Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ISTB	ISHARES TR	16,200	$782K	0.2%	$48.25	—	CORE 1 5 YR USD	46432F859
AMD	ADVANCED MICRO DEVICES INC	849	$493K	0.1%	$580.91	—	COM	007903107
INTC	INTEL CORP	2,620	$366K	0.1%	$139.63	—	COM	458140100
VGT	VANGUARD WORLD FD	2,000	$239K	0.1%	$119.52	—	INF TECH ETF	92204A702
FNDX	SCHWAB STRATEGIC TR	6,917	$215K	0.1%	$31.10	—	FUNDAMENTAL US L	808524771
VXUS	VANGUARD STAR FDS	2,495	$213K	0.1%	$85.49	—	VG TL INTL STK F	921909768
SCHM	SCHWAB STRATEGIC TR	5,749	$212K	0.1%	$36.87	—	US MID-CAP ETF	808524508
GE	GE AEROSPACE	565	$211K	0.1%	$373.90	—	COM NEW	369604301

Increased Positions (31)

SPYM SPDR SERIES TRUST 3.6%

Value $14.25M (+17.8%) Shares 162,191 (+2.6%) Est. Cost $76.11 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 4.1%

Value $16.22M (+14.6%) Shares 227,588 (+3.0%) Est. Cost $55.98 Unrealized —

SPYG SPDR SERIES TRUST 1.8%

Value $7.281M (+28.8%) Shares 61,190 (+6.0%) Est. Cost $90.04 Unrealized —

SPSB SPDR SERIES TRUST 0.5%

Value $2.167M (+260.3%) Shares 72,212 (+261.1%) Est. Cost $30.03 Unrealized —

LLY ELI LILLY & CO 1.1%

Value $4.162M (+33.9%) Shares 3,470 (+2.7%) Est. Cost $498.28 Unrealized —

VUG VANGUARD INDEX FDS 1.9%

Value $7.387M (+15.4%) Shares 85,760 (+485.4%) Est. Cost $141.47 Unrealized —

SPYV SPDR SERIES TRUST 2.3%

Value $9.247M (+9.8%) Shares 152,106 (+2.2%) Est. Cost $42.68 Unrealized —

VB VANGUARD INDEX FDS 1.1%

Value $4.172M (+17.1%) Shares 13,764 (+1.2%) Est. Cost $226.89 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.8%

Value $3.129M (+16.6%) Shares 4,190 (+1.5%) Est. Cost $484.34 Unrealized —

EFG ISHARES TR 0.7%

Value $2.761M (+17.2%) Shares 22,193 (+4.9%) Est. Cost $106.40 Unrealized —

BNDW VANGUARD SCOTTSDALE FDS 2.2%

Value $8.78M (+3.6%) Shares 128,126 (+3.4%) Est. Cost $69.43 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.1%

Value $8.272M (+3.0%) Shares 100,089 (+3.1%) Est. Cost $80.32 Unrealized —

VTEB VANGUARD MUN BD FDS 0.4%

Value $1.752M (+15.1%) Shares 34,644 (+13.5%) Est. Cost $50.56 Unrealized —

VO VANGUARD INDEX FDS 0.6%

Value $2.22M (+11.2%) Shares 27,559 (+296.4%) Est. Cost $132.37 Unrealized —

IUSG ISHARES TR 0.2%

Value $689K (+42.4%) Shares 3,661 (+17.4%) Est. Cost $160.00 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.7%

Value $2.793M (+7.9%) Shares 58,048 (+4.8%) Est. Cost $40.35 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $901K (+18.1%) Shares 1,312 (+2.7%) Est. Cost $438.49 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $449K (+38.3%) Shares 1,885 (+20.8%) Est. Cost $141.14 Unrealized —

IWF ISHARES TR 0.2%

Value $703K (+16.5%) Shares 5,660 (+300.0%) Est. Cost $168.38 Unrealized —

STIP ISHARES TR 1.3%

Value $4.957M (+2.0%) Shares 48,521 (+3.3%) Est. Cost $103.22 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $446K (+26.5%) Shares 2,230 (+10.3%) Est. Cost $137.61 Unrealized —

ITOT ISHARES TR 0.2%

Value $643K (+16.7%) Shares 3,915 (+1.2%) Est. Cost $93.55 Unrealized —

XLI SELECT SECTOR SPDR TR 0.1%

Value $361K (+26.2%) Shares 1,950 (+10.2%) Est. Cost $121.79 Unrealized —

XLV SELECT SECTOR SPDR TR 0.1%

Value $467K (+18.0%) Shares 2,945 (+9.1%) Est. Cost $136.64 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.4%

Value $1.429M (+4.7%) Shares 24,808 (+10.2%) Est. Cost $55.38 Unrealized —

XLU SELECT SECTOR SPDR TR 0.3%

Value $1.133M (+5.9%) Shares 24,995 (+7.2%) Est. Cost $54.53 Unrealized —

HYG ISHARES TR 0.4%

Value $1.491M (+3.0%) Shares 18,650 (+2.5%) Est. Cost $77.76 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.2%

