Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
RDDT	REDDIT INC	12,548	$2.178M	0.3%	$173.58	—	CL A	75734B100
KLAC	KLA CORP	972	$293K	0.0%	$301.71	—	COM NEW	482480100
HD	HOME DEPOT INC	698	$246K	0.0%	$352.53	—	COM	437076102
IBM	INTERNATIONAL BUSINESS MACHS	856	$241K	0.0%	$281.10	—	COM	459200101
TSLA	TESLA INC	556	$234K	0.0%	$420.60	—	COM	88160R101
SCHA	SCHWAB STRATEGIC TR	6,078	$220K	0.0%	$36.13	—	US SML CAP ETF	808524607
ABBV	ABBVIE INC	844	$212K	0.0%	$251.64	—	COM	00287Y109
PANW	PALO ALTO NETWORKS INC	618	$211K	0.0%	$341.02	—	COM	697435105
AOA	ISHARES TR	2,153	$210K	0.0%	$97.60	—	CORE 80 20 ETF	464289859
BBVA	BANCO BILBAO VIZCAYA ARGENTA	8,192	$205K	0.0%	$25.06	—	SPONSORED ADR	05946K101
KO	COCA COLA CO	2,489	$202K	0.0%	$81.26	—	COM	191216100
ABT	ABBOTT LABORATORIES	2,222	$202K	0.0%	$90.74	—	COM	002824100

Increased Positions (74)

SPYM SPDR SERIES TRUST 1.9%

Value $16.16M (+25.1%) Shares 183,922 (+21.3%) Est. Cost $82.07 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 4.9%

Value $42.17M (+7.0%) Shares 396,710 (+2.5%) Est. Cost $86.90 Unrealized —

GTO INVESCO ACTIVELY MANAGED EXC 6.9%

Value $58.61M (+4.7%) Shares 1,250,499 (+4.7%) Est. Cost $47.31 Unrealized —

BND VANGUARD BD INDEX FDS 8.2%

Value $70.14M (+3.5%) Shares 955,502 (+3.2%) Est. Cost $74.71 Unrealized —

SPDW SPDR INDEX SHS FDS 5.9%

Value $50.09M (+4.3%) Shares 994,021 (+1.8%) Est. Cost $31.38 Unrealized —

SMMD ISHARES TR 1.9%

Value $16.17M (+8.6%) Shares 176,437 (+2.0%) Est. Cost $65.26 Unrealized —

GSIE GOLDMAN SACHS ETF TR 4.7%

Value $39.72M (+3.2%) Shares 869,104 (+1.8%) Est. Cost $30.67 Unrealized —

MUB ISHARES TR 0.7%

Value $5.55M (+25.0%) Shares 51,572 (+24.0%) Est. Cost $107.51 Unrealized —

GUNR FLEXSHARES TR 1.0%

Value $8.431M (-9.0%) Shares 171,078 (+1.7%) Est. Cost $39.26 Unrealized —

SPEM SPDR INDEX SHS FDS 2.6%

Value $21.96M (+3.9%) Shares 424,043 (+3.6%) Est. Cost $48.64 Unrealized —

VCRM VANGUARD MUN BD FDS 0.4%

Value $3.75M (+27.3%) Shares 49,083 (+25.9%) Est. Cost $74.45 Unrealized —

IAGG ISHARES TR 2.1%

Value $18.11M (+3.5%) Shares 357,992 (+2.0%) Est. Cost $50.23 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $807K (+140.3%) Shares 6,871 (+93.0%) Est. Cost $80.06 Unrealized —

SUB ISHARES TR 0.9%

Value $8.09M (+5.2%) Shares 75,986 (+5.0%) Est. Cost $104.41 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value $980K (+51.6%) Shares 19,368 (+50.3%) Est. Cost $50.58 Unrealized —

CMF ISHARES TR 1.4%

Value $11.55M (+2.6%) Shares 200,419 (+1.7%) Est. Cost $55.49 Unrealized —

MMCA NEW YORK LIFE INVTS ACTIVE E 0.2%

Value $1.635M (+21.2%) Shares 75,044 (+20.5%) Est. Cost $21.59 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.8%

Value $6.963M (+4.2%) Shares 137,455 (+3.4%) Est. Cost $50.79 Unrealized —

NVDA NVIDIA CORPORATION 0.6%

Value $4.802M (+5.4%) Shares 24,000 (+3.5%) Est. Cost $115.62 Unrealized —

ASML ASML HLDG NV 0.1%

Value $607K (+67.5%) Shares 305 (+21.5%) Est. Cost $1026.40 Unrealized —

CRM SALESFORCE INC 0.1%

Value $457K (+104.0%) Shares 2,914 (+143.4%) Est. Cost $180.88 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $2.348M (-8.6%) Shares 9,853 (+4.9%) Est. Cost $159.64 Unrealized —

EAGG ISHARES TR 0.6%

Value $5.178M (+4.3%) Shares 109,222 (+4.1%) Est. Cost $48.31 Unrealized —

XLRE SELECT SECTOR SPDR TR 1.3%

Value $10.81M (+1.9%) Shares 245,437 (+2.3%) Est. Cost $40.65 Unrealized —

AMAT APPLIED MATLS INC 0.0%

Value $415K (+88.1%) Shares 574 (+6.9%) Est. Cost $352.13 Unrealized —

META META PLATFORMS INC 0.1%

Value $1.06M (+21.7%) Shares 1,881 (+30.7%) Est. Cost $541.86 Unrealized —

IFRA ISHARES TR 1.4%

Value $11.9M (+1.6%) Shares 188,776 (+1.3%) Est. Cost $35.84 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.2%

Value $1.31M (+16.3%) Shares 34,427 (+9.5%) Est. Cost $29.83 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.7%

