Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMZN	AMAZON COM INC	7,897	$24.43M	7.2%	$20.28	+681.5%	COM	023135106
SCHX	SCHWAB US LARGE-CAP	226,211	$21.72M	6.4%	$59.62	—	COM	808524201
AAPL	APPLE INC	146,184	$17.86M	5.3%	$82.50	+51.6%	COM	037833100
VZ	VERIZON COMMUNICATIONS	183,067	$10.64M	3.2%	$28.13	+50.2%	COM	92343V104
MSFT	MICROSOFT CORP	44,890	$10.58M	3.1%	$112.19	+98.7%	COM	594918104
GOOGL	ALPHABET INC CLASS A	4,791	$9.882M	2.9%	$41.47	+136.2%	COM	02079K305
JPM	J.P. MORGAN CHASE & CO	63,986	$9.741M	2.9%	$78.98	+61.1%	COM	46625H100
IBB	ISHARES NASDAQ BIOTECH INDX	64,381	$9.693M	2.9%	$143.07	—	COM	464287556
LOW	LOWES COMPANIES INC	50,735	$9.649M	2.9%	$85.74	+83.1%	COM	548661107
MDT	MEDTRONIC	81,070	$9.577M	2.8%	$70.97	+43.3%	COM	G5960L103
—	ISHARES AAA - A RATED CORPORAT	171,100	$9.484M	2.8%	$56.17	—	COM	46429b291
ISRG	INTUITIVE SURGICAL	12,543	$9.269M	2.7%	$109.07	+130.7%	COM	46120E602
—	XILINX INC	58,656	$7.267M	2.2%	$87.90	—	COM	983919101
BTI	BRITISH AMERICAN TOBACCO PLC	185,951	$7.204M	2.1%	$36.43	—	COM	110448107
RTX	RAYTHEON TECHNOLOGIES CO	87,846	$6.788M	2.0%	$54.50	+19.7%	COM	75513E101
—	DISCOVER FINANCIAL SVCS	70,090	$6.658M	2.0%	$48.36	—	COM	254709108
GLW	CORNING INC	150,598	$6.553M	1.9%	$12.00	+179.8%	COM	219350105
KO	COCA-COLA CO	122,427	$6.453M	1.9%	$38.80	+11.8%	COM	191216100
CVX	CHEVRON CORP	60,055	$6.293M	1.9%	$77.01	+3.3%	COM	166764100
NEM	NEWMONT MINING CORP	103,670	$6.248M	1.9%	$51.26	0.0%	COM	651639106
—	SPLUNK INC	45,720	$6.194M	1.8%	$169.29	—	COM	848637104
NEE	NEXTERA ENERGY INC	79,785	$6.033M	1.8%	$67.39	+2.1%	COM	65339F101
NOC	NORTHROP GRUMMAN CORP	17,521	$5.67M	1.7%	$279.67	-0.5%	COM	666807102
—	FLIR SYSTEMS INC	95,020	$5.366M	1.6%	$33.00	—	COM	302445101
CORP	PIMCO INVESTMENT GRADE CORP BO	44,480	$4.956M	1.5%	$113.61	—	COM	72201R817
LYB	LYONDELLBASELL INDUSTRIES	45,956	$4.782M	1.4%	$52.32	+35.3%	COM	N53745100
SCHP	SCHWAB US TIPS ETF	73,065	$4.469M	1.3%	$60.65	—	COM	808524870
SCHZ	SCHWAB US AGGREGATE BOND	81,709	$4.408M	1.3%	$55.47	—	COM	808524839
PGX	INVESCO PREFERRED ETF	286,622	$4.299M	1.3%	$14.22	—	COM	46138E511
PEP	PEPSICO INC	29,946	$4.236M	1.3%	$66.03	+78.6%	COM	713448108
KBWB	INVESCO KBW BANK ETF	64,935	$4.019M	1.2%	$61.89	—	COM	46138E628
GRMN	GARMIN LTD	30,112	$3.97M	1.2%	$31.46	+255.4%	COM	H2906T109
—	ZOETIS INC	24,559	$3.868M	1.1%	$58.41	—	COM	98978v103
TRP	TC ENERGY CORP	84,300	$3.857M	1.1%	$33.52	+2.7%	COM	87807B107
AGG	ISHARES CORE US AGGREGATE BOND	33,749	$3.842M	1.1%	$113.84	—	COM	464287226
SPLV	INVESCO S&P 500 LOW VOLATILIY	64,914	$3.775M	1.1%	$58.15	—	COM	46138E354
—	VISA INC CL A	17,585	$3.723M	1.1%	$211.71	—	COM	92826c839
CVS	CVS CORP	47,583	$3.58M	1.1%	$54.74	+13.8%	COM	126650100
