Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
EMB	ISHARES TR	432,982	$46.07M	19.2%	$108.16	—	JP MOR EM MK ETF	464288281
IJH	ISHARES TR	250,081	$34.16M	14.2%	$117.64	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	753,602	$30.06M	12.5%	$43.36	—	CORE MSCI EMKT	46434G103
VBR	VANGUARD INDEX FDS	168,339	$16.3M	6.8%	$88.00	—	SM CP VAL ETF	922908611
IWB	ISHARES TR	140,916	$15.09M	6.3%	$89.93	—	RUS 1000 ETF	464287622
VTV	VANGUARD INDEX FDS	175,391	$13.46M	5.6%	$69.02	—	VALUE ETF	922908744
IVV	ISHARES TR	64,884	$12.5M	5.2%	$160.89	—	CORE S&P500 ETF	464287200
SCZ	ISHARES TR	231,797	$11.07M	4.6%	$47.04	—	EAFE SML CP ETF	464288273
VIG	VANGUARD SPECIALIZED PORTFOL	120,617	$8.894M	3.7%	$66.20	—	DIV APP ETF	921908844
VWO	VANGUARD INTL EQUITY INDEX F	218,922	$7.244M	3.0%	$39.28	—	FTSE EMR MKT ETF	922042858
VCSH	VANGUARD SCOTTSDALE FDS	57,919	$4.617M	1.9%	$79.87	—	SHRT TRM CORP BD	92206C409
MDY	SPDR S&P MIDCAP 400 ETF TR	16,833	$4.19M	1.7%	$211.20	—	UTSER1 S&PDCRP	78467Y107
SPY	SPDR S&P 500 ETF TR	12,770	$2.447M	1.0%	$165.77	—	TR UNIT	78462F103
—	ISHARES GOLD TRUST	221,771	$2.391M	1.0%	$12.36	—	ISHARES	464285105
IEFA	ISHARES TR	32,917	$1.738M	0.7%	$54.55	—	CORE MSCI EAFE	46432F842
JNJ	JOHNSON & JOHNSON	14,796	$1.381M	0.6%	$64.44	+12.5%	COM	478160104
AAPL	APPLE INC	12,287	$1.355M	0.6%	$21.46	+22.5%	COM	037833100
ACWX	ISHARES TR	33,336	$1.302M	0.5%	$40.70	—	MSCI ACWI EX US	464288240
T	AT&T INC	34,862	$1.136M	0.5%	$11.31	+8.4%	COM	00206R102
MMM	3M CO	7,663	$1.086M	0.5%	$82.35	+6.3%	COM	88579Y101
RWX	SPDR INDEX SHS FDS	25,940	$1.02M	0.4%	$39.90	—	DJ INTL RL ETF	78463X863
VO	VANGUARD INDEX FDS	8,659	$1.01M	0.4%	$98.12	—	MID CAP ETF	922908629
EPD	ENTERPRISE PRODS PARTNERS L	38,964	$970K	0.4%	$39.27	—	COM	293792107
XOM	EXXON MOBIL CORP	11,485	$854K	0.4%	$55.98	-12.3%	COM	30231G102
IBM	INTERNATIONAL BUSINESS MACHS	5,663	$821K	0.3%	$116.63	-18.2%	COM	459200101
—	GENERAL ELECTRIC CO	31,574	$796K	0.3%	$24.34	—	COM	369604103
VZ	VERIZON COMMUNICATIONS INC	17,794	$774K	0.3%	$26.67	+1.3%	COM	92343V104
UNP	UNION PAC CORP	7,914	$700K	0.3%	$80.03	-9.8%	COM	907818108
VDE	VANGUARD WORLD FDS	8,102	$687K	0.3%	$112.73	—	ENERGY ETF	92204A306
—	SPDR INDEX SHS FDS	14,982	$677K	0.3%	$44.99	—	DJ GLB RL ES ETF	78463x749
EEM	ISHARES TR	20,564	$674K	0.3%	$39.16	—	MSCI EMG MKT ETF	464287234
PEP	PEPSICO INC	6,395	$603K	0.3%	$65.05	+6.9%	COM	713448108
LMT	LOCKHEED MARTIN CORP	2,627	$545K	0.2%	$124.88	+23.2%	COM	539830109
PEG	PUBLIC SVC ENTERPRISE GROUP	11,866	$500K	0.2%	$22.05	+28.8%	COM	744573106
IWD	ISHARES TR	5,218	$487K	0.2%	$91.18	—	RUS 1000 VAL ETF	464287598
—	SPDR SERIES TRUST	19,818	$483K	0.2%	$23.89	—	NUVN BR SHT MUNI	78464A425
