PENNEY FINANCIAL, LLC Long-Term Concentrated

Location: Houston, TX

CIK: 0002049857 · Show all filings

Period: Q1 2025 (← Previous) (Next →)

Filing Date: May 2, 2025

Total Value: $152M (100.0% shares, 0.0% debt)

Holdings (37)

GSLC GOLDMAN SACHS ETF TR 28.4%

Value $43.3M Shares 393,309 Share Price $110.08 Est. Cost/Share $89.25 Unrealized @ Report Date +23.3%

VTI VANGUARD INDEX FDS 21.4%

Value $32.62M Shares 118,688 Share Price $274.84 Est. Cost/Share $227.64 Unrealized @ Report Date +20.7%

VEA VANGUARD TAX-MANAGED FDS 10.0%

Value $15.18M Shares 298,709 Share Price $50.83 Est. Cost/Share $45.49 Unrealized @ Report Date +11.7%

VYM VANGUARD WHITEHALL FDS 7.0%

Value $10.72M Shares 83,122 Share Price $128.96 Est. Cost/Share $107.01 Unrealized @ Report Date +20.5%

SCHD SCHWAB STRATEGIC TR 5.4%

Value $8.185M Shares 292,747 Share Price $27.96 Est. Cost/Share $27.13 Unrealized @ Report Date +3.0%

IEFA ISHARES TR 4.8%

Value $7.305M Shares 96,558 Share Price $75.65 Est. Cost/Share $67.69 Unrealized @ Report Date +11.8%

VB VANGUARD INDEX FDS 4.1%

Value $6.265M Shares 28,252 Share Price $221.75 Est. Cost/Share $196.50 Unrealized @ Report Date +12.8%

JEPI J P MORGAN EXCHANGE TRADED F 3.2%

Value $4.865M Shares 85,147 Share Price $57.14 Est. Cost/Share $54.26 Unrealized @ Report Date +5.3%

HELO J P MORGAN EXCHANGE TRADED F 2.4%

Value $3.616M Shares 60,590 Share Price $59.68 Est. Cost/Share $54.77 Unrealized @ Report Date +9.0%

VXUS VANGUARD STAR FDS 1.7%

Value $2.537M Shares 40,848 Share Price $62.10 Est. Cost/Share $55.16 Unrealized @ Report Date +12.6%

SUB ISHARES TR 1.6%

Value $2.437M Shares 23,073 Share Price $105.60 Est. Cost/Share $104.28 Unrealized @ Report Date +1.3%

AAPL APPLE INC 1.1%

Value $1.745M Shares 7,856 Share Price $222.13 Est. Cost/Share $183.43 Unrealized @ Report Date +20.7%

VTEB VANGUARD MUN BD FDS 0.9%

Value $1.445M Shares 29,124 Share Price $49.62 Est. Cost/Share $49.23 Unrealized @ Report Date +0.8%

IVV ISHARES TR 0.7%

Value $1.042M Shares 1,854 Share Price $561.90 Est. Cost/Share $458.44 Unrealized @ Report Date +22.6%

AGG ISHARES TR 0.6%

Value $986K Shares 9,964 Share Price $98.92 Est. Cost/Share $95.48 Unrealized @ Report Date +3.6%

CVX CHEVRON CORP NEW 0.6%

Value $892K Shares 5,335 Share Price $167.28 * Est. Cost/Share $137.80 Unrealized @ Report Date +17.3%

IWB ISHARES TR 0.5%

Value $730K Shares 2,380 Share Price $306.74 Est. Cost/Share $244.85 Unrealized @ Report Date +25.3%

JQUA J P MORGAN EXCHANGE TRADED F 0.4%

Value $674K Shares 11,943 Share Price $56.47 Est. Cost/Share $44.90 Unrealized @ Report Date +25.8%

MSFT MICROSOFT CORP 0.4%

Value $652K Shares 1,736 Share Price $375.39 Est. Cost/Share $356.50 Unrealized @ Report Date +4.7%

LNG CHENIERE ENERGY INC 0.4%

Value $631K Shares 2,725 Share Price $231.40 Est. Cost/Share $203.03 Unrealized @ Report Date +14.0%

