Whelan Financial Long-Term Concentrated

CIK: 0001894921 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 2, 2026

Total Value ($000): $320,077 (100.0% shares, 0.0% debt)

Holdings (95)

New Positions (6)

WM WASTE MGMT INC DEL 0.1%

Value ($000) $422 Shares 1,919 Est. Cost $212.55 Unrealized 0.0%

RDVY FIRST TR EXCHANGE TRADED FD 0.1%

Value ($000) $306 Shares 4,400 Est. Cost $69.47 Unrealized —

CGDG CAPITAL GROUP DIVIDEND GROWE 0.1%

Value ($000) $285 Shares 8,000 Est. Cost $35.64 Unrealized —

FDL FIRST TR EXCHANGE-TRADED FD 0.1%

Value ($000) $277 Shares 6,249 Est. Cost $44.34 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value ($000) $242 Shares 1,102 Est. Cost $219.78 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $202 Shares 1,404 Est. Cost $143.97 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
WM	WASTE MGMT INC DEL	1,919	$422	0.1%	$212.55	0.0%	COM	94106L109
RDVY	FIRST TR EXCHANGE TRADED FD	4,400	$306	0.1%	$69.47	—	RISNG DIVD ACHIV	33738R506
CGDG	CAPITAL GROUP DIVIDEND GROWE	8,000	$285	0.1%	$35.64	—	SHS ETF	14021L109
FDL	FIRST TR EXCHANGE-TRADED FD	6,249	$277	0.1%	$44.34	—	SHS	336917109
VIG	VANGUARD SPECIALIZED FUNDS	1,102	$242	0.1%	$219.78	—	DIV APP ETF	921908844
XLK	SELECT SECTOR SPDR TR	1,404	$202	0.1%	$143.97	—	STATE STREET TEC	81369Y803

Increased Positions (31)

GOOG ALPHABET INC 1.3%

Value ($000) $4,048 (+48.9%) Shares 12,899 (+15.6%) Est. Cost $180.84 Unrealized +58.3%

IOO ISHARES TR 1.6%

Value ($000) $5,181 (+15.5%) Shares 40,903 (+9.4%) Est. Cost $77.93 Unrealized —

BND VANGUARD BD INDEX FDS 5.1%

Value ($000) $16,166 (+2.3%) Shares 218,253 (+2.8%) Est. Cost $82.70 Unrealized —

COF CAPITAL ONE FINL CORP 0.5%

Value ($000) $1,703 (+27.6%) Shares 7,025 (+11.9%) Est. Cost $201.57 Unrealized +10.2%

NFLX NETFLIX INC 0.1%

Value ($000) $454 (-43.6%) Shares 4,844 (+620.8%) Est. Cost $107.49 Unrealized +0.3%

VCSH VANGUARD SCOTTSDALE FDS 5.4%

Value ($000) $17,424 (+2.0%) Shares 218,538 (+2.3%) Est. Cost $81.58 Unrealized —

SCHW SCHWAB CHARLES CORP 0.5%

Value ($000) $1,659 (+24.1%) Shares 16,607 (+18.6%) Est. Cost $87.28 Unrealized +8.5%

KLAC KLA CORP 0.6%

Value ($000) $1,973 (+18.3%) Shares 1,624 (+5.0%) Est. Cost $726.71 Unrealized +61.3%

LULU LULULEMON ATHLETICA INC 0.3%

Value ($000) $989 (+44.4%) Shares 4,760 (+23.6%) Est. Cost $196.71 Unrealized -7.9%

META META PLATFORMS INC 1.2%

Value ($000) $3,882 (-6.7%) Shares 5,882 (+3.8%) Est. Cost $515.85 Unrealized +29.4%

AXP AMERICAN EXPRESS CO 0.5%

Value ($000) $1,501 (+21.0%) Shares 4,058 (+8.6%) Est. Cost $292.07 Unrealized +22.2%

BAC BANK AMERICA CORP 0.4%

Value ($000) $1,362 (+23.4%) Shares 24,771 (+15.8%) Est. Cost $45.50 Unrealized +15.8%

