Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	ISHARESTR	74,422	$3.912M	1.4%	$52.56	—	ISHS 1-5YR INVS	464288646
URI	UnitedRentalsInc	4,555	$3.319M	1.2%	$882.83	0.0%	COM	911363109
CBOE	CboeGlobalMarkets,Inc.	3,971	$1.116M	0.4%	$272.00	0.0%	COM	12503M108
SUSB	ISHARES TR	28,593	$717K	0.3%	$25.07	—	ESG AWRE 1 5 YR	46435G243
PAVE	GLOBAL X FDS	5,315	$270K	0.1%	$50.81	—	US INFR DEV ETF	37954Y673

Increased Positions (21)

EMXC ISHARESINC 2.2%

Value $6.197M (+10.8%) Shares 78,779 (+2.4%) Est. Cost $58.64 Unrealized —

COP Conocophillips 0.6%

Value $1.561M (+45.4%) Shares 11,829 (+3.1%) Est. Cost $108.16 Unrealized -5.1%

CVX ChevrontexacoCorp 0.6%

Value $1.568M (+39.3%) Shares 7,580 (+2.6%) Est. Cost $153.18 Unrealized +12.2%

AGG ISHARESTR 9.5%

Value $26.43M (+1.5%) Shares 266,209 (+2.2%) Est. Cost $98.70 Unrealized —

MRK Merck&Co.Inc. 0.7%

Value $1.917M (+15.7%) Shares 15,938 (+1.2%) Est. Cost $93.93 Unrealized +21.7%

VZ VerizonCommunications 0.4%

Value $1.142M (+25.4%) Shares 22,758 (+1.7%) Est. Cost $31.83 Unrealized +37.7%

META MetaPlatformsIncClassA 0.6%

Value $1.565M (-12.4%) Shares 2,736 (+1.0%) Est. Cost $125.52 Unrealized +422.3%

ABT AbbottLaboratories 0.4%

Value $1.137M (-16.1%) Shares 11,072 (+2.4%) Est. Cost $98.03 Unrealized +17.7%

FTEC FIDELITYCOVINGTONTRUST 1.2%

Value $3.245M (-6.0%) Shares 15,597 (+1.5%) Est. Cost $99.72 Unrealized —

IEFA ISHARESTR 1.8%

Value $4.944M (+4.0%) Shares 54,607 (+2.8%) Est. Cost $64.15 Unrealized —

SHY ISHARESTR 3.0%

Value $8.28M (+2.3%) Shares 100,280 (+2.6%) Est. Cost $81.79 Unrealized —

IJR ISHARESTR 1.4%

Value $3.785M (+5.0%) Shares 30,451 (+1.5%) Est. Cost $96.37 Unrealized —

XJR ISHARESTR 0.2%

Value $593K (+33.7%) Shares 13,631 (+30.8%) Est. Cost $40.00 Unrealized —

— UnileverPLC 0.4%

Value $1.06M (-11.3%) Shares 18,606 (+1.8%) Est. Cost $49.56 Unrealized —

DSI ISHARESTR 1.0%

Value $2.804M (-4.2%) Shares 23,139 (+1.9%) Est. Cost $83.26 Unrealized —

MET MetlifeInc 0.4%

Value $1.168M (-8.8%) Shares 16,512 (+1.8%) Est. Cost $65.41 Unrealized +18.4%

IUSV ISHARESTR 1.9%

Value $5.266M (+1.3%) Shares 51,500 (+1.6%) Est. Cost $71.62 Unrealized —

XJH ISHARESTR 0.3%

Value $957K (+5.8%) Shares 21,083 (+4.2%) Est. Cost $40.68 Unrealized —

IGLB ISHARESTR 3.8%

Value $10.42M (+0.5%) Shares 210,023 (+2.1%) Est. Cost $51.55 Unrealized —

ABBV ABBVIEINC 0.5%

Value $1.266M (-3.3%) Shares 5,820 (+1.6%) Est. Cost $180.16 Unrealized +23.5%

