Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	273,283	$96.02M	18.6%	$288.31	—	—	922908363
SCHF	Schwab International Equity ETF	1,072,996	$34.56M	6.7%	$34.36	—	—	808524805
IJR	iShares Core S&P Small-Cap ETF	345,937	$32.74M	6.3%	$79.16	—	—	464287804
VYM	Vanguard High Dividend Yield Indx ETF	298,610	$32.31M	6.3%	$88.26	—	—	921946406
VGIT	Vanguard Intermediate-Term Treasury Index	399,548	$23.37M	4.5%	$58.48	—	—	92206C706
IEFA	iShares Core MSCI EAFE ETF	359,311	$22.15M	4.3%	$58.95	—	—	46432F842
VGSH	Vanguard Short-Term Treasury Index	358,332	$20.72M	4.0%	$57.82	—	—	92206C102
PG	Procter & Gamble	124,757	$18.91M	3.7%	$68.53	+89.4%	—	742718109
IWB	iShares Russell 1000 Index	84,741	$17.84M	3.5%	$114.09	—	—	464287622
AVDV	Avantis Intl Small Cap Value ETF	298,980	$16.55M	3.2%	$61.45	—	—	025072802
FNDF	Schwab Fundamental International Large Cap	528,314	$15.36M	3.0%	$30.85	—	—	808524755
AVLV	Avantis US Large Cap Value ETF	263,100	$13.21M	2.6%	$50.19	—	—	025072349
VONE	Vanguard Russell 1000 ETF	65,764	$11.46M	2.2%	$171.75	—	—	92206C730
SLYV	SPDR S&P 600 Small Cap Value	139,769	$10.37M	2.0%	$54.54	—	—	78464A300
MUB	iShares National AMT-Free Muni Bond	96,415	$10.17M	2.0%	$106.94	—	—	464288414
IEMG	iShares Core MSCI Emerging Markets	182,293	$8.513M	1.6%	$51.95	—	—	46434G103
VFMF	Vanguard US Multifactor	85,882	$8.488M	1.6%	$94.03	—	—	921935607
VEA	Vanguard FTSE Developed Markets ETF	189,521	$7.954M	1.5%	$38.58	—	—	921943858
BND	Vanguard Total Bond Market	107,837	$7.747M	1.5%	$81.58	—	—	921937835
AVEM	Avantis Emerging Markets Equity ETF	148,720	$7.503M	1.5%	$56.78	—	—	025072604
FYLD	Cambria Foreign Shareholder Yield ETF	287,154	$6.97M	1.4%	$26.41	—	—	132061300
SUB	iShares Short-Term National Muni Bond ETF	60,069	$6.263M	1.2%	$104.49	—	—	464288158
SCHD	Schwab US Dividend Equity ETF	74,231	$5.607M	1.1%	$75.39	—	—	808524797
VTV	Vanguard Large Cap Value ETF	35,549	$4.99M	1.0%	$104.19	—	—	922908744
SCI	Service Corp Int'l, Inc.	64,155	$4.436M	0.9%	$35.00	+90.3%	—	817565104
EYLD	Cambria Emerging Shareholder Yield ETF	155,196	$4.352M	0.8%	$28.81	—	—	132061706
VCSH	Vanguard Short-Term Corp Bond ETF	54,140	$4.071M	0.8%	$78.83	—	—	92206C409
VWO	Vanguard Emerging Market	97,121	$3.786M	0.7%	$39.35	—	—	922042858
SCHB	Schwab U.S. Broad Market ETF	70,237	$3.147M	0.6%	$44.81	—	—	808524102
VIG	Vanguard Dividend Appreciation	17,020	$2.585M	0.5%	$105.27	—	—	921908844
VYMI	Vanguard International High Dividend ETF	40,588	$2.418M	0.5%	$65.05	—	—	921946794
AAPL	Apple Inc	17,552	$2.28M	0.4%	$92.33	+52.4%	—	037833100
BSV	Vanguard Short Term Bond Index	27,271	$2.053M	0.4%	$83.09	—	—	921937827
SPDW	SPDR Developed World ex-US ETF	67,996	$2.019M	0.4%	$29.69	—	—	78463X889
IWM	iShares Russell 2000 Idx	11,280	$1.967M	0.4%	$136.21	—	—	464287655
IVV	iShares S&P 500 Index	4,720	$1.814M	0.4%	$169.43	—	—	464287200
