Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	104,851	$19.98M	2.0%	$190.52	—	ETF	81369Y803
SPMO	INVESCO S&P 500 MOMENTUM ETF	92,559	$14.95M	1.5%	$161.54	—	ETF	46138E339
BLV	VANGUARD BD. IND. FDS. - LONG TERM BOND INDEX FUND	180,997	$12.48M	1.2%	$68.93	—	ETF	921937793
EWT	ISHARES MSCI TAIWAN ETF	39,186	$4.256M	0.4%	$108.61	—	ETF	46434G772
ACWI	ISHARES MSCI ACWI ETF	23,934	$3.757M	0.4%	$156.97	—	ETF	464288257
EWC	ISHARES MSCI CANADA ETF	63,102	$3.637M	0.4%	$57.64	—	ETF	464286509
EWY	ISHARES MSCI SOUTH KOREA ETF	15,294	$3.088M	0.3%	$201.90	—	ETF	464286772
PZA	INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	62,776	$1.476M	0.1%	$23.52	—	ETF	46138E537
MU	MICRON TECHNOLOGY INC COM	336	$388K	0.0%	$1154.44	—	Stock	595112103
AMD	ADVANCED MICRO DEVICES INC COM	624	$362K	0.0%	$580.91	—	Stock	007903107
PAAA	PGIM AAA CLO ETF	6,128	$314K	0.0%	$51.27	—	ETF	69344A834
XOM	EXXONMOBIL HOLDINGS CORP COM SHS	2,277	$311K	0.0%	$136.73	—	Stock	30233Q108
CSCO	CISCO SYS INC COM	2,190	$257K	0.0%	$117.44	—	Stock	17275R102
ABBV	ABBVIE INC COM	1,012	$255K	0.0%	$251.72	—	Stock	00287Y109
ADP	AUTOMATIC DATA PROCESSING INC COM	1,033	$231K	0.0%	$223.94	—	Stock	053015103
ABT	ABBOTT LABORATORIES COM	2,525	$229K	0.0%	$90.75	—	Stock	002824100
VHT	VANGUARD HEALTH CARE ETF	720	$215K	0.0%	$299.18	—	ETF	92204A504
INTC	INTEL CORP COM	1,521	$212K	0.0%	$139.64	—	Stock	458140100
DAL	DELTA AIR LINES INC COM NEW	2,213	$207K	0.0%	$93.67	—	Stock	247361702
SMH	VANECK SEMICONDUCTOR ETF	305	$200K	0.0%	$655.74	—	ETF	92189F676

Increased Positions (45)