MSFT MICROSOFT CORP 1.7%

Value ($000) $5,502 (-4.0%) Shares 11,377 (+2.8%) Est. Cost $403.65 Unrealized +24.0%

STZ CONSTELLATION BRANDS INC 0.3%

Value ($000) $1,109 (+23.3%) Shares 8,042 (+20.3%) Est. Cost $163.32 Unrealized -16.2%

MOAT VANECK ETF TRUST 0.1%

Value ($000) $463 (+69.3%) Shares 4,474 (+62.0%) Est. Cost $100.81 Unrealized —

DIS DISNEY WALT CO 0.5%

Value ($000) $1,557 (+13.0%) Shares 13,682 (+13.7%) Est. Cost $109.07 Unrealized +0.4%

VTIP VANGUARD MALVERN FDS 6.7%

Value ($000) $21,454 (+0.8%) Shares 433,770 (+3.2%) Est. Cost $49.91 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.6%

Value ($000) $2,033 (+9.0%) Shares 4,044 (+9.0%) Est. Cost $459.92 Unrealized +8.2%

LRCX LAM RESEARCH CORP 0.2%

Value ($000) $567 (+33.0%) Shares 3,313 (+4.0%) Est. Cost $78.41 Unrealized +98.1%

UBER UBER TECHNOLOGIES INC 0.3%

Value ($000) $1,053 (-9.8%) Shares 12,889 (+8.2%) Est. Cost $82.54 Unrealized +9.1%

C CITIGROUP INC 0.1%

Value ($000) $340 (+27.3%) Shares 2,916 (+10.7%) Est. Cost $95.04 Unrealized +9.1%

LOW LOWES COS INC 0.8%

Value ($000) $2,495 (+3.0%) Shares 10,346 (+7.3%) Est. Cost $202.67 Unrealized +18.3%

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $238 (-20.9%) Shares 4,801 (+3.5%) Est. Cost $64.48 Unrealized —

MA MASTERCARD INCORPORATED 0.3%

Value ($000) $995 (+5.3%) Shares 1,742 (+4.9%) Est. Cost $543.20 Unrealized +2.9%

CMG CHIPOTLE MEXICAN GRILL INC 0.2%

Value ($000) $650 (+7.5%) Shares 17,560 (+13.9%) Est. Cost $48.95 Unrealized -26.1%

GEV GE VERNOVA INC 0.1%

Value ($000) $320 (+16.3%) Shares 489 (+9.4%) Est. Cost $605.83 Unrealized +0.5%

TSM TAIWAN SEMICONDUCTOR MFG LTD 0.1%

Value ($000) $297 (+15.8%) Shares 976 (+6.4%) Est. Cost $280.78 Unrealized —

NKE NIKE INC 0.2%

Value ($000) $672 (+5.6%) Shares 10,554 (+15.5%) Est. Cost $67.47 Unrealized -3.8%

VO VANGUARD INDEX FDS 4.2%

Value ($000) $13,517 (-0.2%) Shares 46,574 (+1.0%) Est. Cost $229.37 Unrealized —

PANW PALO ALTO NETWORKS INC 0.1%

Value ($000) $370 (-5.1%) Shares 2,006 (+4.9%) Est. Cost $188.91 Unrealized +6.8%

