White Lighthouse Investment Management Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	GLOBAL X FTSE GREECE 20 ETF	9,970	$657	0.1%	$65.91	—	COMMON	37950E366
XLV	SELECT SECTOR SPDR TR	2,553	$395	0.1%	$154.80	—	STATE STREET HEA	81369Y209
PYLD	PIMCO ETF TR	14,310	$382	0.1%	$26.68	—	MULTISECTOR BD	72201R585
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,191	$362	0.1%	$303.91	—	SPONSORED ADS	874039100
XLF	SELECT SECTOR SPDR TR	4,827	$264	0.0%	$54.77	—	STATE STREET FIN	81369Y605
XLC	SELECT SECTOR SPDR TR	2,096	$247	0.0%	$117.72	—	STATE STREET COM	81369Y852
IEMG	ISHARES INC	3,523	$237	0.0%	$67.22	—	CORE MSCI EMKT	46434G103
V	VISA INC	656	$230	0.0%	$340.38	0.0%	COM CL A	92826C839
KBWB	INVESCO EXCH TRADED FD TR II	2,616	$221	0.0%	$84.29	—	KBW BK ETF	46138E628
SHE	SPDR SERIES TRUST	1,658	$219	0.0%	$132.03	—	STATE STREET SPD	78468R747
BN	BROOKFIELD CORP	4,489	$206	0.0%	$45.55	0.0%	CL A LTD VT SH	11271J107
QCOM	QUALCOMM INC	1,170	$200	0.0%	$170.79	0.0%	COM	747525103

Increased Positions (75)

SHV ISHARES TR 7.3%

Value ($000) $52,037 (+45.6%) Shares 472,420 (+46.0%) Est. Cost $110.33 Unrealized —

BIL SPDR SERIES TRUST 1.0%

Value ($000) $7,256 (+2625.1%) Shares 79,402 (+2636.1%) Est. Cost $91.40 Unrealized —

BND VANGUARD BD INDEX FDS 3.8%

Value ($000) $27,501 (+16.7%) Shares 371,289 (+17.2%) Est. Cost $74.88 Unrealized —

VYM VANGUARD WHITEHALL FDS 9.5%

Value ($000) $67,718 (+3.8%) Shares 471,838 (+1.9%) Est. Cost $97.30 Unrealized —

VXUS VANGUARD STAR FDS 6.2%

Value ($000) $44,773 (+5.4%) Shares 593,492 (+2.7%) Est. Cost $57.73 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.7%

Value ($000) $5,148 (+53.1%) Shares 187,668 (+52.3%) Est. Cost $34.54 Unrealized —

IGM ISHARES TR 2.1%

Value ($000) $14,719 (+13.7%) Shares 113,956 (+10.9%) Est. Cost $109.90 Unrealized —

VTV VANGUARD INDEX FDS 3.5%

Value ($000) $25,084 (+6.9%) Shares 131,334 (+4.4%) Est. Cost $128.52 Unrealized —

XLK SELECT SECTOR SPDR TR 0.3%

Value ($000) $1,907 (+251.8%) Shares 13,244 (+588.7%) Est. Cost $147.67 Unrealized —

GOOGL ALPHABET INC 0.4%

Value ($000) $3,168 (+68.4%) Shares 10,122 (+30.8%) Est. Cost $155.11 Unrealized +84.1%

VGK VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $2,019 (+105.6%) Shares 24,150 (+96.2%) Est. Cost $71.69 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 4.1%

Value ($000) $29,175 (+3.4%) Shares 365,920 (+3.7%) Est. Cost $79.08 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value ($000) $2,736 (+49.9%) Shares 50,886 (+51.1%) Est. Cost $48.00 Unrealized —

VOO VANGUARD INDEX FDS 1.6%

Value ($000) $11,687 (+7.9%) Shares 18,635 (+5.4%) Est. Cost $377.34 Unrealized —

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $1,184 (+121.3%) Shares 3,673 (+116.6%) Est. Cost $241.77 Unrealized +28.0%

MSFT MICROSOFT CORP 0.6%

Value ($000) $4,258 (+16.7%) Shares 8,805 (+24.9%) Est. Cost $240.66 Unrealized +108.0%

GOOG ALPHABET INC 0.2%

Value ($000) $1,296 (+79.6%) Shares 4,130 (+39.4%) Est. Cost $185.25 Unrealized +54.6%

VIG VANGUARD SPECIALIZED FUNDS 1.6%

Value ($000) $11,560 (+5.0%) Shares 52,596 (+3.1%) Est. Cost $117.78 Unrealized —

ESGV VANGUARD WORLD FD 0.8%

Value ($000) $5,479 (+10.3%) Shares 45,293 (+8.0%) Est. Cost $68.83 Unrealized —

VWOB VANGUARD WHITEHALL FDS 0.2%

Value ($000) $1,279 (+54.8%) Shares 18,969 (+53.6%) Est. Cost $67.40 Unrealized —

GLD SPDR GOLD TR 0.4%

Value ($000) $2,811 (+18.2%) Shares 7,093 (+6.0%) Est. Cost $159.15 Unrealized —

IUSG ISHARES TR 0.3%

Value ($000) $2,096 (+24.4%) Shares 12,478 (+21.9%) Est. Cost $89.67 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value ($000) $2,597 (+15.1%) Shares 5,167 (+15.1%) Est. Cost $358.44 Unrealized +38.8%

VBR VANGUARD INDEX FDS 1.1%

Value ($000) $7,620 (+4.5%) Shares 35,980 (+3.0%) Est. Cost $151.89 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value ($000) $5,704 (+5.8%) Shares 9,286 (+3.4%) Est. Cost $366.40 Unrealized —

