Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IVV	ISHARESTR	42,603 (+1.2%)	$32.63M (+3.5%)	10.7%	$765.84	$450.38	+70.0%	CORES&P500ETF	464287200
IGLB	ISHARESTR	245,932 (+1.1%)	$11.23M (-7.8%)	3.7%	$45.66	$49.54	-7.8%	10+YRINVSTGRD	464289511
DTE	DetroitEdison	33,085 (+1.5%)	$4.03M (-18.9%)	1.3%	$121.80	$104.83	+16.2%	COM	233331107
LOW	Lowes	24,088 (+1.2%)	$4.439M (-15.4%)	1.5%	$184.29	$193.52	-4.8%	COM	548661107
IEI	ISHARESTR	107,043 (+1.2%)	$12.14M (-2.2%)	4.0%	$113.44	$115.05	-1.4%	37YRTREASBD	464288661
CBOE	CboeGlobalMarkets,Inc.	4,233 (+1.5%)	$1.165M (+15.2%)	0.4%	$275.29	$279.78	-1.6%	COM	12503M108
ABT	AbbottLaboratories	11,424 (+1.7%)	$1.129M (+10.7%)	0.4%	$98.83	$97.98	+0.9%	COM	002824100
IEFA	ISHARESTR	56,024 (+1.6%)	$5.428M (+1.9%)	1.8%	$96.88	$62.17	+55.8%	COREMSCIEAFE	46432F842
VZ	VerizonCommunications	23,245 (+1.3%)	$1.066M (+9.7%)	0.3%	$45.87	$32.07	+43.1%	COM	92343V104
IGSB	ISHARESTR	82,865 (+4.3%)	$4.245M (+1.9%)	1.4%	$51.23	$52.79	-3.0%	ISHS1-5YRINVS	464288646
HDV	ISHARESTR	19,067 (+9.3%)	$533K (+11.5%)	0.2%	$27.96	$26.05	+7.3%	COREHIGHDVETF	46429B663
SCHZ	SCHWABSTRATEGICTR	81,061 (+6.7%)	$1.791M (+1.9%)	0.6%	$22.10	$22.97	-3.8%	USAGGREGATEB	808524839
—	UnileverPLC	19,105 (+1.6%)	$1.16M (+2.6%)	0.4%	$60.73	$49.85	—	SPONADRNEW	904767704
FBND	FIDELITYMERRIMACKSTRTR	54,009 (+6.4%)	$2.339M (+1.2%)	0.8%	$43.30	$45.64	-5.1%	TOTALBDETF	316188309

Exited Positions (3)

TSM TaiwanSemiconductrAdrf 0.1%

Value $347K Shares 727 Share Price $477.57 * Est. Cost/Share $405.79 Unrealized @ Report Date +12.4%

AMD AdvancedMicroDvcsInc 0.1%

Value $307K Shares 529 Share Price $580.91 * Est. Cost/Share $409.99 Unrealized @ Report Date +49.2%

GLW CorningInc. 0.1%

Value $306K Shares 1,197 Share Price $255.43 * Est. Cost/Share $181.94 Unrealized @ Report Date -15.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
TSM	TaiwanSemiconductrAdrf	727	$347K	0.1%	$477.57 *	$405.79	+12.4%	—	874039100
AMD	AdvancedMicroDvcsInc	529	$307K	0.1%	$580.91 *	$409.99	+49.2%	—	007903107
GLW	CorningInc.	1,197	$306K	0.1%	$255.43 *	$181.94	-15.5%	—	219350105

Decreased Positions (12)

KLAC KLACorp 0.9%

Value $2.758M (-37.1%) Shares 14,149 (-2.6%) Share Price $194.93 Est. Cost/Share $1370.97 Unrealized @ Report Date -85.8%

NVDA NvidiaCorp 3.1%

Value $9.63M (+12.8%) Shares 42,167 (-1.2%) Share Price $228.38 Est. Cost/Share $92.14 Unrealized @ Report Date +147.9%

GOOGL AlphabetIncClassA 1.1%

Value $3.449M (-6.2%) Shares 10,025 (-2.6%) Share Price $344.08 Est. Cost/Share $94.32 Unrealized @ Report Date +264.8%

VGT VANGUARDWORLDFDS 2.1%

Value $6.557M (+2.2%) Shares 52,176 (-2.8%) Share Price $125.67 Est. Cost/Share $99.94 Unrealized @ Report Date +25.7%

BND VANGUARDBDINDEXFDS 0.6%

Value $1.715M (-7.2%) Shares 24,445 (-2.9%) Share Price $70.15 Est. Cost/Share $71.80 Unrealized @ Report Date -2.3%

