares 9,265 Est. Cost $42.49 Unrealized
ZAUG INNOVATOR ETFS TRUST 0.1%
Value $498K Shares 18,821 Est. Cost $26.46 Unrealized
VYM VANGUARD WHITEHALL FDS 0.1%
Value $485K Shares 3,444 Est. Cost $22444.41 Unrealized
AMGN AMGEN INC 0.1%
Value $443K Shares 1,571 Est. Cost $146.35 Unrealized +95.8%
LNT ALLIANT ENERGY CORP 0.1%
Value $438K Shares 6,502 Est. Cost $33.80 Unrealized +89.0%
MCD MCDONALDS CORP 0.1%
Value $437K Shares 1,439 Est. Cost $184.01 Unrealized +63.8%
EMXC ISHARES INC 0.1%
Value $431K Shares 6,390 Est. Cost $50.36 Unrealized
DFAX DIMENSIONAL ETF TRUST 0.1%
Value $430K Shares 13,691 Est. Cost $18.92 Unrealized
GAMR AMPLIFY ETF TR 0.1%
Value $414K Shares 4,286 Est. Cost $59.20 Unrealized
PAUG INNOVATOR ETFS TRUST 0.1%
Value $401K Shares 9,432 Est. Cost $31.05 Unrealized
IWM ISHARES TR 0.1%
Value $397K Shares 1,639 Est. Cost $114815.41 Unrealized
MGV VANGUARD WORLD FD 0.1%
Value $395K Shares 2,865 Est. Cost $109.37 Unrealized
VLY VALLEY NATL BANCORP 0.1%
Value $393K Shares 37,097 Est. Cost $9.99 Unrealized 0.0%
PSEP INNOVATOR ETFS TRUST 0.1%
Value $393K Shares 9,154 Est. Cost $29329.59 Unrealized
XSW SPDR SERIES TRUST 0.1%
Value $391K Shares 1,979 Est. Cost $132.28 Unrealized
COST COSTCO WHSL CORP NEW 0.1%
Value $375K Shares 405 Est. Cost $543.53 Unrealized +76.0%
SPAB SPDR SERIES TRUST 0.1%
Value $364K Shares 14,079 Est. Cost $25.60 Unrealized
HD HOME DEPOT INC 0.1%
Value $363K Shares 897 Est. Cost $168.64 Unrealized +130.8%
DFAC DIMENSIONAL ETF TRUST 0.1%
Value $363K Shares 9,410 Est. Cost $22.92 Unrealized
BJAN INNOVATOR ETFS TRUST 0.1%
Value $358K Shares 6,757 Est. Cost $36.11 Unrealized
V VISA INC 0.1%
Value $357K Shares 1,046 Est. Cost $226.73 Unrealized +52.2%
SO SOUTHERN CO 0.1%
Value $348K Shares 3,673 Est. Cost $60.02 Unrealized +53.6%
CRM SALESFORCE INC 0.1%
Value $347K Shares 1,464 Est. Cost $169.25 Unrealized +48.6%
IRM IRON MTN INC DEL 0.1%
Value $341K Shares 3,350 Est. Cost $47.24 Unrealized +100.5%
IEF ISHARES TR 0.1%
Value $340K Shares 3,523 Est. Cost $97.20 Unrealized
DTE DTE ENERGY CO 0.1%
Value $340K Shares 2,401 Est. Cost $89.58 Unrealized +50.6%
VXF VANGUARD INDEX FDS 0.1%
Value $336K Shares 1,606 Est. Cost $140.20 Unrealized
VEA VANGUARD TAX-MANAGED FDS 0.1%
Value $336K Shares 5,605 Est. Cost $47.16 Unrealized
TSLA TESLA INC 0.1%
Value $332K Shares 747 Est. Cost $334.75 Unrealized +3.6%
XOM EXXON MOBIL CORP 0.1%
Value $332K Shares 2,941 Est. Cost $79.96 Unrealized +37.2%
LMBS FIRST TR EXCHANGE-TRADED FD 0.1%
Value $328K Shares 6,583 Est. Cost $49.34 Unrealized
MSTR STRATEGY INC 0.1%
Value $327K Shares 1,016 Est. Cost $364.26 Unrealized +1.9%
EQAL INVESCO EXCH TRADED FD TR II 0.1%
Value $321K Shares 6,172 Est. Cost $48.30 Unrealized
VIG VANGUARD SPECIALIZED FUNDS 0.1%
Value $312K Shares 1,446 Est. Cost $155.38 Unrealized
IWN ISHARES TR 0.1%
Value $311K Shares 1,758 Est. Cost $159.55 Unrealized
CINF CINCINNATI FINL CORP 0.1%
Value $308K Shares 1,950 Est. Cost $96.11 Unrealized +56.3%
PMAY INNOVATOR ETFS TRUST 0.1%
Value $305K Shares 7,838 Est. Cost $20919.90 Unrealized
ESGE ISHARES INC 0.1%