Value $602K (+7.3%) Shares 5,989 (+5.7%) Est. Cost $100.10 Unrealized —

NEE NEXTERA ENERGY INC 0.6%

Value $2.545M (-1.4%) Shares 28,996 (+4.3%) Est. Cost $76.02 Unrealized —

CL COLGATE PALMOLIVE CO 0.1%

Value $285K (+14.0%) Shares 3,111 (+6.0%) Est. Cost $73.63 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.1%

Value $345K (+1.4%) Shares 6,820 (+1.5%) Est. Cost $50.51 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR SERIES TRUST	162,191 (+2.6%)	$14.25M (+17.8%)	3.6%	$76.11	—	ST STR P500ETF	78464A854
VEA	VANGUARD TAX-MANAGED FDS	227,588 (+3.0%)	$16.22M (+14.6%)	4.1%	$55.98	—	VAN FTSE DEV MKT	921943858
SPYG	SPDR SERIES TRUST	61,190 (+6.0%)	$7.281M (+28.8%)	1.8%	$90.04	—	ST STR P500GRW	78464A409
SPSB	SPDR SERIES TRUST	72,212 (+261.1%)	$2.167M (+260.3%)	0.5%	$30.03	—	ST SHOR CORP ETF	78464A474
LLY	ELI LILLY & CO	3,470 (+2.7%)	$4.162M (+33.9%)	1.1%	$498.28	—	COM	532457108
VUG	VANGUARD INDEX FDS	85,760 (+485.4%)	$7.387M (+15.4%)	1.9%	$141.47	—	GROWTH ETF	922908736
SPYV	SPDR SERIES TRUST	152,106 (+2.2%)	$9.247M (+9.8%)	2.3%	$42.68	—	ST STR P500VAL	78464A508
VB	VANGUARD INDEX FDS	13,764 (+1.2%)	$4.172M (+17.1%)	1.1%	$226.89	—	SMALL CP ETF	922908751
SPY	STATE STR SPDR S&P 500 ETF T	4,190 (+1.5%)	$3.129M (+16.6%)	0.8%	$484.34	—	TR UNIT	78462F103
EFG	ISHARES TR	22,193 (+4.9%)	$2.761M (+17.2%)	0.7%	$106.40	—	EAFE GRWTH ETF	464288885
BNDW	VANGUARD SCOTTSDALE FDS	128,126 (+3.4%)	$8.78M (+3.6%)	2.2%	$69.43	—	TOTAL WLD BD ETF	92206C565
VCIT	VANGUARD SCOTTSDALE FDS	100,089 (+3.1%)	$8.272M (+3.0%)	2.1%	$80.32	—	INT-TERM CORP	92206C870
VTEB	VANGUARD MUN BD FDS	34,644 (+13.5%)	$1.752M (+15.1%)	0.4%	$50.56	—	TAX EXEMPT BD	922907746
VO	VANGUARD INDEX FDS	27,559 (+296.4%)	$2.22M (+11.2%)	0.6%	$132.37	—	MID CAP ETF	922908629
IUSG	ISHARES TR	3,661 (+17.4%)	$689K (+42.4%)	0.2%	$160.00	—	CORE S&P US GWT	464287671
SCHC	SCHWAB STRATEGIC TR	58,048 (+4.8%)	$2.793M (+7.9%)	0.7%	$40.35	—	INTL SCEQT ETF	808524888
VOO	VANGUARD INDEX FDS	1,312 (+2.7%)	$901K (+18.1%)	0.2%	$438.49	—	S&P 500 ETF SHS	922908363
AMZN	AMAZON COM INC	1,885 (+20.8%)	$449K (+38.3%)	0.1%	$141.14	—	COM	023135106
IWF	ISHARES TR	5,660 (+300.0%)	$703K (+16.5%)	0.2%	$168.38	—	RUS 1000 GRW ETF	464287614
STIP	ISHARES TR	48,521 (+3.3%)	$4.957M (+2.0%)	1.3%	$103.22	—	0-5 YR TIPS ETF	46429B747
NVDA	NVIDIA CORPORATION	2,230 (+10.3%)	$446K (+26.5%)	0.1%	$137.61	—	COM	67066G104
ITOT	ISHARES TR	3,915 (+1.2%)	$643K (+16.7%)	0.2%	$93.55	—	CORE S&P TTL STK	464287150
XLI	SELECT SECTOR SPDR TR	1,950 (+10.2%)	$361K (+26.2%)	0.1%	$121.79	—	ST STR INDL ETF	81369Y704
XLV	SELECT SECTOR SPDR TR	2,945 (+9.1%)	$467K (+18.0%)	0.1%	$136.64	—	ST STR CARE ETF	81369Y209
BMY	BRISTOL-MYERS SQUIBB CO	24,808 (+10.2%)	$1.429M (+4.7%)	0.4%	$55.38	—	COM	110122108
XLU	SELECT SECTOR SPDR TR	24,995 (+7.2%)	$1.133M (+5.9%)	0.3%	$54.53	—	ST STR UTIL ETF	81369Y886
HYG	ISHARES TR	18,650 (+2.5%)	$1.491M (+3.0%)	0.4%	$77.76	—	IBOXX HI YD ETF	464288513
VTEC	VANGUARD CALIF TAX FREE FDS	5,989 (+5.7%)	$602K (+7.3%)	0.2%	$100.10	—	TAX EXEMPT BD FD	922021605
NEE	NEXTERA ENERGY INC	28,996 (+4.3%)	$2.545M (-1.4%)	0.6%	$76.02	—	COM	65339F101
CL	COLGATE PALMOLIVE CO	3,111 (+6.0%)	$285K (+14.0%)	0.1%	$73.63	—	COM	194162103
JPST	J P MORGAN EXCHANGE TRADED F	6,820 (+1.5%)	$345K (+1.4%)	0.1%	$50.51	—	ULTRA SHRT ETF	46641Q837