FBND FIDELITYMERRIMACKSTRTR 0.8%

Value $2.092M (+0.3%) Shares 45,864 (+1.2%) Est. Cost $44.88 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
EMXC	ISHARESINC	78,779 (+2.4%)	$6.197M (+10.8%)	2.2%	$58.64	—	MSCIEMRGCHN	46434G764
COP	Conocophillips	11,829 (+3.1%)	$1.561M (+45.4%)	0.6%	$108.16	-5.1%	COM	20825C104
CVX	ChevrontexacoCorp	7,580 (+2.6%)	$1.568M (+39.3%)	0.6%	$153.18	+12.2%	COM	166764100
AGG	ISHARESTR	266,209 (+2.2%)	$26.43M (+1.5%)	9.5%	$98.70	—	COREUSAGGBDET	464287226
MRK	Merck&Co.Inc.	15,938 (+1.2%)	$1.917M (+15.7%)	0.7%	$93.93	+21.7%	COM	58933Y105
VZ	VerizonCommunications	22,758 (+1.7%)	$1.142M (+25.4%)	0.4%	$31.83	+37.7%	COM	92343V104
META	MetaPlatformsIncClassA	2,736 (+1.0%)	$1.565M (-12.4%)	0.6%	$125.52	+422.3%	CLA	30303M102
ABT	AbbottLaboratories	11,072 (+2.4%)	$1.137M (-16.1%)	0.4%	$98.03	+17.7%	COM	002824100
FTEC	FIDELITYCOVINGTONTRUST	15,597 (+1.5%)	$3.245M (-6.0%)	1.2%	$99.72	—	MSCIINFOTECHI	316092808
IEFA	ISHARESTR	54,607 (+2.8%)	$4.944M (+4.0%)	1.8%	$64.15	—	COREMSCIEAFE	46432F842
SHY	ISHARESTR	100,280 (+2.6%)	$8.28M (+2.3%)	3.0%	$81.79	—	13YRTREASBD	464287457
IJR	ISHARESTR	30,451 (+1.5%)	$3.785M (+5.0%)	1.4%	$96.37	—	CORES&PSCPETF	464287804
XJR	ISHARESTR	13,631 (+30.8%)	$593K (+33.7%)	0.2%	$40.00	—	ESGSCRNDS&PSM	46436E544
—	UnileverPLC	18,606 (+1.8%)	$1.06M (-11.3%)	0.4%	$49.56	—	SPONADRNEW	904767704
DSI	ISHARESTR	23,139 (+1.9%)	$2.804M (-4.2%)	1.0%	$83.26	—	MSCIKLD400SOC	464288570
MET	MetlifeInc	16,512 (+1.8%)	$1.168M (-8.8%)	0.4%	$65.41	+18.4%	COM	59156R108
IUSV	ISHARESTR	51,500 (+1.6%)	$5.266M (+1.3%)	1.9%	$71.62	—	CORES&PUSVLU	464287663
XJH	ISHARESTR	21,083 (+4.2%)	$957K (+5.8%)	0.3%	$40.68	—	ESGSCRDS&PMID	46436E551
IGLB	ISHARESTR	210,023 (+2.1%)	$10.42M (+0.5%)	3.8%	$51.55	—	10+YRINVSTGRD	464289511
ABBV	ABBVIEINC	5,820 (+1.6%)	$1.266M (-3.3%)	0.5%	$180.16	+23.5%	COM	00287Y109
FBND	FIDELITYMERRIMACKSTRTR	45,864 (+1.2%)	$2.092M (+0.3%)	0.8%	$44.88	—	TOTALBDETF	316188309

Exited Positions (3)

TLT ISHARESTR 1.6%

Value $4.501M Shares 51,646 Est. Cost $98.15 Unrealized —

FISV FiservCorp 0.8%

Value $2.226M Shares 33,133 Est. Cost $100.35 Unrealized -36.3%

BMY Bristol-MyersSquibbCo 0.7%

Value $1.939M Shares 35,944 Est. Cost $62.57 Unrealized -8.2%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TLT	ISHARESTR	51,646	$4.501M	1.6%	$98.15	—	—	464287432
FISV	FiservCorp	33,133	$2.226M	0.8%	$100.35	-36.3%	—	337738108
BMY	Bristol-MyersSquibbCo	35,944	$1.939M	0.7%	$62.57	-8.2%	—	110122108

