Brio Consultants, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPEM	SPDR INDEX SHS FDS	263,455	$12,332	1.6%	$46.81	—	PORTFOLIO EMG MK	78463X509
SGOV	ISHARES TR	13,966	$1,402	0.2%	$100.38	—	0-3 MNTH TREASRY	46436E718
AVEM	AMERICAN CENTY ETF TR	6,703	$516	0.1%	$77.02	—	AVANTIS EMGMKT	025072604
QINT	AMERICAN CENTY ETF TR	6,688	$429	0.1%	$64.21	—	QUALITY DIVRSFED	025072406
CAT	CATERPILLAR INC	495	$284	0.0%	$555.50	0.0%	COM	149123101
MU	MICRON TECHNOLOGY INC	984	$281	0.0%	$229.35	0.0%	COM	595112103
MRK	MERCK & CO INC	2,238	$236	0.0%	$93.24	0.0%	COM	58933Y105
MATX	MATSON INC	1,850	$229	0.0%	$107.05	0.0%	COM	57686G105
BA	BOEING CO	1,003	$218	0.0%	$205.66	0.0%	COM	097023105
GS	GOLDMAN SACHS GROUP INC	244	$214	0.0%	$813.35	0.0%	COM	38141G104
AVGO	BROADCOM INC	606	$210	0.0%	$357.00	0.0%	COM	11135F101
QCOM	QUALCOMM INC	1,217	$208	0.0%	$170.79	0.0%	COM	747525103
ED	CONSOLIDATED EDISON INC	2,052	$204	0.0%	$98.79	0.0%	COM	209115104
HSBC	HSBC HLDGS PLC	2,547	$200	0.0%	$78.67	—	SPON ADR NEW	404280406
NMR	NOMURA HLDGS INC	11,814	$99	0.0%	$8.39	—	SPONSORED ADR	65535H208

Increased Positions (81)

BND VANGUARD BD INDEX FDS 8.6%

Value ($000) $66,057 (+7.4%) Shares 891,816 (+7.8%) Est. Cost $74.80 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 4.5%

Value ($000) $34,564 (+11.9%) Shares 374,469 (+8.4%) Est. Cost $85.90 Unrealized —

SPYM SPDR SERIES TRUST 0.6%

Value ($000) $4,929 (+284.1%) Shares 61,446 (+275.1%) Est. Cost $74.45 Unrealized —

GSIE GOLDMAN SACHS ETF TR 5.7%

Value ($000) $43,908 (+9.0%) Shares 1,022,545 (+4.3%) Est. Cost $30.40 Unrealized —

GTO INVESCO ACTIVELY MANAGED EXC 7.0%

Value ($000) $53,952 (+7.2%) Shares 1,137,747 (+7.4%) Est. Cost $47.35 Unrealized —

SPDW SPDR INDEX SHS FDS 5.6%

Value ($000) $43,179 (+7.5%) Shares 972,284 (+3.6%) Est. Cost $31.03 Unrealized —

HTRB HARTFORD FDS EXCHANGE TRADED 2.3%

Value ($000) $17,741 (+9.4%) Shares 519,504 (+9.9%) Est. Cost $33.35 Unrealized —

TIPX SPDR SERIES TRUST 2.3%

Value ($000) $18,062 (+5.4%) Shares 946,670 (+6.5%) Est. Cost $19.16 Unrealized —

V VISA INC 0.2%

Value ($000) $1,894 (+87.7%) Shares 5,400 (+82.7%) Est. Cost $294.47 Unrealized +15.6%

IAGG ISHARES TR 2.2%

Value ($000) $16,842 (+5.3%) Shares 336,775 (+7.9%) Est. Cost $50.24 Unrealized —

GUNR FLEXSHARES TR 1.1%

Value ($000) $8,436 (+10.8%) Shares 183,981 (+5.8%) Est. Cost $39.09 Unrealized —

QEFA SPDR INDEX SHS FDS 1.2%

Value ($000) $9,035 (+9.0%) Shares 99,648 (+5.7%) Est. Cost $69.56 Unrealized —

GOOG ALPHABET INC 0.4%

Value ($000) $3,048 (+32.2%) Shares 9,713 (+2.6%) Est. Cost $116.60 Unrealized +145.6%

CMF ISHARES TR 1.5%

Value ($000) $11,387 (+6.8%) Shares 198,177 (+6.0%) Est. Cost $55.46 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $1,018 (+173.2%) Shares 8,360 (+170.4%) Est. Cost $117.11 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.6%

Value ($000) $4,479 (+16.8%) Shares 170,756 (+14.5%) Est. Cost $25.95 Unrealized —

EFA ISHARES TR 1.0%

Value ($000) $7,618 (+7.2%) Shares 79,325 (+4.2%) Est. Cost $70.69 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.2%

Value ($000) $1,547 (+49.0%) Shares 42,910 (+49.4%) Est. Cost $31.75 Unrealized —

IUSG ISHARES TR 1.8%

Value ($000) $13,680 (+3.7%) Shares 81,460 (+1.6%) Est. Cost $94.10 Unrealized —

SUB ISHARES TR 1.0%

Value ($000) $7,458 (+6.3%) Shares 69,893 (+6.4%) Est. Cost $104.24 Unrealized —

VXUS VANGUARD STAR FDS 1.1%

Value ($000) $8,246 (+5.3%) Shares 109,303 (+2.6%) Est. Cost $51.65 Unrealized —

NVDA NVIDIA CORPORATION 0.6%

Value ($000) $4,623 (+9.7%) Shares 24,789 (+9.8%) Est. Cost $112.68 Unrealized +65.2%

