Stone Point Wealth LLC Diversified Active

CIK: 0001908192 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 27, 2026

Total Value ($000): $368,692 (100.0% shares, 0.0% debt)

Holdings (141)

New Positions (5)

VTEC VANGUARD CALIF TAX FREE FDS 0.1%

Value ($000) $479 Shares 4,782 Est. Cost $100.26 Unrealized —

CALI BLACKROCK ETF TRUST II 0.1%

Value ($000) $294 Shares 5,834 Est. Cost $50.46 Unrealized —

META META PLATFORMS INC 0.1%

Value ($000) $276 Shares 418 Est. Cost $667.32 Unrealized 0.0%

HWM HOWMET AEROSPACE INC 0.1%

Value ($000) $205 Shares 1,000 Est. Cost $199.00 Unrealized 0.0%

GLDM WORLD GOLD TR 0.1%

Value ($000) $203 Shares 2,374 Est. Cost $85.37 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTEC	VANGUARD CALIF TAX FREE FDS	4,782	$479	0.1%	$100.26	—	TAX EXEMPT BD FD	922021605
CALI	BLACKROCK ETF TRUST II	5,834	$294	0.1%	$50.46	—	ISHARES SHORT-TE	092528884
META	META PLATFORMS INC	418	$276	0.1%	$667.32	0.0%	CL A	30303M102
HWM	HOWMET AEROSPACE INC	1,000	$205	0.1%	$199.00	0.0%	COM	443201108
GLDM	WORLD GOLD TR	2,374	$203	0.1%	$85.37	—	SPDR GLD MINIS	98149E303

Increased Positions (42)

SPYM SPDR SERIES TRUST 3.4%

Value ($000) $12,573 (+87.2%) Shares 156,733 (+82.8%) Est. Cost $75.80 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 4.5%

Value ($000) $16,569 (+19.3%) Shares 207,820 (+19.6%) Est. Cost $78.90 Unrealized —

BSV VANGUARD BD INDEX FDS 3.3%

Value ($000) $12,019 (+17.5%) Shares 152,511 (+17.7%) Est. Cost $78.42 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 3.1%

Value ($000) $11,319 (+12.6%) Shares 181,188 (+8.0%) Est. Cost $53.64 Unrealized —

BNDW VANGUARD SCOTTSDALE FDS 2.2%

Value ($000) $8,130 (+18.4%) Shares 118,273 (+20.0%) Est. Cost $69.51 Unrealized —

DFIV DIMENSIONAL ETF TRUST 2.6%

Value ($000) $9,588 (+13.3%) Shares 192,139 (+4.7%) Est. Cost $35.75 Unrealized —

LLY ELI LILLY & CO 1.0%

Value ($000) $3,614 (+42.5%) Shares 3,363 (+1.2%) Est. Cost $479.61 Unrealized +99.2%

SPYG SPDR SERIES TRUST 1.5%

Value ($000) $5,602 (+15.0%) Shares 52,507 (+12.7%) Est. Cost $87.35 Unrealized —

GOOGL ALPHABET INC 0.3%

Value ($000) $1,273 (+74.2%) Shares 4,067 (+35.3%) Est. Cost $163.37 Unrealized +74.8%

AAPL APPLE INC 1.4%

Value ($000) $5,058 (+11.2%) Shares 18,605 (+4.2%) Est. Cost $159.81 Unrealized +67.9%

MRK MERCK & CO INC 0.4%

Value ($000) $1,293 (+56.8%) Shares 12,286 (+25.0%) Est. Cost $86.43 Unrealized +7.9%

IEMG ISHARES INC 1.2%

Value ($000) $4,380 (+11.0%) Shares 65,154 (+8.8%) Est. Cost $53.86 Unrealized —

SPYV SPDR SERIES TRUST 2.2%

Value ($000) $7,983 (+5.4%) Shares 140,513 (+2.7%) Est. Cost $41.43 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.2%

Value ($000) $653 (+125.4%) Shares 12,100 (+88.5%) Est. Cost $53.20 Unrealized -10.7%

AVDV AMERICAN CENTY ETF TR 1.4%

Value ($000) $5,081 (+6.9%) Shares 54,066 (+1.3%) Est. Cost $71.46 Unrealized —

VO VANGUARD INDEX FDS 0.5%

Value ($000) $2,000 (+18.2%) Shares 6,891 (+19.7%) Est. Cost $285.90 Unrealized —

VUG VANGUARD INDEX FDS 2.1%

Value ($000) $7,679 (+4.1%) Shares 15,740 (+2.3%) Est. Cost $410.03 Unrealized —

VB VANGUARD INDEX FDS 0.9%

Value ($000) $3,379 (+8.8%) Shares 13,099 (+7.3%) Est. Cost $224.60 Unrealized —

NEE NEXTERA ENERGY INC 0.6%

Value ($000) $2,086 (+14.8%) Shares 25,984 (+8.0%) Est. Cost $74.70 Unrealized +10.4%

MDT MEDTRONIC PLC 0.6%

Value ($000) $2,035 (+14.3%) Shares 21,186 (+13.3%) Est. Cost $93.75 Unrealized +3.6%

LIN LINDE PLC 1.0%

Value ($000) $3,606 (-6.4%) Shares 8,456 (+4.3%) Est. Cost $330.35 Unrealized +29.3%

AMGN AMGEN INC 0.2%

Value ($000) $730 (+39.0%) Shares 2,231 (+19.9%) Est. Cost $228.50 Unrealized +38.3%

QCOM QUALCOMM INC 1.1%

Value ($000) $3,984 (+5.3%) Shares 23,289 (+2.4%) Est. Cost $144.58 Unrealized +18.1%

