Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IJH	ISHARES TR	258,437	$39.28M	15.3%	$151.98	$117.64	—	CORE S&P MCP ETF	464287507
EMB	ISHARES	204,986	$22.96M	9.0%	$112.01	$109.85	—	JP MOR EM MK ETF	464288281
—	MARKET VECTORS ETF TR	848,447	$20.4M	8.0%	$24.04	$27.05	—	INTL HI YLD BD	57061R205
IWB	ISHARES TR	152,237	$17.64M	6.9%	$115.85	$89.93	—	RUS 1000 ETF	464287622
VBR	VANGUARD INDEX FDS	155,893	$16.98M	6.6%	$108.95	$86.78	—	SM CP VAL ETF	922908611
VTV	VANGUARD INDEX FDS	179,909	$15.06M	5.9%	$83.70	$69.02	—	VALUE ETF	922908744
IVV	ISHARES TR	70,327	$14.62M	5.7%	$207.83	$160.89	—	CORE S&P500 ETF	464287200
IEMG	ISHARES INC	282,951	$13.57M	5.3%	$47.94	$47.53	—	CORE MSCI EMKT	46434G103
VWO	VANGUARD INTL EQUITY INDEX F	327,598	$13.39M	5.2%	$40.86	$39.28	—	FTSE EMR MKT ETF	922042858
VCSH	VANGUARD SCOTTSDALE FDS	136,296	$10.93M	4.3%	$80.21	$79.87	—	SHRT TRM CORP BD	92206C409
SCZ	ISHARES	218,425	$10.8M	4.2%	$49.47	$46.82	—	EAFE SML CP ETF	464288273
VIG	VANGUARD SPECIALIZED PORTFOL	127,545	$10.26M	4.0%	$80.47	$66.20	—	DIV APP ETF	921908844
MDY	SPDR S&P MIDCAP 400 ETF TR	17,712	$4.91M	1.9%	$277.21	$211.20	—	UTSER1 S&PDCRP	78467Y107
—	ISHARES GOLD TRUST	255,652	$2.927M	1.1%	$11.45	$12.36	—	ISHARES	464285105
SPY	SPDR S&P 500 ETF TR	12,543	$2.589M	1.0%	$206.41	$162.32	—	TR UNIT	78462F103
EPD	ENTERPRISE PRODS PARTNERS L	54,144	$1.783M	0.7%	$32.93	$39.27	—	COM	293792107
ACWX	ISHARES	34,473	$1.541M	0.6%	$44.70	$40.70	—	MSCI ACWI US ETF	464288240
AAPL	APPLE INC	11,815	$1.469M	0.6%	$124.33 *	$21.25	+26.3%	COM	037833100
JNJ	JOHNSON & JOHNSON	13,860	$1.393M	0.5%	$100.51 *	$63.83	+17.7%	COM	478160104
MMM	3M CO	8,113	$1.337M	0.5%	$164.80 *	$82.35	+17.6%	COM	88579Y101
EEM	ISHARES TR	31,038	$1.246M	0.5%	$40.14	$39.16	—	MSCI EMG MKT ETF	464287234
LQD	ISHARES TR	10,085	$1.227M	0.5%	$121.67	$114.18	—	IBOXX INV CP ETF	464287242
STIP	ISHARES TR	11,792	$1.172M	0.5%	$99.39	$99.55	—	0-5 YR TIPS ETF	46429B747
T	AT&T INC	35,426	$1.156M	0.5%	$32.63 *	$11.30	+4.4%	COM	00206R102
XOM	EXXON MOBIL CORP	13,570	$1.152M	0.4%	$84.89 *	$55.98	-0.7%	COM	30231G102
RWX	SPDR INDEX SHS FDS	26,376	$1.143M	0.4%	$43.33	$39.90	—	DJ INTL RL ETF	78463X863
IEFA	ISHARES TR	18,714	$1.095M	0.4%	$58.51	$56.05	—	CORE MSCI EAFE	46432F842
VO	VANGUARD INDEX FDS	7,574	$999K	0.4%	$131.90	$95.17	—	MID CAP ETF	922908629
