Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IJH	ISHARES TR	254,695	$38.2M	15.1%	$149.98	$117.64	—	CORE S&P MCP ETF	464287507
EMB	ISHARES TR	221,154	$24.31M	9.6%	$109.92	$109.85	—	JP MOR EM MK ETF	464288281
—	MARKET VECTORS ETF TR	921,425	$22.73M	9.0%	$24.67	$26.86	—	INTL HI YLD BD	57061R205
VBR	VANGUARD INDEX FDS	163,197	$17.59M	6.9%	$107.81	$87.72	—	SM CP VAL ETF	922908611
IWB	ISHARES TR	148,856	$17.27M	6.8%	$116.04	$89.93	—	RUS 1000 ETF	464287622
IEMG	ISHARES INC	338,346	$16.25M	6.4%	$48.04	$47.61	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	177,272	$14.78M	5.8%	$83.36	$69.02	—	VALUE ETF	922908744
IVV	ISHARES TR	66,852	$13.85M	5.5%	$207.22	$160.89	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	318,104	$13M	5.1%	$40.88	$39.28	—	FTSE EMR MKT ETF	922042858
SCZ	ISHARES TR	230,481	$11.76M	4.6%	$51.02	$47.04	—	EAFE SML CP ETF	464288273
VIG	VANGUARD SPECIALIZED PORTFOL	124,732	$9.801M	3.9%	$78.58	$66.20	—	DIV APP ETF	921908844
VCSH	VANGUARD SCOTTSDALE FDS	85,919	$6.837M	2.7%	$79.57	$79.87	—	SHRT TRM CORP BD	92206C409
MDY	SPDR S&P MIDCAP 400 ETF TR	17,581	$4.803M	1.9%	$273.19	$211.20	—	UTSER1 S&PDCRP	78467Y107
SPY	SPDR S&P 500 ETF TR	13,623	$2.804M	1.1%	$205.83	$165.77	—	TR UNIT	78462F103
—	ISHARES GOLD TRUST	244,094	$2.768M	1.1%	$11.34	$12.36	—	ISHARES	464285105
EPD	ENTERPRISE PRODS PARTNERS L	54,324	$1.624M	0.6%	$29.89	$39.27	—	COM	293792107
ACWX	ISHARES TR	33,516	$1.481M	0.6%	$44.19	$40.70	—	MSCI ACWI EX US	464288240
AAPL	APPLE INC	11,757	$1.475M	0.6%	$125.46 *	$21.25	+34.4%	COM	037833100
JNJ	JOHNSON & JOHNSON	13,754	$1.34M	0.5%	$97.43 *	$63.83	+16.7%	COM	478160104
T	AT&T INC	34,278	$1.218M	0.5%	$35.53 *	$11.30	+8.1%	COM	00206R102
MMM	3M CO	7,663	$1.182M	0.5%	$154.25 *	$82.35	+15.1%	COM	88579Y101
EEM	ISHARES TR	28,835	$1.142M	0.5%	$39.60	$39.16	—	MSCI EMG MKT ETF	464287234
XOM	EXXON MOBIL CORP	13,379	$1.113M	0.4%	$83.19 *	$55.98	-3.0%	COM	30231G102
RWX	SPDR INDEX SHS FDS	26,001	$1.088M	0.4%	$41.84	$39.90	—	DJ INTL RL ETF	78463X863
IEFA	ISHARES TR	17,686	$1.031M	0.4%	$58.29	$56.05	—	CORE MSCI EAFE	46432F842
VO	VANGUARD INDEX FDS	7,787	$992K	0.4%	$127.39	$96.05	—	MID CAP ETF	922908629
LQD	ISHARES TR	8,206	$950K	0.4%	$115.77	$114.18	—	IBOXX INV CP ETF	464287242
IBM	INTERNATIONAL BUSINESS MACHS	5,646	$918K	0.4%	$162.59 *	$116.63	-11.7%	COM	459200101
