Retirement Investment Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	6,466	$1,758	0.1%	$268.34	0.0%	COM	037833100
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,278	$1,648	0.1%	$497.53	0.0%	CL B NEW	084670702
GOOG	ALPHABET INC	784	$246	0.0%	$286.33	0.0%	CAP STK CL C	02079K107
AMZN	AMAZON COM INC	960	$222	0.0%	$228.79	0.0%	COM	023135106
GOOGL	ALPHABET INC	704	$220	0.0%	$285.60	0.0%	CAP STK CL A	02079K305
ROK	ROCKWELL AUTOMATION INC	548	$213	0.0%	$375.21	0.0%	COM	773903109
MRK	MERCK & CO INC	2,023	$213	0.0%	$93.24	0.0%	COM	58933Y105
COHR	COHERENT CORP	1,121	$207	0.0%	$149.58	0.0%	COM	19247G107

Increased Positions (18)

VTV VANGUARD INDEX FDS 21.2%

Value ($000) $262,773 (+4.5%) Shares 1,375,849 (+2.1%) Est. Cost $149.15 Unrealized —

IEFA ISHARES TR 15.0%

Value ($000) $186,377 (+3.7%) Shares 2,083,353 (+1.2%) Est. Cost $69.17 Unrealized —

MUB ISHARES TR 3.7%

Value ($000) $45,292 (+8.5%) Shares 422,852 (+7.9%) Est. Cost $106.17 Unrealized —

VBR VANGUARD INDEX FDS 6.7%

Value ($000) $83,385 (+3.5%) Shares 393,715 (+2.0%) Est. Cost $170.48 Unrealized —

BIV VANGUARD BD INDEX FDS 10.8%

Value ($000) $133,700 (+1.9%) Shares 1,716,738 (+2.2%) Est. Cost $75.36 Unrealized —

EMB ISHARES TR 2.3%

Value ($000) $28,052 (+4.3%) Shares 291,358 (+3.1%) Est. Cost $87.09 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 3.9%

Value ($000) $48,123 (+1.7%) Shares 995,929 (+4.1%) Est. Cost $48.67 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value ($000) $5,610 (+15.0%) Shares 111,552 (+14.5%) Est. Cost $50.72 Unrealized —

VBK VANGUARD INDEX FDS 1.5%

Value ($000) $18,876 (+4.0%) Shares 62,479 (+2.5%) Est. Cost $234.54 Unrealized —

HYD VANECK ETF TRUST 0.6%

Value ($000) $7,402 (+7.7%) Shares 144,805 (+7.3%) Est. Cost $51.10 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.4%

Value ($000) $4,615 (+9.7%) Shares 155,871 (+7.8%) Est. Cost $39.74 Unrealized —

HYLB DBX ETF TR 1.6%

Value ($000) $19,489 (+1.3%) Shares 529,159 (+2.1%) Est. Cost $36.16 Unrealized —

ET ENERGY TRANSFER L P 0.0%

Value ($000) $465 (+68.9%) Shares 28,213 (+75.7%) Est. Cost $15.93 Unrealized —

IWN BLACKROCK ETF TRUST 0.1%

Value ($000) $894 (+20.9%) Shares 4,934 (+18.0%) Est. Cost $159.74 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $3,010 (+3.4%) Shares 4,395 (+1.1%) Est. Cost $669.47 Unrealized —

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $1,689 (+4.9%) Shares 2,477 (+2.5%) Est. Cost $485.94 Unrealized —

RTX RTX CORPORATION 0.0%

Value ($000) $266 (+28.9%) Shares 1,452 (+17.6%) Est. Cost $157.13 Unrealized +10.3%