Value $5.925M (+3.1%) Shares 58,901 (+2.1%) Est. Cost $98.67 Unrealized —

TIPX SPDR SERIES TRUST 2.2%

Value $19.11M (+0.9%) Shares 1,009,494 (+2.5%) Est. Cost $19.15 Unrealized —

IEFA ISHARES TR 0.8%

Value $6.462M (+2.5%) Shares 66,903 (+1.2%) Est. Cost $65.88 Unrealized —

ESGD ISHARES TR 0.5%

Value $4.062M (+3.3%) Shares 39,514 (+1.3%) Est. Cost $72.15 Unrealized —

LLY ELI LILLY & CO 0.1%

Value $581K (+28.2%) Shares 484 (+5.7%) Est. Cost $843.91 Unrealized —

EMCR DBX ETF TR 0.3%

Value $2.176M (+5.8%) Shares 48,695 (+1.3%) Est. Cost $30.63 Unrealized —

NANR SPDR INDEX SHS FDS 0.4%

Value $3.051M (-3.7%) Shares 40,406 (+5.8%) Est. Cost $54.64 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.3%

Value $2.435M (+4.8%) Shares 102,848 (+3.1%) Est. Cost $19.91 Unrealized —

IVV ISHARES TR 0.1%

Value $755K (+16.4%) Shares 1,009 (+13.0%) Est. Cost $495.96 Unrealized —

IJR ISHARES TR 0.1%

Value $924K (+12.9%) Shares 6,229 (+5.2%) Est. Cost $81.79 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $515K (+25.4%) Shares 689 (+21.5%) Est. Cost $592.83 Unrealized —

SUSB ISHARES TR 0.4%

Value $3.816M (+2.7%) Shares 152,702 (+2.6%) Est. Cost $24.32 Unrealized —

FTLS FIRST TR EXCH TRADED FD III 0.7%

Value $6.068M (+1.6%) Shares 82,219 (+1.7%) Est. Cost $49.34 Unrealized —

NUSC NUSHARES ETF TR 0.2%

Value $1.416M (+7.0%) Shares 27,162 (+1.1%) Est. Cost $40.58 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $449K (+23.9%) Shares 422 (+5.2%) Est. Cost $580.85 Unrealized —

SHM SPDR SERIES TRUST 0.5%

Value $4.137M (+1.7%) Shares 86,254 (+1.3%) Est. Cost $46.54 Unrealized —

JPM JPMORGAN CHASE & CO 0.0%

Value $278K (+29.8%) Shares 849 (+22.7%) Est. Cost $305.78 Unrealized —

NYF ISHARES TR 0.1%

Value $766K (+9.1%) Shares 14,202 (+8.2%) Est. Cost $53.28 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $2.72M (+2.4%) Shares 7,612 (+11.3%) Est. Cost $144.32 Unrealized —

MRK MERCK & CO INC 0.0%

Value $312K (+23.9%) Shares 2,428 (+9.1%) Est. Cost $96.17 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.0%

Value $387K (+18.0%) Shares 773 (+9.8%) Est. Cost $300.68 Unrealized —

MA MASTERCARD INCORPORATED 0.0%

Value $318K (+22.0%) Shares 620 (+18.1%) Est. Cost $541.22 Unrealized —

HSBC HSBC HLDGS PLC 0.0%

Value $269K (+26.4%) Shares 2,828 (+16.1%) Est. Cost $80.95 Unrealized —

AVGO BROADCOM INC 0.0%

Value $334K (+19.7%) Shares 883 (+35.4%) Est. Cost $361.24 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $1.783M (-2.7%) Shares 4,779 (+7.3%) Est. Cost $340.97 Unrealized —

BAC BANK OF AMER CORP 0.1%

Value $428K (+13.1%) Shares 7,513 (+5.4%) Est. Cost $33.65 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.1%

Value $1.136M (+4.4%) Shares 8,889 (+1.2%) Est. Cost $117.56 Unrealized —

NFLX NETFLIX INC. 0.0%

Value $265K (-14.6%) Shares 3,715 (+5.1%) Est. Cost $103.99 Unrealized —

GEV GE VERNOVA INC 0.0%

Value $246K (+19.9%) Shares 209 (+11.8%) Est. Cost $783.02 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.0%

Value $318K (+13.3%) Shares 1,419 (+6.5%) Est. Cost $240.57 Unrealized —

BGRN ISHARES TR 0.2%

Value $1.286M (+2.7%) Shares 27,083 (+2.5%) Est. Cost $46.46 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.0%

Value $253K (+13.5%) Shares 8,125 (+10.1%) Est. Cost $30.27 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value $1.103M (+2.6%) Shares 11,438 (+1.9%) Est. Cost $85.76 Unrealized —

JCPB J P MORGAN EXCHANGE TRADED F 0.1%

Value $870K (+3.2%) Shares 18,536 (+2.9%) Est. Cost $46.70 Unrealized —

LYG LLOYDS BANKING GROUP PLC 0.0%

Value $123K (+27.4%) Shares 21,157 (+13.5%) Est. Cost $3.76 Unrealized —

PEP PEPSICO INC 0.0%

Value $220K (-9.4%) Shares 1,628 (+3.7%) Est. Cost $153.30 Unrealized —

PSR INVESCO ACTIVELY MANAGED EXC 0.1%

Value $715K (+3.3%) Shares 6,969 (+1.8%) Est. Cost $91.33 Unrealized —

AXP AMERICAN EXPRESS CO 0.0%

Value $259K (+9.5%) Shares 766 (+2.3%) Est. Cost $296.69 Unrealized —

VXF VANGUARD INDEX FDS 0.0%

Value $234K (+8.6%) Shares 952 (+1.2%) Est. Cost $229.35 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.2%

