Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	237,025	$98.41M	19.2%	$281.18	—	S&P 500 ETF SHS	922908363
SCHF	Schwab International Equity ETF	1,063,231	$39.04M	7.6%	$34.77	—	INTL EQTY ETF	808524805
IJR	iShares S&P Smallcap 600	303,459	$32.74M	6.4%	$77.75	—	CORE S&P SCP ETF	464287804
BND	Vanguard Total Bond Market	371,808	$29.57M	5.8%	$81.87	—	TOTAL BND MRKT	921937835
VYM	Vanguard High Dividend Yield Indx ETF	237,005	$26.6M	5.2%	$84.82	—	HIGH DIV YLD	921946406
IWB	iShares Russell 1000 Index	87,143	$21.79M	4.3%	$114.09	—	RUSSELL 1000	464287622
BSV	Vanguard Short Term Bond Index	259,255	$20.2M	3.9%	$83.09	—	SHORT TRM BOND	921937827
IEFA	iShares Core MSCI EAFE ETF	263,187	$18.29M	3.6%	$59.15	—	CORE MSCI EAFE	46432F842
PG	Procter & Gamble	112,223	$17.15M	3.3%	$61.52	+131.0%	COM	742718109
VTV	Vanguard Large Value	101,805	$15.04M	2.9%	$100.74	—	VALUE ETF	922908744
FNDF	Schwab Fundamental International Large Cap	447,310	$14.42M	2.8%	$31.25	—	SCHWB FDT INT LG	808524755
AVDV	Avantis Intl Small Cap Value ETF	228,158	$14.28M	2.8%	$64.21	—	INTL SMCP VLU	025072802
VONE	Vanguard Russell 1000 ETF	59,375	$12.3M	2.4%	$171.69	—	VNG RUS1000IDX	92206C730
SLYV	SPDR S&P 600 Small Cap Value	132,286	$11.02M	2.2%	$51.92	—	S&P 600 SMCP VAL	78464A300
VEA	Vanguard FTSE Developed Markets ETF	204,386	$9.817M	1.9%	$38.58	—	FTSE DEV MKT ETF	921943858
IEMG	iShares Core MSCI Emerging Markets	170,666	$9.481M	1.8%	$53.53	—	CORE MSCI EMKT	46434G103
VFMF	Vanguard US Multifactor	79,070	$8.224M	1.6%	$93.79	—	US MULTIFACTOR	921935607
AVEM	Avantis Emerging Markets Equity ETF	107,370	$6.365M	1.2%	$59.28	—	AVANTIS EMGMKT	025072604
FYLD	Cambria Foreign Shareholder Yield ETF	222,046	$6.1M	1.2%	$27.47	—	CAMBRIA FGN SHR	132061300
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	112,820	$6.008M	1.2%	$54.55	—	INTRM TRM TRES	808524854
VCSH	Vanguard Short-Term Corp Bond ETF	63,476	$4.957M	1.0%	$79.15	—	SHRT-TERM CORP	92206C409
SCHD	Schwab US Dividend Equity ETF	61,593	$4.859M	0.9%	$76.30	—	US DIVIDEND EQ	808524797
VWO	Vanguard Emerging Market	99,536	$4.592M	0.9%	$38.34	—	FTSE EMR MKT ETF	922042858
SCI	Service Corp Int'l, Inc.	64,065	$4.217M	0.8%	$32.87	+91.6%	COM	817565104
ISTB	iShares Core 1-5 Year USD Bond ETF	79,791	$3.867M	0.8%	$48.46	—	CORE 1 5 YR USD	46432F859
AGG	iShares Barclays Agg Bond	34,265	$3.67M	0.7%	$107.54	—	BARCLYS US AGG B	464287226
AAPL	Apple Inc	19,081	$3.332M	0.6%	$92.33	+78.5%	COM	037833100
IWM	iShares Russell 2000 Idx	16,012	$3.287M	0.6%	$136.21	—	RUSSELL 2000 ETF	464287655
VIG	Vanguard Div Apprciation	17,184	$2.787M	0.5%	$105.27	—	DIV APP ETF	921908844
EYLD	Cambria Emerging Shareholder Yield ETF	87,746	$2.77M	0.5%	$31.57	—	EMRG SHAREHLDR	132061706
SCHX	Schwab US Large Cap ETF	50,153	$2.701M	0.5%	$63.95	—	US LRG CAP ETF	808524201
IWF	iShares Russell 1000 Growth	8,500	$2.36M	0.5%	$180.91	—	RUS 1000 GRW ETF	464287614
IVV	iShares S&P 500 Index	4,718	$2.141M	0.4%	$169.43	—	S&P 500 INDEX	464287200