Exited Positions (6)

MDT MEDTRONIC PLC 0.5%

Value $1.911M Shares 22,060 Est. Cost $93.97 Unrealized —

NKE NIKE INC 0.1%

Value $379K Shares 7,180 Est. Cost $142.56 Unrealized —

KTOS KRATOS DEFENSE & SEC SOLUTIO 0.1%

Value $274K Shares 3,885 Est. Cost $65.71 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $263K Shares 1,272 Est. Cost $171.87 Unrealized —

BND VANGUARD BD INDEX FDS 0.1%

Value $221K Shares 3,007 Est. Cost $75.46 Unrealized —

GLDM WORLD GOLD TR 0.1%

Value $220K Shares 2,374 Est. Cost $85.37 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MDT	MEDTRONIC PLC	22,060	$1.911M	0.5%	$93.97	—	—	G5960L103
NKE	NIKE INC	7,180	$379K	0.1%	$142.56	—	—	654106103
KTOS	KRATOS DEFENSE & SEC SOLUTIO	3,885	$274K	0.1%	$65.71	—	—	50077B207
CVX	CHEVRON CORPORATION	1,272	$263K	0.1%	$171.87	—	—	166764100
BND	VANGUARD BD INDEX FDS	3,007	$221K	0.1%	$75.46	—	—	921937835
GLDM	WORLD GOLD TR	2,374	$220K	0.1%	$85.37	—	—	98149E303

Decreased Positions (50)

GOOG ALPHABET INC 3.2%

Value $12.7M (+18.4%) Shares 35,941 (-3.9%) Est. Cost $111.66 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 1.9%

Value $7.621M (+33.2%) Shares 15,958 (-5.8%) Est. Cost $109.75 Unrealized —

CAT CATERPILLAR INC 1.5%

Value $6.077M (+39.6%) Shares 5,707 (-7.1%) Est. Cost $199.79 Unrealized —

VTV VANGUARD INDEX FDS 4.9%

Value $19.21M (+9.4%) Shares 88,161 (-1.5%) Est. Cost $144.05 Unrealized —

APH AMPHENOL CORP 1.5%

Value $5.779M (+34.1%) Shares 32,776 (-3.9%) Est. Cost $49.99 Unrealized —

CMI CUMMINS INC 1.4%

Value $5.669M (+24.3%) Shares 7,949 (-6.3%) Est. Cost $215.80 Unrealized —

QCOM QUALCOMM INC 1.0%

Value $3.928M (+37.5%) Shares 21,259 (-4.2%) Est. Cost $144.58 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 4.5%

Value $17.65M (-3.8%) Shares 223,282 (-3.5%) Est. Cost $78.93 Unrealized —

JPM JPMORGAN CHASE & CO 2.3%

Value $8.895M (+7.1%) Shares 27,174 (-3.8%) Est. Cost $141.49 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 1.7%

Value $6.73M (+9.2%) Shares 31,632 (-1.5%) Est. Cost $161.84 Unrealized —

IVV ISHARES TR 2.1%

Value $8.184M (+6.9%) Shares 10,928 (-6.8%) Est. Cost $541.65 Unrealized —

GILD GILEAD SCIENCES INC 1.0%

Value $3.875M (-11.0%) Shares 30,669 (-1.8%) Est. Cost $67.69 Unrealized —

PEP PEPSICO INC 0.7%

Value $2.575M (-15.6%) Shares 19,018 (-3.2%) Est. Cost $146.30 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.8%

Value $3.01M (+18.4%) Shares 31,190 (-1.2%) Est. Cost $64.36 Unrealized —

VBR VANGUARD INDEX FDS 1.2%

Value $4.864M (+10.3%) Shares 20,019 (-1.4%) Est. Cost $164.43 Unrealized —

AXP AMERICAN EXPRESS CO 1.2%

Value $4.533M (+9.9%) Shares 13,401 (-1.7%) Est. Cost $162.69 Unrealized —

SYK STRYKER CORPORATION 0.8%

Value $3.163M (-10.3%) Shares 10,047 (-6.4%) Est. Cost $248.87 Unrealized —

SPSM SPDR SERIES TRUST 0.6%

Value $2.42M (+16.1%) Shares 41,971 (-2.7%) Est. Cost $41.81 Unrealized —

BSV VANGUARD BD INDEX FDS 3.2%

Value $12.76M (-2.2%) Shares 163,804 (-1.6%) Est. Cost $78.42 Unrealized —

GOOGL ALPHABET INC 0.4%

Value $1.436M (+22.1%) Shares 4,018 (-1.7%) Est. Cost $163.37 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.8%