SCHA SCHWABSTRATEGICTR 0.4%

Value $1.1M (-10.6%) Shares 33,722 (-1.0%) Share Price $32.63 Est. Cost/Share $23.50 Unrealized @ Report Date +38.8%

XJH ISHARESTR 0.4%

Value $1.171M (-7.7%) Shares 23,998 (-1.3%) Share Price $48.78 Est. Cost/Share $41.36 Unrealized @ Report Date +17.9%

SCHM SCHWABSTRATEGICTR 0.3%

Value $809K (-8.9%) Shares 23,775 (-1.3%) Share Price $34.02 Est. Cost/Share $26.24 Unrealized @ Report Date +29.7%

DSI ISHARESTR 1.1%

Value $3.508M (+1.1%) Shares 23,999 (-1.5%) Share Price $146.18 Est. Cost/Share $85.33 Unrealized @ Report Date +71.3%

FHLC FIDELITYCOVINGTONTRUST 0.1%

Value $221K (-14.4%) Shares 2,699 (-19.0%) Share Price $81.71 Est. Cost/Share $62.52 Unrealized @ Report Date +30.7%

SCHB SCHWABSTRATEGICTR 0.6%

Value $1.956M (-0.9%) Shares 66,723 (-2.0%) Share Price $29.31 Est. Cost/Share $20.61 Unrealized @ Report Date +42.2%

ESGE ISHARESINC 0.1%

Value $224K (-7.0%) Shares 4,129 (-6.1%) Share Price $54.16 Est. Cost/Share $40.80 Unrealized @ Report Date +32.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
KLAC	KLACorp	14,149 (-2.6%)	$2.758M (-37.1%)	0.9%	$194.93	$1370.97	-85.8%	COM	482480100
NVDA	NvidiaCorp	42,167 (-1.2%)	$9.63M (+12.8%)	3.1%	$228.38	$92.14	+147.9%	COM	67066G104
GOOGL	AlphabetIncClassA	10,025 (-2.6%)	$3.449M (-6.2%)	1.1%	$344.08	$94.32	+264.8%	CAPSTKCLA	02079K305
VGT	VANGUARDWORLDFDS	52,176 (-2.8%)	$6.557M (+2.2%)	2.1%	$125.67	$99.94	+25.7%	INFTECHETF	92204A702
BND	VANGUARDBDINDEXFDS	24,445 (-2.9%)	$1.715M (-7.2%)	0.6%	$70.15	$71.80	-2.3%	TOTALBNDMRKT	921937835
SCHA	SCHWABSTRATEGICTR	33,722 (-1.0%)	$1.1M (-10.6%)	0.4%	$32.63	$23.50	+38.8%	USSMLCAPETF	808524607
XJH	ISHARESTR	23,998 (-1.3%)	$1.171M (-7.7%)	0.4%	$48.78	$41.36	+17.9%	ESGSCRDS&PMID	46436E551
SCHM	SCHWABSTRATEGICTR	23,775 (-1.3%)	$809K (-8.9%)	0.3%	$34.02	$26.24	+29.7%	USMID-CAPETF	808524508
DSI	ISHARESTR	23,999 (-1.5%)	$3.508M (+1.1%)	1.1%	$146.18	$85.33	+71.3%	MSCIKLD400SOC	464288570
FHLC	FIDELITYCOVINGTONTRUST	2,699 (-19.0%)	$221K (-14.4%)	0.1%	$81.71	$62.52	+30.7%	MSCIHLTHCAREI	316092600
SCHB	SCHWABSTRATEGICTR	66,723 (-2.0%)	$1.956M (-0.9%)	0.6%	$29.31	$20.61	+42.2%	USBRDMKTETF	808524102
ESGE	ISHARESINC	4,129 (-6.1%)	$224K (-7.0%)	0.1%	$54.16	$40.80	+32.8%	ESGAWRMSCIEM	46434G863

Unchanged Positions (43)

MSFT MicrosoftCorp. 2.9%

Value $8.732M Shares 17,025 Share Price $512.91 Est. Cost/Share $240.14 Unrealized @ Report Date +113.6%

CMI CumminsInc 1.9%

Value $5.933M Shares 11,486 Share Price $516.55 Est. Cost/Share $221.06 Unrealized @ Report Date +133.7%

AAPL AppleComputerInc 3.3%

Value $10.21M Shares 30,651 Share Price $333.02 Est. Cost/Share $143.29 Unrealized @ Report Date +132.4%