Value $2.074M (+0.8%) Shares 52,275 (+4.0%) Est. Cost $33.35 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $317K (-4.6%) Shares 2,315 (+8.0%) Est. Cost $106.02 Unrealized —

ED CONSOLIDATED EDISON INC 0.0%

Value $231K (+6.1%) Shares 2,085 (+4.7%) Est. Cost $99.33 Unrealized —

TJX TJX COS INC NEW 0.0%

Value $236K (+5.8%) Shares 1,561 (+8.2%) Est. Cost $135.43 Unrealized —

SDG ISHARES TR 0.1%

Value $858K (+1.1%) Shares 9,592 (+1.2%) Est. Cost $77.17 Unrealized —

IGF ISHARES TR 0.2%

Value $1.672M (-0.4%) Shares 25,100 (+1.7%) Est. Cost $45.47 Unrealized —

SCHW SCHWAB CHARLES CORP 0.0%

Value $313K (+1.5%) Shares 3,391 (+1.6%) Est. Cost $77.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR SERIES TRUST	183,922 (+21.3%)	$16.16M (+25.1%)	1.9%	$82.07	—	ST STR P500ETF	78464A854
VONV	VANGUARD SCOTTSDALE FDS	396,710 (+2.5%)	$42.17M (+7.0%)	4.9%	$86.90	—	VNG RUS1000VAL	92206C714
GTO	INVESCO ACTIVELY MANAGED EXC	1,250,499 (+4.7%)	$58.61M (+4.7%)	6.9%	$47.31	—	TOTAL RETURN	46090A804
BND	VANGUARD BD INDEX FDS	955,502 (+3.2%)	$70.14M (+3.5%)	8.2%	$74.71	—	TOTAL BND MRKT	921937835
SPDW	SPDR INDEX SHS FDS	994,021 (+1.8%)	$50.09M (+4.3%)	5.9%	$31.38	—	ST STR PO EX ETF	78463X889
SMMD	ISHARES TR	176,437 (+2.0%)	$16.17M (+8.6%)	1.9%	$65.26	—	RUSEL 2500 ETF	46435G268
GSIE	GOLDMAN SACHS ETF TR	869,104 (+1.8%)	$39.72M (+3.2%)	4.7%	$30.67	—	ACTIVEBETA INT	381430107
MUB	ISHARES TR	51,572 (+24.0%)	$5.55M (+25.0%)	0.7%	$107.51	—	NATIONAL MUN ETF	464288414
GUNR	FLEXSHARES TR	171,078 (+1.7%)	$8.431M (-9.0%)	1.0%	$39.26	—	MORNSTAR UPSTR	33939L407
SPEM	SPDR INDEX SHS FDS	424,043 (+3.6%)	$21.96M (+3.9%)	2.6%	$48.64	—	ST PORT MARK ETF	78463X509
VCRM	VANGUARD MUN BD FDS	49,083 (+25.9%)	$3.75M (+27.3%)	0.4%	$74.45	—	CORE TAX EXEMPT	922907712
IAGG	ISHARES TR	357,992 (+2.0%)	$18.11M (+3.5%)	2.1%	$50.23	—	CORE INTL AGGR	46435G672
CSCO	CISCO SYS INC	6,871 (+93.0%)	$807K (+140.3%)	0.1%	$80.06	—	COM	17275R102
SUB	ISHARES TR	75,986 (+5.0%)	$8.09M (+5.2%)	0.9%	$104.41	—	SHRT NAT MUN ETF	464288158
VTEB	VANGUARD MUN BD FDS	19,368 (+50.3%)	$980K (+51.6%)	0.1%	$50.58	—	TAX EXEMPT BD	922907746
CMF	ISHARES TR	200,419 (+1.7%)	$11.55M (+2.6%)	1.4%	$55.49	—	CALIF MUN BD ETF	464288356
MMCA	NEW YORK LIFE INVTS ACTIVE E	75,044 (+20.5%)	$1.635M (+21.2%)	0.2%	$21.59	—	MACKAY CALI MUN	45409F777
JMUB	J P MORGAN EXCHANGE TRADED F	137,455 (+3.4%)	$6.963M (+4.2%)	0.8%	$50.79	—	MUNICIPAL ETF	46641Q647
NVDA	NVIDIA CORPORATION	24,000 (+3.5%)	$4.802M (+5.4%)	0.6%	$115.62	—	COM	67066G104
ASML	ASML HLDG NV	305 (+21.5%)	$607K (+67.5%)	0.1%	$1026.40	—	N Y REGISTRY SHS	N07059210
CRM	SALESFORCE INC	2,914 (+143.4%)	$457K (+104.0%)	0.1%	$180.88	—	COM	79466L302
AMZN	AMAZON COM INC	9,853 (+4.9%)	$2.348M (-8.6%)	0.3%	$159.64	—	COM	023135106
EAGG	ISHARES TR	109,222 (+4.1%)	$5.178M (+4.3%)	0.6%	$48.31	—	ESG AWR US AGRGT	46435U549
XLRE	SELECT SECTOR SPDR TR	245,437 (+2.3%)	$10.81M (+1.9%)	1.3%	$40.65	—	ST STR REAL ETF	81369Y860
AMAT	APPLIED MATLS INC	574 (+6.9%)	$415K (+88.1%)	0.0%	$352.13	—	COM	038222105
META	META PLATFORMS INC	1,881 (+30.7%)	$1.06M (+21.7%)	0.1%	$541.86	—	CL A	30303M102
IFRA	ISHARES TR	188,776 (+1.3%)	$11.9M (+1.6%)	1.4%	$35.84	—	US INFRASTRUC	46435U713
FNDA	SCHWAB STRATEGIC TR	34,427 (+9.5%)	$1.31M (+16.3%)	0.2%	$29.83	—	FUNDAMENTAL US S	808524763
VTEC	VANGUARD CALIF TAX FREE FDS	58,901 (+2.1%)	$5.925M (+3.1%)	0.7%	$98.67	—	TAX EXEMPT BD FD	922021605
TIPX	SPDR SERIES TRUST	1,009,494 (+2.5%)	$19.11M (+0.9%)	2.2%	$19.15	—	STATE STRET SPDR	78468R861
IEFA	ISHARES TR	66,903 (+1.2%)	$6.462M (+2.5%)	0.8%	$65.88	—	CORE MSCI EAFE	46432F842
ESGD	ISHARES TR	39,514 (+1.3%)	$4.062M (+3.3%)	0.5%	$72.15	—	ESG AW MSCI EAFE	46435G516