Value $3.097M (+8.6%) Shares 51,880 (-1.7%) Est. Cost $44.32 Unrealized —

LOW LOWES COS INC 0.6%

Value $2.427M (-8.8%) Shares 11,006 (-2.2%) Est. Cost $211.87 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value $730K (-23.5%) Shares 5,337 (-5.0%) Est. Cost $71.93 Unrealized —

SUB ISHARES TR 0.6%

Value $2.545M (-7.6%) Shares 23,905 (-7.6%) Est. Cost $105.22 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.5%

Value $1.905M (+11.7%) Shares 64,726 (-2.7%) Est. Cost $32.81 Unrealized —

LIN LINDE PLC 1.1%

Value $4.29M (+3.4%) Shares 8,267 (-1.2%) Est. Cost $330.35 Unrealized —

CALI BLACKROCK ETF TRUST II 0.1%

Value $248K (-28.8%) Shares 4,916 (-28.9%) Est. Cost $50.46 Unrealized —

MUB ISHARES TR 0.2%

Value $751K (-10.4%) Shares 6,981 (-11.6%) Est. Cost $107.13 Unrealized —

BAC BANK OF AMER CORP 0.2%

Value $729K (+13.3%) Shares 12,800 (-3.0%) Est. Cost $42.18 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value $358K (+30.9%) Shares 1,877 (-8.7%) Est. Cost $155.31 Unrealized —

HD HOME DEPOT INC 0.4%

Value $1.665M (+4.4%) Shares 4,722 (-2.6%) Est. Cost $315.71 Unrealized —

RCL ROYAL CARIBBEAN GROUP 0.1%

Value $548K (+14.1%) Shares 1,725 (-1.1%) Est. Cost $143.82 Unrealized —

DIS DISNEY WALT CO 0.2%

Value $624K (-8.7%) Shares 6,485 (-8.5%) Est. Cost $148.88 Unrealized —

AVDV AMERICAN CENTY ETF TR 1.4%

Value $5.33M (+0.9%) Shares 51,721 (-2.3%) Est. Cost $71.46 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.2%

Value $626K (+7.5%) Shares 890 (-5.7%) Est. Cost $558.60 Unrealized —

PGX INVESCO EXCH TRADED FD TR II 0.1%

Value $205K (-17.0%) Shares 18,899 (-16.7%) Est. Cost $12.14 Unrealized —

ETN EATON CORP PLC 0.1%

Value $377K (+8.1%) Shares 885 (-9.2%) Est. Cost $146.94 Unrealized —

TFC TRUIST FINL CORP 0.1%

Value $274K (-8.3%) Shares 5,500 (-15.4%) Est. Cost $50.63 Unrealized —

ECL ECOLAB INC 0.8%

Value $3.219M (+0.7%) Shares 11,555 (-3.8%) Est. Cost $203.54 Unrealized —

AMGN AMGEN INC 0.2%

Value $824K (+1.8%) Shares 2,275 (-1.0%) Est. Cost $232.08 Unrealized —

APO APOLLO GLOBAL MGMT INC 0.1%

Value $414K (+3.2%) Shares 3,500 (-2.8%) Est. Cost $56.25 Unrealized —

PFF ISHARES TR 0.1%

Value $259K (-4.7%) Shares 8,495 (-5.2%) Est. Cost $32.53 Unrealized —

VTES VANGUARD WELLINGTON FD 0.1%

Value $535K (-2.3%) Shares 5,276 (-2.5%) Est. Cost $100.86 Unrealized —

HEFA ISHARES TR 0.1%

Value $466K (+2.7%) Shares 9,935 (-7.0%) Est. Cost $31.46 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value $269K (+4.4%) Shares 7,420 (-5.1%) Est. Cost $24.11 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $421K (+2.3%) Shares 1,496 (-11.8%) Est. Cost $206.27 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $417K (+1.7%) Shares 833 (-2.6%) Est. Cost $286.87 Unrealized —

FNDC SCHWAB STRATEGIC TR 0.1%

Value $213K (+3.2%) Shares 4,379 (-1.5%) Est. Cost $36.07 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $474K (-0.3%) Shares 3,232 (-1.8%) Est. Cost $138.99 Unrealized —