Decreased Positions (10)

ACN AccentureLTD 0.4%

Value $1.051M (-71.5%) Shares 5,303 (-61.5%) Est. Cost $282.04 Unrealized -10.2%

IVV ISHARESTR 9.0%

Value $24.81M (-7.9%) Shares 37,988 (-3.5%) Est. Cost $422.96 Unrealized —

VRT VERTIVHOLDINGSCO 1.8%

Value $4.93M (+52.7%) Shares 19,673 (-1.3%) Est. Cost $86.33 Unrealized +131.5%

NVDA NvidiaCorp 2.7%

Value $7.423M (-9.4%) Shares 42,565 (-3.1%) Est. Cost $92.14 Unrealized +102.6%

VGT VANGUARDWORLDFDS 1.9%

Value $5.206M (-10.5%) Shares 7,461 (-3.3%) Est. Cost $319.41 Unrealized —

GOOGL AlphabetIncClassA 1.2%

Value $3.268M (-12.2%) Shares 11,364 (-4.4%) Est. Cost $94.32 Unrealized +242.8%

KLAC KLACorp 1.0%

Value $2.737M (+17.8%) Shares 1,859 (-2.8%) Est. Cost $479.52 Unrealized +204.9%

JPM JPMorganChase&Co 0.8%

Value $2.343M (-10.6%) Shares 7,964 (-2.0%) Est. Cost $117.65 Unrealized +164.7%

CMI CumminsInc 2.8%

Value $7.855M (+3.3%) Shares 14,600 (-2.0%) Est. Cost $221.06 Unrealized +160.3%

FDIS FIDELITYCOVINGTONTRUST 0.1%

Value $408K (-10.3%) Shares 4,374 (-1.7%) Est. Cost $59.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ACN	AccentureLTD	5,303 (-61.5%)	$1.051M (-71.5%)	0.4%	$282.04	-10.2%	SHSCLASSA	G1151C101
IVV	ISHARESTR	37,988 (-3.5%)	$24.81M (-7.9%)	9.0%	$422.96	—	CORES&P500ETF	464287200
VRT	VERTIVHOLDINGSCO	19,673 (-1.3%)	$4.93M (+52.7%)	1.8%	$86.33	+131.5%	COMCLA	92537N108
NVDA	NvidiaCorp	42,565 (-3.1%)	$7.423M (-9.4%)	2.7%	$92.14	+102.6%	COM	67066G104
VGT	VANGUARDWORLDFDS	7,461 (-3.3%)	$5.206M (-10.5%)	1.9%	$319.41	—	INFTECHETF	92204A702
GOOGL	AlphabetIncClassA	11,364 (-4.4%)	$3.268M (-12.2%)	1.2%	$94.32	+242.8%	CAPSTKCLA	02079K305
KLAC	KLACorp	1,859 (-2.8%)	$2.737M (+17.8%)	1.0%	$479.52	+204.9%	COM	482480100
JPM	JPMorganChase&Co	7,964 (-2.0%)	$2.343M (-10.6%)	0.8%	$117.65	+164.7%	COM	46625H100
CMI	CumminsInc	14,600 (-2.0%)	$7.855M (+3.3%)	2.8%	$221.06	+160.3%	COM	231021106
FDIS	FIDELITYCOVINGTONTRUST	4,374 (-1.7%)	$408K (-10.3%)	0.1%	$59.54	—	MSCICONSMDIS	316092204

Unchanged Positions (33)

