Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	199,795	$78.62M	17.8%	$256.95	—	S&P 500 ETF SHS	922908363
BND	Vanguard Total Bond Market	451,315	$38.76M	8.8%	$81.67	—	TOTAL BND MRKT	921937835
SCHF	Schwab International Equity ETF	845,227	$33.34M	7.6%	$33.99	—	INTL EQTY ETF	808524805
IJR	iShares S&P Smallcap 600	260,830	$29.47M	6.7%	$72.47	—	CORE S&P SCP ETF	464287804
BSV	Vanguard Short Term Bond Index	275,503	$22.64M	5.1%	$83.09	—	SHORT TRM BOND	921937827
IWB	iShares Russell 1000 Index	90,369	$21.88M	5.0%	$114.09	—	RUSSELL 1000	464287622
IEFA	iShares Core MSCI EAFE ETF	260,065	$19.47M	4.4%	$58.20	—	CORE MSCI EAFE	46432F842
VYM	Vanguard High Dividend Yield Indx ETF	180,691	$18.93M	4.3%	$75.65	—	HIGH DIV YLD	921946406
PG	Procter & Gamble	110,019	$14.85M	3.4%	$58.60	+106.0%	COM	742718109
VEA	Vanguard FTSE Developed Markets ETF	242,309	$12.48M	2.8%	$38.41	—	FTSE DEV MKT ETF	921943858
VTV	Vanguard Large Value	90,637	$12.46M	2.8%	$94.12	—	VALUE ETF	922908744
SLYV	SPDR S&P 600 Small Cap Value	118,574	$10.16M	2.3%	$47.75	—	S&P 600 SMCP VAL	78464A300
DDWM	WisdomTree Dynamic Currency Hedged International	288,282	$8.85M	2.0%	$29.05	—	CURRNCY INT EQ	97717X263
IEMG	iShares Core MSCI Emerging Markets	124,300	$8.327M	1.9%	$52.27	—	CORE MSCI EMKT	46434G103
FNDF	Schwab Fundamental International Large Cap	225,076	$7.491M	1.7%	$29.93	—	SCHWB FDT INT LG	808524755
VFMF	Vanguard US Multifactor	62,796	$6.342M	1.4%	$91.07	—	US MULTIFACTOR	921935607
AVDV	Avantis Intl Small Cap Value ETF	91,542	$5.926M	1.3%	$64.74	—	INTL SMCP VLU	025072802
VWO	Vanguard Emerging Market	100,653	$5.466M	1.2%	$37.33	—	FTSE EMR MKT ETF	922042858
VCSH	Vanguard Short-Term Corp Bond ETF	64,378	$5.325M	1.2%	$79.06	—	SHRT-TERM CORP	92206C409
VONE	Vanguard Russell 1000 ETF	19,142	$3.834M	0.9%	$94.87	—	VNG RUS1000IDX	92206C730
SCHX	Schwab US Large Cap ETF	32,239	$3.352M	0.8%	$74.10	—	US LRG CAP ETF	808524201
IWM	iShares Russell 2000 Idx	14,057	$3.224M	0.7%	$126.06	—	RUSSELL 2000 ETF	464287655
SCI	Service Corp Int'l, Inc.	58,117	$3.114M	0.7%	$30.01	+77.0%	COM	817565104
SCHB	Schwab U.S. Broad Market ETF	27,548	$2.872M	0.7%	$74.20	—	US BRD MKT ETF	808524102
VIG	Vanguard Div Apprciation	18,078	$2.798M	0.6%	$105.27	—	DIV APP ETF	921908844
IWF	iShares Russell 1000 Growth	9,019	$2.448M	0.6%	$174.60	—	RUS 1000 GRW ETF	464287614
VBK	Vanguard Small-Cap Growth ETF	8,433	$2.444M	0.6%	$132.88	—	SML CP GRW ETF	922908595
AAPL	Apple Inc	17,546	$2.403M	0.5%	$86.70	+45.8%	COM	037833100
