Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	173,890	$59.76M	15.2%	$239.99	—	S&P 500 ETF SHS	922908363
BND	Vanguard Total Bond Market	401,678	$35.42M	9.0%	$81.19	—	TOTAL BND MRKT	921937835
BSV	Vanguard Short Term Bond Index	336,521	$27.9M	7.1%	$83.09	—	SHORT TRM BOND	921937827
SCHF	Schwab International Equity ETF	773,737	$27.86M	7.1%	$33.57	—	INTL EQTY ETF	808524805
IJR	iShares S&P Smallcap 600	285,884	$26.27M	6.7%	$71.90	—	CORE S&P SCP ETF	464287804
IWB	iShares Russell 1000 Index	91,378	$19.36M	4.9%	$114.09	—	RUSSELL 1000	464287622
IEFA	iShares Core MSCI EAFE ETF	257,936	$17.82M	4.5%	$58.20	—	CORE MSCI EAFE	46432F842
PG	Procter & Gamble	113,697	$15.82M	4.0%	$58.60	+110.2%	COM	742718109
VYM	Vanguard High Dividend Yield Indx ETF	172,657	$15.8M	4.0%	$74.61	—	HIGH DIV YLD	921946406
VEA	Vanguard FTSE Developed Markets ETF	241,916	$11.42M	2.9%	$38.41	—	FTSE DEV MKT ETF	921943858
VTV	Vanguard Large Value	94,741	$11.27M	2.9%	$94.12	—	VALUE ETF	922908744
DDWM	WisdomTree Dynamic Currency Hedged International	298,337	$8.309M	2.1%	$29.05	—	CURRNCY INT EQ	97717X263
SLYV	SPDR S&P 600 Small Cap Value	123,508	$8.175M	2.1%	$47.75	—	S&P 600 SMCP VAL	78464A300
IEMG	iShares Core MSCI Emerging Markets	105,923	$6.571M	1.7%	$49.93	—	CORE MSCI EMKT	46434G103
FNDF	Schwab Fundamental International Large Cap	222,181	$6.505M	1.7%	$29.90	—	SCHWB FDT INT LG	808524755
VCSH	Vanguard Short-Term Corp Bond ETF	63,457	$5.283M	1.3%	$78.99	—	SHRT-TERM CORP	92206C409
VWO	Vanguard Emerging Market	101,608	$5.092M	1.3%	$37.33	—	FTSE EMR MKT ETF	922042858
SCHX	Schwab US Large Cap ETF	38,011	$3.457M	0.9%	$74.10	—	US LRG CAP ETF	808524201
VONE	Vanguard Russell 1000 ETF	19,711	$3.454M	0.9%	$94.87	—	VNG RUS1000IDX	92206C730
DES	Wisdomtree Small Cap Dividend	119,041	$3.166M	0.8%	$42.31	—	SMALLCAP DIVID	97717W604
IWM	iShares Russell 2000 Idx	13,917	$2.728M	0.7%	$124.88	—	RUSSELL 2000 ETF	464287655
AAPL	Apple Inc	19,873	$2.637M	0.7%	$84.69	+38.2%	COM	037833100
SCHB	Schwab U.S. Broad Market ETF	27,605	$2.512M	0.6%	$74.20	—	US BRD MKT ETF	808524102
VIG	Vanguard Div Apprciation	17,744	$2.505M	0.6%	$104.70	—	DIV APP ETF	921908844
SCI	Service Corp Int'l, Inc.	48,482	$2.38M	0.6%	$26.19	+81.3%	COM	817565104
VFMF	Vanguard US Multifactor	27,352	$2.288M	0.6%	$83.65	—	US MULTIFACTOR	921935607
VBK	Vanguard Small-Cap Growth ETF	8,036	$2.151M	0.5%	$125.89	—	SML CP GRW ETF	922908595
