Penney Financial, LLC Long-Term Concentrated

CIK: 0002049857 · Show all filings

Period: Q3 2024 (← Previous) (Next →)

Filing Date: Dec 31, 2024

Total Value ($000): $146,612 (100.0% shares, 0.0% debt)

Holdings (36)

GSLC GOLDMAN SACHS ETF TR 29.0%

Value ($000) $42,459 Shares 375,939 Est. Cost $94.00 Unrealized —

VTI VANGUARD INDEX FDS 22.2%

Value ($000) $32,507 Shares 114,800 Est. Cost $240.92 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 9.6%

Value ($000) $14,031 Shares 265,693 Est. Cost $47.97 Unrealized —

VYM VANGUARD WHITEHALL FDS 6.8%

Value ($000) $9,934 Shares 77,487 Est. Cost $111.83 Unrealized —

SCHD SCHWAB STRATEGIC TR 5.2%

Value ($000) $7,623 Shares 90,176 Est. Cost $77.08 Unrealized —

IEFA ISHARES TR 4.7%

Value ($000) $6,912 Shares 88,562 Est. Cost $71.10 Unrealized —

VB VANGUARD INDEX FDS 4.3%

Value ($000) $6,301 Shares 26,564 Est. Cost $214.05 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.2%

Value ($000) $4,691 Shares 78,822 Est. Cost $54.98 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 2.3%

Value ($000) $3,358 Shares 54,927 Est. Cost $55.66 Unrealized —

VXUS VANGUARD STAR FDS 1.7%

Value ($000) $2,441 Shares 37,708 Est. Cost $57.96 Unrealized —

SUB ISHARES TR 1.6%

Value ($000) $2,282 Shares 21,490 Est. Cost $105.32 Unrealized —

AAPL APPLE INC 1.2%

Value ($000) $1,829 Shares 7,852 Est. Cost $183.43 Unrealized +21.0%

VTEB VANGUARD MUN BD FDS 0.9%

Value ($000) $1,356 Shares 26,530 Est. Cost $51.03 Unrealized —

IVV ISHARES TR 0.7%

Value ($000) $1,069 Shares 1,854 Est. Cost $487.28 Unrealized —

AGG ISHARES TR 0.6%

Value ($000) $899 Shares 8,881 Est. Cost $99.25 Unrealized —

CVX CHEVRON CORP NEW 0.6%

Value ($000) $821 Shares 5,575 Est. Cost $137.80 Unrealized +1.6%

IWB ISHARES TR 0.5%

Value ($000) $748 Shares 2,380 Est. Cost $262.26 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $730 Shares 1,696 Est. Cost $354.95 Unrealized +19.2%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value ($000) $678 Shares 11,979 Est. Cost $47.86 Unrealized —

NSP INSPERITY INC 0.4%

Value ($000) $614 Shares 6,976 Est. Cost $100.47 Unrealized -12.9%

DFCF DIMENSIONAL ETF TRUST 0.4%

Value ($000) $554 Shares 12,830 Est. Cost $42.39 Unrealized —

IWM ISHARES TR 0.3%

Value ($000) $487 Shares 2,203 Est. Cost $200.71 Unrealized —

AMZN AMAZON COM INC 0.3%

Value ($000) $484 Shares 2,599 Est. Cost $142.70 Unrealized +27.9%

SCHB SCHWAB STRATEGIC TR 0.3%

Value ($000) $482 Shares 7,252 Est. Cost $55.67 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $414 Shares 1,103 Est. Cost $364.51 Unrealized —

EQNR EQUINOR ASA 0.2%

Value ($000) $337 Shares 13,297 Est. Cost $27.03 Unrealized —

BSV VANGUARD BD INDEX FDS 0.2%

Value ($000) $330 Shares 4,197 Est. Cost $76.88 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $315 Shares 1,152 Est. Cost $242.32 Unrealized +16.1%