VYMI	Vanguard International High Dividend ETF	30,798	$2.083M	0.4%	$67.63	—	INTL HIGH ETF	921946794
MUB	iShares National AMT-Free Muni Bond	18,455	$2.023M	0.4%	$109.62	—	NATIONAL MUN ETF	464288414
DDWM	WisdomTree Dynamic Currency Hedged International	65,132	$1.999M	0.4%	$29.05	—	CURRNCY INT EQ	97717X263
VTI	Vanguard Total Stock Market ETF	8,711	$1.983M	0.4%	$230.01	—	TOTAL STK MKT	922908769
VBK	Vanguard Small-Cap Growth ETF	7,337	$1.821M	0.4%	$132.88	—	SML CP GRW ETF	922908595
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	12,542	$1.554M	0.3%	$114.15	—	FTSE SMCAP ETF	922042718
VNQ	Vanguard Real Estate Index	13,813	$1.497M	0.3%	$108.70	—	REIT ETF	922908553
IWD	iShares Russell 1000 Value	8,250	$1.369M	0.3%	$96.60	—	RUSSELL1000VAL	464287598
VONG	Vanguard Russell 1000 Growth ETF	16,243	$1.159M	0.2%	$77.98	—	VNG RUS1000GRW	92206C680
JPM	JPMorgan Chase & Co	8,436	$1.15M	0.2%	$49.87	+168.0%	COM	46625H100
MSFT	Microsoft	3,554	$1.096M	0.2%	$38.24	+662.0%	COM	594918104
SCHA	Schwab U.S. Small Cap ETF	22,056	$1.045M	0.2%	$50.62	—	US SML CAP ETF	808524607
QQQ	Nasdaq 100 Shares	2,708	$982K	0.2%	$294.32	—	UNIT SER 1	46090E103
—	Broadcom Ltd	1,464	$922K	0.2%	$300.25	—	COM	Y09827109
NEE	Nextera Energy Inc	10,807	$915K	0.2%	$54.99	+31.1%	COM	65339F101
IWN	iShares Russell 2000 Value Idx	5,469	$883K	0.2%	$95.32	—	RUSL 2000 VALU	464287630
PEP	Pepsico Inc	5,134	$859K	0.2%	$77.04	+92.7%	COM	713448108
ABBV	Abbvie Inc	4,827	$783K	0.2%	$72.66	+74.0%	COM	00287Y109
CVX	Chevron Corp	4,803	$782K	0.2%	$83.94	+46.2%	COM	166764100
DES	Wisdomtree Small Cap Dividend	23,925	$762K	0.1%	$31.85	—	SMALLCAP DIVID	97717W604
HD	Home Depot	2,511	$752K	0.1%	$104.07	+201.7%	COM	437076102
GUNR	Flexshares Morningstar Global Upstream Natural Resources	15,937	$746K	0.1%	$46.81	—	MORNSTAR UPSTR	33939L407
—	Merck & Co	8,907	$731K	0.1%	$77.40	—	COM	589331107
MDLZ	Mondelez Intl Inc Cl A	11,102	$697K	0.1%	$43.66	+34.4%	COM	609207105
TXN	Texas Instruments	3,604	$661K	0.1%	$57.91	+171.6%	COM	882508104
TFC	Truist Finl Corp	11,049	$626K	0.1%	$40.89	+23.8%	COM	89832Q109
META	Facebook Inc	2,777	$617K	0.1%	$254.42	-2.4%	COM	30303M102
IJH	iShares S&P Midcap 400	2,252	$604K	0.1%	$136.38	—	CORE S&P MCP ETF	464287507
SBUX	Starbucks Corp	6,602	$601K	0.1%	$59.99	+43.3%	COM	855244109
UPS	United Parcel Service	2,762	$592K	0.1%	$167.89	+5.5%	COM	911312106
—	Medtronic Inc.	5,336	$592K	0.1%	$98.37	—	COM	585055106
LLY	Lilly Eli & Co	2,007	$575K	0.1%	$103.38	+140.4%	COM	532457108
APD	Air Products & Chemicals Inc	2,277	$569K	0.1%	$130.38	+77.9%	COM	009158106
CSCO	Cisco Systems	10,082	$562K	0.1%	$20.72	+142.7%	COM	17275R102
MCD	McDonalds Corp	2,267	$561K	0.1%	$141.01	+61.5%	COM	580135101
FNDE	Schwab Fundamental Emg Mkts Large Co Index	19,201	$556K	0.1%	$28.96	—	SCHWB FDT EMK LG	808524730
MRSH	Marsh & McLennan	3,239	$552K	0.1%	$70.84	+109.8%	COM	571748102
CCI	Crown Castle International Corp	2,948	$544K	0.1%	$61.09	+138.5%	COM	22822V101