FNDX SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF 7.3%

Value $73.44M (+221.8%) Shares 2,361,445 (+188.2%) Est. Cost $28.73 Unrealized —

SCHF SCHWAB INTERNATIONAL EQUITY ETF 10.5%

Value $106M (+76.1%) Shares 3,819,433 (+57.4%) Est. Cost $22.79 Unrealized —

QQQ INVESCO QQQ TRUST SERIES I 1.9%

Value $19.09M (+3815.8%) Shares 25,923 (+2967.8%) Est. Cost $729.13 Unrealized —

SPEM STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF 4.6%

Value $45.85M (+52.7%) Shares 885,440 (+38.3%) Est. Cost $43.51 Unrealized —

IJH ISHARES CORE S&P MID-CAP ETF 6.6%

Value $66.35M (+23.2%) Shares 860,493 (+7.9%) Est. Cost $65.12 Unrealized —

JMTG JPMORGAN MORTGAGE-BACKED SECURITIES ETF 4.8%

Value $48.54M (+30.2%) Shares 957,738 (+31.0%) Est. Cost $50.96 Unrealized —

CALF PACER US SMALL CAP CASH COWS ETF 3.4%

Value $34.06M (+21.2%) Shares 672,950 (+7.5%) Est. Cost $44.51 Unrealized —

VUG VANGUARD MORNINGSTAR GROWTH ETF 3.3%

Value $32.76M (+15.7%) Shares 380,355 (+486.9%) Est. Cost $144.79 Unrealized —

CGMS CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF 2.3%

Value $22.64M (+19.8%) Shares 828,507 (+19.4%) Est. Cost $27.35 Unrealized —

VTV VANGUARD MORNINGSTAR VALUE ETF 1.4%

Value $14.34M (+32.9%) Shares 65,820 (+19.6%) Est. Cost $179.47 Unrealized —

PULS PGIM ULTRA SHORT BOND ETF 0.9%

Value $8.953M (+22.9%) Shares 180,686 (+22.7%) Est. Cost $49.61 Unrealized —

FLXR TCW FLEXIBLE INCOME ETF 1.3%

Value $13.2M (+13.7%) Shares 336,643 (+13.8%) Est. Cost $39.27 Unrealized —

YLD PRINCIPAL ACTIVE HIGH YIELD ETF 0.6%

Value $6.3M (+11.6%) Shares 330,214 (+10.9%) Est. Cost $19.11 Unrealized —

QQQI NEOS NASDAQ 100 HIGH INCOME ETF 0.2%

Value $2.496M (+21.6%) Shares 43,957 (+6.4%) Est. Cost $52.48 Unrealized —

NVDA NVIDIA CORPORATION COM 0.3%

Value $2.89M (+17.2%) Shares 14,443 (+2.1%) Est. Cost $138.54 Unrealized —

GOOGL ALPHABET INC CAP STK CL A 0.2%

Value $1.918M (+28.2%) Shares 5,368 (+3.1%) Est. Cost $186.20 Unrealized —

FLMI FRANKLIN DYNAMIC MUNICIPAL BOND ETF 0.6%

Value $5.743M (+7.5%) Shares 228,168 (+5.9%) Est. Cost $24.48 Unrealized —

ESGU ISHARES ESG AWARE MSCI USA ETF 0.2%

Value $2.226M (+19.7%) Shares 13,602 (+3.4%) Est. Cost $130.78 Unrealized —

NULG NUVEEN ESG LARGE-CAP GROWTH ETF 0.1%

Value $1.431M (+31.1%) Shares 12,223 (+1.8%) Est. Cost $87.11 Unrealized —

QDPL PACER METAURUS US LARGE CAP DIVIDEND MULTIPLIER 400 ETF 0.2%

Value $1.683M (+19.3%) Shares 37,336 (+6.2%) Est. Cost $40.06 Unrealized —

SPYI NEOS S&P 500 HIGH INCOME ETF 0.2%

Value $2.123M (+13.2%) Shares 39,996 (+5.2%) Est. Cost $51.03 Unrealized —

AVGO BROADCOM INC COM 0.1%

Value $764K (+43.9%) Shares 2,021 (+17.9%) Est. Cost $277.99 Unrealized —

GE GE AEROSPACE COM NEW 0.1%

Value $728K (+33.9%) Shares 1,948 (+1.7%) Est. Cost $189.68 Unrealized —

ESGE ISHARES ESG AWARE MSCI EM ETF 0.1%

Value $546K (+46.6%) Shares 9,977 (+21.9%) Est. Cost $37.85 Unrealized —

JPLD JPMORGAN LIMITED DURATION BOND ETF 0.1%

Value $786K (+27.5%) Shares 15,059 (+27.5%) Est. Cost $51.99 Unrealized —

ESGD ISHARES ESG AWARE MSCI EAFE ETF 0.1%

Value $1.018M (+15.4%) Shares 9,899 (+7.4%) Est. Cost $82.89 Unrealized —

NUSC NUVEEN ESG SMALL-CAP ETF 0.0%

Value $336K (+52.6%) Shares 6,447 (+31.9%) Est. Cost $44.39 Unrealized —

DEM WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND 0.1%

Value $902K (+12.6%) Shares 16,772 (+4.0%) Est. Cost $46.21 Unrealized —

JPM JPMORGAN CHASE & CO COM 0.1%

Value $550K (+17.5%) Shares 1,680 (+5.7%) Est. Cost $242.01 Unrealized —

DES WISDOMTREE U.S. SMALLCAP DIVIDEND FUND 0.1%

Value $525K (+18.4%) Shares 12,905 (+4.6%) Est. Cost $34.24 Unrealized —

VGT VANGUARD INFORMATION TECHNOLOGY ETF 0.0%

Value $282K (+37.1%) Shares 2,360 (+700.0%) Est. Cost $187.47 Unrealized —

PRU PRUDENTIAL FINL INC COM 0.1%

Value $641K (+12.2%) Shares 5,941 (+1.5%) Est. Cost $112.83 Unrealized —

MDT MEDTRONIC PLC SHS 0.0%

Value $447K (+17.1%) Shares 5,711 (+29.7%) Est. Cost $82.81 Unrealized —

SPY STATE STREET SPDR S&P 500 ETF 0.0%

Value $452K (+15.9%) Shares 605 (+1.0%) Est. Cost $608.32 Unrealized —

TGT TARGET CORP COM 0.1%

Value $706K (+8.9%) Shares 5,402 (+1.1%) Est. Cost $133.17 Unrealized —

IDV ISHARES INTERNATIONAL SELECT DIVIDEND ETF 0.2%

Value $1.84M (+3.0%) Shares 44,411 (+5.8%) Est. Cost $37.76 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL CL B NEW 0.0%

