PENNEY FINANCIAL, LLC Long-Term Concentrated

Location: Houston, TX

CIK: 0002049857 · Show all filings

Period: Q3 2024 (← Previous) (Next →)

Filing Date: Dec 31, 2024

Total Value: $147M (100.0% shares, 0.0% debt)

Holdings (36)

GSLC GOLDMAN SACHS ETF TR 29.0%

Value $42.46M Shares 375,939 Share Price $112.94 Est. Cost/Share $88.05 Unrealized @ Report Date +28.3%

VTI VANGUARD INDEX FDS 22.2%

Value $32.51M Shares 114,800 Share Price $283.16 Est. Cost/Share $225.37 Unrealized @ Report Date +25.6%

VEA VANGUARD TAX-MANAGED FDS 9.6%

Value $14.03M Shares 265,693 Share Price $52.81 Est. Cost/Share $44.87 Unrealized @ Report Date +17.7%

VYM VANGUARD WHITEHALL FDS 6.8%

Value $9.934M Shares 77,487 Share Price $128.20 Est. Cost/Share $105.28 Unrealized @ Report Date +21.8%

SCHD SCHWAB STRATEGIC TR 5.2%

Value $7.623M Shares 90,176 Share Price $84.53 * Est. Cost/Share $24.32 Unrealized @ Report Date +15.9%

IEFA ISHARES TR 4.7%

Value $6.912M Shares 88,562 Share Price $78.05 Est. Cost/Share $67.09 Unrealized @ Report Date +16.3%

VB VANGUARD INDEX FDS 4.3%

Value $6.301M Shares 26,564 Share Price $237.21 Est. Cost/Share $193.73 Unrealized @ Report Date +22.4%

JEPI J P MORGAN EXCHANGE TRADED F 3.2%

Value $4.691M Shares 78,822 Share Price $59.51 Est. Cost/Share $53.92 Unrealized @ Report Date +10.4%

HELO J P MORGAN EXCHANGE TRADED F 2.3%

Value $3.358M Shares 54,927 Share Price $61.14 Est. Cost/Share $54.01 Unrealized @ Report Date +13.2%

VXUS VANGUARD STAR FDS 1.7%

Value $2.441M Shares 37,708 Share Price $64.74 Est. Cost/Share $54.60 Unrealized @ Report Date +18.6%

SUB ISHARES TR 1.6%

Value $2.282M Shares 21,490 Share Price $106.19 Est. Cost/Share $104.18 Unrealized @ Report Date +1.9%

AAPL APPLE INC 1.2%

Value $1.829M Shares 7,852 Share Price $232.99 Est. Cost/Share $183.43 Unrealized @ Report Date +26.3%

VTEB VANGUARD MUN BD FDS 0.9%

Value $1.356M Shares 26,530 Share Price $51.12 Est. Cost/Share $49.12 Unrealized @ Report Date +4.1%

IVV ISHARES TR 0.7%

Value $1.069M Shares 1,854 Share Price $576.82 Est. Cost/Share $458.44 Unrealized @ Report Date +25.8%

AGG ISHARES TR 0.6%

Value $899K Shares 8,881 Share Price $101.27 Est. Cost/Share $95.17 Unrealized @ Report Date +6.4%

CVX CHEVRON CORP NEW 0.6%

Value $821K Shares 5,575 Share Price $147.26 * Est. Cost/Share $137.80 Unrealized @ Report Date +1.1%

IWB ISHARES TR 0.5%

Value $748K Shares 2,380 Share Price $314.39 Est. Cost/Share $244.85 Unrealized @ Report Date +28.4%

MSFT MICROSOFT CORP 0.5%

Value $730K Shares 1,696 Share Price $430.30 Est. Cost/Share $354.95 Unrealized @ Report Date +20.1%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value $678K Shares 11,979 Share Price $56.57 Est. Cost/Share $44.90 Unrealized @ Report Date +26.0%

NSP INSPERITY INC 0.4%

Value $614K Shares 6,976 Share Price $88.00 * Est. Cost/Share $100.47 Unrealized @ Report Date -16.8%

DFCF DIMENSIONAL ETF TRUST 0.4%

Value $554K Shares 12,830 Share Price $43.19 Est. Cost/Share $41.31 Unrealized @ Report Date +4.5%

IWM ISHARES TR 0.3%

Value $487K Shares 2,203 Share Price $220.89 Est. Cost/Share $179.15 Unrealized @ Report Date +23.3%

AMZN AMAZON COM INC 0.3%

Value $484K Shares 2,599 Share Price $186.33 Est. Cost/Share $142.70 Unrealized @ Report Date +30.6%

SCHB SCHWAB STRATEGIC TR 0.3%

Value $482K Shares 7,252 Share Price $66.52 * Est. Cost/Share $17.27 Unrealized @ Report Date +28.4%

IWF ISHARES TR 0.3%

Value $414K Shares 1,103 Share Price $375.38 * Est. Cost/Share $85.38 Unrealized @ Report Date +9.9%

EQNR EQUINOR ASA 0.2%

Value $337K Shares 13,297 Share Price $25.33 Est. Cost/Share $27.40 Unrealized @ Report Date -7.6%

BSV VANGUARD BD INDEX FDS 0.2%

Value $330K Shares 4,197 Share Price $78.69 Est. Cost/Share $76.11 Unrealized @ Report Date +3.4%

FDX FEDEX CORP 0.2%

Value $315K Shares 1,152 Share Price $273.68 * Est. Cost/Share $242.32 Unrealized @ Report Date +9.8%

GVA GRANITE CONSTR INC 0.2%

Value $289K Shares 3,647 Share Price $79.28 Est. Cost/Share $43.61 Unrealized @ Report Date +81.8%