STIP ISHARES TR 1.3%

Value ($000) $4,697 (+4.1%) Shares 45,869 (+5.1%) Est. Cost $103.25 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.6%

Value ($000) $2,181 (+8.9%) Shares 47,913 (+8.9%) Est. Cost $38.92 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.2%

Value ($000) $4,528 (+4.1%) Shares 44,403 (+1.6%) Est. Cost $96.05 Unrealized —

VTES VANGUARD WELLINGTON FD 0.1%

Value ($000) $544 (+38.8%) Shares 5,351 (+39.3%) Est. Cost $100.85 Unrealized —

SUB ISHARES TR 0.7%

Value ($000) $2,702 (+5.5%) Shares 25,321 (+5.6%) Est. Cost $105.19 Unrealized —

SYK STRYKER CORPORATION 1.1%

Value ($000) $3,907 (-3.0%) Shares 11,115 (+2.0%) Est. Cost $248.87 Unrealized +46.0%

V VISA INC 0.7%

Value ($000) $2,700 (+4.2%) Shares 7,699 (+1.4%) Est. Cost $218.70 Unrealized +55.6%

VTEB VANGUARD MUN BD FDS 0.4%

Value ($000) $1,480 (+7.2%) Shares 29,432 (+6.8%) Est. Cost $50.58 Unrealized —

EFG ISHARES TR 0.5%

Value ($000) $1,778 (+4.6%) Shares 15,609 (+4.6%) Est. Cost $103.43 Unrealized —

SPDW SPDR INDEX SHS FDS 0.2%

Value ($000) $724 (+10.0%) Shares 16,311 (+5.9%) Est. Cost $36.62 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $328 (-16.1%) Shares 2,276 (+64.3%) Est. Cost $155.31 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $525 (+13.0%) Shares 1,771 (+7.6%) Est. Cost $206.27 Unrealized +44.8%

SCHG SCHWAB STRATEGIC TR 0.1%

Value ($000) $373 (+18.8%) Shares 11,444 (+16.2%) Est. Cost $26.10 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $378 (+15.7%) Shares 1,639 (+10.1%) Est. Cost $120.89 Unrealized +89.3%

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $428 (+9.7%) Shares 2,294 (+9.8%) Est. Cost $131.19 Unrealized +41.9%

CL COLGATE PALMOLIVE CO 0.1%

Value ($000) $236 (+12.9%) Shares 2,986 (+14.2%) Est. Cost $72.55 Unrealized +7.9%

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $645 (+3.7%) Shares 1,028 (+1.3%) Est. Cost $391.51 Unrealized —