PLTR PALANTIR TECHNOLOGIES INC 0.2%

Value ($000) $664 (+1.7%) Shares 3,738 (+4.4%) Est. Cost $121.36 Unrealized +49.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	12,899 (+15.6%)	$4,048 (+48.9%)	1.3%	$180.84	+58.3%	CAP STK CL C	02079K107
IOO	ISHARES TR	40,903 (+9.4%)	$5,181 (+15.5%)	1.6%	$77.93	—	GLOBAL 100 ETF	464287572
BND	VANGUARD BD INDEX FDS	218,253 (+2.8%)	$16,166 (+2.3%)	5.1%	$82.70	—	TOTAL BND MRKT	921937835
COF	CAPITAL ONE FINL CORP	7,025 (+11.9%)	$1,703 (+27.6%)	0.5%	$201.57	+10.2%	COM	14040H105
NFLX	NETFLIX INC	4,844 (+620.8%)	$454 (-43.6%)	0.1%	$107.49	+0.3%	COM	64110L106
VCSH	VANGUARD SCOTTSDALE FDS	218,538 (+2.3%)	$17,424 (+2.0%)	5.4%	$81.58	—	SHRT TRM CORP BD	92206C409
SCHW	SCHWAB CHARLES CORP	16,607 (+18.6%)	$1,659 (+24.1%)	0.5%	$87.28	+8.5%	COM	808513105
KLAC	KLA CORP	1,624 (+5.0%)	$1,973 (+18.3%)	0.6%	$726.71	+61.3%	COM NEW	482480100
LULU	LULULEMON ATHLETICA INC	4,760 (+23.6%)	$989 (+44.4%)	0.3%	$196.71	-7.9%	COM	550021109
META	META PLATFORMS INC	5,882 (+3.8%)	$3,882 (-6.7%)	1.2%	$515.85	+29.4%	CL A	30303M102
AXP	AMERICAN EXPRESS CO	4,058 (+8.6%)	$1,501 (+21.0%)	0.5%	$292.07	+22.2%	COM	025816109
BAC	BANK AMERICA CORP	24,771 (+15.8%)	$1,362 (+23.4%)	0.4%	$45.50	+15.8%	COM	060505104
MSFT	MICROSOFT CORP	11,377 (+2.8%)	$5,502 (-4.0%)	1.7%	$403.65	+24.0%	COM	594918104
STZ	CONSTELLATION BRANDS INC	8,042 (+20.3%)	$1,109 (+23.3%)	0.3%	$163.32	-16.2%	CL A	21036P108
MOAT	VANECK ETF TRUST	4,474 (+62.0%)	$463 (+69.3%)	0.1%	$100.81	—	MRNGSTR WDE MOAT	92189F643
DIS	DISNEY WALT CO	13,682 (+13.7%)	$1,557 (+13.0%)	0.5%	$109.07	+0.4%	COM	254687106
VTIP	VANGUARD MALVERN FDS	433,770 (+3.2%)	$21,454 (+0.8%)	6.7%	$49.91	—	STRM INFPROIDX	922020805
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,044 (+9.0%)	$2,033 (+9.0%)	0.6%	$459.92	+8.2%	CL B NEW	084670702
LRCX	LAM RESEARCH CORP	3,313 (+4.0%)	$567 (+33.0%)	0.2%	$78.41	+98.1%	COM NEW	512807306
UBER	UBER TECHNOLOGIES INC	12,889 (+8.2%)	$1,053 (-9.8%)	0.3%	$82.54	+9.1%	COM	90353T100
C	CITIGROUP INC	2,916 (+10.7%)	$340 (+27.3%)	0.1%	$95.04	+9.1%	COM NEW	172967424
LOW	LOWES COS INC	10,346 (+7.3%)	$2,495 (+3.0%)	0.8%	$202.67	+18.3%	COM	548661107
IBIT	ISHARES BITCOIN TRUST ETF	4,801 (+3.5%)	$238 (-20.9%)	0.1%	$64.48	—	SHS BEN INT	46438F101
MA	MASTERCARD INCORPORATED	1,742 (+4.9%)	$995 (+5.3%)	0.3%	$543.20	+2.9%	CL A	57636Q104
CMG	CHIPOTLE MEXICAN GRILL INC	17,560 (+13.9%)	$650 (+7.5%)	0.2%	$48.95	-26.1%	COM	169656105
GEV	GE VERNOVA INC	489 (+9.4%)	$320 (+16.3%)	0.1%	$605.83	+0.5%	COM	36828A101
TSM	TAIWAN SEMICONDUCTOR MFG LTD	976 (+6.4%)	$297 (+15.8%)	0.1%	$280.78	—	SPONSORED ADS	874039100
NKE	NIKE INC	10,554 (+15.5%)	$672 (+5.6%)	0.2%	$67.47	-3.8%	CL B	654106103
VO	VANGUARD INDEX FDS	46,574 (+1.0%)	$13,517 (-0.2%)	4.2%	$229.37	—	MID CAP ETF	922908629
PANW	PALO ALTO NETWORKS INC	2,006 (+4.9%)	$370 (-5.1%)	0.1%	$188.91	+6.8%	COM	697435105
PLTR	PALANTIR TECHNOLOGIES INC	3,738 (+4.4%)	$664 (+1.7%)	0.2%	$121.36	+49.2%	CL A	69608A108

