Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMD	ADVANCED MICRO DEVICES INC	614	$357K	0.7%	$580.91	—	COM	007903107
GOOG	ALPHABET INC	672	$237K	0.4%	$353.33	—	CAP STK CL C	02079K107
BIIB	BIOGEN INC	1,055	$228K	0.4%	$216.06	—	COM	09062X103
NVDA	NVIDIA CORPORATION	1,132	$227K	0.4%	$200.09	—	COM	67066G104
AMZN	AMAZON COM INC	946	$225K	0.4%	$238.34	—	COM	023135106
AVGO	BROADCOM INC	549	$207K	0.4%	$377.75	—	COM	11135F101

Increased Positions (20)

SPLV INVESCO EXCH TRADED FD TR II 10.2%

Value $5.497M (+30.1%) Shares 73,385 (+27.1%) Est. Cost $72.97 Unrealized —

IBND SPDR SERIES TRUST 11.9%

Value $6.407M (+12.7%) Shares 205,477 (+12.3%) Est. Cost $31.72 Unrealized —

BCIL EXCHANGE LISTED FDS TR 4.3%

Value $2.296M (+33.6%) Shares 76,589 (+17.1%) Est. Cost $27.91 Unrealized —

IEUR ISHARES TR 5.9%

Value $3.171M (+20.0%) Shares 42,182 (+12.2%) Est. Cost $55.75 Unrealized —

EEM ISHARES TR 4.1%

Value $2.2M (+28.0%) Shares 32,158 (+6.2%) Est. Cost $43.29 Unrealized —

IGOV ISHARES TR 6.3%

Value $3.395M (+15.2%) Shares 82,740 (+15.3%) Est. Cost $41.49 Unrealized —

IVV ISHARES TR 3.8%

Value $2.067M (+26.9%) Shares 2,760 (+10.7%) Est. Cost $348.78 Unrealized —

EWJ ISHARES INC 3.5%

Value $1.897M (+28.9%) Shares 20,342 (+16.7%) Est. Cost $73.34 Unrealized —

IGIB ISHARES TR 6.6%

Value $3.568M (+10.7%) Shares 67,106 (+10.8%) Est. Cost $55.74 Unrealized —

EELV INVESCO EXCH TRADED FD TR II 2.6%

Value $1.395M (+24.6%) Shares 50,181 (+25.8%) Est. Cost $28.02 Unrealized —

SHY ISHARES TR 3.8%

Value $2.058M (+12.4%) Shares 25,067 (+13.0%) Est. Cost $82.69 Unrealized —

BCUS EXCHANGE LISTED FDS TR 1.1%

Value $603K (+44.0%) Shares 16,285 (+24.2%) Est. Cost $33.50 Unrealized —

IEI ISHARES TR 3.2%

Value $1.707M (+11.4%) Shares 14,532 (+12.5%) Est. Cost $122.15 Unrealized —

IGSB ISHARES TR 3.6%

Value $1.966M (+9.2%) Shares 37,504 (+9.5%) Est. Cost $61.66 Unrealized —

EPP ISHARES INC 1.7%

Value $900K (+16.9%) Shares 16,897 (+16.6%) Est. Cost $49.11 Unrealized —

IEF ISHARES TR 3.3%

Value $1.808M (+5.9%) Shares 19,113 (+6.9%) Est. Cost $100.61 Unrealized —

AAPL APPLE INC 0.7%

Value $378K (+29.9%) Shares 1,308 (+13.9%) Est. Cost $120.00 Unrealized —

USHY ISHARES TR 1.5%

Value $793K (+9.0%) Shares 21,418 (+8.5%) Est. Cost $37.37 Unrealized —

JNJ JOHNSON & JOHNSON 0.6%