USSG DBX ETF TR 1.0%

Value ($000) $7,429 (+5.5%) Shares 116,985 (+1.9%) Est. Cost $40.14 Unrealized —

VCRM VANGUARD MUN BD FDS 0.4%

Value ($000) $2,870 (+15.3%) Shares 37,978 (+14.8%) Est. Cost $73.91 Unrealized —

SPYG SPDR SERIES TRUST 0.1%

Value ($000) $1,145 (+45.9%) Shares 10,729 (+42.9%) Est. Cost $58.34 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.7%

Value ($000) $5,454 (+6.2%) Shares 54,394 (+5.7%) Est. Cost $98.57 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value ($000) $1,681 (+22.9%) Shares 69,938 (+19.0%) Est. Cost $22.69 Unrealized —

EAGG ISHARES TR 0.6%

Value ($000) $4,252 (+7.1%) Shares 88,871 (+7.5%) Est. Cost $48.53 Unrealized —

ESGD ISHARES TR 0.5%

Value ($000) $3,562 (+8.4%) Shares 37,460 (+6.0%) Est. Cost $70.55 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.9%

Value ($000) $6,674 (+4.1%) Shares 132,163 (+4.1%) Est. Cost $50.79 Unrealized —

IFRA ISHARES TR 1.3%

Value ($000) $9,907 (+2.4%) Shares 188,282 (+2.8%) Est. Cost $35.48 Unrealized —

META META PLATFORMS INC 0.1%

Value ($000) $916 (+33.5%) Shares 1,387 (+48.5%) Est. Cost $530.77 Unrealized +25.7%

SUSB ISHARES TR 0.4%

Value ($000) $3,201 (+7.2%) Shares 126,830 (+7.5%) Est. Cost $24.18 Unrealized —

NANR SPDR INDEX SHS FDS 0.4%

Value ($000) $2,801 (+7.3%) Shares 41,293 (+2.2%) Est. Cost $53.44 Unrealized —

SPYV SPDR SERIES TRUST 0.1%

Value ($000) $518 (+52.1%) Shares 9,116 (+48.1%) Est. Cost $41.11 Unrealized —

XLRE SELECT SECTOR SPDR TR 1.2%

Value ($000) $9,251 (+1.9%) Shares 229,277 (+6.4%) Est. Cost $40.40 Unrealized —

ORCL ORACLE CORP 0.1%

Value ($000) $860 (-15.7%) Shares 4,413 (+21.7%) Est. Cost $125.76 Unrealized +89.3%

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $1,033 (+16.0%) Shares 11,669 (+19.9%) Est. Cost $85.56 Unrealized —

LLY ELI LILLY & CO 0.1%

Value ($000) $459 (+44.6%) Shares 427 (+2.6%) Est. Cost $807.44 Unrealized +18.3%

JPM JPMORGAN CHASE & CO. 0.0%

Value ($000) $341 (+60.4%) Shares 1,057 (+57.1%) Est. Cost $300.87 Unrealized +2.9%

FNDF SCHWAB STRATEGIC TR 0.0%

Value ($000) $342 (+59.6%) Shares 7,573 (+51.7%) Est. Cost $43.73 Unrealized —

PSR INVESCO ACTIVELY MANAGED EXC 0.1%

Value ($000) $632 (+24.0%) Shares 6,999 (+27.2%) Est. Cost $91.13 Unrealized —

FLSP FRANKLIN TEMPLETON ETF TR 0.1%

Value ($000) $600 (+24.5%) Shares 22,290 (+22.7%) Est. Cost $24.62 Unrealized —

IGF ISHARES TR 0.2%

Value ($000) $1,534 (+8.3%) Shares 24,993 (+7.9%) Est. Cost $45.12 Unrealized —

SHM SPDR SERIES TRUST 0.5%

Value ($000) $4,102 (+2.7%) Shares 85,485 (+3.2%) Est. Cost $46.52 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value ($000) $669 (+18.3%) Shares 13,299 (+17.8%) Est. Cost $50.59 Unrealized —

WMT WALMART INC 0.0%

Value ($000) $312 (+41.9%) Shares 2,799 (+31.2%) Est. Cost $80.74 Unrealized +32.8%

VONE VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $2,459 (+3.8%) Shares 7,957 (+1.6%) Est. Cost $281.64 Unrealized —

NUDM NUSHARES ETF TR 0.5%

Value ($000) $3,506 (+2.4%) Shares 96,827 (+6.4%) Est. Cost $29.87 Unrealized —

AXP AMERICAN EXPRESS CO 0.0%

Value ($000) $318 (+33.4%) Shares 859 (+19.8%) Est. Cost $295.74 Unrealized +20.7%

BGRN ISHARES TR 0.1%

Value ($000) $1,033 (+8.0%) Shares 21,550 (+8.5%) Est. Cost $46.22 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value ($000) $1,674 (+4.7%) Shares 5,768 (+6.0%) Est. Cost $190.84 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $1,044 (+7.6%) Shares 4,046 (+6.1%) Est. Cost $207.96 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value ($000) $305 (+28.4%) Shares 2,531 (+20.4%) Est. Cost $103.56 Unrealized +11.5%

WFC WELLS FARGO CO NEW 0.0%

Value ($000) $384 (+20.7%) Shares 4,123 (+8.6%) Est. Cost $53.02 Unrealized +63.4%

CRM SALESFORCE INC 0.0%

Value ($000) $330 (+22.8%) Shares 1,247 (+9.9%) Est. Cost $215.62 Unrealized +15.1%

QGRO AMERICAN CENTY ETF TR 0.1%

Value ($000) $565 (+11.8%) Shares 4,932 (+11.6%) Est. Cost $110.00 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.1%

Value ($000) $611 (+10.3%) Shares 22,704 (+8.0%) Est. Cost $31.13 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $396 (+14.9%) Shares 787 (+14.9%) Est. Cost $281.10 Unrealized +77.0%