Exited Positions (8)

SBUX STARBUCKS CORP 0.1%

Value ($000) $279 Shares 3,298 Est. Cost $88.57 Unrealized -5.1%

RTX RTX CORPORATION 0.1%

Value ($000) $269 Shares 1,606 Est. Cost $154.28 Unrealized +12.3%

MS MORGAN STANLEY 0.1%

Value ($000) $243 Shares 1,530 Est. Cost $146.45 Unrealized +13.7%

ADSK AUTODESK INC 0.1%

Value ($000) $216 Shares 680 Est. Cost $304.73 Unrealized -0.7%

CRM SALESFORCE INC 0.1%

Value ($000) $213 Shares 897 Est. Cost $251.43 Unrealized -1.3%

ADBE ADOBE INC 0.1%

Value ($000) $210 Shares 596 Est. Cost $358.75 Unrealized -5.2%

PM PHILIP MORRIS INTL INC 0.1%

Value ($000) $209 Shares 1,286 Est. Cost $165.18 Unrealized -7.0%

— SENSEONICS HLDGS INC 0.0%

Value ($000) $21 Shares 48,156 Est. Cost $1.04 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SBUX	STARBUCKS CORP	3,298	$279	0.1%	$88.57	-5.1%	—	855244109
RTX	RTX CORPORATION	1,606	$269	0.1%	$154.28	+12.3%	—	75513E101
MS	MORGAN STANLEY	1,530	$243	0.1%	$146.45	+13.7%	—	617446448
ADSK	AUTODESK INC	680	$216	0.1%	$304.73	-0.7%	—	052769106
CRM	SALESFORCE INC	897	$213	0.1%	$251.43	-1.3%	—	79466L302
ADBE	ADOBE INC	596	$210	0.1%	$358.75	-5.2%	—	00724F101
PM	PHILIP MORRIS INTL INC	1,286	$209	0.1%	$165.18	-7.0%	—	718172109
—	SENSEONICS HLDGS INC	48,156	$21	0.0%	$1.04	—	—	81727U105

Decreased Positions (35)

ORCL ORACLE CORP 0.2%

Value ($000) $578 (-41.4%) Shares 2,967 (-15.5%) Est. Cost $188.69 Unrealized +26.2%

AAPL APPLE INC 2.9%

Value ($000) $9,124 (+3.3%) Shares 33,560 (-3.2%) Est. Cost $182.23 Unrealized +47.3%

GOOGL ALPHABET INC 0.5%

Value ($000) $1,535 (+15.9%) Shares 4,904 (-10.0%) Est. Cost $161.33 Unrealized +77.0%

BA BOEING CO 0.1%

Value ($000) $266 (-44.1%) Shares 1,227 (-44.4%) Est. Cost $225.47 Unrealized -8.8%

JPM JPMORGAN CHASE & CO. 0.4%

Value ($000) $1,322 (-9.3%) Shares 4,102 (-11.3%) Est. Cost $170.78 Unrealized +81.3%

NVDA NVIDIA CORPORATION 1.9%

Value ($000) $6,232 (-2.1%) Shares 33,418 (-2.1%) Est. Cost $128.49 Unrealized +44.9%

MU MICRON TECHNOLOGY INC 0.1%

Value ($000) $343 (+52.9%) Shares 1,203 (-10.4%) Est. Cost $127.82 Unrealized +79.4%

ABBV ABBVIE INC 0.1%

Value ($000) $392 (-21.3%) Shares 1,715 (-20.2%) Est. Cost $188.78 Unrealized +20.5%