DVY ISHARES TR 1.4%

Value ($000) $9,941 (+3.2%) Shares 70,432 (+3.9%) Est. Cost $104.98 Unrealized —

VB VANGUARD INDEX FDS 0.9%

Value ($000) $6,342 (+5.0%) Shares 24,585 (+3.5%) Est. Cost $177.66 Unrealized —

SOXX ISHARES TR 0.1%

Value ($000) $777 (+62.6%) Shares 2,581 (+46.4%) Est. Cost $308.39 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.6%

Value ($000) $4,368 (+6.9%) Shares 74,371 (+7.1%) Est. Cost $60.87 Unrealized —

EFA ISHARES TR 0.1%

Value ($000) $500 (+125.4%) Shares 5,203 (+119.2%) Est. Cost $93.00 Unrealized —

BSV VANGUARD BD INDEX FDS 1.3%

Value ($000) $9,261 (+2.6%) Shares 117,508 (+2.8%) Est. Cost $78.63 Unrealized —

NLY ANNALY CAPITAL MANAGEMENT IN 0.1%

Value ($000) $583 (+63.4%) Shares 26,065 (+47.7%) Est. Cost $20.50 Unrealized —

AMZN AMAZON COM INC 0.4%

Value ($000) $2,736 (+7.7%) Shares 11,855 (+2.4%) Est. Cost $129.19 Unrealized +77.1%

AMGN AMGEN INC 0.2%

Value ($000) $1,168 (+19.5%) Shares 3,569 (+3.0%) Est. Cost $205.27 Unrealized +53.9%

VTIP VANGUARD MALVERN FDS 0.9%

Value ($000) $6,524 (+3.0%) Shares 131,912 (+5.4%) Est. Cost $48.82 Unrealized —

HYG ISHARES TR 0.1%

Value ($000) $507 (+48.6%) Shares 6,294 (+49.6%) Est. Cost $80.12 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.3%

Value ($000) $16,794 (+0.9%) Shares 200,521 (+1.4%) Est. Cost $84.93 Unrealized —

SPY SPDR S&P 500 ETF TR 0.4%

Value ($000) $2,808 (+5.7%) Shares 4,117 (+3.3%) Est. Cost $304.67 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $1,309 (+12.8%) Shares 6,323 (+1.1%) Est. Cost $114.74 Unrealized +71.7%

MRK MERCK & CO INC 0.1%

Value ($000) $516 (+39.1%) Shares 4,899 (+10.9%) Est. Cost $87.83 Unrealized +6.2%

QUAL ISHARES TR 0.1%

Value ($000) $838 (+20.7%) Shares 4,221 (+18.2%) Est. Cost $108.68 Unrealized —

AVGO BROADCOM INC 0.1%

Value ($000) $590 (+28.6%) Shares 1,704 (+22.6%) Est. Cost $197.50 Unrealized +80.8%

SUSC ISHARES TR 0.1%

Value ($000) $1,020 (+14.3%) Shares 43,625 (+15.2%) Est. Cost $23.54 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.3%

Value ($000) $2,476 (+5.2%) Shares 93,470 (+7.0%) Est. Cost $38.06 Unrealized —

PM PHILIP MORRIS INTL INC 0.3%

Value ($000) $1,817 (+6.9%) Shares 11,329 (+8.1%) Est. Cost $87.28 Unrealized +76.0%

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $897 (+15.0%) Shares 4,812 (+15.0%) Est. Cost $147.76 Unrealized +26.0%

AFRM AFFIRM HLDGS INC 0.1%

Value ($000) $529 (+24.1%) Shares 7,111 (+21.9%) Est. Cost $41.88 Unrealized +71.8%

EMB ISHARES TR 0.1%

Value ($000) $765 (+14.5%) Shares 7,947 (+13.2%) Est. Cost $96.77 Unrealized —

BIV VANGUARD BD INDEX FDS 0.5%

Value ($000) $3,873 (+2.4%) Shares 49,730 (+2.6%) Est. Cost $76.56 Unrealized —

NUSC NUSHARES ETF TR 0.1%

Value ($000) $712 (+14.2%) Shares 15,940 (+12.8%) Est. Cost $39.47 Unrealized —

IWP ISHARES TR 0.1%

Value ($000) $474 (+22.5%) Shares 3,461 (+27.4%) Est. Cost $123.68 Unrealized —

VCEB VANGUARD WORLD FD 0.1%

Value ($000) $361 (+30.0%) Shares 5,674 (+31.1%) Est. Cost $63.18 Unrealized —

VTEB VANGUARD MUN BD FDS 0.2%

Value ($000) $1,220 (+7.0%) Shares 24,258 (+6.5%) Est. Cost $50.46 Unrealized —

SO SOUTHERN CO 0.1%

Value ($000) $853 (+9.7%) Shares 9,782 (+19.2%) Est. Cost $49.78 Unrealized +82.6%

ISRG INTUITIVE SURGICAL INC 0.0%

Value ($000) $268 (+33.1%) Shares 473 (+5.1%) Est. Cost $407.71 Unrealized +30.6%

ICLN ISHARES TR 0.1%

Value ($000) $373 (+17.8%) Shares 22,732 (+11.0%) Est. Cost $13.94 Unrealized —

IUSB ISHARES TR 0.6%

Value ($000) $3,972 (+1.3%) Shares 85,339 (+1.7%) Est. Cost $46.08 Unrealized —

ASML ASML HOLDING N V 0.1%

Value ($000) $390 (+13.0%) Shares 365 (+2.2%) Est. Cost $1016.86 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $349 (+13.8%) Shares 1,015 (+34.1%) Est. Cost $386.04 Unrealized -5.6%