IJH ISHARESTR 6.3%

Value $19.38M Shares 269,416 Share Price $71.95 Est. Cost/Share $56.82 Unrealized @ Report Date +26.6%

AGG ISHARESTR 9.6%

Value $29.48M Shares 311,868 Share Price $94.54 Est. Cost/Share $96.92 Unrealized @ Report Date -2.5%

VRT VERTIVHOLDINGSCO 0.7%

Value $2.136M Shares 8,851 Share Price $241.31 Est. Cost/Share $86.33 Unrealized @ Report Date +179.5%

FENY FIDELITYCOVINGTONTRUST 1.8%

Value $5.544M Shares 163,553 Share Price $33.90 Est. Cost/Share $23.90 Unrealized @ Report Date +41.8%

URI UnitedRentalsInc 1.5%

Value $4.554M Shares 4,550 Share Price $1000.78 Est. Cost/Share $839.07 Unrealized @ Report Date +19.3%

META MetaPlatformsIncClassA 0.7%

Value $1.991M Shares 2,746 Share Price $725.18 Est. Cost/Share $125.37 Unrealized @ Report Date +478.4%

AVGO BroadcomInc 1.7%

Value $5.091M Shares 14,496 Share Price $351.19 Est. Cost/Share $142.78 Unrealized @ Report Date +146.0%

IJR ISHARESTR 1.4%

Value $4.164M Shares 30,610 Share Price $136.04 Est. Cost/Share $97.08 Unrealized @ Report Date +40.1%

IJS ISHARESTR 1.8%

Value $5.439M Shares 42,458 Share Price $128.10 Est. Cost/Share $100.51 Unrealized @ Report Date +27.5%

AMZN AmazonComInc 2.2%

Value $6.732M Shares 27,019 Share Price $249.15 Est. Cost/Share $116.83 Unrealized @ Report Date +113.3%

MCK MckessonCorp. 0.9%

Value $2.7M Shares 3,162 Share Price $853.81 Est. Cost/Share $367.20 Unrealized @ Report Date +132.5%

CVX ChevrontexacoCorp 0.5%

Value $1.561M Shares 7,645 Share Price $204.21 Est. Cost/Share $153.43 Unrealized @ Report Date +33.1%

EMXC ISHARESINC 2.4%

Value $7.356M Shares 74,240 Share Price $99.08 Est. Cost/Share $56.74 Unrealized @ Report Date +74.6%

ACN AccentureLTD 0.3%

Value $895K Shares 4,880 Share Price $183.36 Est. Cost/Share $282.04 Unrealized @ Report Date -35.0%

MA MASTERCARDINCORPORATED 1.2%

Value $3.712M Shares 6,731 Share Price $551.47 Est. Cost/Share $468.48 Unrealized @ Report Date +17.7%

MRK Merck&Co.Inc. 0.8%

Value $2.371M Shares 16,314 Share Price $145.31 Est. Cost/Share $94.45 Unrealized @ Report Date +53.9%

COP Conocophillips 0.5%

Value $1.497M Shares 11,960 Share Price $125.15 Est. Cost/Share $108.39 Unrealized @ Report Date +15.5%

JNJ Johnson&Johnson 2.0%

Value $6.016M Shares 22,723 Share Price $264.73 Est. Cost/Share $156.69 Unrealized @ Report Date +69.0%

GOOG AlphabetIncClassC 2.0%

Value $6.148M Shares 18,043 Share Price $340.74 Est. Cost/Share $97.18 Unrealized @ Report Date +250.6%

TGT TargetCorporation 0.4%

Value $1.294M Shares 8,258 Share Price $156.69 Est. Cost/Share $137.04 Unrealized @ Report Date +14.3%

FTEC FIDELITYCOVINGTONTRUST 1.4%

Value $4.423M Shares 14,741 Share Price $300.06 Est. Cost/Share $100.85 Unrealized @ Report Date +197.5%

MET MetlifeInc 0.5%

Value $1.563M Shares 16,600 Share Price $94.16 Est. Cost/Share $65.36 Unrealized @ Report Date +44.1%

AMP AmeripriseFinancialInc 0.7%

Value $2.129M Shares 4,324 Share Price $492.35 Est. Cost/Share $291.87 Unrealized @ Report Date +68.7%

COST CostcoCompaniesInc 1.5%

Value $4.623M Shares 5,079 Share Price $910.25 Est. Cost/Share $468.77 Unrealized @ Report Date +94.2%

