Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VOO	Vanguard S&P 500 ETF	266,562	$87.51M	19.0%	$328.30	$293.03	+12.0%	S&P 500 ETF SHS	922908363
IJR	iShares Core S&P Small-Cap ETF	346,532	$30.21M	6.5%	$87.19	$83.86	+4.0%	CORE S&P SCP ETF	464287804
SCHF	Schwab International Equity ETF	1,038,812	$29.22M	6.3%	$28.13 *	$17.34	-18.9%	INTL EQTY ETF	808524805
VYM	Vanguard High Dividend Yield Indx ETF	291,575	$27.66M	6.0%	$94.88	$90.43	+4.9%	HIGH DIV YLD	921946406
BND	Vanguard Total Bond Market	378,951	$27.03M	5.9%	$71.33	$81.41	-12.4%	TOTAL BND MRKT	921937835
IEFA	iShares Core MSCI EAFE ETF	354,683	$18.68M	4.0%	$52.67	$62.28	-15.4%	CORE MSCI EAFE	46432F842
BSV	Vanguard Short Term Bond Index	231,914	$17.35M	3.8%	$74.82	$82.73	-9.6%	SHORT TRM BOND	921937827
IWB	iShares Russell 1000 Index	84,968	$16.77M	3.6%	$197.33	$125.56	+57.2%	RUSSELL 1000	464287622
PG	Procter & Gamble	119,650	$15.11M	3.3%	$126.25 *	$65.92	+76.3%	COM	742718109
VTV	Vanguard Large Cap Value ETF	116,153	$14.34M	3.1%	$123.48	$104.68	+18.0%	VALUE ETF	922908744
AVDV	Avantis Intl Small Cap Value ETF	276,963	$13.16M	2.9%	$47.50	$63.57	-25.3%	INTL SMCP VLU	025072802
FNDF	Schwab Fundamental International Large Cap	497,313	$12.51M	2.7%	$25.15	$31.37	-19.8%	SCHWB FDT INT LG	808524755
VONE	Vanguard Russell 1000 ETF	66,507	$10.87M	2.4%	$163.38	$176.52	-7.4%	VNG RUS1000IDX	92206C730
MUB	iShares National AMT-Free Muni Bond	101,775	$10.44M	2.3%	$102.58	$107.80	-4.8%	NATIONAL MUN ETF	464288414
SLYV	SPDR S&P 600 Small Cap Value	128,901	$8.654M	1.9%	$67.14	$61.36	+9.4%	S&P 600 SMCP VAL	78464A300
IEMG	iShares Core MSCI Emerging Markets	173,457	$7.455M	1.6%	$42.98	$53.73	-20.0%	CORE MSCI EMKT	46434G103
SUB	iShares Short-Term National Muni Bond ETF	71,015	$7.29M	1.6%	$102.65	$104.08	-1.4%	SHRT NAT MUN ETF	464288158
VEA	Vanguard FTSE Developed Markets ETF	197,987	$7.199M	1.6%	$36.36	$40.56	-10.4%	FTSE DEV MKT ETF	921943858
VFMF	Vanguard US Multifactor	77,617	$6.812M	1.5%	$87.76	$90.17	-2.7%	US MULTIFACTOR	921935607
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	131,843	$6.479M	1.4%	$49.14 *	$27.45	-10.5%	INTRM TRM TRES	808524854
AVEM	Avantis Emerging Markets Equity ETF	129,213	$5.935M	1.3%	$45.93	$60.08	-23.6%	AVANTIS EMGMKT	025072604
FYLD	Cambria Foreign Shareholder Yield ETF	275,993	$5.633M	1.2%	$20.41	$27.16	-24.9%	CAMBRIA FGN SHR	132061300
VCSH	Vanguard Short-Term Corp Bond ETF	70,874	$5.265M	1.1%	$74.29	$78.91	-5.9%	SHRT-TERM CORP	92206C409