AGG ISHARES TR 0.0%

Value ($000) $321 (+14.8%) Shares 3,214 (+15.2%) Est. Cost $96.74 Unrealized —

JNK SPDR SERIES TRUST 0.2%

Value ($000) $1,315 (+3.2%) Shares 13,532 (+4.0%) Est. Cost $95.19 Unrealized —

VFH VANGUARD WORLD FD 0.1%

Value ($000) $936 (+4.5%) Shares 7,010 (+2.7%) Est. Cost $99.08 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $384 (+10.4%) Shares 3,190 (+3.5%) Est. Cost $67.88 Unrealized +70.1%

MDT MEDTRONIC PLC 0.0%

Value ($000) $303 (+11.3%) Shares 3,155 (+10.4%) Est. Cost $81.26 Unrealized +19.5%

PEP PEPSICO INC 0.0%

Value ($000) $269 (+12.1%) Shares 1,878 (+9.8%) Est. Cost $99.94 Unrealized +46.0%

VOT VANGUARD INDEX FDS 0.5%

Value ($000) $3,545 (+0.6%) Shares 12,700 (+5.9%) Est. Cost $171.65 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value ($000) $561 (+3.7%) Shares 1,783 (+1.4%) Est. Cost $212.14 Unrealized —

UNP UNION PAC CORP 0.0%

Value ($000) $273 (+6.9%) Shares 1,182 (+9.2%) Est. Cost $234.88 Unrealized -3.2%

NULG NUSHARES ETF TR 0.1%

Value ($000) $1,025 (+1.3%) Shares 10,478 (+3.0%) Est. Cost $80.49 Unrealized —

IGSB ISHARES TR 0.1%

Value ($000) $930 (+1.3%) Shares 17,590 (+1.6%) Est. Cost $49.95 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.0%

Value ($000) $329 (+3.5%) Shares 7,216 (+3.5%) Est. Cost $32.59 Unrealized —

SPYV SPDR SERIES TRUST 0.0%

Value ($000) $214 (+4.1%) Shares 3,774 (+1.4%) Est. Cost $55.35 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.1%