SCHB SCHWAB STRATEGIC TR 0.4%

Value $628K Shares 29,155 Share Price $21.53 Est. Cost/Share $21.59 Unrealized @ Report Date -0.3%

DFCF DIMENSIONAL ETF TRUST 0.4%

Value $624K Shares 14,830 Share Price $42.06 Est. Cost/Share $41.41 Unrealized @ Report Date +1.6%

NSP INSPERITY INC 0.4%

Value $622K Shares 6,976 Share Price $89.23 * Est. Cost/Share $100.47 Unrealized @ Report Date -14.5%

AMZN AMAZON COM INC 0.3%

Value $525K Shares 2,759 Share Price $190.26 Est. Cost/Share $146.29 Unrealized @ Report Date +30.1%

VOO VANGUARD INDEX FDS 0.3%

Value $448K Shares 871 Share Price $513.81 Est. Cost/Share $525.61 Unrealized @ Report Date -2.2%

IWM ISHARES TR 0.3%

Value $439K Shares 2,203 Share Price $199.49 Est. Cost/Share $179.15 Unrealized @ Report Date +11.4%

IWF ISHARES TR 0.3%

Value $398K Shares 1,103 Share Price $361.09 * Est. Cost/Share $85.38 Unrealized @ Report Date +5.7%

EQNR EQUINOR ASA 0.2%

Value $352K Shares 13,297 Share Price $26.45 Est. Cost/Share $27.40 Unrealized @ Report Date -3.5%

BSV VANGUARD BD INDEX FDS 0.2%

Value $329K Shares 4,202 Share Price $78.28 Est. Cost/Share $76.11 Unrealized @ Report Date +2.8%

JPIE J P MORGAN EXCHANGE TRADED F 0.2%

Value $300K Shares 6,515 Share Price $46.07 Est. Cost/Share $45.87 Unrealized @ Report Date +0.4%

FDX FEDEX CORP 0.2%

Value $281K Shares 1,152 Share Price $243.78 Est. Cost/Share $242.32 Unrealized @ Report Date -1.2%

GVA GRANITE CONSTR INC 0.2%

Value $275K Shares 3,647 Share Price $75.40 Est. Cost/Share $43.61 Unrealized @ Report Date +72.9%

KMI KINDER MORGAN INC DEL 0.2%

Value $268K Shares 9,381 Share Price $28.53 * Est. Cost/Share $19.86 Unrealized @ Report Date +39.1%

ABBV ABBVIE INC 0.2%

Value $262K Shares 1,252 Share Price $209.52 * Est. Cost/Share $161.99 Unrealized @ Report Date +26.1%

IJH ISHARES TR 0.2%

Value $244K Shares 4,175 Share Price $58.35 Est. Cost/Share $55.42 Unrealized @ Report Date +5.3%

V VISA INC 0.1%

Value $226K Shares 645 Share Price $350.46 Est. Cost/Share $298.33 Unrealized @ Report Date +16.8%