XLU SELECT SECTOR SPDR TR 0.3%

Value ($000) $961 (-2.1%) Shares 22,520 (+100.0%) Est. Cost $55.52 Unrealized —

ECL ECOLAB INC 0.9%

Value ($000) $3,165 (-0.1%) Shares 12,057 (+4.2%) Est. Cost $203.54 Unrealized +30.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR SERIES TRUST	156,733 (+82.8%)	$12,573 (+87.2%)	3.4%	$75.80	—	STATE STREET SPD	78464A854
VCSH	VANGUARD SCOTTSDALE FDS	207,820 (+19.6%)	$16,569 (+19.3%)	4.5%	$78.90	—	SHRT TRM CORP BD	92206C409
BSV	VANGUARD BD INDEX FDS	152,511 (+17.7%)	$12,019 (+17.5%)	3.3%	$78.42	—	SHORT TRM BOND	921937827
VEA	VANGUARD TAX-MANAGED FDS	181,188 (+8.0%)	$11,319 (+12.6%)	3.1%	$53.64	—	VAN FTSE DEV MKT	921943858
BNDW	VANGUARD SCOTTSDALE FDS	118,273 (+20.0%)	$8,130 (+18.4%)	2.2%	$69.51	—	TOTAL WLD BD ETF	92206C565
DFIV	DIMENSIONAL ETF TRUST	192,139 (+4.7%)	$9,588 (+13.3%)	2.6%	$35.75	—	INTERNATNAL VAL	25434V807
LLY	ELI LILLY & CO	3,363 (+1.2%)	$3,614 (+42.5%)	1.0%	$479.61	+99.2%	COM	532457108
SPYG	SPDR SERIES TRUST	52,507 (+12.7%)	$5,602 (+15.0%)	1.5%	$87.35	—	STATE STREET SPD	78464A409
GOOGL	ALPHABET INC	4,067 (+35.3%)	$1,273 (+74.2%)	0.3%	$163.37	+74.8%	CAP STK CL A	02079K305
AAPL	APPLE INC	18,605 (+4.2%)	$5,058 (+11.2%)	1.4%	$159.81	+67.9%	COM	037833100
MRK	MERCK & CO INC	12,286 (+25.0%)	$1,293 (+56.8%)	0.4%	$86.43	+7.9%	COM	58933Y105
IEMG	ISHARES INC	65,154 (+8.8%)	$4,380 (+11.0%)	1.2%	$53.86	—	CORE MSCI EMKT	46434G103
SPYV	SPDR SERIES TRUST	140,513 (+2.7%)	$7,983 (+5.4%)	2.2%	$41.43	—	STATE STREET SPD	78464A508
BMY	BRISTOL-MYERS SQUIBB CO	12,100 (+88.5%)	$653 (+125.4%)	0.2%	$53.20	-10.7%	COM	110122108
AVDV	AMERICAN CENTY ETF TR	54,066 (+1.3%)	$5,081 (+6.9%)	1.4%	$71.46	—	INTL SMCP VLU	025072802
VO	VANGUARD INDEX FDS	6,891 (+19.7%)	$2,000 (+18.2%)	0.5%	$285.90	—	MID CAP ETF	922908629
VUG	VANGUARD INDEX FDS	15,740 (+2.3%)	$7,679 (+4.1%)	2.1%	$410.03	—	GROWTH ETF	922908736
VB	VANGUARD INDEX FDS	13,099 (+7.3%)	$3,379 (+8.8%)	0.9%	$224.60	—	SMALL CP ETF	922908751
NEE	NEXTERA ENERGY INC	25,984 (+8.0%)	$2,086 (+14.8%)	0.6%	$74.70	+10.4%	COM	65339F101
MDT	MEDTRONIC PLC	21,186 (+13.3%)	$2,035 (+14.3%)	0.6%	$93.75	+3.6%	SHS	G5960L103
LIN	LINDE PLC	8,456 (+4.3%)	$3,606 (-6.4%)	1.0%	$330.35	+29.3%	SHS	G54950103
AMGN	AMGEN INC	2,231 (+19.9%)	$730 (+39.0%)	0.2%	$228.50	+38.3%	COM	031162100
QCOM	QUALCOMM INC	23,289 (+2.4%)	$3,984 (+5.3%)	1.1%	$144.58	+18.1%	COM	747525103
STIP	ISHARES TR	45,869 (+5.1%)	$4,697 (+4.1%)	1.3%	$103.25	—	0-5 YR TIPS ETF	46429B747
SCHC	SCHWAB STRATEGIC TR	47,913 (+8.9%)	$2,181 (+8.9%)	0.6%	$38.92	—	INTL SCEQT ETF	808524888
AVUV	AMERICAN CENTY ETF TR	44,403 (+1.6%)	$4,528 (+4.1%)	1.2%	$96.05	—	US SML CP VALU	025072877
VTES	VANGUARD WELLINGTON FD	5,351 (+39.3%)	$544 (+38.8%)	0.1%	$100.85	—	SHORT TRM TAX EX	921935870
SUB	ISHARES TR	25,321 (+5.6%)	$2,702 (+5.5%)	0.7%	$105.19	—	SHRT NAT MUN ETF	464288158
SYK	STRYKER CORPORATION	11,115 (+2.0%)	$3,907 (-3.0%)	1.1%	$248.87	+46.0%	COM	863667101
V	VISA INC	7,699 (+1.4%)	$2,700 (+4.2%)	0.7%	$218.70	+55.6%	COM CL A	92826C839
VTEB	VANGUARD MUN BD FDS	29,432 (+6.8%)	$1,480 (+7.2%)	0.4%	$50.58	—	TAX EXEMPT BD	922907746
EFG	ISHARES TR	15,609 (+4.6%)	$1,778 (+4.6%)	0.5%	$103.43	—	EAFE GRWTH ETF	464288885
SPDW	SPDR INDEX SHS FDS	16,311 (+5.9%)	$724 (+10.0%)	0.2%	$36.62	—	PORTFOLIO DEVLPD	78463X889
XLK	SELECT SECTOR SPDR TR	2,276 (+64.3%)	$328 (-16.1%)	0.1%	$155.31	—	STATE STREET TEC	81369Y803
IBM	INTERNATIONAL BUSINESS MACHS	1,771 (+7.6%)	$525 (+13.0%)	0.1%	$206.27	+44.8%	COM	459200101
SCHG	SCHWAB STRATEGIC TR	11,444 (+16.2%)	$373 (+18.8%)	0.1%	$26.10	—	US LCAP GR ETF	808524300
AMZN	AMAZON COM INC	1,639 (+10.1%)	$378 (+15.7%)	0.1%	$120.89	+89.3%	COM	023135106
NVDA	NVIDIA CORPORATION	2,294 (+9.8%)	$428 (+9.7%)	0.1%	$131.19	+41.9%	COM	67066G104
CL	COLGATE PALMOLIVE CO	2,986 (+14.2%)	$236 (+12.9%)	0.1%	$72.55	+7.9%	COM	194162103
VOO	VANGUARD INDEX FDS	1,028 (+1.3%)	$645 (+3.7%)	0.2%	$391.51	—	S&P 500 ETF SHS	922908363
XLU	SELECT SECTOR SPDR TR	22,520 (+100.0%)	$961 (-2.1%)	0.3%	$55.52	—	STATE STREET UTI	81369Y886
ECL	ECOLAB INC	12,057 (+4.2%)	$3,165 (-0.1%)	0.9%	$203.54	+30.5%	COM	278865100

Exited Positions (7)

BNDX VANGUARD CHARLOTTE FDS 0.1%

Value ($000) $513 Shares 10,380 Est. Cost $49.08 Unrealized —

VTIP VANGUARD MALVERN FDS 0.1%

Value ($000) $256 Shares 5,047 Est. Cost $50.41 Unrealized —

HON HONEYWELL INTL INC 0.1%

Value ($000) $253 Shares 1,200 Est. Cost $170.59 Unrealized +14.3%

CVX CHEVRON CORP NEW 0.1%

Value ($000) $230 Shares 1,483 Est. Cost $124.91 Unrealized +21.2%

UBER UBER TECHNOLOGIES INC 0.1%

Value ($000) $230 Shares 2,350 Est. Cost $82.32 Unrealized +9.4%

SPEM SPDR INDEX SHS FDS 0.1%

Value ($000) $221 Shares 4,719 Est. Cost $40.87 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.1%

Value ($000) $220 Shares 8,376 Est. Cost $38.55 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	10,380	$513	0.1%	$49.08	—	—	92203J407
VTIP	VANGUARD MALVERN FDS	5,047	$256	0.1%	$50.41	—	—	922020805
HON	HONEYWELL INTL INC	1,200	$253	0.1%	$170.59	+14.3%	—	438516106
CVX	CHEVRON CORP NEW	1,483	$230	0.1%	$124.91	+21.2%	—	166764100
UBER	UBER TECHNOLOGIES INC	2,350	$230	0.1%	$82.32	+9.4%	—	90353T100
SPEM	SPDR INDEX SHS FDS	4,719	$221	0.1%	$40.87	—	—	78463X509
FNDX	SCHWAB STRATEGIC TR	8,376	$220	0.1%	$38.55	—	—	808524771