ARES ARES MANAGEMENT CORPORATION 0.1%

Value $345K (+0.4%) Shares 3,100 (-1.6%) Est. Cost $61.93 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	35,941 (-3.9%)	$12.7M (+18.4%)	3.2%	$111.66	—	CAP STK CL C	02079K107
TSM	TAIWAN SEMICONDUCTOR MANUFAC	15,958 (-5.8%)	$7.621M (+33.2%)	1.9%	$109.75	—	SPONSORED ADS	874039100
CAT	CATERPILLAR INC	5,707 (-7.1%)	$6.077M (+39.6%)	1.5%	$199.79	—	COM	149123101
VTV	VANGUARD INDEX FDS	88,161 (-1.5%)	$19.21M (+9.4%)	4.9%	$144.05	—	VALUE ETF	922908744
APH	AMPHENOL CORP	32,776 (-3.9%)	$5.779M (+34.1%)	1.5%	$49.99	—	CL A	032095101
CMI	CUMMINS INC	7,949 (-6.3%)	$5.669M (+24.3%)	1.4%	$215.80	—	COM	231021106
QCOM	QUALCOMM INC	21,259 (-4.2%)	$3.928M (+37.5%)	1.0%	$144.58	—	COM	747525103
VCSH	VANGUARD SCOTTSDALE FDS	223,282 (-3.5%)	$17.65M (-3.8%)	4.5%	$78.93	—	SHRT TRM CORP BD	92206C409
JPM	JPMORGAN CHASE & CO	27,174 (-3.8%)	$8.895M (+7.1%)	2.3%	$141.49	—	COM	46625H100
RSP	INVESCO EXCHANGE TRADED FD T	31,632 (-1.5%)	$6.73M (+9.2%)	1.7%	$161.84	—	S&P500 EQL WGT	46137V357
IVV	ISHARES TR	10,928 (-6.8%)	$8.184M (+6.9%)	2.1%	$541.65	—	CORE S&P500 ETF	464287200
GILD	GILEAD SCIENCES INC	30,669 (-1.8%)	$3.875M (-11.0%)	1.0%	$67.69	—	COM	375558103
PEP	PEPSICO INC	19,018 (-3.2%)	$2.575M (-15.6%)	0.7%	$146.30	—	COM	713448108
AVEM	AMERICAN CENTY ETF TR	31,190 (-1.2%)	$3.01M (+18.4%)	0.8%	$64.36	—	AVANTIS EMGMKT	025072604
VBR	VANGUARD INDEX FDS	20,019 (-1.4%)	$4.864M (+10.3%)	1.2%	$164.43	—	SM CP VAL ETF	922908611
AXP	AMERICAN EXPRESS CO	13,401 (-1.7%)	$4.533M (+9.9%)	1.2%	$162.69	—	COM	025816109
SYK	STRYKER CORPORATION	10,047 (-6.4%)	$3.163M (-10.3%)	0.8%	$248.87	—	COM	863667101
SPSM	SPDR SERIES TRUST	41,971 (-2.7%)	$2.42M (+16.1%)	0.6%	$41.81	—	ST STR SP600 SML	78468R853
BSV	VANGUARD BD INDEX FDS	163,804 (-1.6%)	$12.76M (-2.2%)	3.2%	$78.42	—	SHORT TRM BOND	921937827
GOOGL	ALPHABET INC	4,018 (-1.7%)	$1.436M (+22.1%)	0.4%	$163.37	—	CAP STK CL A	02079K305
VWO	VANGUARD INTL EQUITY INDEX F	51,880 (-1.7%)	$3.097M (+8.6%)	0.8%	$44.32	—	FTSE EMR MKT ETF	922042858
LOW	LOWES COS INC	11,006 (-2.2%)	$2.427M (-8.8%)	0.6%	$211.87	—	COM	548661107
XOM	EXXON MOBIL CORP	5,337 (-5.0%)	$730K (-23.5%)	0.2%	$71.93	—	COM	30231G102
SUB	ISHARES TR	23,905 (-7.6%)	$2.545M (-7.6%)	0.6%	$105.22	—	SHRT NAT MUN ETF	464288158
SCHX	SCHWAB STRATEGIC TR	64,726 (-2.7%)	$1.905M (+11.7%)	0.5%	$32.81	—	US LRG CAP ETF	808524201
LIN	LINDE PLC	8,267 (-1.2%)	$4.29M (+3.4%)	1.1%	$330.35	—	SHS	G54950103
CALI	BLACKROCK ETF TRUST II	4,916 (-28.9%)	$248K (-28.8%)	0.1%	$50.46	—	ISHA SH TERM ETF	092528884
MUB	ISHARES TR	6,981 (-11.6%)	$751K (-10.4%)	0.2%	$107.13	—	NATIONAL MUN ETF	464288414
BAC	BANK OF AMER CORP	12,800 (-3.0%)	$729K (+13.3%)	0.2%	$42.18	—	COM	060505104
XLK	SELECT SECTOR SPDR TR	1,877 (-8.7%)	$358K (+30.9%)	0.1%	$155.31	—	ST STR TECHN ETF	81369Y803
HD	HOME DEPOT INC	4,722 (-2.6%)	$1.665M (+4.4%)	0.4%	$315.71	—	COM	437076102
RCL	ROYAL CARIBBEAN GROUP	1,725 (-1.1%)	$548K (+14.1%)	0.1%	$143.82	—	COM	V7780T103
DIS	DISNEY WALT CO	6,485 (-8.5%)	$624K (-8.7%)	0.2%	$148.88	—	COM	254687106
AVDV	AMERICAN CENTY ETF TR	51,721 (-2.3%)	$5.33M (+0.9%)	1.4%	$71.46	—	INTL SMCP VLU	025072802
MDY	STATE STR SPDR S&P MIDCAP 40	890 (-5.7%)	$626K (+7.5%)	0.2%	$558.60	—	UTSER1 S&PDCRP	78467Y107
PGX	INVESCO EXCH TRADED FD TR II	18,899 (-16.7%)	$205K (-17.0%)	0.1%	$12.14	—	PFD ETF	46138E511
ETN	EATON CORP PLC	885 (-9.2%)	$377K (+8.1%)	0.1%	$146.94	—	SHS	G29183103
TFC	TRUIST FINL CORP	5,500 (-15.4%)	$274K (-8.3%)	0.1%	$50.63	—	COM	89832Q109
ECL	ECOLAB INC	11,555 (-3.8%)	$3.219M (+0.7%)	0.8%	$203.54	—	COM	278865100
AMGN	AMGEN INC	2,275 (-1.0%)	$824K (+1.8%)	0.2%	$232.08	—	COM	031162100
APO	APOLLO GLOBAL MGMT INC	3,500 (-2.8%)	$414K (+3.2%)	0.1%	$56.25	—	COM	03769M106
PFF	ISHARES TR	8,495 (-5.2%)	$259K (-4.7%)	0.1%	$32.53	—	PFD AND INCM SEC	464288687
VTES	VANGUARD WELLINGTON FD	5,276 (-2.5%)	$535K (-2.3%)	0.1%	$100.86	—	SHORT TRM TAX EX	921935870
HEFA	ISHARES TR	9,935 (-7.0%)	$466K (+2.7%)	0.1%	$31.46	—	HDG MSCI EAFE	46434V803
SCHE	SCHWAB STRATEGIC TR	7,420 (-5.1%)	$269K (+4.4%)	0.1%	$24.11	—	EMRG MKTEQ ETF	808524706
IBM	INTERNATIONAL BUSINESS MACHS	1,496 (-11.8%)	$421K (+2.3%)	0.1%	$206.27	—	COM	459200101
BRK/B	BERKSHIRE HATHAWAY INC DEL	833 (-2.6%)	$417K (+1.7%)	0.1%	$286.87	—	CL B NEW	084670702
FNDC	SCHWAB STRATEGIC TR	4,379 (-1.5%)	$213K (+3.2%)	0.1%	$36.07	—	FUNDAMENTAL INTL	808524748
PG	PROCTER & GAMBLE CO	3,232 (-1.8%)	$474K (-0.3%)	0.1%	$138.99	—	COM	742718109
ARES	ARES MANAGEMENT CORPORATION	3,100 (-1.6%)	$345K (+0.4%)	0.1%	$61.93	—	CL A COM STK	03990B101

