Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MBB	ISHARES TR	6,941	$656K	0.1%	$94.52	—	MBS ETF	464288588
XLU	SELECT SECTOR SPDR TR	13,616	$617K	0.1%	$45.34	—	ST STR UTIL ETF	81369Y886
XLI	SELECT SECTOR SPDR TR	1,368	$253K	0.0%	$185.23	—	ST STR INDL ETF	81369Y704
VEU	VANGUARD INTL EQUITY INDEX F	2,706	$227K	0.0%	$83.75	—	ALLWRLD EX US	922042775
XLF	SELECT SECTOR SPDR TR	4,016	$215K	0.0%	$53.61	—	ST STR FINL ETF	81369Y605

Increased Positions (24)

DFAC DIMENSIONAL ETF TRUST 27.6%

Value $253M (+39.8%) Shares 5,711,324 (+22.4%) Est. Cost $30.49 Unrealized —

DFIC DIMENSIONAL ETF TRUST 4.1%

Value $38.02M (+124.7%) Shares 1,020,265 (+114.2%) Est. Cost $36.08 Unrealized —

VCRB VANGUARD MALVERN FDS 3.2%

Value $29.11M (+167.8%) Shares 376,924 (+168.3%) Est. Cost $77.36 Unrealized —

DFEM DIMENSIONAL ETF TRUST 1.5%

Value $13.67M (+129.3%) Shares 336,373 (+94.9%) Est. Cost $37.05 Unrealized —

VNQ VANGUARD INDEX FDS 1.6%

Value $14.3M (+68.0%) Shares 148,271 (+54.5%) Est. Cost $92.05 Unrealized —

BND VANGUARD BD INDEX FDS 0.8%

Value $7.489M (+165.2%) Shares 102,016 (+166.0%) Est. Cost $73.56 Unrealized —

VCRM VANGUARD MUN BD FDS 1.0%

Value $8.791M (+41.7%) Shares 115,064 (+39.4%) Est. Cost $75.57 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 1.7%

Value $15.21M (+18.3%) Shares 20,362 (+3.0%) Est. Cost $426.47 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 2.7%

Value $25.1M (+7.5%) Shares 492,234 (+7.5%) Est. Cost $50.95 Unrealized —

IWF ISHARES TR 1.0%

Value $9.135M (+18.4%) Shares 73,568 (+306.5%) Est. Cost $183.08 Unrealized —

IWM ISHARES TR 0.7%

Value $6.073M (+30.1%) Shares 20,211 (+7.4%) Est. Cost $206.45 Unrealized —

AVDE AMERICAN CENTY ETF TR 0.4%

Value $3.526M (+43.6%) Shares 39,524 (+36.6%) Est. Cost $83.88 Unrealized —

VGUS VANGUARD INSTL INDEX FD 0.2%

Value $2.203M (+66.2%) Shares 29,114 (+66.2%) Est. Cost $75.66 Unrealized —

VTI VANGUARD INDEX FDS 0.4%

Value $3.593M (+19.3%) Shares 9,709 (+3.5%) Est. Cost $287.29 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.1%

Value $1.093M (+97.8%) Shares 11,323 (+65.2%) Est. Cost $85.19 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.4%

Value $3.543M (+10.2%) Shares 70,052 (+10.2%) Est. Cost $50.65 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $659K (+69.6%) Shares 895 (+33.0%) Est. Cost $448.46 Unrealized —

QUAL ISHARES TR 0.0%

Value $319K (+39.9%) Shares 1,453 (+22.3%) Est. Cost $161.06 Unrealized —

VBR VANGUARD INDEX FDS 0.1%

Value $657K (+15.9%) Shares 2,705 (+3.6%) Est. Cost $188.31 Unrealized —

IEFA ISHARES TR 0.1%

Value $668K (+10.2%) Shares 6,917 (+3.3%) Est. Cost $90.72 Unrealized —

VUG VANGUARD INDEX FDS 0.0%

Value $302K (-15.0%) Shares 3,510 (+331.2%) Est. Cost $167.46 Unrealized —

IBDR ISHARES TR 0.3%

Value $2.438M (+1.0%) Shares 100,604 (+1.0%) Est. Cost $24.25 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.0%