VDE	VANGUARD WORLD FDS	8,507	$910K	0.4%	$106.97	$112.73	—	ENERGY ETF	92204A306
VZ	VERIZON COMMUNICATIONS INC	18,109	$844K	0.3%	$46.61 *	$26.67	+6.2%	COM	92343V104
—	GENERAL ELECTRIC CO	29,327	$779K	0.3%	$26.56	$24.28	—	COM	369604103
UNP	UNION PAC CORP	7,636	$728K	0.3%	$95.34 *	$80.32	+2.1%	COM	907818108
—	SPDR INDEX SHS FDS	13,972	$640K	0.3%	$45.81	$44.98	—	DJ GLB RL ES ETF	78463x749
BND	VANGUARD BD INDEX FD INC	7,544	$613K	0.2%	$81.26	$81.65	—	TOTAL BND MRKT	921937835
PEP	PEPSICO INC	6,405	$598K	0.2%	$93.36 *	$65.05	+6.5%	COM	713448108
VEU	VANGUARD INTL EQUITY INDEX F	12,127	$589K	0.2%	$48.57	$45.43	—	ALLWRLD EX US	922042775
VOO	VANGUARD INDEX FDS	2,837	$536K	0.2%	$188.93	$175.58	—	S&P 500 ETF SHS	922908363
HON	HONEYWELL INTL INC	5,066	$517K	0.2%	$102.05 *	$67.99	+9.9%	COM	438516106
STIP	ISHARES TR	5,141	$514K	0.2%	$99.98	$99.55	—	0-5 YR TIPS ETF	46429B747
LMT	LOCKHEED MARTIN CORP	2,723	$506K	0.2%	$185.82 *	$124.88	+15.8%	COM	539830109
—	SPDR SERIES TRUST	20,348	$494K	0.2%	$24.28	$23.89	—	NUVN BR SHT MUNI	78464A425
BAC	BANK AMER CORP	27,733	$472K	0.2%	$17.02 *	$12.61	+4.1%	COM	060505104
BA	BOEING CO	3,243	$450K	0.2%	$138.76 *	$111.15	+15.9%	COM	097023105
VTI	VANGUARD INDEX FDS	4,206	$450K	0.2%	$106.99	$102.74	—	TOTAL STK MKT	922908769
PEG	PUBLIC SVC ENTERPRISE GROUP	11,223	$441K	0.2%	$39.29 *	$21.68	+31.9%	COM	744573106
EUHY	ISHARES	9,357	$440K	0.2%	$47.02	$50.45	—	GL HGYL CP ETF	464286210
KMB	KIMBERLY CLARK CORP	4,020	$426K	0.2%	$105.97 *	$67.70	+12.0%	COM	494368103
GLD	SPDR GOLD TRUST	3,670	$412K	0.2%	$112.26	$119.14	—	GOLD SHS	78463V107
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,854	$388K	0.2%	$135.95 *	$124.47	+14.6%	CL B NEW	084670702
CMCSA	COMCAST CORP NEW	6,390	$384K	0.2%	$60.09 *	$20.11	+14.3%	CL A	20030N101
MRK	MERCK & CO INC NEW	6,682	$380K	0.1%	$56.87 *	$31.64	+27.2%	COM	58933Y105
HYS	PIMCO ETF TR	3,705	$370K	0.1%	$99.87	$103.61	—	0-5 HIGH YIELD	72201R783
IWD	ISHARES TR	3,516	$363K	0.1%	$103.24	$90.14	—	RUS 1000 VAL ETF	464287598
VTIP	VANGUARD MALVERN FDS	7,230	$352K	0.1%	$48.69	$49.33	—	STRM INFPROIDX	922020805
HSY	HERSHEY CO	3,881	$345K	0.1%	$88.89 *	$67.11	+8.9%	COM	427866108
PG	PROCTER & GAMBLE CO	4,301	$337K	0.1%	$78.35 *	$57.17	+4.9%	COM	742718109
MO	ALTRIA GROUP INC	6,221	$304K	0.1%	$48.87 *	$21.25	+18.9%	COM	02209S103
