Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	275,415	$104M	19.0%	$288.31	—	—	922908363
SCHF	Schwab International Equity ETF	1,078,666	$37.54M	6.9%	$34.36	—	—	808524805
IJR	iShares Core S&P Small-Cap ETF	346,683	$33.52M	6.1%	$79.16	—	—	464287804
VYM	Vanguard High Dividend Yield Index Fund	302,503	$31.91M	5.8%	$88.48	—	—	921946406
VGIT	Vanguard Intermediate-Term Treasury Index	451,907	$27.1M	5.0%	$58.65	—	—	92206C706
VGSH	Vanguard Short-Term Treasury Index	414,589	$24.27M	4.4%	$57.92	—	—	92206C102
IEFA	iShares Core MSCI EAFE ETF	354,059	$23.67M	4.3%	$58.95	—	—	46432F842
IWB	iShares Russell 1000 Index	83,867	$18.89M	3.5%	$114.09	—	—	464287622
PG	Procter & Gamble	121,892	$18.12M	3.3%	$68.53	+94.4%	—	742718109
AVDV	Avantis International Small Cap Value ETF	304,483	$17.81M	3.3%	$61.40	—	—	025072802
FNDF	Schwab Fundamental International Large Cap	534,367	$16.71M	3.1%	$30.86	—	—	808524755
AVLV	Avantis US Large Cap Value ETF	324,954	$16.61M	3.0%	$50.36	—	—	025072349
VONE	Vanguard Russell 1000 ETF	65,856	$12.27M	2.2%	$171.75	—	—	92206C730
MUB	iShares National AMT-Free Muni Bond	96,710	$10.42M	1.9%	$106.94	—	—	464288414
IEMG	iShares Core MSCI Emerging Markets	186,207	$9.085M	1.7%	$51.88	—	—	46434G103
VFMF	Vanguard US Multifactor	90,915	$9.009M	1.7%	$94.31	—	—	921935607
VEA	Vanguard FTSE Developed Markets ETF	184,392	$8.329M	1.5%	$38.58	—	—	921943858
AVEM	Avantis Emerging Markets Equity ETF	153,279	$8.107M	1.5%	$56.66	—	—	025072604
FYLD	Cambria Foreign Shareholder Yield ETF	290,049	$7.254M	1.3%	$26.40	—	—	132061300
AVUV	Avantis U.S. Small Cap Value ETF	94,370	$6.989M	1.3%	$74.06	—	—	025072877
SUB	iShares Short-Term National Muni Bond ETF	62,561	$6.549M	1.2%	$104.50	—	—	464288158
BND	Vanguard Total Bond Market	79,319	$5.856M	1.1%	$81.58	—	—	921937835
SCHD	Schwab US Dividend Equity ETF	73,509	$5.378M	1.0%	$75.39	—	—	808524797
VTV	Vanguard Large Cap Value ETF	35,036	$4.839M	0.9%	$104.19	—	—	922908744
SCI	Service Corp Int'l, Inc.	67,913	$4.671M	0.9%	$36.89	+87.2%	—	817565104
EYLD	Cambria Emerging Shareholder Yield ETF	158,702	$4.518M	0.8%	$28.80	—	—	132061706
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	86,366	$4.355M	0.8%	$51.14	—	—	808524854
VWO	Vanguard Emerging Market	98,467	$3.978M	0.7%	$39.37	—	—	922042858
SLYV	SPDR S&P 600 Small Cap Value	51,214	$3.901M	0.7%	$54.54	—	—	78464A300
AAPL	Apple Inc	17,373	$2.865M	0.5%	$92.33	+57.6%	—	037833100
VCSH	Vanguard Short-Term Corp Bond ETF	36,615	$2.791M	0.5%	$78.83	—	—	92206C409
VIG	Vanguard Dividend Appreciation	16,556	$2.55M	0.5%	$105.27	—	—	921908844
VYMI	Vanguard International High Dividend ETF	40,797	$2.527M	0.5%	$65.05	—	—	921946794
SPDW	SPDR Developed World ex-US ETF	67,482	$2.168M	0.4%	$29.69	—	—	78463X889
BSV	Vanguard Short Term Bond Index	26,710	$2.043M	0.4%	$83.09	—	—	921937827
IVV	iShares S&P 500 Index	4,724	$1.942M	0.4%	$169.43	—	—	464287200
