PENNEY FINANCIAL, LLC Long-Term Concentrated

Location: Houston, TX

CIK: 0002049857 · Show all filings

Period: Q4 2024 (← Previous) (Next →)

Filing Date: Jan 23, 2025

Total Value: $149M (100.0% shares, 0.0% debt)

Holdings (39)

GSLC GOLDMAN SACHS ETF TR 29.1%

Value $43.33M Shares 376,205 Share Price $115.18 Est. Cost/Share $88.05 Unrealized @ Report Date +30.8%

VTI VANGUARD INDEX FDS 22.3%

Value $33.2M Shares 114,559 Share Price $289.81 Est. Cost/Share $225.37 Unrealized @ Report Date +28.6%

VEA VANGUARD TAX-MANAGED FDS 8.9%

Value $13.21M Shares 276,148 Share Price $47.82 Est. Cost/Share $45.07 Unrealized @ Report Date +6.1%

VYM VANGUARD WHITEHALL FDS 6.8%

Value $10.07M Shares 78,930 Share Price $127.59 Est. Cost/Share $105.74 Unrealized @ Report Date +20.7%

SCHD SCHWAB STRATEGIC TR 5.1%

Value $7.615M Shares 278,722 Share Price $27.32 Est. Cost/Share $27.10 Unrealized @ Report Date +0.8%

IEFA ISHARES TR 4.3%

Value $6.476M Shares 92,143 Share Price $70.28 Est. Cost/Share $67.35 Unrealized @ Report Date +4.4%

VB VANGUARD INDEX FDS 4.3%

Value $6.46M Shares 26,887 Share Price $240.28 Est. Cost/Share $194.36 Unrealized @ Report Date +23.6%

JEPI J P MORGAN EXCHANGE TRADED F 3.1%

Value $4.625M Shares 80,392 Share Price $57.53 Est. Cost/Share $54.03 Unrealized @ Report Date +6.5%

HELO J P MORGAN EXCHANGE TRADED F 2.4%

Value $3.595M Shares 57,940 Share Price $62.04 Est. Cost/Share $54.44 Unrealized @ Report Date +14.0%

VXUS VANGUARD STAR FDS 1.6%

Value $2.369M Shares 40,208 Share Price $58.93 Est. Cost/Share $55.05 Unrealized @ Report Date +7.0%

SUB ISHARES TR 1.6%

Value $2.345M Shares 22,228 Share Price $105.48 Est. Cost/Share $104.22 Unrealized @ Report Date +1.2%

AAPL APPLE INC 1.3%

Value $1.967M Shares 7,854 Share Price $250.41 Est. Cost/Share $183.43 Unrealized @ Report Date +35.9%

VTEB VANGUARD MUN BD FDS 0.9%

Value $1.404M Shares 27,998 Share Price $50.13 Est. Cost/Share $49.20 Unrealized @ Report Date +1.9%

IVV ISHARES TR 0.7%

Value $1.091M Shares 1,854 Share Price $588.68 Est. Cost/Share $458.44 Unrealized @ Report Date +28.4%

AGG ISHARES TR 0.6%

Value $899K Shares 9,279 Share Price $96.90 Est. Cost/Share $95.31 Unrealized @ Report Date +1.7%

CVX CHEVRON CORP NEW 0.5%

Value $807K Shares 5,575 Share Price $144.83 * Est. Cost/Share $137.80 Unrealized @ Report Date +0.5%

IWB ISHARES TR 0.5%

Value $767K Shares 2,380 Share Price $322.16 Est. Cost/Share $244.85 Unrealized @ Report Date +31.6%

SCHB SCHWAB STRATEGIC TR 0.5%

Value $732K Shares 32,255 Share Price $22.70 Est. Cost/Share $21.59 Unrealized @ Report Date +5.1%

MSFT MICROSOFT CORP 0.5%

Value $732K Shares 1,736 Share Price $421.50 Est. Cost/Share $356.50 Unrealized @ Report Date +17.4%

JQUA J P MORGAN EXCHANGE TRADED F 0.5%

Value $684K Shares 11,943 Share Price $57.27 Est. Cost/Share $44.90 Unrealized @ Report Date +27.6%