MSFT MicrosoftCorp. 2.2%

Value $6.046M Shares 16,332 Est. Cost $234.05 Unrealized +85.7%

FENY FIDELITYCOVINGTONTRUST 2.0%

Value $5.491M Shares 161,414 Est. Cost $23.82 Unrealized —

JNJ Johnson&Johnson 2.0%

Value $5.501M Shares 22,504 Est. Cost $156.69 Unrealized +45.4%

CF CFIndustriesHoldings,Inc 0.6%

Value $1.787M Shares 13,764 Est. Cost $93.76 Unrealized -3.9%

AVGO BroadcomInc 2.1%

Value $5.697M Shares 18,406 Est. Cost $142.78 Unrealized +134.0%

COST CostcoCompaniesInc 1.8%

Value $5.071M Shares 5,090 Est. Cost $468.77 Unrealized +105.6%

GOOG AlphabetIncClassC 2.4%

Value $6.519M Shares 22,725 Est. Cost $97.18 Unrealized +233.1%

DTE DetroitEdison 1.7%

Value $4.641M Shares 31,743 Est. Cost $103.20 Unrealized +32.6%

AMZN AmazonComInc 2.0%

Value $5.569M Shares 26,739 Est. Cost $116.83 Unrealized +94.2%

AAPL AppleComputerInc 2.9%

Value $8.08M Shares 31,838 Est. Cost $143.29 Unrealized +83.4%

IJH ISHARESTR 6.1%

Value $16.92M Shares 250,529 Est. Cost $93.90 Unrealized —

MA MASTERCARDINCORPORATED 1.0%

Value $2.82M Shares 5,643 Est. Cost $462.98 Unrealized +16.4%

UNP UnionPacificCorp 1.8%

Value $5.025M Shares 20,713 Est. Cost $193.04 Unrealized +26.0%

TGT TargetCorporation 0.4%

Value $1M Shares 8,252 Est. Cost $137.04 Unrealized -20.3%

IJS ISHARESTR 1.8%

Value $4.956M Shares 41,841 Est. Cost $102.80 Unrealized —

AMP AmeripriseFinancialInc 0.7%

Value $1.922M Shares 4,325 Est. Cost $291.87 Unrealized +71.4%

MCK MckessonCorp. 1.0%

Value $2.76M Shares 3,190 Est. Cost $367.20 Unrealized +138.4%

IEI ISHARESTR 4.4%

Value $12.14M Shares 102,356 Est. Cost $115.00 Unrealized —

LOW Lowes 1.8%

Value $5.067M Shares 21,444 Est. Cost $189.63 Unrealized +43.2%

SCHB SCHWABSTRATEGICTR 0.6%

Value $1.713M Shares 68,231 Est. Cost $29.06 Unrealized —

VTI VANGUARDWORLDFDS 0.5%

Value $1.256M Shares 3,915 Est. Cost $191.19 Unrealized —

HDV ISHARESTR 0.2%

Value $469K Shares 3,459 Est. Cost $100.80 Unrealized —

XLV SELECTSECTORSPDRTR 0.2%

Value $510K Shares 3,476 Est. Cost $135.85 Unrealized —

EAGG ISHARESTR 0.9%

Value $2.587M Shares 54,409 Est. Cost $47.66 Unrealized —

BND VANGUARDBDINDEXFDS 0.7%

Value $1.806M Shares 24,529 Est. Cost $71.87 Unrealized —

SCHM SCHWABSTRATEGICTR 0.3%

Value $757K Shares 24,437 Est. Cost $40.77 Unrealized —

SCHA SCHWABSTRATEGICTR 0.4%

Value $1.019M Shares 35,048 Est. Cost $33.29 Unrealized —

SCHX SCHWABSTRATEGICTR 0.1%

Value $269K Shares 10,497 Est. Cost $30.50 Unrealized —

FHLC FIDELITYCOVINGTONTRUST 0.1%

Value $235K Shares 3,334 Est. Cost $63.98 Unrealized —

ESGE ISHARESINC 0.1%

Value $213K Shares 4,685 Est. Cost $43.42 Unrealized —