ISTB	iShares Core 1-5 Year USD Bond ETF	110,423	$5.091M	1.1%	$46.10	$48.51	-5.0%	CORE 1 5 YR USD	46432F859
SCHD	Schwab US Dividend Equity ETF	73,578	$4.888M	1.1%	$66.43 *	$25.26	-12.3%	US DIVIDEND EQ	808524797
VWO	Vanguard Emerging Market	113,606	$4.145M	0.9%	$36.49	$41.95	-13.0%	FTSE EMR MKT ETF	922042858
SCI	Service Corp Int'l, Inc.	68,155	$3.935M	0.9%	$57.74	$35.00	+65.0%	COM	817565104
EYLD	Cambria Emerging Shareholder Yield ETF	152,258	$3.782M	0.8%	$24.84	$31.21	-20.4%	EMRG SHAREHLDR	132061706
AGG	iShares Barclays Agg Bond	30,607	$2.949M	0.6%	$96.35	$108.76	-11.4%	BARCLYS US AGG B	464287226
AAPL	Apple Inc	18,248	$2.522M	0.5%	$138.21	$92.33	+47.2%	COM	037833100
VIG	Vanguard Dividend Appreciation	17,056	$2.305M	0.5%	$135.14	$119.74	+12.9%	DIV APP ETF	921908844
IWM	iShares Russell 2000 Idx	13,652	$2.252M	0.5%	$164.96	$153.01	+7.8%	RUSSELL 2000 ETF	464287655
VYMI	Vanguard International High Dividend ETF	40,151	$2.089M	0.5%	$52.03	$66.68	-21.9%	INTL HIGH ETF	921946794
IVV	iShares S&P 500 Index	4,714	$1.691M	0.4%	$358.72	$171.13	+109.6%	S&P 500 INDEX	464287200
VBK	Vanguard Small-Cap Growth ETF	5,952	$1.161M	0.3%	$195.06	$128.79	+51.5%	SML CP GRW ETF	922908595
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	12,124	$1.125M	0.2%	$92.79	$111.73	-16.9%	FTSE SMCAP ETF	922042718
IWD	iShares Russell 1000 Value	8,185	$1.113M	0.2%	$135.98	$102.64	+32.5%	RUSSELL1000VAL	464287598
VNQ	Vanguard Real Estate Index	13,571	$1.088M	0.2%	$80.17	$104.58	-23.3%	REIT ETF	922908553
VONG	Vanguard Russell 1000 Growth ETF	16,243	$881K	0.2%	$54.24	$56.46	-4.0%	VNG RUS1000GRW	92206C680
PEP	Pepsico Inc	5,111	$834K	0.2%	$163.18 *	$77.04	+90.7%	COM	713448108
DES	Wisdomtree Small Cap Dividend	31,080	$800K	0.2%	$25.74	$31.50	-18.3%	SMALLCAP DIVID	97717W604
IWF	iShares Russell 1000 Growth	3,711	$781K	0.2%	$210.46 *	$45.50	+15.6%	RUS 1000 GRW ETF	464287614
SCHA	Schwab U.S. Small Cap ETF	20,617	$779K	0.2%	$37.78 *	$20.62	-8.3%	US SML CAP ETF	808524607
NEE	Nextera Energy Inc	9,691	$760K	0.2%	$78.42 *	$54.99	+30.0%	COM	65339F101
—	Merck & Co	8,768	$755K	0.2%	$86.11	$77.40	—	COM	589331107
CVX	Chevron Corp	5,172	$743K	0.2%	$143.66 *	$87.60	+43.5%	COM	166764100
FNDE	Schwab Fundamental Emg Mkts Large Co Index	30,460	$714K	0.2%	$23.44	$29.35	-20.1%	SCHWB FDT EMK LG	808524730
IWN	iShares Russell 2000 Value Idx	5,500	$709K	0.2%	$128.91	$108.24	+19.1%	RUSL 2000 VALU	464287630
