Penney Financial, LLC Long-Term Concentrated

CIK: 0002049857 · Show all filings

Period: Q1 2025 (← Previous) (Next →)

Filing Date: May 2, 2025

Total Value ($000): $152,262 (100.0% shares, 0.0% debt)

Holdings (37)

GSLC GOLDMAN SACHS ETF TR 28.4%

Value ($000) $43,295 Shares 393,309 Est. Cost $94.70 Unrealized —

VTI VANGUARD INDEX FDS 21.4%

Value ($000) $32,620 Shares 118,688 Est. Cost $242.10 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 10.0%

Value ($000) $15,183 Shares 298,709 Est. Cost $48.18 Unrealized —

VYM VANGUARD WHITEHALL FDS 7.0%

Value ($000) $10,719 Shares 83,122 Est. Cost $112.97 Unrealized —

SCHD SCHWAB STRATEGIC TR 5.4%

Value ($000) $8,185 Shares 292,747 Est. Cost $42.68 Unrealized —

IEFA ISHARES TR 4.8%

Value ($000) $7,305 Shares 96,558 Est. Cost $71.28 Unrealized —

VB VANGUARD INDEX FDS 4.1%

Value ($000) $6,265 Shares 28,252 Est. Cost $214.72 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 3.2%

Value ($000) $4,865 Shares 85,147 Est. Cost $55.15 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 2.4%

Value ($000) $3,616 Shares 60,590 Est. Cost $56.16 Unrealized —

VXUS VANGUARD STAR FDS 1.7%

Value ($000) $2,537 Shares 40,848 Est. Cost $58.08 Unrealized —

SUB ISHARES TR 1.6%

Value ($000) $2,437 Shares 23,073 Est. Cost $105.33 Unrealized —

AAPL APPLE INC 1.1%

Value ($000) $1,745 Shares 7,856 Est. Cost $183.43 Unrealized +25.8%

VTEB VANGUARD MUN BD FDS 0.9%

Value ($000) $1,445 Shares 29,124 Est. Cost $50.93 Unrealized —

IVV ISHARES TR 0.7%

Value ($000) $1,042 Shares 1,854 Est. Cost $487.28 Unrealized —

AGG ISHARES TR 0.6%

Value ($000) $986 Shares 9,964 Est. Cost $99.13 Unrealized —

CVX CHEVRON CORP NEW 0.6%

Value ($000) $892 Shares 5,335 Est. Cost $137.80 Unrealized +9.2%

IWB ISHARES TR 0.5%

Value ($000) $730 Shares 2,380 Est. Cost $262.26 Unrealized —

JQUA J P MORGAN EXCHANGE TRADED F 0.4%

Value ($000) $674 Shares 11,943 Est. Cost $47.86 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value ($000) $652 Shares 1,736 Est. Cost $356.50 Unrealized +13.6%

LNG CHENIERE ENERGY INC 0.4%

Value ($000) $631 Shares 2,725 Est. Cost $203.03 Unrealized +10.9%

SCHB SCHWAB STRATEGIC TR 0.4%

Value ($000) $628 Shares 29,155 Est. Cost $30.11 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.4%

Value ($000) $624 Shares 14,830 Est. Cost $42.25 Unrealized —

NSP INSPERITY INC 0.4%

Value ($000) $622 Shares 6,976 Est. Cost $100.47 Unrealized -20.8%

AMZN AMAZON COM INC 0.3%

Value ($000) $525 Shares 2,759 Est. Cost $146.29 Unrealized +48.3%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $448 Shares 871 Est. Cost $525.04 Unrealized —

IWM ISHARES TR 0.3%

Value ($000) $439 Shares 2,203 Est. Cost $200.71 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $398 Shares 1,103 Est. Cost $364.51 Unrealized —

EQNR EQUINOR ASA 0.2%

Value ($000) $352 Shares 13,297 Est. Cost $27.03 Unrealized —

BSV VANGUARD BD INDEX FDS 0.2%

Value ($000) $329 Shares 4,202 Est. Cost $76.88 Unrealized —

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $300 Shares 6,515 Est. Cost $46.26 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $281 Shares 1,152 Est. Cost $242.32 Unrealized +4.7%