LLY ELI LILLY & CO 0.2%

Value ($000) $530 (+22.9%) Shares 493 (-12.7%) Est. Cost $736.25 Unrealized +29.8%

TSLA TESLA INC 0.4%

Value ($000) $1,383 (-6.3%) Shares 3,076 (-7.3%) Est. Cost $288.40 Unrealized +53.7%

APH AMPHENOL CORP NEW 0.1%

Value ($000) $216 (-28.6%) Shares 1,596 (-34.6%) Est. Cost $109.40 Unrealized +22.1%

CDNS CADENCE DESIGN SYSTEM INC 0.1%

Value ($000) $233 (-24.0%) Shares 746 (-14.5%) Est. Cost $344.03 Unrealized -5.1%

HD HOME DEPOT INC 0.1%

Value ($000) $229 (-23.7%) Shares 664 (-10.3%) Est. Cost $362.79 Unrealized +0.5%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $449 (-13.0%) Shares 3,131 (-6.7%) Est. Cost $146.57 Unrealized +0.4%

AVGO BROADCOM INC 0.6%

Value ($000) $1,829 (+3.7%) Shares 5,284 (-1.2%) Est. Cost $191.62 Unrealized +86.3%

CRWD CROWDSTRIKE HLDGS INC 0.1%

Value ($000) $235 (-20.6%) Shares 502 (-16.9%) Est. Cost $349.51 Unrealized +45.7%

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $204 (-22.2%) Shares 617 (-18.6%) Est. Cost $298.94 Unrealized +12.8%

MCK MCKESSON CORP 0.1%

Value ($000) $202 (-22.3%) Shares 246 (-26.8%) Est. Cost $703.03 Unrealized +16.0%

CVX CHEVRON CORP NEW 0.2%

Value ($000) $692 (-7.2%) Shares 4,539 (-5.4%) Est. Cost $144.76 Unrealized +4.6%

AMD ADVANCED MICRO DEVICES INC 0.1%

Value ($000) $274 (+23.7%) Shares 1,279 (-6.6%) Est. Cost $161.38 Unrealized +39.2%

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $521 (-8.9%) Shares 1,760 (-13.2%) Est. Cost $200.95 Unrealized +48.7%

SNPS SYNOPSYS INC 0.1%

Value ($000) $213 (-18.6%) Shares 453 (-14.5%) Est. Cost $520.48 Unrealized -14.7%

XOM EXXON MOBIL CORP 0.1%

Value ($000) $415 (-10.3%) Shares 3,447 (-15.9%) Est. Cost $104.64 Unrealized +10.4%

AMAT APPLIED MATLS INC 0.1%

Value ($000) $437 (+9.8%) Shares 1,702 (-12.5%) Est. Cost $179.50 Unrealized +33.4%

WFC WELLS FARGO CO NEW 0.1%

Value ($000) $243 (-13.7%) Shares 2,604 (-22.3%) Est. Cost $80.47 Unrealized +7.7%

MRK MERCK & CO INC 0.1%

Value ($000) $292 (+13.8%) Shares 2,778 (-9.2%) Est. Cost $81.01 Unrealized +15.1%

WMT WALMART INC 0.2%

Value ($000) $611 (+5.8%) Shares 5,482 (-2.1%) Est. Cost $66.21 Unrealized +61.9%

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $606 (-5.0%) Shares 966 (-7.2%) Est. Cost $482.05 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.1%

Value ($000) $365 (-7.3%) Shares 17,493 (-4.3%) Est. Cost $23.02 Unrealized —

CSCO CISCO SYS INC 0.1%

Value ($000) $319 (+9.5%) Shares 4,140 (-2.8%) Est. Cost $61.57 Unrealized +19.9%

IAU ISHARES GOLD TR 0.1%

Value ($000) $282 (+10.3%) Shares 3,479 (-1.1%) Est. Cost $72.77 Unrealized —

V VISA INC 0.4%

Value ($000) $1,174 (-1.4%) Shares 3,347 (-4.1%) Est. Cost $319.53 Unrealized +6.5%