Value $281K (+21.8%) Shares 561 (+16.6%) Est. Cost $487.34 Unrealized —

COWZ PACER US CASH COWS 100 ETF 0.1%

Value $1.046M (+4.8%) Shares 16,820 (+5.4%) Est. Cost $58.05 Unrealized —

CVX CHEVRON CORPORATION COM 0.0%

Value $210K (-17.7%) Shares 1,268 (+2.8%) Est. Cost $171.70 Unrealized —

AXP AMERICAN EXPRESS CO COM 0.0%

Value $287K (+17.4%) Shares 848 (+5.0%) Est. Cost $286.69 Unrealized —

HD HOME DEPOT INC COM 0.0%

Value $244K (+14.5%) Shares 691 (+6.8%) Est. Cost $391.60 Unrealized —

JNJ JOHNSON & JOHNSON COM 0.0%

Value $370K (+5.1%) Shares 1,455 (+1.2%) Est. Cost $157.67 Unrealized —

OBDC BLUE OWL CAPITAL CORPORATION COM 0.0%

Value $409K (+1.4%) Shares 37,644 (+3.2%) Est. Cost $13.00 Unrealized —

META META PLATFORMS INC CL A 0.0%

Value $446K (+1.0%) Shares 792 (+2.6%) Est. Cost $663.46 Unrealized —

NAT NORDIC AMERICAN TANKERS LIMITE COM 0.0%

Value $62,910 (-2.2%) Shares 11,356 (+3.4%) Est. Cost $3.09 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	2,361,445 (+188.2%)	$73.44M (+221.8%)	7.3%	$28.73	—	ETF	808524771
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	3,819,433 (+57.4%)	$106M (+76.1%)	10.5%	$22.79	—	ETF	808524805
QQQ	INVESCO QQQ TRUST SERIES I	25,923 (+2967.8%)	$19.09M (+3815.8%)	1.9%	$729.13	—	ETF	46090E103
SPEM	STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF	885,440 (+38.3%)	$45.85M (+52.7%)	4.6%	$43.51	—	ETF	78463X509
IJH	ISHARES CORE S&P MID-CAP ETF	860,493 (+7.9%)	$66.35M (+23.2%)	6.6%	$65.12	—	ETF	464287507
JMTG	JPMORGAN MORTGAGE-BACKED SECURITIES ETF	957,738 (+31.0%)	$48.54M (+30.2%)	4.8%	$50.96	—	ETF	46654Q575
CALF	PACER US SMALL CAP CASH COWS ETF	672,950 (+7.5%)	$34.06M (+21.2%)	3.4%	$44.51	—	ETF	69374H857
VUG	VANGUARD MORNINGSTAR GROWTH ETF	380,355 (+486.9%)	$32.76M (+15.7%)	3.3%	$144.79	—	ETF	922908736
CGMS	CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF	828,507 (+19.4%)	$22.64M (+19.8%)	2.3%	$27.35	—	ETF	14020Y300
VTV	VANGUARD MORNINGSTAR VALUE ETF	65,820 (+19.6%)	$14.34M (+32.9%)	1.4%	$179.47	—	ETF	922908744
PULS	PGIM ULTRA SHORT BOND ETF	180,686 (+22.7%)	$8.953M (+22.9%)	0.9%	$49.61	—	ETF	69344A107
FLXR	TCW FLEXIBLE INCOME ETF	336,643 (+13.8%)	$13.2M (+13.7%)	1.3%	$39.27	—	ETF	29287L700
YLD	PRINCIPAL ACTIVE HIGH YIELD ETF	330,214 (+10.9%)	$6.3M (+11.6%)	0.6%	$19.11	—	ETF	74255Y102
QQQI	NEOS NASDAQ 100 HIGH INCOME ETF	43,957 (+6.4%)	$2.496M (+21.6%)	0.2%	$52.48	—	ETF	78433H675
NVDA	NVIDIA CORPORATION COM	14,443 (+2.1%)	$2.89M (+17.2%)	0.3%	$138.54	—	Stock	67066G104
GOOGL	ALPHABET INC CAP STK CL A	5,368 (+3.1%)	$1.918M (+28.2%)	0.2%	$186.20	—	Stock	02079K305
FLMI	FRANKLIN DYNAMIC MUNICIPAL BOND ETF	228,168 (+5.9%)	$5.743M (+7.5%)	0.6%	$24.48	—	ETF	35473P868