Unchanged Positions (55)

IEMG ISHARES INC 1.5%

Value $5.741M Shares 69,297 Est. Cost $54.74 Unrealized —

IJR ISHARES TR 1.2%

Value $4.798M Shares 32,352 Est. Cost $108.47 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.4%

Value $5.474M Shares 43,877 Est. Cost $96.05 Unrealized —

AAPL APPLE INC 1.3%

Value $5.196M Shares 17,958 Est. Cost $159.81 Unrealized —

AVLV AMERICAN CENTY ETF TR 1.1%

Value $4.298M Shares 47,117 Est. Cost $57.77 Unrealized —

VTI VANGUARD INDEX FDS 0.9%

Value $3.578M Shares 9,668 Est. Cost $239.33 Unrealized —

AMAT APPLIED MATLS INC 0.2%

Value $868K Shares 1,200 Est. Cost $180.78 Unrealized —

VV VANGUARD INDEX FDS 0.7%

Value $2.649M Shares 7,704 Est. Cost $220.92 Unrealized —

A AGILENT TECHNOLOGIES INC 0.6%

Value $2.416M Shares 18,192 Est. Cost $133.94 Unrealized —

DFIV DIMENSIONAL ETF TRUST 2.7%

Value $10.81M Shares 200,201 Est. Cost $36.31 Unrealized —

MSFT MICROSOFT CORP 5.9%

Value $23.08M Shares 61,882 Est. Cost $291.25 Unrealized —

V VISA INC 0.7%

Value $2.622M Shares 7,643 Est. Cost $218.70 Unrealized —

DFUV DIMENSIONAL ETF TRUST 0.6%

Value $2.435M Shares 44,265 Est. Cost $31.89 Unrealized —

IGV ISHARES TR 0.5%

Value $2.086M Shares 23,019 Est. Cost $144.05 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value $990K Shares 1,344 Est. Cost $344.20 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.4%

Value $1.642M Shares 37,013 Est. Cost $28.72 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $470K Shares 4,000 Est. Cost $42.10 Unrealized —

TSLA TESLA INC 0.3%

Value $1.196M Shares 2,844 Est. Cost $306.36 Unrealized —

WMT WALMART INC 0.3%

Value $1.306M Shares 11,530 Est. Cost $52.21 Unrealized —

IEFA ISHARES TR 0.5%

Value $1.957M Shares 20,261 Est. Cost $76.75 Unrealized —

MRK MERCK & CO INC 0.6%

Value $2.239M Shares 17,426 Est. Cost $94.80 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.2%

Value $622K Shares 17,202 Est. Cost $34.11 Unrealized —

IWM ISHARES TR 0.2%

Value $654K Shares 2,176 Est. Cost $217.17 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value $975K Shares 13,946 Est. Cost $49.94 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.2%