Decreased Positions (53)

VTI VANGUARD INDEX FDS 0.9%

Value ($000) $3,233 (-56.2%) Shares 9,644 (-57.1%) Est. Cost $239.33 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value ($000) $659 (-60.2%) Shares 8,898 (-60.1%) Est. Cost $75.46 Unrealized —

HD HOME DEPOT INC 0.5%

Value ($000) $1,742 (-31.0%) Shares 5,062 (-18.8%) Est. Cost $315.71 Unrealized +15.5%

CMI CUMMINS INC 1.3%

Value ($000) $4,753 (+15.2%) Shares 9,311 (-4.7%) Est. Cost $215.80 Unrealized +116.1%

CAT CATERPILLAR INC 1.0%

Value ($000) $3,821 (+15.2%) Shares 6,670 (-4.0%) Est. Cost $199.79 Unrealized +178.0%

JPST J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $622 (-42.3%) Shares 12,304 (-42.2%) Est. Cost $50.51 Unrealized —

IGV ISHARES TR 0.7%

Value ($000) $2,664 (-14.5%) Shares 25,202 (-7.0%) Est. Cost $144.05 Unrealized —

AXP AMERICAN EXPRESS CO 1.4%

Value ($000) $5,273 (+7.2%) Shares 14,252 (-3.8%) Est. Cost $162.69 Unrealized +119.4%

TIP ISHARES TR 0.1%

Value ($000) $270 (-56.4%) Shares 2,456 (-55.9%) Est. Cost $112.18 Unrealized —

PFF ISHARES TR 0.1%

Value ($000) $344 (-48.9%) Shares 11,100 (-47.8%) Est. Cost $32.53 Unrealized —

DIS DISNEY WALT CO 0.4%

Value ($000) $1,376 (-15.3%) Shares 12,096 (-14.8%) Est. Cost $148.88 Unrealized -26.4%

TSM TAIWAN SEMICONDUCTOR MFG LTD 1.5%

Value ($000) $5,580 (+3.7%) Shares 18,362 (-4.7%) Est. Cost $109.75 Unrealized —

LOW LOWES COS INC 0.7%

Value ($000) $2,761 (-5.5%) Shares 11,447 (-1.6%) Est. Cost $211.87 Unrealized +13.2%

RCL ROYAL CARIBBEAN GROUP 0.1%

Value ($000) $529 (-22.2%) Shares 1,895 (-9.8%) Est. Cost $143.82 Unrealized +95.8%

VWO VANGUARD INTL EQUITY INDEX F 0.8%

Value ($000) $2,839 (-5.0%) Shares 52,808 (-4.2%) Est. Cost $44.32 Unrealized —

JPM JPMORGAN CHASE & CO. 2.6%

Value ($000) $9,644 (-1.4%) Shares 29,930 (-3.5%) Est. Cost $141.49 Unrealized +118.8%

APH AMPHENOL CORP NEW 1.4%

Value ($000) $5,010 (+1.8%) Shares 37,073 (-6.8%) Est. Cost $49.99 Unrealized +167.1%

NKE NIKE INC 0.1%

Value ($000) $499 (-14.0%) Shares 7,830 (-5.9%) Est. Cost $142.56 Unrealized -54.5%

HYG ISHARES TR 0.4%

Value ($000) $1,614 (-4.8%) Shares 20,022 (-4.1%) Est. Cost $77.71 Unrealized —

PGX INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $281 (-22.0%) Shares 24,999 (-19.5%) Est. Cost $12.14 Unrealized —

VV VANGUARD INDEX FDS 0.7%

Value ($000) $2,426 (-2.2%) Shares 7,707 (-4.3%) Est. Cost $220.92 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.4%

Value ($000) $1,514 (-3.3%) Shares 38,243 (-5.8%) Est. Cost $28.72 Unrealized —

DFUV DIMENSIONAL ETF TRUST 0.6%

Value ($000) $2,075 (+2.6%) Shares 44,540 (-1.6%) Est. Cost $31.89 Unrealized —

FNDC SCHWAB STRATEGIC TR 0.1%

Value ($000) $201 (-20.5%) Shares 4,512 (-20.5%) Est. Cost $36.07 Unrealized —

KO COCA COLA CO 0.2%

Value ($000) $778 (-5.0%) Shares 11,125 (-9.9%) Est. Cost $54.09 Unrealized +28.3%

PEP PEPSICO INC 0.9%

Value ($000) $3,471 (+1.2%) Shares 24,187 (-1.0%) Est. Cost $146.30 Unrealized -0.3%

XLV SELECT SECTOR SPDR TR 0.1%

Value ($000) $409 (+10.0%) Shares 2,640 (-1.1%) Est. Cost $134.37 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.4%

Value ($000) $1,467 (-2.3%) Shares 54,524 (-4.4%) Est. Cost $34.39 Unrealized —

AVIV AMERICAN CENTY ETF TR 0.1%

Value ($000) $513 (-6.2%) Shares 7,208 (-11.2%) Est. Cost $49.06 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.2%

Value ($000) $763 (-4.2%) Shares 16,882 (-9.0%) Est. Cost $31.94 Unrealized —

AVLV AMERICAN CENTY ETF TR 1.0%

Value ($000) $3,767 (-0.9%) Shares 49,715 (-5.5%) Est. Cost $57.77 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.2%