ESGU	ISHARES ESG AWARE MSCI USA ETF	13,602 (+3.4%)	$2.226M (+19.7%)	0.2%	$130.78	—	ETF	46435G425
NULG	NUVEEN ESG LARGE-CAP GROWTH ETF	12,223 (+1.8%)	$1.431M (+31.1%)	0.1%	$87.11	—	ETF	67092P201
QDPL	PACER METAURUS US LARGE CAP DIVIDEND MULTIPLIER 400 ETF	37,336 (+6.2%)	$1.683M (+19.3%)	0.2%	$40.06	—	ETF	69374H436
SPYI	NEOS S&P 500 HIGH INCOME ETF	39,996 (+5.2%)	$2.123M (+13.2%)	0.2%	$51.03	—	ETF	78433H303
AVGO	BROADCOM INC COM	2,021 (+17.9%)	$764K (+43.9%)	0.1%	$277.99	—	Stock	11135F101
GE	GE AEROSPACE COM NEW	1,948 (+1.7%)	$728K (+33.9%)	0.1%	$189.68	—	Stock	369604301
ESGE	ISHARES ESG AWARE MSCI EM ETF	9,977 (+21.9%)	$546K (+46.6%)	0.1%	$37.85	—	ETF	46434G863
JPLD	JPMORGAN LIMITED DURATION BOND ETF	15,059 (+27.5%)	$786K (+27.5%)	0.1%	$51.99	—	ETF	46654Q773
ESGD	ISHARES ESG AWARE MSCI EAFE ETF	9,899 (+7.4%)	$1.018M (+15.4%)	0.1%	$82.89	—	ETF	46435G516
NUSC	NUVEEN ESG SMALL-CAP ETF	6,447 (+31.9%)	$336K (+52.6%)	0.0%	$44.39	—	ETF	67092P607
DEM	WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	16,772 (+4.0%)	$902K (+12.6%)	0.1%	$46.21	—	ETF	97717W315
JPM	JPMORGAN CHASE & CO COM	1,680 (+5.7%)	$550K (+17.5%)	0.1%	$242.01	—	Stock	46625H100
DES	WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	12,905 (+4.6%)	$525K (+18.4%)	0.1%	$34.24	—	ETF	97717W604
VGT	VANGUARD INFORMATION TECHNOLOGY ETF	2,360 (+700.0%)	$282K (+37.1%)	0.0%	$187.47	—	ETF	92204A702
PRU	PRUDENTIAL FINL INC COM	5,941 (+1.5%)	$641K (+12.2%)	0.1%	$112.83	—	Stock	744320102
MDT	MEDTRONIC PLC SHS	5,711 (+29.7%)	$447K (+17.1%)	0.0%	$82.81	—	Stock	G5960L103
SPY	STATE STREET SPDR S&P 500 ETF	605 (+1.0%)	$452K (+15.9%)	0.0%	$608.32	—	ETF	78462F103
TGT	TARGET CORP COM	5,402 (+1.1%)	$706K (+8.9%)	0.1%	$133.17	—	Stock	87612E106
IDV	ISHARES INTERNATIONAL SELECT DIVIDEND ETF	44,411 (+5.8%)	$1.84M (+3.0%)	0.2%	$37.76	—	ETF	464288448
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	561 (+16.6%)	$281K (+21.8%)	0.0%	$487.34	—	Stock	084670702
COWZ	PACER US CASH COWS 100 ETF	16,820 (+5.4%)	$1.046M (+4.8%)	0.1%	$58.05	—	ETF	69374H881
CVX	CHEVRON CORPORATION COM	1,268 (+2.8%)	$210K (-17.7%)	0.0%	$171.70	—	Stock	166764100
AXP	AMERICAN EXPRESS CO COM	848 (+5.0%)	$287K (+17.4%)	0.0%	$286.69	—	Stock	025816109
HD	HOME DEPOT INC COM	691 (+6.8%)	$244K (+14.5%)	0.0%	$391.60	—	Stock	437076102
JNJ	JOHNSON & JOHNSON COM	1,455 (+1.2%)	$370K (+5.1%)	0.0%	$157.67	—	Stock	478160104
OBDC	BLUE OWL CAPITAL CORPORATION COM	37,644 (+3.2%)	$409K (+1.4%)	0.0%	$13.00	—	CEF	69121K104
META	META PLATFORMS INC CL A	792 (+2.6%)	$446K (+1.0%)	0.0%	$663.46	—	Stock	30303M102
NAT	NORDIC AMERICAN TANKERS LIMITE COM	11,356 (+3.4%)	$62,910 (-2.2%)	0.0%	$3.09	—	Stock	G65773106

