Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Total Stock Mkt	419,680	$109M	15.4%	$130.10	—	ETF	922908769
BSV	Vanguard Short-Term Bond Index Fund	1,000,202	$76.69M	10.8%	$79.61	—	ETF	921937827
ICSH	iShares Ultra Short-Term Bond ETF	874,901	$44.23M	6.2%	$50.32	—	ETF	46434V878
IUSB	iShares Core Total USD Bond Market ETF	847,972	$38.66M	5.4%	$44.77	—	ETF	46434V613
AVDE	Avantis International Equity ETF	445,350	$28.39M	4.0%	$53.64	—	COM	025072703
SPY	SPDR Trust (S&P 500)	39,081	$20.44M	2.9%	$238.73	—	ETF	78462F103
IVV	iShares Core S&P 500 ETF	38,651	$20.32M	2.9%	$391.08	—	COM	464287200
FLOT	Ishares Floating Rate	385,168	$19.67M	2.8%	$50.91	—	ETF	46429B655
BIV	Vanguard Interm Bond Index ETF	257,233	$19.4M	2.7%	$85.53	—	ETF	921937819
DFAE	DFA Core Emerging Mkt ETF	669,782	$16.56M	2.3%	$22.27	—	ETF	25434V302
IWV	Russell 3000	54,534	$16.36M	2.3%	$121.23	—	ETF	464287689
REET	iShares Global REIT ETF	652,063	$15.44M	2.2%	$22.49	—	ETF	46434V647
MUB	iShares National Muni Bond ETF	142,972	$15.38M	2.2%	$107.76	—	ETF	464288414
ESGV	Vanguard ESG U.S. Stock ETF	152,126	$14.18M	2.0%	$54.51	—	ETF	921910733
AVEM	Avantis Emerging Markets EQ ETF	223,604	$12.96M	1.8%	$54.83	—	COM	025072604
DFUV	DFA Tax-Managed US Marketwide Value II	305,829	$12.51M	1.8%	$32.21	—	ETF	25434V724
VTHR	Vanguard Russell 3000 ETF	52,307	$12.19M	1.7%	$162.37	—	ETF	92206C599
VTV	Vanguard Value	67,150	$10.94M	1.5%	$108.41	—	ETF	922908744
DFAI	DFA Int'l Core Equity ETF	331,891	$10.03M	1.4%	$27.78	—	ETF	25434V203
IWM	Russell 2000/Small Blend	40,160	$8.446M	1.2%	$127.83	—	ETF	464287655
VSGX	Vanguard ESG Int'l ETF	136,270	$7.831M	1.1%	$50.58	—	ETF	921910725
DFSV	Dimensional US Small Cap Value ETF	246,054	$7.406M	1.0%	$27.07	—	ETF	25434V815
DFAU	DFA US Core Equity ETF	184,148	$6.729M	0.9%	$29.09	—	ETF	25434V104
JMUB	JPMorgan Municipal ETF	131,143	$6.654M	0.9%	$50.90	—	ETF	46641Q647
DFLV	Dimensional US Large Cap Value ETF	218,551	$6.554M	0.9%	$27.44	—	ETF	25434V666
VUG	Vanguard Growth	18,649	$6.419M	0.9%	$204.88	—	ETF	922908736
MDY	Mid Cap S P D R TRUST	10,988	$6.114M	0.9%	$343.01	—	ETF	78467Y107
SCHV	Schwab US Large Cap	80,092	$6.085M	0.9%	$68.64	—	ETF	808524409
VNQ	Vanguard Reit	68,382	$5.914M	0.8%	$85.14	—	ETF	922908553
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	105,959	$5.434M	0.8%	$49.98	—	ETF	464288646
SUB	iShares Short-Term National Muni Bond ETF	51,275	$5.37M	0.8%	$104.09	—	ETF	464288158
BND	Vanguard Total Bond	67,535	$4.905M	0.7%	$79.91	—	ETF	921937835
AAPL	Apple Computer Inc	25,489	$4.371M	0.6%	$140.50	+28.3%	ETF	037833100
SCHB	Schw US Brd Mkt Etf	71,188	$4.346M	0.6%	$46.87	—	ETF	808524102
IWD	Russell 1000/ Lrg. Value	23,642	$4.234M	0.6%	$105.14	—	ETF	464287598
DFAT	DFA U.S. Small Cap Value (TM)	76,182	$4.147M	0.6%	$44.79	—	ETF	25434V609
VTES	VANGUARD SHRT TAX EXEMPT BND ETF	37,495	$3.776M	0.5%	$101.09	—	ETF	921935870
IWF	Russell 1000/ Lrg. Growth	10,253	$3.456M	0.5%	$131.52	—	ETF	464287614
VCSH	Vanguard Short Term Corp Bond	44,661	$3.453M	0.5%	$75.82	—	ETF	92206C409
AVUV	Avantis US Small Cap Value ETF	34,935	$3.274M	0.5%	$84.47	—	ETF	025072877