Value ($000) $485 (+1.5%) Shares 10,047 (+3.9%) Est. Cost $48.36 Unrealized —

VO VANGUARD INDEX FDS 0.7%

Value ($000) $4,949 (-0.1%) Shares 17,051 (+1.1%) Est. Cost $202.57 Unrealized —

CVX CHEVRON CORP NEW 0.0%

Value ($000) $255 (+0.1%) Shares 1,674 (+1.9%) Est. Cost $140.40 Unrealized +7.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SHV	ISHARES TR	472,420 (+46.0%)	$52,037 (+45.6%)	7.3%	$110.33	—	TRUST ISHARE 0-1	464288679
BIL	SPDR SERIES TRUST	79,402 (+2636.1%)	$7,256 (+2625.1%)	1.0%	$91.40	—	STATE STREET SPD	78468R663
BND	VANGUARD BD INDEX FDS	371,289 (+17.2%)	$27,501 (+16.7%)	3.8%	$74.88	—	TOTAL BND MRKT	921937835
VYM	VANGUARD WHITEHALL FDS	471,838 (+1.9%)	$67,718 (+3.8%)	9.5%	$97.30	—	HIGH DIV YLD	921946406
VXUS	VANGUARD STAR FDS	593,492 (+2.7%)	$44,773 (+5.4%)	6.2%	$57.73	—	VG TL INTL STK F	921909768
SCHD	SCHWAB STRATEGIC TR	187,668 (+52.3%)	$5,148 (+53.1%)	0.7%	$34.54	—	US DIVIDEND EQ	808524797
IGM	ISHARES TR	113,956 (+10.9%)	$14,719 (+13.7%)	2.1%	$109.90	—	EXPND TEC SC ETF	464287549
VTV	VANGUARD INDEX FDS	131,334 (+4.4%)	$25,084 (+6.9%)	3.5%	$128.52	—	VALUE ETF	922908744
XLK	SELECT SECTOR SPDR TR	13,244 (+588.7%)	$1,907 (+251.8%)	0.3%	$147.67	—	STATE STREET TEC	81369Y803
GOOGL	ALPHABET INC	10,122 (+30.8%)	$3,168 (+68.4%)	0.4%	$155.11	+84.1%	CAP STK CL A	02079K305
VGK	VANGUARD INTL EQUITY INDEX F	24,150 (+96.2%)	$2,019 (+105.6%)	0.3%	$71.69	—	FTSE EUROPE ETF	922042874
VCSH	VANGUARD SCOTTSDALE FDS	365,920 (+3.7%)	$29,175 (+3.4%)	4.1%	$79.08	—	SHRT TRM CORP BD	92206C409
VWO	VANGUARD INTL EQUITY INDEX F	50,886 (+51.1%)	$2,736 (+49.9%)	0.4%	$48.00	—	FTSE EMR MKT ETF	922042858
VOO	VANGUARD INDEX FDS	18,635 (+5.4%)	$11,687 (+7.9%)	1.6%	$377.34	—	S&P 500 ETF SHS	922908363
JPM	JPMORGAN CHASE & CO.	3,673 (+116.6%)	$1,184 (+121.3%)	0.2%	$241.77	+28.0%	COM	46625H100
MSFT	MICROSOFT CORP	8,805 (+24.9%)	$4,258 (+16.7%)	0.6%	$240.66	+108.0%	COM	594918104
GOOG	ALPHABET INC	4,130 (+39.4%)	$1,296 (+79.6%)	0.2%	$185.25	+54.6%	CAP STK CL C	02079K107
VIG	VANGUARD SPECIALIZED FUNDS	52,596 (+3.1%)	$11,560 (+5.0%)	1.6%	$117.78	—	DIV APP ETF	921908844
ESGV	VANGUARD WORLD FD	45,293 (+8.0%)	$5,479 (+10.3%)	0.8%	$68.83	—	ESG US STK ETF	921910733
VWOB	VANGUARD WHITEHALL FDS	18,969 (+53.6%)	$1,279 (+54.8%)	0.2%	$67.40	—	EM MK GOV BD ETF	921946885
GLD	SPDR GOLD TR	7,093 (+6.0%)	$2,811 (+18.2%)	0.4%	$159.15	—	GOLD SHS	78463V107
IUSG	ISHARES TR	12,478 (+21.9%)	$2,096 (+24.4%)	0.3%	$89.67	—	CORE S&P US GWT	464287671
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,167 (+15.1%)	$2,597 (+15.1%)	0.4%	$358.44	+38.8%	CL B NEW	084670702
VBR	VANGUARD INDEX FDS	35,980 (+3.0%)	$7,620 (+4.5%)	1.1%	$151.89	—	SM CP VAL ETF	922908611
QQQ	INVESCO QQQ TR	9,286 (+3.4%)	$5,704 (+5.8%)	0.8%	$366.40	—	UNIT SER 1	46090E103
DVY	ISHARES TR	70,432 (+3.9%)	$9,941 (+3.2%)	1.4%	$104.98	—	SELECT DIVID ETF	464287168
VB	VANGUARD INDEX FDS	24,585 (+3.5%)	$6,342 (+5.0%)	0.9%	$177.66	—	SMALL CP ETF	922908751
SOXX	ISHARES TR	2,581 (+46.4%)	$777 (+62.6%)	0.1%	$308.39	—	ISHARES SEMICDTR	464287523
VGSH	VANGUARD SCOTTSDALE FDS	74,371 (+7.1%)	$4,368 (+6.9%)	0.6%	$60.87	—	SHORT TERM TREAS	92206C102
EFA	ISHARES TR	5,203 (+119.2%)	$500 (+125.4%)	0.1%	$93.00	—	MSCI EAFE ETF	464287465
BSV	VANGUARD BD INDEX FDS	117,508 (+2.8%)	$9,261 (+2.6%)	1.3%	$78.63	—	SHORT TRM BOND	921937827
NLY	ANNALY CAPITAL MANAGEMENT IN	26,065 (+47.7%)	$583 (+63.4%)	0.1%	$20.50	—	COM NEW	035710839
AMZN	AMAZON COM INC	11,855 (+2.4%)	$2,736 (+7.7%)	0.4%	$129.19	+77.1%	COM	023135106
AMGN	AMGEN INC	3,569 (+3.0%)	$1,168 (+19.5%)	0.2%	$205.27	+53.9%	COM	031162100
VTIP	VANGUARD MALVERN FDS	131,912 (+5.4%)	$6,524 (+3.0%)	0.9%	$48.82	—	STRM INFPROIDX	922020805
HYG	ISHARES TR	6,294 (+49.6%)	$507 (+48.6%)	0.1%	$80.12	—	IBOXX HI YD ETF	464288513
VCIT	VANGUARD SCOTTSDALE FDS	200,521 (+1.4%)	$16,794 (+0.9%)	2.3%	$84.93	—	INT-TERM CORP	92206C870
SPY	SPDR S&P 500 ETF TR	4,117 (+3.3%)	$2,808 (+5.7%)	0.4%	$304.67	—	TR UNIT	78462F103
JNJ	JOHNSON & JOHNSON	6,323 (+1.1%)	$1,309 (+12.8%)	0.2%	$114.74	+71.7%	COM	478160104
MRK	MERCK & CO INC	4,899 (+10.9%)	$516 (+39.1%)	0.1%	$87.83	+6.2%	COM	58933Y105
QUAL	ISHARES TR	4,221 (+18.2%)	$838 (+20.7%)	0.1%	$108.68	—	MSCI USA QLT FCT	46432F339
AVGO	BROADCOM INC	1,704 (+22.6%)	$590 (+28.6%)	0.1%	$197.50	+80.8%	COM	11135F101
SUSC	ISHARES TR	43,625 (+15.2%)	$1,020 (+14.3%)	0.1%	$23.54	—	ESG AWRE USD ETF	46435G193
SCHP	SCHWAB STRATEGIC TR	93,470 (+7.0%)	$2,476 (+5.2%)	0.3%	$38.06	—	US TIPS ETF	808524870
PM	PHILIP MORRIS INTL INC	11,329 (+8.1%)	$1,817 (+6.9%)	0.3%	$87.28	+76.0%	COM	718172109
NVDA	NVIDIA CORPORATION	4,812 (+15.0%)	$897 (+15.0%)	0.1%	$147.76	+26.0%	COM	67066G104
AFRM	AFFIRM HLDGS INC	7,111 (+21.9%)	$529 (+24.1%)	0.1%	$41.88	+71.8%	COM CL A	00827B106
EMB	ISHARES TR	7,947 (+13.2%)	$765 (+14.5%)	0.1%	$96.77	—	JPMORGAN USD EMG	464288281
BIV	VANGUARD BD INDEX FDS	49,730 (+2.6%)	$3,873 (+2.4%)	0.5%	$76.56	—	INTERMED TERM	921937819
NUSC	NUSHARES ETF TR	15,940 (+12.8%)	$712 (+14.2%)	0.1%	$39.47	—	NUVEEN ESG SMLCP	67092P607
IWP	ISHARES TR	3,461 (+27.4%)	$474 (+22.5%)	0.1%	$123.68	—	RUS MD CP GR ETF	464287481
VCEB	VANGUARD WORLD FD	5,674 (+31.1%)	$361 (+30.0%)	0.1%	$63.18	—	ESG US CORP BD	921910691
VTEB	VANGUARD MUN BD FDS	24,258 (+6.5%)	$1,220 (+7.0%)	0.2%	$50.46	—	TAX EXEMPT BD	922907746
SO	SOUTHERN CO	9,782 (+19.2%)	$853 (+9.7%)	0.1%	$49.78	+82.6%	COM	842587107
ISRG	INTUITIVE SURGICAL INC	473 (+5.1%)	$268 (+33.1%)	0.0%	$407.71	+30.6%	COM NEW	46120E602
ICLN	ISHARES TR	22,732 (+11.0%)	$373 (+17.8%)	0.1%	$13.94	—	GL CLEAN ENE ETF	464288224
IUSB	ISHARES TR	85,339 (+1.7%)	$3,972 (+1.3%)	0.6%	$46.08	—	CORE UNIVRSL USD	46434V613
ASML	ASML HOLDING N V	365 (+2.2%)	$390 (+13.0%)	0.1%	$1016.86	—	N Y REGISTRY SHS	N07059210
HD	HOME DEPOT INC	1,015 (+34.1%)	$349 (+13.8%)	0.0%	$386.04	-5.6%	COM	437076102
AGG	ISHARES TR	3,214 (+15.2%)	$321 (+14.8%)	0.0%	$96.74	—	CORE US AGGBD ET	464287226
JNK	SPDR SERIES TRUST	13,532 (+4.0%)	$1,315 (+3.2%)	0.2%	$95.19	—	STATE STREET SPD	78468R622
VFH	VANGUARD WORLD FD	7,010 (+2.7%)	$936 (+4.5%)	0.1%	$99.08	—	FINANCIALS ETF	92204A405
XOM	EXXON MOBIL CORP	3,190 (+3.5%)	$384 (+10.4%)	0.1%	$67.88	+70.1%	COM	30231G102
MDT	MEDTRONIC PLC	3,155 (+10.4%)	$303 (+11.3%)	0.0%	$81.26	+19.5%	SHS	G5960L103
PEP	PEPSICO INC	1,878 (+9.8%)	$269 (+12.1%)	0.0%	$99.94	+46.0%	COM	713448108
VOT	VANGUARD INDEX FDS	12,700 (+5.9%)	$3,545 (+0.6%)	0.5%	$171.65	—	MCAP GR IDXVIP	922908538
VV	VANGUARD INDEX FDS	1,783 (+1.4%)	$561 (+3.7%)	0.1%	$212.14	—	LARGE CAP ETF	922908637
UNP	UNION PAC CORP	1,182 (+9.2%)	$273 (+6.9%)	0.0%	$234.88	-3.2%	COM	907818108
NULG	NUSHARES ETF TR	10,478 (+3.0%)	$1,025 (+1.3%)	0.1%	$80.49	—	NUVEEN ESG LRGCP	67092P201
IGSB	ISHARES TR	17,590 (+1.6%)	$930 (+1.3%)	0.1%	$49.95	—	ISHS 1-5YR INVS	464288646
SCHC	SCHWAB STRATEGIC TR	7,216 (+3.5%)	$329 (+3.5%)	0.0%	$32.59	—	INTL SCEQT ETF	808524888
SPYV	SPDR SERIES TRUST	3,774 (+1.4%)	$214 (+4.1%)	0.0%	$55.35	—	STATE STREET SPD	78464A508
BNDX	VANGUARD CHARLOTTE FDS	10,047 (+3.9%)	$485 (+1.5%)	0.1%	$48.36	—	TOTAL INT BD ETF	92203J407
VO	VANGUARD INDEX FDS	17,051 (+1.1%)	$4,949 (-0.1%)	0.7%	$202.57	—	MID CAP ETF	922908629
CVX	CHEVRON CORP NEW	1,674 (+1.9%)	$255 (+0.1%)	0.0%	$140.40	+7.8%	COM	166764100