LLY	ELI LILLY & CO	484 (+5.7%)	$581K (+28.2%)	0.1%	$843.91	—	COM	532457108
EMCR	DBX ETF TR	48,695 (+1.3%)	$2.176M (+5.8%)	0.3%	$30.63	—	XTKR EMGRIN MKTS	233051192
NANR	SPDR INDEX SHS FDS	40,406 (+5.8%)	$3.051M (-3.7%)	0.4%	$54.64	—	ST STR SP N AM	78463X152
SCHH	SCHWAB STRATEGIC TR	102,848 (+3.1%)	$2.435M (+4.8%)	0.3%	$19.91	—	US REIT ETF	808524847
IVV	ISHARES TR	1,009 (+13.0%)	$755K (+16.4%)	0.1%	$495.96	—	CORE S&P500 ETF	464287200
IJR	ISHARES TR	6,229 (+5.2%)	$924K (+12.9%)	0.1%	$81.79	—	CORE S&P SCP ETF	464287804
SPY	STATE STR SPDR S&P 500 ETF T	689 (+21.5%)	$515K (+25.4%)	0.1%	$592.83	—	TR UNIT	78462F103
SUSB	ISHARES TR	152,702 (+2.6%)	$3.816M (+2.7%)	0.4%	$24.32	—	ESG AWRE 1 5 YR	46435G243
FTLS	FIRST TR EXCH TRADED FD III	82,219 (+1.7%)	$6.068M (+1.6%)	0.7%	$49.34	—	LNG/SHT EQUITY	33739P103
NUSC	NUSHARES ETF TR	27,162 (+1.1%)	$1.416M (+7.0%)	0.2%	$40.58	—	NUVEEN ESG SMLCP	67092P607
CAT	CATERPILLAR INC	422 (+5.2%)	$449K (+23.9%)	0.1%	$580.85	—	COM	149123101
SHM	SPDR SERIES TRUST	86,254 (+1.3%)	$4.137M (+1.7%)	0.5%	$46.54	—	ST NUVE TERM ETF	78468R739
JPM	JPMORGAN CHASE & CO	849 (+22.7%)	$278K (+29.8%)	0.0%	$305.78	—	COM	46625H100
NYF	ISHARES TR	14,202 (+8.2%)	$766K (+9.1%)	0.1%	$53.28	—	NEW YORK MUN ETF	464288323
GOOGL	ALPHABET INC	7,612 (+11.3%)	$2.72M (+2.4%)	0.3%	$144.32	—	CAP STK CL A	02079K305
MRK	MERCK & CO INC	2,428 (+9.1%)	$312K (+23.9%)	0.0%	$96.17	—	COM	58933Y105
BRK/B	BERKSHIRE HATHAWAY INC DEL	773 (+9.8%)	$387K (+18.0%)	0.0%	$300.68	—	CL B NEW	084670702
MA	MASTERCARD INCORPORATED	620 (+18.1%)	$318K (+22.0%)	0.0%	$541.22	—	CL A	57636Q104
HSBC	HSBC HLDGS PLC	2,828 (+16.1%)	$269K (+26.4%)	0.0%	$80.95	—	SPON ADR NEW	404280406
AVGO	BROADCOM INC	883 (+35.4%)	$334K (+19.7%)	0.0%	$361.24	—	COM	11135F101
MSFT	MICROSOFT CORP	4,779 (+7.3%)	$1.783M (-2.7%)	0.2%	$340.97	—	COM	594918104
BAC	BANK OF AMER CORP	7,513 (+5.4%)	$428K (+13.1%)	0.1%	$33.65	—	COM	060505104
VONG	VANGUARD SCOTTSDALE FDS	8,889 (+1.2%)	$1.136M (+4.4%)	0.1%	$117.56	—	VNG RUS1000GRW	92206C680
NFLX	NETFLIX INC.	3,715 (+5.1%)	$265K (-14.6%)	0.0%	$103.99	—	COM	64110L106
GEV	GE VERNOVA INC	209 (+11.8%)	$246K (+19.9%)	0.0%	$783.02	—	COM	36828A101
ADP	AUTOMATIC DATA PROCESSING IN	1,419 (+6.5%)	$318K (+13.3%)	0.0%	$240.57	—	COM	053015103
BGRN	ISHARES TR	27,083 (+2.5%)	$1.286M (+2.7%)	0.2%	$46.46	—	USD GRN BOND ETF	46435U440
FNDX	SCHWAB STRATEGIC TR	8,125 (+10.1%)	$253K (+13.5%)	0.0%	$30.27	—	FUNDAMENTAL US L	808524771
VNQ	VANGUARD INDEX FDS	11,438 (+1.9%)	$1.103M (+2.6%)	0.1%	$85.76	—	REAL ESTATE ETF	922908553
JCPB	J P MORGAN EXCHANGE TRADED F	18,536 (+2.9%)	$870K (+3.2%)	0.1%	$46.70	—	CORE PLUS BD ETF	46641Q670
LYG	LLOYDS BANKING GROUP PLC	21,157 (+13.5%)	$123K (+27.4%)	0.0%	$3.76	—	SPONSORED ADR	539439109
PEP	PEPSICO INC	1,628 (+3.7%)	$220K (-9.4%)	0.0%	$153.30	—	COM	713448108
PSR	INVESCO ACTIVELY MANAGED EXC	6,969 (+1.8%)	$715K (+3.3%)	0.1%	$91.33	—	ACTIVE US REAL	46090A101
AXP	AMERICAN EXPRESS CO	766 (+2.3%)	$259K (+9.5%)	0.0%	$296.69	—	COM	025816109
VXF	VANGUARD INDEX FDS	952 (+1.2%)	$234K (+8.6%)	0.0%	$229.35	—	EXTEND MKT ETF	922908652
FNDE	SCHWAB STRATEGIC TR	52,275 (+4.0%)	$2.074M (+0.8%)	0.2%	$33.35	—	FUND EM EQUI ETF	808524730
XOM	EXXON MOBIL CORP	2,315 (+8.0%)	$317K (-4.6%)	0.0%	$106.02	—	COM	30231G102
ED	CONSOLIDATED EDISON INC	2,085 (+4.7%)	$231K (+6.1%)	0.0%	$99.33	—	COM	209115104
TJX	TJX COS INC NEW	1,561 (+8.2%)	$236K (+5.8%)	0.0%	$135.43	—	COM	872540109
SDG	ISHARES TR	9,592 (+1.2%)	$858K (+1.1%)	0.1%	$77.17	—	MSCI GBL SUS DEV	46435G532
IGF	ISHARES TR	25,100 (+1.7%)	$1.672M (-0.4%)	0.2%	$45.47	—	GLB INFRASTR ETF	464288372
SCHW	SCHWAB CHARLES CORP	3,391 (+1.6%)	$313K (+1.5%)	0.0%	$77.90	—	COM	808513105

