Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATERIALS INC.	547	$395K	0.1%	$723.00	—	Common Stock	038222105
BHRB	BURKE HERBERT FINL SVCS CORP	5,227	$376K	0.1%	$71.86	—	Common Stock	12135Y108
STX	SEAGATE TECHNOLOGY HOLDING	379	$366K	0.1%	$965.00	—	Int'l Common Stock	G7997R103
GOOGL	ALPHABET INC. CLASS A	897	$321K	0.1%	$357.37	—	Common Stock	02079K305
INTC	INTEL CORP COM	2,149	$300K	0.1%	$139.63	—	Common Stock	458140100
TXN	TEXAS INSTRUMENTS INC	945	$282K	0.1%	$298.07	—	Common Stock	882508104
BAC	BANK OF AMERICA CORPORATION	4,566	$260K	0.1%	$56.98	—	Common Stock	060505104
PWR	QUANTA SERVICES INC	346	$249K	0.1%	$720.04	—	Common Stock	74762E102
LRCX	LAM RESEARCH CORP	570	$247K	0.1%	$433.33	—	Common Stock	512807306
EMR	EMERSON ELECTRIC CO.	1,661	$238K	0.1%	$143.15	—	Common Stock	291011104
COST	COSTCO WHOLESALE CORP	241	$225K	0.1%	$935.47	—	Common Stock	22160K105
IJR	ISHARES CORE S&P SMALL-CAP ETF	1,487	$221K	0.1%	$148.31	—	Exchange Traded Fund	464287804
JQUA	JPMORGAN US QUALITY FACTOR ETF	3,048	$220K	0.1%	$72.28	—	Exchange Traded Fund	46641Q761
MS	MORGAN STANLEY	968	$202K	0.1%	$209.04	—	Common Stock	617446448

Increased Positions (44)

