Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHX	SCHWAB US LARGE-CAP	236,140	$18.14M	7.6%	$76.81 *	$9.58	+33.6%	COM	808524201
AMZN	AMAZON COM INC	8,873	$16.4M	6.9%	$1847.85 *	$20.28	+355.5%	COM	023135106
AAPL	APPLE INC	46,558	$13.67M	5.7%	$293.66 *	$19.33	+266.6%	COM	037833100
VZ	VERIZON COMMUNICATIONS	174,383	$10.71M	4.5%	$61.40 *	$27.58	+58.1%	COM	92343V104
IBB	ISHARES NASDAQ BIOTECH INDX	79,437	$9.573M	4.0%	$120.51	$96.03	+25.5%	COM	464287556
MDT	MEDTRONIC	64,237	$7.288M	3.1%	$113.45 *	$65.72	+46.3%	COM	G5960L103
JPM	J.P. MORGAN CHASE & CO	50,291	$7.011M	2.9%	$139.41 *	$76.02	+55.4%	COM	46625H100
ISRG	INTUITIVE SURGICAL	11,785	$6.967M	2.9%	$591.18 *	$102.39	+92.5%	COM	46120E602
RSPT	INVESCO S&P 500 EQ WT TECHNOLO	32,858	$6.508M	2.7%	$198.06 *	$16.17	+22.5%	COM	46137V282
GOOGL	ALPHABET INC CLASS A	4,690	$6.282M	2.6%	$1339.45 *	$40.57	+63.9%	COM	02079K305
CVS	CVS CORP	80,920	$6.012M	2.5%	$74.30 *	$54.87	+11.6%	COM	126650100
—	XILINX INC	60,278	$5.893M	2.5%	$97.76	$88.40	—	COM	983919101
NEM	NEWMONT MINING CORP	133,430	$5.798M	2.4%	$43.45 *	$32.71	+11.4%	COM	651639106
XOM	EXXON MOBIL CORP	76,081	$5.309M	2.2%	$69.78 *	$53.83	-1.9%	COM	30231G102
PANW	PALO ALTO NETWORKS INC	22,682	$5.245M	2.2%	$231.24 *	$28.98	+33.0%	COM	697435105
LOW	LOWES COMPANIES INC	41,112	$4.924M	2.1%	$119.77 *	$63.00	+70.4%	COM	548661107
KO	COCA-COLA CO	88,444	$4.895M	2.1%	$55.35 *	$37.42	+23.0%	COM	191216100
—	TC ENERGY CORP	90,015	$4.799M	2.0%	$53.31	$43.23	—	COM	89353D107
GLW	CORNING INC	164,427	$4.786M	2.0%	$29.11 *	$12.00	+104.9%	COM	219350105
LYB	LYONDELLBASELL INDUSTRIES	48,191	$4.553M	1.9%	$94.48 *	$55.53	+14.3%	COM	N53745100
MSFT	MICROSOFT CORP	27,954	$4.408M	1.8%	$157.69 *	$85.40	+75.3%	COM	594918104
—	JPMORGAN BETABUILDERS EUROPE E	172,238	$4.408M	1.8%	$25.59	$25.59	—	COM	46641Q720
PEP	PEPSICO INC	31,781	$4.344M	1.8%	$136.69 *	$65.09	+74.9%	COM	713448108
KEY	KEYCORP INC	211,792	$4.287M	1.8%	$20.24 *	$13.70	+10.2%	COM	493267108
MPC	MARATHON PETROLEUM CORPORATION	64,667	$3.896M	1.6%	$60.25 *	$43.09	+16.0%	COM	56585A102
GRMN	GARMIN LTD	38,499	$3.756M	1.6%	$97.56 *	$31.46	+171.2%	COM	H2906T109
—	DISCOVER FINANCIAL SVCS	42,041	$3.566M	1.5%	$84.82	$72.04	—	COM	254709108
—	UNITED TECHNOLOGIES	22,071	$3.305M	1.4%	$149.74	$107.89	—	COM	913017109
CVX	CHEVRON CORP	26,038	$3.138M	1.3%	$120.52 *	$73.31	+25.8%	COM	166764100
—	ZOETIS INC	23,664	$3.132M	1.3%	$132.35	$53.37	—	COM	98978v103
CORP	PIMCO INVESTMENT GRADE CORP BO	27,920	$3.07M	1.3%	$109.96	$101.58	+8.3%	COM	72201R817
POWA	INVESCO DEFENSIVE EQUITY ETF	54,997	$3.064M	1.3%	$55.71	$51.61	+8.0%	COM	46138J775
ULTA	ULTA BEAUTY INC	11,980	$3.033M	1.3%	$253.17	$318.80	-20.6%	COM	90384S303
—	ISHARES AAA - A RATED CORPORAT	50,872	$2.781M	1.2%	$54.67	$53.23	—	COM	46429b291