MSFT MICROSOFT CORP 0.0%

Value ($000) $366 (+13.6%) Shares 757 (+21.7%) Est. Cost $442.75 Unrealized +13.1%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	1,375,849 (+2.1%)	$262,773 (+4.5%)	21.2%	$149.15	—	VALUE ETF	922908744
IEFA	ISHARES TR	2,083,353 (+1.2%)	$186,377 (+3.7%)	15.0%	$69.17	—	CORE MSCI EAFE	46432F842
MUB	ISHARES TR	422,852 (+7.9%)	$45,292 (+8.5%)	3.7%	$106.17	—	NATIONAL MUN ETF	464288414
VBR	VANGUARD INDEX FDS	393,715 (+2.0%)	$83,385 (+3.5%)	6.7%	$170.48	—	SM CP VAL ETF	922908611
BIV	VANGUARD BD INDEX FDS	1,716,738 (+2.2%)	$133,700 (+1.9%)	10.8%	$75.36	—	INTERMED TERM	921937819
EMB	ISHARES TR	291,358 (+3.1%)	$28,052 (+4.3%)	2.3%	$87.09	—	JPMORGAN USD EMG	464288281
BNDX	VANGUARD CHARLOTTE FDS	995,929 (+4.1%)	$48,123 (+1.7%)	3.9%	$48.67	—	TOTAL INT BD ETF	92203J407
VTEB	VANGUARD MUN BD FDS	111,552 (+14.5%)	$5,610 (+15.0%)	0.5%	$50.72	—	TAX EXEMPT BD	922907746
VBK	VANGUARD INDEX FDS	62,479 (+2.5%)	$18,876 (+4.0%)	1.5%	$234.54	—	SML CP GRW ETF	922908595
HYD	VANECK ETF TRUST	144,805 (+7.3%)	$7,402 (+7.7%)	0.6%	$51.10	—	HIGH YLD MUNIETF	92189H409
SCHV	SCHWAB STRATEGIC TR	155,871 (+7.8%)	$4,615 (+9.7%)	0.4%	$39.74	—	US LCAP VA ETF	808524409
HYLB	DBX ETF TR	529,159 (+2.1%)	$19,489 (+1.3%)	1.6%	$36.16	—	XTRACK USD HIGH	233051432
ET	ENERGY TRANSFER L P	28,213 (+75.7%)	$465 (+68.9%)	0.0%	$15.93	—	COM UT LTD PTN	29273V100
IWN	BLACKROCK ETF TRUST	4,934 (+18.0%)	$894 (+20.9%)	0.1%	$159.74	—	I Shares	464287630
IVV	ISHARES TR	4,395 (+1.1%)	$3,010 (+3.4%)	0.2%	$669.47	—	CORE S&P500 ETF	464287200
SPY	SPDR S&P 500 ETF TR	2,477 (+2.5%)	$1,689 (+4.9%)	0.1%	$485.94	—	TR UNIT	78462F103
RTX	RTX CORPORATION	1,452 (+17.6%)	$266 (+28.9%)	0.0%	$157.13	+10.3%	COM	75513E101
MSFT	MICROSOFT CORP	757 (+21.7%)	$366 (+13.6%)	0.0%	$442.75	+13.1%	COM	594918104

Exited Positions (8)