Value $310K (+7.6%) Shares 6,872 (+1.2%) Est. Cost $42.43 Unrealized —

GLDM WORLD GOLD TR 0.0%

Value $353K (+4.1%) Shares 4,445 (+21.5%) Est. Cost $84.91 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	5,711,324 (+22.4%)	$253M (+39.8%)	27.6%	$30.49	—	US COR EQU 2 ETF	25434V708
DFIC	DIMENSIONAL ETF TRUST	1,020,265 (+114.2%)	$38.02M (+124.7%)	4.1%	$36.08	—	INTL CORE EQUITY	25434V799
VCRB	VANGUARD MALVERN FDS	376,924 (+168.3%)	$29.11M (+167.8%)	3.2%	$77.36	—	CORE BD ETF	922020748
DFEM	DIMENSIONAL ETF TRUST	336,373 (+94.9%)	$13.67M (+129.3%)	1.5%	$37.05	—	EMERGING MKTS CO	25434V732
VNQ	VANGUARD INDEX FDS	148,271 (+54.5%)	$14.3M (+68.0%)	1.6%	$92.05	—	REAL ESTATE ETF	922908553
BND	VANGUARD BD INDEX FDS	102,016 (+166.0%)	$7.489M (+165.2%)	0.8%	$73.56	—	TOTAL BND MRKT	921937835
VCRM	VANGUARD MUN BD FDS	115,064 (+39.4%)	$8.791M (+41.7%)	1.0%	$75.57	—	CORE TAX EXEMPT	922907712
SPY	STATE STR SPDR S&P 500 ETF T	20,362 (+3.0%)	$15.21M (+18.3%)	1.7%	$426.47	—	TR UNIT	78462F103
JMST	J P MORGAN EXCHANGE TRADED F	492,234 (+7.5%)	$25.1M (+7.5%)	2.7%	$50.95	—	ULTRA SHT MUNCPL	46641Q654
IWF	ISHARES TR	73,568 (+306.5%)	$9.135M (+18.4%)	1.0%	$183.08	—	RUS 1000 GRW ETF	464287614
IWM	ISHARES TR	20,211 (+7.4%)	$6.073M (+30.1%)	0.7%	$206.45	—	RUSSELL 2000 ETF	464287655
AVDE	AMERICAN CENTY ETF TR	39,524 (+36.6%)	$3.526M (+43.6%)	0.4%	$83.88	—	INTL EQT ETF	025072703
VGUS	VANGUARD INSTL INDEX FD	29,114 (+66.2%)	$2.203M (+66.2%)	0.2%	$75.66	—	ULTR SHOR TR ETF	922040852
VTI	VANGUARD INDEX FDS	9,709 (+3.5%)	$3.593M (+19.3%)	0.4%	$287.29	—	TOTAL STK MKT	922908769
AVEM	AMERICAN CENTY ETF TR	11,323 (+65.2%)	$1.093M (+97.8%)	0.1%	$85.19	—	AVANTIS EMGMKT	025072604
JPST	J P MORGAN EXCHANGE TRADED F	70,052 (+10.2%)	$3.543M (+10.2%)	0.4%	$50.65	—	ULTRA SHRT ETF	46641Q837
QQQ	INVESCO QQQ TR	895 (+33.0%)	$659K (+69.6%)	0.1%	$448.46	—	UNIT SER 1	46090E103
QUAL	ISHARES TR	1,453 (+22.3%)	$319K (+39.9%)	0.0%	$161.06	—	MSCI USA QLT FCT	46432F339
VBR	VANGUARD INDEX FDS	2,705 (+3.6%)	$657K (+15.9%)	0.1%	$188.31	—	SM CP VAL ETF	922908611
IEFA	ISHARES TR	6,917 (+3.3%)	$668K (+10.2%)	0.1%	$90.72	—	CORE MSCI EAFE	46432F842
VUG	VANGUARD INDEX FDS	3,510 (+331.2%)	$302K (-15.0%)	0.0%	$167.46	—	GROWTH ETF	922908736
IBDR	ISHARES TR	100,604 (+1.0%)	$2.438M (+1.0%)	0.3%	$24.25	—	IBONDS DEC2026	46435GAA0
DFSI	DIMENSIONAL ETF TRUST	6,872 (+1.2%)	$310K (+7.6%)	0.0%	$42.43	—	INTERNATIONAL	25434V690
GLDM	WORLD GOLD TR	4,445 (+21.5%)	$353K (+4.1%)	0.0%	$84.91	—	SPDR GLD MINIS	98149E303