PGX	INVESCO PREFERRED ETF	183,336	$2.752M	1.2%	$15.01	$14.93	+0.6%	COM	46138E511
UNP	UNION PACIFIC CORP	14,555	$2.631M	1.1%	$180.76 *	$66.23	+139.0%	COM	907818108
RSPH	INVESCO S&P 500 EQ WEIGHT HC	9,896	$2.192M	0.9%	$221.50 *	$19.15	+15.6%	COM	46137V332
PFF	ISHARES S&P U.S. PREFERRED STO	52,000	$1.955M	0.8%	$37.60	$39.63	-5.1%	COM	464288687
—	ELMIRA SAVINGS BANK	124,670	$1.883M	0.8%	$15.10	$21.44	—	COM	289660102
SCHF	SCHWAB INTERNATIONAL EQUITY	55,880	$1.879M	0.8%	$33.63 *	$14.50	+16.0%	COM	808524805
SCHZ	SCHWAB US AGGREGATE BOND	34,599	$1.849M	0.8%	$53.44 *	$25.27	+5.7%	COM	808524839
GS	GOLDMAN SACHS GROUP INC	7,352	$1.69M	0.7%	$229.87 *	$134.12	+48.7%	COM	38141G104
NOC	NORTHROP GRUMMAN CORP	4,595	$1.581M	0.7%	$344.07 *	$250.90	+24.2%	COM	666807102
MO	ALTRIA GROUP INC	31,219	$1.558M	0.7%	$49.91 *	$21.17	+46.1%	COM	02209S103
SCHA	SCHWAB US SMALL-CAP	19,573	$1.481M	0.6%	$75.67 *	$18.36	+3.0%	COM	808524607
HYS	PIMCO ETF TRUST	14,592	$1.455M	0.6%	$99.71	$99.34	+0.4%	COM	72201R783
PM	PHILIP MORRIS INTERNATIONAL IN	13,070	$1.112M	0.5%	$85.08 *	$49.85	+25.8%	COM	718172109
RHHBY	ROCHE HOLDING AG	25,500	$1.037M	0.4%	$40.67	$31.29	+29.9%	COM	771195104
SPY	SPDR S&P 500 ETF	3,161	$1.017M	0.4%	$321.73	$203.24	+58.4%	COM	78462F103
JPIN	JPMORGAN DIVERSIFIED RETURN IN	13,811	$788K	0.3%	$57.06	$53.41	+6.9%	COM	46641Q209
BAR	GRANITESHARES GOLD TRUST	46,665	$705K	0.3%	$15.11	$14.77	+2.3%	COM	38748G101
MDLZ	MONDELEZ INTERNATIONAL INC	12,320	$679K	0.3%	$55.11 *	$23.31	+103.7%	COM	609207105
TGT	TARGET CORP	5,177	$664K	0.3%	$128.26 *	$50.26	+117.6%	COM	87612E106
DXJ	WISDOM TREE JAPAN HEDGED EQUIT	11,265	$606K	0.3%	$53.79 *	$171.60	-6.0%	COM	97717W851
INTC	INTEL CORP	6,710	$402K	0.2%	$59.91 *	$20.76	+154.3%	COM	458140100
VRSN	VERISIGN INC	2,045	$394K	0.2%	$192.67	$186.26	+2.6%	COM	92343E102
—	INVESCO BULLETSHARES 2020 CORP	17,080	$364K	0.2%	$21.31	$21.27	—	COM	46138J502
JNJ	JOHNSON & JOHNSON	2,458	$359K	0.2%	$146.05 *	$68.13	+80.9%	COM	478160104
IBM	INTL BUSINESS MACHINES	2,409	$323K	0.1%	$134.08 *	$105.30	-6.0%	COM	459200101
DIS	WALT DISNEY CO	2,189	$317K	0.1%	$144.81 *	$83.36	+69.5%	COM	254687106
CSCO	CISCO SYSTEMS INC	6,395	$307K	0.1%	$48.01 *	$26.77	+48.7%	COM	17275R102
AMAT	APPLIED MATERIALS INC	5,000	$305K	0.1%	$61.00 *	$39.35	+46.6%	COM	038222105
—	ISHARES TR COMEX GOLD	20,069	$291K	0.1%	$14.50	$11.99	—	COM	464285105
SLYV	SPDR S&P 600 SMALL CAP VALUE E	4,271	$281K	0.1%	$65.79	$64.89	+1.3%	COM	78464A300
MRK	MERCK & CO INC	3,076	$280K	0.1%	$91.03 *	$39.78	+80.4%	COM	58933Y105
BOND	PIMCO TOTAL RETURN ETF	2,025	$218K	0.1%	$107.65	$108.27	-0.4%	COM	72201R775
—	GENERAL ELECTRIC CO	19,089	$213K	0.1%	$11.16	$23.25	—	COM	369604103
TFI	SPDR SERIES TRUST - NUVEEN BAR	3,968	$201K	0.1%	$50.66	$49.35	+2.5%	COM	78468R721