CODI	Compass Diversified	88,000	$1.604M	0.3%	$16.60	0.0%	—	20451Q104
VBK	Vanguard Small-Cap Growth ETF	5,717	$1.146M	0.2%	$132.88	—	—	922908595
VNQ	Vanguard Real Estate Index	13,505	$1.114M	0.2%	$106.37	—	—	922908553
IWD	iShares Russell 1000 Value	7,259	$1.101M	0.2%	$96.60	—	—	464287598
CVX	Chevron Corp	5,782	$1.038M	0.2%	$94.53	+62.1%	—	166764100
—	Merck & Co	8,428	$935K	0.2%	$77.40	—	—	589331107
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	8,935	$919K	0.2%	$108.66	—	—	922042718
PEP	Pepsico Inc	4,958	$896K	0.2%	$77.04	+108.8%	—	713448108
DES	Wisdomtree Small Cap Dividend	31,372	$892K	0.2%	$31.04	—	—	97717W604
VONG	Vanguard Russell 1000 Growth ETF	15,656	$863K	0.2%	$77.98	—	—	92206C680
SCHA	Schwab U.S. Small Cap ETF	20,663	$837K	0.2%	$50.62	—	—	808524607
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	16,868	$830K	0.2%	$54.10	—	—	808524854
SBUX	Starbucks Corp	8,209	$814K	0.2%	$64.42	+35.9%	—	855244109
ABBV	Abbvie Inc	4,913	$794K	0.2%	$73.66	+86.3%	—	00287Y109
AVGO	Broadcom Ltd	1,415	$791K	0.2%	$48.08	-1.0%	—	11135F101
XOM	Exxon Mobil Corp	7,159	$790K	0.2%	$62.52	+54.0%	—	30231G102
FNDE	Schwab Fundamental Emg Mkts Large Co Index	31,823	$789K	0.2%	$27.71	—	—	808524730
HD	Home Depot	2,451	$774K	0.2%	$104.07	+170.2%	—	437076102
NEE	Nextera Energy Inc	9,148	$765K	0.1%	$54.99	+34.2%	—	65339F101
IWF	iShares Russell 1000 Growth	3,572	$765K	0.1%	$180.91	—	—	464287614
IWN	iShares Russell 2000 Value Idx	5,501	$763K	0.1%	$97.84	—	—	464287630
MSFT	Microsoft	2,946	$707K	0.1%	$72.67	+222.1%	—	594918104
MDLZ	Mondelez Intl Inc Cl A	10,548	$703K	0.1%	$43.66	+32.9%	—	609207105
APD	Air Products & Chemicals Inc	2,211	$682K	0.1%	$130.38	+99.0%	—	009158106
PNC	PNC Financial Services	3,749	$592K	0.1%	$121.59	+14.5%	—	693475105
MCD	McDonalds Corp	2,232	$588K	0.1%	$141.01	+73.9%	—	580135101
GUNR	Flexshares Morningstar Global Upstream Natural Resources	13,256	$576K	0.1%	$45.58	—	—	33939L407
TFC	Truist Finl Corp	12,988	$559K	0.1%	$40.84	-9.2%	—	89832Q109
ADP	Automatic Data Processing	2,223	$531K	0.1%	$140.39	+63.1%	—	053015103
IJH	iShares S&P Midcap 400	2,191	$530K	0.1%	$136.38	—	—	464287507
ISTB	iShares Core 1-5 Year USD Bond ETF	11,385	$529K	0.1%	$47.90	—	—	46432F859
USB	US Bancorp	12,077	$527K	0.1%	$38.41	-4.4%	—	902973304
—	Berkshire Hath. Cl B	1,700	$525K	0.1%	$308.82	—	—	084670207
LLY	Lilly Eli & Co	1,421	$520K	0.1%	$103.38	+234.5%	—	532457108
MRSH	Marsh & McLennan	3,119	$516K	0.1%	$70.84	+120.1%	—	571748102
TXN	Texas Instruments	3,085	$510K	0.1%	$57.91	+162.3%	—	882508104
IEI	iShares 3-7 Year Treasury Bond	4,400	$506K	0.1%	$115.00	—	—	464288661
—	Blackrock Inc	707	$501K	0.1%	$384.62	—	—	09247X101
UPS	United Parcel Service	2,697	$469K	0.1%	$167.89	-11.8%	—	911312106
SRE	Sempra Energy	2,976	$460K	0.1%	$44.53	+56.8%	—	816851109