Exited Positions (17)

SCHX SCHWAB U.S. LARGE-CAP ETF 1.9%

Value $18.81M Shares 733,431 Est. Cost $26.63 Unrealized —

HYDB ISHARES HIGH YIELD SYSTEMATIC BOND ETF 1.7%

Value $16.63M Shares 357,576 Est. Cost $46.52 Unrealized —

RSP INVESCO S&P 500 EQUAL WEIGHT ETF 1.6%

Value $16.49M Shares 85,914 Est. Cost $191.92 Unrealized —

XLP STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF 1.6%

Value $16.42M Shares 200,243 Est. Cost $81.98 Unrealized —

USMV ISHARES MSCI USA MIN VOL FACTOR ETF 1.2%

Value $12.27M Shares 132,339 Est. Cost $92.74 Unrealized —

USTB VICTORYSHARES SHORT-TERM BOND ETF 1.1%

Value $11.19M Shares 221,223 Est. Cost $50.83 Unrealized —

IAGG ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF 0.5%

Value $5.181M Shares 103,537 Est. Cost $50.32 Unrealized —

EFAV ISHARES MSCI EAFE MIN VOL FACTOR ETF 0.4%

Value $3.629M Shares 39,718 Est. Cost $91.37 Unrealized —

EWU ISHARES MSCI UNITED KINGDOM ETF 0.4%

Value $3.558M Shares 78,104 Est. Cost $43.98 Unrealized —

ACWX ISHARES MSCI ACWI EX U.S. ETF 0.4%

Value $3.515M Shares 51,339 Est. Cost $68.47 Unrealized —

EVSM EATON VANCE SHORT DURATION MUNICIPAL INCOME ETF 0.1%

Value $1.445M Shares 28,783 Est. Cost $50.37 Unrealized —

SNDA SONIDA SENIOR LIVING INC COM 0.1%

Value $697K Shares 21,613 Est. Cost $32.91 Unrealized —

XOM EXXON MOBIL CORP COM 0.0%

Value $406K Shares 2,391 Est. Cost $106.25 Unrealized —

SPHY STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF 0.0%

Value $307K Shares 13,175 Est. Cost $23.50 Unrealized —

HON HONEYWELL INTL INC COM 0.0%

Value $231K Shares 1,024 Est. Cost $225.93 Unrealized —

T AT&T INC COM 0.0%

Value $210K Shares 7,232 Est. Cost $25.75 Unrealized —

FTMH FRANKLIN MUNICIPAL HIGH YIELD ETF 0.0%

Value $121K Shares 10,454 Est. Cost $11.57 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	733,431	$18.81M	1.9%	$26.63	—	—	808524201
HYDB	ISHARES HIGH YIELD SYSTEMATIC BOND ETF	357,576	$16.63M	1.7%	$46.52	—	—	46435G250
RSP	INVESCO S&P 500 EQUAL WEIGHT ETF	85,914	$16.49M	1.6%	$191.92	—	—	46137V357
XLP	STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF	200,243	$16.42M	1.6%	$81.98	—	—	81369Y308
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	132,339	$12.27M	1.2%	$92.74	—	—	46429B697
USTB	VICTORYSHARES SHORT-TERM BOND ETF	221,223	$11.19M	1.1%	$50.83	—	—	92647N535
IAGG	ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	103,537	$5.181M	0.5%	$50.32	—	—	46435G672
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	39,718	$3.629M	0.4%	$91.37	—	—	46429B689
EWU	ISHARES MSCI UNITED KINGDOM ETF	78,104	$3.558M	0.4%	$43.98	—	—	46435G334
ACWX	ISHARES MSCI ACWI EX U.S. ETF	51,339	$3.515M	0.4%	$68.47	—	—	464288240
EVSM	EATON VANCE SHORT DURATION MUNICIPAL INCOME ETF	28,783	$1.445M	0.1%	$50.37	—	—	61774R858
SNDA	SONIDA SENIOR LIVING INC COM	21,613	$697K	0.1%	$32.91	—	—	140475203
XOM	EXXON MOBIL CORP COM	2,391	$406K	0.0%	$106.25	—	—	30231G102
SPHY	STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF	13,175	$307K	0.0%	$23.50	—	—	78468R606
HON	HONEYWELL INTL INC COM	1,024	$231K	0.0%	$225.93	—	—	438516106
T	AT&T INC COM	7,232	$210K	0.0%	$25.75	—	—	00206R102
FTMH	FRANKLIN MUNICIPAL HIGH YIELD ETF	10,454	$121K	0.0%	$11.57	—	—	746729789

Decreased Positions (38)