SPDW SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 8.8%

Value $25.53M (+22.1%) Shares 506,607 (+10.6%) Est. Cost $38.75 Unrealized —

AVLV Avantis US Large Cap Value ETF 7.7%

Value $22.45M (+25.7%) Shares 246,107 (+11.1%) Est. Cost $70.10 Unrealized —

IWF ISHARES RUSSELL 1000 GROWTH ETF 4.3%

Value $12.49M (+34.5%) Shares 100,625 (+361.8%) Est. Cost $180.57 Unrealized —

AVES AVANTIS EMERGING MARKETS VALUE ETF 4.7%

Value $13.7M (+23.8%) Shares 208,886 (+13.2%) Est. Cost $53.44 Unrealized —

RPV INVESCO S&P 500 PURE VALUE 8.1%

Value $23.6M (+12.3%) Shares 207,356 (+6.0%) Est. Cost $98.58 Unrealized —

SPHQ INVESCO S&P 500 QUALITY ETF 3.1%

Value $8.922M (+32.0%) Shares 99,028 (+10.2%) Est. Cost $66.85 Unrealized —

AVUV AVANTIS US SMALL CAP VALUE ETF 2.9%

Value $8.551M (+25.4%) Shares 68,542 (+11.0%) Est. Cost $98.93 Unrealized —

VIG VANGUARD DIVIDEND APPRECIATION ETF 4.3%

Value $12.55M (+15.1%) Shares 53,051 (+4.6%) Est. Cost $204.06 Unrealized —

VIOO VANGUARD S&P SMALL-CAP 600 ETF 2.2%

Value $6.396M (+33.9%) Shares 46,504 (+11.8%) Est. Cost $107.89 Unrealized —

JSML Janus Henderson Small Cap Growth Alpha ETF 1.7%

Value $5.02M (+47.1%) Shares 53,943 (+10.7%) Est. Cost $71.36 Unrealized —

AVDV AVANTIS INTERNATIONAL SMALL CAP VALUE ETF 3.7%

Value $10.71M (+8.3%) Shares 103,936 (+4.9%) Est. Cost $83.76 Unrealized —

GMOI GMO INTERNATIONAL VALUE ETF 5.8%

Value $16.94M (+5.0%) Shares 451,896 (+1.5%) Est. Cost $33.74 Unrealized —

JHMB JOHN HANCOCK MORTGAGE-BACKED ETF 3.4%

Value $9.887M (+8.5%) Shares 450,540 (+8.8%) Est. Cost $21.84 Unrealized —

CMDT PIMCO COMMODITIES ACTIVE STRATEGY ETF 3.2%

Value $9.448M (+8.4%) Shares 308,044 (+14.1%) Est. Cost $28.12 Unrealized —

TLH ISHARES 10-20 TREASURY ETF 1.8%

Value $5.217M (+12.7%) Shares 51,989 (+13.1%) Est. Cost $102.20 Unrealized —

SPIB SPDR INTERMEDIATE TERM CORPORATE BOND 2.6%

Value $7.658M (+7.6%) Shares 228,877 (+7.8%) Est. Cost $33.00 Unrealized —

AAPL APPLE INC. 0.8%

Value $2.326M (+25.5%) Shares 8,037 (+10.1%) Est. Cost $164.60 Unrealized —

SHY ISHARES 1-3 YEAR TREASURY BOND ETF 2.1%

Value $6.053M (+8.2%) Shares 73,724 (+8.9%) Est. Cost $82.29 Unrealized —

XOM EXXON MOBIL CORP COM 0.6%

Value $1.888M (-17.9%) Shares 13,809 (+1.9%) Est. Cost $101.95 Unrealized —

EMLC VANECK ETF TRUST 1.2%

Value $3.412M (+9.1%) Shares 133,509 (+7.2%) Est. Cost $24.71 Unrealized —

AVGO BROADCOM INC 0.2%

Value $555K (+101.7%) Shares 1,469 (+65.2%) Est. Cost $238.79 Unrealized —

XMPT VANECK CEF MUNI INCOME ETF 0.8%

Value $2.19M (+11.6%) Shares 98,018 (+7.4%) Est. Cost $21.47 Unrealized —

LLY ELI LILLY & CO 0.2%

Value $510K (+78.8%) Shares 425 (+37.1%) Est. Cost $794.01 Unrealized —

JPM JP MORGAN CHASE & CO 0.6%

Value $1.779M (+13.8%) Shares 5,434 (+2.2%) Est. Cost $143.35 Unrealized —

SPY SPDR S&P 500 ETF TRUST 0.5%

Value $1.503M (+16.6%) Shares 2,013 (+1.6%) Est. Cost $500.82 Unrealized —

AMZN AMAZON COM INC. 0.4%

Value $1.147M (+18.9%) Shares 4,814 (+3.9%) Est. Cost $171.01 Unrealized —

MSFT MICROSOFT CORP 1.0%

Value $3.029M (+5.2%) Shares 8,119 (+4.4%) Est. Cost $274.64 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.2%