VONG	Vanguard Russell 1000 Growth ETF	37,006	$3.207M	0.5%	$57.19	—	ETF	92206C680
IVW	iShares S&P 500 Growth ETF	36,085	$3.047M	0.4%	$76.19	—	ETF	464287309
VOOG	Vanguard S&P 500 Growth ETF	9,698	$2.955M	0.4%	$230.48	—	ETF	921932505
JAAA	Janus Henderson AAA CLO ETF	55,722	$2.827M	0.4%	$50.62	—	ETF	47103U845
ITOT	iShares Core S&P Total US Stock Mkt ETF	24,234	$2.794M	0.4%	$103.52	—	COM	464287150
IJH	iShares Core S&P Mid-Cap ETF	45,450	$2.761M	0.4%	$98.23	—	ETF	464287507
VYM	Vanguard High Dividend ETF	21,596	$2.613M	0.4%	$106.20	—	ETF	921946406
VBR	Vanguard Small Cap Value	12,759	$2.448M	0.3%	$159.48	—	ETF	922908611
IJR	iShares Core S&P Small-Cap ETF	21,011	$2.322M	0.3%	$97.16	—	ETF	464287804
VEA	Vanguard Msci Eafe Etf	44,920	$2.254M	0.3%	$42.75	—	ETF	921943858
VCIT	Vanguard Intermediate	26,447	$2.129M	0.3%	$78.86	—	ETF	92206C870
DFIV	DFA Tax Managed Intl	55,120	$2.026M	0.3%	$32.42	—	COM	25434V807
MSFT	Microsoft Corp	4,571	$1.923M	0.3%	$231.20	+72.7%	ETF	594918104
QQQ	Invesco QQQ Trust	3,528	$1.567M	0.2%	$243.67	—	ETF	46090E103
LLY	Lilly Eli & Company	2,004	$1.559M	0.2%	$139.39	+404.0%	ETF	532457108
ABBV	Abbvie Inc	8,321	$1.515M	0.2%	$88.17	+83.7%	COM	00287Y109
AVSU	Avantis Responsible US Equity ETF	24,010	$1.475M	0.2%	$42.48	—	ETF	025072281
AMZN	Amazon Com Inc	8,030	$1.448M	0.2%	$120.22	+38.9%	COM	023135106
IVE	iShares S&P 500 Value ETF	7,067	$1.32M	0.2%	$100.63	—	ETF	464287408
VONV	Vanguard Russell 1000	16,740	$1.316M	0.2%	$78.33	—	ETF	92206C714
IEMG	iShares Core MSCI Emerging Markets ETF	23,774	$1.227M	0.2%	$49.33	—	ETF	46434G103
EFA	iShares MSCI EAFE ETF	15,113	$1.207M	0.2%	$64.64	—	ETF	464287465
PRF	Powershare Ftse Rafi US	31,325	$1.205M	0.2%	$56.81	—	ETF	46137V613
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	23,205	$1.197M	0.2%	$51.30	—	ETF	464288638
BNDX	Vanguard Total Internatl	23,643	$1.163M	0.2%	$50.90	—	ETF	92203J407
SPYV	SPDR Portfolio S&P 500 Value ETF	22,177	$1.111M	0.2%	$39.32	—	ETF	78464A508
IWB	iShares Russell 1000 ETF	3,788	$1.091M	0.2%	$134.15	—	ETF	464287622
VOO	Vanguard S&P 500 Etf	2,142	$1.029M	0.1%	$321.91	—	ETF	922908363
VB	Vanguard Small Cap	4,202	$961K	0.1%	$190.74	—	ETF	922908751
VWO	Vanguard Emerging Market	22,806	$953K	0.1%	$41.82	—	ETF	922042858
XOM	Exxon Mobil Corporation	7,912	$920K	0.1%	$45.23	+116.9%	COM	30231G102
AGG	iShares Aggregate Bond Fd	9,305	$911K	0.1%	$104.05	—	COM	464287226
NOC	Northrop Grumman Corp	1,789	$856K	0.1%	$114.24	+290.3%	ETF	666807102
MCD	Mc Donalds Corp	3,017	$851K	0.1%	$221.13	+25.7%	ETF	580135101
ISTB	iShares Core 1-5 Year USD Bond ETF	15,934	$756K	0.1%	$46.91	—	ETF	46432F859
V	Visa Inc Cl A	2,673	$746K	0.1%	$192.61	+41.4%	COM	92826C839
JPM	JPMorgan Chase & Co.	3,699	$741K	0.1%	$128.16	+35.5%	ETF	46625H100
SHYG	Ishares High Yield	17,070	$726K	0.1%	$41.85	—	ETF	46434V407
DFUS	DFA U.S. Equity ETF	12,353	$704K	0.1%	$47.03	—	ETF	25434V401
VXUS	Vanguard Total Intl Etf	11,433	$689K	0.1%	$54.17	—	ETF	921909768
JEPI	JPMorgan Equity Premium Income ETF	11,670	$675K	0.1%	$55.40	—	COM	46641Q332
SCHF	Schw Intl Eq Etf	16,724	$653K	0.1%	$32.81	—	ETF	808524805