GVA GRANITE CONSTR INC 0.2%

Value ($000) $275 Shares 3,647 Est. Cost $43.61 Unrealized +91.5%

KMI KINDER MORGAN INC DEL 0.2%

Value ($000) $268 Shares 9,381 Est. Cost $19.86 Unrealized +34.5%

ABBV ABBVIE INC 0.2%

Value ($000) $262 Shares 1,252 Est. Cost $161.99 Unrealized +16.9%

IJH ISHARES TR 0.2%

Value ($000) $244 Shares 4,175 Est. Cost $104.72 Unrealized —

V VISA INC 0.1%

Value ($000) $226 Shares 645 Est. Cost $298.33 Unrealized +12.7%

SCHX SCHWAB STRATEGIC TR 0.1%

Value ($000) $217 Shares 9,816 Est. Cost $36.14 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	393,309	$43,295	28.4%	$94.70	—	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	118,688	$32,620	21.4%	$242.10	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	298,709	$15,183	10.0%	$48.18	—	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	83,122	$10,719	7.0%	$112.97	—	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	292,747	$8,185	5.4%	$42.68	—	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	96,558	$7,305	4.8%	$71.28	—	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	28,252	$6,265	4.1%	$214.72	—	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	85,147	$4,865	3.2%	$55.15	—	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	60,590	$3,616	2.4%	$56.16	—	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	40,848	$2,537	1.7%	$58.08	—	VG TL INTL STK F	921909768
SUB	ISHARES TR	23,073	$2,437	1.6%	$105.33	—	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,856	$1,745	1.1%	$183.43	+25.8%	COM	037833100
VTEB	VANGUARD MUN BD FDS	29,124	$1,445	0.9%	$50.93	—	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1,042	0.7%	$487.28	—	CORE S&P500 ETF	464287200
AGG	ISHARES TR	9,964	$986	0.6%	$99.13	—	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,335	$892	0.6%	$137.80	+9.2%	COM	166764100
IWB	ISHARES TR	2,380	$730	0.5%	$262.26	—	RUS 1000 ETF	464287622
JQUA	J P MORGAN EXCHANGE TRADED F	11,943	$674	0.4%	$47.86	—	US QUALTY FCTR	46641Q761
MSFT	MICROSOFT CORP	1,736	$652	0.4%	$356.50	+13.6%	COM	594918104
LNG	CHENIERE ENERGY INC	2,725	$631	0.4%	$203.03	+10.9%	COM NEW	16411R208
SCHB	SCHWAB STRATEGIC TR	29,155	$628	0.4%	$30.11	—	US BRD MKT ETF	808524102
DFCF	DIMENSIONAL ETF TRUST	14,830	$624	0.4%	$42.25	—	CORE FIXED INCOM	25434V872
NSP	INSPERITY INC	6,976	$622	0.4%	$100.47	-20.8%	COM	45778Q107
AMZN	AMAZON COM INC	2,759	$525	0.3%	$146.29	+48.3%	COM	023135106
VOO	VANGUARD INDEX FDS	871	$448	0.3%	$525.04	—	S&P 500 ETF SHS	922908363
IWM	ISHARES TR	2,203	$439	0.3%	$200.71	—	RUSSELL 2000 ETF	464287655
IWF	ISHARES TR	1,103	$398	0.3%	$364.51	—	RUS 1000 GRW ETF	464287614
EQNR	EQUINOR ASA	13,297	$352	0.2%	$27.03	—	SPONSORED ADR	29446M102
BSV	VANGUARD BD INDEX FDS	4,202	$329	0.2%	$76.88	—	SHORT TRM BOND	921937827
JPIE	J P MORGAN EXCHANGE TRADED F	6,515	$300	0.2%	$46.26	—	INCOME ETF	46641Q159
FDX	FEDEX CORP	1,152	$281	0.2%	$242.32	+4.7%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$275	0.2%	$43.61	+91.5%	COM	387328107
KMI	KINDER MORGAN INC DEL	9,381	$268	0.2%	$19.86	+34.5%	COM	49456B101
ABBV	ABBVIE INC	1,252	$262	0.2%	$161.99	+16.9%	COM	00287Y109
IJH	ISHARES TR	4,175	$244	0.2%	$104.72	—	CORE S&P MCP ETF	464287507
V	VISA INC	645	$226	0.1%	$298.33	+12.7%	COM CL A	92826C839
SCHX	SCHWAB STRATEGIC TR	9,816	$217	0.1%	$36.14	—	US LRG CAP ETF	808524201