Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTM	SPDR SER TR	887,061	$52.76M	15.1%	$42.81	—	PORTFOLI S&P1500	78464A805
IQLT	ISHARES TR	1,005,333	$37.18M	10.6%	$35.34	—	MSCI INTL QUALTY	46434V456
IBTE	ISHARES TR	898,093	$21.49M	6.1%	$23.80	—	IBONDS 24 TRM TS	46436E874
SPEM	SPDR INDEX SHS FDS	572,024	$19.73M	5.6%	$37.09	—	PORTFOLIO EMG MK	78463X509
SPMD	SPDR SER TR	395,856	$19.03M	5.4%	$34.48	—	PORTFOLIO S&P400	78464A847
FNDX	SCHWAB STRATEGIC TR	305,057	$18.96M	5.4%	$58.31	—	SCHWAB FDT US LG	808524771
SHYG	ISHARES TR	391,715	$16.56M	4.7%	$42.77	—	0-5YR HI YL CP	46434V407
SPAB	SPDR SER TR	648,783	$16.39M	4.7%	$28.77	—	PORTFOLIO AGRGTE	78464A649
SLYV	SPDR SER TR	156,235	$12.49M	3.6%	$67.79	—	S&P 600 SMCP VAL	78464A300
VCSH	VANGUARD SCOTTSDALE FDS	153,983	$11.9M	3.4%	$79.27	—	SHRT TRM CORP BD	92206C409
LEMB	ISHARES INC	224,875	$8.111M	2.3%	$40.51	—	JP MORGAN EM ETF	464286517
ISCF	ISHARES TR	196,388	$6.149M	1.8%	$31.01	—	INTERNATIONAL SL	46434V266
AAPL	APPLE INC	31,049	$6.039M	1.7%	$148.77	+22.9%	COM	037833100
SLYG	SPDR SER TR	73,177	$6.002M	1.7%	$70.96	—	S&P 600 SMCP GRW	78464A201
AMZN	AMAZON COM INC	37,337	$5.857M	1.7%	$118.43	+18.4%	COM	023135106
GOOG	ALPHABET INC	35,720	$5.371M	1.5%	$112.13	+20.1%	CAP STK CL C	02079K107
BRK/B	BERKSHIRE HATHAWAY INC DEL	13,817	$5.203M	1.5%	$324.00	+8.3%	CL B NEW	084670702
VZ	VERIZON COMMUNICATIONS INC	120,235	$4.963M	1.4%	$33.40	-7.2%	COM	92343V104
COF	CAPITAL ONE FINL CORP	33,159	$4.347M	1.2%	$100.02	+4.5%	COM	14040H105
JPM	JPMORGAN CHASE & CO	24,858	$4.238M	1.2%	$126.82	+14.3%	COM	46625H100
PGR	PROGRESSIVE CORP	23,724	$4.231M	1.2%	$112.33	+27.6%	COM	743315103
WRB	BERKLEY W R CORP	53,112	$4.126M	1.2%	$39.69	+8.4%	COM	084423102
HCA	HCA HEALTHCARE INC	14,445	$4.029M	1.2%	$235.98	+3.0%	COM	40412C101
MSFT	MICROSOFT CORP	9,548	$3.844M	1.1%	$262.49	+33.5%	COM	594918104
XOM	EXXON MOBIL CORP	36,430	$3.628M	1.0%	$75.90	+28.6%	COM	30231G102
VWO	VANGUARD INTL EQUITY INDEX F	85,901	$3.44M	1.0%	$40.96	—	FTSE EMR MKT ETF	922042858
IJH	ISHARES TR	12,070	$3.302M	0.9%	$208.03	—	CORE S&P MCP ETF	464287507
PG	PROCTER AND GAMBLE CO	21,569	$3.281M	0.9%	$131.55	+6.9%	COM	742718109
LOW	LOWES COS INC	14,387	$3.029M	0.9%	$189.57	+2.7%	COM	548661107
PEP	PEPSICO INC	17,875	$2.96M	0.8%	$153.87	-0.1%	COM	713448108
VTI	VANGUARD INDEX FDS	9,511	$2.292M	0.7%	$200.16	—	TOTAL STK MKT	922908769
MINT	PIMCO ETF TR	22,795	$2.285M	0.7%	$100.87	—	ENHAN SHRT MA AC	72201R833
EWX	SPDR INDEX SHS FDS	35,586	$1.949M	0.6%	$48.00	—	S&P EMKTSC ETF	78463X756
SCHV	SCHWAB STRATEGIC TR	24,008	$1.675M	0.5%	$65.26	—	US LCAP VA ETF	808524409
AGG	ISHARES TR	14,523	$1.42M	0.4%	$104.01	—	CORE US AGGBD ET	464287226
DNL	WISDOMTREE TR	37,678	$1.37M	0.4%	$33.68	—	GLB US QTLY DIV	97717W844
MUB	ISHARES TR	11,140	$1.198M	0.3%	$106.18	—	NATIONAL MUN ETF	464288414
