Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AMZN	AMAZON COM INC	8,941	$17.43M	8.7%	$1949.67 *	$20.28	+380.6%	COM	023135106
SCHX	SCHWAB US LARGE-CAP	228,597	$14M	7.0%	$61.25 *	$9.58	+6.5%	COM	808524201
AAPL	APPLE INC	41,856	$10.64M	5.3%	$254.30 *	$19.33	+218.2%	COM	037833100
VZ	VERIZON COMMUNICATIONS	176,646	$9.491M	4.7%	$53.73 *	$27.75	+38.9%	COM	92343V104
IBB	ISHARES NASDAQ BIOTECH INDX	78,162	$8.421M	4.2%	$107.74	$96.03	+12.2%	COM	464287556
MDT	MEDTRONIC	80,760	$7.283M	3.6%	$90.18 *	$70.72	+8.7%	COM	G5960L103
MSFT	MICROSOFT CORP	44,917	$7.084M	3.5%	$157.71 *	$112.19	+33.8%	COM	594918104
ISRG	INTUITIVE SURGICAL	12,267	$6.075M	3.0%	$495.23 *	$105.56	+56.4%	COM	46120E602
LOW	LOWES COMPANIES INC	69,337	$5.966M	3.0%	$86.04 *	$77.36	+0.1%	COM	548661107
GOOGL	ALPHABET INC CLASS A	4,855	$5.641M	2.8%	$1161.89 *	$41.47	+39.0%	COM	02079K305
—	TC ENERGY CORP	121,075	$5.364M	2.7%	$44.30	$44.30	—	COM	87807B909
LYB	LYONDELLBASELL INDUSTRIES	105,603	$5.241M	2.6%	$49.63 *	$52.32	-35.3%	COM	N53745100
—	XILINX INC	66,144	$5.155M	2.6%	$77.94	$87.47	—	COM	983919101
JPM	J.P. MORGAN CHASE & CO	55,147	$4.965M	2.5%	$90.03 *	$78.45	-2.1%	COM	46625H100
CVS	CVS CORP	82,918	$4.919M	2.5%	$59.32 *	$54.88	-10.3%	COM	126650100
PGX	INVESCO PREFERRED ETF	354,366	$4.663M	2.3%	$13.16	$14.66	-10.3%	COM	46138E511
—	DISCOVER FINANCIAL SVCS	123,197	$4.394M	2.2%	$35.67	$48.08	—	COM	254709108
POWA	INVESCO DEFENSIVE EQUITY ETF	94,804	$4.242M	2.1%	$44.74	$52.29	-14.4%	COM	46138J775
SU	SUNCOR ENERGY INC	265,347	$4.192M	2.1%	$15.80 *	$20.77	-39.1%	COM	867224107
PEP	PEPSICO INC	32,417	$3.893M	1.9%	$120.09 *	$66.03	+52.5%	COM	713448108
—	ISHARES AAA - A RATED CORPORAT	68,091	$3.755M	1.9%	$55.15	$53.71	—	COM	46429b291
KO	COCA-COLA CO	84,103	$3.722M	1.9%	$44.26 *	$37.42	-0.8%	COM	191216100
ULTA	ULTA BEAUTY INC	19,795	$3.478M	1.7%	$175.70	$291.37	-39.7%	COM	90384S303
GLW	CORNING INC	162,110	$3.33M	1.7%	$20.54 *	$12.00	+45.8%	COM	219350105
BAR	GRANITESHARES GOLD TRUST	212,065	$3.329M	1.7%	$15.70	$15.54	+1.1%	COM	38748G101
KEY	KEYCORP INC	290,433	$3.012M	1.5%	$10.37 *	$13.36	-41.5%	COM	493267108
ICSH	ISHARES ULTRA SHORT-TERM BOND	59,206	$2.957M	1.5%	$49.94	$50.23	-0.6%	COM	46434V878
—	FLIR SYSTEMS INC	90,260	$2.878M	1.4%	$31.89	$31.89	—	COM	302445101
DIS	WALT DISNEY CO	29,569	$2.856M	1.4%	$96.59 *	$120.55	-21.7%	COM	254687106
—	ZOETIS INC	23,694	$2.789M	1.4%	$117.71	$53.37	—	COM	98978v103
GRMN	GARMIN LTD	31,834	$2.386M	1.2%	$74.95 *	$31.46	+110.0%	COM	H2906T109