SCHX SCHWAB STRATEGIC TR 0.1%

Value $217K Shares 9,816 Share Price $22.08 Est. Cost/Share $22.10 Unrealized @ Report Date -0.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	393,309	$43.3M	28.4%	$110.08	$89.25	+23.3%	ACTIVEBETA US LG	381430503
VTI	VANGUARD INDEX FDS	118,688	$32.62M	21.4%	$274.84	$227.64	+20.7%	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	298,709	$15.18M	10.0%	$50.83	$45.49	+11.7%	VAN FTSE DEV MKT	921943858
VYM	VANGUARD WHITEHALL FDS	83,122	$10.72M	7.0%	$128.96	$107.01	+20.5%	HIGH DIV YLD	921946406
SCHD	SCHWAB STRATEGIC TR	292,747	$8.185M	5.4%	$27.96	$27.13	+3.0%	US DIVIDEND EQ	808524797
IEFA	ISHARES TR	96,558	$7.305M	4.8%	$75.65	$67.69	+11.8%	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	28,252	$6.265M	4.1%	$221.75	$196.50	+12.8%	SMALL CP ETF	922908751
JEPI	J P MORGAN EXCHANGE TRADED F	85,147	$4.865M	3.2%	$57.14	$54.26	+5.3%	EQUITY PREMIUM	46641Q332
HELO	J P MORGAN EXCHANGE TRADED F	60,590	$3.616M	2.4%	$59.68	$54.77	+9.0%	HEDGED EQUITY LA	46654Q724
VXUS	VANGUARD STAR FDS	40,848	$2.537M	1.7%	$62.10	$55.16	+12.6%	VG TL INTL STK F	921909768
SUB	ISHARES TR	23,073	$2.437M	1.6%	$105.60	$104.28	+1.3%	SHRT NAT MUN ETF	464288158
AAPL	APPLE INC	7,856	$1.745M	1.1%	$222.13	$183.43	+20.7%	COM	037833100
VTEB	VANGUARD MUN BD FDS	29,124	$1.445M	0.9%	$49.62	$49.23	+0.8%	TAX EXEMPT BD	922907746
IVV	ISHARES TR	1,854	$1.042M	0.7%	$561.90	$458.44	+22.6%	CORE S&P500 ETF	464287200
AGG	ISHARES TR	9,964	$986K	0.6%	$98.92	$95.48	+3.6%	CORE US AGGBD ET	464287226
CVX	CHEVRON CORP NEW	5,335	$892K	0.6%	$167.28 *	$137.80	+17.3%	COM	166764100
IWB	ISHARES TR	2,380	$730K	0.5%	$306.74	$244.85	+25.3%	RUS 1000 ETF	464287622
JQUA	J P MORGAN EXCHANGE TRADED F	11,943	$674K	0.4%	$56.47	$44.90	+25.8%	US QUALTY FCTR	46641Q761
MSFT	MICROSOFT CORP	1,736	$652K	0.4%	$375.39	$356.50	+4.7%	COM	594918104
LNG	CHENIERE ENERGY INC	2,725	$631K	0.4%	$231.40	$203.03	+14.0%	COM NEW	16411R208
SCHB	SCHWAB STRATEGIC TR	29,155	$628K	0.4%	$21.53	$21.59	-0.3%	US BRD MKT ETF	808524102
DFCF	DIMENSIONAL ETF TRUST	14,830	$624K	0.4%	$42.06	$41.41	+1.6%	CORE FIXED INCOM	25434V872
NSP	INSPERITY INC	6,976	$622K	0.4%	$89.23 *	$100.47	-14.5%	COM	45778Q107
AMZN	AMAZON COM INC	2,759	$525K	0.3%	$190.26	$146.29	+30.1%	COM	023135106
VOO	VANGUARD INDEX FDS	871	$448K	0.3%	$513.81	$525.61	-2.2%	S&P 500 ETF SHS	922908363
IWM	ISHARES TR	2,203	$439K	0.3%	$199.49	$179.15	+11.4%	RUSSELL 2000 ETF	464287655
IWF	ISHARES TR	1,103	$398K	0.3%	$361.09 *	$85.38	+5.7%	RUS 1000 GRW ETF	464287614
EQNR	EQUINOR ASA	13,297	$352K	0.2%	$26.45	$27.40	-3.5%	SPONSORED ADR	29446M102
BSV	VANGUARD BD INDEX FDS	4,202	$329K	0.2%	$78.28	$76.11	+2.8%	SHORT TRM BOND	921937827
JPIE	J P MORGAN EXCHANGE TRADED F	6,515	$300K	0.2%	$46.07	$45.87	+0.4%	INCOME ETF	46641Q159
FDX	FEDEX CORP	1,152	$281K	0.2%	$243.78	$242.32	-1.2%	COM	31428X106
GVA	GRANITE CONSTR INC	3,647	$275K	0.2%	$75.40	$43.61	+72.9%	COM	387328107
KMI	KINDER MORGAN INC DEL	9,381	$268K	0.2%	$28.53 *	$19.86	+39.1%	COM	49456B101
ABBV	ABBVIE INC	1,252	$262K	0.2%	$209.52 *	$161.99	+26.1%	COM	00287Y109
IJH	ISHARES TR	4,175	$244K	0.2%	$58.35	$55.42	+5.3%	CORE S&P MCP ETF	464287507
V	VISA INC	645	$226K	0.1%	$350.46	$298.33	+16.8%	COM CL A	92826C839
SCHX	SCHWAB STRATEGIC TR	9,816	$217K	0.1%	$22.08	$22.10	-0.1%	US LRG CAP ETF	808524201