IVV	iShares S&P 500 Index	4,709	$2.025M	0.5%	$169.43	—	S&P 500 INDEX	464287200
JPM	JPMorgan Chase & Co	10,525	$1.637M	0.4%	$49.87	+180.2%	COM	46625H100
SPDW	SPDR Developed World ex-US ETF	44,484	$1.637M	0.4%	$30.16	—	PORTFOLIO DEVLPD	78463X889
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	11,619	$1.585M	0.4%	$108.96	—	FTSE SMCAP ETF	922042718
AGG	iShares Barclays Agg Bond	11,712	$1.351M	0.3%	$107.29	—	BARCLYS US AGG B	464287226
IWD	iShares Russell 1000 Value	7,657	$1.215M	0.3%	$88.90	—	RUSSELL1000VAL	464287598
TXN	Texas Instruments	6,306	$1.213M	0.3%	$57.91	+183.5%	COM	882508104
MSFT	Microsoft	4,473	$1.212M	0.3%	$33.35	+633.9%	COM	594918104
HD	Home Depot	3,778	$1.205M	0.3%	$104.07	+172.7%	COM	437076102
VONG	Vanguard Russell 1000 Growth ETF	16,442	$1.148M	0.3%	$77.98	—	VNG RUS1000GRW	92206C680
NEE	Nextera Energy Inc	15,414	$1.13M	0.3%	$54.99	+20.9%	COM	65339F101
SCHA	Schwab U.S. Small Cap ETF	10,395	$1.083M	0.2%	$54.28	—	US SML CAP ETF	808524607
SCHE	Schwab Emerging Market ETF	32,633	$1.073M	0.2%	$27.69	—	EMRG MKTEQ ETF	808524706
QQQ	Nasdaq 100 Shares	2,708	$960K	0.2%	$294.32	—	UNIT SER 1	46090E103
PEP	Pepsico Inc	6,472	$959K	0.2%	$77.04	+63.8%	COM	713448108
IWN	iShares Russell 2000 Value Idx	5,298	$878K	0.2%	$94.23	—	RUSL 2000 VALU	464287630
—	Merck & Co	11,269	$876K	0.2%	$77.41	—	COM	589331107
—	Broadcom Ltd	1,838	$876K	0.2%	$277.90	—	COM	Y09827109
APD	Air Products & Chemicals Inc	2,903	$835K	0.2%	$122.90	+112.1%	COM	009158106
MDLZ	Mondelez Intl Inc Cl A	13,323	$832K	0.2%	$42.63	+28.1%	COM	609207105
—	Blackrock Inc	940	$822K	0.2%	$364.81	—	COM	09247X101
TFC	Truist Finl Corp	14,656	$813K	0.2%	$40.89	+15.1%	COM	89832Q109
META	Facebook Inc	2,210	$768K	0.2%	$237.39	+34.2%	COM	30303M102
CCI	Crown Castle International Corp	3,813	$744K	0.2%	$61.09	+145.6%	COM	22822V101
CSCO	Cisco Systems	13,456	$713K	0.2%	$20.72	+121.2%	COM	17275R102
SBUX	Starbucks Corp	6,330	$708K	0.2%	$48.45	+109.8%	COM	855244109
PAYX	Paychex Inc	6,445	$692K	0.2%	$37.41	+136.0%	COM	704326107
ABBV	Abbvie Inc	6,036	$680K	0.2%	$69.31	+36.7%	COM	00287Y109
MCD	McDonalds Corp	2,934	$678K	0.2%	$141.01	+48.4%	COM	580135101
ADP	Automatic Data Processing	3,315	$658K	0.1%	$126.30	+39.6%	COM	053015103
CVX	Chevron Corp	6,165	$646K	0.1%	$83.94	+3.7%	COM	166764100
LLY	Lilly Eli & Co	2,757	$633K	0.1%	$103.38	+85.6%	COM	532457108
—	Medtronic Inc.	5,036	$625K	0.1%	$97.39	—	COM	585055106
MRSH	Marsh & McLennan	4,339	$610K	0.1%	$70.84	+76.7%	COM	571748102