Decreased Positions (28)

IUSG ISHARES TR 1.7%

Value $14.2M (+3.4%) Shares 75,494 (-1.2%) Est. Cost $94.10 Unrealized —

LRCX LAM RESEARCH CORP 0.1%

Value $1.256M (+53.6%) Shares 2,898 (-2.3%) Est. Cost $79.14 Unrealized —

MU MICRON TECHNOLOGY INC 0.1%

Value $1.027M (+72.2%) Shares 890 (-4.5%) Est. Cost $229.35 Unrealized —

GSST GOLDMAN SACHS ETF TR 0.1%

Value $1.02M (-29.5%) Shares 20,175 (-29.7%) Est. Cost $49.89 Unrealized —

GOOG ALPHABET INC 0.4%

Value $3.518M (-10.7%) Shares 9,957 (-2.9%) Est. Cost $127.60 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.1%

Value $478K (+61.7%) Shares 822 (-1.1%) Est. Cost $221.70 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $576K (-16.7%) Shares 6,974 (-19.5%) Est. Cost $72.42 Unrealized —

VTI VANGUARD INDEX FDS 0.4%

Value $3.162M (+2.4%) Shares 8,544 (-1.2%) Est. Cost $256.55 Unrealized —

AOR ISHARES TR 0.1%

Value $695K (-7.5%) Shares 10,007 (-9.6%) Est. Cost $57.93 Unrealized —

EEMV ISHARES INC 0.2%

Value $1.286M (+4.0%) Shares 17,087 (-1.2%) Est. Cost $54.35 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.0%

Value $365K (-11.3%) Shares 6,913 (-12.4%) Est. Cost $44.07 Unrealized —

V VISA INC 0.1%

Value $1.175M (+3.6%) Shares 3,425 (-2.8%) Est. Cost $294.47 Unrealized —

CMCSA COMCAST CORP NEW 0.0%

Value $250K (-12.6%) Shares 10,189 (-5.8%) Est. Cost $37.99 Unrealized —

INTC INTEL CORP 0.0%

Value $348K (+11.4%) Shares 2,493 (-13.7%) Est. Cost $46.43 Unrealized —

DIS DISNEY WALT CO 0.0%

Value $234K (-12.9%) Shares 2,428 (-9.1%) Est. Cost $104.49 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.0%

Value $223K (+10.3%) Shares 537 (-3.4%) Est. Cost $496.20 Unrealized —

MGK VANGUARD WORLD FD 0.0%

Value $319K (-5.9%) Shares 3,633 (-8.9%) Est. Cost $85.18 Unrealized —

SPYG SPDR SERIES TRUST 0.1%

Value $1.191M (+1.6%) Shares 10,012 (-2.8%) Est. Cost $58.34 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value $1.496M (+1.2%) Shares 20,994 (-2.0%) Est. Cost $45.77 Unrealized —

VSGX VANGUARD WORLD FD 0.0%

Value $319K (-4.3%) Shares 3,872 (-9.0%) Est. Cost $64.39 Unrealized —

QCOM QUALCOMM INC 0.0%

Value $208K (-5.8%) Shares 1,125 (-4.9%) Est. Cost $170.79 Unrealized —

DGRO ISHARES TR 0.2%

Value $1.32M (+0.8%) Shares 17,414 (-2.4%) Est. Cost $48.96 Unrealized —

MS MORGAN STANLEY 0.0%

Value $211K (-4.2%) Shares 1,010 (-13.3%) Est. Cost $179.67 Unrealized —

NMR NOMURA HLDGS INC 0.0%

Value $102K (+7.8%) Shares 11,656 (-3.1%) Est. Cost $8.38 Unrealized —

ILCG ISHARES TR 0.1%

Value $1.083M (-0.3%) Shares 9,252 (-5.1%) Est. Cost $98.53 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.0%