EFA	ISHARES TR	4,734	$301K	0.1%	$63.58	$60.77	—	MSCI EAFE ETF	464287465
MSFT	MICROSOFT CORP	6,720	$297K	0.1%	$44.20 *	$38.13	+3.1%	COM	594918104
PFE	PFIZER INC	8,527	$286K	0.1%	$33.54 *	$17.25	+20.4%	COM	717081103
COP	CONOCOPHILLIPS	4,493	$276K	0.1%	$61.43 *	$44.59	+4.0%	COM	20825C104
CL	COLGATE PALMOLIVE CO	4,169	$273K	0.1%	$65.48 *	$45.89	+15.4%	COM	194162103
TIP	ISHARES TR	2,406	$270K	0.1%	$112.22	$112.03	—	TIPS BD ETF	464287176
KO	COCA COLA CO	6,790	$266K	0.1%	$39.18 *	$27.85	+4.3%	COM	191216100
AGG	ISHARES TR	2,425	$264K	0.1%	$108.87	$111.59	—	CORE US AGGBD ET	464287226
PBI	PITNEY BOWES INC	12,656	$263K	0.1%	$20.78 *	$26.74	-15.7%	COM	724479100
ET	ENERGY TRANSFER EQUITY L P	3,914	$251K	0.1%	$64.13	$61.57	—	COM UT LTD PTN	29273V100
DIS	DISNEY WALT CO	2,156	$246K	0.1%	$114.10 *	$100.00	0.0%	COM DISNEY	254687106
—	CLAYMORE EXCHANGE TRD FD TR	9,111	$240K	0.1%	$26.34	$27.35	—	GUG BLT2016 HY	18383M415
—	MEDIVATION INC	2,102	$240K	0.1%	$114.18	$76.95	—	COM	58501N101
NOC	NORTHROP GRUMMAN CORP	1,494	$237K	0.1%	$158.63 *	$114.66	+17.4%	COM	666807102
—	EXPRESS SCRIPTS HLDG CO	2,667	$237K	0.1%	$88.86	$84.87	—	COM	30219G108
VSS	VANGUARD INTL EQUITY INDEX F	2,260	$230K	0.1%	$101.77	$91.75	—	FTSE SMCAP ETF	922042718
INTC	INTEL CORP	7,513	$228K	0.1%	$30.35 *	$25.76	-2.6%	COM	458140100
D	DOMINION RES INC VA NEW	3,363	$225K	0.1%	$66.90 *	$43.43	+2.7%	COM	25746U109
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$219K	0.1%	$45.75 *	$31.28	+7.5%	COM	34964C106
—	CLAYMORE EXCHANGE TRD FD TR	9,648	$214K	0.1%	$22.18	$22.33	—	GUGG CRP BD 2016	18383M555
BMY	BRISTOL MYERS SQUIBB CO	3,206	$213K	0.1%	$66.44 *	$46.01	0.0%	COM	110122108
HQY	HEALTHEQUITY INC	6,601	$212K	0.1%	$32.12 *	$21.69	+23.8%	COM	42226A107
CVX	CHEVRON CORP NEW	2,185	$211K	0.1%	$96.57 *	$72.73	-8.6%	COM	166764100
—	STERLING BANCORP DEL	14,024	$206K	0.1%	$14.69	$13.37	—	COM	85917A100
—	GOOGLE INC	380	$205K	0.1%	$539.47	$539.47	—	CL A	38259P508
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$205K	0.1%	$205000.00 *	$216493.73	-0.9%	CL A	084670108
IVE	ISHARES TR	2,208	$204K	0.1%	$92.39	$93.75	—	S&P 500 VAL ETF	464287408
—	BOULDER GROWTH & INCOME FD I	16,769	$142K	0.1%	$8.47	$8.59	—	COM	101507101
—	STEWARDSHIP FINL CORP	20,702	$125K	0.0%	$6.04	$5.31	—	COM	860326107