VYM VANGUARDWHITEHALLFDS 0.1%

Value $212K Shares 1,432 Est. Cost $140.95 Unrealized —

MUB ISHARESTR 0.2%

Value $624K Shares 5,883 Est. Cost $105.69 Unrealized —

SCHZ SCHWABSTRATEGICTR 0.6%

Value $1.628M Shares 70,110 Est. Cost $33.03 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MicrosoftCorp.	16,332	$6.046M	2.2%	$234.05	+85.7%	COM	594918104
FENY	FIDELITYCOVINGTONTRUST	161,414	$5.491M	2.0%	$23.82	—	MSCIENERGYIDX	316092402
JNJ	Johnson&Johnson	22,504	$5.501M	2.0%	$156.69	+45.4%	COM	478160104
CF	CFIndustriesHoldings,Inc	13,764	$1.787M	0.6%	$93.76	-3.9%	COM	125269100
AVGO	BroadcomInc	18,406	$5.697M	2.1%	$142.78	+134.0%	COM	11135F101
COST	CostcoCompaniesInc	5,090	$5.071M	1.8%	$468.77	+105.6%	COM	22160K105
GOOG	AlphabetIncClassC	22,725	$6.519M	2.4%	$97.18	+233.1%	CAPSTKCLC	02079K107
DTE	DetroitEdison	31,743	$4.641M	1.7%	$103.20	+32.6%	COM	233331107
AMZN	AmazonComInc	26,739	$5.569M	2.0%	$116.83	+94.2%	COM	023135106
AAPL	AppleComputerInc	31,838	$8.08M	2.9%	$143.29	+83.4%	COM	037833100
IJH	ISHARESTR	250,529	$16.92M	6.1%	$93.90	—	CORES&PMCPETF	464287507
MA	MASTERCARDINCORPORATED	5,643	$2.82M	1.0%	$462.98	+16.4%	CLA	57636Q104
UNP	UnionPacificCorp	20,713	$5.025M	1.8%	$193.04	+26.0%	COM	907818108
TGT	TargetCorporation	8,252	$1M	0.4%	$137.04	-20.3%	COM	87612E106
IJS	ISHARESTR	41,841	$4.956M	1.8%	$102.80	—	SPSMCP600VLETF	464287879
AMP	AmeripriseFinancialInc	4,325	$1.922M	0.7%	$291.87	+71.4%	COM	03076C106
MCK	MckessonCorp.	3,190	$2.76M	1.0%	$367.20	+138.4%	COM	58155Q103
IEI	ISHARESTR	102,356	$12.14M	4.4%	$115.00	—	37YRTREASBD	464288661
LOW	Lowes	21,444	$5.067M	1.8%	$189.63	+43.2%	COM	548661107
SCHB	SCHWABSTRATEGICTR	68,231	$1.713M	0.6%	$29.06	—	USBRDMKTETF	808524102
VTI	VANGUARDWORLDFDS	3,915	$1.256M	0.5%	$191.19	—	TOTALSTKMKT	922908769
HDV	ISHARESTR	3,459	$469K	0.2%	$100.80	—	COREHIGHDVETF	46429B663
XLV	SELECTSECTORSPDRTR	3,476	$510K	0.2%	$135.85	—	SBIHEALTHCARE	81369Y209
EAGG	ISHARESTR	54,409	$2.587M	0.9%	$47.66	—	ESGAWRUSAGRGT	46435U549
BND	VANGUARDBDINDEXFDS	24,529	$1.806M	0.7%	$71.87	—	TOTALBNDMRKT	921937835
SCHM	SCHWABSTRATEGICTR	24,437	$757K	0.3%	$40.77	—	USMID-CAPETF	808524508
SCHA	SCHWABSTRATEGICTR	35,048	$1.019M	0.4%	$33.29	—	USSMLCAPETF	808524607
SCHX	SCHWABSTRATEGICTR	10,497	$269K	0.1%	$30.50	—	USLRGCAPETF	808524201
FHLC	FIDELITYCOVINGTONTRUST	3,334	$235K	0.1%	$63.98	—	MSCIHLTHCAREI	316092600
ESGE	ISHARESINC	4,685	$213K	0.1%	$43.42	—	ESGAWRMSCIEM	46434G863
VYM	VANGUARDWHITEHALLFDS	1,432	$212K	0.1%	$140.95	—	HIGHDIVYLD	921946406
MUB	ISHARESTR	5,883	$624K	0.2%	$105.69	—	NATIONALMUNETF	464288414
SCHZ	SCHWABSTRATEGICTR	70,110	$1.628M	0.6%	$33.03	—	USAGGREGATEB	808524839