Penney Financial, LLC Long-Term Concentrated

CIK: 0002049857 · Show all filings

Period: Q4 2024 (← Previous) (Next →)

Filing Date: Jan 23, 2025

Total Value ($000): $149,116 (100.0% shares, 0.0% debt)

Holdings (39)

GSLC GOLDMAN SACHS ETF TR 29.1%

Value ($000) $43,331 Shares 376,205 Est. Cost $94.00 Unrealized —

VTI VANGUARD INDEX FDS 22.3%

Value ($000) $33,200 Shares 114,559 Est. Cost $240.92 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 8.9%

Value ($000) $13,205 Shares 276,148 Est. Cost $47.96 Unrealized —

VYM VANGUARD WHITEHALL FDS 6.8%

Value ($000) $10,071 Shares 78,930 Est. Cost $112.12 Unrealized —

SCHD SCHWAB STRATEGIC TR 5.1%

Value ($000) $7,615 Shares 278,722 Est. Cost $43.42 Unrealized —

IEFA ISHARES TR 4.3%

Value ($000) $6,476 Shares 92,143 Est. Cost $71.07 Unrealized —

VB VANGUARD INDEX FDS 4.3%

Value ($000) $6,460 Shares 26,887 Est. Cost $214.36 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.1%

Value ($000) $4,625 Shares 80,392 Est. Cost $55.03 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 2.4%

Value ($000) $3,595 Shares 57,940 Est. Cost $55.99 Unrealized —

VXUS VANGUARD STAR FDS 1.6%

Value ($000) $2,369 Shares 40,208 Est. Cost $58.02 Unrealized —

SUB ISHARES TR 1.6%

Value ($000) $2,345 Shares 22,228 Est. Cost $105.32 Unrealized —

AAPL APPLE INC 1.3%

Value ($000) $1,967 Shares 7,854 Est. Cost $183.43 Unrealized +27.8%

VTEB VANGUARD MUN BD FDS 0.9%

Value ($000) $1,404 Shares 27,998 Est. Cost $50.98 Unrealized —

IVV ISHARES TR 0.7%

Value ($000) $1,091 Shares 1,854 Est. Cost $487.28 Unrealized —

AGG ISHARES TR 0.6%

Value ($000) $899 Shares 9,279 Est. Cost $99.15 Unrealized —

CVX CHEVRON CORP NEW 0.5%

Value ($000) $807 Shares 5,575 Est. Cost $137.80 Unrealized +5.6%

IWB ISHARES TR 0.5%

Value ($000) $767 Shares 2,380 Est. Cost $262.26 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.5%

Value ($000) $732 Shares 32,255 Est. Cost $30.11 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $732 Shares 1,736 Est. Cost $356.50 Unrealized +18.5%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value ($000) $684 Shares 11,943 Est. Cost $47.86 Unrealized —

AMZN AMAZON COM INC 0.4%

Value ($000) $605 Shares 2,759 Est. Cost $146.29 Unrealized +39.9%

DFCF DIMENSIONAL ETF TRUST 0.4%

Value ($000) $599 Shares 14,505 Est. Cost $42.26 Unrealized —

LNG CHENIERE ENERGY INC 0.4%

Value ($000) $586 Shares 2,725 Est. Cost $203.03 Unrealized 0.0%

NSP INSPERITY INC 0.4%

Value ($000) $541 Shares 6,976 Est. Cost $100.47 Unrealized -23.4%

IWM ISHARES TR 0.3%

Value ($000) $487 Shares 2,203 Est. Cost $200.71 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $443 Shares 1,103 Est. Cost $364.51 Unrealized —

BSV VANGUARD BD INDEX FDS 0.2%

Value ($000) $324 Shares 4,197 Est. Cost $76.88 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $324 Shares 1,152 Est. Cost $242.32 Unrealized +12.1%

GVA GRANITE CONSTR INC 0.2%

Value ($000) $320 Shares 3,647 Est. Cost $43.61 Unrealized +106.7%

EQNR EQUINOR ASA 0.2%

Value ($000) $315 Shares 13,297 Est. Cost $27.03 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $305 Shares 565 Est. Cost $531.12 Unrealized —

IJH ISHARES TR 0.2%

Value ($000) $260 Shares 4,175 Est. Cost $104.72 Unrealized —

KMI KINDER MORGAN INC DEL 0.2%

Value ($000) $257 Shares 9,381 Est. Cost $19.86 Unrealized +25.3%

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $250 Shares 5,485 Est. Cost $46.29 Unrealized —