IWM	iShares Russell 2000 Idx	10,693	$1.908M	0.3%	$136.21	—	—	464287655
CODI	Compass Diversified	77,500	$1.479M	0.3%	$16.60	+10.4%	—	20451Q104
VBK	Vanguard Small-Cap Growth ETF	5,687	$1.231M	0.2%	$132.88	—	—	922908595
VNQ	Vanguard Real Estate Index	13,549	$1.125M	0.2%	$106.37	—	—	922908553
IWD	iShares Russell 1000 Value	7,259	$1.105M	0.2%	$96.60	—	—	464287598
XOM	Exxon Mobil Corp	8,741	$959K	0.2%	$69.34	+44.5%	—	30231G102
VONG	Vanguard Russell 1000 Growth ETF	15,206	$956K	0.2%	$77.98	—	—	92206C680
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	8,685	$949K	0.2%	$108.66	—	—	922042718
CVX	Chevron Corp	5,731	$935K	0.2%	$94.53	+57.0%	—	166764100
PEP	Pepsico Inc	5,011	$914K	0.2%	$77.90	+103.7%	—	713448108
DES	Wisdomtree Small Cap Dividend	31,533	$901K	0.2%	$31.04	—	—	97717W604
AVGO	Broadcom Ltd	1,389	$891K	0.2%	$48.08	+19.8%	—	11135F101
—	Merck & Co	8,329	$886K	0.2%	$77.40	—	—	589331107
IWF	iShares Russell 1000 Growth	3,572	$873K	0.2%	$180.91	—	—	464287614
SCHA	Schwab U.S. Small Cap ETF	20,561	$862K	0.2%	$50.62	—	—	808524607
JEPI	JPMorgan Equity Premium	15,669	$856K	0.2%	$54.63	—	—	46641Q332
FNDE	Schwab Fundamental Emg Mkts Large Co Index	31,823	$829K	0.2%	$27.71	—	—	808524730
SBUX	Starbucks Corp	7,507	$782K	0.1%	$64.42	+50.7%	—	855244109
ABBV	Abbvie Inc	4,858	$774K	0.1%	$73.66	+87.5%	—	00287Y109
MDLZ	Mondelez Intl Inc Cl A	10,384	$724K	0.1%	$43.66	+40.0%	—	609207105
MSFT	Microsoft	2,504	$722K	0.1%	$72.67	+243.3%	—	594918104
HD	Home Depot	2,446	$722K	0.1%	$104.07	+173.5%	—	437076102
NEE	Nextera Energy Inc	8,939	$689K	0.1%	$54.99	+28.5%	—	65339F101
MCD	McDonalds Corp	2,351	$657K	0.1%	$146.55	+70.9%	—	580135101
IWN	iShares Russell 2000 Value Idx	4,671	$640K	0.1%	$97.84	—	—	464287630
APD	Air Products & Chemicals Inc	2,184	$627K	0.1%	$130.38	+107.2%	—	009158106
TXN	Texas Instruments	3,053	$568K	0.1%	$57.91	+178.6%	—	882508104
GUNR	Flexshares Morningstar Global Upstream Natural Resources	13,311	$563K	0.1%	$45.58	—	—	33939L407
IJH	iShares S&P Midcap 400	2,168	$542K	0.1%	$136.38	—	—	464287507
—	Berkshire Hath. Cl B	1,700	$525K	0.1%	$308.82	—	—	084670207
ISTB	iShares Core 1-5 Year USD Bond ETF	11,054	$521K	0.1%	$47.90	—	—	46432F859
UPS	United Parcel Service	2,658	$516K	0.1%	$167.89	-5.8%	—	911312106
MRSH	Marsh & McLennan	3,091	$515K	0.1%	$70.84	+124.9%	—	571748102
PLD	Prologis Inc	3,976	$496K	0.1%	$80.29	+39.4%	—	74340W103
ADP	Automatic Data Processing	2,197	$489K	0.1%	$140.39	+50.6%	—	053015103
META	Meta Platforms Inc	2,279	$483K	0.1%	$254.42	-33.5%	—	30303M102
LLY	Lilly Eli & Co	1,397	$480K	0.1%	$103.38	+219.1%	—	532457108
PNC	PNC Financial Services	3,711	$472K	0.1%	$121.59	+10.7%	—	693475105
LMT	Lockheed Martin Corp	997	$471K	0.1%	$160.71	+169.6%	—	539830109
SRE	Sempra Energy	2,936	$444K	0.1%	$44.53	+56.7%	—	816851109
—	Eaton Corporation	2,561	$439K	0.1%	$112.87	—	—	278058102
O	Realty Income Corp.	6,931	$439K	0.1%	$47.43	+16.3%	—	756109104