Value $597K (+29.9%) Shares 590 (+8.7%) Est. Cost $412.87 Unrealized —

ABBV ABBVIE INC 0.2%

Value $573K (+24.4%) Shares 2,278 (+7.6%) Est. Cost $152.04 Unrealized —

CSCO CISCO SYSTEMS INC. 0.1%

Value $319K (+53.9%) Shares 2,713 (+1.6%) Est. Cost $74.50 Unrealized —

VUG VANGUARD GROWTH ETF 0.2%

Value $581K (+18.3%) Shares 6,750 (+500.0%) Est. Cost $144.84 Unrealized —

EFA ISHARES MSCI EAFE ETF 0.3%

Value $887K (+10.5%) Shares 8,538 (+3.3%) Est. Cost $79.72 Unrealized —

SPSM SPDR S&P 600 Small Cap ETF 0.1%

Value $395K (+21.0%) Shares 6,848 (+1.3%) Est. Cost $43.00 Unrealized —

VTV VANGUARD VALUE ETF 0.2%

Value $512K (+15.1%) Shares 2,351 (+3.6%) Est. Cost $159.88 Unrealized —

META META PLATFORMS INC 0.1%

Value $286K (+30.2%) Shares 508 (+32.3%) Est. Cost $538.39 Unrealized —

NVDA NVIDIA CORP 0.1%

Value $426K (+16.9%) Shares 2,127 (+1.9%) Est. Cost $100.21 Unrealized —

V VISA INC CLASS A SHARES 0.1%

Value $253K (+24.3%) Shares 736 (+9.5%) Est. Cost $309.64 Unrealized —

VIOV VANGUARD S&P SMALL-CAP 600 VALUE ETF 0.1%

Value $267K (+21.9%) Shares 2,277 (+5.7%) Est. Cost $87.29 Unrealized —

AMGN AMGEN INC. COMMON 0.1%

Value $273K (+18.1%) Shares 754 (+14.8%) Est. Cost $253.86 Unrealized —

NOBL PROSHARES S&P 500 DV ARISTOCRATS ETF 0.3%

Value $729K (+6.0%) Shares 12,982 (+100.0%) Est. Cost $81.08 Unrealized —

PG PROCTER & GAMBLE CO. 0.2%

Value $724K (+5.7%) Shares 4,940 (+4.1%) Est. Cost $135.21 Unrealized —

HD HOME DEPOT INC. 0.1%

Value $355K (+11.7%) Shares 1,006 (+4.1%) Est. Cost $303.90 Unrealized —

BLK BLACKROCK INC 0.1%

Value $295K (+10.4%) Shares 307 (+10.4%) Est. Cost $983.89 Unrealized —

APD AIR PRODUCTS & CHEMS INC 0.1%

Value $346K (+4.9%) Shares 1,179 (+4.0%) Est. Cost $270.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPDW	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	506,607 (+10.6%)	$25.53M (+22.1%)	8.8%	$38.75	—	International Equity ETF	78463X889
AVLV	Avantis US Large Cap Value ETF	246,107 (+11.1%)	$22.45M (+25.7%)	7.7%	$70.10	—	Exchange Traded Fund	025072349
IWF	ISHARES RUSSELL 1000 GROWTH ETF	100,625 (+361.8%)	$12.49M (+34.5%)	4.3%	$180.57	—	Exchange Traded Fund	464287614
AVES	AVANTIS EMERGING MARKETS VALUE ETF	208,886 (+13.2%)	$13.7M (+23.8%)	4.7%	$53.44	—	International Equity ETF	025072372
RPV	INVESCO S&P 500 PURE VALUE	207,356 (+6.0%)	$23.6M (+12.3%)	8.1%	$98.58	—	Exchange Traded Fund	46137V258
SPHQ	INVESCO S&P 500 QUALITY ETF	99,028 (+10.2%)	$8.922M (+32.0%)	3.1%	$66.85	—	Exchange Traded Fund	46137V241
AVUV	AVANTIS US SMALL CAP VALUE ETF	68,542 (+11.0%)	$8.551M (+25.4%)	2.9%	$98.93	—	Exchange Traded Fund	025072877
VIG	VANGUARD DIVIDEND APPRECIATION ETF	53,051 (+4.6%)	$12.55M (+15.1%)	4.3%	$204.06	—	Exchange Traded Fund	921908844
VIOO	VANGUARD S&P SMALL-CAP 600 ETF	46,504 (+11.8%)	$6.396M (+33.9%)	2.2%	$107.89	—	Exchange Traded Fund	921932828
JSML	Janus Henderson Small Cap Growth Alpha ETF	53,943 (+10.7%)	$5.02M (+47.1%)	1.7%	$71.36	—	Exchange Traded Fund	47103U100
AVDV	AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	103,936 (+4.9%)	$10.71M (+8.3%)	3.7%	$83.76	—	International Equity ETF	025072802
GMOI	GMO INTERNATIONAL VALUE ETF	451,896 (+1.5%)	$16.94M (+5.0%)	5.8%	$33.74	—	International Equity ETF	90139K407