— Apple Inc 0.1%

Value ($000) $1,655 Shares 6,501 Est. Cost $254.63 Unrealized —

— Berkshire Hathaway Inc 0.1%

Value ($000) $1,578 Shares 3,139 Est. Cost $502.74 Unrealized —

BANF BancFirst Corp 0.0%

Value ($000) $241 Shares 1,902 Est. Cost $99.07 Unrealized +13.7%

— Amazon.com Inc 0.0%

Value ($000) $211 Shares 960 Est. Cost $219.57 Unrealized —

— CannaSys Inc 0.0%

Value ($000) $0 Shares 20,000 Est. Cost $0.00 Unrealized —

MJNA Medical Marijuana Inc 0.0%

Value ($000) $0 Shares 20,000 Est. Cost $0.00 Unrealized -90.6%

HEMP Hemp Inc 0.0%

Value ($000) $0 Shares 10,000 Est. Cost $0.00 Unrealized +65.8%

OWCP OWC Pharmaceutical Research Corp 0.0%

Value ($000) $0 Shares 25,000 Est. Cost $0.00 Unrealized -90.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	Apple Inc	6,501	$1,655	0.1%	$254.63	—	—	378331000
—	Berkshire Hathaway Inc	3,139	$1,578	0.1%	$502.74	—	—	846707020
BANF	BancFirst Corp	1,902	$241	0.0%	$99.07	+13.7%	—	05945F103
—	Amazon.com Inc	960	$211	0.0%	$219.57	—	—	231351060
—	CannaSys Inc	20,000	$0	0.0%	$0.00	—	—	137651204
MJNA	Medical Marijuana Inc	20,000	$0	0.0%	$0.00	-90.6%	—	58463A105
HEMP	Hemp Inc	10,000	$0	0.0%	$0.00	+65.8%	—	423703206
OWCP	OWC Pharmaceutical Research Corp	25,000	$0	0.0%	$0.00	-90.0%	—	67109N108

Decreased Positions (18)

TXN TEXAS INSTRS INC 0.0%

Value ($000) $575 (-51.4%) Shares 3,317 (-48.6%) Est. Cost $145.50 Unrealized +17.3%

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $1,370 (-21.6%) Shares 7,344 (-21.5%) Est. Cost $95.06 Unrealized +95.8%

OKE ONEOK INC NEW 0.1%

Value ($000) $882 (-15.6%) Shares 12,005 (-16.3%) Est. Cost $54.90 Unrealized +28.4%

SDY SPDR SER TR 0.2%

Value ($000) $2,151 (-5.9%) Shares 15,460 (-5.3%) Est. Cost $124.98 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $1,278 (-6.3%) Shares 16,034 (-6.0%) Est. Cost $76.04 Unrealized —

TSLA TESLA INC 0.1%

Value ($000) $1,101 (-6.9%) Shares 2,449 (-7.9%) Est. Cost $186.44 Unrealized +137.8%

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $2,603 (+2.9%) Shares 41,663 (-1.3%) Est. Cost $48.08 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $1,419 (-3.5%) Shares 26,399 (-2.7%) Est. Cost $39.66 Unrealized —

IJR ISHARES TR 0.1%

Value ($000) $1,694 (-2.8%) Shares 14,098 (-3.9%) Est. Cost $94.85 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value ($000) $4,151 (-0.6%) Shares 6,757 (-2.9%) Est. Cost $273.77 Unrealized —

IWM ISHARES TR 0.0%

Value ($000) $536 (-4.5%) Shares 2,177 (-6.1%) Est. Cost $200.78 Unrealized —

VXUS VANGUARD STAR FDS 0.2%

Value ($000) $1,976 (-1.1%) Shares 26,193 (-3.7%) Est. Cost $52.17 Unrealized —

SPDW SPDR INDEX SHS FDS 0.0%

Value ($000) $279 (-5.5%) Shares 6,286 (-9.0%) Est. Cost $30.21 Unrealized —

IAGG ISHARES TR 0.0%

Value ($000) $434 (-3.5%) Shares 8,672 (-1.1%) Est. Cost $49.86 Unrealized —

HYMB SPDR SER TR 0.0%

Value ($000) $217 (-5.9%) Shares 8,718 (-5.9%) Est. Cost $25.15 Unrealized —

MCD MCDONALDS CORP 0.0%

Value ($000) $307 (-3.9%) Shares 1,003 (-4.5%) Est. Cost $260.80 Unrealized +17.0%