Value ($000) $573 (-5.5%) Shares 21,850 (-7.4%) Est. Cost $28.14 Unrealized —

HEFA ISHARES TR 0.6%

Value ($000) $2,273 (-1.4%) Shares 54,946 (-5.6%) Est. Cost $31.46 Unrealized —

ITOT ISHARES TR 0.2%

Value ($000) $575 (-5.3%) Shares 3,870 (-7.2%) Est. Cost $92.73 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value ($000) $700 (+4.0%) Shares 5,820 (-2.5%) Est. Cost $71.93 Unrealized +60.6%

MDY SPDR S&P MIDCAP 400 ETF TR 0.2%

Value ($000) $681 (-3.5%) Shares 1,128 (-4.6%) Est. Cost $558.60 Unrealized —

IAU ISHARES GOLD TR 0.1%

Value ($000) $404 (+6.4%) Shares 4,981 (-4.6%) Est. Cost $51.62 Unrealized —

IVW ISHARES TR 0.1%

Value ($000) $498 (-4.3%) Shares 4,038 (-6.2%) Est. Cost $76.11 Unrealized —

SPY SPDR S&P 500 ETF TR 0.8%

Value ($000) $2,831 (-0.7%) Shares 4,151 (-3.0%) Est. Cost $480.33 Unrealized —

VBR VANGUARD INDEX FDS 1.3%

Value ($000) $4,939 (-0.4%) Shares 23,318 (-1.8%) Est. Cost $164.43 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.1%

Value ($000) $391 (-4.2%) Shares 13,206 (-5.8%) Est. Cost $41.19 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $534 (-3.1%) Shares 18,764 (-5.0%) Est. Cost $34.11 Unrealized —

SPSM SPDR SERIES TRUST 0.6%

Value ($000) $2,386 (-0.7%) Shares 50,914 (-1.8%) Est. Cost $41.81 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $460 (-2.7%) Shares 915 (-2.7%) Est. Cost $286.87 Unrealized +73.4%

DFAI DIMENSIONAL ETF TRUST 0.1%

Value ($000) $330 (+3.5%) Shares 8,657 (-1.3%) Est. Cost $29.81 Unrealized —

MUB ISHARES TR 0.2%

Value ($000) $857 (-1.2%) Shares 7,999 (-1.8%) Est. Cost $107.13 Unrealized —

IWM ISHARES TR 0.1%

Value ($000) $536 (-1.7%) Shares 2,176 (-3.3%) Est. Cost $217.17 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value ($000) $724 (-1.1%) Shares 30,116 (-4.2%) Est. Cost $26.11 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value ($000) $840 (-0.7%) Shares 14,114 (-2.9%) Est. Cost $49.94 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.7%

Value ($000) $2,515 (+0.2%) Shares 32,650 (-2.3%) Est. Cost $64.36 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $587 (+0.5%) Shares 2,669 (-1.3%) Est. Cost $164.09 Unrealized —

