Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FENI	FIDELITY COVINGTON TRUST	1,245,191 (+3.7%)	$50.01M (+7.1%)	8.0%	$36.00	—	ENHANCED INTL	31609A404
SPAB	SPDR SERIES TRUST	2,113,953 (+7.9%)	$53.29M (+6.2%)	8.5%	$26.50	—	ST STR AGGRE ETF	78464A649
SGOV	ISHARES TR	86,079 (+52.0%)	$8.66M (+52.0%)	1.4%	$100.53	—	0-3 MTH TREASURY	46436E718
FNDX	SCHWAB STRATEGIC TR	942,592 (+1.6%)	$29.78M (+8.7%)	4.7%	$34.59	—	FUNDAMENTAL US L	808524771
SPMD	SPDR SERIES TRUST	442,361 (+2.9%)	$29.35M (+6.9%)	4.7%	$39.07	—	ST STR P400MID	78464A847
FBND	FIDELITY MERRIMACK STR TR	668,475 (+7.6%)	$30.15M (+5.8%)	4.8%	$45.22	—	TOTAL BD ETF	316188309
SLYV	SPDR SERIES TRUST	188,300 (+1.9%)	$20.63M (+8.4%)	3.3%	$72.39	—	ST STR SP600SM C	78464A300
WRB	BERKLEY W R CORP	157,294 (+5.0%)	$11.35M (+14.5%)	1.8%	$53.96	—	COM	084423102
JPM	JPMORGAN CHASE & CO	35,740 (+1.2%)	$12.34M (+12.2%)	2.0%	$162.18	—	COM	46625H100
BRK/B	BERKSHIRE HATHAWAY INC DEL	29,330 (+5.5%)	$14.36M (+9.2%)	2.3%	$393.05	—	CL B NEW	084670702
COF	CAPITAL ONE FINL CORP	55,406 (+3.4%)	$11.43M (+9.8%)	1.8%	$139.90	—	COM	14040H105
SLYG	SPDR SERIES TRUST	83,841 (+1.7%)	$9.721M (+10.1%)	1.5%	$75.86	—	ST STR SP600GRWO	78464A201
PGR	PROGRESSIVE CORP	69,949 (+3.8%)	$14.4M (+5.8%)	2.3%	$182.95	—	COM	743315103
PSFF	PACER FDS TR	456,621 (+2.2%)	$15.73M (+5.1%)	2.5%	$27.54	—	SWAN SOS FD OF	69374H568
XOM	EXXON MOBIL CORP	62,185 (+4.9%)	$9.434M (+7.3%)	1.5%	$94.56	—	COM	30231G102
HCA	HCA HEALTHCARE INC	27,040 (+25.7%)	$10.09M (+5.2%)	1.6%	$298.39	—	COM	40412C101
PEP	PEPSICO INC	47,177 (+6.0%)	$6.369M (-7.1%)	1.0%	$149.30	—	COM	713448108
VTEB	VANGUARD MUN BD FDS	60,045 (+15.3%)	$2.999M (+14.1%)	0.5%	$50.83	—	TAX EXEMPT BD	922907746
MSFT	MICROSOFT CORP	18,556 (+1.9%)	$7.38M (-4.6%)	1.2%	$360.42	—	COM	594918104
ISCF	ISHARES TR	231,225 (+3.9%)	$10.14M (+3.4%)	1.6%	$32.41	—	INTERNATIONAL SL	46434V266
IQLT	ISHARES TR	222,912 (+1.1%)	$11.06M (+2.9%)	1.8%	$36.11	—	MSCI INTL QUALTY	46434V456
PG	PROCTER & GAMBLE CO	48,826 (+3.6%)	$7.231M (+3.4%)	1.2%	$145.29	—	COM	742718109
KNSL	KINSALE CAP GROUP INC	3,560 (+18.9%)	$1.208M (+23.2%)	0.2%	$409.95	—	COM	49714P108
MINT	PIMCO ETF TR	27,781 (+7.2%)	$2.797M (+7.2%)	0.4%	$100.78	—	ENHAN SHRT MA AC	72201R833