SDG ISHARES TR 0.1%

Value ($000) $692 (+7.3%) Shares 8,220 (+6.0%) Est. Cost $75.11 Unrealized —

NFLX NETFLIX INC 0.0%

Value ($000) $294 (-13.2%) Shares 3,140 (+1009.5%) Est. Cost $108.39 Unrealized -0.5%

TJX TJX COS INC NEW 0.0%

Value ($000) $257 (+20.6%) Shares 1,671 (+13.5%) Est. Cost $134.12 Unrealized +10.1%

ASML ASML HOLDING N V 0.0%

Value ($000) $274 (+18.4%) Shares 256 (+7.1%) Est. Cost $819.22 Unrealized —

EMCR DBX ETF TR 0.2%

Value ($000) $1,284 (+3.3%) Shares 34,713 (+1.4%) Est. Cost $25.70 Unrealized —

NYF ISHARES TR 0.1%

Value ($000) $529 (+7.6%) Shares 9,894 (+7.2%) Est. Cost $53.15 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $236 (-13.4%) Shares 685 (+2.1%) Est. Cost $380.64 Unrealized -4.2%

IVV ISHARES TR 0.1%

Value ($000) $623 (+6.1%) Shares 910 (+3.8%) Est. Cost $463.13 Unrealized —

PEP PEPSICO INC 0.0%

Value ($000) $258 (+15.5%) Shares 1,801 (+13.0%) Est. Cost $153.96 Unrealized -5.2%

DIS DISNEY WALT CO 0.0%

Value ($000) $288 (+11.7%) Shares 2,528 (+12.5%) Est. Cost $104.21 Unrealized +5.1%

MSFT MICROSOFT CORP 0.3%

Value ($000) $2,264 (+1.3%) Shares 4,682 (+8.5%) Est. Cost $338.63 Unrealized +47.8%

LYG LLOYDS BANKING GROUP PLC 0.0%

Value ($000) $111 (+34.9%) Shares 20,876 (+15.6%) Est. Cost $3.49 Unrealized —

SCHW SCHWAB CHARLES CORP 0.0%

Value ($000) $317 (+9.6%) Shares 3,172 (+4.8%) Est. Cost $76.50 Unrealized +23.8%

MMCA NEW YORK LIFE INVTS ACTIVE E 0.1%

Value ($000) $1,049 (+2.5%) Shares 48,046 (+2.1%) Est. Cost $21.51 Unrealized —

ILCG ISHARES TR 0.1%

Value ($000) $920 (+2.1%) Shares 8,844 (+2.4%) Est. Cost $97.21 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.3%

Value ($000) $2,170 (-0.8%) Shares 103,879 (+2.5%) Est. Cost $19.79 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.0%

Value ($000) $364 (-4.1%) Shares 1,416 (+9.4%) Est. Cost $241.66 Unrealized +9.6%