EAGG ISHARESTR 0.9%

Value $2.657M Shares 58,717 Share Price $45.25 Est. Cost/Share $46.51 Unrealized @ Report Date -2.7%

CF CFIndustriesHoldings,Inc 0.5%

Value $1.568M Shares 13,612 Share Price $115.20 Est. Cost/Share $93.76 Unrealized @ Report Date +22.9%

SHY ISHARESTR 2.8%

Value $8.537M Shares 105,131 Share Price $81.20 Est. Cost/Share $81.67 Unrealized @ Report Date -0.6%

ABBV ABBVIEINC 0.5%

Value $1.537M Shares 5,875 Share Price $261.59 Est. Cost/Share $180.15 Unrealized @ Report Date +45.2%

XJR ISHARESTR 0.2%

Value $636K Shares 13,166 Share Price $48.28 Est. Cost/Share $40.44 Unrealized @ Report Date +19.4%

IUSV ISHARESTR 1.9%

Value $5.705M Shares 51,732 Share Price $110.28 Est. Cost/Share $70.59 Unrealized @ Report Date +56.2%

MUB ISHARESTR 0.2%

Value $595K Shares 5,883 Share Price $101.10 Est. Cost/Share $104.41 Unrealized @ Report Date -3.2%

FDIS FIDELITYCOVINGTONTRUST 0.1%

Value $416K Shares 4,393 Share Price $94.71 Est. Cost/Share $61.97 Unrealized @ Report Date +52.8%

PAVE GLOBALXFDS 0.1%

Value $281K Shares 5,350 Share Price $52.50 Est. Cost/Share $52.08 Unrealized @ Report Date +0.8%

XLV SELECTSECTORSPDRTR 0.2%

Value $585K Shares 3,476 Share Price $168.42 Est. Cost/Share $132.51 Unrealized @ Report Date +27.1%

JPM JPMorganChase&Co 0.8%

Value $2.548M Shares 7,703 Share Price $330.83 Est. Cost/Share $117.65 Unrealized @ Report Date +181.2%

VTI VANGUARDWORLDFDS 0.5%

Value $1.469M Shares 3,925 Share Price $374.24 Est. Cost/Share $192.72 Unrealized @ Report Date +94.2%

UNP UnionPacificCorp 1.9%

Value $5.733M Shares 21,067 Share Price $272.12 Est. Cost/Share $194.07 Unrealized @ Report Date +40.2%

SUSB ISHARESTR 0.2%

Value $731K Shares 29,935 Share Price $24.43 Est. Cost/Share $25.20 Unrealized @ Report Date -3.1%

SCHX SCHWABSTRATEGICTR 0.1%

Value $315K Shares 10,497 Share Price $30.00 Est. Cost/Share $20.58 Unrealized @ Report Date +45.7%