JHMB	JOHN HANCOCK MORTGAGE-BACKED ETF	450,540 (+8.8%)	$9.887M (+8.5%)	3.4%	$21.84	—	Fixed Income ETF	47804J792
CMDT	PIMCO COMMODITIES ACTIVE STRATEGY ETF	308,044 (+14.1%)	$9.448M (+8.4%)	3.2%	$28.12	—	Exchange Traded Fund	72201R593
TLH	ISHARES 10-20 TREASURY ETF	51,989 (+13.1%)	$5.217M (+12.7%)	1.8%	$102.20	—	Fixed Income ETF	464288653
SPIB	SPDR INTERMEDIATE TERM CORPORATE BOND	228,877 (+7.8%)	$7.658M (+7.6%)	2.6%	$33.00	—	Fixed Income ETF	78464A375
AAPL	APPLE INC.	8,037 (+10.1%)	$2.326M (+25.5%)	0.8%	$164.60	—	Common Stock	037833100
SHY	ISHARES 1-3 YEAR TREASURY BOND ETF	73,724 (+8.9%)	$6.053M (+8.2%)	2.1%	$82.29	—	Fixed Income ETF	464287457
XOM	EXXON MOBIL CORP COM	13,809 (+1.9%)	$1.888M (-17.9%)	0.6%	$101.95	—	Common Stock	30231G102
EMLC	VANECK ETF TRUST	133,509 (+7.2%)	$3.412M (+9.1%)	1.2%	$24.71	—	Fixed Income ETF	92189H300
AVGO	BROADCOM INC	1,469 (+65.2%)	$555K (+101.7%)	0.2%	$238.79	—	Common Stock	11135F101
XMPT	VANECK CEF MUNI INCOME ETF	98,018 (+7.4%)	$2.19M (+11.6%)	0.8%	$21.47	—	Fixed Income ETF	92189F460
LLY	ELI LILLY & CO	425 (+37.1%)	$510K (+78.8%)	0.2%	$794.01	—	Common Stock	532457108
JPM	JP MORGAN CHASE & CO	5,434 (+2.2%)	$1.779M (+13.8%)	0.6%	$143.35	—	Common Stock	46625H100
SPY	SPDR S&P 500 ETF TRUST	2,013 (+1.6%)	$1.503M (+16.6%)	0.5%	$500.82	—	Exchange Traded Fund	78462F103
AMZN	AMAZON COM INC.	4,814 (+3.9%)	$1.147M (+18.9%)	0.4%	$171.01	—	Common Stock	023135106
MSFT	MICROSOFT CORP	8,119 (+4.4%)	$3.029M (+5.2%)	1.0%	$274.64	—	Common Stock	594918104
GS	GOLDMAN SACHS GROUP INC	590 (+8.7%)	$597K (+29.9%)	0.2%	$412.87	—	Common Stock	38141G104
ABBV	ABBVIE INC	2,278 (+7.6%)	$573K (+24.4%)	0.2%	$152.04	—	Common Stock	00287Y109
CSCO	CISCO SYSTEMS INC.	2,713 (+1.6%)	$319K (+53.9%)	0.1%	$74.50	—	Common Stock	17275R102
VUG	VANGUARD GROWTH ETF	6,750 (+500.0%)	$581K (+18.3%)	0.2%	$144.84	—	Exchange Traded Fund	922908736
EFA	ISHARES MSCI EAFE ETF	8,538 (+3.3%)	$887K (+10.5%)	0.3%	$79.72	—	International Equity ETF	464287465
SPSM	SPDR S&P 600 Small Cap ETF	6,848 (+1.3%)	$395K (+21.0%)	0.1%	$43.00	—	Exchange Traded Fund	78468R853
VTV	VANGUARD VALUE ETF	2,351 (+3.6%)	$512K (+15.1%)	0.2%	$159.88	—	Exchange Traded Fund	922908744
META	META PLATFORMS INC	508 (+32.3%)	$286K (+30.2%)	0.1%	$538.39	—	Common Stock	30303M102
NVDA	NVIDIA CORP	2,127 (+1.9%)	$426K (+16.9%)	0.1%	$100.21	—	Common Stock	67066G104
V	VISA INC CLASS A SHARES	736 (+9.5%)	$253K (+24.3%)	0.1%	$309.64	—	Common Stock	92826C839
VIOV	VANGUARD S&P SMALL-CAP 600 VALUE ETF	2,277 (+5.7%)	$267K (+21.9%)	0.1%	$87.29	—	Exchange Traded Fund	921932778
AMGN	AMGEN INC. COMMON	754 (+14.8%)	$273K (+18.1%)	0.1%	$253.86	—	Common Stock	031162100
NOBL	PROSHARES S&P 500 DV ARISTOCRATS ETF	12,982 (+100.0%)	$729K (+6.0%)	0.3%	$81.08	—	Exchange Traded Fund	74348A467
PG	PROCTER & GAMBLE CO.	4,940 (+4.1%)	$724K (+5.7%)	0.2%	$135.21	—	Common Stock	742718109
HD	HOME DEPOT INC.	1,006 (+4.1%)	$355K (+11.7%)	0.1%	$303.90	—	Common Stock	437076102
BLK	BLACKROCK INC	307 (+10.4%)	$295K (+10.4%)	0.1%	$983.89	—	Common Stock	09290D101
APD	AIR PRODUCTS & CHEMS INC	1,179 (+4.0%)	$346K (+4.9%)	0.1%	$270.54	—	Common Stock	009158106

Exited Positions (5)

