Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	194,014	$70.68M	17.0%	$252.88	—	S&P 500 ETF SHS	922908363
BND	Vanguard Total Bond Market	414,667	$35.13M	8.4%	$81.30	—	TOTAL BND MRKT	921937835
IJR	iShares S&P Smallcap 600	290,391	$31.52M	7.6%	$72.47	—	CORE S&P SCP ETF	464287804
SCHF	Schwab International Equity ETF	807,805	$30.39M	7.3%	$33.74	—	INTL EQTY ETF	808524805
BSV	Vanguard Short Term Bond Index	278,942	$22.93M	5.5%	$83.09	—	SHORT TRM BOND	921937827
IWB	iShares Russell 1000 Index	91,358	$20.45M	4.9%	$114.09	—	RUSSELL 1000	464287622
IEFA	iShares Core MSCI EAFE ETF	258,825	$18.65M	4.5%	$58.20	—	CORE MSCI EAFE	46432F842
VYM	Vanguard High Dividend Yield Indx ETF	179,721	$18.17M	4.4%	$75.65	—	HIGH DIV YLD	921946406
PG	Procter & Gamble	109,862	$14.88M	3.6%	$58.60	+97.4%	COM	742718109
VTV	Vanguard Large Value	92,091	$12.11M	2.9%	$94.12	—	VALUE ETF	922908744
VEA	Vanguard FTSE Developed Markets ETF	241,969	$11.88M	2.9%	$38.41	—	FTSE DEV MKT ETF	921943858
SLYV	SPDR S&P 600 Small Cap Value	123,069	$10.09M	2.4%	$47.75	—	S&P 600 SMCP VAL	78464A300
DDWM	WisdomTree Dynamic Currency Hedged International	290,849	$8.656M	2.1%	$29.05	—	CURRNCY INT EQ	97717X263
IEMG	iShares Core MSCI Emerging Markets	114,587	$7.375M	1.8%	$51.02	—	CORE MSCI EMKT	46434G103
FNDF	Schwab Fundamental International Large Cap	222,654	$7.147M	1.7%	$29.90	—	SCHWB FDT INT LG	808524755
VFMF	Vanguard US Multifactor	62,428	$6.047M	1.5%	$91.07	—	US MULTIFACTOR	921935607
VWO	Vanguard Emerging Market	101,662	$5.292M	1.3%	$37.33	—	FTSE EMR MKT ETF	922042858
VCSH	Vanguard Short-Term Corp Bond ETF	63,245	$5.218M	1.3%	$78.99	—	SHRT-TERM CORP	92206C409
VONE	Vanguard Russell 1000 ETF	19,297	$3.574M	0.9%	$94.87	—	VNG RUS1000IDX	92206C730
SCHX	Schwab US Large Cap ETF	35,338	$3.393M	0.8%	$74.10	—	US LRG CAP ETF	808524201
IWM	iShares Russell 2000 Idx	13,898	$3.071M	0.7%	$124.88	—	RUSSELL 2000 ETF	464287655
SCI	Service Corp Int'l, Inc.	57,714	$2.946M	0.7%	$30.01	+66.9%	COM	817565104
VIG	Vanguard Div Apprciation	17,987	$2.646M	0.6%	$105.27	—	DIV APP ETF	921908844
SCHB	Schwab U.S. Broad Market ETF	27,331	$2.643M	0.6%	$74.20	—	US BRD MKT ETF	808524102
VBK	Vanguard Small-Cap Growth ETF	8,432	$2.316M	0.6%	$132.88	—	SML CP GRW ETF	922908595
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	17,812	$2.286M	0.5%	$108.96	—	FTSE SMCAP ETF	922042718
IWF	iShares Russell 1000 Growth	8,922	$2.168M	0.5%	$173.55	—	RUS 1000 GRW ETF	464287614