Value $249K (-0.8%) Shares 246 (-9.9%) Est. Cost $826.02 Unrealized —

FLSP FRANKLIN TEMPLETON ETF TR 0.1%

Value $586K (-0.3%) Shares 21,168 (-2.8%) Est. Cost $24.62 Unrealized —

VOT VANGUARD INDEX FDS 0.0%

Value $216K (-0.3%) Shares 704 (-5.9%) Est. Cost $288.97 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IUSG	ISHARES TR	75,494 (-1.2%)	$14.2M (+3.4%)	1.7%	$94.10	—	CORE S&P US GWT	464287671
LRCX	LAM RESEARCH CORP	2,898 (-2.3%)	$1.256M (+53.6%)	0.1%	$79.14	—	COM NEW	512807306
MU	MICRON TECHNOLOGY INC	890 (-4.5%)	$1.027M (+72.2%)	0.1%	$229.35	—	COM	595112103
GSST	GOLDMAN SACHS ETF TR	20,175 (-29.7%)	$1.02M (-29.5%)	0.1%	$49.89	—	ULTR SHOR BD ETF	381430230
GOOG	ALPHABET INC	9,957 (-2.9%)	$3.518M (-10.7%)	0.4%	$127.60	—	CAP STK CL C	02079K107
AMD	ADVANCED MICRO DEVICES INC	822 (-1.1%)	$478K (+61.7%)	0.1%	$221.70	—	COM	007903107
WFC	WELLS FARGO & CO	6,974 (-19.5%)	$576K (-16.7%)	0.1%	$72.42	—	COM	949746101
VTI	VANGUARD INDEX FDS	8,544 (-1.2%)	$3.162M (+2.4%)	0.4%	$256.55	—	TOTAL STK MKT	922908769
AOR	ISHARES TR	10,007 (-9.6%)	$695K (-7.5%)	0.1%	$57.93	—	CORE 60 BALA ETF	464289867
EEMV	ISHARES INC	17,087 (-1.2%)	$1.286M (+4.0%)	0.2%	$54.35	—	MSCI EMERG MRKT	464286533
FNDF	SCHWAB STRATEGIC TR	6,913 (-12.4%)	$365K (-11.3%)	0.0%	$44.07	—	FUNDAMENTAL INTL	808524755
V	VISA INC	3,425 (-2.8%)	$1.175M (+3.6%)	0.1%	$294.47	—	COM CL A	92826C839
CMCSA	COMCAST CORP NEW	10,189 (-5.8%)	$250K (-12.6%)	0.0%	$37.99	—	CL A	20030N101
INTC	INTEL CORP	2,493 (-13.7%)	$348K (+11.4%)	0.0%	$46.43	—	COM	458140100
DIS	DISNEY WALT CO	2,428 (-9.1%)	$234K (-12.9%)	0.0%	$104.49	—	COM	254687106
UNH	UNITEDHEALTH GROUP INC	537 (-3.4%)	$223K (+10.3%)	0.0%	$496.20	—	COM	91324P102
MGK	VANGUARD WORLD FD	3,633 (-8.9%)	$319K (-5.9%)	0.0%	$85.18	—	MEGA GRWTH IND	921910816
SPYG	SPDR SERIES TRUST	10,012 (-2.8%)	$1.191M (+1.6%)	0.1%	$58.34	—	ST STR P500GRW	78464A409
VEA	VANGUARD TAX-MANAGED FDS	20,994 (-2.0%)	$1.496M (+1.2%)	0.2%	$45.77	—	VAN FTSE DEV MKT	921943858
VSGX	VANGUARD WORLD FD	3,872 (-9.0%)	$319K (-4.3%)	0.0%	$64.39	—	ESG INTL STK ETF	921910725
QCOM	QUALCOMM INC	1,125 (-4.9%)	$208K (-5.8%)	0.0%	$170.79	—	COM	747525103
DGRO	ISHARES TR	17,414 (-2.4%)	$1.32M (+0.8%)	0.2%	$48.96	—	CORE DIV GRWTH	46434V621
MS	MORGAN STANLEY	1,010 (-13.3%)	$211K (-4.2%)	0.0%	$179.67	—	COM NEW	617446448
NMR	NOMURA HLDGS INC	11,656 (-3.1%)	$102K (+7.8%)	0.0%	$8.38	—	SPONSORED ADR	65535H208
ILCG	ISHARES TR	9,252 (-5.1%)	$1.083M (-0.3%)	0.1%	$98.53	—	MORNINGSTAR GRWT	464287119
GS	GOLDMAN SACHS GROUP INC	246 (-9.9%)	$249K (-0.8%)	0.0%	$826.02	—	COM	38141G104
FLSP	FRANKLIN TEMPLETON ETF TR	21,168 (-2.8%)	$586K (-0.3%)	0.1%	$24.62	—	SYSTMTC STYL PRE	35473P546
VOT	VANGUARD INDEX FDS	704 (-5.9%)	$216K (-0.3%)	0.0%	$288.97	—	MCAP GR IDXVIP	922908538

Unchanged Positions (50)

VOO VANGUARD INDEX FDS 10.2%

Value $87.24M Shares 127,028 Est. Cost $422.95 Unrealized —

SCHG SCHWAB STRATEGIC TR 7.5%

Value $63.63M Shares 1,880,176 Est. Cost $36.42 Unrealized —

DSI ISHARES TR 1.0%

Value $8.9M Shares 62,504 Est. Cost $92.45 Unrealized —

USSG DBX ETF TR 1.0%

Value $8.68M Shares 124,959 Est. Cost $41.98 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 1.1%

Value $9.14M Shares 38,626 Est. Cost $130.76 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.9%

Value $7.693M Shares 60,066 Est. Cost $67.78 Unrealized —

AAPL APPLE INC 1.1%

Value $9.326M Shares 32,230 Est. Cost $144.07 Unrealized —

VXUS VANGUARD STAR FDS 1.0%

Value $8.901M Shares 104,118 Est. Cost $51.65 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.8%