AMZN AMAZON COM INC 0.4%

Value $605K Shares 2,759 Share Price $219.39 Est. Cost/Share $146.29 Unrealized @ Report Date +50.0%

DFCF DIMENSIONAL ETF TRUST 0.4%

Value $599K Shares 14,505 Share Price $41.27 Est. Cost/Share $41.41 Unrealized @ Report Date -0.3%

LNG CHENIERE ENERGY INC 0.4%

Value $586K Shares 2,725 Share Price $214.87 Est. Cost/Share $203.03 Unrealized @ Report Date +5.8%

NSP INSPERITY INC 0.4%

Value $541K Shares 6,976 Share Price $77.51 * Est. Cost/Share $100.47 Unrealized @ Report Date -26.2%

IWM ISHARES TR 0.3%

Value $487K Shares 2,203 Share Price $220.96 Est. Cost/Share $179.15 Unrealized @ Report Date +23.3%

IWF ISHARES TR 0.3%

Value $443K Shares 1,103 Share Price $401.58 * Est. Cost/Share $85.38 Unrealized @ Report Date +17.6%

BSV VANGUARD BD INDEX FDS 0.2%

Value $324K Shares 4,197 Share Price $77.27 Est. Cost/Share $76.11 Unrealized @ Report Date +1.5%

FDX FEDEX CORP 0.2%

Value $324K Shares 1,152 Share Price $281.33 * Est. Cost/Share $242.32 Unrealized @ Report Date +13.4%

GVA GRANITE CONSTR INC 0.2%

Value $320K Shares 3,647 Share Price $87.71 Est. Cost/Share $43.61 Unrealized @ Report Date +101.1%

EQNR EQUINOR ASA 0.2%

Value $315K Shares 13,297 Share Price $23.69 Est. Cost/Share $27.40 Unrealized @ Report Date -13.5%

VOO VANGUARD INDEX FDS 0.2%

Value $305K Shares 565 Share Price $539.07 Est. Cost/Share $517.51 Unrealized @ Report Date +4.1%

IJH ISHARES TR 0.2%

Value $260K Shares 4,175 Share Price $62.31 Est. Cost/Share $55.42 Unrealized @ Report Date +12.4%

KMI KINDER MORGAN INC DEL 0.2%

Value $257K Shares 9,381 Share Price $27.40 * Est. Cost/Share $19.86 Unrealized @ Report Date +32.2%

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value $250K Shares 5,485 Share Price $45.62 Est. Cost/Share $45.87 Unrealized @ Report Date -0.5%

EIX EDISON INTL 0.2%

Value $240K Shares 3,000 Share Price $79.84 * Est. Cost/Share $59.52 Unrealized @ Report Date +26.7%

AVGO BROADCOM INC 0.2%

Value $232K Shares 1,000 Share Price $231.84 Est. Cost/Share $182.87 Unrealized @ Report Date +25.6%

SCHX SCHWAB STRATEGIC TR 0.2%

Value $228K Shares 9,816 Share Price $23.18 Est. Cost/Share $22.10 Unrealized @ Report Date +4.9%

ABBV ABBVIE INC 0.1%

Value $222K Shares 1,252 Share Price $177.70 * Est. Cost/Share $161.99 Unrealized @ Report Date +6.0%