GE GE AEROSPACE 0.1%

Value ($000) $282 (-3.9%) Shares 917 (-6.2%) Est. Cost $272.69 Unrealized +10.3%

QQQM INVESCO EXCH TRADED FD TR II 16.7%

Value ($000) $53,316 (-0.0%) Shares 210,801 (-2.3%) Est. Cost $150.44 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $254 (+0.9%) Shares 1,227 (-9.5%) Est. Cost $169.51 Unrealized +16.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ORCL	ORACLE CORP	2,967 (-15.5%)	$578 (-41.4%)	0.2%	$188.69	+26.2%	COM	68389X105
AAPL	APPLE INC	33,560 (-3.2%)	$9,124 (+3.3%)	2.9%	$182.23	+47.3%	COM	037833100
GOOGL	ALPHABET INC	4,904 (-10.0%)	$1,535 (+15.9%)	0.5%	$161.33	+77.0%	CAP STK CL A	02079K305
BA	BOEING CO	1,227 (-44.4%)	$266 (-44.1%)	0.1%	$225.47	-8.8%	COM	097023105
JPM	JPMORGAN CHASE & CO.	4,102 (-11.3%)	$1,322 (-9.3%)	0.4%	$170.78	+81.3%	COM	46625H100
NVDA	NVIDIA CORPORATION	33,418 (-2.1%)	$6,232 (-2.1%)	1.9%	$128.49	+44.9%	COM	67066G104
MU	MICRON TECHNOLOGY INC	1,203 (-10.4%)	$343 (+52.9%)	0.1%	$127.82	+79.4%	COM	595112103
ABBV	ABBVIE INC	1,715 (-20.2%)	$392 (-21.3%)	0.1%	$188.78	+20.5%	COM	00287Y109
LLY	ELI LILLY & CO	493 (-12.7%)	$530 (+22.9%)	0.2%	$736.25	+29.8%	COM	532457108
TSLA	TESLA INC	3,076 (-7.3%)	$1,383 (-6.3%)	0.4%	$288.40	+53.7%	COM	88160R101
APH	AMPHENOL CORP NEW	1,596 (-34.6%)	$216 (-28.6%)	0.1%	$109.40	+22.1%	CL A	032095101
CDNS	CADENCE DESIGN SYSTEM INC	746 (-14.5%)	$233 (-24.0%)	0.1%	$344.03	-5.1%	COM	127387108
HD	HOME DEPOT INC	664 (-10.3%)	$229 (-23.7%)	0.1%	$362.79	+0.5%	COM	437076102
PG	PROCTER AND GAMBLE CO	3,131 (-6.7%)	$449 (-13.0%)	0.1%	$146.57	+0.4%	COM	742718109
AVGO	BROADCOM INC	5,284 (-1.2%)	$1,829 (+3.7%)	0.6%	$191.62	+86.3%	COM	11135F101
CRWD	CROWDSTRIKE HLDGS INC	502 (-16.9%)	$235 (-20.6%)	0.1%	$349.51	+45.7%	CL A	22788C105
UNH	UNITEDHEALTH GROUP INC	617 (-18.6%)	$204 (-22.2%)	0.1%	$298.94	+12.8%	COM	91324P102
MCK	MCKESSON CORP	246 (-26.8%)	$202 (-22.3%)	0.1%	$703.03	+16.0%	COM	58155Q103
CVX	CHEVRON CORP NEW	4,539 (-5.4%)	$692 (-7.2%)	0.2%	$144.76	+4.6%	COM	166764100
AMD	ADVANCED MICRO DEVICES INC	1,279 (-6.6%)	$274 (+23.7%)	0.1%	$161.38	+39.2%	COM	007903107
IBM	INTERNATIONAL BUSINESS MACHS	1,760 (-13.2%)	$521 (-8.9%)	0.2%	$200.95	+48.7%	COM	459200101
SNPS	SYNOPSYS INC	453 (-14.5%)	$213 (-18.6%)	0.1%	$520.48	-14.7%	COM	871607107
XOM	EXXON MOBIL CORP	3,447 (-15.9%)	$415 (-10.3%)	0.1%	$104.64	+10.4%	COM	30231G102
AMAT	APPLIED MATLS INC	1,702 (-12.5%)	$437 (+9.8%)	0.1%	$179.50	+33.4%	COM	038222105
WFC	WELLS FARGO CO NEW	2,604 (-22.3%)	$243 (-13.7%)	0.1%	$80.47	+7.7%	COM	949746101
MRK	MERCK & CO INC	2,778 (-9.2%)	$292 (+13.8%)	0.1%	$81.01	+15.1%	COM	58933Y105
WMT	WALMART INC	5,482 (-2.1%)	$611 (+5.8%)	0.2%	$66.21	+61.9%	COM	931142103
VOO	VANGUARD INDEX FDS	966 (-7.2%)	$606 (-5.0%)	0.2%	$482.05	—	S&P 500 ETF SHS	922908363
SCHH	SCHWAB STRATEGIC TR	17,493 (-4.3%)	$365 (-7.3%)	0.1%	$23.02	—	US REIT ETF	808524847
CSCO	CISCO SYS INC	4,140 (-2.8%)	$319 (+9.5%)	0.1%	$61.57	+19.9%	COM	17275R102
IAU	ISHARES GOLD TR	3,479 (-1.1%)	$282 (+10.3%)	0.1%	$72.77	—	ISHARES NEW	464285204
V	VISA INC	3,347 (-4.1%)	$1,174 (-1.4%)	0.4%	$319.53	+6.5%	COM CL A	92826C839
GE	GE AEROSPACE	917 (-6.2%)	$282 (-3.9%)	0.1%	$272.69	+10.3%	COM NEW	369604301
QQQM	INVESCO EXCH TRADED FD TR II	210,801 (-2.3%)	$53,316 (-0.0%)	16.7%	$150.44	—	NASDAQ 100 ETF	46138G649
JNJ	JOHNSON & JOHNSON	1,227 (-9.5%)	$254 (+0.9%)	0.1%	$169.51	+16.2%	COM	478160104