AAPL	Apple Inc	16,702	$2.04M	0.5%	$84.69	+47.7%	COM	037833100
IVV	iShares S&P 500 Index	4,831	$1.922M	0.5%	$169.43	—	S&P 500 INDEX	464287200
JPM	JPMorgan Chase & Co	11,207	$1.706M	0.4%	$49.87	+155.1%	COM	46625H100
SPDW	SPDR Developed World ex-US ETF	44,083	$1.559M	0.4%	$30.16	—	PORTFOLIO DEVLPD	78463X889
HD	Home Depot	4,609	$1.407M	0.3%	$104.07	+134.9%	COM	437076102
AGG	iShares Barclays Agg Bond	11,387	$1.296M	0.3%	$107.06	—	BARCLYS US AGG B	464287226
TXN	Texas Instruments	6,848	$1.294M	0.3%	$57.91	+161.4%	COM	882508104
NEE	Nextera Energy Inc	16,335	$1.235M	0.3%	$54.99	+25.1%	COM	65339F101
IWD	iShares Russell 1000 Value	7,657	$1.16M	0.3%	$88.90	—	RUSSELL1000VAL	464287598
MSFT	Microsoft	4,418	$1.042M	0.3%	$30.72	+625.7%	COM	594918104
SCHA	Schwab U.S. Small Cap ETF	10,398	$1.036M	0.2%	$54.28	—	US SML CAP ETF	808524607
SCHE	Schwab Emerging Market ETF	31,945	$1.015M	0.2%	$27.57	—	EMRG MKTEQ ETF	808524706
VONG	Vanguard Russell 1000 Growth ETF	3,983	$996K	0.2%	$103.50	—	VNG RUS1000GRW	92206C680
PEP	Pepsico Inc	6,955	$984K	0.2%	$77.04	+53.1%	COM	713448108
—	Broadcom Ltd	2,002	$928K	0.2%	$277.90	—	COM	Y09827109
TFC	Truist Finl Corp	15,878	$926K	0.2%	$40.89	+6.6%	COM	89832Q109
—	Blackrock Inc	1,217	$918K	0.2%	$364.81	—	COM	09247X101
APD	Air Products & Chemicals Inc	3,151	$887K	0.2%	$122.90	+95.4%	COM	009158106
QQQ	Nasdaq 100 Shares	2,708	$864K	0.2%	$294.32	—	UNIT SER 1	46090E103
SBUX	Starbucks Corp	7,794	$852K	0.2%	$48.45	+94.1%	COM	855244109
—	Merck & Co	10,994	$848K	0.2%	$77.40	—	COM	589331107
IWN	iShares Russell 2000 Value Idx	5,288	$843K	0.2%	$94.23	—	RUSL 2000 VALU	464287630
CCI	Crown Castle International Corp	4,784	$823K	0.2%	$61.09	+108.4%	COM	22822V101
LMT	Lockheed Martin Corp	2,153	$796K	0.2%	$138.22	+117.0%	COM	539830109
MDLZ	Mondelez Intl Inc Cl A	13,218	$774K	0.2%	$42.63	+16.8%	COM	609207105
CSCO	Cisco Systems	14,666	$758K	0.2%	$20.72	+96.0%	COM	17275R102
ABBV	Abbvie Inc	6,559	$710K	0.2%	$69.31	+28.3%	COM	00287Y109
MCD	McDonalds Corp	3,129	$701K	0.2%	$141.01	+35.6%	COM	580135101
CVX	Chevron Corp	6,625	$694K	0.2%	$83.94	-5.2%	COM	166764100
PAYX	Paychex Inc	7,042	$690K	0.2%	$37.41	+114.9%	COM	704326107
ADP	Automatic Data Processing	3,588	$676K	0.2%	$126.30	+24.0%	COM	053015103
USB	US Bancorp	11,340	$627K	0.2%	$38.07	+5.9%	COM	902973304
—	Medtronic Inc.	5,261	$621K	0.1%	$97.39	—	COM	585055106
IJH	iShares S&P Midcap 400	2,339	$609K	0.1%	$136.38	—	CORE S&P MCP ETF	464287507