ABG	ASBURY AUTOMOTIVE GROUP INC	5,583 (+7.8%)	$1.207M (+16.5%)	0.2%	$237.11	—	COM	043436104
SUB	ISHARES TR	15,628 (+11.4%)	$1.659M (+10.9%)	0.3%	$105.95	—	SHRT NAT MUN ETF	464288158
PHM	PULTE GROUP INC	71,627 (+5.0%)	$8.9M (+1.7%)	1.4%	$109.68	—	COM	745867101
SPDW	SPDR INDEX SHS FDS	19,396 (+11.6%)	$968K (+15.0%)	0.2%	$41.71	—	ST STR PO EX ETF	78463X889
THC	TENET HEALTHCARE CORP	4,631 (+9.3%)	$910K (+15.7%)	0.1%	$145.08	—	COM NEW	88033G407
FMB	FIRST TR EXCH TRADED FD III	21,567 (+13.8%)	$1.094M (+12.7%)	0.2%	$51.98	—	MANAGD MUN ETF	33739N108
FEMR	FIDELITY COVINGTON TRUST	10,099 (+30.9%)	$407K (+37.2%)	0.1%	$38.92	—	ENHANCED EMRNGS	31609A800
BJ	BJS WHSL CLUB HLDGS INC	12,446 (+10.2%)	$1.149M (+9.6%)	0.2%	$89.66	—	COM	05550J101
BUFD	FIRST TR EXCHNG TRADED FD VI	49,347 (+3.9%)	$1.474M (+6.6%)	0.2%	$21.53	—	FT VEST DEEP ETF	33740U703
NMIH	NMI HLDGS INC	29,558 (+6.9%)	$1.237M (+7.5%)	0.2%	$35.61	—	COM	629209305
VZ	VERIZON COMMUNICATIONS INC	153,188 (+8.9%)	$6.707M (+1.3%)	1.1%	$36.77	—	COM	92343V104
AMR	ALPHA METALLURGICAL RESOUR I	8,647 (+46.7%)	$1.228M (+6.9%)	0.2%	$175.96	—	COM	020764106
MUB	ISHARES TR	24,972 (+3.5%)	$2.651M (+2.3%)	0.4%	$106.10	—	NATIONAL MUN ETF	464288414
HCC	WARRIOR MET COAL INC	18,791 (+13.9%)	$1.499M (+3.9%)	0.2%	$60.11	—	COM	93627C101
MTG	MGIC INVT CORP WIS	24,847 (+7.8%)	$723K (+8.1%)	0.1%	$23.80	—	COM	552848103
AN	AUTONATION INC	4,484 (+9.2%)	$890K (+6.3%)	0.1%	$181.07	—	COM	05329W102
AGG	ISHARES TR	37,000 (+3.0%)	$3.616M (+1.2%)	0.6%	$100.09	—	CORE US AGGBD ET	464287226
JMUB	J P MORGAN EXCHANGE TRADED F	15,536 (+6.0%)	$778K (+5.1%)	0.1%	$49.76	—	MUNICIPAL ETF	46641Q647
GPI	GROUP 1 AUTOMOTIVE INC	3,573 (+12.6%)	$1.113M (+3.4%)	0.2%	$370.33	—	COM	398905109
BND	VANGUARD BD INDEX FDS	43,739 (+2.7%)	$3.172M (+1.0%)	0.5%	$74.20	—	TOTAL BND MRKT	921937835
AOA	ISHARES TR	2,784 (+7.7%)	$269K (+10.5%)	0.0%	$61.30	—	CORE 80 20 ETF	464289859
AVGO	BROADCOM INC	590 (+21.1%)	$228K (+12.0%)	0.0%	$343.31	—	COM	11135F101
BAR	GRANITESHARES GOLD TR	5,851 (+26.5%)	$235K (+10.4%)	0.0%	$22.06	—	SHS BEN INT	38748G101
SPSM	SPDR SERIES TRUST	4,009 (+1.0%)	$228K (+8.4%)	0.0%	$53.15	—	ST STR SP600 SML	78468R853
SHM	SPDR SERIES TRUST	19,842 (+1.2%)	$948K (+0.9%)	0.2%	$47.15	—	ST NUVE TERM ETF	78468R739