Unchanged Positions (23)

VNQ VANGUARD INDEX FDS 7.2%

Value ($000) $22,964 Shares 259,514 Est. Cost $101.04 Unrealized —

SCHD SCHWAB STRATEGIC TR 15.3%

Value ($000) $48,819 Shares 1,779,778 Est. Cost $41.92 Unrealized —

VB VANGUARD INDEX FDS 10.4%

Value ($000) $33,389 Shares 129,440 Est. Cost $214.68 Unrealized —

AMZN AMAZON COM INC 1.0%

Value ($000) $3,149 Shares 13,641 Est. Cost $179.52 Unrealized +27.4%

COST COSTCO WHSL CORP NEW 0.4%

Value ($000) $1,220 Shares 1,415 Est. Cost $736.88 Unrealized +22.9%

SCHA SCHWAB STRATEGIC TR 0.6%

Value ($000) $2,060 Shares 72,325 Est. Cost $37.76 Unrealized —

T AT&T INC 0.1%

Value ($000) $213 Shares 8,577 Est. Cost $28.07 Unrealized -9.9%

VTI VANGUARD INDEX FDS 0.7%

Value ($000) $2,322 Shares 6,925 Est. Cost $226.50 Unrealized —

GLD SPDR GOLD TR 0.1%

Value ($000) $268 Shares 677 Est. Cost $304.83 Unrealized —

SPYM SPDR SERIES TRUST 0.4%

Value ($000) $1,162 Shares 14,484 Est. Cost $78.34 Unrealized —

IWY ISHARES TR 0.8%

Value ($000) $2,703 Shares 9,759 Est. Cost $155.67 Unrealized —

UMBF UMB FINL CORP 0.2%

Value ($000) $576 Shares 5,007 Est. Cost $110.31 Unrealized +2.7%

CCL CARNIVAL CORP 0.1%

Value ($000) $268 Shares 8,776 Est. Cost $21.40 Unrealized +30.3%

AVUV AMERICAN CENTY ETF TR 0.2%

Value ($000) $526 Shares 5,159 Est. Cost $99.53 Unrealized —

DGRO ISHARES TR 0.2%

Value ($000) $556 Shares 8,012 Est. Cost $53.82 Unrealized —

VLO VALERO ENERGY CORP 0.1%

Value ($000) $226 Shares 1,386 Est. Cost $147.81 Unrealized +14.2%

QQQ INVESCO QQQ TR 0.1%

Value ($000) $357 Shares 581 Est. Cost $272.46 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.1%