SCHG SCHWAB U.S. LARGE-CAP GROWTH ETF 6.5%

Value $65.13M (-19.0%) Shares 1,924,760 (-30.3%) Est. Cost $32.62 Unrealized —

BND VANGUARD TOTAL BOND MARKET ETF 1.9%

Value $19.27M (-30.8%) Shares 262,475 (-30.5%) Est. Cost $72.58 Unrealized —

IVV ISHARES CORE S&P 500 ETF 5.3%

Value $52.8M (+11.8%) Shares 70,511 (-2.5%) Est. Cost $590.62 Unrealized —

GOVT ISHARES U.S. TREASURY BOND ETF 2.8%

Value $27.66M (-16.6%) Shares 1,214,016 (-16.1%) Est. Cost $22.98 Unrealized —

XLE STATE STREET ENERGY SELECT SECTOR SPDR ETF 1.6%

Value $15.67M (-17.9%) Shares 295,001 (-5.3%) Est. Cost $61.26 Unrealized —

JMUB JPMORGAN MUNICIPAL ETF 1.3%

Value $13.04M (-19.5%) Shares 257,354 (-20.5%) Est. Cost $50.13 Unrealized —

VWOB VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF 1.4%

Value $14.17M (-14.2%) Shares 210,678 (-16.1%) Est. Cost $66.92 Unrealized —

IGEB ISHARES INVESTMENT GRADE SYSTEMATIC BOND ETF 1.0%

Value $10.24M (-16.1%) Shares 226,998 (-16.2%) Est. Cost $44.76 Unrealized —

ICVT ISHARES CONVERTIBLE BOND ETF 1.5%

Value $15.37M (-6.3%) Shares 126,255 (-21.7%) Est. Cost $89.81 Unrealized —

AVUV AVANTIS U.S. SMALL CAP VALUE ETF 0.8%

Value $8.038M (+11.3%) Shares 64,427 (-1.4%) Est. Cost $99.14 Unrealized —

DYNF ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF 6.8%

Value $68.69M (+1.2%) Shares 1,010,013 (-13.4%) Est. Cost $60.81 Unrealized —

SIHY HARBOR ARES SYSTEMATIC HIGH YIELD ETF 1.1%

Value $10.91M (-5.9%) Shares 239,481 (-7.4%) Est. Cost $44.79 Unrealized —

RECS COLUMBIA RESEARCH ENHANCED CORE ETF 3.3%

Value $33.14M (-1.4%) Shares 765,762 (-11.2%) Est. Cost $37.35 Unrealized —

UNH UNITEDHEALTH GROUP INC COM 0.1%

Value $1.363M (+47.5%) Shares 3,281 (-4.0%) Est. Cost $524.49 Unrealized —

FLCC FEDERATED HERMES MDT LARGE CAP CORE ETF 0.7%

Value $6.56M (+6.6%) Shares 186,718 (-6.4%) Est. Cost $32.07 Unrealized —

IJK ISHARES S&P MID-CAP 400 GROWTH ETF 0.4%

Value $3.872M (+11.3%) Shares 32,951 (-4.7%) Est. Cost $100.62 Unrealized —

CAT CATERPILLAR INC COM 0.1%

Value $1.231M (+43.9%) Shares 1,156 (-4.3%) Est. Cost $389.18 Unrealized —

AMP AMERIPRISE FINL INC COM 0.2%

Value $2.215M (-9.3%) Shares 4,828 (-12.2%) Est. Cost $526.39 Unrealized —

ITOT ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF 0.2%

Value $1.878M (+9.8%) Shares 11,435 (-4.8%) Est. Cost $128.49 Unrealized —

EAGG ISHARES ESG AWARE US AGGREGATE BOND ETF 0.1%

Value $519K (-21.3%) Shares 10,940 (-21.0%) Est. Cost $47.22 Unrealized —

AOR ISHARES CORE 60/40 BALANCED ALLOCATION ETF 0.4%

Value $4.078M (+3.3%) Shares 58,683 (-4.3%) Est. Cost $57.32 Unrealized —

SCHB SCHWAB U.S. BROAD MARKET ETF 0.1%

Value $1.106M (+12.8%) Shares 38,198 (-2.3%) Est. Cost $22.72 Unrealized —

LNG CHENIERE ENERGY INC COM NEW 0.0%

Value $235K (-34.3%) Shares 982 (-21.9%) Est. Cost $203.03 Unrealized —

ISRG INTUITIVE SURGICAL INC COM NEW 0.0%

Value $394K (-18.5%) Shares 991 (-5.5%) Est. Cost $521.17 Unrealized —

AOA ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF 0.1%

Value $1.208M (+7.9%) Shares 12,377 (-2.1%) Est. Cost $77.03 Unrealized —

LLY ELI LILLY & CO COM 0.0%

Value $408K (+27.0%) Shares 340 (-2.6%) Est. Cost $777.26 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS 0.0%