SHEL SHELL PLC 0.0%

Value ($000) $216 (-3.4%) Shares 2,943 (-6.0%) Est. Cost $77.49 Unrealized —

PWV INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $683 (+0.8%) Shares 10,267 (-1.2%) Est. Cost $46.63 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TXN	TEXAS INSTRS INC	3,317 (-48.6%)	$575 (-51.4%)	0.0%	$145.50	+17.3%	COM	882508104
NVDA	NVIDIA CORPORATION	7,344 (-21.5%)	$1,370 (-21.6%)	0.1%	$95.06	+95.8%	COM	67066G104
OKE	ONEOK INC NEW	12,005 (-16.3%)	$882 (-15.6%)	0.1%	$54.90	+28.4%	COM	682680103
SDY	SPDR SER TR	15,460 (-5.3%)	$2,151 (-5.9%)	0.2%	$124.98	—	S&P DIVID ETF	78464A763
VCSH	VANGUARD SCOTTSDALE FDS	16,034 (-6.0%)	$1,278 (-6.3%)	0.1%	$76.04	—	SHRT TRM CORP BD	92206C409
TSLA	TESLA INC	2,449 (-7.9%)	$1,101 (-6.9%)	0.1%	$186.44	+137.8%	COM	88160R101
VEA	VANGUARD TAX-MANAGED FDS	41,663 (-1.3%)	$2,603 (+2.9%)	0.2%	$48.08	—	VAN FTSE DEV MKT	921943858
VWO	VANGUARD INTL EQUITY INDEX F	26,399 (-2.7%)	$1,419 (-3.5%)	0.1%	$39.66	—	FTSE EMR MKT ETF	922042858
IJR	ISHARES TR	14,098 (-3.9%)	$1,694 (-2.8%)	0.1%	$94.85	—	CORE S&P SCP ETF	464287804
QQQ	INVESCO QQQ TR	6,757 (-2.9%)	$4,151 (-0.6%)	0.3%	$273.77	—	UNIT SER 1	46090E103
IWM	ISHARES TR	2,177 (-6.1%)	$536 (-4.5%)	0.0%	$200.78	—	RUSSELL 2000 ETF	464287655
VXUS	VANGUARD STAR FDS	26,193 (-3.7%)	$1,976 (-1.1%)	0.2%	$52.17	—	VG TL INTL STK F	921909768
SPDW	SPDR INDEX SHS FDS	6,286 (-9.0%)	$279 (-5.5%)	0.0%	$30.21	—	PORTFOLIO DEVLPD	78463X889
IAGG	ISHARES TR	8,672 (-1.1%)	$434 (-3.5%)	0.0%	$49.86	—	CORE INTL AGGR	46435G672
HYMB	SPDR SER TR	8,718 (-5.9%)	$217 (-5.9%)	0.0%	$25.15	—	NUVEEN BLOOMBERG	78464A284
MCD	MCDONALDS CORP	1,003 (-4.5%)	$307 (-3.9%)	0.0%	$260.80	+17.0%	COM	580135101
SHEL	SHELL PLC	2,943 (-6.0%)	$216 (-3.4%)	0.0%	$77.49	—	SPON ADS	780259305
PWV	INVESCO EXCHANGE TRADED FD T	10,267 (-1.2%)	$683 (+0.8%)	0.1%	$46.63	—	LARGE CAP VALUE	46137V738

Unchanged Positions (21)

VUG VANGUARD INDEX FDS 20.7%

Value ($000) $257,034 Shares 526,861 Est. Cost $275.66 Unrealized —

IEMG ISHARES INC 7.5%

Value ($000) $92,944 Shares 1,382,686 Est. Cost $50.69 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value ($000) $4,434 Shares 36,842 Est. Cost $100.57 Unrealized +14.8%

WMT WALMART INC 0.1%

Value ($000) $887 Shares 7,961 Est. Cost $79.35 Unrealized +35.1%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $1,111 Shares 3,750 Est. Cost $159.21 Unrealized +87.7%