EIX EDISON INTL 0.2%

Value ($000) $240 Shares 3,000 Est. Cost $59.52 Unrealized +32.6%

AVGO BROADCOM INC 0.2%

Value ($000) $232 Shares 1,000 Est. Cost $182.87 Unrealized 0.0%

SCHX SCHWAB STRATEGIC TR 0.2%

Value ($000) $228 Shares 9,816 Est. Cost $36.14 Unrealized —

ABBV ABBVIE INC 0.1%

Value ($000) $222 Shares 1,252 Est. Cost $161.99 Unrealized +9.5%

V VISA INC 0.1%

Value ($000) $204 Shares 645 Est. Cost $298.33 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	376,205	$43,331	29.1%	$94.00	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	114,559	$33,200	22.3%	$240.92	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	276,148	$13,205	8.9%	$47.96	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	78,930	$10,071	6.8%	$112.12	—	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	278,722	$7,615	5.1%	$43.42	—	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	92,143	$6,476	4.3%	$71.07	—	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	26,887	$6,460	4.3%	$214.36	—	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	80,392	$4,625	3.1%	$55.03	—	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	57,940	$3,595	2.4%	$55.99	—	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	40,208	$2,369	1.6%	$58.02	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	22,228	$2,345	1.6%	$105.32	—	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,854	$1,967	1.3%	$183.43	+27.8%	COM	037833100
VTEB	VANGUARD MUN BD FDS	27,998	$1,404	0.9%	$50.98	—	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1,091	0.7%	$487.28	—	CORE S&P500 ETF	464287200
AGG	ISHARES TR	9,279	$899	0.6%	$99.15	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,575	$807	0.5%	$137.80	+5.6%	COM	166764100
IWB	ISHARES TR	2,380	$767	0.5%	$262.26	—	RUS 1000 ETF	464287622
SCHB	SCHWAB STRATEGIC TR	32,255	$732	0.5%	$30.11	—	US BRD MKT ETF	808524102
MSFT	MICROSOFT CORP	1,736	$732	0.5%	$356.50	+18.5%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	11,943	$684	0.5%	$47.86	—	US QUALTY FCTR	46641Q761
AMZN	AMAZON COM INC	2,759	$605	0.4%	$146.29	+39.9%	COM	023135106
DFCF	DIMENSIONAL ETF TRUST	14,505	$599	0.4%	$42.26	—	CORE FIXED INCOM	25434V872
LNG	CHENIERE ENERGY INC	2,725	$586	0.4%	$203.03	0.0%	COM NEW	16411R208
NSP	INSPERITY INC	6,976	$541	0.4%	$100.47	-23.4%	COM	45778Q107
IWM	ISHARES TR	2,203	$487	0.3%	$200.71	—	RUSSELL 2000 ETF	464287655
IWF	ISHARES TR	1,103	$443	0.3%	$364.51	—	RUS 1000 GRW ETF	464287614
BSV	VANGUARD BD INDEX FDS	4,197	$324	0.2%	$76.88	—	SHORT TRM BOND	921937827
FDX	FEDEX CORP	1,152	$324	0.2%	$242.32	+12.1%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$320	0.2%	$43.61	+106.7%	COM	387328107
EQNR	EQUINOR ASA	13,297	$315	0.2%	$27.03	—	SPONSORED ADR	29446M102
VOO	VANGUARD INDEX FDS	565	$305	0.2%	$531.12	—	S&P 500 ETF SHS	922908363
IJH	ISHARES TR	4,175	$260	0.2%	$104.72	—	CORE S&P MCP ETF	464287507
KMI	KINDER MORGAN INC DEL	9,381	$257	0.2%	$19.86	+25.3%	COM	49456B101
JPIE	J P MORGAN EXCHANGE TRADED F	5,485	$250	0.2%	$46.29	—	INCOME ETF	46641Q159
EIX	EDISON INTL	3,000	$240	0.2%	$59.52	+32.6%	COM	281020107
AVGO	BROADCOM INC	1,000	$232	0.2%	$182.87	0.0%	COM	11135F101
SCHX	SCHWAB STRATEGIC TR	9,816	$228	0.2%	$36.14	—	US LRG CAP ETF	808524201
ABBV	ABBVIE INC	1,252	$222	0.1%	$161.99	+9.5%	COM	00287Y109
V	VISA INC	645	$204	0.1%	$298.33	0.0%	COM CL A	92826C839