Value $302K Shares 6,948 Est. Cost $32.42 Unrealized
SYK STRYKER CORPORATION 0.0%
Value $286K Shares 775 Est. Cost $376.64 Unrealized +2.1%
GDX VANECK ETF TRUST 0.0%
Value $285K Shares 3,726 Est. Cost $76.40 Unrealized
NFLX NETFLIX INC 0.0%
Value $284K Shares 237 Est. Cost $96.92 Unrealized +25.9%
CFBK CF BANKSHARES INC 0.0%
Value $284K Shares 11,843 Est. Cost $19.78 Unrealized +22.0%
BNOV INNOVATOR ETFS TRUST 0.0%
Value $281K Shares 6,459 Est. Cost $31.61 Unrealized
ABBV ABBVIE INC 0.0%
Value $275K Shares 1,189 Est. Cost $178.83 Unrealized +12.9%
BJUL INNOVATOR ETFS TRUST 0.0%
Value $267K Shares 5,368 Est. Cost $37.63 Unrealized
SCHA SCHWAB STRATEGIC TR 0.0%
Value $262K Shares 9,380 Est. Cost $36.33 Unrealized
BBIO BRIDGEBIO PHARMA INC 0.0%
Value $260K Shares 5,000 Est. Cost $36.37 Unrealized +34.1%
VV VANGUARD INDEX FDS 0.0%
Value $258K Shares 839 Est. Cost $174.65 Unrealized
RTX RTX CORPORATION 0.0%
Value $258K Shares 1,539 Est. Cost $131.75 Unrealized +17.1%
MMM 3M CO 0.0%
Value $257K Shares 1,654 Est. Cost $119.81 Unrealized +27.8%
SUSC ISHARES TR 0.0%
Value $255K Shares 10,842 Est. Cost $22.96 Unrealized
SUSA ISHARES TR 0.0%
Value $255K Shares 1,880 Est. Cost $128.04 Unrealized
META META PLATFORMS INC 0.0%
Value $250K Shares 340 Est. Cost $743.23 Unrealized 0.0%
SUSB ISHARES TR 0.0%
Value $248K Shares 9,780 Est. Cost $25.31 Unrealized
PANW PALO ALTO NETWORKS INC 0.0%
Value $237K Shares 1,162 Est. Cost $186.05 Unrealized +2.9%
CRBN ISHARES TR 0.0%
Value $235K Shares 1,038 Est. Cost $193.59 Unrealized
AXP AMERICAN EXPRESS CO 0.0%
Value $234K Shares 705 Est. Cost $279.37 Unrealized +13.3%
PM PHILIP MORRIS INTL INC 0.0%
Value $234K Shares 1,441 Est. Cost $136.99 Unrealized +20.6%
XTN SPDR SERIES TRUST 0.0%
Value $233K Shares 2,777 Est. Cost $72.47 Unrealized
IAU ISHARES GOLD TR 0.0%
Value $231K Shares 3,172 Est. Cost $72.77 Unrealized
VWO VANGUARD INTL EQUITY INDEX F 0.0%
Value $227K Shares 4,181 Est. Cost $44.08 Unrealized
VB VANGUARD INDEX FDS 0.0%
Value $224K Shares 880 Est. Cost $214.49 Unrealized
PNC PNC FINL SVCS GROUP INC 0.0%
Value $222K Shares 1,103 Est. Cost $165.97 Unrealized +17.9%
FELC FIDELITY COVINGTON TRUST 0.0%
Value $221K Shares 5,926 Est. Cost $34.49 Unrealized
WMT WALMART INC 0.0%
Value $212K Shares 2,061 Est. Cost $94.76 Unrealized +4.7%
JEPI J P MORGAN EXCHANGE TRADED F 0.0%
Value $212K Shares 3,705 Est. Cost $57.10 Unrealized
BA BOEING CO 0.0%
Value $210K Shares 972 Est. Cost $188.88 Unrealized +19.4%
CMG CHIPOTLE MEXICAN GRILL INC 0.0%
Value $209K Shares 5,335 Est. Cost $60.98 Unrealized -26.2%
MDYG SPDR SERIES TRUST 0.0%
Value $205K Shares 2,240 Est. Cost $91.56 Unrealized
PBW INVESCO EXCHANGE TRADED FD T 0.0%
Value $204K Shares 7,049 Est. Cost $28.88 Unrealized
IWO ISHARES TR 0.0%
Value $203K Shares 635 Est. Cost $320.04 Unrealized
VOOG VANGUARD ADMIRAL FDS INC 0.0%
Value $200K Shares 460 Est. Cost $435.46 Unrealized
SLI STANDARD LITHIUM LTD 0.0%
Value $180K Shares 53,300 Est. Cost $4.65 Unrealized -40.0%
BTG B2GOLD CORP 0.0%
Value $86,455 Shares 17,482 Est. Cost $2.80 Unrealized +40.6%