ABT	Abbott Laboratories	5,036	$604K	0.1%	$41.76	+160.2%	COM	002824100
PNC	PNC Financial Services	3,439	$603K	0.1%	$107.89	+28.4%	COM	693475105
QCOM	Qualcomm Inc	4,546	$603K	0.1%	$106.66	+21.6%	COM	747525103
SRE	Sempra Energy	4,437	$588K	0.1%	$44.53	+19.2%	COM	816851109
MRSH	Marsh & McLennan	4,760	$580K	0.1%	$70.84	+51.1%	COM	571748102
—	Walgreens Boots Alliance Inc.	10,440	$573K	0.1%	$65.58	—	COM	931427108
VZ	Verizon Communications	9,765	$568K	0.1%	$40.97	+3.1%	COM	92343V104
LLY	Lilly Eli & Co	2,970	$555K	0.1%	$103.38	+80.0%	COM	532457108
ITW	Illinois Tool Works	2,115	$469K	0.1%	$107.01	+72.9%	COM	452308109
HON	Honeywell International	2,145	$466K	0.1%	$104.21	+69.5%	COM	438516106
PLD	Prologis Inc	4,297	$455K	0.1%	$73.08	+21.3%	COM	74340W103
—	Duke Energy Corporation	4,617	$446K	0.1%	$74.16	—	COM	26441C105
—	Wisconsin Energy	4,747	$444K	0.1%	$83.40	—	COM	976657106
FNDA	Schwab Fundamental US Small Cap ETF	8,724	$442K	0.1%	$25.84	—	SCHWAB FDT US SC	808524763
SCHD	Schwab US Div Equity ETF	5,935	$433K	0.1%	$51.68	—	US DIVIDEND EQ	808524797
CMCSA	Comcast Corp Cl A	7,995	$433K	0.1%	$33.02	+39.8%	COM	20030N101
META	Facebook Inc	1,311	$386K	0.1%	$181.71	+47.1%	COM	30303M102
—	Eaton Corporation	2,736	$378K	0.1%	$101.94	—	COM	278058102
ILCB	iShares Mstar Large Core	1,540	$345K	0.1%	$96.66	—	LRGE CORE INDX	464287127
XOM	Exxon Mobil Corp	6,127	$342K	0.1%	$55.75	-22.3%	COM	30231G102
IVW	Ishares S&P 500 Growth	5,136	$334K	0.1%	$70.79	—	S&P 500 GRWT ETF	464287309
SPY	S&P 500 Index SPDR	829	$329K	0.1%	$322.01	—	TR UNIT	78462F103
CODYY	Compagnie De St Gobain	26,498	$314K	0.1%	$10.08	—	COM	204280309
O	Realty Income Corp.	4,840	$307K	0.1%	$40.31	+14.7%	COM	756109104
AMGN	Amgen Inc.	1,215	$302K	0.1%	$132.30	+54.7%	COM	031162100
TM	Toyota Motor Corp ADR	1,925	$300K	0.1%	$126.30	—	COM	892331307
ZURVY	Zurich Insurance Group	6,745	$290K	0.1%	$27.95	—	COM	989825104
BNPQY	Bnp Paribas	9,370	$287K	0.1%	$26.57	—	COM	05565A202
—	Total Fina Elf S A Adr	6,041	$281K	0.1%	$42.15	—	COM	89151E109
ASX	A S E Industrial Holdi	36,126	$278K	0.1%	$4.49	—	COM	00215W100
MGDDY	Michelin Compagnie	9,141	$274K	0.1%	$25.71	—	COM	59410T106
NSRGY	Nestle ADR	2,418	$270K	0.1%	$74.29	—	COM	641069406
DES	Wisdomtree Small Cap Dividend	8,635	$269K	0.1%	$42.31	—	SMALLCAP DIVID	97717W604
ENLAY	Enel-Societa Per Azion	27,022	$268K	0.1%	$8.57	—	COM	29265W207
SIEGY	Siemens AG ADR	3,206	$264K	0.1%	$58.87	—	COM	826197501