Value $6.514M Shares 224,925 Est. Cost $26.42 Unrealized —

NUDM NUSHARES ETF TR 0.5%

Value $4.179M Shares 104,411 Est. Cost $30.40 Unrealized —

GNR SPDR INDEX SHS FDS 0.2%

Value $1.792M Shares 26,624 Est. Cost $54.97 Unrealized —

EELV INVESCO EXCH TRADED FD TR II 0.5%

Value $4.073M Shares 146,521 Est. Cost $21.71 Unrealized —

VUG VANGUARD INDEX FDS 1.3%

Value $11.15M Shares 129,488 Est. Cost $109.52 Unrealized —

ORCL ORACLE CORP 0.1%

Value $559K Shares 3,812 Est. Cost $125.76 Unrealized —

QEFA SPDR INDEX SHS FDS 1.1%

Value $9.184M Shares 95,653 Est. Cost $69.56 Unrealized —

VONE VANGUARD SCOTTSDALE FDS 0.4%

Value $3.358M Shares 9,915 Est. Cost $290.76 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $1.849M Shares 66,747 Est. Cost $22.69 Unrealized —

SPMD SPDR SERIES TRUST 0.2%

Value $1.487M Shares 22,016 Est. Cost $40.72 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $1.189M Shares 3,922 Est. Cost $207.96 Unrealized —

EFA ISHARES TR 1.0%

Value $8.216M Shares 79,094 Est. Cost $70.69 Unrealized —

COWZ PACER FDS TR 0.2%

Value $2.092M Shares 33,626 Est. Cost $43.45 Unrealized —

UPS UNITED PARCEL SVCS INC 0.1%

Value $542K Shares 5,045 Est. Cost $94.10 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value $1.578M Shares 19,586 Est. Cost $110.84 Unrealized —

IWF ISHARES TR 0.2%

Value $1.828M Shares 14,718 Est. Cost $145.21 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $528K Shares 717 Est. Cost $332.22 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.1%

Value $912K Shares 9,448 Est. Cost $81.44 Unrealized —

INTF ISHARES TR 1.1%

Value $9.097M Shares 222,095 Est. Cost $24.50 Unrealized —

SUSA ISHARES TR 0.1%

Value $789K Shares 5,116 Est. Cost $119.09 Unrealized —

IVW ISHARES TR 0.1%

Value $840K Shares 6,111 Est. Cost $88.50 Unrealized —

WMT WALMART INC 0.0%

Value $247K Shares 2,183 Est. Cost $80.74 Unrealized —

ITOT ISHARES TR 0.1%

Value $981K Shares 5,969 Est. Cost $135.04 Unrealized —

HTRB HARTFORD FDS EXCHANGE TRADED 2.1%

Value $17.82M Shares 528,257 Est. Cost $33.35 Unrealized —

NFRA FLEXSHARES TR 0.3%

Value $2.585M Shares 40,317 Est. Cost $48.93 Unrealized —

GLD SPDR GOLD TR 0.0%

Value $210K Shares 570 Est. Cost $418.02 Unrealized —

QGRO AMERICAN CENTY ETF TR 0.1%

Value $664K Shares 5,623 Est. Cost $110.36 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.1%

Value $646K Shares 21,958 Est. Cost $31.13 Unrealized —

SPSM SPDR SERIES TRUST 0.0%

Value $310K Shares 5,374 Est. Cost $27.38 Unrealized —

ESGV VANGUARD WORLD FD 0.1%

Value $451K Shares 3,409 Est. Cost $105.25 Unrealized —

SPYV SPDR SERIES TRUST 0.1%

Value $538K Shares 8,856 Est. Cost $41.11 Unrealized —

ISTB ISHARES TR 0.7%

Value $5.954M Shares 123,399 Est. Cost $46.38 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.1%

Value $685K Shares 4,334 Est. Cost $103.42 Unrealized —

SDY SPDR SERIES TRUST 0.0%

Value $238K Shares 1,563 Est. Cost $141.97 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.1%

Value $653K Shares 12,903 Est. Cost $50.73 Unrealized —

FDN FIRST TR EXCHANGE-TRADED FD 0.0%

Value $233K Shares 880 Est. Cost $269.33 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.0%

Value $206K Shares 3,820 Est. Cost $54.72 Unrealized —

QINT AMERICAN CENTY ETF TR 0.1%

Value $464K Shares 6,688 Est. Cost $64.21 Unrealized —

MMIT NEW YORK LIFE INVTS ACTIVE E 0.0%

Value $277K Shares 11,383 Est. Cost $24.30 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.0%