SCZ ISHARES TR 0.1%

Value ($000) $273 (-0.4%) Shares 3,520 (-1.4%) Est. Cost $72.44 Unrealized —

IEFA ISHARES TR 0.3%

Value ($000) $1,189 (-0.0%) Shares 13,294 (-2.4%) Est. Cost $69.59 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	9,644 (-57.1%)	$3,233 (-56.2%)	0.9%	$239.33	—	TOTAL STK MKT	922908769
BND	VANGUARD BD INDEX FDS	8,898 (-60.1%)	$659 (-60.2%)	0.2%	$75.46	—	TOTAL BND MRKT	921937835
HD	HOME DEPOT INC	5,062 (-18.8%)	$1,742 (-31.0%)	0.5%	$315.71	+15.5%	COM	437076102
CMI	CUMMINS INC	9,311 (-4.7%)	$4,753 (+15.2%)	1.3%	$215.80	+116.1%	COM	231021106
CAT	CATERPILLAR INC	6,670 (-4.0%)	$3,821 (+15.2%)	1.0%	$199.79	+178.0%	COM	149123101
JPST	J P MORGAN EXCHANGE TRADED F	12,304 (-42.2%)	$622 (-42.3%)	0.2%	$50.51	—	ULTRA SHRT ETF	46641Q837
IGV	ISHARES TR	25,202 (-7.0%)	$2,664 (-14.5%)	0.7%	$144.05	—	EXPANDED TECH	464287515
AXP	AMERICAN EXPRESS CO	14,252 (-3.8%)	$5,273 (+7.2%)	1.4%	$162.69	+119.4%	COM	025816109
TIP	ISHARES TR	2,456 (-55.9%)	$270 (-56.4%)	0.1%	$112.18	—	TIPS BD ETF	464287176
PFF	ISHARES TR	11,100 (-47.8%)	$344 (-48.9%)	0.1%	$32.53	—	PFD AND INCM SEC	464288687
DIS	DISNEY WALT CO	12,096 (-14.8%)	$1,376 (-15.3%)	0.4%	$148.88	-26.4%	COM	254687106
TSM	TAIWAN SEMICONDUCTOR MFG LTD	18,362 (-4.7%)	$5,580 (+3.7%)	1.5%	$109.75	—	SPONSORED ADS	874039100
LOW	LOWES COS INC	11,447 (-1.6%)	$2,761 (-5.5%)	0.7%	$211.87	+13.2%	COM	548661107
RCL	ROYAL CARIBBEAN GROUP	1,895 (-9.8%)	$529 (-22.2%)	0.1%	$143.82	+95.8%	COM	V7780T103
VWO	VANGUARD INTL EQUITY INDEX F	52,808 (-4.2%)	$2,839 (-5.0%)	0.8%	$44.32	—	FTSE EMR MKT ETF	922042858
JPM	JPMORGAN CHASE & CO.	29,930 (-3.5%)	$9,644 (-1.4%)	2.6%	$141.49	+118.8%	COM	46625H100
APH	AMPHENOL CORP NEW	37,073 (-6.8%)	$5,010 (+1.8%)	1.4%	$49.99	+167.1%	CL A	032095101
NKE	NIKE INC	7,830 (-5.9%)	$499 (-14.0%)	0.1%	$142.56	-54.5%	CL B	654106103
HYG	ISHARES TR	20,022 (-4.1%)	$1,614 (-4.8%)	0.4%	$77.71	—	IBOXX HI YD ETF	464288513
PGX	INVESCO EXCH TRADED FD TR II	24,999 (-19.5%)	$281 (-22.0%)	0.1%	$12.14	—	PFD ETF	46138E511
VV	VANGUARD INDEX FDS	7,707 (-4.3%)	$2,426 (-2.2%)	0.7%	$220.92	—	LARGE CAP ETF	922908637
DFAC	DIMENSIONAL ETF TRUST	38,243 (-5.8%)	$1,514 (-3.3%)	0.4%	$28.72	—	US CORE EQUITY 2	25434V708
DFUV	DIMENSIONAL ETF TRUST	44,540 (-1.6%)	$2,075 (+2.6%)	0.6%	$31.89	—	US MKTWIDE VALUE	25434V724
FNDC	SCHWAB STRATEGIC TR	4,512 (-20.5%)	$201 (-20.5%)	0.1%	$36.07	—	FUNDAMENTAL INTL	808524748
KO	COCA COLA CO	11,125 (-9.9%)	$778 (-5.0%)	0.2%	$54.09	+28.3%	COM	191216100
PEP	PEPSICO INC	24,187 (-1.0%)	$3,471 (+1.2%)	0.9%	$146.30	-0.3%	COM	713448108
XLV	SELECT SECTOR SPDR TR	2,640 (-1.1%)	$409 (+10.0%)	0.1%	$134.37	—	STATE STREET HEA	81369Y209
SCHX	SCHWAB STRATEGIC TR	54,524 (-4.4%)	$1,467 (-2.3%)	0.4%	$34.39	—	US LRG CAP ETF	808524201
AVIV	AMERICAN CENTY ETF TR	7,208 (-11.2%)	$513 (-6.2%)	0.1%	$49.06	—	INTERNATIONAL LR	025072364
FNDF	SCHWAB STRATEGIC TR	16,882 (-9.0%)	$763 (-4.2%)	0.2%	$31.94	—	FUNDAMENTAL INTL	808524755
AVLV	AMERICAN CENTY ETF TR	49,715 (-5.5%)	$3,767 (-0.9%)	1.0%	$57.77	—	US LARGE CAP VLU	025072349
SCHB	SCHWAB STRATEGIC TR	21,850 (-7.4%)	$573 (-5.5%)	0.2%	$28.14	—	US BRD MKT ETF	808524102
HEFA	ISHARES TR	54,946 (-5.6%)	$2,273 (-1.4%)	0.6%	$31.46	—	HDG MSCI EAFE	46434V803
ITOT	ISHARES TR	3,870 (-7.2%)	$575 (-5.3%)	0.2%	$92.73	—	CORE S&P TTL STK	464287150
XOM	EXXON MOBIL CORP	5,820 (-2.5%)	$700 (+4.0%)	0.2%	$71.93	+60.6%	COM	30231G102
MDY	SPDR S&P MIDCAP 400 ETF TR	1,128 (-4.6%)	$681 (-3.5%)	0.2%	$558.60	—	UTSER1 S&PDCRP	78467Y107
IAU	ISHARES GOLD TR	4,981 (-4.6%)	$404 (+6.4%)	0.1%	$51.62	—	ISHARES NEW	464285204
IVW	ISHARES TR	4,038 (-6.2%)	$498 (-4.3%)	0.1%	$76.11	—	S&P 500 GRWT ETF	464287309
SPY	SPDR S&P 500 ETF TR	4,151 (-3.0%)	$2,831 (-0.7%)	0.8%	$480.33	—	TR UNIT	78462F103
VBR	VANGUARD INDEX FDS	23,318 (-1.8%)	$4,939 (-0.4%)	1.3%	$164.43	—	SM CP VAL ETF	922908611
SCHV	SCHWAB STRATEGIC TR	13,206 (-5.8%)	$391 (-4.2%)	0.1%	$41.19	—	US LCAP VA ETF	808524409
SCHA	SCHWAB STRATEGIC TR	18,764 (-5.0%)	$534 (-3.1%)	0.1%	$34.11	—	US SML CAP ETF	808524607
SPSM	SPDR SERIES TRUST	50,914 (-1.8%)	$2,386 (-0.7%)	0.6%	$41.81	—	STATE STREET SPD	78468R853
BRK/B	BERKSHIRE HATHAWAY INC DEL	915 (-2.7%)	$460 (-2.7%)	0.1%	$286.87	+73.4%	CL B NEW	084670702
DFAI	DIMENSIONAL ETF TRUST	8,657 (-1.3%)	$330 (+3.5%)	0.1%	$29.81	—	INTL CORE EQT MK	25434V203
MUB	ISHARES TR	7,999 (-1.8%)	$857 (-1.2%)	0.2%	$107.13	—	NATIONAL MUN ETF	464288414
IWM	ISHARES TR	2,176 (-3.3%)	$536 (-1.7%)	0.1%	$217.17	—	RUSSELL 2000 ETF	464287655
SCHF	SCHWAB STRATEGIC TR	30,116 (-4.2%)	$724 (-1.1%)	0.2%	$26.11	—	INTL EQTY ETF	808524805
DFAT	DIMENSIONAL ETF TRUST	14,114 (-2.9%)	$840 (-0.7%)	0.2%	$49.94	—	US TARGETED VLU	25434V609
AVEM	AMERICAN CENTY ETF TR	32,650 (-2.3%)	$2,515 (+0.2%)	0.7%	$64.36	—	AVANTIS EMGMKT	025072604
VIG	VANGUARD SPECIALIZED FUNDS	2,669 (-1.3%)	$587 (+0.5%)	0.2%	$164.09	—	DIV APP ETF	921908844
SCZ	ISHARES TR	3,520 (-1.4%)	$273 (-0.4%)	0.1%	$72.44	—	EAFE SML CP ETF	464288273
IEFA	ISHARES TR	13,294 (-2.4%)	$1,189 (-0.0%)	0.3%	$69.59	—	CORE MSCI EAFE	46432F842

