Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
EMB	ISHARES TR	438,795	$46.42M	18.3%	$108.13	—	JP MOR EM MK ETF	464288281
IJH	ISHARES TR	246,126	$34.29M	13.5%	$117.64	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	605,617	$23.86M	9.4%	$43.36	—	CORE MSCI EMKT	46434G103
VBR	VANGUARD INDEX FDS	171,545	$16.94M	6.7%	$88.20	—	SM CP VAL ETF	922908611
VWO	VANGUARD INTL EQUITY INDEX F	502,459	$16.43M	6.5%	$35.57	—	FTSE EMR MKT ETF	922042858
IWB	ISHARES TR	138,510	$15.7M	6.2%	$89.93	—	RUS 1000 ETF	464287622
VTV	VANGUARD INDEX FDS	192,396	$15.68M	6.2%	$70.12	—	VALUE ETF	922908744
IVV	ISHARES TR	63,751	$13.06M	5.2%	$160.89	—	CORE S&P500 ETF	464287200
SCZ	ISHARES TR	248,504	$12.41M	4.9%	$47.24	—	EAFE SML CP ETF	464288273
VIG	VANGUARD SPECIALIZED PORTFOL	117,207	$9.114M	3.6%	$66.20	—	DIV APP ETF	921908844
MDY	SPDR S&P MIDCAP 400 ETF TR	15,604	$3.964M	1.6%	$211.20	—	UTSER1 S&PDCRP	78467Y107
VCSH	VANGUARD SCOTTSDALE FDS	38,304	$3.026M	1.2%	$79.87	—	SHRT TRM CORP BD	92206C409
IEFA	ISHARES TR	55,159	$3M	1.2%	$54.48	—	CORE MSCI EAFE	46432F842
SPY	SPDR S&P 500 ETF TR	12,772	$2.604M	1.0%	$165.77	—	TR UNIT	78462F103
—	ISHARES GOLD TRUST	219,801	$2.249M	0.9%	$12.36	—	ISHARES	464285105
T	AT&T INC	51,291	$1.765M	0.7%	$11.67	+6.5%	COM	00206R102
AAPL	APPLE INC	14,021	$1.476M	0.6%	$21.99	+17.0%	COM	037833100
JNJ	JOHNSON & JOHNSON	13,829	$1.421M	0.6%	$64.44	+17.8%	COM	478160104
VO	VANGUARD INDEX FDS	11,007	$1.322M	0.5%	$102.81	—	MID CAP ETF	922908629
MMM	3M CO	7,663	$1.154M	0.5%	$82.35	+11.9%	COM	88579Y101
XOM	EXXON MOBIL CORP	14,203	$1.107M	0.4%	$55.10	-6.7%	COM	30231G102
MRK	MERCK & CO INC NEW	19,940	$1.053M	0.4%	$35.06	+4.9%	COM	58933Y105
—	GENERAL ELECTRIC CO	33,027	$1.029M	0.4%	$24.64	—	COM	369604103
VZ	VERIZON COMMUNICATIONS INC	21,647	$1.001M	0.4%	$26.71	+0.8%	COM	92343V104
ACWX	ISHARES TR	24,842	$984K	0.4%	$40.70	—	MSCI ACWI EX US	464288240
EPD	ENTERPRISE PRODS PARTNERS L	37,304	$954K	0.4%	$39.27	—	COM	293792107
RWX	SPDR INDEX SHS FDS	24,216	$947K	0.4%	$39.90	—	DJ INTL RL ETF	78463X863
SLYV	SPDR SERIES TRUST	9,837	$914K	0.4%	$93.44	—	S&P 600 SMCP VAL	78464A300
IBM	INTERNATIONAL BUSINESS MACHS	6,103	$840K	0.3%	$114.53	-23.6%	COM	459200101
PEP	PEPSICO INC	8,180	$817K	0.3%	$66.89	+9.8%	COM	713448108
VDE	VANGUARD WORLD FDS	7,573	$629K	0.2%	$112.73	—	ENERGY ETF	92204A306
UNP	UNION PAC CORP	7,684	$601K	0.2%	$80.03	-14.7%	COM	907818108
BMY	BRISTOL MYERS SQUIBB CO	8,594	$591K	0.2%	$46.69	0.0%	COM	110122108
—	SPDR INDEX SHS FDS	12,423	$581K	0.2%	$44.99	—	DJ GLB RL ES ETF	78463x749
LMT	LOCKHEED MARTIN CORP	2,627	$570K	0.2%	$124.88	+32.4%	COM	539830109
EEM	ISHARES TR	17,474	$562K	0.2%	$39.16	—	MSCI EMG MKT ETF	464287234
UPS	UNITED PARCEL SERVICE INC	5,658	$544K	0.2%	$70.63	0.0%	CL B	911312106
BND	VANGUARD BD INDEX FD INC	6,723	$543K	0.2%	$81.49	—	TOTAL BND MRKT	921937835