LNKB LINKBANCORP INC. 0.1%

Value $323K Shares 38,725 Est. Cost $6.16 Unrealized —

HON HONEYWELL INTERNATIONAL INC 0.1%

Value $260K Shares 1,151 Est. Cost $179.91 Unrealized —

T AT&T INC. 0.1%

Value $253K Shares 8,719 Est. Cost $14.39 Unrealized —

FDX FEDEX CORP 0.1%

Value $227K Shares 636 Est. Cost $338.93 Unrealized —

NBTB NBT BANCORP INC 0.1%

Value $200K Shares 4,700 Est. Cost $45.13 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LNKB	LINKBANCORP INC.	38,725	$323K	0.1%	$6.16	—	—	53578P105
HON	HONEYWELL INTERNATIONAL INC	1,151	$260K	0.1%	$179.91	—	—	438516106
T	AT&T INC.	8,719	$253K	0.1%	$14.39	—	—	00206R102
FDX	FEDEX CORP	636	$227K	0.1%	$338.93	—	—	31428X106
NBTB	NBT BANCORP INC	4,700	$200K	0.1%	$45.13	—	—	628778102

Decreased Positions (18)

JIG JP MORGAN INTERNATIONAL GROWTH ETF 2.8%

Value $8.091M (+13.6%) Shares 92,813 (-3.3%) Est. Cost $73.34 Unrealized —

FDBC FIDELITY D & D BANCORP INC. 1.7%

Value $4.883M (+13.6%) Shares 94,958 (-4.3%) Est. Cost $42.51 Unrealized —

GLW CORNING INC. 0.1%

Value $402K (+76.6%) Shares 1,574 (-6.0%) Est. Cost $111.68 Unrealized —

CVX CHEVRON CORPORATION 0.2%

Value $592K (-22.1%) Shares 3,571 (-2.7%) Est. Cost $148.72 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET INDEX FUND 0.4%

Value $1.078M (+13.4%) Shares 2,912 (-1.7%) Est. Cost $253.27 Unrealized —

CAT CATERPILLAR INC. 0.1%

Value $404K (+45.7%) Shares 379 (-3.1%) Est. Cost $425.39 Unrealized —

GE GENERAL ELECTRIC CO. 0.2%

Value $438K (+20.8%) Shares 1,172 (-8.3%) Est. Cost $68.15 Unrealized —

VZ VERIZON COMMUNICATIONS, INC. 0.1%

Value $203K (-24.2%) Shares 4,805 (-10.1%) Est. Cost $31.96 Unrealized —

LOW LOWES COMPANIES INC 0.1%

Value $252K (-19.1%) Shares 1,141 (-13.3%) Est. Cost $199.23 Unrealized —

PPL PPL CORP. COM 0.3%

Value $883K (-6.2%) Shares 24,291 (-1.4%) Est. Cost $25.08 Unrealized —

GEV GE VERNOVA INC 0.1%

Value $332K (+20.5%) Shares 283 (-10.4%) Est. Cost $609.04 Unrealized —

IWD ISHARES RUSSELL 1000 VALUE ETF 0.2%

Value $632K (+6.1%) Shares 2,608 (-6.5%) Est. Cost $178.81 Unrealized —

PGR PROGRESSIVE CORPORATION 0.2%

Value $469K (+7.7%) Shares 2,148 (-2.3%) Est. Cost $162.52 Unrealized —

IVV ISHARES CORE S&P 500 ETF 0.1%

Value $321K (+11.0%) Shares 429 (-3.2%) Est. Cost $627.39 Unrealized —

AXP AMERICAN EXPRESS COMPANY 0.2%

Value $439K (+5.5%) Shares 1,298 (-5.7%) Est. Cost $178.68 Unrealized —

MRK MERCK & CO. INC 0.2%

Value $471K (+2.8%) Shares 3,669 (-3.7%) Est. Cost $97.99 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $700K (+0.6%) Shares 2,755 (-3.2%) Est. Cost $151.03 Unrealized —