OGE OGE ENERGY CORP 0.0%

Value ($000) $578 Shares 13,531 Est. Cost $37.86 Unrealized +17.8%

PSX PHILLIPS 66 0.1%

Value ($000) $863 Shares 6,687 Est. Cost $93.03 Unrealized +44.1%

UTHR UNITED THERAPEUTICS CORP DEL 0.0%

Value ($000) $292 Shares 600 Est. Cost $336.31 Unrealized +38.5%

TRI THOMSON REUTERS CORP. 0.0%

Value ($000) $207 Shares 1,573 Est. Cost $122.38 Unrealized +15.3%

RCL ROYAL CARIBBEAN GROUP 0.0%

Value ($000) $223 Shares 800 Est. Cost $218.15 Unrealized +29.1%

JNJ JOHNSON & JOHNSON 0.0%

Value ($000) $333 Shares 1,611 Est. Cost $152.17 Unrealized +29.5%

F FORD MTR CO DEL 0.0%

Value ($000) $262 Shares 19,973 Est. Cost $10.28 Unrealized +24.8%

ITOT ISHARES TR 0.1%

Value ($000) $897 Shares 6,036 Est. Cost $145.65 Unrealized —

WMB WILLIAMS COS INC 0.0%

Value ($000) $298 Shares 4,964 Est. Cost $51.72 Unrealized +16.1%

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $647 Shares 1,929 Est. Cost $221.04 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $1,146 Shares 5,980 Est. Cost $143.49 Unrealized —

COP CONOCOPHILLIPS 0.0%

Value ($000) $511 Shares 5,459 Est. Cost $108.99 Unrealized -17.4%

SFNC SIMMONS 1ST NATL CORP 0.0%

Value ($000) $283 Shares 15,000 Est. Cost $20.51 Unrealized -9.7%

VGT VANGUARD WORLD FD 0.0%

Value ($000) $354 Shares 469 Est. Cost $612.86 Unrealized —

SGOV ISHARES TR 0.0%

Value ($000) $347 Shares 3,453 Est. Cost $100.27 Unrealized —

DGRW WISDOMTREE TR 0.0%

Value ($000) $208 Shares 2,321 Est. Cost $80.93 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	526,861	$257,034	20.7%	$275.66	—	GROWTH ETF	922908736
IEMG	ISHARES INC	1,382,686	$92,944	7.5%	$50.69	—	CORE MSCI EMKT	46434G103
XOM	EXXON MOBIL CORP	36,842	$4,434	0.4%	$100.57	+14.8%	COM	30231G102
WMT	WALMART INC	7,961	$887	0.1%	$79.35	+35.1%	COM	931142103
IBM	INTERNATIONAL BUSINESS MACHS	3,750	$1,111	0.1%	$159.21	+87.7%	COM	459200101
OGE	OGE ENERGY CORP	13,531	$578	0.0%	$37.86	+17.8%	COM	670837103
PSX	PHILLIPS 66	6,687	$863	0.1%	$93.03	+44.1%	COM	718546104
UTHR	UNITED THERAPEUTICS CORP DEL	600	$292	0.0%	$336.31	+38.5%	COM	91307C102
TRI	THOMSON REUTERS CORP.	1,573	$207	0.0%	$122.38	+15.3%	COM	884903808
RCL	ROYAL CARIBBEAN GROUP	800	$223	0.0%	$218.15	+29.1%	COM	V7780T103
JNJ	JOHNSON & JOHNSON	1,611	$333	0.0%	$152.17	+29.5%	COM	478160104
F	FORD MTR CO DEL	19,973	$262	0.0%	$10.28	+24.8%	COM	345370860
ITOT	ISHARES TR	6,036	$897	0.1%	$145.65	—	CORE S&P TTL STK	464287150
WMB	WILLIAMS COS INC	4,964	$298	0.0%	$51.72	+16.1%	COM	969457100
VTI	VANGUARD INDEX FDS	1,929	$647	0.1%	$221.04	—	TOTAL STK MKT	922908769
RSP	INVESCO EXCHANGE TRADED FD T	5,980	$1,146	0.1%	$143.49	—	S&P500 EQL WGT	46137V357
COP	CONOCOPHILLIPS	5,459	$511	0.0%	$108.99	-17.4%	COM	20825C104
SFNC	SIMMONS 1ST NATL CORP	15,000	$283	0.0%	$20.51	-9.7%	CL A $1 PAR	828730200
VGT	VANGUARD WORLD FD	469	$354	0.0%	$612.86	—	INF TECH ETF	92204A702
SGOV	ISHARES TR	3,453	$347	0.0%	$100.27	—	0-3 MNTH TREASRY	46436E718
DGRW	WISDOMTREE TR	2,321	$208	0.0%	$80.93	—	US QTLY DIV GRT	97717X669