Exited Positions (3)

EWX SPDR INDEX SHS FDS 0.5%

Value $3.01M Shares 41,957 Est. Cost $51.36 Unrealized —

SEM SELECT MED HLDGS CORP 0.1%

Value $587K Shares 35,712 Est. Cost $16.25 Unrealized —

CON CONCENTRA GROUP HOLDINGS PAR 0.0%

Value $309K Shares 13,628 Est. Cost $21.14 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
EWX	SPDR INDEX SHS FDS	41,957	$3.01M	0.5%	$51.36	—	—	78463X756
SEM	SELECT MED HLDGS CORP	35,712	$587K	0.1%	$16.25	—	—	81619Q105
CON	CONCENTRA GROUP HOLDINGS PAR	13,628	$309K	0.0%	$21.14	—	—	20603L102

Decreased Positions (25)

SPEM SPDR INDEX SHS FDS 2.7%

Value $16.75M (-48.1%) Shares 327,729 (-48.2%) Est. Cost $38.19 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.3%

Value $2.042M (-52.3%) Shares 34,688 (-52.4%) Est. Cost $41.03 Unrealized —

GOOG ALPHABET INC 2.1%

Value $13.42M (-12.8%) Shares 38,773 (-12.2%) Est. Cost $139.79 Unrealized —

AAPL APPLE INC 1.5%

Value $9.338M (+14.2%) Shares 28,491 (-6.8%) Est. Cost $174.55 Unrealized —

CNR CORE NATURAL RESOURCES INC 0.1%

Value $669K (-58.3%) Shares 7,934 (-56.5%) Est. Cost $82.19 Unrealized —

FDS FACTSET RESH SYS INC 2.0%

Value $12.66M (+5.6%) Shares 51,249 (-3.6%) Est. Cost $322.59 Unrealized —

IEMG ISHARES INC 0.1%

Value $406K (-37.9%) Shares 5,124 (-38.9%) Est. Cost $48.95 Unrealized —

LAD LITHIA MTRS INC 0.2%

Value $1.267M (+17.0%) Shares 3,831 (-2.0%) Est. Cost $305.61 Unrealized —

DVA DAVITA INC 0.2%

Value $1.271M (+15.0%) Shares 5,355 (-27.3%) Est. Cost $139.29 Unrealized —

SIGI SELECTIVE INS GROUP INC 0.2%

Value $1.26M (+13.0%) Shares 12,757 (-2.5%) Est. Cost $87.72 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.4%

Value $2.358M (+4.1%) Shares 69,172 (-2.2%) Est. Cost $38.46 Unrealized —

VTI VANGUARD INDEX FDS 0.7%

Value $4.273M (+1.4%) Shares 11,565 (-3.3%) Est. Cost $220.41 Unrealized —

ITOT ISHARES TR 0.1%

Value $603K (-5.8%) Shares 3,673 (-10.2%) Est. Cost $110.88 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 0.2%

Value $1.481M (+2.4%) Shares 12,562 (-3.7%) Est. Cost $93.16 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $540K (-5.3%) Shares 1,556 (-4.5%) Est. Cost $192.58 Unrealized —

EXP EAGLE MATLS INC 0.1%

Value $641K (-4.4%) Shares 3,129 (-2.1%) Est. Cost $236.71 Unrealized —

META META PLATFORMS INC 0.1%

Value $376K (-7.0%) Shares 584 (-2.0%) Est. Cost $347.60 Unrealized —

IJS ISHARES TR 0.1%

Value $874K (+2.8%) Shares 6,365 (-3.4%) Est. Cost $96.67 Unrealized —

ENVA ENOVA INTL INC 0.2%

Value $1.429M (-1.6%) Shares 6,257 (-25.2%) Est. Cost $114.28 Unrealized —

CGMS CAPITAL GRP FIXED INCM ETF T 0.0%

Value $240K (-5.4%) Shares 8,819 (-4.0%) Est. Cost $27.64 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value $1.51M (-0.9%) Shares 21,434 (-4.3%) Est. Cost $43.32 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value $1.012M (-0.9%) Shares 12,581 (-5.7%) Est. Cost $111.01 Unrealized —