VYM VANGUARDWHITEHALLFDS 0.1%

Value $222K Shares 1,432 Share Price $155.20 Est. Cost/Share $137.41 Unrealized @ Report Date +12.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MSFT	MicrosoftCorp.	17,025	$8.732M	2.9%	$512.91	$240.14	+113.6%	COM	594918104
CMI	CumminsInc	11,486	$5.933M	1.9%	$516.55	$221.06	+133.7%	COM	231021106
AAPL	AppleComputerInc	30,651	$10.21M	3.3%	$333.02	$143.29	+132.4%	COM	037833100
IJH	ISHARESTR	269,416	$19.38M	6.3%	$71.95	$56.82	+26.6%	CORES&PMCPETF	464287507
AGG	ISHARESTR	311,868	$29.48M	9.6%	$94.54	$96.92	-2.5%	COREUSAGGBDET	464287226
VRT	VERTIVHOLDINGSCO	8,851	$2.136M	0.7%	$241.31	$86.33	+179.5%	COMCLA	92537N108
FENY	FIDELITYCOVINGTONTRUST	163,553	$5.544M	1.8%	$33.90	$23.90	+41.8%	MSCIENERGYIDX	316092402
URI	UnitedRentalsInc	4,550	$4.554M	1.5%	$1000.78	$839.07	+19.3%	COM	911363109
META	MetaPlatformsIncClassA	2,746	$1.991M	0.7%	$725.18	$125.37	+478.4%	CLA	30303M102
AVGO	BroadcomInc	14,496	$5.091M	1.7%	$351.19	$142.78	+146.0%	COM	11135F101
IJR	ISHARESTR	30,610	$4.164M	1.4%	$136.04	$97.08	+40.1%	CORES&PSCPETF	464287804
IJS	ISHARESTR	42,458	$5.439M	1.8%	$128.10	$100.51	+27.5%	SPSMCP600VLETF	464287879
AMZN	AmazonComInc	27,019	$6.732M	2.2%	$249.15	$116.83	+113.3%	COM	023135106
MCK	MckessonCorp.	3,162	$2.7M	0.9%	$853.81	$367.20	+132.5%	COM	58155Q103
CVX	ChevrontexacoCorp	7,645	$1.561M	0.5%	$204.21	$153.43	+33.1%	COM	166764100
EMXC	ISHARESINC	74,240	$7.356M	2.4%	$99.08	$56.74	+74.6%	MSCIEMRGCHN	46434G764
ACN	AccentureLTD	4,880	$895K	0.3%	$183.36	$282.04	-35.0%	SHSCLASSA	G1151C101
MA	MASTERCARDINCORPORATED	6,731	$3.712M	1.2%	$551.47	$468.48	+17.7%	CLA	57636Q104
MRK	Merck&Co.Inc.	16,314	$2.371M	0.8%	$145.31	$94.45	+53.9%	COM	58933Y105
COP	Conocophillips	11,960	$1.497M	0.5%	$125.15	$108.39	+15.5%	COM	20825C104
JNJ	Johnson&Johnson	22,723	$6.016M	2.0%	$264.73	$156.69	+69.0%	COM	478160104
GOOG	AlphabetIncClassC	18,043	$6.148M	2.0%	$340.74	$97.18	+250.6%	CAPSTKCLC	02079K107
TGT	TargetCorporation	8,258	$1.294M	0.4%	$156.69	$137.04	+14.3%	COM	87612E106
FTEC	FIDELITYCOVINGTONTRUST	14,741	$4.423M	1.4%	$300.06	$100.85	+197.5%	MSCIINFOTECHI	316092808
MET	MetlifeInc	16,600	$1.563M	0.5%	$94.16	$65.36	+44.1%	COM	59156R108
AMP	AmeripriseFinancialInc	4,324	$2.129M	0.7%	$492.35	$291.87	+68.7%	COM	03076C106
COST	CostcoCompaniesInc	5,079	$4.623M	1.5%	$910.25	$468.77	+94.2%	COM	22160K105
EAGG	ISHARESTR	58,717	$2.657M	0.9%	$45.25	$46.51	-2.7%	ESGAWRUSAGRGT	46435U549
CF	CFIndustriesHoldings,Inc	13,612	$1.568M	0.5%	$115.20	$93.76	+22.9%	COM	125269100
SHY	ISHARESTR	105,131	$8.537M	2.8%	$81.20	$81.67	-0.6%	13YRTREASBD	464287457
ABBV	ABBVIEINC	5,875	$1.537M	0.5%	$261.59	$180.15	+45.2%	COM	00287Y109
XJR	ISHARESTR	13,166	$636K	0.2%	$48.28	$40.44	+19.4%	ESGSCRNDS&PSM	46436E544
IUSV	ISHARESTR	51,732	$5.705M	1.9%	$110.28	$70.59	+56.2%	CORES&PUSVLU	464287663
MUB	ISHARESTR	5,883	$595K	0.2%	$101.10	$104.41	-3.2%	NATIONALMUNETF	464288414
FDIS	FIDELITYCOVINGTONTRUST	4,393	$416K	0.1%	$94.71	$61.97	+52.8%	MSCICONSMDIS	316092204
PAVE	GLOBALXFDS	5,350	$281K	0.1%	$52.50	$52.08	+0.8%	USINFRDEVETF	37954Y673
XLV	SELECTSECTORSPDRTR	3,476	$585K	0.2%	$168.42	$132.51	+27.1%	SBIHEALTHCARE	81369Y209
JPM	JPMorganChase&Co	7,703	$2.548M	0.8%	$330.83	$117.65	+181.2%	COM	46625H100
VTI	VANGUARDWORLDFDS	3,925	$1.469M	0.5%	$374.24	$192.72	+94.2%	TOTALSTKMKT	922908769
UNP	UnionPacificCorp	21,067	$5.733M	1.9%	$272.12	$194.07	+40.2%	COM	907818108
SUSB	ISHARESTR	29,935	$731K	0.2%	$24.43	$25.20	-3.1%	ESGAWRE15YR	46435G243
SCHX	SCHWABSTRATEGICTR	10,497	$315K	0.1%	$30.00	$20.58	+45.7%	USLRGCAPETF	808524201
VYM	VANGUARDWHITEHALLFDS	1,432	$222K	0.1%	$155.20	$137.41	+12.9%	HIGHDIVYLD	921946406