TSLA TESLA INC 0.0%

Value ($000) $259 (+5.9%) Shares 575 (+4.7%) Est. Cost $307.70 Unrealized +44.1%

MA MASTERCARD INCORPORATED 0.0%

Value ($000) $298 (+4.6%) Shares 522 (+4.2%) Est. Cost $546.22 Unrealized +2.3%

UNH UNITEDHEALTH GROUP INC 0.0%

Value ($000) $219 (+1.4%) Shares 662 (+6.1%) Est. Cost $496.20 Unrealized -32.0%

SDY SPDR SERIES TRUST 0.0%

Value ($000) $217 (+0.6%) Shares 1,556 (+1.3%) Est. Cost $141.97 Unrealized —

NFRA FLEXSHARES TR 0.3%

Value ($000) $2,494 (-0.0%) Shares 41,218 (+3.9%) Est. Cost $48.93 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	891,816 (+7.8%)	$66,057 (+7.4%)	8.6%	$74.80	—	TOTAL BND MRKT	921937835
VONV	VANGUARD SCOTTSDALE FDS	374,469 (+8.4%)	$34,564 (+11.9%)	4.5%	$85.90	—	VNG RUS1000VAL	92206C714
SPYM	SPDR SERIES TRUST	61,446 (+275.1%)	$4,929 (+284.1%)	0.6%	$74.45	—	STATE STREET SPD	78464A854
GSIE	GOLDMAN SACHS ETF TR	1,022,545 (+4.3%)	$43,908 (+9.0%)	5.7%	$30.40	—	ACTIVEBETA INT	381430107
GTO	INVESCO ACTIVELY MANAGED EXC	1,137,747 (+7.4%)	$53,952 (+7.2%)	7.0%	$47.35	—	TOTAL RETURN	46090A804
SPDW	SPDR INDEX SHS FDS	972,284 (+3.6%)	$43,179 (+7.5%)	5.6%	$31.03	—	PORTFOLIO DEVLPD	78463X889
HTRB	HARTFORD FDS EXCHANGE TRADED	519,504 (+9.9%)	$17,741 (+9.4%)	2.3%	$33.35	—	TOTAL RTRN ETF	41653L305
TIPX	SPDR SERIES TRUST	946,670 (+6.5%)	$18,062 (+5.4%)	2.3%	$19.16	—	STATE STRET SPDR	78468R861
V	VISA INC	5,400 (+82.7%)	$1,894 (+87.7%)	0.2%	$294.47	+15.6%	COM CL A	92826C839
IAGG	ISHARES TR	336,775 (+7.9%)	$16,842 (+5.3%)	2.2%	$50.24	—	CORE INTL AGGR	46435G672
GUNR	FLEXSHARES TR	183,981 (+5.8%)	$8,436 (+10.8%)	1.1%	$39.09	—	MORNSTAR UPSTR	33939L407
QEFA	SPDR INDEX SHS FDS	99,648 (+5.7%)	$9,035 (+9.0%)	1.2%	$69.56	—	MSCI EAFE STRTGC	78463X434
GOOG	ALPHABET INC	9,713 (+2.6%)	$3,048 (+32.2%)	0.4%	$116.60	+145.6%	CAP STK CL C	02079K107
CMF	ISHARES TR	198,177 (+6.0%)	$11,387 (+6.8%)	1.5%	$55.46	—	CALIF MUN BD ETF	464288356
VONG	VANGUARD SCOTTSDALE FDS	8,360 (+170.4%)	$1,018 (+173.2%)	0.1%	$117.11	—	VNG RUS1000GRW	92206C680
SCHB	SCHWAB STRATEGIC TR	170,756 (+14.5%)	$4,479 (+16.8%)	0.6%	$25.95	—	US BRD MKT ETF	808524102
EFA	ISHARES TR	79,325 (+4.2%)	$7,618 (+7.2%)	1.0%	$70.69	—	MSCI EAFE ETF	464287465
FNDE	SCHWAB STRATEGIC TR	42,910 (+49.4%)	$1,547 (+49.0%)	0.2%	$31.75	—	FUNDAMENTAL EMER	808524730
IUSG	ISHARES TR	81,460 (+1.6%)	$13,680 (+3.7%)	1.8%	$94.10	—	CORE S&P US GWT	464287671
SUB	ISHARES TR	69,893 (+6.4%)	$7,458 (+6.3%)	1.0%	$104.24	—	SHRT NAT MUN ETF	464288158
VXUS	VANGUARD STAR FDS	109,303 (+2.6%)	$8,246 (+5.3%)	1.1%	$51.65	—	VG TL INTL STK F	921909768
NVDA	NVIDIA CORPORATION	24,789 (+9.8%)	$4,623 (+9.7%)	0.6%	$112.68	+65.2%	COM	67066G104
USSG	DBX ETF TR	116,985 (+1.9%)	$7,429 (+5.5%)	1.0%	$40.14	—	XTRACKERS MSCI	233051150
VCRM	VANGUARD MUN BD FDS	37,978 (+14.8%)	$2,870 (+15.3%)	0.4%	$73.91	—	CORE TAX EXEMPT	922907712
SPYG	SPDR SERIES TRUST	10,729 (+42.9%)	$1,145 (+45.9%)	0.1%	$58.34	—	STATE STREET SPD	78464A409
VTEC	VANGUARD CALIF TAX FREE FDS	54,394 (+5.7%)	$5,454 (+6.2%)	0.7%	$98.57	—	TAX EXEMPT BD FD	922021605
SCHF	SCHWAB STRATEGIC TR	69,938 (+19.0%)	$1,681 (+22.9%)	0.2%	$22.69	—	INTL EQTY ETF	808524805
EAGG	ISHARES TR	88,871 (+7.5%)	$4,252 (+7.1%)	0.6%	$48.53	—	ESG AWR US AGRGT	46435U549
ESGD	ISHARES TR	37,460 (+6.0%)	$3,562 (+8.4%)	0.5%	$70.55	—	ESG AW MSCI EAFE	46435G516
JMUB	J P MORGAN EXCHANGE TRADED F	132,163 (+4.1%)	$6,674 (+4.1%)	0.9%	$50.79	—	MUNICIPAL ETF	46641Q647
IFRA	ISHARES TR	188,282 (+2.8%)	$9,907 (+2.4%)	1.3%	$35.48	—	US INFRASTRUC	46435U713
META	META PLATFORMS INC	1,387 (+48.5%)	$916 (+33.5%)	0.1%	$530.77	+25.7%	CL A	30303M102
SUSB	ISHARES TR	126,830 (+7.5%)	$3,201 (+7.2%)	0.4%	$24.18	—	ESG AWRE 1 5 YR	46435G243
NANR	SPDR INDEX SHS FDS	41,293 (+2.2%)	$2,801 (+7.3%)	0.4%	$53.44	—	S&P NORTH AMER	78463X152
SPYV	SPDR SERIES TRUST	9,116 (+48.1%)	$518 (+52.1%)	0.1%	$41.11	—	STATE STREET SPD	78464A508
XLRE	SELECT SECTOR SPDR TR	229,277 (+6.4%)	$9,251 (+1.9%)	1.2%	$40.40	—	STATE STREET REA	81369Y860