IVV ISHARES TR 0.1%

Value $441K (-2.0%) Shares 587 (-6.4%) Est. Cost $342.78 Unrealized —

SPYV SPDR SERIES TRUST 0.0%

Value $210K (+3.0%) Shares 3,394 (-1.7%) Est. Cost $57.93 Unrealized —

VIOG VANGUARD ADMIRAL FDS INC 0.0%

Value $249K (+2.4%) Shares 1,665 (-5.6%) Est. Cost $116.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPEM	SPDR INDEX SHS FDS	327,729 (-48.2%)	$16.75M (-48.1%)	2.7%	$38.19	—	ST PORT MARK ETF	78463X509
VWO	VANGUARD INTL EQUITY INDEX F	34,688 (-52.4%)	$2.042M (-52.3%)	0.3%	$41.03	—	FTSE EMR MKT ETF	922042858
GOOG	ALPHABET INC	38,773 (-12.2%)	$13.42M (-12.8%)	2.1%	$139.79	—	CAP STK CL C	02079K107
AAPL	APPLE INC	28,491 (-6.8%)	$9.338M (+14.2%)	1.5%	$174.55	—	COM	037833100
CNR	CORE NATURAL RESOURCES INC	7,934 (-56.5%)	$669K (-58.3%)	0.1%	$82.19	—	COM SHS	218937100
FDS	FACTSET RESH SYS INC	51,249 (-3.6%)	$12.66M (+5.6%)	2.0%	$322.59	—	COM	303075105
IEMG	ISHARES INC	5,124 (-38.9%)	$406K (-37.9%)	0.1%	$48.95	—	CORE MSCI EMKT	46434G103
LAD	LITHIA MTRS INC	3,831 (-2.0%)	$1.267M (+17.0%)	0.2%	$305.61	—	COM	536797103
DVA	DAVITA INC	5,355 (-27.3%)	$1.271M (+15.0%)	0.2%	$139.29	—	COM	23918K108
SIGI	SELECTIVE INS GROUP INC	12,757 (-2.5%)	$1.26M (+13.0%)	0.2%	$87.72	—	COM	816300107
SCHV	SCHWAB STRATEGIC TR	69,172 (-2.2%)	$2.358M (+4.1%)	0.4%	$38.46	—	US LCAP VA ETF	808524409
VTI	VANGUARD INDEX FDS	11,565 (-3.3%)	$4.273M (+1.4%)	0.7%	$220.41	—	TOTAL STK MKT	922908769
ITOT	ISHARES TR	3,673 (-10.2%)	$603K (-5.8%)	0.1%	$110.88	—	CORE S&P TTL STK	464287150
VIOV	VANGUARD ADMIRAL FDS INC	12,562 (-3.7%)	$1.481M (+2.4%)	0.2%	$93.16	—	SMLCP 600 VAL	921932778
GOOGL	ALPHABET INC	1,556 (-4.5%)	$540K (-5.3%)	0.1%	$192.58	—	CAP STK CL A	02079K305
EXP	EAGLE MATLS INC	3,129 (-2.1%)	$641K (-4.4%)	0.1%	$236.71	—	COM	26969P108
META	META PLATFORMS INC	584 (-2.0%)	$376K (-7.0%)	0.1%	$347.60	—	CL A	30303M102
IJS	ISHARES TR	6,365 (-3.4%)	$874K (+2.8%)	0.1%	$96.67	—	SP SMCP600VL ETF	464287879
ENVA	ENOVA INTL INC	6,257 (-25.2%)	$1.429M (-1.6%)	0.2%	$114.28	—	COM	29357K103
CGMS	CAPITAL GRP FIXED INCM ETF T	8,819 (-4.0%)	$240K (-5.4%)	0.0%	$27.64	—	US MULTI-SECTOR	14020Y300
VEA	VANGUARD TAX-MANAGED FDS	21,434 (-4.3%)	$1.51M (-0.9%)	0.2%	$43.32	—	VAN FTSE DEV MKT	921943858
VO	VANGUARD INDEX FDS	12,581 (-5.7%)	$1.012M (-0.9%)	0.2%	$111.01	—	MID CAP ETF	922908629
IVV	ISHARES TR	587 (-6.4%)	$441K (-2.0%)	0.1%	$342.78	—	CORE S&P500 ETF	464287200
SPYV	SPDR SERIES TRUST	3,394 (-1.7%)	$210K (+3.0%)	0.0%	$57.93	—	ST STR P500VAL	78464A508
VIOG	VANGUARD ADMIRAL FDS INC	1,665 (-5.6%)	$249K (+2.4%)	0.0%	$116.90	—	SMLCP 600 GRTH	921932794

Unchanged Positions (24)

SPTM SPDR SERIES TRUST 11.3%

Value $70.87M Shares 779,808 Est. Cost $44.82 Unrealized —

CB CHUBB LIMITED 1.9%

Value $11.83M Shares 33,347 Est. Cost $273.18 Unrealized —

AMZN AMAZON COM INC 2.3%

Value $14.42M Shares 58,255 Est. Cost $148.05 Unrealized —

IJH ISHARES TR 0.7%

Value $4.16M Shares 54,944 Est. Cost $89.58 Unrealized —

CSX CSX CORP 0.2%

Value $1.098M Shares 22,002 Est. Cost $30.63 Unrealized —

WMT WALMART INC 0.1%

Value $403K Shares 3,648 Est. Cost $54.40 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value $433K Shares 2,302 Est. Cost $139.49 Unrealized —

MRK MERCK & CO INC 0.1%

Value $349K Shares 2,765 Est. Cost $66.75 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $374K Shares 1,492 Est. Cost $183.90 Unrealized —