VOO	VANGUARD INDEX FDS	2,737	$481K	0.2%	$175.58	—	S&P 500 ETF SHS	922908363
LQD	ISHARES TR	4,086	$474K	0.2%	$114.18	—	IBOXX INV CP ETF	464287242
VEU	VANGUARD INTL EQUITY INDEX F	10,818	$461K	0.2%	$45.43	—	ALLWRLD EX US	922042775
KMB	KIMBERLY CLARK CORP	4,173	$455K	0.2%	$68.05	+13.7%	COM	494368103
BND	VANGUARD BD INDEX FD INC	5,496	$450K	0.2%	$81.65	—	TOTAL BND MRKT	921937835
HON	HONEYWELL INTL INC	4,630	$438K	0.2%	$67.99	+7.8%	COM	438516106
BAC	BANK AMER CORP	27,775	$433K	0.2%	$12.61	+6.6%	COM	060505104
BA	BOEING CO	3,215	$421K	0.2%	$111.15	+11.0%	COM	097023105
GLD	SPDR GOLD TRUST	3,617	$387K	0.2%	$119.14	—	GOLD SHS	78463V107
CMCSA	COMCAST CORP NEW	6,296	$358K	0.1%	$20.11	+16.1%	CL A	20030N101
HSY	HERSHEY CO	3,769	$346K	0.1%	$67.11	+5.8%	COM	427866108
PG	PROCTER & GAMBLE CO	4,763	$343K	0.1%	$57.09	-1.3%	COM	742718109
MO	ALTRIA GROUP INC	6,221	$338K	0.1%	$21.25	+27.1%	COM	02209S103
MSFT	MICROSOFT CORP	7,530	$333K	0.1%	$38.21	+1.8%	COM	594918104
MRK	MERCK & CO INC NEW	6,640	$328K	0.1%	$31.64	+21.4%	COM	58933Y105
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,488	$324K	0.1%	$124.47	+10.1%	CL B NEW	084670702
PFE	PFIZER INC	10,270	$323K	0.1%	$17.82	+15.6%	COM	717081103
CL	COLGATE PALMOLIVE CO	4,769	$303K	0.1%	$46.57	+10.2%	COM	194162103
KO	COCA COLA CO	7,360	$295K	0.1%	$27.92	+3.3%	COM	191216100
SLYV	SPDR SERIES TRUST	3,119	$295K	0.1%	$94.58	—	S&P 600 SMCP VAL	78464A300
DIS	DISNEY WALT CO	2,763	$282K	0.1%	$99.94	-0.2%	COM DISNEY	254687106
—	GOOGLE INC	442	$282K	0.1%	$553.30	—	CL A	38259P508
INTC	INTEL CORP	9,049	$273K	0.1%	$25.23	-10.3%	COM	458140100
TIP	ISHARES TR	2,406	$266K	0.1%	$112.03	—	TIPS BD ETF	464287176
EFA	ISHARES TR	4,452	$255K	0.1%	$60.77	—	MSCI EAFE ETF	464287465
PBI	PITNEY BOWES INC	12,656	$251K	0.1%	$26.74	-23.3%	COM	724479100
NOC	NORTHROP GRUMMAN CORP	1,494	$248K	0.1%	$114.66	+23.5%	COM	666807102
—	CLAYMORE EXCHANGE TRD FD TR	9,185	$238K	0.1%	$27.35	—	GUG BLT2016 HY	18383M415
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$227K	0.1%	$31.28	+13.4%	COM	34964C106
—	GOOGLE INC	368	$224K	0.1%	$608.70	—	CL C	38259P706
—	EXPRESS SCRIPTS HLDG CO	2,732	$221K	0.1%	$84.77	—	COM	30219G108
COP	CONOCOPHILLIPS	4,522	$217K	0.1%	$44.59	-17.5%	COM	20825C104
—	CLAYMORE EXCHANGE TRD FD TR	9,671	$215K	0.1%	$22.33	—	GUGG CRP BD 2016	18383M555
—	STERLING BANCORP DEL	14,024	$209K	0.1%	$13.37	—	COM	85917A100
STIP	ISHARES TR	2,074	$206K	0.1%	$99.55	—	0-5 YR TIPS ETF	46429B747
VTI	VANGUARD INDEX FDS	2,072	$205K	0.1%	$102.74	—	TOTAL STK MKT	922908769
HYS	PIMCO ETF TR	2,125	$201K	0.1%	$103.61	—	0-5 HIGH YIELD	72201R783
—	BOULDER GROWTH & INCOME FD I	16,769	$125K	0.1%	$8.59	—	COM	101507101
—	STEWARDSHIP FINL CORP	20,702	$121K	0.1%	$5.31	—	COM	860326107