ORCL	ORACLE CORP	4,413 (+21.7%)	$860 (-15.7%)	0.1%	$125.76	+89.3%	COM	68389X105
VNQ	VANGUARD INDEX FDS	11,669 (+19.9%)	$1,033 (+16.0%)	0.1%	$85.56	—	REAL ESTATE ETF	922908553
LLY	ELI LILLY & CO	427 (+2.6%)	$459 (+44.6%)	0.1%	$807.44	+18.3%	COM	532457108
JPM	JPMORGAN CHASE & CO.	1,057 (+57.1%)	$341 (+60.4%)	0.0%	$300.87	+2.9%	COM	46625H100
FNDF	SCHWAB STRATEGIC TR	7,573 (+51.7%)	$342 (+59.6%)	0.0%	$43.73	—	FUNDAMENTAL INTL	808524755
PSR	INVESCO ACTIVELY MANAGED EXC	6,999 (+27.2%)	$632 (+24.0%)	0.1%	$91.13	—	ACTIVE US REAL	46090A101
FLSP	FRANKLIN TEMPLETON ETF TR	22,290 (+22.7%)	$600 (+24.5%)	0.1%	$24.62	—	SYSTMTC STYL PRE	35473P546
IGF	ISHARES TR	24,993 (+7.9%)	$1,534 (+8.3%)	0.2%	$45.12	—	GLB INFRASTR ETF	464288372
SHM	SPDR SERIES TRUST	85,485 (+3.2%)	$4,102 (+2.7%)	0.5%	$46.52	—	STATE STREET SPD	78468R739
VTEB	VANGUARD MUN BD FDS	13,299 (+17.8%)	$669 (+18.3%)	0.1%	$50.59	—	TAX EXEMPT BD	922907746
WMT	WALMART INC	2,799 (+31.2%)	$312 (+41.9%)	0.0%	$80.74	+32.8%	COM	931142103
VONE	VANGUARD SCOTTSDALE FDS	7,957 (+1.6%)	$2,459 (+3.8%)	0.3%	$281.64	—	VNG RUS1000IDX	92206C730
NUDM	NUSHARES ETF TR	96,827 (+6.4%)	$3,506 (+2.4%)	0.5%	$29.87	—	NUVEEN ESG INTL	67092P805
AXP	AMERICAN EXPRESS CO	859 (+19.8%)	$318 (+33.4%)	0.0%	$295.74	+20.7%	COM	025816109
BGRN	ISHARES TR	21,550 (+8.5%)	$1,033 (+8.0%)	0.1%	$46.22	—	USD GRN BOND ETF	46435U440
VO	VANGUARD INDEX FDS	5,768 (+6.0%)	$1,674 (+4.7%)	0.2%	$190.84	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	4,046 (+6.1%)	$1,044 (+7.6%)	0.1%	$207.96	—	SMALL CP ETF	922908751
XOM	EXXON MOBIL CORP	2,531 (+20.4%)	$305 (+28.4%)	0.0%	$103.56	+11.5%	COM	30231G102
WFC	WELLS FARGO CO NEW	4,123 (+8.6%)	$384 (+20.7%)	0.0%	$53.02	+63.4%	COM	949746101
CRM	SALESFORCE INC	1,247 (+9.9%)	$330 (+22.8%)	0.0%	$215.62	+15.1%	COM	79466L302
QGRO	AMERICAN CENTY ETF TR	4,932 (+11.6%)	$565 (+11.8%)	0.1%	$110.00	—	US QUALITY GROW	025072307
SCHX	SCHWAB STRATEGIC TR	22,704 (+8.0%)	$611 (+10.3%)	0.1%	$31.13	—	US LRG CAP ETF	808524201
BRK/B	BERKSHIRE HATHAWAY INC DEL	787 (+14.9%)	$396 (+14.9%)	0.1%	$281.10	+77.0%	CL B NEW	084670702
SDG	ISHARES TR	8,220 (+6.0%)	$692 (+7.3%)	0.1%	$75.11	—	MSCI GBL SUS DEV	46435G532
NFLX	NETFLIX INC	3,140 (+1009.5%)	$294 (-13.2%)	0.0%	$108.39	-0.5%	COM	64110L106
TJX	TJX COS INC NEW	1,671 (+13.5%)	$257 (+20.6%)	0.0%	$134.12	+10.1%	COM	872540109
ASML	ASML HOLDING N V	256 (+7.1%)	$274 (+18.4%)	0.0%	$819.22	—	N Y REGISTRY SHS	N07059210
EMCR	DBX ETF TR	34,713 (+1.4%)	$1,284 (+3.3%)	0.2%	$25.70	—	XTKR EMGRIN MKTS	233051192
NYF	ISHARES TR	9,894 (+7.2%)	$529 (+7.6%)	0.1%	$53.15	—	NEW YORK MUN ETF	464288323
HD	HOME DEPOT INC	685 (+2.1%)	$236 (-13.4%)	0.0%	$380.64	-4.2%	COM	437076102
IVV	ISHARES TR	910 (+3.8%)	$623 (+6.1%)	0.1%	$463.13	—	CORE S&P500 ETF	464287200
PEP	PEPSICO INC	1,801 (+13.0%)	$258 (+15.5%)	0.0%	$153.96	-5.2%	COM	713448108
DIS	DISNEY WALT CO	2,528 (+12.5%)	$288 (+11.7%)	0.0%	$104.21	+5.1%	COM	254687106
MSFT	MICROSOFT CORP	4,682 (+8.5%)	$2,264 (+1.3%)	0.3%	$338.63	+47.8%	COM	594918104
LYG	LLOYDS BANKING GROUP PLC	20,876 (+15.6%)	$111 (+34.9%)	0.0%	$3.49	—	SPONSORED ADR	539439109
SCHW	SCHWAB CHARLES CORP	3,172 (+4.8%)	$317 (+9.6%)	0.0%	$76.50	+23.8%	COM	808513105
MMCA	NEW YORK LIFE INVTS ACTIVE E	48,046 (+2.1%)	$1,049 (+2.5%)	0.1%	$21.51	—	NYLI MACKAY CALI	45409F777
ILCG	ISHARES TR	8,844 (+2.4%)	$920 (+2.1%)	0.1%	$97.21	—	MORNINGSTAR GRWT	464287119
SCHH	SCHWAB STRATEGIC TR	103,879 (+2.5%)	$2,170 (-0.8%)	0.3%	$19.79	—	US REIT ETF	808524847
ADP	AUTOMATIC DATA PROCESSING IN	1,416 (+9.4%)	$364 (-4.1%)	0.0%	$241.66	+9.6%	COM	053015103
TSLA	TESLA INC	575 (+4.7%)	$259 (+5.9%)	0.0%	$307.70	+44.1%	COM	88160R101
MA	MASTERCARD INCORPORATED	522 (+4.2%)	$298 (+4.6%)	0.0%	$546.22	+2.3%	CL A	57636Q104
UNH	UNITEDHEALTH GROUP INC	662 (+6.1%)	$219 (+1.4%)	0.0%	$496.20	-32.0%	COM	91324P102
SDY	SPDR SERIES TRUST	1,556 (+1.3%)	$217 (+0.6%)	0.0%	$141.97	—	STATE STREET SPD	78464A763
NFRA	FLEXSHARES TR	41,218 (+3.9%)	$2,494 (-0.0%)	0.3%	$48.93	—	STOXX GLOBR INF	33939L795