ACT ENACT HLDGS INC 0.2%

Value $977K Shares 21,477 Est. Cost $32.30 Unrealized —

KO COCA COLA CO 0.1%

Value $372K Shares 4,540 Est. Cost $46.40 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $710K Shares 3,425 Est. Cost $110.75 Unrealized —

MO ALTRIA GROUP INC 0.0%

Value $226K Shares 3,090 Est. Cost $63.03 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $384K Shares 513 Est. Cost $453.69 Unrealized —

SPIP SPDR SERIES TRUST 0.1%

Value $315K Shares 12,456 Est. Cost $24.82 Unrealized —

CMS CMS ENERGY CORP 0.0%

Value $262K Shares 3,614 Est. Cost $52.62 Unrealized —

VUG VANGUARD INDEX FDS 0.0%

Value $223K Shares 2,586 Est. Cost $153.21 Unrealized —

AKRE PROFESIONALLY MANAGED PORTFO 0.0%

Value $211K Shares 3,844 Est. Cost $66.59 Unrealized —

TOTL SSGA ACTIVE ETF TR 0.0%

Value $236K Shares 6,070 Est. Cost $41.53 Unrealized —

DTE DTE ENERGY CO 0.0%

Value $211K Shares 1,451 Est. Cost $136.80 Unrealized —

HYG ISHARES TR 0.1%

Value $319K Shares 4,004 Est. Cost $75.75 Unrealized —

JCI JOHNSON CONTROLS INTERNATION 0.0%

Value $266K Shares 1,880 Est. Cost $91.75 Unrealized —

STOT SSGA ACTIVE TR 0.0%

Value $225K Shares 4,800 Est. Cost $47.22 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.0%

Value $204K Shares 5,586 Est. Cost $36.22 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTM	SPDR SERIES TRUST	779,808	$70.87M	11.3%	$44.82	—	ST STR PR SP1500	78464A805
CB	CHUBB LIMITED	33,347	$11.83M	1.9%	$273.18	—	COM	H1467J104
AMZN	AMAZON COM INC	58,255	$14.42M	2.3%	$148.05	—	COM	023135106
IJH	ISHARES TR	54,944	$4.16M	0.7%	$89.58	—	CORE S&P MCP ETF	464287507
CSX	CSX CORP	22,002	$1.098M	0.2%	$30.63	—	COM	126408103
WMT	WALMART INC	3,648	$403K	0.1%	$54.40	—	COM	931142103
PM	PHILIP MORRIS INTL INC	2,302	$433K	0.1%	$139.49	—	COM	718172109
MRK	MERCK & CO INC	2,765	$349K	0.1%	$66.75	—	COM	58933Y105
JNJ	JOHNSON & JOHNSON	1,492	$374K	0.1%	$183.90	—	COM	478160104
ACT	ENACT HLDGS INC	21,477	$977K	0.2%	$32.30	—	COM	29249E109
KO	COCA COLA CO	4,540	$372K	0.1%	$46.40	—	COM	191216100
NVDA	NVIDIA CORPORATION	3,425	$710K	0.1%	$110.75	—	COM	67066G104
MO	ALTRIA GROUP INC	3,090	$226K	0.0%	$63.03	—	COM	02209S103
SPY	STATE STR SPDR S&P 500 ETF T	513	$384K	0.1%	$453.69	—	TR UNIT	78462F103
SPIP	SPDR SERIES TRUST	12,456	$315K	0.1%	$24.82	—	ST STR TIPS ETF	78464A656
CMS	CMS ENERGY CORP	3,614	$262K	0.0%	$52.62	—	COM	125896100
VUG	VANGUARD INDEX FDS	2,586	$223K	0.0%	$153.21	—	GROWTH ETF	922908736
AKRE	PROFESIONALLY MANAGED PORTFO	3,844	$211K	0.0%	$66.59	—	AKRE FOCUS ETF	74316P579
TOTL	SSGA ACTIVE ETF TR	6,070	$236K	0.0%	$41.53	—	ST STR TOTAL ETF	78467V848
DTE	DTE ENERGY CO	1,451	$211K	0.0%	$136.80	—	COM	233331107
HYG	ISHARES TR	4,004	$319K	0.1%	$75.75	—	IBOXX HI YD ETF	464288513
JCI	JOHNSON CONTROLS INTERNATION	1,880	$266K	0.0%	$91.75	—	SHS	G51502105
STOT	SSGA ACTIVE TR	4,800	$225K	0.0%	$47.22	—	ST STR TOTAL ETF	78470P200
DFAX	DIMENSIONAL ETF TRUST	5,586	$204K	0.0%	$36.22	—	WORLD EX US CORE	25434V880