MTDR	Matador Resources Co	8,020	$459K	0.1%	$55.11	+14.5%	—	576485205
LMT	Lockheed Martin Corp	921	$448K	0.1%	$138.22	+208.6%	—	539830109
O	Realty Income Corp.	7,010	$445K	0.1%	$47.43	+10.1%	—	756109104
—	Duke Energy Corporation	4,166	$429K	0.1%	$74.16	—	—	26441C105
NTNX	Nutanix Inc	16,007	$417K	0.1%	$26.80	+1.9%	—	67059N108
PLD	Prologis Inc	3,655	$412K	0.1%	$77.51	+29.3%	—	74340W103
FNDA	Schwab Fundamental US Small Cap ETF	8,744	$409K	0.1%	$30.31	—	—	808524763
—	Eaton Corporation	2,596	$407K	0.1%	$112.87	—	—	278058102
SPY	SPDR S&P 500 ETF	1,052	$402K	0.1%	$351.00	—	—	78462F103
CCI	Crown Castle International Corp	2,800	$380K	0.1%	$61.09	+86.0%	—	22822V101
ABT	Abbott Laboratories	3,422	$376K	0.1%	$41.76	+133.8%	—	002824100
QCOM	Qualcomm Inc	3,146	$346K	0.1%	$106.66	+2.1%	—	747525103
CSCO	Cisco Systems	6,928	$330K	0.1%	$20.72	+100.1%	—	17275R102
KDP	Keurig Dr Pepper Inc.	9,159	$327K	0.1%	$33.59	+2.1%	—	49271V100
META	Meta Platforms Inc	2,604	$313K	0.1%	$254.42	-54.2%	—	30303M102
ITW	Illinois Tool Works	1,418	$312K	0.1%	$107.01	+84.6%	—	452308109
OTTR	Otter Tail Corp	5,266	$309K	0.1%	$55.25	0.0%	—	689648103
VTI	Vanguard Total Stock Market ETF	1,528	$292K	0.1%	$230.01	—	—	922908769
ILCB	iShares Morningstar US Equity ETF	5,491	$289K	0.1%	$69.67	—	—	464287127
—	Walgreens Boots Alliance Inc.	7,601	$284K	0.1%	$65.58	—	—	931427108
PAYX	Paychex Inc	2,430	$281K	0.1%	$37.41	+184.9%	—	704326107
—	Wisconsin Energy	2,791	$262K	0.1%	$83.40	—	—	976657106
JPM	JPMorgan Chase & Co	1,944	$261K	0.1%	$49.87	+135.9%	—	46625H100
—	Medtronic Inc.	3,338	$259K	0.1%	$98.37	—	—	585055106
GLW	Corning Inc	7,773	$248K	0.0%	$31.02	-4.2%	—	219350105
VDE	Vanguard Energy ETF	2,027	$246K	0.0%	$101.74	—	—	92204A306
AVXL	Anavex Life Sciences	26,500	$245K	0.0%	$10.44	+2.3%	—	032797300
WMB	Williams Companies	7,193	$237K	0.0%	$28.24	0.0%	—	969457100
JNJ	Johnson & Johnson	1,328	$235K	0.0%	$80.17	+95.9%	—	478160104
CINF	Cincinnati Financial	2,255	$231K	0.0%	$70.11	+35.3%	—	172062101
ES	Eversource Energy	2,732	$229K	0.0%	$68.99	0.0%	—	30040W108
QQQ	Nasdaq 100 Shares	840	$224K	0.0%	$294.32	—	—	46090E103
GLD	SPDR Gold Trust	1,298	$220K	0.0%	$165.75	—	—	78463V107
ET	Energy Transfer LP	18,399	$218K	0.0%	$9.19	—	—	29273V100
—	Hubbell Inc Class B	910	$214K	0.0%	$223.08	—	—	443510201
PEY	Invesco High Yield Equity Dividend Achievers ETF	9,920	$205K	0.0%	$20.67	—	—	46137V563
KR	Kroger Corp	4,579	$204K	0.0%	$44.08	-2.8%	—	501044101
NWBO	NW Biotherapeutics	60,150	$47,000	0.0%	$0.82	-2.7%	—	66737P600
SLS	Sellas Life Sciences Gro	19,672	$46,000	0.0%	$2.80	0.0%	—	81642T209
—	Meta Materials Inc.	10,000	$12,000	0.0%	$1.20	—	—	59134N104
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+36.5%	—	58463C101
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	-93.8%	—	565807401
—	Global Blockchain Mng	50,000	$0	0.0%	—	—	—	37958T100