Exited Positions (6)

FNF FIDELITY NATIONAL FINANCIAL 0.0%

Value ($000) $290 Shares 4,799 Est. Cost $55.11 Unrealized -0.6%

VOT VANGUARD INDEX FDS 0.0%

Value ($000) $238 Shares 810 Est. Cost $243.54 Unrealized —

MGK VANGUARD WORLD FD 0.0%

Value ($000) $217 Shares 538 Est. Cost $402.50 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.0%

Value ($000) $211 Shares 8,040 Est. Cost $26.30 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.0%

Value ($000) $209 Shares 3,588 Est. Cost $58.21 Unrealized —

MFG MIZUHO FINANCIAL GROUP INC 0.0%

Value ($000) $76 Shares 11,338 Est. Cost $4.93 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FNF	FIDELITY NATIONAL FINANCIAL	4,799	$290	0.0%	$55.11	-0.6%	—	31620R303
VOT	VANGUARD INDEX FDS	810	$238	0.0%	$243.54	—	—	922908538
MGK	VANGUARD WORLD FD	538	$217	0.0%	$402.50	—	—	921910816
FNDX	SCHWAB STRATEGIC TR	8,040	$211	0.0%	$26.30	—	—	808524771
DFAT	DIMENSIONAL ETF TRUST	3,588	$209	0.0%	$58.21	—	—	25434V609
MFG	MIZUHO FINANCIAL GROUP INC	11,338	$76	0.0%	$4.93	—	—	60687Y109

Decreased Positions (35)

EEMV ISHARES INC 0.1%

Value ($000) $1,150 (-90.9%) Shares 17,950 (-90.9%) Est. Cost $54.35 Unrealized —

SMMD ISHARES TR 1.1%

Value ($000) $8,190 (-21.9%) Shares 109,281 (-23.2%) Est. Cost $52.32 Unrealized —

SCHG SCHWAB STRATEGIC TR 9.1%

Value ($000) $69,650 (-1.4%) Shares 2,135,184 (-3.6%) Est. Cost $36.42 Unrealized —

EELV INVESCO EXCH TRADED FD TR II 0.6%

Value ($000) $4,243 (-15.5%) Shares 154,688 (-18.0%) Est. Cost $21.71 Unrealized —

GOOGL ALPHABET INC 0.3%

Value ($000) $2,155 (+26.3%) Shares 6,884 (-1.9%) Est. Cost $120.34 Unrealized +137.3%

CMCSA COMCAST CORP NEW 0.0%

Value ($000) $336 (-47.2%) Shares 11,255 (-44.5%) Est. Cost $37.99 Unrealized -24.9%

JPST J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $789 (-19.7%) Shares 15,597 (-19.5%) Est. Cost $50.73 Unrealized —

ISTB ISHARES TR 0.8%

Value ($000) $6,051 (-2.1%) Shares 124,123 (-2.0%) Est. Cost $46.38 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $1,623 (-7.2%) Shares 3,429 (-8.1%) Est. Cost $227.61 Unrealized —

VUG VANGUARD INDEX FDS 1.4%

Value ($000) $10,528 (-1.1%) Shares 21,579 (-2.8%) Est. Cost $236.15 Unrealized —

AOR ISHARES TR 0.1%

Value ($000) $655 (-14.2%) Shares 10,070 (-15.0%) Est. Cost $56.94 Unrealized —

NUSC NUSHARES ETF TR 0.1%

Value ($000) $859 (-10.3%) Shares 19,247 (-11.4%) Est. Cost $36.98 Unrealized —

LRCX LAM RESEARCH CORP 0.1%

Value ($000) $508 (+23.6%) Shares 2,970 (-3.4%) Est. Cost $79.14 Unrealized +96.3%

SPMD SPDR SERIES TRUST 0.2%

Value ($000) $1,267 (-6.1%) Shares 21,870 (-7.3%) Est. Cost $40.72 Unrealized —

GSST GOLDMAN SACHS ETF TR 0.3%

Value ($000) $2,040 (-3.7%) Shares 40,411 (-3.2%) Est. Cost $49.89 Unrealized —

IEFA ISHARES TR 0.8%

Value ($000) $6,365 (+1.2%) Shares 71,149 (-1.2%) Est. Cost $65.50 Unrealized —

BAC BANK AMERICA CORP 0.1%

Value ($000) $400 (-14.9%) Shares 7,276 (-20.2%) Est. Cost $32.39 Unrealized +62.6%

UPS UNITED PARCEL SERVICE INC 0.1%

Value ($000) $510 (+15.8%) Shares 5,145 (-2.5%) Est. Cost $94.10 Unrealized -1.4%

IJR ISHARES TR 0.1%

Value ($000) $749 (-6.0%) Shares 6,236 (-7.0%) Est. Cost $78.34 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.0%

Value ($000) $228 (-16.1%) Shares 771 (-20.1%) Est. Cost $241.37 Unrealized +23.8%

SPSM SPDR SERIES TRUST 0.0%

Value ($000) $265 (-14.1%) Shares 5,661 (-15.1%) Est. Cost $27.38 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 1.2%

Value ($000) $9,241 (+0.5%) Shares 42,046 (-1.4%) Est. Cost $130.76 Unrealized —

CSCO CISCO SYS INC 0.0%

Value ($000) $288 (-12.1%) Shares 3,736 (-21.9%) Est. Cost $45.29 Unrealized +62.9%