TFC	Truist Finl Corp	12,843	$438K	0.1%	$40.84	-8.7%	—	89832Q109
USB	US Bancorp	11,967	$431K	0.1%	$38.41	+0.6%	—	902973304
SPY	SPDR S&P 500 ETF	1,052	$431K	0.1%	$351.00	—	—	78462F103
FNDA	Schwab Fundamental US Small Cap ETF	8,747	$426K	0.1%	$30.31	—	—	808524763
NTNX	Nutanix Inc	16,007	$416K	0.1%	$26.80	+1.0%	—	67059N108
—	Duke Energy Corporation	4,166	$402K	0.1%	$74.16	—	—	26441C105
MTDR	Matador Resources Co	8,020	$382K	0.1%	$55.11	+2.1%	—	576485205
OTTR	Otter Tail Corp	5,266	$381K	0.1%	$55.25	+11.7%	—	689648103
CCI	Crown Castle International Corp	2,765	$370K	0.1%	$61.09	+92.4%	—	22822V101
CSCO	Cisco Systems	6,846	$358K	0.1%	$20.72	+116.5%	—	17275R102
TRV	Travelers Co	2,053	$352K	0.1%	$172.02	0.0%	—	89417E109
NVDA	Nvidia Corp	1,265	$351K	0.1%	$21.62	0.0%	—	67066G104
ABT	Abbott Laboratories	3,386	$343K	0.1%	$41.76	+139.5%	—	002824100
ITW	Illinois Tool Works	1,397	$340K	0.1%	$107.01	+103.4%	—	452308109
KDP	Keurig Dr Pepper Inc.	9,049	$319K	0.1%	$33.59	-3.7%	—	49271V100
VTI	Vanguard Total Stock Market ETF	1,549	$316K	0.1%	$229.66	—	—	922908769
ILCB	iShares Morningstar US Equity ETF	5,496	$310K	0.1%	$69.67	—	—	464287127
RTX	Raytheon Technologies Co	3,037	$297K	0.1%	$92.29	0.0%	—	75513E101
QCOM	Qualcomm Inc	2,267	$289K	0.1%	$106.66	+9.1%	—	747525103
PAYX	Paychex Inc	2,395	$274K	0.1%	$37.41	+178.8%	—	704326107
GLW	Corning Inc	7,674	$271K	0.0%	$31.02	+3.5%	—	219350105
QQQ	Nasdaq 100 Shares	840	$270K	0.0%	$294.32	—	—	46090E103
—	Walgreens Boots Alliance Inc.	7,601	$263K	0.0%	$65.58	—	—	931427108
—	Wisconsin Energy	2,754	$261K	0.0%	$83.40	—	—	976657106
JPM	JPMorgan Chase & Co	1,967	$256K	0.0%	$50.79	+152.3%	—	46625H100
CINF	Cincinnati Financial	2,255	$253K	0.0%	$70.11	+50.4%	—	172062101
AMD	Advanced Micro Devic	2,551	$250K	0.0%	$81.38	0.0%	—	007903107
—	Medtronic Inc.	3,015	$243K	0.0%	$98.37	—	—	585055106
GLD	SPDR Gold Trust	1,298	$238K	0.0%	$165.75	—	—	78463V107
VDE	Vanguard Energy ETF	2,031	$232K	0.0%	$101.74	—	—	92204A306
ET	Energy Transfer LP	18,399	$229K	0.0%	$9.19	—	—	29273V100
AVXL	Anavex Life Sciences	26,500	$227K	0.0%	$10.44	-4.4%	—	032797300
KR	Kroger Corp	4,583	$226K	0.0%	$44.08	-2.7%	—	501044101
—	Hubbell Inc Class B	910	$221K	0.0%	$223.08	—	—	443510201
WMB	Williams Companies	7,133	$213K	0.0%	$28.24	-3.9%	—	969457100
ES	Eversource Energy	2,706	$212K	0.0%	$68.99	+0.5%	—	30040W108
JNJ	Johnson & Johnson	1,349	$209K	0.0%	$81.22	+82.1%	—	478160104
SCHX	Schwab US Large Cap ETF	4,328	$209K	0.0%	$48.29	—	—	808524201
NLST	Netlist, Inc.	13,000	$48,000	0.0%	$2.39	0.0%	—	64118P109
NWBO	NW Biotherapeutics	60,150	$38,000	0.0%	$0.82	-17.6%	—	66737P600
SLS	Sellas Life Sciences Gro	25,000	$36,000	0.0%	$2.73	-9.5%	—	81642T209
—	Meta Materials Inc.	10,000	$4,000	0.0%	$1.20	—	—	59134N104
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+36.5%	—	58463C101
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	-92.9%	—	565807401