IVV	iShares S&P 500 Index	4,830	$1.813M	0.5%	$169.43	—	S&P 500 INDEX	464287200
NEE	Nextera Energy Inc	22,714	$1.752M	0.4%	$54.99	+19.4%	COM	65339F101
JPM	JPMorgan Chase & Co	12,829	$1.63M	0.4%	$49.87	+96.8%	COM	46625H100
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	13,328	$1.624M	0.4%	$102.43	—	FTSE SMCAP ETF	922042718
SPDW	SPDR Developed World ex-US ETF	44,538	$1.503M	0.4%	$30.16	—	PORTFOLIO DEVLPD	78463X889
HD	Home Depot	5,309	$1.41M	0.4%	$104.07	+133.0%	COM	437076102
AGG	iShares Barclays Agg Bond	11,812	$1.396M	0.4%	$107.06	—	BARCLYS US AGG B	464287226
TXN	Texas Instruments	8,128	$1.334M	0.3%	$57.91	+132.4%	COM	882508104
PEP	Pepsico Inc	8,038	$1.192M	0.3%	$77.04	+57.4%	COM	713448108
MSFT	Microsoft	5,188	$1.154M	0.3%	$30.72	+570.8%	COM	594918104
IWF	iShares Russell 1000 Growth	4,440	$1.071M	0.3%	$103.45	—	RUS 1000 GRW ETF	464287614
IWD	iShares Russell 1000 Value	7,778	$1.063M	0.3%	$88.90	—	RUSSELL1000VAL	464287598
—	Merck & Co	12,943	$1.059M	0.3%	$77.40	—	COM	589331107
—	Blackrock Inc	1,437	$1.037M	0.3%	$364.81	—	COM	09247X101
VONG	Vanguard Russell 1000 Growth ETF	3,983	$987K	0.3%	$103.50	—	VNG RUS1000GRW	92206C680
SCHE	Schwab Emerging Market ETF	32,071	$983K	0.2%	$27.57	—	EMRG MKTEQ ETF	808524706
SBUX	Starbucks Corp	9,164	$980K	0.2%	$48.45	+75.8%	COM	855244109
APD	Air Products & Chemicals Inc	3,548	$969K	0.2%	$122.90	+101.4%	COM	009158106
—	Broadcom Ltd	2,179	$954K	0.2%	$277.90	—	COM	Y09827109
SCHA	Schwab U.S. Small Cap ETF	10,200	$908K	0.2%	$53.40	—	US SML CAP ETF	808524607
LMT	Lockheed Martin Corp	2,553	$906K	0.2%	$138.22	+130.8%	COM	539830109
CCI	Crown Castle International Corp	5,674	$903K	0.2%	$61.09	+109.2%	COM	22822V101
TFC	Truist Finl Corp	18,578	$890K	0.2%	$40.89	-12.8%	COM	89832Q109
MDLZ	Mondelez Intl Inc Cl A	14,940	$874K	0.2%	$42.63	+17.6%	COM	609207105
ABBV	Abbvie Inc	7,779	$834K	0.2%	$69.31	+13.9%	COM	00287Y109
QCOM	Qualcomm Inc	5,396	$822K	0.2%	$106.66	+16.9%	COM	747525103
MCD	McDonalds Corp	3,639	$781K	0.2%	$141.01	+37.0%	COM	580135101
PAYX	Paychex Inc	8,362	$779K	0.2%	$37.41	+105.7%	COM	704326107
CSCO	Cisco Systems	17,396	$778K	0.2%	$20.72	+70.2%	COM	17275R102
ADP	Automatic Data Processing	4,258	$750K	0.2%	$126.30	+16.7%	COM	053015103
—	Medtronic Inc.	6,201	$726K	0.2%	$97.39	—	COM	585055106
IWN	iShares Russell 2000 Value Idx	5,288	$697K	0.2%	$94.23	—	RUSL 2000 VALU	464287630