Exited Positions (12)

VOYA VOYA FINANCIAL INC 0.3%

Value $2.676M Shares 39,174 Est. Cost $75.35 Unrealized —

OUSM ALPS ETF TR 0.1%

Value $679K Shares 15,528 Est. Cost $44.80 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $334K Shares 1,968 Est. Cost $138.74 Unrealized —

GEV GE VERNOVA INC 0.0%

Value $284K Shares 325 Est. Cost $736.93 Unrealized —

GOOG ALPHABET INC 0.0%

Value $256K Shares 893 Est. Cost $323.67 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.0%

Value $256K Shares 1,256 Est. Cost $221.70 Unrealized —

DLN WISDOMTREE TR 0.0%

Value $243K Shares 2,716 Est. Cost $89.33 Unrealized —

JPM JPMORGAN CHASE & CO 0.0%

Value $229K Shares 778 Est. Cost $311.42 Unrealized —

HON HONEYWELL INTL INC 0.0%

Value $212K Shares 939 Est. Cost $225.93 Unrealized —

WMT WALMART INC 0.0%

Value $206K Shares 1,660 Est. Cost $122.03 Unrealized —

GE GE AEROSPACE 0.0%

Value $202K Shares 712 Est. Cost $318.19 Unrealized —

SCWO 374WATER INC 0.0%

Value $33,680 Shares 11,859 Est. Cost $3.39 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOYA	VOYA FINANCIAL INC	39,174	$2.676M	0.3%	$75.35	—	—	929089100
OUSM	ALPS ETF TR	15,528	$679K	0.1%	$44.80	—	—	00162Q395
XOM	EXXON MOBIL CORP	1,968	$334K	0.0%	$138.74	—	—	30231G102
GEV	GE VERNOVA INC	325	$284K	0.0%	$736.93	—	—	36828A101
GOOG	ALPHABET INC	893	$256K	0.0%	$323.67	—	—	02079K107
AMD	ADVANCED MICRO DEVICES INC	1,256	$256K	0.0%	$221.70	—	—	007903107
DLN	WISDOMTREE TR	2,716	$243K	0.0%	$89.33	—	—	97717W307
JPM	JPMORGAN CHASE & CO	778	$229K	0.0%	$311.42	—	—	46625H100
HON	HONEYWELL INTL INC	939	$212K	0.0%	$225.93	—	—	438516106
WMT	WALMART INC	1,660	$206K	0.0%	$122.03	—	—	931142103
GE	GE AEROSPACE	712	$202K	0.0%	$318.19	—	—	369604301
SCWO	374WATER INC	11,859	$33,680	0.0%	$3.39	—	—	88583P203

Decreased Positions (12)

VEA VANGUARD TAX-MANAGED FDS 32.8%

Value $302M (+9.6%) Shares 4,233,276 (-1.4%) Est. Cost $50.83 Unrealized —

DFUV DIMENSIONAL ETF TRUST 3.3%

Value $30.42M (+12.3%) Shares 553,055 (-1.1%) Est. Cost $25.55 Unrealized —

DFAT DIMENSIONAL ETF TRUST 2.9%

Value $26.68M (+7.7%) Shares 381,720 (-3.8%) Est. Cost $45.64 Unrealized —

DFAS DIMENSIONAL ETF TRUST 1.1%

Value $10.15M (+13.8%) Shares 123,258 (-1.7%) Est. Cost $53.44 Unrealized —

IVV ISHARES TR 0.6%

Value $5.101M (+9.2%) Shares 6,811 (-4.7%) Est. Cost $567.25 Unrealized —

IEMG ISHARES INC 0.3%

Value $2.583M (+16.6%) Shares 31,177 (-1.8%) Est. Cost $50.88 Unrealized —

CHE CHEMED CORP NEW 0.1%

Value $517K (-38.1%) Shares 1,109 (-49.8%) Est. Cost $450.74 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.4%

Value $3.466M (-8.2%) Shares 45,804 (-8.2%) Est. Cost $75.55 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.1%