VEA	VANGUARD TAX-MANAGED FDS	24,212	$1.141M	0.3%	$43.20	—	VAN FTSE DEV MKT	921943858
BUFD	FIRST TR EXCHNG TRADED FD VI	41,082	$943K	0.3%	$19.79	—	CBOE VEST FD DEP	33740U703
BND	VANGUARD BD INDEX FDS	12,121	$878K	0.3%	$77.74	—	TOTAL BND MRKT	921937835
SHM	SPDR SER TR	18,156	$862K	0.2%	$47.04	—	NUVEEN BLMBRG SH	78468R739
SUB	ISHARES TR	8,195	$859K	0.2%	$106.07	—	SHRT NAT MUN ETF	464288158
VTEB	VANGUARD MUN BD FDS	16,231	$817K	0.2%	$52.52	—	TAX EXEMPT BD	922907746
VIOV	VANGUARD ADMIRAL FDS INC	8,662	$736K	0.2%	$103.81	—	SMLCP 600 VAL	921932778
SJNK	SPDR SER TR	28,755	$723K	0.2%	$24.69	—	BLOOMBERG SHT TE	78468R408
MCD	MCDONALDS CORP	2,113	$635K	0.2%	$190.38	+35.9%	COM	580135101
SGOV	ISHARES TR	6,215	$625K	0.2%	$100.55	—	0-3 MNTH TREASRY	46436E718
HYG	ISHARES TR	7,903	$609K	0.2%	$74.51	—	IBOXX HI YD ETF	464288513
SCHJ	SCHWAB STRATEGIC TR	11,573	$559K	0.2%	$47.97	—	1 5YR CORP BD	808524714
VO	VANGUARD INDEX FDS	2,331	$534K	0.2%	$228.88	—	MID CAP ETF	922908629
IJS	ISHARES TR	5,364	$530K	0.2%	$98.89	—	SP SMCP600VL ETF	464287879
HYD	VANECK ETF TRUST	9,916	$503K	0.1%	$53.15	—	HIGH YLD MUNIETF	92189H409
MRK	MERCK & CO INC	4,049	$481K	0.1%	$66.75	+45.0%	COM	58933Y105
HYMB	SPDR SER TR	18,768	$470K	0.1%	$27.54	—	NUVEEN BLOOMBERG	78464A284
IVV	ISHARES TR	896	$437K	0.1%	$342.78	—	CORE S&P500 ETF	464287200
EBND	SPDR SER TR	20,294	$422K	0.1%	$22.38	—	BLOOMBERG EMERGI	78464A391
FMB	FIRST TR EXCH TRADED FD III	7,575	$386K	0.1%	$54.04	—	MANAGD MUN ETF	33739N108
CSX	CSX CORP	10,952	$377K	0.1%	$27.93	+10.5%	COM	126408103
NKE	NIKE INC	3,509	$354K	0.1%	$86.82	+18.6%	CL B	654106103
TOTL	SSGA ACTIVE ETF TR	8,821	$351K	0.1%	$41.70	—	SPDR TR TACTIC	78467V848
ITOT	ISHARES TR	3,208	$343K	0.1%	$106.83	—	CORE S&P TTL STK	464287150
IEMG	ISHARES INC	6,607	$323K	0.1%	$47.19	—	CORE MSCI EMKT	46434G103
AOA	ISHARES TR	4,529	$313K	0.1%	$55.28	—	AGGRES ALLOC ETF	464289859
BP	BP PLC	9,000	$311K	0.1%	$37.74	—	SPONSORED ADR	055622104
SPDW	SPDR INDEX SHS FDS	9,187	$308K	0.1%	$31.65	—	PORTFOLIO DEVLPD	78463X889
SPY	SPDR S&P 500 ETF TR	628	$305K	0.1%	$443.28	—	TR UNIT	78462F103
JMUB	J P MORGAN EXCHANGE TRADED F	5,998	$303K	0.1%	$49.41	—	MUNICIPAL ETF	46641Q647
KO	COCA COLA CO	4,896	$288K	0.1%	$45.06	+18.2%	COM	191216100
SPIP	SPDR SER TR	11,217	$286K	0.1%	$24.61	—	PORTFLI TIPS ETF	78464A656
WMT	WALMART INC	1,730	$278K	0.1%	$45.11	+14.5%	COM	931142103
JPST	J P MORGAN EXCHANGE TRADED F	5,364	$270K	0.1%	$50.26	—	ULTRA SHRT INC	46641Q837
HBAN	HUNTINGTON BANCSHARES INC	20,123	$263K	0.1%	$12.38	-19.4%	COM	446150104
AOR	ISHARES TR	4,392	$233K	0.1%	$52.98	—	GRWT ALLOCAT ETF	464289867
META	META PLATFORMS INC	583	$228K	0.1%	$323.40	0.0%	CL A	30303M102
BAR	GRANITESHARES GOLD TR	10,563	$210K	0.1%	$17.25	—	SHS BEN INT	38748G101
MAR	MARRIOTT INTL INC NEW	856	$204K	0.1%	$198.52	0.0%	CL A	571903202
CMS	CMS ENERGY CORP	3,629	$202K	0.1%	$52.28	0.0%	COM	125896100