Exited Positions (1)

NFLX NETFLIX INC 0.0%

Value ($000) $261 Shares 218 Est. Cost $113.60 Unrealized -5.1%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
NFLX	NETFLIX INC	218	$261	0.0%	$113.60	-5.1%	—	64110L106

Decreased Positions (34)

VCLT VANGUARD SCOTTSDALE FDS 0.6%

Value ($000) $4,302 (-20.4%) Shares 56,724 (-18.5%) Est. Cost $90.98 Unrealized —

IAU ISHARES GOLD TR 2.3%

Value ($000) $16,775 (+6.9%) Shares 206,671 (-4.2%) Est. Cost $42.88 Unrealized —

BLV VANGUARD BD INDEX FDS 0.1%

Value ($000) $658 (-50.5%) Shares 9,465 (-49.6%) Est. Cost $81.47 Unrealized —

VGT VANGUARD WORLD FD 3.4%

Value ($000) $24,636 (-1.4%) Shares 32,684 (-2.3%) Est. Cost $246.86 Unrealized —

VNQ VANGUARD INDEX FDS 0.7%

Value ($000) $5,287 (-5.6%) Shares 59,746 (-2.4%) Est. Cost $86.76 Unrealized —

VHT VANGUARD WORLD FD 1.0%

Value ($000) $7,048 (+4.4%) Shares 24,485 (-5.9%) Est. Cost $199.53 Unrealized —

AZN ASTRAZENECA PLC 0.4%

Value ($000) $2,792 (+11.2%) Shares 30,374 (-7.2%) Est. Cost $69.88 Unrealized —

ESGD ISHARES TR 0.2%

Value ($000) $1,661 (-8.2%) Shares 17,464 (-10.3%) Est. Cost $66.08 Unrealized —

BTI BRITISH AMERN TOB PLC 0.1%

Value ($000) $505 (-22.5%) Shares 8,916 (-27.3%) Est. Cost $36.58 Unrealized —

ORCL ORACLE CORP 0.0%

Value ($000) $224 (-34.6%) Shares 1,150 (-5.6%) Est. Cost $160.80 Unrealized +48.0%