Value $301K (+38.9%) Shares 630 (-1.7%) Est. Cost $337.95 Unrealized —

CGHM CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF 0.3%

Value $3.296M (-2.0%) Shares 127,513 (-4.0%) Est. Cost $25.40 Unrealized —

IJR ISHARES CORE S&P SMALL CAP ETF 0.1%

Value $526K (+14.7%) Shares 3,546 (-3.8%) Est. Cost $115.22 Unrealized —

SCHD SCHWAB US DIVIDEND EQUITY ETF 0.2%

Value $2.504M (-2.1%) Shares 78,971 (-5.3%) Est. Cost $27.21 Unrealized —

MCK MCKESSON CORP COM 0.0%

Value $230K (-19.1%) Shares 304 (-7.3%) Est. Cost $726.14 Unrealized —

MUB ISHARES NATIONAL MUNI BOND ETF 0.0%

Value $223K (-19.2%) Shares 2,074 (-20.3%) Est. Cost $106.12 Unrealized —

WMT WALMART INC COM 0.0%

Value $283K (-14.8%) Shares 2,501 (-6.5%) Est. Cost $96.32 Unrealized —

NULV NUVEEN ESG LARGE-CAP VALUE ETF 0.1%

Value $560K (-6.8%) Shares 11,212 (-15.2%) Est. Cost $39.87 Unrealized —

AOM ISHARES CORE 40/60 MODERATE ALLOCATION ETF 0.1%

Value $1.273M (+2.9%) Shares 25,510 (-2.3%) Est. Cost $43.44 Unrealized —

VEA VANGUARD FTSE DEVELOPED MARKETS ETF 0.0%

Value $349K (+5.9%) Shares 4,897 (-4.8%) Est. Cost $48.73 Unrealized —

AGG ISHARES CORE U.S. AGGREGATE BOND ETF 0.0%

Value $490K (-3.5%) Shares 4,952 (-3.2%) Est. Cost $97.29 Unrealized —

AOK ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF 0.1%

Value $1.211M (-0.2%) Shares 29,199 (-4.0%) Est. Cost $37.30 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	1,924,760 (-30.3%)	$65.13M (-19.0%)	6.5%	$32.62	—	ETF	808524300
BND	VANGUARD TOTAL BOND MARKET ETF	262,475 (-30.5%)	$19.27M (-30.8%)	1.9%	$72.58	—	ETF	921937835
IVV	ISHARES CORE S&P 500 ETF	70,511 (-2.5%)	$52.8M (+11.8%)	5.3%	$590.62	—	ETF	464287200
GOVT	ISHARES U.S. TREASURY BOND ETF	1,214,016 (-16.1%)	$27.66M (-16.6%)	2.8%	$22.98	—	ETF	46429B267
XLE	STATE STREET ENERGY SELECT SECTOR SPDR ETF	295,001 (-5.3%)	$15.67M (-17.9%)	1.6%	$61.26	—	ETF	81369Y506
JMUB	JPMORGAN MUNICIPAL ETF	257,354 (-20.5%)	$13.04M (-19.5%)	1.3%	$50.13	—	ETF	46641Q647
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	210,678 (-16.1%)	$14.17M (-14.2%)	1.4%	$66.92	—	ETF	921946885
IGEB	ISHARES INVESTMENT GRADE SYSTEMATIC BOND ETF	226,998 (-16.2%)	$10.24M (-16.1%)	1.0%	$44.76	—	ETF	46435G219
ICVT	ISHARES CONVERTIBLE BOND ETF	126,255 (-21.7%)	$15.37M (-6.3%)	1.5%	$89.81	—	ETF	46435G102
AVUV	AVANTIS U.S. SMALL CAP VALUE ETF	64,427 (-1.4%)	$8.038M (+11.3%)	0.8%	$99.14	—	ETF	025072877
DYNF	ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	1,010,013 (-13.4%)	$68.69M (+1.2%)	6.8%	$60.81	—	ETF	09290C103
SIHY	HARBOR ARES SYSTEMATIC HIGH YIELD ETF	239,481 (-7.4%)	$10.91M (-5.9%)	1.1%	$44.79	—	ETF	41151J109
RECS	COLUMBIA RESEARCH ENHANCED CORE ETF	765,762 (-11.2%)	$33.14M (-1.4%)	3.3%	$37.35	—	ETF	19761L706
UNH	UNITEDHEALTH GROUP INC COM	3,281 (-4.0%)	$1.363M (+47.5%)	0.1%	$524.49	—	Stock	91324P102
FLCC	FEDERATED HERMES MDT LARGE CAP CORE ETF	186,718 (-6.4%)	$6.56M (+6.6%)	0.7%	$32.07	—	ETF	31423L503
IJK	ISHARES S&P MID-CAP 400 GROWTH ETF	32,951 (-4.7%)	$3.872M (+11.3%)	0.4%	$100.62	—	ETF	464287606
CAT	CATERPILLAR INC COM	1,156 (-4.3%)	$1.231M (+43.9%)	0.1%	$389.18	—	Stock	149123101
AMP	AMERIPRISE FINL INC COM	4,828 (-12.2%)	$2.215M (-9.3%)	0.2%	$526.39	—	Stock	03076C106
ITOT	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	11,435 (-4.8%)	$1.878M (+9.8%)	0.2%	$128.49	—	ETF	464287150
EAGG	ISHARES ESG AWARE US AGGREGATE BOND ETF	10,940 (-21.0%)	$519K (-21.3%)	0.1%	$47.22	—	ETF	46435U549
AOR	ISHARES CORE 60/40 BALANCED ALLOCATION ETF	58,683 (-4.3%)	$4.078M (+3.3%)	0.4%	$57.32	—	ETF	464289867
SCHB	SCHWAB U.S. BROAD MARKET ETF	38,198 (-2.3%)	$1.106M (+12.8%)	0.1%	$22.72	—	ETF	808524102
LNG	CHENIERE ENERGY INC COM NEW	982 (-21.9%)	$235K (-34.3%)	0.0%	$203.03	—	Stock	16411R208
ISRG	INTUITIVE SURGICAL INC COM NEW	991 (-5.5%)	$394K (-18.5%)	0.0%	$521.17	—	Stock	46120E602
AOA	ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF	12,377 (-2.1%)	$1.208M (+7.9%)	0.1%	$77.03	—	ETF	464289859
LLY	ELI LILLY & CO COM	340 (-2.6%)	$408K (+27.0%)	0.0%	$777.26	—	Stock	532457108
TSM	TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS	630 (-1.7%)	$301K (+38.9%)	0.0%	$337.95	—	ADR	874039100
CGHM	CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF	127,513 (-4.0%)	$3.296M (-2.0%)	0.3%	$25.40	—	ETF	14020Y805
IJR	ISHARES CORE S&P SMALL CAP ETF	3,546 (-3.8%)	$526K (+14.7%)	0.1%	$115.22	—	ETF	464287804
SCHD	SCHWAB US DIVIDEND EQUITY ETF	78,971 (-5.3%)	$2.504M (-2.1%)	0.2%	$27.21	—	ETF	808524797
MCK	MCKESSON CORP COM	304 (-7.3%)	$230K (-19.1%)	0.0%	$726.14	—	Stock	58155Q103
MUB	ISHARES NATIONAL MUNI BOND ETF	2,074 (-20.3%)	$223K (-19.2%)	0.0%	$106.12	—	ETF	464288414
WMT	WALMART INC COM	2,501 (-6.5%)	$283K (-14.8%)	0.0%	$96.32	—	Stock	931142103
NULV	NUVEEN ESG LARGE-CAP VALUE ETF	11,212 (-15.2%)	$560K (-6.8%)	0.1%	$39.87	—	ETF	67092P300
AOM	ISHARES CORE 40/60 MODERATE ALLOCATION ETF	25,510 (-2.3%)	$1.273M (+2.9%)	0.1%	$43.44	—	ETF	464289875
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	4,897 (-4.8%)	$349K (+5.9%)	0.0%	$48.73	—	ETF	921943858
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	4,952 (-3.2%)	$490K (-3.5%)	0.0%	$97.29	—	ETF	464287226
AOK	ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF	29,199 (-4.0%)	$1.211M (-0.2%)	0.1%	$37.30	—	ETF	464289883

Unchanged Positions (24)