Value $1.038M (+9.0%) Shares 8,108 (-5.4%) Est. Cost $111.18 Unrealized —

IVW ISHARES TR 0.1%

Value $755K (-5.4%) Shares 5,487 (-22.2%) Est. Cost $104.98 Unrealized —

NVDA NVIDIA CORPORATION 0.0%

Value $206K (-8.4%) Shares 1,028 (-20.2%) Est. Cost $186.63 Unrealized —

MSFT MICROSOFT CORP 0.0%

Value $346K (-5.0%) Shares 927 (-5.7%) Est. Cost $434.61 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	4,233,276 (-1.4%)	$302M (+9.6%)	32.8%	$50.83	—	VAN FTSE DEV MKT	921943858
DFUV	DIMENSIONAL ETF TRUST	553,055 (-1.1%)	$30.42M (+12.3%)	3.3%	$25.55	—	US MKTWIDE VALUE	25434V724
DFAT	DIMENSIONAL ETF TRUST	381,720 (-3.8%)	$26.68M (+7.7%)	2.9%	$45.64	—	US TARGETED VLU	25434V609
DFAS	DIMENSIONAL ETF TRUST	123,258 (-1.7%)	$10.15M (+13.8%)	1.1%	$53.44	—	US SMALL CAP ETF	25434V500
IVV	ISHARES TR	6,811 (-4.7%)	$5.101M (+9.2%)	0.6%	$567.25	—	CORE S&P500 ETF	464287200
IEMG	ISHARES INC	31,177 (-1.8%)	$2.583M (+16.6%)	0.3%	$50.88	—	CORE MSCI EMKT	46434G103
CHE	CHEMED CORP NEW	1,109 (-49.8%)	$517K (-38.1%)	0.1%	$450.74	—	COM	16359R103
VBIL	VANGUARD INSTL INDEX FD	45,804 (-8.2%)	$3.466M (-8.2%)	0.4%	$75.55	—	0 3 MO TR BI ETF	922040845
AVUS	AMERICAN CENTY ETF TR	8,108 (-5.4%)	$1.038M (+9.0%)	0.1%	$111.18	—	US EQT ETF	025072885
IVW	ISHARES TR	5,487 (-22.2%)	$755K (-5.4%)	0.1%	$104.98	—	S&P 500 GRWT ETF	464287309
NVDA	NVIDIA CORPORATION	1,028 (-20.2%)	$206K (-8.4%)	0.0%	$186.63	—	COM	67066G104
MSFT	MICROSOFT CORP	927 (-5.7%)	$346K (-5.0%)	0.0%	$434.61	—	COM	594918104

Unchanged Positions (24)

IWB ISHARES TR 4.0%

Value $36.94M Shares 90,216 Est. Cost $306.74 Unrealized —

IJR ISHARES TR 1.5%

Value $13.71M Shares 92,452 Est. Cost $104.57 Unrealized —

VOO VANGUARD INDEX FDS 1.1%

Value $9.713M Shares 14,142 Est. Cost $546.44 Unrealized —

ITOT ISHARES TR 0.5%

Value $4.992M Shares 30,389 Est. Cost $122.01 Unrealized —

VXUS VANGUARD STAR FDS 0.6%

Value $5.486M Shares 64,166 Est. Cost $62.10 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.5%

Value $4.211M Shares 70,551 Est. Cost $45.56 Unrealized —

EMXC ISHARES INC 0.1%

Value $1.084M Shares 10,595 Est. Cost $52.32 Unrealized —

ACWI ISHARES TR 0.2%

Value $1.851M Shares 11,793 Est. Cost $116.39 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $1.775M Shares 64,075 Est. Cost $19.86 Unrealized —

FRDM EA SERIES TRUST 0.1%

Value $729K Shares 10,000 Est. Cost $40.40 Unrealized —

IWD ISHARES TR 0.2%

Value $1.474M Shares 6,081 Est. Cost $191.21 Unrealized —

DFAR DIMENSIONAL ETF TRUST 0.1%

Value $1.356M Shares 51,842 Est. Cost $23.65 Unrealized —

DFSU DIMENSIONAL ETF TRUST 0.1%

Value $1.026M Shares 21,996 Est. Cost $41.09 Unrealized —

EFA ISHARES TR 0.2%

Value $1.56M Shares 15,017 Est. Cost $81.73 Unrealized —

VXF VANGUARD INDEX FDS 0.0%

Value $335K Shares 1,359 Est. Cost $205.85 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value $389K Shares 13,446 Est. Cost $21.53 Unrealized —