Value $734K Shares 21,679 Est. Cost $27.53 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $835K Shares 30,142 Est. Cost $26.11 Unrealized —

IVW ISHARES TR 0.1%

Value $509K Shares 3,698 Est. Cost $76.11 Unrealized —

SPDW SPDR INDEX SHS FDS 0.2%

Value $853K Shares 16,919 Est. Cost $36.87 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.2%

Value $633K Shares 21,859 Est. Cost $28.14 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.1%

Value $555K Shares 6,737 Est. Cost $60.23 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.2%

Value $868K Shares 16,455 Est. Cost $31.94 Unrealized —

IAU ISHARES GOLD TR 0.1%

Value $375K Shares 4,960 Est. Cost $51.62 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $632K Shares 2,669 Est. Cost $164.09 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 0.1%

Value $431K Shares 3,673 Est. Cost $117.76 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.1%

Value $438K Shares 12,590 Est. Cost $41.19 Unrealized —

KO COCA COLA CO 0.2%

Value $834K Shares 10,267 Est. Cost $54.09 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $324K Shares 1,200 Est. Cost $228.43 Unrealized —

MAR MARRIOTT INTL INC NEW 0.1%

Value $382K Shares 1,032 Est. Cost $267.49 Unrealized —

IWB ISHARES TR 0.1%

Value $323K Shares 788 Est. Cost $262.26 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value $398K Shares 4,755 Est. Cost $60.98 Unrealized —

TEVA TEVA PHARMACEUTICAL INDS LTD 0.1%

Value $350K Shares 10,335 Est. Cost $8.21 Unrealized —

HWM HOWMET AEROSPACE INC 0.1%

Value $262K Shares 975 Est. Cost $199.00 Unrealized —

JNJ JOHNSON & JOHNSON 0.3%

Value $1.041M Shares 4,100 Est. Cost $157.18 Unrealized —

BA BOEING CO 0.1%

Value $400K Shares 1,850 Est. Cost $200.72 Unrealized —

IWD ISHARES TR 0.1%

Value $263K Shares 1,086 Est. Cost $157.83 Unrealized —

IVE ISHARES TR 0.1%

Value $469K Shares 2,065 Est. Cost $156.85 Unrealized —

EZU ISHARES INC 0.1%

Value $299K Shares 4,300 Est. Cost $45.43 Unrealized —

VOOV VANGUARD ADMIRAL FDS INC 0.1%

Value $311K Shares 1,420 Est. Cost $203.79 Unrealized —

SCHW SCHWAB CHARLES CORP 0.3%

Value $1.006M Shares 10,900 Est. Cost $94.54 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.1%

Value $312K Shares 7,569 Est. Cost $29.81 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value $398K Shares 12,555 Est. Cost $42.52 Unrealized —

SCZ ISHARES TR 0.1%

Value $287K Shares 3,483 Est. Cost $72.44 Unrealized —

AVIV AMERICAN CENTY ETF TR 0.1%

Value $246K Shares 3,172 Est. Cost $49.06 Unrealized —

ORCL ORACLE CORP 0.1%

Value $448K Shares 3,059 Est. Cost $124.04 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.1%