MTUM ISHARES TR 0.1%

Value ($000) $409 (-21.2%) Shares 1,633 (-19.3%) Est. Cost $110.10 Unrealized —

RING ISHARES INC 0.0%

Value ($000) $207 (-29.9%) Shares 2,813 (-38.4%) Est. Cost $43.78 Unrealized —

IBB ISHARES TR 0.2%

Value ($000) $1,565 (+5.3%) Shares 9,271 (-9.9%) Est. Cost $110.07 Unrealized —

IWF ISHARES TR 1.5%

Value ($000) $10,722 (-0.7%) Shares 22,655 (-1.7%) Est. Cost $194.58 Unrealized —

VCR VANGUARD WORLD FD 0.2%

Value ($000) $1,739 (-4.1%) Shares 4,414 (-3.6%) Est. Cost $251.58 Unrealized —

SGOL ETFS GOLD TR 0.2%

Value ($000) $1,421 (+4.5%) Shares 34,590 (-6.4%) Est. Cost $17.62 Unrealized —

ICF ISHARES TR 0.1%

Value ($000) $957 (-5.7%) Shares 16,034 (-2.6%) Est. Cost $75.40 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $600 (-7.6%) Shares 1,816 (-3.4%) Est. Cost $469.94 Unrealized -28.2%

CSCO CISCO SYS INC 0.1%

Value ($000) $509 (+10.3%) Shares 6,604 (-2.0%) Est. Cost $33.57 Unrealized +119.8%

EW EDWARDS LIFESCIENCES CORP 0.1%

Value ($000) $606 (-6.6%) Shares 7,107 (-14.8%) Est. Cost $72.73 Unrealized +12.8%

ESGU ISHARES TR 0.4%

Value ($000) $2,554 (+1.2%) Shares 17,143 (-1.1%) Est. Cost $84.06 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $379 (-7.0%) Shares 3,115 (-8.0%) Est. Cost $93.81 Unrealized —

GDX VANECK ETF TRUST 0.1%

Value ($000) $819 (-3.3%) Shares 9,548 (-13.8%) Est. Cost $24.45 Unrealized —

COST COSTCO WHSL CORP NEW 0.0%

Value ($000) $249 (-9.3%) Shares 289 (-2.7%) Est. Cost $861.91 Unrealized +5.1%

IXJ ISHARES TR 0.2%

Value ($000) $1,585 (-1.6%) Shares 16,275 (-10.4%) Est. Cost $85.07 Unrealized —

LMT LOCKHEED MARTIN CORP 0.0%

Value ($000) $273 (-4.1%) Shares 564 (-1.1%) Est. Cost $430.00 Unrealized +10.7%

ESGE ISHARES INC 0.1%

Value ($000) $729 (-1.4%) Shares 16,507 (-3.1%) Est. Cost $31.60 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.0%

Value ($000) $220 (+4.1%) Shares 2,442 (-2.0%) Est. Cost $84.68 Unrealized —

VPL VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $523 (+1.5%) Shares 5,789 (-1.4%) Est. Cost $72.76 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.1%

Value ($000) $479 (-0.5%) Shares 14,672 (-2.7%) Est. Cost $34.75 Unrealized —

SPYG SPDR SERIES TRUST 0.0%

Value ($000) $284 (+0.8%) Shares 2,658 (-1.3%) Est. Cost $87.90 Unrealized —

VBK VANGUARD INDEX FDS 0.0%

Value ($000) $262 (-0.4%) Shares 866 (-1.8%) Est. Cost $278.83 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.0%