HD	Home Depot	2,511	$693K	0.2%	$275.99 *	$104.07	+144.2%	COM	437076102
ABBV	Abbvie Inc	4,877	$655K	0.1%	$134.30 *	$73.66	+61.6%	COM	00287Y109
AVGO	Broadcom Ltd	1,470	$653K	0.1%	$444.22 *	$48.08	-12.4%	COM	11135F101
SBUX	Starbucks Corp	7,474	$630K	0.1%	$84.29 *	$62.14	+25.4%	COM	855244109
MDLZ	Mondelez Intl Inc Cl A	11,168	$612K	0.1%	$54.80 *	$43.66	+15.2%	COM	609207105
TFC	Truist Finl Corp	13,473	$587K	0.1%	$43.57 *	$40.84	-10.5%	COM	89832Q109
PNC	PNC Financial Services	3,899	$583K	0.1%	$149.53 *	$121.59	+7.8%	COM	693475105
MSFT	Microsoft	2,428	$565K	0.1%	$232.70 *	$38.24	+493.1%	COM	594918104
APD	Air Products & Chemicals Inc	2,296	$534K	0.1%	$232.58 *	$130.38	+64.4%	COM	009158106
MCD	McDonalds Corp	2,267	$523K	0.1%	$230.70 *	$141.01	+51.8%	COM	580135101
XOM	Exxon Mobil Corp	5,938	$518K	0.1%	$87.23 *	$55.58	+40.6%	COM	30231G102
USB	US Bancorp	12,707	$512K	0.1%	$40.29 *	$38.41	-10.0%	COM	902973304
TXN	Texas Instruments	3,230	$500K	0.1%	$154.80 *	$57.91	+142.1%	COM	882508104
GUNR	Flexshares Morningstar Global Upstream Natural Resources	13,182	$495K	0.1%	$37.55	$43.80	-14.2%	MORNSTAR UPSTR	33939L407
IJH	iShares S&P Midcap 400	2,211	$485K	0.1%	$219.36 *	$26.41	+66.0%	CORE S&P MCP ETF	464287507
MRSH	Marsh & McLennan	3,239	$484K	0.1%	$149.43 *	$70.84	+99.8%	COM	571748102
LLY	Lilly Eli & Co	1,476	$477K	0.1%	$323.17 *	$103.38	+204.6%	COM	532457108
SRE	Sempra Energy	3,096	$464K	0.1%	$149.87 *	$44.53	+51.8%	COM	816851109
UPS	United Parcel Service	2,762	$446K	0.1%	$161.48 *	$167.89	-18.2%	COM	911312106
ADP	Automatic Data Processing	1,918	$434K	0.1%	$226.28 *	$126.30	+66.8%	COM	053015103
CCI	Crown Castle International Corp	2,970	$429K	0.1%	$144.44 *	$61.09	+98.5%	COM	22822V101
KHC	The Kraft Heinz Co	12,562	$419K	0.1%	$33.35 *	$32.72	-13.1%	COM	500754106
O	Realty Income Corp.	7,204	$419K	0.1%	$58.16 *	$47.43	+2.8%	COM	756109104
—	Blackrock Inc	752	$414K	0.1%	$550.53	$384.62	—	COM	09247X101
—	Medtronic Inc.	5,011	$405K	0.1%	$80.82	$98.37	—	COM	585055106
FNDA	Schwab Fundamental US Small Cap ETF	9,528	$405K	0.1%	$42.51 *	$19.20	+10.7%	SCHWAB FDT US SC	808524763
—	Duke Energy Corporation	4,166	$388K	0.1%	$93.13	$74.16	—	COM	26441C105
QCOM	Qualcomm Inc	3,291	$372K	0.1%	$113.04 *	$106.66	-1.7%	COM	747525103
LMT	Lockheed Martin Corp	951	$367K	0.1%	$385.91 *	$138.22	+156.0%	COM	539830109
META	Meta Platforms Inc	2,688	$365K	0.1%	$135.79	$254.42	-47.0%	COM	30303M102