V VISA INC 0.1%

Value $204K Shares 645 Share Price $316.04 Est. Cost/Share $298.33 Unrealized @ Report Date +5.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	376,205	$43.33M	29.1%	$115.18	$88.05	+30.8%	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	114,559	$33.2M	22.3%	$289.81	$225.37	+28.6%	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	276,148	$13.21M	8.9%	$47.82	$45.07	+6.1%	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	78,930	$10.07M	6.8%	$127.59	$105.74	+20.7%	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	278,722	$7.615M	5.1%	$27.32	$27.10	+0.8%	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	92,143	$6.476M	4.3%	$70.28	$67.35	+4.4%	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	26,887	$6.46M	4.3%	$240.28	$194.36	+23.6%	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	80,392	$4.625M	3.1%	$57.53	$54.03	+6.5%	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	57,940	$3.595M	2.4%	$62.04	$54.44	+14.0%	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	40,208	$2.369M	1.6%	$58.93	$55.05	+7.0%	VG TL INTL STK F	921909768
SUB	ISHARES TR	22,228	$2.345M	1.6%	$105.48	$104.22	+1.2%	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,854	$1.967M	1.3%	$250.41	$183.43	+35.9%	COM	037833100
VTEB	VANGUARD MUN BD FDS	27,998	$1.404M	0.9%	$50.13	$49.20	+1.9%	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1.091M	0.7%	$588.68	$458.44	+28.4%	CORE S&P500 ETF	464287200
AGG	ISHARES TR	9,279	$899K	0.6%	$96.90	$95.31	+1.7%	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,575	$807K	0.5%	$144.83 *	$137.80	+0.5%	COM	166764100
IWB	ISHARES TR	2,380	$767K	0.5%	$322.16	$244.85	+31.6%	RUS 1000 ETF	464287622
SCHB	SCHWAB STRATEGIC TR	32,255	$732K	0.5%	$22.70	$21.59	+5.1%	US BRD MKT ETF	808524102
MSFT	MICROSOFT CORP	1,736	$732K	0.5%	$421.50	$356.50	+17.4%	COM	594918104
JQUA	J P MORGAN EXCHANGE TRADED F	11,943	$684K	0.5%	$57.27	$44.90	+27.6%	US QUALTY FCTR	46641Q761
AMZN	AMAZON COM INC	2,759	$605K	0.4%	$219.39	$146.29	+50.0%	COM	023135106
DFCF	DIMENSIONAL ETF TRUST	14,505	$599K	0.4%	$41.27	$41.41	-0.3%	CORE FIXED INCOM	25434V872
LNG	CHENIERE ENERGY INC	2,725	$586K	0.4%	$214.87	$203.03	+5.8%	COM NEW	16411R208
NSP	INSPERITY INC	6,976	$541K	0.4%	$77.51 *	$100.47	-26.2%	COM	45778Q107
IWM	ISHARES TR	2,203	$487K	0.3%	$220.96	$179.15	+23.3%	RUSSELL 2000 ETF	464287655
IWF	ISHARES TR	1,103	$443K	0.3%	$401.58 *	$85.38	+17.6%	RUS 1000 GRW ETF	464287614
BSV	VANGUARD BD INDEX FDS	4,197	$324K	0.2%	$77.27	$76.11	+1.5%	SHORT TRM BOND	921937827
FDX	FEDEX CORP	1,152	$324K	0.2%	$281.33 *	$242.32	+13.4%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$320K	0.2%	$87.71	$43.61	+101.1%	COM	387328107
EQNR	EQUINOR ASA	13,297	$315K	0.2%	$23.69	$27.40	-13.5%	SPONSORED ADR	29446M102
VOO	VANGUARD INDEX FDS	565	$305K	0.2%	$539.07	$517.51	+4.1%	S&P 500 ETF SHS	922908363
IJH	ISHARES TR	4,175	$260K	0.2%	$62.31	$55.42	+12.4%	CORE S&P MCP ETF	464287507
KMI	KINDER MORGAN INC DEL	9,381	$257K	0.2%	$27.40 *	$19.86	+32.2%	COM	49456B101
JPIE	J P MORGAN EXCHANGE TRADED F	5,485	$250K	0.2%	$45.62	$45.87	-0.5%	INCOME ETF	46641Q159
EIX	EDISON INTL	3,000	$240K	0.2%	$79.84 *	$59.52	+26.7%	COM	281020107
AVGO	BROADCOM INC	1,000	$232K	0.2%	$231.84	$182.87	+25.6%	COM	11135F101
SCHX	SCHWAB STRATEGIC TR	9,816	$228K	0.2%	$23.18	$22.10	+4.9%	US LRG CAP ETF	808524201
ABBV	ABBVIE INC	1,252	$222K	0.1%	$177.70 *	$161.99	+6.0%	COM	00287Y109
V	VISA INC	645	$204K	0.1%	$316.04	$298.33	+5.2%	COM CL A	92826C839