Value ($000) $216 (+0.1%) Shares 9,001 (-3.1%) Est. Cost $23.62 Unrealized —

GSLC GOLDMAN SACHS ETF TR 0.0%

Value ($000) $211 (+0.0%) Shares 1,592 (-1.5%) Est. Cost $130.28 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VCLT	VANGUARD SCOTTSDALE FDS	56,724 (-18.5%)	$4,302 (-20.4%)	0.6%	$90.98	—	LG-TERM COR BD	92206C813
IAU	ISHARES GOLD TR	206,671 (-4.2%)	$16,775 (+6.9%)	2.3%	$42.88	—	ISHARES NEW	464285204
BLV	VANGUARD BD INDEX FDS	9,465 (-49.6%)	$658 (-50.5%)	0.1%	$81.47	—	LONG TERM BOND	921937793
VGT	VANGUARD WORLD FD	32,684 (-2.3%)	$24,636 (-1.4%)	3.4%	$246.86	—	INF TECH ETF	92204A702
VNQ	VANGUARD INDEX FDS	59,746 (-2.4%)	$5,287 (-5.6%)	0.7%	$86.76	—	REAL ESTATE ETF	922908553
VHT	VANGUARD WORLD FD	24,485 (-5.9%)	$7,048 (+4.4%)	1.0%	$199.53	—	HEALTH CAR ETF	92204A504
AZN	ASTRAZENECA PLC	30,374 (-7.2%)	$2,792 (+11.2%)	0.4%	$69.88	—	SPONSORED ADR	046353108
ESGD	ISHARES TR	17,464 (-10.3%)	$1,661 (-8.2%)	0.2%	$66.08	—	ESG AW MSCI EAFE	46435G516
BTI	BRITISH AMERN TOB PLC	8,916 (-27.3%)	$505 (-22.5%)	0.1%	$36.58	—	SPONSORED ADR	110448107
ORCL	ORACLE CORP	1,150 (-5.6%)	$224 (-34.6%)	0.0%	$160.80	+48.0%	COM	68389X105
MTUM	ISHARES TR	1,633 (-19.3%)	$409 (-21.2%)	0.1%	$110.10	—	MSCI USA MMENTM	46432F396
RING	ISHARES INC	2,813 (-38.4%)	$207 (-29.9%)	0.0%	$43.78	—	MSCI GBL GOLD MN	46434G855
IBB	ISHARES TR	9,271 (-9.9%)	$1,565 (+5.3%)	0.2%	$110.07	—	ISHARES BIOTECH	464287556
IWF	ISHARES TR	22,655 (-1.7%)	$10,722 (-0.7%)	1.5%	$194.58	—	RUS 1000 GRW ETF	464287614
VCR	VANGUARD WORLD FD	4,414 (-3.6%)	$1,739 (-4.1%)	0.2%	$251.58	—	CONSUM DIS ETF	92204A108
SGOL	ETFS GOLD TR	34,590 (-6.4%)	$1,421 (+4.5%)	0.2%	$17.62	—	PHYSCL GOLD SHS	00326A104
ICF	ISHARES TR	16,034 (-2.6%)	$957 (-5.7%)	0.1%	$75.40	—	SELECT US REIT	464287564
UNH	UNITEDHEALTH GROUP INC	1,816 (-3.4%)	$600 (-7.6%)	0.1%	$469.94	-28.2%	COM	91324P102
CSCO	CISCO SYS INC	6,604 (-2.0%)	$509 (+10.3%)	0.1%	$33.57	+119.8%	COM	17275R102
EW	EDWARDS LIFESCIENCES CORP	7,107 (-14.8%)	$606 (-6.6%)	0.1%	$72.73	+12.8%	COM	28176E108
ESGU	ISHARES TR	17,143 (-1.1%)	$2,554 (+1.2%)	0.4%	$84.06	—	ESG AWR MSCI USA	46435G425
VONG	VANGUARD SCOTTSDALE FDS	3,115 (-8.0%)	$379 (-7.0%)	0.1%	$93.81	—	VNG RUS1000GRW	92206C680
GDX	VANECK ETF TRUST	9,548 (-13.8%)	$819 (-3.3%)	0.1%	$24.45	—	GOLD MINERS ETF	92189F106
COST	COSTCO WHSL CORP NEW	289 (-2.7%)	$249 (-9.3%)	0.0%	$861.91	+5.1%	COM	22160K105
IXJ	ISHARES TR	16,275 (-10.4%)	$1,585 (-1.6%)	0.2%	$85.07	—	GLOB HLTHCRE ETF	464287325
LMT	LOCKHEED MARTIN CORP	564 (-1.1%)	$273 (-4.1%)	0.0%	$430.00	+10.7%	COM	539830109
ESGE	ISHARES INC	16,507 (-3.1%)	$729 (-1.4%)	0.1%	$31.60	—	ESG AWR MSCI EM	46434G863
VYMI	VANGUARD WHITEHALL FDS	2,442 (-2.0%)	$220 (+4.1%)	0.0%	$84.68	—	INTL HIGH ETF	921946794
VPL	VANGUARD INTL EQUITY INDEX F	5,789 (-1.4%)	$523 (+1.5%)	0.1%	$72.76	—	FTSE PACIFIC ETF	922042866
SCHG	SCHWAB STRATEGIC TR	14,672 (-2.7%)	$479 (-0.5%)	0.1%	$34.75	—	US LCAP GR ETF	808524300
SPYG	SPDR SERIES TRUST	2,658 (-1.3%)	$284 (+0.8%)	0.0%	$87.90	—	STATE STREET SPD	78464A409
VBK	VANGUARD INDEX FDS	866 (-1.8%)	$262 (-0.4%)	0.0%	$278.83	—	SML CP GRW ETF	922908595
SCHF	SCHWAB STRATEGIC TR	9,001 (-3.1%)	$216 (+0.1%)	0.0%	$23.62	—	INTL EQTY ETF	808524805
GSLC	GOLDMAN SACHS ETF TR	1,592 (-1.5%)	$211 (+0.0%)	0.0%	$130.28	—	ACTIVEBETA US LG	381430503

Unchanged Positions (29)

VUG VANGUARD INDEX FDS 16.4%

Value ($000) $117,189 Shares 240,210 Est. Cost $191.78 Unrealized —

AAPL APPLE INC 0.9%

Value ($000) $6,410 Shares 23,577 Est. Cost $111.12 Unrealized +141.5%

IXUS ISHARES TR 2.2%

Value ($000) $15,882 Shares 187,638 Est. Cost $57.35 Unrealized —

CAT CATERPILLAR INC 0.2%

Value ($000) $1,416 Shares 2,471 Est. Cost $166.06 Unrealized +234.5%

VSGX VANGUARD WORLD FD 0.8%

Value ($000) $5,541 Shares 77,365 Est. Cost $51.23 Unrealized —

WMT WALMART INC 0.2%

Value ($000) $1,699 Shares 15,247 Est. Cost $48.08 Unrealized +122.9%

MAR MARRIOTT INTL INC NEW 0.1%

Value ($000) $724 Shares 2,335 Est. Cost $271.56 Unrealized +5.1%

VPU VANGUARD WORLD FD 0.5%

Value ($000) $3,455 Shares 18,674 Est. Cost $169.86 Unrealized —

MO ALTRIA GROUP INC 0.1%

Value ($000) $530 Shares 9,193 Est. Cost $45.53 Unrealized +30.4%

VTI VANGUARD INDEX FDS 0.6%

Value ($000) $4,466 Shares 13,320 Est. Cost $198.89 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $1,635 Shares 26,168 Est. Cost $43.75 Unrealized —

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $760 Shares 5,305 Est. Cost $96.16 Unrealized +53.0%