Value $204K Shares 3,422 Est. Cost $59.36 Unrealized —

IUSB ISHARES TR 0.0%

Value $239K Shares 5,188 Est. Cost $46.28 Unrealized —

BIV VANGUARD BD INDEX FDS 0.1%

Value $773K Shares 10,077 Est. Cost $78.43 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	127,028	$87.24M	10.2%	$422.95	—	S&P 500 ETF SHS	922908363
SCHG	SCHWAB STRATEGIC TR	1,880,176	$63.63M	7.5%	$36.42	—	US LCAP GR ETF	808524300
DSI	ISHARES TR	62,504	$8.9M	1.0%	$92.45	—	ESG MSCI KLD ETF	464288570
USSG	DBX ETF TR	124,959	$8.68M	1.0%	$41.98	—	XTRACKERS MSCI	233051150
VIG	VANGUARD SPECIALIZED FUNDS	38,626	$9.14M	1.1%	$130.76	—	DIV APP ETF	921908844
AVUS	AMERICAN CENTY ETF TR	60,066	$7.693M	0.9%	$67.78	—	US EQT ETF	025072885
AAPL	APPLE INC	32,230	$9.326M	1.1%	$144.07	—	COM	037833100
VXUS	VANGUARD STAR FDS	104,118	$8.901M	1.0%	$51.65	—	VG TL INTL STK F	921909768
SCHB	SCHWAB STRATEGIC TR	224,925	$6.514M	0.8%	$26.42	—	US BRD MKT ETF	808524102
NUDM	NUSHARES ETF TR	104,411	$4.179M	0.5%	$30.40	—	NUVEEN ESG INTL	67092P805
GNR	SPDR INDEX SHS FDS	26,624	$1.792M	0.2%	$54.97	—	ST STR NAT ETF	78463X541
EELV	INVESCO EXCH TRADED FD TR II	146,521	$4.073M	0.5%	$21.71	—	S&P EMRNG MKTS	46138E297
VUG	VANGUARD INDEX FDS	129,488	$11.15M	1.3%	$109.52	—	GROWTH ETF	922908736
ORCL	ORACLE CORP	3,812	$559K	0.1%	$125.76	—	COM	68389X105
QEFA	SPDR INDEX SHS FDS	95,653	$9.184M	1.1%	$69.56	—	ST STR MSCI EAFE	78463X434
VONE	VANGUARD SCOTTSDALE FDS	9,915	$3.358M	0.4%	$290.76	—	VNG RUS1000IDX	92206C730
SCHF	SCHWAB STRATEGIC TR	66,747	$1.849M	0.2%	$22.69	—	INTL EQTY ETF	808524805
SPMD	SPDR SERIES TRUST	22,016	$1.487M	0.2%	$40.72	—	ST STR P400MID	78464A847
VB	VANGUARD INDEX FDS	3,922	$1.189M	0.1%	$207.96	—	SMALL CP ETF	922908751
EFA	ISHARES TR	79,094	$8.216M	1.0%	$70.69	—	MSCI EAFE ETF	464287465
COWZ	PACER FDS TR	33,626	$2.092M	0.2%	$43.45	—	US CASH COWS 100	69374H881
UPS	UNITED PARCEL SVCS INC	5,045	$542K	0.1%	$94.10	—	CL B	911312106
VO	VANGUARD INDEX FDS	19,586	$1.578M	0.2%	$110.84	—	MID CAP ETF	922908629
IWF	ISHARES TR	14,718	$1.828M	0.2%	$145.21	—	RUS 1000 GRW ETF	464287614
QQQ	INVESCO QQQ TR	717	$528K	0.1%	$332.22	—	UNIT SER 1	46090E103
AVEM	AMERICAN CENTY ETF TR	9,448	$912K	0.1%	$81.44	—	AVANTIS EMGMKT	025072604
INTF	ISHARES TR	222,095	$9.097M	1.1%	$24.50	—	INTL EQTY FACTOR	46434V274
SUSA	ISHARES TR	5,116	$789K	0.1%	$119.09	—	ESG OPTIMIZED	464288802
IVW	ISHARES TR	6,111	$840K	0.1%	$88.50	—	S&P 500 GRWT ETF	464287309
WMT	WALMART INC	2,183	$247K	0.0%	$80.74	—	COM	931142103
ITOT	ISHARES TR	5,969	$981K	0.1%	$135.04	—	CORE S&P TTL STK	464287150
HTRB	HARTFORD FDS EXCHANGE TRADED	528,257	$17.82M	2.1%	$33.35	—	TOTAL RTRN ETF	41653L305
NFRA	FLEXSHARES TR	40,317	$2.585M	0.3%	$48.93	—	STOXX GLOBR INF	33939L795
GLD	SPDR GOLD TR	570	$210K	0.0%	$418.02	—	GOLD SHS	78463V107
QGRO	AMERICAN CENTY ETF TR	5,623	$664K	0.1%	$110.36	—	US QUALITY GROW	025072307
SCHX	SCHWAB STRATEGIC TR	21,958	$646K	0.1%	$31.13	—	US LRG CAP ETF	808524201
SPSM	SPDR SERIES TRUST	5,374	$310K	0.0%	$27.38	—	ST STR SP600 SML	78468R853
ESGV	VANGUARD WORLD FD	3,409	$451K	0.1%	$105.25	—	ESG US STK ETF	921910733
SPYV	SPDR SERIES TRUST	8,856	$538K	0.1%	$41.11	—	ST STR P500VAL	78464A508
ISTB	ISHARES TR	123,399	$5.954M	0.7%	$46.38	—	CORE 1 5 YR USD	46432F859
VYM	VANGUARD WHITEHALL FDS	4,334	$685K	0.1%	$103.42	—	HIGH DIV YLD	921946406
SDY	SPDR SERIES TRUST	1,563	$238K	0.0%	$141.97	—	ST STR SP DIV	78464A763
JPST	J P MORGAN EXCHANGE TRADED F	12,903	$653K	0.1%	$50.73	—	ULTRA SHRT ETF	46641Q837
FDN	FIRST TR EXCHANGE-TRADED FD	880	$233K	0.0%	$269.33	—	DJ INTERNT IDX	33733E302
DFIV	DIMENSIONAL ETF TRUST	3,820	$206K	0.0%	$54.72	—	INTERNATNAL VAL	25434V807
QINT	AMERICAN CENTY ETF TR	6,688	$464K	0.1%	$64.21	—	QUALITY DIVRSFED	025072406
MMIT	NEW YORK LIFE INVTS ACTIVE E	11,383	$277K	0.0%	$24.30	—	MACKAY MUN INTER	45409F827
VWO	VANGUARD INTL EQUITY INDEX F	3,422	$204K	0.0%	$59.36	—	FTSE EMR MKT ETF	922042858
IUSB	ISHARES TR	5,188	$239K	0.0%	$46.28	—	CORE UNIVRSL USD	46434V613
BIV	VANGUARD BD INDEX FDS	10,077	$773K	0.1%	$78.43	—	INTERMED TERM	921937819