Value $311K (+11.2%) Shares 1,223 (+7.0%) Est. Cost $159.09 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $503K (+5.9%) Shares 1,349 (+5.1%) Est. Cost $143.16 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPLV	INVESCO EXCH TRADED FD TR II	73,385 (+27.1%)	$5.497M (+30.1%)	10.2%	$72.97	—	S&P500 LOW VOL	46138E354
IBND	SPDR SERIES TRUST	205,477 (+12.3%)	$6.407M (+12.7%)	11.9%	$31.72	—	BLOOMBERG INTL	78464A151
BCIL	EXCHANGE LISTED FDS TR	76,589 (+17.1%)	$2.296M (+33.6%)	4.3%	$27.91	—	BANCREEK INT LC	30151E541
IEUR	ISHARES TR	42,182 (+12.2%)	$3.171M (+20.0%)	5.9%	$55.75	—	CORE MSCI EURO	46434V738
EEM	ISHARES TR	32,158 (+6.2%)	$2.2M (+28.0%)	4.1%	$43.29	—	MSCI EMG MKT ETF	464287234
IGOV	ISHARES TR	82,740 (+15.3%)	$3.395M (+15.2%)	6.3%	$41.49	—	INTL TREA BD ETF	464288117
IVV	ISHARES TR	2,760 (+10.7%)	$2.067M (+26.9%)	3.8%	$348.78	—	CORE S&P500 ETF	464287200
EWJ	ISHARES INC	20,342 (+16.7%)	$1.897M (+28.9%)	3.5%	$73.34	—	MSCI JAPAN ETF	46434G822
IGIB	ISHARES TR	67,106 (+10.8%)	$3.568M (+10.7%)	6.6%	$55.74	—	ISHS 5-10YR INVT	464288638
EELV	INVESCO EXCH TRADED FD TR II	50,181 (+25.8%)	$1.395M (+24.6%)	2.6%	$28.02	—	S&P EMRNG MKTS	46138E297
SHY	ISHARES TR	25,067 (+13.0%)	$2.058M (+12.4%)	3.8%	$82.69	—	1 3 YR TREAS BD	464287457
BCUS	EXCHANGE LISTED FDS TR	16,285 (+24.2%)	$603K (+44.0%)	1.1%	$33.50	—	BANCREEK US LARG	30151E558
IEI	ISHARES TR	14,532 (+12.5%)	$1.707M (+11.4%)	3.2%	$122.15	—	3 7 YR TREAS BD	464288661
IGSB	ISHARES TR	37,504 (+9.5%)	$1.966M (+9.2%)	3.6%	$61.66	—	ISHS 1-5YR INVS	464288646
EPP	ISHARES INC	16,897 (+16.6%)	$900K (+16.9%)	1.7%	$49.11	—	MSCI PAC JP ETF	464286665
IEF	ISHARES TR	19,113 (+6.9%)	$1.808M (+5.9%)	3.3%	$100.61	—	7-10 YR TRSY BD	464287440
AAPL	APPLE INC	1,308 (+13.9%)	$378K (+29.9%)	0.7%	$120.00	—	COM	037833100
USHY	ISHARES TR	21,418 (+8.5%)	$793K (+9.0%)	1.5%	$37.37	—	BROAD USD HIGH	46435U853
JNJ	JOHNSON & JOHNSON	1,223 (+7.0%)	$311K (+11.2%)	0.6%	$159.09	—	COM	478160104
MSFT	MICROSOFT CORP	1,349 (+5.1%)	$503K (+5.9%)	0.9%	$143.16	—	COM	594918104

Decreased Positions (3)

INTC INTEL CORP 1.0%

Value $527K (+154.5%) Shares 3,777 (-19.6%) Est. Cost $46.43 Unrealized —

IWM ISHARES TR 0.4%

Value $220K (+6.3%) Shares 731 (-12.2%) Est. Cost $248.00 Unrealized —

IWR ISHARES TR 0.6%

Value $306K (+1.1%) Shares 2,775 (-10.9%) Est. Cost $79.81 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	3,777 (-19.6%)	$527K (+154.5%)	1.0%	$46.43	—	COM	458140100
IWM	ISHARES TR	731 (-12.2%)	$220K (+6.3%)	0.4%	$248.00	—	RUSSELL 2000 ETF	464287655
IWR	ISHARES TR	2,775 (-10.9%)	$306K (+1.1%)	0.6%	$79.81	—	RUS MID CAP ETF	464287499