VEU VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $1,576 Shares 21,422 Est. Cost $50.72 Unrealized —

VOX VANGUARD WORLD FD 0.2%

Value ($000) $1,719 Shares 8,875 Est. Cost $90.85 Unrealized —

VOE VANGUARD INDEX FDS 0.5%

Value ($000) $3,286 Shares 18,525 Est. Cost $114.65 Unrealized —

DSI ISHARES TR 0.2%

Value ($000) $1,648 Shares 12,792 Est. Cost $86.54 Unrealized —

MUB ISHARES TR 0.4%

Value ($000) $2,581 Shares 24,100 Est. Cost $109.75 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $1,489 Shares 2,174 Est. Cost $355.16 Unrealized —

PANW PALO ALTO NETWORKS INC 0.0%

Value ($000) $249 Shares 1,350 Est. Cost $169.73 Unrealized +18.9%

SPGI S&P GLOBAL INC 0.0%

Value ($000) $320 Shares 613 Est. Cost $508.53 Unrealized -2.8%

MGK VANGUARD WORLD FD 0.1%

Value ($000) $728 Shares 1,763 Est. Cost $178.96 Unrealized —

IJR ISHARES TR 0.1%

Value ($000) $814 Shares 6,770 Est. Cost $75.68 Unrealized —

SUSA ISHARES TR 0.0%

Value ($000) $321 Shares 2,304 Est. Cost $84.67 Unrealized —

IJT ISHARES TR 0.3%

Value ($000) $1,810 Shares 12,820 Est. Cost $143.52 Unrealized —

DE DEERE & CO 0.0%

Value ($000) $216 Shares 465 Est. Cost $461.52 Unrealized +1.3%

PDBC INVESCO ACTVELY MNGD ETC FD 0.0%

Value ($000) $179 Shares 13,499 Est. Cost $13.55 Unrealized —

ICSH ISHARES TR 0.0%

Value ($000) $354 Shares 7,000 Est. Cost $50.09 Unrealized —

SUB ISHARES TR 0.2%

Value ($000) $1,348 Shares 12,636 Est. Cost $105.18 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.0%

Value ($000) $201 Shares 8,260 Est. Cost $38.38 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	240,210	$117,189	16.4%	$191.78	—	GROWTH ETF	922908736
AAPL	APPLE INC	23,577	$6,410	0.9%	$111.12	+141.5%	COM	037833100
IXUS	ISHARES TR	187,638	$15,882	2.2%	$57.35	—	CORE MSCI TOTAL	46432F834
CAT	CATERPILLAR INC	2,471	$1,416	0.2%	$166.06	+234.5%	COM	149123101
VSGX	VANGUARD WORLD FD	77,365	$5,541	0.8%	$51.23	—	ESG INTL STK ETF	921910725
WMT	WALMART INC	15,247	$1,699	0.2%	$48.08	+122.9%	COM	931142103
MAR	MARRIOTT INTL INC NEW	2,335	$724	0.1%	$271.56	+5.1%	CL A	571903202
VPU	VANGUARD WORLD FD	18,674	$3,455	0.5%	$169.86	—	UTILITIES ETF	92204A876
MO	ALTRIA GROUP INC	9,193	$530	0.1%	$45.53	+30.4%	COM	02209S103
VTI	VANGUARD INDEX FDS	13,320	$4,466	0.6%	$198.89	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	26,168	$1,635	0.2%	$43.75	—	VAN FTSE DEV MKT	921943858
PG	PROCTER AND GAMBLE CO	5,305	$760	0.1%	$96.16	+53.0%	COM	742718109
VEU	VANGUARD INTL EQUITY INDEX F	21,422	$1,576	0.2%	$50.72	—	ALLWRLD EX US	922042775
VOX	VANGUARD WORLD FD	8,875	$1,719	0.2%	$90.85	—	COMM SRVC ETF	92204A884
VOE	VANGUARD INDEX FDS	18,525	$3,286	0.5%	$114.65	—	MCAP VL IDXVIP	922908512
DSI	ISHARES TR	12,792	$1,648	0.2%	$86.54	—	ESG MSCI KLD 400	464288570
MUB	ISHARES TR	24,100	$2,581	0.4%	$109.75	—	NATIONAL MUN ETF	464288414
IVV	ISHARES TR	2,174	$1,489	0.2%	$355.16	—	CORE S&P500 ETF	464287200
PANW	PALO ALTO NETWORKS INC	1,350	$249	0.0%	$169.73	+18.9%	COM	697435105
SPGI	S&P GLOBAL INC	613	$320	0.0%	$508.53	-2.8%	COM	78409V104
MGK	VANGUARD WORLD FD	1,763	$728	0.1%	$178.96	—	MEGA GRWTH IND	921910816
IJR	ISHARES TR	6,770	$814	0.1%	$75.68	—	CORE S&P SCP ETF	464287804
SUSA	ISHARES TR	2,304	$321	0.0%	$84.67	—	ESG OPTIMIZED	464288802
IJT	ISHARES TR	12,820	$1,810	0.3%	$143.52	—	S&P SML 600 GWT	464287887
DE	DEERE & CO	465	$216	0.0%	$461.52	+1.3%	COM	244199105
PDBC	INVESCO ACTVELY MNGD ETC FD	13,499	$179	0.0%	$13.55	—	OPTIMUM YIELD	46090F100
ICSH	ISHARES TR	7,000	$354	0.0%	$50.09	—	ULTRA SHORT DUR	46434V878
SUB	ISHARES TR	12,636	$1,348	0.2%	$105.18	—	SHRT NAT MUN ETF	464288158
SCHO	SCHWAB STRATEGIC TR	8,260	$201	0.0%	$38.38	—	SHT TM US TRES	808524862