Value $266K Shares 5,256 Est. Cost $49.38 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEMG	ISHARES INC	69,297	$5.741M	1.5%	$54.74	—	CORE MSCI EMKT	46434G103
IJR	ISHARES TR	32,352	$4.798M	1.2%	$108.47	—	CORE S&P SCP ETF	464287804
AVUV	AMERICAN CENTY ETF TR	43,877	$5.474M	1.4%	$96.05	—	US SML CP VALU	025072877
AAPL	APPLE INC	17,958	$5.196M	1.3%	$159.81	—	COM	037833100
AVLV	AMERICAN CENTY ETF TR	47,117	$4.298M	1.1%	$57.77	—	US LARGE CAP VLU	025072349
VTI	VANGUARD INDEX FDS	9,668	$3.578M	0.9%	$239.33	—	TOTAL STK MKT	922908769
AMAT	APPLIED MATLS INC	1,200	$868K	0.2%	$180.78	—	COM	038222105
VV	VANGUARD INDEX FDS	7,704	$2.649M	0.7%	$220.92	—	LARGE CAP ETF	922908637
A	AGILENT TECHNOLOGIES INC	18,192	$2.416M	0.6%	$133.94	—	COM	00846U101
DFIV	DIMENSIONAL ETF TRUST	200,201	$10.81M	2.7%	$36.31	—	INTERNATNAL VAL	25434V807
MSFT	MICROSOFT CORP	61,882	$23.08M	5.9%	$291.25	—	COM	594918104
V	VISA INC	7,643	$2.622M	0.7%	$218.70	—	COM CL A	92826C839
DFUV	DIMENSIONAL ETF TRUST	44,265	$2.435M	0.6%	$31.89	—	US MKTWIDE VALUE	25434V724
IGV	ISHARES TR	23,019	$2.086M	0.5%	$144.05	—	EXPANDED TECH	464287515
QQQ	INVESCO QQQ TR	1,344	$990K	0.3%	$344.20	—	UNIT SER 1	46090E103
DFAC	DIMENSIONAL ETF TRUST	37,013	$1.642M	0.4%	$28.72	—	US COR EQU 2 ETF	25434V708
CSCO	CISCO SYS INC	4,000	$470K	0.1%	$42.10	—	COM	17275R102
TSLA	TESLA INC	2,844	$1.196M	0.3%	$306.36	—	COM	88160R101
WMT	WALMART INC	11,530	$1.306M	0.3%	$52.21	—	COM	931142103
IEFA	ISHARES TR	20,261	$1.957M	0.5%	$76.75	—	CORE MSCI EAFE	46432F842
MRK	MERCK & CO INC	17,426	$2.239M	0.6%	$94.80	—	COM	58933Y105
SCHA	SCHWAB STRATEGIC TR	17,202	$622K	0.2%	$34.11	—	US SML CAP ETF	808524607
IWM	ISHARES TR	2,176	$654K	0.2%	$217.17	—	RUSSELL 2000 ETF	464287655
DFAT	DIMENSIONAL ETF TRUST	13,946	$975K	0.2%	$49.94	—	US TARGETED VLU	25434V609
SCHG	SCHWAB STRATEGIC TR	21,679	$734K	0.2%	$27.53	—	US LCAP GR ETF	808524300
SCHF	SCHWAB STRATEGIC TR	30,142	$835K	0.2%	$26.11	—	INTL EQTY ETF	808524805
IVW	ISHARES TR	3,698	$509K	0.1%	$76.11	—	S&P 500 GRWT ETF	464287309
SPDW	SPDR INDEX SHS FDS	16,919	$853K	0.2%	$36.87	—	ST STR PO EX ETF	78463X889
SCHB	SCHWAB STRATEGIC TR	21,859	$633K	0.2%	$28.14	—	US BRD MKT ETF	808524102
DFAS	DIMENSIONAL ETF TRUST	6,737	$555K	0.1%	$60.23	—	US SMALL CAP ETF	25434V500
FNDF	SCHWAB STRATEGIC TR	16,455	$868K	0.2%	$31.94	—	FUNDAMENTAL INTL	808524755
IAU	ISHARES GOLD TR	4,960	$375K	0.1%	$51.62	—	ISHARES NEW	464285204
VIG	VANGUARD SPECIALIZED FUNDS	2,669	$632K	0.2%	$164.09	—	DIV APP ETF	921908844
VIOV	VANGUARD ADMIRAL FDS INC	3,673	$431K	0.1%	$117.76	—	SMLCP 600 VAL	921932778
SCHV	SCHWAB STRATEGIC TR	12,590	$438K	0.1%	$41.19	—	US LCAP VA ETF	808524409
KO	COCA COLA CO	10,267	$834K	0.2%	$54.09	—	COM	191216100
MCD	MCDONALDS CORP	1,200	$324K	0.1%	$228.43	—	COM	580135101
MAR	MARRIOTT INTL INC NEW	1,032	$382K	0.1%	$267.49	—	CL A	571903202
IWB	ISHARES TR	788	$323K	0.1%	$262.26	—	RUS 1000 ETF	464287622
VEU	VANGUARD INTL EQUITY INDEX F	4,755	$398K	0.1%	$60.98	—	ALLWRLD EX US	922042775
TEVA	TEVA PHARMACEUTICAL INDS LTD	10,335	$350K	0.1%	$8.21	—	SPONSORED ADS	881624209
HWM	HOWMET AEROSPACE INC	975	$262K	0.1%	$199.00	—	COM	443201108
JNJ	JOHNSON & JOHNSON	4,100	$1.041M	0.3%	$157.18	—	COM	478160104
BA	BOEING CO	1,850	$400K	0.1%	$200.72	—	COM	097023105
IWD	ISHARES TR	1,086	$263K	0.1%	$157.83	—	RUS 1000 VAL ETF	464287598
IVE	ISHARES TR	2,065	$469K	0.1%	$156.85	—	S&P 500 VAL ETF	464287408
EZU	ISHARES INC	4,300	$299K	0.1%	$45.43	—	MSCI EURZONE ETF	464286608
VOOV	VANGUARD ADMIRAL FDS INC	1,420	$311K	0.1%	$203.79	—	500 VAL IDX FD	921932703
SCHW	SCHWAB CHARLES CORP	10,900	$1.006M	0.3%	$94.54	—	COM	808513105
DFAI	DIMENSIONAL ETF TRUST	7,569	$312K	0.1%	$29.81	—	INTL CORE EQT MK	25434V203
SCHD	SCHWAB STRATEGIC TR	12,555	$398K	0.1%	$42.52	—	US DIVIDEND EQ	808524797
SCZ	ISHARES TR	3,483	$287K	0.1%	$72.44	—	EAFE SML CP ETF	464288273
AVIV	AMERICAN CENTY ETF TR	3,172	$246K	0.1%	$49.06	—	INTERNATIONAL LR	025072364
ORCL	ORACLE CORP	3,059	$448K	0.1%	$124.04	—	COM	68389X105
JMUB	J P MORGAN EXCHANGE TRADED F	5,256	$266K	0.1%	$49.38	—	MUNICIPAL ETF	46641Q647