Unchanged Positions (14)

SHEL SHELL PLC 2.8%

Value $1.505M Shares 19,409 Est. Cost $52.30 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 3.2%

Value $1.753M Shares 8,239 Est. Cost $189.70 Unrealized —

XOM EXXON MOBIL CORP 0.8%

Value $458K Shares 3,350 Est. Cost $54.63 Unrealized —

GOOGL ALPHABET INC 0.6%

Value $318K Shares 891 Est. Cost $107.60 Unrealized —

UL UNILEVER PLC 1.3%

Value $688K Shares 11,448 Est. Cost $56.97 Unrealized —

JPM JPMORGAN CHASE & CO 0.6%

Value $314K Shares 958 Est. Cost $87.11 Unrealized —

SPGI S&P GLOBAL INC 1.3%

Value $692K Shares 1,700 Est. Cost $132.56 Unrealized —

CL COLGATE PALMOLIVE CO 0.7%

Value $403K Shares 4,400 Est. Cost $56.87 Unrealized —

EIS ISHARES INC 0.9%

Value $473K Shares 3,920 Est. Cost $100.30 Unrealized —

NEE NEXTERA ENERGY INC 0.5%

Value $285K Shares 3,247 Est. Cost $62.49 Unrealized —

PG PROCTER & GAMBLE CO 1.3%

Value $698K Shares 4,760 Est. Cost $86.12 Unrealized —

XLP SELECT SECTOR SPDR TR 0.7%

Value $400K Shares 4,821 Est. Cost $78.35 Unrealized —

IGLB ISHARES TR 0.6%

Value $345K Shares 6,896 Est. Cost $52.83 Unrealized —

DIS DISNEY WALT CO 0.4%

Value $231K Shares 2,395 Est. Cost $109.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SHEL	SHELL PLC	19,409	$1.505M	2.8%	$52.30	—	SPON ADS	780259305
RSP	INVESCO EXCHANGE TRADED FD T	8,239	$1.753M	3.2%	$189.70	—	S&P500 EQL WGT	46137V357
XOM	EXXON MOBIL CORP	3,350	$458K	0.8%	$54.63	—	COM	30231G102
GOOGL	ALPHABET INC	891	$318K	0.6%	$107.60	—	CAP STK CL A	02079K305
UL	UNILEVER PLC	11,448	$688K	1.3%	$56.97	—	SPON ADR NEW	904767803
JPM	JPMORGAN CHASE & CO	958	$314K	0.6%	$87.11	—	COM	46625H100
SPGI	S&P GLOBAL INC	1,700	$692K	1.3%	$132.56	—	COM	78409V104
CL	COLGATE PALMOLIVE CO	4,400	$403K	0.7%	$56.87	—	COM	194162103
EIS	ISHARES INC	3,920	$473K	0.9%	$100.30	—	MSCI ISRAEL ETF	464286632
NEE	NEXTERA ENERGY INC	3,247	$285K	0.5%	$62.49	—	COM	65339F101
PG	PROCTER & GAMBLE CO	4,760	$698K	1.3%	$86.12	—	COM	742718109
XLP	SELECT SECTOR SPDR TR	4,821	$400K	0.7%	$78.35	—	STATE STREET CON	81369Y308
IGLB	ISHARES TR	6,896	$345K	0.6%	$52.83	—	10+ YR INVST GRD	464289511
DIS	DISNEY WALT CO	2,395	$231K	0.4%	$109.53	—	COM	254687106