VDE	VANGUARD WORLD FDS	8,974	$981K	0.4%	$109.32	$112.73	—	ENERGY ETF	92204A306
—	ACTAVIS PLC	3,124	$930K	0.4%	$297.70	$297.70	—	SHS	G0083B108
VZ	VERIZON COMMUNICATIONS INC	18,159	$883K	0.3%	$48.63 *	$26.67	+3.6%	COM	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	5,662	$861K	0.3%	$152.07 *	$116.63	-17.3%	COM	459200101
UNP	UNION PAC CORP	7,686	$832K	0.3%	$108.25 *	$80.32	+14.4%	COM	907818108
—	GENERAL ELECTRIC CO	30,226	$742K	0.3%	$24.55	$24.28	—	COM	369604103
BND	VANGUARD BD INDEX FD INC	8,170	$681K	0.3%	$83.35	$81.65	—	TOTAL BND MRKT	921937835
LEMB	ISHARES	14,215	$626K	0.2%	$44.04	$46.15	—	EM MKTS CURR ETF	464286517
PEP	PEPSICO INC	6,529	$623K	0.2%	$95.42 *	$65.05	+7.1%	COM	713448108
VEU	VANGUARD INTL EQUITY INDEX F	12,408	$599K	0.2%	$48.28	$45.43	—	ALLWRLD EX US	922042775
HON	HONEYWELL INTL INC	5,338	$557K	0.2%	$104.35 *	$67.99	+7.4%	COM	438516106
LMT	LOCKHEED MARTIN CORP	2,713	$551K	0.2%	$203.10 *	$124.88	+17.8%	COM	539830109
VTIP	VANGUARD MALVERN FDS	10,768	$522K	0.2%	$48.48	$49.33	—	STRM INFPROIDX	922020805
—	SPDR SERIES TRUST	21,158	$515K	0.2%	$24.34	$23.89	—	NUVN BR SHT MUNI	78464A425
VOO	VANGUARD INDEX FDS	2,672	$501K	0.2%	$187.50	$174.76	—	S&P 500 ETF SHS	922908363
BA	BOEING CO	3,276	$492K	0.2%	$150.18 *	$111.15	+15.0%	COM	097023105
PEG	PUBLIC SVC ENTERPRISE GROUP	11,185	$469K	0.2%	$41.93 *	$21.68	+31.5%	COM	744573106
HYS	PIMCO ETF TR	4,428	$449K	0.2%	$101.40	$103.61	—	0-5 HIGH YIELD	72201R783
KMB	KIMBERLY CLARK CORP	4,042	$432K	0.2%	$106.88 *	$67.70	+12.7%	COM	494368103
GLD	SPDR GOLD TRUST	3,670	$417K	0.2%	$113.62	$119.14	—	GOLD SHS	78463V107
EUHY	ISHARES	8,680	$405K	0.2%	$46.66	$50.72	—	GL HGYL CP ETF	464286210
HSY	HERSHEY CO	3,895	$393K	0.2%	$100.90 *	$67.11	+19.9%	COM	427866108
EFA	ISHARES TR	6,089	$391K	0.2%	$64.21	$60.77	—	MSCI EAFE ETF	464287465
IWD	ISHARES TR	3,771	$389K	0.2%	$103.16	$90.14	—	RUS 1000 VAL ETF	464287598
MRK	MERCK & CO INC NEW	6,659	$383K	0.1%	$57.52 *	$31.64	+27.4%	COM	58933Y105
PG	PROCTER & GAMBLE CO	4,400	$361K	0.1%	$82.05 *	$57.17	+11.2%	COM	742718109
CMCSA	COMCAST CORP NEW	6,392	$360K	0.1%	$56.32 *	$20.11	+11.4%	CL A	20030N101
—	SPDR INDEX SHS FDS	6,990	$347K	0.1%	$49.64	$44.15	—	DJ GLB RL ES ETF	78463x749
CL	COLGATE PALMOLIVE CO	4,977	$345K	0.1%	$69.32 *	$45.89	+17.0%	COM	194162103
VTI	VANGUARD INDEX FDS	3,125	$335K	0.1%	$107.20	$101.27	—	TOTAL STK MKT	922908769