Value ($000) $450 Shares 14,980 Est. Cost $41.60 Unrealized —

ATCH ATLASCLEAR HOLDINGS INC 0.0%

Value ($000) $5 Shares 20,000 Est. Cost $0.32 Unrealized +6.9%

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $214 Shares 313 Est. Cost $666.92 Unrealized —

CVBF CVB FINL CORP 0.1%

Value ($000) $198 Shares 10,619 Est. Cost $20.11 Unrealized -5.8%

FVD FIRST TR EXCHANGE-TRADED FD 0.1%

Value ($000) $244 Shares 5,293 Est. Cost $46.24 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value ($000) $216 Shares 9,259 Est. Cost $39.57 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VNQ	VANGUARD INDEX FDS	259,514	$22,964	7.2%	$101.04	—	REAL ESTATE ETF	922908553
SCHD	SCHWAB STRATEGIC TR	1,779,778	$48,819	15.3%	$41.92	—	US DIVIDEND EQ	808524797
VB	VANGUARD INDEX FDS	129,440	$33,389	10.4%	$214.68	—	SMALL CP ETF	922908751
AMZN	AMAZON COM INC	13,641	$3,149	1.0%	$179.52	+27.4%	COM	023135106
COST	COSTCO WHSL CORP NEW	1,415	$1,220	0.4%	$736.88	+22.9%	COM	22160K105
SCHA	SCHWAB STRATEGIC TR	72,325	$2,060	0.6%	$37.76	—	US SML CAP ETF	808524607
T	AT&T INC	8,577	$213	0.1%	$28.07	-9.9%	COM	00206R102
VTI	VANGUARD INDEX FDS	6,925	$2,322	0.7%	$226.50	—	TOTAL STK MKT	922908769
GLD	SPDR GOLD TR	677	$268	0.1%	$304.83	—	GOLD SHS	78463V107
SPYM	SPDR SERIES TRUST	14,484	$1,162	0.4%	$78.34	—	STATE STREET SPD	78464A854
IWY	ISHARES TR	9,759	$2,703	0.8%	$155.67	—	RUS TP200 GR ETF	464289438
UMBF	UMB FINL CORP	5,007	$576	0.2%	$110.31	+2.7%	COM	902788108
CCL	CARNIVAL CORP	8,776	$268	0.1%	$21.40	+30.3%	UNIT 99/99/9999	143658300
AVUV	AMERICAN CENTY ETF TR	5,159	$526	0.2%	$99.53	—	US SML CP VALU	025072877
DGRO	ISHARES TR	8,012	$556	0.2%	$53.82	—	CORE DIV GRWTH	46434V621
VLO	VALERO ENERGY CORP	1,386	$226	0.1%	$147.81	+14.2%	COM	91913Y100
QQQ	INVESCO QQQ TR	581	$357	0.1%	$272.46	—	UNIT SER 1	46090E103
SCHM	SCHWAB STRATEGIC TR	14,980	$450	0.1%	$41.60	—	US MID-CAP ETF	808524508
ATCH	ATLASCLEAR HOLDINGS INC	20,000	$5	0.0%	$0.32	+6.9%	COM SHS	128745205
SPY	SPDR S&P 500 ETF TR	313	$214	0.1%	$666.92	—	TR UNIT	78462F103
CVBF	CVB FINL CORP	10,619	$198	0.1%	$20.11	-5.8%	COM	126600105
FVD	FIRST TR EXCHANGE-TRADED FD	5,293	$244	0.1%	$46.24	—	SHS	33734H106
SCHZ	SCHWAB STRATEGIC TR	9,259	$216	0.1%	$39.57	—	US AGGREGATE B	808524839