VZ	Verizon Communications	11,405	$670K	0.2%	$40.97	+7.3%	COM	92343V104
MRSH	Marsh & McLennan	5,640	$660K	0.2%	$70.84	+48.5%	COM	571748102
ABT	Abbott Laboratories	5,956	$652K	0.2%	$41.76	+137.7%	COM	002824100
CVX	Chevron Corp	7,615	$643K	0.2%	$83.94	-22.5%	COM	166764100
QQQ	Nasdaq 100 Shares	2,050	$643K	0.2%	$286.39	—	UNIT SER 1	46090E103
HON	Honeywell International	2,933	$624K	0.2%	$104.21	+57.1%	COM	438516106
PNC	PNC Financial Services	4,089	$609K	0.2%	$107.89	-1.3%	COM	693475105
SRE	Sempra Energy	4,707	$600K	0.2%	$44.53	+22.3%	COM	816851109
USB	US Bancorp	12,857	$599K	0.2%	$38.07	-11.1%	COM	902973304
—	Wisconsin Energy	6,499	$598K	0.2%	$83.40	—	COM	976657106
LLY	Lilly Eli & Co	3,537	$597K	0.2%	$103.38	+36.7%	COM	532457108
—	Walgreens Boots Alliance Inc.	13,898	$554K	0.1%	$65.58	—	COM	931427108
IJH	iShares S&P Midcap 400	2,368	$544K	0.1%	$136.38	—	CORE S&P MCP ETF	464287507
ITW	Illinois Tool Works	2,505	$511K	0.1%	$107.01	+69.1%	COM	452308109
PLD	Prologis Inc	5,087	$507K	0.1%	$73.08	+19.7%	COM	74340W103
CMCSA	Comcast Corp Cl A	9,465	$496K	0.1%	$33.02	+26.2%	COM	20030N101
—	Duke Energy Corporation	4,617	$423K	0.1%	$74.16	—	COM	26441C105
JNJ	Johnson & Johnson	2,603	$410K	0.1%	$76.11	+67.5%	COM	478160104
—	Eaton Corporation	3,296	$396K	0.1%	$101.94	—	COM	278058102
FNDA	Schwab Fundamental US Small Cap	8,899	$382K	0.1%	$25.84	—	SCHWAB FDT US SC	808524763
SCHD	Schwab US Div Equity ETF	5,900	$378K	0.1%	$51.68	—	US DIVIDEND EQ	808524797
KO	Coca Cola	6,777	$372K	0.1%	$39.11	+13.2%	COM	191216100
SCHW	Charles Schwab Corp	6,941	$368K	0.1%	$37.48	+13.0%	COM	808513105
META	Facebook Inc	1,311	$358K	0.1%	$181.71	+49.8%	COM	30303M102
ILCB	iShares Mstar Large Core	1,539	$334K	0.1%	$96.66	—	LRGE CORE INDX	464287127
AMGN	Amgen Inc.	1,445	$332K	0.1%	$132.30	+48.4%	COM	031162100
IVW	Ishares S&P 500 Growth	5,136	$328K	0.1%	$70.79	—	S&P 500 GRWT ETF	464287309
SPY	S&P 500 Index SPDR	829	$310K	0.1%	$322.01	—	TR UNIT	78462F103
TM	Toyota Motor Corp ADR	1,925	$298K	0.1%	$126.30	—	COM	892331307
VGSH	Vanguard Short Term	4,837	$298K	0.1%	$62.18	—	SHORT TERM TREAS	92206C102
—	Smurfit Kappa Group PLC ADR	6,255	$292K	0.1%	$33.73	—	COM	83272W106
ENLAY	Enel-Societa Per Azion	28,345	$288K	0.1%	$8.57	—	COM	29265W207
NSRGY	Nestle ADR	2,418	$285K	0.1%	$74.29	—	COM	641069406