AAPL APPLE INC COM 0.6%

Value $5.648M Shares 19,518 Est. Cost $233.45 Unrealized —

BSX BOSTON SCIENTIFIC CORP COM 0.1%

Value $753K Shares 17,646 Est. Cost $89.28 Unrealized —

TSLA TESLA INC COM 0.2%

Value $2.134M Shares 5,073 Est. Cost $323.85 Unrealized —

AMZN AMAZON COM INC COM 0.2%

Value $1.726M Shares 7,243 Est. Cost $205.66 Unrealized —

GEV GE VERNOVA INC COM 0.1%

Value $564K Shares 480 Est. Cost $433.83 Unrealized —

VTI VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF 0.1%

Value $926K Shares 2,503 Est. Cost $289.87 Unrealized —

BAC BANK OF AMER CORP COM 0.1%

Value $714K Shares 12,524 Est. Cost $48.31 Unrealized —

GOOG ALPHABET INC CAP STK CL C 0.0%

Value $443K Shares 1,254 Est. Cost $175.50 Unrealized —

DDFJ INNOVATOR EQUITY DUAL DIRECTIONAL 15 BUFFER ETF - JANUARY 0.2%

Value $1.581M Shares 79,982 Est. Cost $18.76 Unrealized —

VIG VANGUARD DIVIDEND APPRECIATION ETF 0.1%

Value $858K Shares 3,627 Est. Cost $195.83 Unrealized —

VONG VANGUARD RUSSELL 1000 GROWTH ETF 0.1%

Value $555K Shares 4,340 Est. Cost $103.31 Unrealized —

MMM 3M CO COM 0.1%

Value $651K Shares 4,020 Est. Cost $128.82 Unrealized —

IXUS ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF 0.0%

Value $339K Shares 3,548 Est. Cost $86.64 Unrealized —

WFC WELLS FARGO & CO COM 0.1%

Value $619K Shares 7,495 Est. Cost $67.35 Unrealized —

HWKN HAWKINS INC COM 0.0%

Value $336K Shares 2,364 Est. Cost $126.17 Unrealized —

FAST FASTENAL CO COM 0.1%

Value $628K Shares 13,085 Est. Cost $46.91 Unrealized —

VNQ VANGUARD REAL ESTATE ETF 0.0%

Value $232K Shares 2,403 Est. Cost $89.06 Unrealized —

PBDE PGIM S&P 500 BUFFER 20 ETF - DECEMBER 0.0%

Value $291K Shares 9,395 Est. Cost $25.99 Unrealized —

TJX TJX COS INC NEW COM 0.0%

Value $253K Shares 1,672 Est. Cost $127.36 Unrealized —

VYM VANGUARD HIGH DIVIDEND YIELD INDEX ETF 0.0%

Value $220K Shares 1,392 Est. Cost $148.07 Unrealized —

MSFT MICROSOFT CORP COM 0.1%

Value $1.393M Shares 3,736 Est. Cost $444.56 Unrealized —

XEL XCEL ENERGY INC COM 0.0%

Value $272K Shares 3,387 Est. Cost $64.51 Unrealized —

KKR KKR & CO INC COM 0.0%

Value $225K Shares 2,451 Est. Cost $140.66 Unrealized —

COCH ENVOY MEDICAL INC CL A 0.0%

Value $8,280 Shares 10,454 Est. Cost $2.27 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC COM	19,518	$5.648M	0.6%	$233.45	—	Stock	037833100
BSX	BOSTON SCIENTIFIC CORP COM	17,646	$753K	0.1%	$89.28	—	Stock	101137107
TSLA	TESLA INC COM	5,073	$2.134M	0.2%	$323.85	—	Stock	88160R101
AMZN	AMAZON COM INC COM	7,243	$1.726M	0.2%	$205.66	—	Stock	023135106
GEV	GE VERNOVA INC COM	480	$564K	0.1%	$433.83	—	Stock	36828A101
VTI	VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF	2,503	$926K	0.1%	$289.87	—	ETF	922908769
BAC	BANK OF AMER CORP COM	12,524	$714K	0.1%	$48.31	—	Stock	060505104
GOOG	ALPHABET INC CAP STK CL C	1,254	$443K	0.0%	$175.50	—	Stock	02079K107
DDFJ	INNOVATOR EQUITY DUAL DIRECTIONAL 15 BUFFER ETF - JANUARY	79,982	$1.581M	0.2%	$18.76	—	ETF	45784N544
VIG	VANGUARD DIVIDEND APPRECIATION ETF	3,627	$858K	0.1%	$195.83	—	ETF	921908844
VONG	VANGUARD RUSSELL 1000 GROWTH ETF	4,340	$555K	0.1%	$103.31	—	ETF	92206C680
MMM	3M CO COM	4,020	$651K	0.1%	$128.82	—	Stock	88579Y101
IXUS	ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	3,548	$339K	0.0%	$86.64	—	ETF	46432F834
WFC	WELLS FARGO & CO COM	7,495	$619K	0.1%	$67.35	—	Stock	949746101
HWKN	HAWKINS INC COM	2,364	$336K	0.0%	$126.17	—	Stock	420261109
FAST	FASTENAL CO COM	13,085	$628K	0.1%	$46.91	—	Stock	311900104
VNQ	VANGUARD REAL ESTATE ETF	2,403	$232K	0.0%	$89.06	—	ETF	922908553
PBDE	PGIM S&P 500 BUFFER 20 ETF - DECEMBER	9,395	$291K	0.0%	$25.99	—	ETF	69420N759
TJX	TJX COS INC NEW COM	1,672	$253K	0.0%	$127.36	—	Stock	872540109
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	1,392	$220K	0.0%	$148.07	—	ETF	921946406
MSFT	MICROSOFT CORP COM	3,736	$1.393M	0.1%	$444.56	—	Stock	594918104
XEL	XCEL ENERGY INC COM	3,387	$272K	0.0%	$64.51	—	Stock	98389B100
KKR	KKR & CO INC COM	2,451	$225K	0.0%	$140.66	—	Stock	48251W104
COCH	ENVOY MEDICAL INC CL A	10,454	$8,280	0.0%	$2.27	—	Stock	29415V109