IWY ISHARES TR 0.0%

Value $354K Shares 1,219 Est. Cost $273.65 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.2%

Value $1.794M Shares 33,214 Est. Cost $33.76 Unrealized —

IYR ISHARES TR 0.1%

Value $605K Shares 5,914 Est. Cost $95.74 Unrealized —

L LOEWS CORP 0.1%

Value $764K Shares 6,750 Est. Cost $106.44 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.0%

Value $382K Shares 1,794 Est. Cost $181.74 Unrealized —

CSW CSW INDUSTRIALS INC 0.0%

Value $223K Shares 800 Est. Cost $305.19 Unrealized —

VUSB VANGUARD BD INDEX FDS 0.2%

Value $1.805M Shares 36,251 Est. Cost $49.86 Unrealized —

ENFR ALPS ETF TR 0.2%

Value $1.948M Shares 51,121 Est. Cost $32.77 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	90,216	$36.94M	4.0%	$306.74	—	RUS 1000 ETF	464287622
IJR	ISHARES TR	92,452	$13.71M	1.5%	$104.57	—	CORE S&P SCP ETF	464287804
VOO	VANGUARD INDEX FDS	14,142	$9.713M	1.1%	$546.44	—	S&P 500 ETF SHS	922908363
ITOT	ISHARES TR	30,389	$4.992M	0.5%	$122.01	—	CORE S&P TTL STK	464287150
VXUS	VANGUARD STAR FDS	64,166	$5.486M	0.6%	$62.10	—	VG TL INTL STK F	921909768
VWO	VANGUARD INTL EQUITY INDEX F	70,551	$4.211M	0.5%	$45.56	—	FTSE EMR MKT ETF	922042858
EMXC	ISHARES INC	10,595	$1.084M	0.1%	$52.32	—	MSCI EMRG CHN	46434G764
ACWI	ISHARES TR	11,793	$1.851M	0.2%	$116.39	—	MSCI ACWI ETF	464288257
SCHF	SCHWAB STRATEGIC TR	64,075	$1.775M	0.2%	$19.86	—	INTL EQTY ETF	808524805
FRDM	EA SERIES TRUST	10,000	$729K	0.1%	$40.40	—	FREEDOM 100 EM	02072L607
IWD	ISHARES TR	6,081	$1.474M	0.2%	$191.21	—	RUS 1000 VAL ETF	464287598
DFAR	DIMENSIONAL ETF TRUST	51,842	$1.356M	0.1%	$23.65	—	US REAL ESTA ETF	25434V823
DFSU	DIMENSIONAL ETF TRUST	21,996	$1.026M	0.1%	$41.09	—	US SUSTAINABILTY	25434V716
EFA	ISHARES TR	15,017	$1.56M	0.2%	$81.73	—	MSCI EAFE ETF	464287465
VXF	VANGUARD INDEX FDS	1,359	$335K	0.0%	$205.85	—	EXTEND MKT ETF	922908652
SCHB	SCHWAB STRATEGIC TR	13,446	$389K	0.0%	$21.53	—	US BRD MKT ETF	808524102
IWY	ISHARES TR	1,219	$354K	0.0%	$273.65	—	RUS TP200 GR ETF	464289438
DFIV	DIMENSIONAL ETF TRUST	33,214	$1.794M	0.2%	$33.76	—	INTERNATNAL VAL	25434V807
IYR	ISHARES TR	5,914	$605K	0.1%	$95.74	—	U.S. REAL ES ETF	464287739
L	LOEWS CORP	6,750	$764K	0.1%	$106.44	—	COM	540424108
RSP	INVESCO EXCHANGE TRADED FD T	1,794	$382K	0.0%	$181.74	—	S&P500 EQL WGT	46137V357
CSW	CSW INDUSTRIALS INC	800	$223K	0.0%	$305.19	—	COM	126402106
VUSB	VANGUARD BD INDEX FDS	36,251	$1.805M	0.2%	$49.86	—	VANGUARD ULTRA	92203C303
ENFR	ALPS ETF TR	51,121	$1.948M	0.2%	$32.77	—	ALERIAN ENERGY	00162Q676