BA BOEING CO. 0.1%

Value $203K (-1.7%) Shares 938 (-9.6%) Est. Cost $188.88 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JIG	JP MORGAN INTERNATIONAL GROWTH ETF	92,813 (-3.3%)	$8.091M (+13.6%)	2.8%	$73.34	—	International Equity ETF	46641Q324
FDBC	FIDELITY D & D BANCORP INC.	94,958 (-4.3%)	$4.883M (+13.6%)	1.7%	$42.51	—	Common Stock	31609R100
GLW	CORNING INC.	1,574 (-6.0%)	$402K (+76.6%)	0.1%	$111.68	—	Common Stock	219350105
CVX	CHEVRON CORPORATION	3,571 (-2.7%)	$592K (-22.1%)	0.2%	$148.72	—	Common Stock	166764100
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	2,912 (-1.7%)	$1.078M (+13.4%)	0.4%	$253.27	—	Exchange Traded Fund	922908769
CAT	CATERPILLAR INC.	379 (-3.1%)	$404K (+45.7%)	0.1%	$425.39	—	Common Stock	149123101
GE	GENERAL ELECTRIC CO.	1,172 (-8.3%)	$438K (+20.8%)	0.2%	$68.15	—	Common Stock	369604301
VZ	VERIZON COMMUNICATIONS, INC.	4,805 (-10.1%)	$203K (-24.2%)	0.1%	$31.96	—	Common Stock	92343V104
LOW	LOWES COMPANIES INC	1,141 (-13.3%)	$252K (-19.1%)	0.1%	$199.23	—	Common Stock	548661107
PPL	PPL CORP. COM	24,291 (-1.4%)	$883K (-6.2%)	0.3%	$25.08	—	Common Stock	69351T106
GEV	GE VERNOVA INC	283 (-10.4%)	$332K (+20.5%)	0.1%	$609.04	—	Common Stock	36828A101
IWD	ISHARES RUSSELL 1000 VALUE ETF	2,608 (-6.5%)	$632K (+6.1%)	0.2%	$178.81	—	Exchange Traded Fund	464287598
PGR	PROGRESSIVE CORPORATION	2,148 (-2.3%)	$469K (+7.7%)	0.2%	$162.52	—	Common Stock	743315103
IVV	ISHARES CORE S&P 500 ETF	429 (-3.2%)	$321K (+11.0%)	0.1%	$627.39	—	Exchange Traded Fund	464287200
AXP	AMERICAN EXPRESS COMPANY	1,298 (-5.7%)	$439K (+5.5%)	0.2%	$178.68	—	Common Stock	025816109
MRK	MERCK & CO. INC	3,669 (-3.7%)	$471K (+2.8%)	0.2%	$97.99	—	Common Stock	58933Y105
JNJ	JOHNSON & JOHNSON	2,755 (-3.2%)	$700K (+0.6%)	0.2%	$151.03	—	Common Stock	478160104
BA	BOEING CO.	938 (-9.6%)	$203K (-1.7%)	0.1%	$188.88	—	Common Stock	097023105

Unchanged Positions (40)

IBM INTERNATIONAL BUSINESS MACHINES CORP 3.9%

Value $11.23M Shares 39,922 Est. Cost $120.96 Unrealized —

SPYG SPDR S&P 500 GROWTH ETF 0.6%

Value $1.816M Shares 15,263 Est. Cost $73.15 Unrealized —

PNC PNC FINANCIAL SERVICES GROUP INC. 0.7%

Value $1.921M Shares 7,802 Est. Cost $134.33 Unrealized —

AAEQ Alpha Architect US Equity 2 ETF 0.6%

Value $1.745M Shares 32,817 Est. Cost $49.33 Unrealized —

VEA VANGUARD FTSE DEVELOPED ETF 0.6%

Value $1.659M Shares 23,291 Est. Cost $50.81 Unrealized —

HONT HONAT BANCORP INC 0.7%

Value $2.184M Shares 15,709 Est. Cost $116.82 Unrealized —

GOOG ALPHABET INC. CLASS C 0.3%

Value $814K Shares 2,305 Est. Cost $112.84 Unrealized —

MCRI MONARCH CASINO & RESORT INC 0.1%

Value $395K Shares 3,000 Est. Cost $63.68 Unrealized —

MCD MCDONALDS CORP 0.2%

Value $679K Shares 2,512 Est. Cost $261.78 Unrealized —

DIA SPDR DOW JONES INDUSTRIAL AVERAGE ETF 0.3%

Value $749K Shares 1,434 Est. Cost $397.76 Unrealized —

LMT LOCKHEED MARTIN CORPORATION 0.1%

Value $386K Shares 757 Est. Cost $436.46 Unrealized —

ETN EATON CORPORATION PLC 0.1%

Value $371K Shares 870 Est. Cost $189.13 Unrealized —

COP CONOCOPHILLIPS 0.1%

Value $215K Shares 2,071 Est. Cost $99.96 Unrealized —

VBR VANGUARD SMALL-CAP VALUE INDEX FUND 0.2%

Value $544K Shares 2,239 Est. Cost $189.13 Unrealized —

DGRW WISDOMTREE US QUALITY DIV GROWTH FD 0.2%

Value $704K Shares 7,362 Est. Cost $87.84 Unrealized —

ADP AUTOMATIC DATA PROCESSING INC 0.2%

Value $598K Shares 2,669 Est. Cost $212.56 Unrealized —

WMT WAL MART STORES, INC. 0.2%

Value $565K Shares 4,992 Est. Cost $53.55 Unrealized —

PFIS PEOPLES FINANCIAL SVCS CORP 0.1%

Value $280K Shares 4,221 Est. Cost $44.86 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value $550K Shares 3,041 Est. Cost $86.88 Unrealized —