JCPB J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $608 (-5.4%) Shares 12,850 (-5.0%) Est. Cost $46.65 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $555 (-5.8%) Shares 903 (-8.0%) Est. Cost $332.22 Unrealized —

MMIT NEW YORK LIFE INVTS ACTIVE E 0.0%

Value ($000) $277 (-8.8%) Shares 11,380 (-8.9%) Est. Cost $24.30 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.9%

Value ($000) $6,852 (+0.3%) Shares 61,301 (-2.4%) Est. Cost $67.78 Unrealized —

ITOT ISHARES TR 0.1%

Value ($000) $967 (-2.0%) Shares 6,503 (-4.0%) Est. Cost $135.04 Unrealized —

COWZ PACER FDS TR 0.3%

Value ($000) $2,127 (+0.9%) Shares 35,350 (-3.6%) Est. Cost $43.45 Unrealized —

VTI VANGUARD INDEX FDS 0.4%

Value ($000) $2,863 (+0.3%) Shares 8,538 (-1.8%) Est. Cost $255.22 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $1,314 (+0.5%) Shares 21,032 (-3.6%) Est. Cost $45.34 Unrealized —

ESGV VANGUARD WORLD FD 0.0%

Value ($000) $334 (-1.2%) Shares 2,758 (-3.3%) Est. Cost $100.33 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.1%

Value ($000) $623 (-0.4%) Shares 4,337 (-2.2%) Est. Cost $103.42 Unrealized —

IVW ISHARES TR 0.1%

Value ($000) $754 (+0.1%) Shares 6,115 (-1.9%) Est. Cost $88.50 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.1%

Value ($000) $937 (+0.0%) Shares 29,721 (-1.1%) Est. Cost $28.65 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EEMV	ISHARES INC	17,950 (-90.9%)	$1,150 (-90.9%)	0.1%	$54.35	—	MSCI EMERG MRKT	464286533
SMMD	ISHARES TR	109,281 (-23.2%)	$8,190 (-21.9%)	1.1%	$52.32	—	RUSEL 2500 ETF	46435G268
SCHG	SCHWAB STRATEGIC TR	2,135,184 (-3.6%)	$69,650 (-1.4%)	9.1%	$36.42	—	US LCAP GR ETF	808524300
EELV	INVESCO EXCH TRADED FD TR II	154,688 (-18.0%)	$4,243 (-15.5%)	0.6%	$21.71	—	S&P EMRNG MKTS	46138E297
GOOGL	ALPHABET INC	6,884 (-1.9%)	$2,155 (+26.3%)	0.3%	$120.34	+137.3%	CAP STK CL A	02079K305
CMCSA	COMCAST CORP NEW	11,255 (-44.5%)	$336 (-47.2%)	0.0%	$37.99	-24.9%	CL A	20030N101
JPST	J P MORGAN EXCHANGE TRADED F	15,597 (-19.5%)	$789 (-19.7%)	0.1%	$50.73	—	ULTRA SHRT ETF	46641Q837
ISTB	ISHARES TR	124,123 (-2.0%)	$6,051 (-2.1%)	0.8%	$46.38	—	CORE 1 5 YR USD	46432F859
IWF	ISHARES TR	3,429 (-8.1%)	$1,623 (-7.2%)	0.2%	$227.61	—	RUS 1000 GRW ETF	464287614
VUG	VANGUARD INDEX FDS	21,579 (-2.8%)	$10,528 (-1.1%)	1.4%	$236.15	—	GROWTH ETF	922908736
AOR	ISHARES TR	10,070 (-15.0%)	$655 (-14.2%)	0.1%	$56.94	—	CORE 60/40 BALAN	464289867
NUSC	NUSHARES ETF TR	19,247 (-11.4%)	$859 (-10.3%)	0.1%	$36.98	—	NUVEEN ESG SMLCP	67092P607
LRCX	LAM RESEARCH CORP	2,970 (-3.4%)	$508 (+23.6%)	0.1%	$79.14	+96.3%	COM NEW	512807306
SPMD	SPDR SERIES TRUST	21,870 (-7.3%)	$1,267 (-6.1%)	0.2%	$40.72	—	STATE STREET SPD	78464A847
GSST	GOLDMAN SACHS ETF TR	40,411 (-3.2%)	$2,040 (-3.7%)	0.3%	$49.89	—	ULTRA SHORT BOND	381430230
IEFA	ISHARES TR	71,149 (-1.2%)	$6,365 (+1.2%)	0.8%	$65.50	—	CORE MSCI EAFE	46432F842
BAC	BANK AMERICA CORP	7,276 (-20.2%)	$400 (-14.9%)	0.1%	$32.39	+62.6%	COM	060505104
UPS	UNITED PARCEL SERVICE INC	5,145 (-2.5%)	$510 (+15.8%)	0.1%	$94.10	-1.4%	CL B	911312106
IJR	ISHARES TR	6,236 (-7.0%)	$749 (-6.0%)	0.1%	$78.34	—	CORE S&P SCP ETF	464287804
IBM	INTERNATIONAL BUSINESS MACHS	771 (-20.1%)	$228 (-16.1%)	0.0%	$241.37	+23.8%	COM	459200101
SPSM	SPDR SERIES TRUST	5,661 (-15.1%)	$265 (-14.1%)	0.0%	$27.38	—	STATE STREET SPD	78468R853
VIG	VANGUARD SPECIALIZED FUNDS	42,046 (-1.4%)	$9,241 (+0.5%)	1.2%	$130.76	—	DIV APP ETF	921908844
CSCO	CISCO SYS INC	3,736 (-21.9%)	$288 (-12.1%)	0.0%	$45.29	+62.9%	COM	17275R102
JCPB	J P MORGAN EXCHANGE TRADED F	12,850 (-5.0%)	$608 (-5.4%)	0.1%	$46.65	—	CORE PLUS BD ETF	46641Q670
QQQ	INVESCO QQQ TR	903 (-8.0%)	$555 (-5.8%)	0.1%	$332.22	—	UNIT SER 1	46090E103
MMIT	NEW YORK LIFE INVTS ACTIVE E	11,380 (-8.9%)	$277 (-8.8%)	0.0%	$24.30	—	NYLI MACKAY MUN	45409F827
AVUS	AMERICAN CENTY ETF TR	61,301 (-2.4%)	$6,852 (+0.3%)	0.9%	$67.78	—	US EQT ETF	025072885
ITOT	ISHARES TR	6,503 (-4.0%)	$967 (-2.0%)	0.1%	$135.04	—	CORE S&P TTL STK	464287150
COWZ	PACER FDS TR	35,350 (-3.6%)	$2,127 (+0.9%)	0.3%	$43.45	—	US CASH COWS 100	69374H881
VTI	VANGUARD INDEX FDS	8,538 (-1.8%)	$2,863 (+0.3%)	0.4%	$255.22	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	21,032 (-3.6%)	$1,314 (+0.5%)	0.2%	$45.34	—	VAN FTSE DEV MKT	921943858
ESGV	VANGUARD WORLD FD	2,758 (-3.3%)	$334 (-1.2%)	0.0%	$100.33	—	ESG US STK ETF	921910733
VYM	VANGUARD WHITEHALL FDS	4,337 (-2.2%)	$623 (-0.4%)	0.1%	$103.42	—	HIGH DIV YLD	921946406
IVW	ISHARES TR	6,115 (-1.9%)	$754 (+0.1%)	0.1%	$88.50	—	S&P 500 GRWT ETF	464287309
FNDA	SCHWAB STRATEGIC TR	29,721 (-1.1%)	$937 (+0.0%)	0.1%	$28.65	—	FUNDAMENTAL US S	808524763