Unchanged Positions (41)

GOOG ALPHABET INC 3.3%

Value ($000) $12,309 Shares 39,227 Est. Cost $111.66 Unrealized +156.4%

MSFT MICROSOFT CORP 8.1%

Value ($000) $29,803 Shares 61,626 Est. Cost $291.25 Unrealized +71.9%

GILD GILEAD SCIENCES INC 1.1%

Value ($000) $3,996 Shares 32,557 Est. Cost $67.69 Unrealized +78.6%

VTV VANGUARD INDEX FDS 4.9%

Value ($000) $18,170 Shares 95,135 Est. Cost $144.05 Unrealized —

ORCL ORACLE CORP 0.2%

Value ($000) $609 Shares 3,126 Est. Cost $124.04 Unrealized +91.9%

IVV ISHARES TR 2.1%

Value ($000) $7,871 Shares 11,491 Est. Cost $539.40 Unrealized —

A AGILENT TECHNOLOGIES INC 0.7%

Value ($000) $2,631 Shares 19,337 Est. Cost $133.94 Unrealized +7.3%

TEVA TEVA PHARMACEUTICAL INDS LTD 0.1%

Value ($000) $344 Shares 11,020 Est. Cost $8.21 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 1.6%

Value ($000) $6,059 Shares 31,631 Est. Cost $161.39 Unrealized —

WMT WALMART INC 0.4%

Value ($000) $1,292 Shares 11,600 Est. Cost $52.21 Unrealized +105.3%

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $866 Shares 4,185 Est. Cost $157.18 Unrealized +25.3%

AMAT APPLIED MATLS INC 0.1%

Value ($000) $308 Shares 1,200 Est. Cost $180.78 Unrealized +32.5%

ETN EATON CORP PLC 0.1%

Value ($000) $334 Shares 1,050 Est. Cost $146.94 Unrealized +141.2%

KTOS KRATOS DEFENSE & SEC SOLUTIO 0.1%

Value ($000) $282 Shares 3,716 Est. Cost $64.04 Unrealized +27.8%

MAR MARRIOTT INTL INC NEW 0.1%

Value ($000) $320 Shares 1,032 Est. Cost $267.49 Unrealized +6.7%

VCIT VANGUARD SCOTTSDALE FDS 2.1%

Value ($000) $7,858 Shares 93,831 Est. Cost $80.16 Unrealized —

SCHW SCHWAB CHARLES CORP 0.3%

Value ($000) $1,089 Shares 10,900 Est. Cost $94.54 Unrealized +0.2%

APO APOLLO GLOBAL MGMT INC 0.1%

Value ($000) $550 Shares 3,800 Est. Cost $56.25 Unrealized +135.7%

BAC BANK AMERICA CORP 0.2%

Value ($000) $784 Shares 14,250 Est. Cost $42.18 Unrealized +24.9%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $493 Shares 3,437 Est. Cost $138.99 Unrealized +5.9%

CSCO CISCO SYS INC 0.1%

Value ($000) $324 Shares 4,210 Est. Cost $42.10 Unrealized +75.3%

TFC TRUIST FINL CORP 0.1%

Value ($000) $344 Shares 7,000 Est. Cost $50.63 Unrealized -9.5%

QQQ INVESCO QQQ TR 0.2%

Value ($000) $826 Shares 1,345 Est. Cost $344.20 Unrealized —

IJR ISHARES TR 1.1%

Value ($000) $3,971 Shares 33,044 Est. Cost $108.47 Unrealized —

IVE ISHARES TR 0.1%

Value ($000) $526 Shares 2,482 Est. Cost $156.85 Unrealized —

EFV ISHARES TR 0.1%

Value ($000) $229 Shares 3,213 Est. Cost $63.48 Unrealized —

TSLA TESLA INC 0.3%

Value ($000) $1,028 Shares 2,285 Est. Cost $277.88 Unrealized +59.5%

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $350 Shares 4,755 Est. Cost $60.98 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 0.1%

Value ($000) $361 Shares 3,692 Est. Cost $117.76 Unrealized —

EZU ISHARES INC 0.1%

Value ($000) $280 Shares 4,366 Est. Cost $45.43 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $469 Shares 6,737 Est. Cost $60.23 Unrealized —

IWD ISHARES TR 0.1%

Value ($000) $228 Shares 1,086 Est. Cost $157.83 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value ($000) $262 Shares 8,011 Est. Cost $24.11 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $672 Shares 1,420 Est. Cost $300.99 Unrealized —

IWB ISHARES TR 0.1%

Value ($000) $294 Shares 788 Est. Cost $262.26 Unrealized —

ARES ARES MANAGEMENT CORPORATION 0.1%

Value ($000) $529 Shares 3,275 Est. Cost $61.93 Unrealized +150.2%

BA BOEING CO 0.1%

Value ($000) $402 Shares 1,850 Est. Cost $200.72 Unrealized +2.5%

MCD MCDONALDS CORP 0.1%

Value ($000) $379 Shares 1,240 Est. Cost $228.43 Unrealized +33.6%

JMUB J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $271 Shares 5,376 Est. Cost $49.38 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value ($000) $344 Shares 12,555 Est. Cost $42.52 Unrealized —