SPY	SPDR S&P 500 ETF	1,017	$363K	0.1%	$356.93	$336.73	+6.1%	TR UNIT	78462F103
ABT	Abbott Laboratories	3,567	$345K	0.1%	$96.72 *	$41.76	+117.6%	COM	002824100
MTDR	Matador Resources Co	7,020	$343K	0.1%	$48.86	$53.97	-9.4%	COM	576485205
KDP	Keurig Dr Pepper Inc.	9,519	$341K	0.1%	$35.82 *	$33.59	-2.4%	COM	49271V100
NTNX	Nutanix Inc	16,240	$338K	0.1%	$20.81	$26.80	-22.3%	COM	67059N108
FIS	Fidelity Natl Info Svcs	4,244	$321K	0.1%	$75.64 *	$89.03	-21.9%	COM	31620M106
PLD	Prologis Inc	3,057	$311K	0.1%	$101.73 *	$73.08	+25.6%	COM	74340W103
CSCO	Cisco Systems	7,308	$292K	0.1%	$39.96 *	$20.72	+74.3%	COM	17275R102
AMT	American Tower Corporation	1,358	$292K	0.1%	$215.02 *	$222.20	-14.0%	COM	03027X100
JPM	JPMorgan Chase & Co	2,765	$289K	0.1%	$104.52 *	$49.87	+92.9%	COM	46625H100
PAYX	Paychex Inc	2,520	$283K	0.1%	$112.30 *	$37.41	+172.0%	COM	704326107
—	Eaton Corporation	2,119	$283K	0.1%	$133.55	$102.98	—	COM	278058102
ILCB	iShares Morningstar US Equity ETF	5,700	$282K	0.1%	$49.47	$50.24	-1.7%	LRGE CORE INDX	464287127
VTI	Vanguard Total Stock Market ETF	1,527	$274K	0.1%	$179.44	$226.84	-20.9%	TOTAL STK MKT	922908769
ITW	Illinois Tool Works	1,498	$271K	0.1%	$180.91 *	$107.01	+56.5%	COM	452308109
—	Wisconsin Energy	2,811	$251K	0.1%	$89.29	$83.40	—	COM	976657106
—	Walgreens Boots Alliance Inc.	7,601	$239K	0.1%	$31.44	$65.58	—	COM	931427108
GLW	Corning Inc	8,193	$238K	0.1%	$29.05 *	$31.02	-14.6%	COM	219350105
QQQ	Nasdaq 100 Shares	840	$225K	0.0%	$267.86	$278.56	-4.1%	UNIT SER 1	46090E103
JNJ	Johnson & Johnson	1,326	$217K	0.0%	$163.65 *	$80.17	+84.8%	COM	478160104
KR	Kroger Corp	4,684	$205K	0.0%	$43.77 *	$44.08	-7.7%	COM	501044101
VDE	Vanguard Energy ETF	2,015	$205K	0.0%	$101.74	$106.37	-4.5%	ENERGY ETF	92204A306
—	Hubbell Inc Class B	910	$203K	0.0%	$223.08	$223.08	—	COM	443510201
ET	Energy Transfer LP	18,399	$203K	0.0%	$11.03	$9.19	—	COM	29273V100
CINF	Cincinnati Financial	2,255	$202K	0.0%	$89.58 *	$70.11	+17.5%	COM	172062101
GLD	SPDR Gold Trust	1,298	$201K	0.0%	$154.85	$170.04	-9.0%	GOLD SHS	78463V107
AVXL	Anavex Life Sciences	16,500	$170K	0.0%	$10.30	$10.30	+0.2%	COM	032797300
NWBO	NW Biotherapeutics	55,150	$39,000	0.0%	$0.71	$0.82	-13.9%	COM	66737P600
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	$0.00	-92.9%	COM	565807401
DRNK	NOHO, Inc.	150,000	$0	0.0%	$0.00	$0.00	-87.2%	COM	65528C109
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	$0.00	+36.5%	COM	58463C101