WINN HARBOR LONG TERM GROWER ETF 0.1%

Value $265K Shares 8,175 Est. Cost $23.47 Unrealized —

VWO VANGUARD FTSE EMERGING MARKETS ETF 0.1%

Value $407K Shares 6,815 Est. Cost $42.67 Unrealized —

IWR ISHARES RUSSELL MID-CAP ETF 0.1%

Value $273K Shares 2,476 Est. Cost $78.84 Unrealized —

ITOT ISHARES CORE S&P TOTAL US STOCK MRKT ETF 0.1%

Value $243K Shares 1,482 Est. Cost $145.57 Unrealized —

MO ALTRIA GROUP INC. 0.1%

Value $390K Shares 5,423 Est. Cost $36.32 Unrealized —

JCI JOHNSON CONTROLS INTL PLC 0.1%

Value $290K Shares 1,983 Est. Cost $91.75 Unrealized —

NEE NEXTERA ENERGY INC 0.2%

Value $474K Shares 5,406 Est. Cost $69.69 Unrealized —

KO THE COCA COLA COMPANY 0.1%

Value $362K Shares 4,452 Est. Cost $56.61 Unrealized —

CL COLGATE-PALMOLIVE CO. 0.1%

Value $282K Shares 3,077 Est. Cost $70.10 Unrealized —

MPC MARATHON PETROLEUM CORP 0.1%

Value $373K Shares 1,459 Est. Cost $148.74 Unrealized —

ET ENERGY TRANSFER EQUITY LP 0.5%

Value $1.4M Shares 73,225 Est. Cost $16.05 Unrealized —

MUB ISHARES NATIONAL MUNI BOND ETF 0.3%

Value $861K Shares 8,000 Est. Cost $106.35 Unrealized —

EFV ISHARES MSCI EAFE VALUE ETF 0.1%

Value $351K Shares 4,581 Est. Cost $63.76 Unrealized —

GRMN GARMIN LTD 0.1%

Value $402K Shares 1,694 Est. Cost $123.47 Unrealized —

DVY ISHARES SELECT DIVIDEND ETF 0.1%

Value $248K Shares 1,589 Est. Cost $134.99 Unrealized —

MA MASTERCARD INC CLASS A 0.1%

Value $280K Shares 546 Est. Cost $373.98 Unrealized —

RTX RTX CORPORATION 0.1%

Value $413K Shares 2,175 Est. Cost $94.08 Unrealized —

GT GOODYEAR TIRE & RUBBER CO 0.1%

Value $208K Shares 31,500 Est. Cost $11.04 Unrealized —

MDLZ MONDELEZ INTERNATIONAL INC 0.1%

Value $239K Shares 4,131 Est. Cost $61.46 Unrealized —

AGG ISHARES CORE U.S. AGG BOND ETF. 0.1%

Value $254K Shares 2,571 Est. Cost $99.20 Unrealized —

AEPT American Energy Partners INC ⚠ 0.0%

Value $0 Shares 35,000 Est. Cost $0.07 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBM	INTERNATIONAL BUSINESS MACHINES CORP	39,922	$11.23M	3.9%	$120.96	—	Common Stock	459200101
SPYG	SPDR S&P 500 GROWTH ETF	15,263	$1.816M	0.6%	$73.15	—	Exchange Traded Fund	78464A409
PNC	PNC FINANCIAL SERVICES GROUP INC.	7,802	$1.921M	0.7%	$134.33	—	Common Stock	693475105
AAEQ	Alpha Architect US Equity 2 ETF	32,817	$1.745M	0.6%	$49.33	—	Exchange Traded Fund	02072Q358
VEA	VANGUARD FTSE DEVELOPED ETF	23,291	$1.659M	0.6%	$50.81	—	International Equity ETF	921943858
HONT	HONAT BANCORP INC	15,709	$2.184M	0.7%	$116.82	—	Common Stock	438115107
GOOG	ALPHABET INC. CLASS C	2,305	$814K	0.3%	$112.84	—	Common Stock	02079K107
MCRI	MONARCH CASINO & RESORT INC	3,000	$395K	0.1%	$63.68	—	Common Stock	609027107