—	UNITED TECHNOLOGIES	24,436	$2.305M	1.2%	$94.33	$106.58	—	COM	913017109
UNP	UNION PACIFIC CORP	15,444	$2.178M	1.1%	$141.03 *	$70.76	+75.5%	COM	907818108
CVX	CHEVRON CORP	26,916	$1.95M	1.0%	$72.45 *	$73.40	-23.6%	COM	166764100
SCHF	SCHWAB INTERNATIONAL EQUITY	59,566	$1.539M	0.8%	$25.84 *	$14.56	-11.2%	COM	808524805
NOC	NORTHROP GRUMMAN CORP	4,881	$1.477M	0.7%	$302.60 *	$254.68	+8.0%	COM	666807102
—	ELMIRA SAVINGS BANK	124,670	$1.434M	0.7%	$11.50	$21.44	—	COM	289660102
MO	ALTRIA GROUP INC	33,898	$1.311M	0.7%	$38.67 *	$21.68	+13.6%	COM	02209S103
RSPH	INVESCO S&P 500 EQ WEIGHT HC	6,724	$1.272M	0.6%	$189.17 *	$19.15	-1.2%	COM	46137V332
HYS	PIMCO ETF TRUST	14,309	$1.227M	0.6%	$85.75	$99.34	-13.7%	COM	72201R783
ABBNY	ABB LTD	70,085	$1.21M	0.6%	$17.26 *	$20.96	-21.0%	COM	000375204
SCHP	SCHWAB US TIPS ETF	20,342	$1.17M	0.6%	$57.52 *	$28.62	+0.5%	COM	808524870
GS	GOLDMAN SACHS GROUP INC	7,497	$1.159M	0.6%	$154.60 *	$135.09	-0.2%	COM	38141G104
PM	PHILIP MORRIS INTERNATIONAL IN	12,750	$930K	0.5%	$72.94 *	$49.85	+9.8%	COM	718172109
SPY	SPDR S&P 500 ETF	3,333	$859K	0.4%	$257.73	$208.49	+23.6%	COM	78462F103
JPIN	JPMORGAN DIVERSIFIED RETURN IN	15,271	$660K	0.3%	$43.22	$53.27	-18.8%	COM	46641Q209
SCHA	SCHWAB US SMALL-CAP	12,294	$633K	0.3%	$51.49 *	$18.36	-29.9%	COM	808524607
MDLZ	MONDELEZ INTERNATIONAL INC	12,208	$611K	0.3%	$50.05 *	$23.31	+86.3%	COM	609207105
—	ISHARES TR COMEX GOLD	38,419	$579K	0.3%	$15.07	$13.46	—	COM	464285105
TGT	TARGET CORP	4,875	$453K	0.2%	$92.92 *	$50.26	+58.7%	COM	87612E106
XOM	EXXON MOBIL CORP	10,756	$408K	0.2%	$37.93 *	$53.83	-45.9%	COM	30231G102
VRSN	VERISIGN INC	2,045	$368K	0.2%	$179.95	$186.26	-4.1%	COM	92343E102
SCHZ	SCHWAB US AGGREGATE BOND	6,647	$361K	0.2%	$54.31 *	$25.27	+7.4%	COM	808524839
INTC	INTEL CORP	5,940	$321K	0.2%	$54.04 *	$20.76	+131.1%	COM	458140100
JNJ	JOHNSON & JOHNSON	2,430	$319K	0.2%	$131.28 *	$68.13	+63.6%	COM	478160104
CORP	PIMCO INVESTMENT GRADE CORP BO	2,926	$310K	0.2%	$105.95	$101.58	+4.2%	COM	72201R817
IBM	INTL BUSINESS MACHINES	2,390	$265K	0.1%	$110.88 *	$105.30	-21.4%	COM	459200101
CSCO	CISCO SYSTEMS INC	6,395	$251K	0.1%	$39.25 *	$26.77	+22.7%	COM	17275R102
AMAT	APPLIED MATERIALS INC	5,000	$229K	0.1%	$45.80 *	$39.35	+10.4%	COM	038222105
MRK	MERCK & CO INC	2,906	$224K	0.1%	$77.08 *	$39.78	+53.9%	COM	58933Y105
BOND	PIMCO TOTAL RETURN ETF	2,025	$215K	0.1%	$106.17	$108.27	-1.9%	COM	72201R775
—	GENERAL ELECTRIC CO	19,091	$152K	0.1%	$7.96	$23.25	—	COM	369604103