GVA GRANITE CONSTR INC 0.2%

Value ($000) $289 Shares 3,647 Est. Cost $43.61 Unrealized +61.2%

EIX EDISON INTL 0.2%

Value ($000) $261 Shares 3,000 Est. Cost $59.52 Unrealized +27.7%

IJH ISHARES TR 0.2%

Value ($000) $260 Shares 4,175 Est. Cost $104.72 Unrealized —

ABBV ABBVIE INC 0.2%

Value ($000) $247 Shares 1,252 Est. Cost $161.99 Unrealized +10.3%

SCHX SCHWAB STRATEGIC TR 0.2%

Value ($000) $222 Shares 3,272 Est. Cost $62.06 Unrealized —

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $222 Shares 4,775 Est. Cost $46.39 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value ($000) $216 Shares 409 Est. Cost $528.09 Unrealized —

KMI KINDER MORGAN INC DEL 0.1%

Value ($000) $207 Shares 9,381 Est. Cost $19.86 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	375,939	$42,459	29.0%	$94.00	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	114,800	$32,507	22.2%	$240.92	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	265,693	$14,031	9.6%	$47.97	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	77,487	$9,934	6.8%	$111.83	—	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	90,176	$7,623	5.2%	$77.08	—	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	88,562	$6,912	4.7%	$71.10	—	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	26,564	$6,301	4.3%	$214.05	—	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	78,822	$4,691	3.2%	$54.98	—	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	54,927	$3,358	2.3%	$55.66	—	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	37,708	$2,441	1.7%	$57.96	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	21,490	$2,282	1.6%	$105.32	—	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,852	$1,829	1.2%	$183.43	+21.0%	COM	037833100
VTEB	VANGUARD MUN BD FDS	26,530	$1,356	0.9%	$51.03	—	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1,069	0.7%	$487.28	—	CORE S&P500 ETF	464287200
AGG	ISHARES TR	8,881	$899	0.6%	$99.25	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,575	$821	0.6%	$137.80	+1.6%	COM	166764100
IWB	ISHARES TR	2,380	$748	0.5%	$262.26	—	RUS 1000 ETF	464287622
MSFT	MICROSOFT CORP	1,696	$730	0.5%	$354.95	+19.2%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	11,979	$678	0.5%	$47.86	—	US QUALTY FCTR	46641Q761
NSP	INSPERITY INC	6,976	$614	0.4%	$100.47	-12.9%	COM	45778Q107
DFCF	DIMENSIONAL ETF TRUST	12,830	$554	0.4%	$42.39	—	CORE FIXED INCOM	25434V872
IWM	ISHARES TR	2,203	$487	0.3%	$200.71	—	RUSSELL 2000 ETF	464287655
AMZN	AMAZON COM INC	2,599	$484	0.3%	$142.70	+27.9%	COM	023135106
SCHB	SCHWAB STRATEGIC TR	7,252	$482	0.3%	$55.67	—	US BRD MKT ETF	808524102
IWF	ISHARES TR	1,103	$414	0.3%	$364.51	—	RUS 1000 GRW ETF	464287614
EQNR	EQUINOR ASA	13,297	$337	0.2%	$27.03	—	SPONSORED ADR	29446M102
BSV	VANGUARD BD INDEX FDS	4,197	$330	0.2%	$76.88	—	SHORT TRM BOND	921937827
FDX	FEDEX CORP	1,152	$315	0.2%	$242.32	+16.1%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$289	0.2%	$43.61	+61.2%	COM	387328107
EIX	EDISON INTL	3,000	$261	0.2%	$59.52	+27.7%	COM	281020107
IJH	ISHARES TR	4,175	$260	0.2%	$104.72	—	CORE S&P MCP ETF	464287507
ABBV	ABBVIE INC	1,252	$247	0.2%	$161.99	+10.3%	COM	00287Y109
SCHX	SCHWAB STRATEGIC TR	3,272	$222	0.2%	$62.06	—	US LRG CAP ETF	808524201
JPIE	J P MORGAN EXCHANGE TRADED F	4,775	$222	0.2%	$46.39	—	INCOME ETF	46641Q159
VOO	VANGUARD INDEX FDS	409	$216	0.1%	$528.09	—	S&P 500 ETF SHS	922908363
KMI	KINDER MORGAN INC DEL	9,381	$207	0.1%	$19.86	0.0%	COM	49456B101