MCD	MCDONALDS CORP	2,512	$679K	0.2%	$261.78	—	Common Stock	580135101
DIA	SPDR DOW JONES INDUSTRIAL AVERAGE ETF	1,434	$749K	0.3%	$397.76	—	Exchange Traded Fund	78467X109
LMT	LOCKHEED MARTIN CORPORATION	757	$386K	0.1%	$436.46	—	Common Stock	539830109
ETN	EATON CORPORATION PLC	870	$371K	0.1%	$189.13	—	Int'l Common Stock	G29183103
COP	CONOCOPHILLIPS	2,071	$215K	0.1%	$99.96	—	Common Stock	20825C104
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	2,239	$544K	0.2%	$189.13	—	Exchange Traded Fund	922908611
DGRW	WISDOMTREE US QUALITY DIV GROWTH FD	7,362	$704K	0.2%	$87.84	—	Exchange Traded Fund	97717X669
ADP	AUTOMATIC DATA PROCESSING INC	2,669	$598K	0.2%	$212.56	—	Common Stock	053015103
WMT	WAL MART STORES, INC.	4,992	$565K	0.2%	$53.55	—	Common Stock	931142103
PFIS	PEOPLES FINANCIAL SVCS CORP	4,221	$280K	0.1%	$44.86	—	Common Stock	711040105
PM	PHILIP MORRIS INTL INC	3,041	$550K	0.2%	$86.88	—	Common Stock	718172109
WINN	HARBOR LONG TERM GROWER ETF	8,175	$265K	0.1%	$23.47	—	Exchange Traded Fund	41151J406
VWO	VANGUARD FTSE EMERGING MARKETS ETF	6,815	$407K	0.1%	$42.67	—	International Equity ETF	922042858
IWR	ISHARES RUSSELL MID-CAP ETF	2,476	$273K	0.1%	$78.84	—	Exchange Traded Fund	464287499
ITOT	ISHARES CORE S&P TOTAL US STOCK MRKT ETF	1,482	$243K	0.1%	$145.57	—	Exchange Traded Fund	464287150
MO	ALTRIA GROUP INC.	5,423	$390K	0.1%	$36.32	—	Common Stock	02209S103
JCI	JOHNSON CONTROLS INTL PLC	1,983	$290K	0.1%	$91.75	—	Int'l Common Stock	G51502105
NEE	NEXTERA ENERGY INC	5,406	$474K	0.2%	$69.69	—	Common Stock	65339F101
KO	THE COCA COLA COMPANY	4,452	$362K	0.1%	$56.61	—	Common Stock	191216100
CL	COLGATE-PALMOLIVE CO.	3,077	$282K	0.1%	$70.10	—	Common Stock	194162103
MPC	MARATHON PETROLEUM CORP	1,459	$373K	0.1%	$148.74	—	Common Stock	56585A102
ET	ENERGY TRANSFER EQUITY LP	73,225	$1.4M	0.5%	$16.05	—	Common Stock	29273V100
MUB	ISHARES NATIONAL MUNI BOND ETF	8,000	$861K	0.3%	$106.35	—	Fixed Income ETF	464288414
EFV	ISHARES MSCI EAFE VALUE ETF	4,581	$351K	0.1%	$63.76	—	International Equity ETF	464288877
GRMN	GARMIN LTD	1,694	$402K	0.1%	$123.47	—	Common Stock	H2906T109
DVY	ISHARES SELECT DIVIDEND ETF	1,589	$248K	0.1%	$134.99	—	Exchange Traded Fund	464287168
MA	MASTERCARD INC CLASS A	546	$280K	0.1%	$373.98	—	Common Stock	57636Q104
RTX	RTX CORPORATION	2,175	$413K	0.1%	$94.08	—	Common Stock	75513E101
GT	GOODYEAR TIRE & RUBBER CO	31,500	$208K	0.1%	$11.04	—	Common Stock	382550101
MDLZ	MONDELEZ INTERNATIONAL INC	4,131	$239K	0.1%	$61.46	—	Common Stock	609207105
AGG	ISHARES CORE U.S. AGG BOND ETF.	2,571	$254K	0.1%	$99.20	—	Fixed Income ETF	464287226
AEPT	American Energy Partners INC ⚠	35,000	$0	0.0%	$0.07	—	Common Stock	02563X201