XLI SELECT SECTOR SPDR TR 0.1%

Value ($000) $267 Shares 1,720 Est. Cost $113.99 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	39,227	$12,309	3.3%	$111.66	+156.4%	CAP STK CL C	02079K107
MSFT	MICROSOFT CORP	61,626	$29,803	8.1%	$291.25	+71.9%	COM	594918104
GILD	GILEAD SCIENCES INC	32,557	$3,996	1.1%	$67.69	+78.6%	COM	375558103
VTV	VANGUARD INDEX FDS	95,135	$18,170	4.9%	$144.05	—	VALUE ETF	922908744
ORCL	ORACLE CORP	3,126	$609	0.2%	$124.04	+91.9%	COM	68389X105
IVV	ISHARES TR	11,491	$7,871	2.1%	$539.40	—	CORE S&P500 ETF	464287200
A	AGILENT TECHNOLOGIES INC	19,337	$2,631	0.7%	$133.94	+7.3%	COM	00846U101
TEVA	TEVA PHARMACEUTICAL INDS LTD	11,020	$344	0.1%	$8.21	—	SPONSORED ADS	881624209
RSP	INVESCO EXCHANGE TRADED FD T	31,631	$6,059	1.6%	$161.39	—	S&P500 EQL WGT	46137V357
WMT	WALMART INC	11,600	$1,292	0.4%	$52.21	+105.3%	COM	931142103
JNJ	JOHNSON & JOHNSON	4,185	$866	0.2%	$157.18	+25.3%	COM	478160104
AMAT	APPLIED MATLS INC	1,200	$308	0.1%	$180.78	+32.5%	COM	038222105
ETN	EATON CORP PLC	1,050	$334	0.1%	$146.94	+141.2%	SHS	G29183103
KTOS	KRATOS DEFENSE & SEC SOLUTIO	3,716	$282	0.1%	$64.04	+27.8%	COM NEW	50077B207
MAR	MARRIOTT INTL INC NEW	1,032	$320	0.1%	$267.49	+6.7%	CL A	571903202
VCIT	VANGUARD SCOTTSDALE FDS	93,831	$7,858	2.1%	$80.16	—	INT-TERM CORP	92206C870
SCHW	SCHWAB CHARLES CORP	10,900	$1,089	0.3%	$94.54	+0.2%	COM	808513105
APO	APOLLO GLOBAL MGMT INC	3,800	$550	0.1%	$56.25	+135.7%	COM	03769M106
BAC	BANK AMERICA CORP	14,250	$784	0.2%	$42.18	+24.9%	COM	060505104
PG	PROCTER AND GAMBLE CO	3,437	$493	0.1%	$138.99	+5.9%	COM	742718109
CSCO	CISCO SYS INC	4,210	$324	0.1%	$42.10	+75.3%	COM	17275R102
TFC	TRUIST FINL CORP	7,000	$344	0.1%	$50.63	-9.5%	COM	89832Q109
QQQ	INVESCO QQQ TR	1,345	$826	0.2%	$344.20	—	UNIT SER 1	46090E103
IJR	ISHARES TR	33,044	$3,971	1.1%	$108.47	—	CORE S&P SCP ETF	464287804
IVE	ISHARES TR	2,482	$526	0.1%	$156.85	—	S&P 500 VAL ETF	464287408
EFV	ISHARES TR	3,213	$229	0.1%	$63.48	—	EAFE VALUE ETF	464288877
TSLA	TESLA INC	2,285	$1,028	0.3%	$277.88	+59.5%	COM	88160R101
VEU	VANGUARD INTL EQUITY INDEX F	4,755	$350	0.1%	$60.98	—	ALLWRLD EX US	922042775
VIOV	VANGUARD ADMIRAL FDS INC	3,692	$361	0.1%	$117.76	—	SMLCP 600 VAL	921932778
EZU	ISHARES INC	4,366	$280	0.1%	$45.43	—	MSCI EURZONE ETF	464286608
DFAS	DIMENSIONAL ETF TRUST	6,737	$469	0.1%	$60.23	—	US SMALL CAP ETF	25434V500
IWD	ISHARES TR	1,086	$228	0.1%	$157.83	—	RUS 1000 VAL ETF	464287598
SCHE	SCHWAB STRATEGIC TR	8,011	$262	0.1%	$24.11	—	EMRG MKTEQ ETF	808524706
IWF	ISHARES TR	1,420	$672	0.2%	$300.99	—	RUS 1000 GRW ETF	464287614
IWB	ISHARES TR	788	$294	0.1%	$262.26	—	RUS 1000 ETF	464287622
ARES	ARES MANAGEMENT CORPORATION	3,275	$529	0.1%	$61.93	+150.2%	CL A COM STK	03990B101
BA	BOEING CO	1,850	$402	0.1%	$200.72	+2.5%	COM	097023105
MCD	MCDONALDS CORP	1,240	$379	0.1%	$228.43	+33.6%	COM	580135101
JMUB	J P MORGAN EXCHANGE TRADED F	5,376	$271	0.1%	$49.38	—	MUNICIPAL ETF	46641Q647
SCHD	SCHWAB STRATEGIC TR	12,555	$344	0.1%	$42.52	—	US DIVIDEND EQ	808524797
XLI	SELECT SECTOR SPDR TR	1,720	$267	0.1%	$113.99	—	STATE STREET IND	81369Y704