UNP	UNION PACIFIC CORP	14,705	$3.241M	1.0%	$74.47	+152.6%	COM	907818108
KEY	KEYCORP INC	159,711	$3.191M	0.9%	$13.30	+14.5%	COM	493267108
ULTA	ULTA BEAUTY INC	9,880	$3.055M	0.9%	$291.37	+6.6%	COM	90384S303
CTRE	CARETRUST REIT INC	129,700	$3.02M	0.9%	$18.73	—	COM	14174T107
XLE	SECTOR SPDR ENERGY SELECT SHAR	59,330	$2.911M	0.9%	$39.02	—	COM	81369Y506
XLF	FINANCIAL SPDR	80,615	$2.745M	0.8%	$29.86	—	COM	81369Y605
SCHF	SCHWAB INTERNATIONAL EQUITY	60,749	$2.285M	0.7%	$29.63	—	COM	808524805
XLB	SELECT SECTOR SPDR MATERIALS F	28,660	$2.258M	0.7%	$73.14	—	COM	81369Y100
GS	GOLDMAN SACHS GROUP INC	6,812	$2.228M	0.7%	$135.09	+105.0%	COM	38141G104
IWL	ISHARES RUSSELL TOP 200 ETF	23,288	$2.206M	0.7%	$94.73	—	COM	464289446
HYS	PIMCO ETF TRUST	19,812	$1.965M	0.6%	$98.52	—	COM	72201R783
SCHA	SCHWAB US SMALL-CAP	17,773	$1.771M	0.5%	$80.76	—	COM	808524607
MO	ALTRIA GROUP INC	30,578	$1.564M	0.5%	$21.71	+40.1%	COM	02209S103
—	ELMIRA SAVINGS BANK	110,251	$1.488M	0.4%	$21.03	—	COM	289660102
IBM	INTL BUSINESS MACHINES	10,207	$1.36M	0.4%	$99.71	-1.6%	COM	459200101
SPY	SPDR S&P 500 ETF	3,367	$1.334M	0.4%	$208.46	—	COM	78462F103
BAR	GRANITESHARES GOLD TRUST	76,191	$1.294M	0.4%	$16.07	—	COM	38748G101
ABBNY	ABB LTD	40,700	$1.24M	0.4%	$17.26	—	COM	000375204
JPIN	JPMORGAN DIVERSIFIED RETURN IN	18,545	$1.131M	0.3%	$50.77	—	COM	46641Q209
SCHG	SCHWAB U.S. LARGE-CAP GROWTH E	7,746	$1.005M	0.3%	$115.21	—	COM	808524300
PM	PHILIP MORRIS INTERNATIONAL IN	11,157	$990K	0.3%	$49.85	+34.0%	COM	718172109
XOM	EXXON MOBIL CORP	13,601	$759K	0.2%	$49.11	-11.8%	COM	30231G102
ICSH	ISHARES ULTRA SHORT-TERM BOND	15,005	$758K	0.2%	$50.11	—	COM	46434V878
TGT	TARGET CORP	3,550	$703K	0.2%	$51.25	+218.5%	COM	87612E106
AMAT	APPLIED MATERIALS INC	5,000	$668K	0.2%	$39.35	+168.6%	COM	038222105
MDLZ	MONDELEZ INTERNATIONAL INC	10,750	$629K	0.2%	$23.31	+113.6%	COM	609207105
—	ISHARES TR COMEX GOLD	38,419	$625K	0.2%	$13.46	—	COM	464285105
DIS	WALT DISNEY CO	3,245	$599K	0.2%	$122.25	+47.4%	COM	254687106
VRSN	VERISIGN INC	1,945	$387K	0.1%	$186.26	+4.6%	COM	92343E102
INTC	INTEL CORP	5,340	$342K	0.1%	$24.16	+123.9%	COM	458140100
POWA	INVESCO DEFENSIVE EQUITY ETF	5,554	$339K	0.1%	$49.82	—	COM	46138J775
GOOG	ALPHABET INC CLASS C	164	$339K	0.1%	$85.98	+14.5%	COM	02079K107
CSCO	CISCO SYSTEMS INC	6,043	$312K	0.1%	$27.32	+48.6%	COM	17275R102
RSPH	INVESCO S&P 500 EQ WEIGHT HC	950	$255K	0.1%	$198.15	—	COM	46137V332
—	GENERAL ELECTRIC CO	17,802	$234K	0.1%	$23.25	—	COM	369604103
MRK	MERCK & CO INC	2,914	$225K	0.1%	$40.68	+55.0%	COM	58933Y105
JNJ	JOHNSON & JOHNSON	1,362	$224K	0.1%	$72.90	+93.1%	COM	478160104
—	INVESCO BULLETSHARES 2021 CORP	10,506	$222K	0.1%	$21.27	—	COM	46138J700
BOND	PIMCO TOTAL RETURN ETF	1,975	$216K	0.1%	$108.70	—	COM	72201R775