EIX EDISON INTL 0.2%

Value $261K Shares 3,000 Share Price $87.09 * Est. Cost/Share $59.52 Unrealized @ Report Date +37.0%

IJH ISHARES TR 0.2%

Value $260K Shares 4,175 Share Price $62.32 Est. Cost/Share $55.42 Unrealized @ Report Date +12.5%

ABBV ABBVIE INC 0.2%

Value $247K Shares 1,252 Share Price $197.48 * Est. Cost/Share $161.99 Unrealized @ Report Date +16.9%

SCHX SCHWAB STRATEGIC TR 0.2%

Value $222K Shares 3,272 Share Price $67.85 * Est. Cost/Share $19.69 Unrealized @ Report Date +14.9%

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value $222K Shares 4,775 Share Price $46.39 Est. Cost/Share $45.88 Unrealized @ Report Date +1.1%

VOO VANGUARD INDEX FDS 0.1%

Value $216K Shares 409 Share Price $528.09 Est. Cost/Share $508.30 Unrealized @ Report Date +3.8%

KMI KINDER MORGAN INC DEL 0.1%

Value $207K Shares 9,381 Share Price $22.09 * Est. Cost/Share $19.86 Unrealized @ Report Date +5.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	375,939	$42.46M	29.0%	$112.94	$88.05	+28.3%	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	114,800	$32.51M	22.2%	$283.16	$225.37	+25.6%	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	265,693	$14.03M	9.6%	$52.81	$44.87	+17.7%	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	77,487	$9.934M	6.8%	$128.20	$105.28	+21.8%	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	90,176	$7.623M	5.2%	$84.53 *	$24.32	+15.9%	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	88,562	$6.912M	4.7%	$78.05	$67.09	+16.3%	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	26,564	$6.301M	4.3%	$237.21	$193.73	+22.4%	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	78,822	$4.691M	3.2%	$59.51	$53.92	+10.4%	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	54,927	$3.358M	2.3%	$61.14	$54.01	+13.2%	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	37,708	$2.441M	1.7%	$64.74	$54.60	+18.6%	VG TL INTL STK F	921909768
SUB	ISHARES TR	21,490	$2.282M	1.6%	$106.19	$104.18	+1.9%	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,852	$1.829M	1.2%	$232.99	$183.43	+26.3%	COM	037833100
VTEB	VANGUARD MUN BD FDS	26,530	$1.356M	0.9%	$51.12	$49.12	+4.1%	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1.069M	0.7%	$576.82	$458.44	+25.8%	CORE S&P500 ETF	464287200
AGG	ISHARES TR	8,881	$899K	0.6%	$101.27	$95.17	+6.4%	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,575	$821K	0.6%	$147.26 *	$137.80	+1.1%	COM	166764100
IWB	ISHARES TR	2,380	$748K	0.5%	$314.39	$244.85	+28.4%	RUS 1000 ETF	464287622
MSFT	MICROSOFT CORP	1,696	$730K	0.5%	$430.30	$354.95	+20.1%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	11,979	$678K	0.5%	$56.57	$44.90	+26.0%	US QUALTY FCTR	46641Q761
NSP	INSPERITY INC	6,976	$614K	0.4%	$88.00 *	$100.47	-16.8%	COM	45778Q107
DFCF	DIMENSIONAL ETF TRUST	12,830	$554K	0.4%	$43.19	$41.31	+4.5%	CORE FIXED INCOM	25434V872
IWM	ISHARES TR	2,203	$487K	0.3%	$220.89	$179.15	+23.3%	RUSSELL 2000 ETF	464287655
AMZN	AMAZON COM INC	2,599	$484K	0.3%	$186.33	$142.70	+30.6%	COM	023135106
SCHB	SCHWAB STRATEGIC TR	7,252	$482K	0.3%	$66.52 *	$17.27	+28.4%	US BRD MKT ETF	808524102
IWF	ISHARES TR	1,103	$414K	0.3%	$375.38 *	$85.38	+9.9%	RUS 1000 GRW ETF	464287614
EQNR	EQUINOR ASA	13,297	$337K	0.2%	$25.33	$27.40	-7.6%	SPONSORED ADR	29446M102
BSV	VANGUARD BD INDEX FDS	4,197	$330K	0.2%	$78.69	$76.11	+3.4%	SHORT TRM BOND	921937827
FDX	FEDEX CORP	1,152	$315K	0.2%	$273.68 *	$242.32	+9.8%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$289K	0.2%	$79.28	$43.61	+81.8%	COM	387328107
EIX	EDISON INTL	3,000	$261K	0.2%	$87.09 *	$59.52	+37.0%	COM	281020107
IJH	ISHARES TR	4,175	$260K	0.2%	$62.32	$55.42	+12.5%	CORE S&P MCP ETF	464287507
ABBV	ABBVIE INC	1,252	$247K	0.2%	$197.48 *	$161.99	+16.9%	COM	00287Y109
SCHX	SCHWAB STRATEGIC TR	3,272	$222K	0.2%	$67.85 *	$19.69	+14.9%	US LRG CAP ETF	808524201
JPIE	J P MORGAN EXCHANGE TRADED F	4,775	$222K	0.2%	$46.39	$45.88	+1.1%	INCOME ETF	46641Q159
VOO	VANGUARD INDEX FDS	409	$216K	0.1%	$528.09	$508.30	+3.8%	S&P 500 ETF SHS	922908363
KMI	KINDER MORGAN INC DEL	9,381	$207K	0.1%	$22.09 *	$19.86	+5.3%	COM	49456B101