KMB	KIMBERLY CLARK CORP	4,038	$514K	0.2%	$68.05	+24.9%	COM	494368103
IWD	ISHARES TR	5,218	$511K	0.2%	$91.18	—	RUS 1000 VAL ETF	464287598
VOO	VANGUARD INDEX FDS	2,606	$487K	0.2%	$175.58	—	S&P 500 ETF SHS	922908363
HON	HONEYWELL INTL INC	4,515	$468K	0.2%	$67.99	+9.2%	COM	438516106
—	SPDR SERIES TRUST	19,147	$466K	0.2%	$23.89	—	NUVN BR SHT MUNI	78464A425
BA	BOEING CO	3,215	$465K	0.2%	$111.15	+15.9%	COM	097023105
PEG	PUBLIC SVC ENTERPRISE GROUP	11,836	$458K	0.2%	$22.05	+27.9%	COM	744573106
MSFT	MICROSOFT CORP	7,915	$439K	0.2%	$38.59	+19.0%	COM	594918104
BAC	BANK AMER CORP	26,111	$439K	0.2%	$12.61	+7.5%	COM	060505104
VEU	VANGUARD INTL EQUITY INDEX F	9,776	$424K	0.2%	$45.43	—	ALLWRLD EX US	922042775
SO	SOUTHERN CO	8,131	$380K	0.2%	$29.62	0.0%	COM	842587107
GLD	SPDR GOLD TRUST	3,691	$374K	0.1%	$118.78	—	GOLD SHS	78463V107
PG	PROCTER & GAMBLE CO	4,579	$364K	0.1%	$57.09	+1.5%	COM	742718109
MO	ALTRIA GROUP INC	6,221	$362K	0.1%	$21.25	+38.7%	COM	02209S103
GOOGL	ALPHABET INC	442	$344K	0.1%	$36.73	0.0%	CAP STK CL A	02079K305
HSY	HERSHEY CO	3,769	$336K	0.1%	$67.11	+4.9%	COM	427866108
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,488	$329K	0.1%	$124.47	+7.8%	CL B NEW	084670702
PFE	PFIZER INC	9,845	$318K	0.1%	$17.82	+14.3%	COM	717081103
CMCSA	COMCAST CORP NEW	5,566	$314K	0.1%	$20.11	+18.2%	CL A	20030N101
LQD	ISHARES TR	2,738	$312K	0.1%	$114.18	—	IBOXX INV CP ETF	464287242
KO	COCA COLA CO	7,214	$310K	0.1%	$27.92	+10.5%	COM	191216100
CL	COLGATE PALMOLIVE CO	4,549	$303K	0.1%	$46.57	+12.8%	COM	194162103
INTC	INTEL CORP	8,674	$299K	0.1%	$25.23	+5.6%	COM	458140100
—	PRAXAIR INC	2,755	$282K	0.1%	$102.36	—	COM	74005P104
NOC	NORTHROP GRUMMAN CORP	1,494	$282K	0.1%	$114.66	+35.7%	COM	666807102
DIS	DISNEY WALT CO	2,663	$280K	0.1%	$99.94	+2.3%	COM DISNEY	254687106
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$266K	0.1%	$31.28	+25.1%	COM	34964C106
TIP	ISHARES TR	2,406	$264K	0.1%	$112.03	—	TIPS BD ETF	464287176
PBI	PITNEY BOWES INC	12,656	$261K	0.1%	$26.74	-22.6%	COM	724479100
—	EXPRESS SCRIPTS HLDG CO	2,790	$244K	0.1%	$84.83	—	COM	30219G108
—	CLAYMORE EXCHANGE TRD FD TR	9,254	$239K	0.1%	$27.35	—	GUG BLT2016 HY	18383M415
GOOG	ALPHABET INC	310	$235K	0.1%	$35.61	0.0%	CAP STK CL C	02079K107
—	STERLING BANCORP DEL	14,024	$227K	0.1%	$13.37	—	COM	85917A100
AMGN	AMGEN INC	1,362	$221K	0.1%	$116.50	0.0%	COM	031162100
—	CLAYMORE EXCHANGE TRD FD TR	9,693	$214K	0.1%	$22.33	—	GUGG CRP BD 2016	18383M555
COP	CONOCOPHILLIPS	4,488	$210K	0.1%	$44.59	-13.9%	COM	20825C104
ABBV	ABBVIE INC	3,464	$205K	0.1%	$37.96	0.0%	COM	00287Y109
—	MEDIVATION INC	4,204	$203K	0.1%	$48.29	—	COM	58501N101
—	BOULDER GROWTH & INCOME FD I	16,769	$130K	0.1%	$8.59	—	COM	101507101
—	STEWARDSHIP FINL CORP	18,702	$113K	0.0%	$5.31	—	COM	860326107
—	FRONTIER COMMUNICATIONS CORP	10,469	$49,000	0.0%	$4.68	—	COM	35906A108