AVSD	Avantis Responsible International Equity ETF	11,424	$650K	0.1%	$40.35	—	COM	025072299
DFCF	Dimensional Core Fixed Income ETF	15,398	$646K	0.1%	$42.13	—	ETF	25434V872
ACN	Accenture Plc Cl A	1,841	$638K	0.1%	$259.70	+36.6%	COM	G1151C101
VPLS	Vanguard Core-Plus Bond ETF	8,196	$629K	0.1%	$76.72	—	ETF	922020755
BRK/B	Berkshire Hathaway B New	1,474	$620K	0.1%	$214.87	+83.1%	COM	084670702
GOOGL	Google Inc. Class A	4,059	$613K	0.1%	$107.94	+31.5%	COM	02079K305
EAGG	iShares ESG U.S. Aggregate Bond ETF	12,850	$605K	0.1%	$46.81	—	ETF	46435U549
IWN	Russell 2000/ Small Value	3,803	$604K	0.1%	$108.12	—	ETF	464287630
DFAR	Dimensional US Real Estate ETF	26,875	$601K	0.1%	$22.73	—	ETF	25434V823
SHY	iShares 1-3 Year Treasury Bond ETF	7,270	$595K	0.1%	$85.96	—	ETF	464287457
VO	Vanguard Mid Cap	2,269	$567K	0.1%	$220.83	—	ETF	922908629
MA	Mastercard Inc	1,175	$566K	0.1%	$326.10	+38.8%	COM	57636Q104
BX	Blackstone Group Lp	4,000	$525K	0.1%	$76.25	+55.7%	ETF	09260D107
AVUS	Avantis U.S. Equity ETF	5,805	$520K	0.1%	$65.07	—	ETF	025072885
SCHO	Schwab Short-Term U.S. Treasury ETF	9,578	$462K	0.1%	$48.21	—	ETF	808524862
JNJ	Johnson & Johnson	2,913	$461K	0.1%	$140.23	+7.1%	COM	478160104
EEM	iShares MSCI Emerging Markets ETF	11,100	$456K	0.1%	$42.05	—	ETF	464287234
VGT	Vanguard Info Technology	820	$430K	0.1%	$357.04	—	ETF	92204A702
IWR	iShares Russell Mid-Cap ETF	5,020	$422K	0.1%	$69.92	—	ETF	464287499
DFAS	DFA U.S. Small Cap (TM)	6,652	$415K	0.1%	$58.34	—	ETF	25434V500
VIG	Vanguard Div Apprciation	2,264	$413K	0.1%	$138.17	—	ETF	921908844
ABT	Abbott Laboratories	3,583	$407K	0.1%	$103.32	+7.2%	COM	002824100
IWO	Russell 2000/ Small Growth	1,497	$405K	0.1%	$227.21	—	ETF	464287648
DFNM	DFA National Muni	7,962	$383K	0.1%	$48.23	—	ETF	25434V849
BIL	SPDR Blmbg Barclays 1-3 Mth T-Bill ETF	4,053	$372K	0.1%	$91.55	—	ETF	78468R663
SCHE	Schw Emg Mkt Eq Etf	14,118	$356K	0.1%	$25.05	—	ETF	808524706
TMO	Thermo Electron Corp	602	$350K	0.0%	$472.75	+18.0%	COM	883556102
ICF	iShares C&S Real Estate	5,962	$344K	0.0%	$73.85	—	ETF	464287564
DE	Deere & Co	818	$336K	0.0%	$232.12	+60.5%	COM	244199105
USHY	iShares Broad USD High Yield Corp Bd ETF	8,911	$326K	0.0%	$36.35	—	ETF	46435U853
DIA	SPDR Dow Jones Industrial Average ETF	815	$324K	0.0%	$258.44	—	ETF	78467X109
NKE	Nike Inc Class B	3,392	$319K	0.0%	$55.26	+77.0%	ETF	654106103
HD	Home Depot Inc	822	$315K	0.0%	$286.97	+21.5%	COM	437076102
CVNA	Carvana Co	3,493	$307K	0.0%	$61.03	0.0%	COM	146869102
INTU	Intuit Inc	414	$269K	0.0%	$562.66	+12.2%	COM	461202103
DTE	DTE Energy Company	2,283	$256K	0.0%	$95.58	+5.5%	COM	233331107
ETN	Eaton Corporation	801	$250K	0.0%	$267.60	0.0%	ETF	G29183103
GS	Goldman Sachs Group Inc	558	$233K	0.0%	$317.74	+17.2%	COM	38141G104
AVRE	Avantis Real Estate ETF	5,427	$229K	0.0%	$44.40	—	COM	025072356
PEP	Pepsico Incorporated	1,245	$218K	0.0%	$142.37	+10.5%	ETF	713448108
ENB	Enbridge Inc	5,919	$214K	0.0%	$29.41	+7.3%	COM	29250N105
GPN	Global Payments Inc	1,566	$209K	0.0%	$129.53	0.0%	COM	37940X102
ORCL	Oracle Corporation	1,616	$203K	0.0%	$112.35	0.0%	COM	68389X105
XLF	Sector Spdr Fincl Select	4,750	$200K	0.0%	$42.12	—	ETF	81369Y605