—	Blackrock Inc	691	$528K	0.1%	$364.81	—	COM	09247X101
SRE	Sempra Energy	3,096	$520K	0.1%	$44.53	+42.4%	COM	816851109
FNDA	Schwab Fundamental US Small Cap ETF	9,393	$502K	0.1%	$30.10	—	SCHWAB FDT US SC	808524763
QCOM	Qualcomm Inc	3,277	$501K	0.1%	$106.66	+44.0%	COM	747525103
PLD	Prologis Inc	3,082	$498K	0.1%	$73.08	+85.4%	COM	74340W103
XOM	Exxon Mobil Corp	6,027	$498K	0.1%	$55.58	+22.1%	COM	30231G102
ADP	Automatic Data Processing	2,144	$488K	0.1%	$126.30	+55.9%	COM	053015103
USB	US Bancorp	8,888	$472K	0.1%	$38.07	+25.7%	COM	902973304
SPY	S&P 500 Index SPDR	1,033	$467K	0.1%	$349.93	—	TR UNIT	78462F103
—	Duke Energy Corporation	4,166	$465K	0.1%	$74.16	—	COM	26441C105
PAYX	Paychex Inc	3,374	$460K	0.1%	$37.41	+193.3%	COM	704326107
O	Realty Income Corp.	6,641	$460K	0.1%	$46.66	+18.6%	COM	756109104
PNC	PNC Financial Services	2,450	$452K	0.1%	$107.89	+61.4%	COM	693475105
NTNX	Nutanix Inc	16,240	$436K	0.1%	$26.80	0.0%	COM	67059N108
ABT	Abbott Laboratories	3,592	$425K	0.1%	$41.76	+176.3%	COM	002824100
LMT	Lockheed Martin Corp	951	$420K	0.1%	$138.22	+164.2%	COM	539830109
ILCB	iShares Morningstar US Equity ETF	6,091	$383K	0.1%	$69.67	—	LRGE CORE INDX	464287127
IVW	Ishares S&P 500 Growth	4,968	$379K	0.1%	$72.23	—	S&P 500 GRWT ETF	464287309
—	Walgreens Boots Alliance Inc.	7,601	$340K	0.1%	$65.58	—	COM	931427108
CINF	Cincinnati Financial	2,425	$330K	0.1%	$70.11	+58.5%	COM	172062101
—	Eaton Corporation	2,124	$322K	0.1%	$102.98	—	COM	278058102
ITW	Illinois Tool Works	1,498	$314K	0.1%	$107.01	+90.3%	COM	452308109
NVDA	Nvidia Corp	1,114	$304K	0.1%	$20.06	+24.8%	COM	67066G104
BBY	Best Buy Inc	3,276	$298K	0.1%	$93.48	-12.1%	COM	086516101
VO	Vanguard Mid Cap ETF	1,227	$292K	0.1%	$251.81	—	MID CAP ETF	922908629
CMCSA	Comcast Corp Cl A	6,167	$289K	0.1%	$33.02	+29.8%	COM	20030N101
—	Wisconsin Energy	2,811	$281K	0.1%	$83.40	—	COM	976657106
AMD	Advanced Micro Devic	2,551	$279K	0.1%	$74.25	+60.8%	COM	007903107
JNJ	Johnson & Johnson	1,402	$249K	0.0%	$80.17	+89.4%	COM	478160104
CSX	C S X Corp	6,320	$237K	0.0%	$33.29	+0.6%	COM	126408103
GLD	SPDR Gold Trust	1,298	$234K	0.0%	$165.68	—	GOLD SHS	78463V107
KR	Kroger Corp	4,000	$229K	0.0%	$45.65	0.0%	COM	501044101
PEY	Invesco High Yield Equity Dividend Achievers ETF	9,920	$217K	0.0%	$21.07	—	HIG YLD EQ DIV	46137V563
ET	Energy Transfer LP	18,399	$206K	0.0%	$9.19	—	COM	29273V100
AVXL	Anavex Life Sciences	16,500	$203K	0.0%	$10.30	+19.4%	COM	032797300
KDP	Keurig Dr Pepper Inc.	5,369	$203K	0.0%	$34.15	0.0%	COM	49271V100
ES	Eversource Energy	2,293	$202K	0.0%	$72.67	+0.3%	COM	30040W108
NWBO	NW Biotherapeutics	45,150	$31,000	0.0%	$0.82	+0.4%	COM	66737P600
DRNK	NOHO, Inc.	150,000	$0	0.0%	$0.00	-81.0%	COM	65528C109
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+36.5%	COM	58463C101
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	-99.3%	COM	565807401
BLDV	Blue Diamond Ventures In	50,000	$0	0.0%	$0.00	-76.2%	COM	09539R101