ZURVY	Zurich Insurance Group	6,745	$285K	0.1%	$27.95	—	COM	989825104
—	Rio Doce	16,662	$279K	0.1%	$11.71	—	COM	204412209
IBDRY	Iberdrola S A	4,767	$274K	0.1%	$35.18	—	COM	450737101
O	Realty Income Corp.	4,378	$272K	0.1%	$39.68	+14.9%	COM	756109104
UPMMY	Upm-Kymmene Corp	6,875	$255K	0.1%	$30.40	—	COM	915436208
UBS	Ubs Group Ag	18,065	$255K	0.1%	$11.33	+16.9%	COM	H42097107
XOM	Exxon Mobil Corp	6,152	$254K	0.1%	$55.75	-45.5%	COM	30231G102
NVS	Novartis AG	2,650	$250K	0.1%	$80.12	—	COM	66987V109
BNPQY	Bnp Paribas	9,370	$249K	0.1%	$26.57	—	COM	05565A202
—	Total Fina Elf S A Adr	5,769	$242K	0.1%	$41.95	—	COM	89151E109
AMD	Advanced Micro Devic	2,620	$240K	0.1%	$74.25	+16.2%	COM	007903107
ABBNY	ABB Ltd.	8,442	$236K	0.1%	$22.58	—	COM	000375204
CSX	C S X Corp	2,600	$236K	0.1%	$22.95	+16.8%	COM	126408103
MGDDY	Michelin Compagnie	9,141	$235K	0.1%	$25.71	—	COM	59410T106
SKHHY	Sonic Healthcare Ltd	9,437	$232K	0.1%	$16.40	—	COM	83546A203
SIEGY	Siemens AG ADR	3,206	$230K	0.1%	$58.87	—	COM	826197501
ASX	A S E Industrial Holdi	39,324	$230K	0.1%	$4.49	—	COM	00215W100
BTI	British American Tobacco PLC ADR	6,025	$226K	0.1%	$34.19	—	COM	110448107
SNY	Sanofi SA ADR	4,595	$223K	0.1%	$49.37	—	COM	80105N105
PSX	Phillips 66	3,119	$218K	0.1%	$47.97	0.0%	COM	718546104
BAESY	BAE Systems PLC ADR	8,037	$218K	0.1%	$27.12	—	COM	05523R107
CINF	Cincinnati Financial	2,425	$212K	0.1%	$70.11	0.0%	COM	172062101
NNGRY	Nn Group N V	9,850	$212K	0.1%	$21.52	—	COM	629334103
RHHBY	Roche Hldg Ltd Spon Adrf	4,779	$210K	0.1%	$35.22	—	COM	771195104
MMM	3M Company	1,196	$209K	0.1%	$117.52	0.0%	COM	88579Y101
MFC	Manulife Finl	11,751	$209K	0.1%	$18.18	-12.2%	COM	56501R106
—	Unilever PLC ADR	3,450	$208K	0.1%	$60.29	—	COM	904767704
NTTYY	Nippon Teleg&Teleph	7,886	$203K	0.1%	$25.74	—	COM	654624105
SCHZ	Schwab US Agg Bond ETF	3,602	$202K	0.1%	$56.22	—	US AGGREGATE B	808524839
MURGY	Munchener Ruckversicherungs-Gesellschaft AG ADR	6,734	$200K	0.1%	$29.70	—	COM	626188106
SOBKY	Softbank Mobile Servic	14,187	$179K	0.0%	$12.85	—	COM	83405K102
SVNLY	Svenska Hndlsbnkn Ab	32,872	$164K	0.0%	$4.99	—	COM	86959C103
CODYY	Compagnie De St Gobain	17,379	$159K	0.0%	$9.15	—	COM	204280309
NWBO	NW Biotherapeutics	44,500	$68,000	0.0%	$0.81	+65.1%	COM	66737P600
AVXL	Anavex Life Sciences	10,000	$54,000	0.0%	$4.30	+22.4%	COM	032797300
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+36.5%	COM	58463C101