Unchanged Positions (15)

VOO VANGUARD INDEX FDS 10.7%

Value ($000) $82,163 Shares 131,014 Est. Cost $422.95 Unrealized —

AAPL APPLE INC 1.2%

Value ($000) $8,890 Shares 32,701 Est. Cost $144.07 Unrealized +86.3%

INTF ISHARES TR 1.2%

Value ($000) $8,984 Shares 237,995 Est. Cost $24.50 Unrealized —

DSI ISHARES TR 1.0%

Value ($000) $7,588 Shares 58,901 Est. Cost $89.49 Unrealized —

FTLS FIRST TR EXCH TRADED FD III 0.8%

Value ($000) $5,862 Shares 82,576 Est. Cost $48.92 Unrealized —

GNR SPDR INDEX SHS FDS 0.2%

Value ($000) $1,831 Shares 29,468 Est. Cost $54.97 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $1,904 Shares 8,251 Est. Cost $145.96 Unrealized +56.7%

MUB ISHARES TR 0.6%

Value ($000) $4,688 Shares 43,770 Est. Cost $107.49 Unrealized —

DGRO ISHARES TR 0.2%

Value ($000) $1,456 Shares 20,968 Est. Cost $48.96 Unrealized —

SUSA ISHARES TR 0.1%

Value ($000) $647 Shares 4,646 Est. Cost $116.33 Unrealized —

FDN FIRST TR EXCHANGE-TRADED FD 0.0%

Value ($000) $237 Shares 880 Est. Cost $269.33 Unrealized —

SPY SPDR S&P 500 ETF TR 0.0%

Value ($000) $374 Shares 549 Est. Cost $554.32 Unrealized —

VSGX VANGUARD WORLD FD 0.0%

Value ($000) $233 Shares 3,258 Est. Cost $60.13 Unrealized —

BIV VANGUARD BD INDEX FDS 0.1%

Value ($000) $762 Shares 9,781 Est. Cost $78.48 Unrealized —

IUSB ISHARES TR 0.0%

Value ($000) $268 Shares 5,754 Est. Cost $46.28 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	131,014	$82,163	10.7%	$422.95	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	32,701	$8,890	1.2%	$144.07	+86.3%	COM	037833100
INTF	ISHARES TR	237,995	$8,984	1.2%	$24.50	—	INTL EQTY FACTOR	46434V274
DSI	ISHARES TR	58,901	$7,588	1.0%	$89.49	—	ESG MSCI KLD 400	464288570
FTLS	FIRST TR EXCH TRADED FD III	82,576	$5,862	0.8%	$48.92	—	LNG/SHT EQUITY	33739P103
GNR	SPDR INDEX SHS FDS	29,468	$1,831	0.2%	$54.97	—	GLB NAT RESRCE	78463X541
AMZN	AMAZON COM INC	8,251	$1,904	0.2%	$145.96	+56.7%	COM	023135106
MUB	ISHARES TR	43,770	$4,688	0.6%	$107.49	—	NATIONAL MUN ETF	464288414
DGRO	ISHARES TR	20,968	$1,456	0.2%	$48.96	—	CORE DIV GRWTH	46434V621
SUSA	ISHARES TR	4,646	$647	0.1%	$116.33	—	ESG OPTIMIZED	464288802
FDN	FIRST TR EXCHANGE-TRADED FD	880	$237	0.0%	$269.33	—	DJ INTERNT IDX	33733E302
SPY	SPDR S&P 500 ETF TR	549	$374	0.0%	$554.32	—	TR UNIT	78462F103
VSGX	VANGUARD WORLD FD	3,258	$233	0.0%	$60.13	—	ESG INTL STK ETF	921910725
BIV	VANGUARD BD INDEX FDS	9,781	$762	0.1%	$78.48	—	INTERMED TERM	921937819
IUSB	ISHARES TR	5,754	$268	0.0%	$46.28	—	CORE UNIVRSL USD	46434V613