PFE	PFIZER INC	9,321	$314K	0.1%	$33.69 *	$17.25	+16.5%	COM	717081103
MO	ALTRIA GROUP INC	6,254	$313K	0.1%	$50.05 *	$21.25	+23.2%	COM	02209S103
PBI	PITNEY BOWES INC	12,656	$295K	0.1%	$23.31	$26.74	-12.9%	COM	724479100
TIP	ISHARES TR	2,583	$293K	0.1%	$113.43	$112.03	—	TIPS BD ETF	464287176
AGG	ISHARES TR	2,527	$282K	0.1%	$111.59	$111.59	—	CORE US AGGBD ET	464287226
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,917	$277K	0.1%	$144.50	$115.60	+27.3%	CL B NEW	084670702
COP	CONOCOPHILLIPS	4,456	$276K	0.1%	$61.94 *	$44.59	+2.2%	COM	20825C104
KO	COCA COLA CO	6,736	$273K	0.1%	$40.53 *	$27.85	+6.4%	COM	191216100
D	DOMINION RES INC VA NEW	3,849	$272K	0.1%	$70.67 *	$43.43	+7.3%	COM	25746U109
—	MEDIVATION INC	2,102	$271K	0.1%	$128.92	$76.95	—	COM	58501N101
ET	ENERGY TRANSFER EQUITY L P	3,914	$248K	0.1%	$63.36	$61.57	—	COM UT LTD PTN	29273V100
INTC	INTEL CORP	7,744	$242K	0.1%	$31.25 *	$25.76	+0.9%	COM	458140100
—	CLAYMORE EXCHANGE TRD FD TR	9,036	$238K	0.1%	$26.34	$27.35	—	GUG BLT2016 HY	18383M415
NOC	NORTHROP GRUMMAN CORP	1,463	$235K	0.1%	$160.63 *	$114.24	+17.1%	COM	666807102
IRBTQ	IROBOT CORP	7,000	$228K	0.1%	$32.57	$34.26	-5.3%	COM	462726100
—	EXPRESS SCRIPTS HLDG CO	2,625	$228K	0.1%	$86.86	$84.80	—	COM	30219G108
CVX	CHEVRON CORP NEW	2,163	$227K	0.1%	$104.95 *	$72.80	-8.1%	COM	166764100
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$227K	0.1%	$47.42 *	$31.28	+6.6%	COM	34964C106
VSS	VANGUARD INTL EQUITY INDEX F	2,260	$224K	0.1%	$99.12	$91.75	—	FTSE SMCAP ETF	922042718
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$218K	0.1%	$218000.00	$216493.73	+2.1%	CL A	084670108
HQY	HEALTHEQUITY INC	8,601	$215K	0.1%	$25.00 *	$21.69	0.0%	COM	42226A107
—	CLAYMORE EXCHANGE TRD FD TR	9,622	$214K	0.1%	$22.24	$22.33	—	GUGG CRP BD 2016	18383M555
—	CELGENE CORP	1,852	$213K	0.1%	$115.01	$112.14	—	COM	151020104
IVE	ISHARES TR	2,208	$204K	0.1%	$92.39	$93.75	—	S&P 500 VAL ETF	464287408
MSFT	MICROSOFT CORP	5,012	$203K	0.1%	$40.50 *	$37.73	-1.3%	COM	594918104
—	UNITED TECHNOLOGIES CORP	1,730	$203K	0.1%	$117.34	$117.34	—	COM	913017109
—	STERLING BANCORP DEL	14,024	$188K	0.1%	$13.41	$13.37	—	COM	85917A100
BAC	BANK AMER CORP	10,168	$156K	0.1%	$15.34 *	$11.71	+8.9%	COM	060505104
—	BOULDER GROWTH & INCOME FD I	16,769	$144K	0.1%	$8.59	$8.59	—	COM	101507101
—	STEWARDSHIP FINL CORP	20,702	$119K	0.0%	$5.75	$5.31	—	COM	860326107