UOVEY	Utd Overseas Bk	6,792	$263K	0.1%	$38.72	—	COM	911271302
UBS	Ubs Group Ag	16,424	$255K	0.1%	$11.33	+35.7%	COM	H42097107
NTTYY	Nippon Teleg&Teleph	9,851	$255K	0.1%	$25.77	—	COM	654624105
SKHHY	Sonic Healthcare Ltd	9,437	$254K	0.1%	$16.40	—	COM	83546A203
PSMMY	Persimmon	3,034	$252K	0.1%	$83.06	—	COM	715318101
CINF	Cincinnati Financial	2,425	$250K	0.1%	$70.11	+21.0%	COM	172062101
VGSH	Vanguard Short Term	4,026	$248K	0.1%	$62.18	—	SHORT TERM TREAS	92206C102
IBDRY	Iberdrola S A	4,767	$246K	0.1%	$35.18	—	COM	450737101
NNGRY	Nn Group N V	9,850	$241K	0.1%	$21.52	—	COM	629334103
CSX	C S X Corp	2,479	$239K	0.1%	$22.95	+24.5%	COM	126408103
MFC	Manulife Finl	10,883	$234K	0.1%	$18.18	+9.6%	COM	56501R106
JNJ	Johnson & Johnson	1,421	$234K	0.1%	$76.11	+85.0%	COM	478160104
—	Rio Doce	13,470	$234K	0.1%	$11.71	—	COM	204412209
BTI	British American Tobacco PLC ADR	6,025	$233K	0.1%	$34.19	—	COM	110448107
MMM	3M Company	1,197	$231K	0.1%	$117.52	+6.4%	COM	88579Y101
NVS	Novartis AG	2,686	$230K	0.1%	$80.19	—	COM	66987V109
—	Smurfit Kappa Group PLC ADR	4,821	$230K	0.1%	$33.73	—	COM	83272W106
SNY	Sanofi SA ADR	4,595	$227K	0.1%	$49.37	—	COM	80105N105
BAESY	BAE Systems PLC ADR	8,037	$227K	0.1%	$27.12	—	COM	05523R107
SVNLY	Svenska Hndlsbnkn Ab	40,523	$219K	0.1%	$5.07	—	COM	86959C103
PSX	Phillips 66	2,619	$214K	0.1%	$47.97	+35.3%	COM	718546104
BCE	BCE, Inc.	4,646	$210K	0.1%	$31.47	0.0%	COM	05534B760
MURGY	Munchener Ruckversicherungs-Gesellschaft AG ADR	6,734	$208K	0.0%	$29.70	—	COM	626188106
AMD	Advanced Micro Devic	2,620	$206K	0.0%	$74.25	+16.0%	COM	007903107
UPMMY	Upm-Kymmene Corp	5,600	$204K	0.0%	$30.40	—	COM	915436208
PEY	Invesco High Yield Equity Dividend Achievers ETF	9,920	$201K	0.0%	$20.26	—	HIG YLD EQ DIV	46137V563
SOBKY	Softbank Mobile Servic	14,187	$186K	0.0%	$12.85	—	COM	83405K102
AVXL	Anavex Life Sciences	10,000	$150K	0.0%	$4.30	+153.8%	COM	032797300
NWBO	NW Biotherapeutics	44,500	$66,000	0.0%	$0.81	+85.6%	COM	66737P600
—	Arch Therapeutics	11,500	$2,000	0.0%	$0.17	—	COM	03939W109
WARM	Cool Technologies Incorp	10,000	$1,000	0.0%	$0.01	0.0%	COM	21639Y100
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+172.9%	COM	58463C101
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	0.0%	COM	565807401
PHIL	P H I Group Inc	100,000	$0	0.0%	$0.00	0.0%	COM	69338D208
SHOM	Southern Home Med	150,000	$0	0.0%	$0.00	0.0%	COM	84305M206
BLDV	Blue Diamond Ventures In	50,000	$0	0.0%	$0.00	0.0%	COM	09539R101