IJH	iShares S&P Midcap 400	2,265	$609K	0.1%	$136.38	—	CORE S&P MCP ETF	464287507
USB	US Bancorp	10,677	$608K	0.1%	$38.07	+25.4%	COM	902973304
PNC	PNC Financial Services	3,187	$608K	0.1%	$107.89	+47.1%	COM	693475105
QCOM	Qualcomm Inc	4,232	$605K	0.1%	$106.66	+14.5%	COM	747525103
LMT	Lockheed Martin Corp	1,520	$575K	0.1%	$138.22	+144.9%	COM	539830109
SRE	Sempra Energy	4,096	$543K	0.1%	$44.53	+32.2%	COM	816851109
—	Walgreens Boots Alliance Inc.	10,140	$533K	0.1%	$65.58	—	COM	931427108
ABT	Abbott Laboratories	4,597	$533K	0.1%	$41.76	+156.9%	COM	002824100
SCHD	Schwab US Div Equity ETF	6,509	$492K	0.1%	$53.79	—	US DIVIDEND EQ	808524797
PLD	Prologis Inc	3,982	$476K	0.1%	$73.08	+40.1%	COM	74340W103
SPY	S&P 500 Index SPDR	1,083	$464K	0.1%	$346.97	—	TR UNIT	78462F103
CMCSA	Comcast Corp Cl A	8,017	$457K	0.1%	$33.02	+48.6%	COM	20030N101
FNDA	Schwab Fundamental US Small Cap ETF	8,040	$437K	0.1%	$25.84	—	SCHWAB FDT US SC	808524763
ITW	Illinois Tool Works	1,948	$435K	0.1%	$107.01	+91.6%	COM	452308109
—	Duke Energy Corporation	4,226	$417K	0.1%	$74.16	—	COM	26441C105
—	Eaton Corporation	2,799	$415K	0.1%	$102.98	—	COM	278058102
XOM	Exxon Mobil Corp	6,312	$398K	0.1%	$55.58	-10.0%	COM	30231G102
O	Realty Income Corp.	5,891	$393K	0.1%	$42.36	+22.4%	COM	756109104
—	Wisconsin Energy	4,337	$386K	0.1%	$83.40	—	COM	976657106
ILCB	iShares Morningstar US Equity ETF	6,164	$374K	0.1%	$69.67	—	LRGE CORE INDX	464287127
BBY	Best Buy Inc	3,213	$369K	0.1%	$94.95	0.0%	COM	086516101
VZ	Verizon Communications	6,241	$350K	0.1%	$40.97	+6.0%	COM	92343V104
IVW	Ishares S&P 500 Growth	4,416	$321K	0.1%	$70.79	—	S&P 500 GRWT ETF	464287309
HON	Honeywell International	1,395	$306K	0.1%	$104.21	+84.4%	COM	438516106
TM	Toyota Motor Corp ADR	1,745	$305K	0.1%	$126.30	—	COM	892331307
UPS	United Parcel Service	1,419	$295K	0.1%	$164.16	0.0%	COM	911312106
CINF	Cincinnati Financial	2,425	$283K	0.1%	$70.11	+46.5%	COM	172062101
—	Total Fina Elf S A Adr	6,041	$273K	0.1%	$42.15	—	COM	89151E109
NSRGY	Nestle ADR	2,162	$270K	0.1%	$74.29	—	COM	641069406
CODYY	Compagnie De St Gobain	20,257	$266K	0.1%	$10.08	—	COM	204280309
AMGN	Amgen Inc.	1,093	$266K	0.1%	$132.30	+60.6%	COM	031162100
SOBKY	Softbank Mobile Servic	20,039	$263K	0.1%	$12.93	—	COM	83405K102
—	Smurfit Kappa Group PLC ADR	4,821	$262K	0.1%	$33.73	—	COM	83272W106
BNPQY	Bnp Paribas	8,005	$251K	0.1%	$26.57	—	COM	05565A202
CSX	C S X Corp	7,794	$250K	0.1%	$28.41	+9.0%	COM	126408103
RHHBY	Roche Hldg Ltd Spon Adrf	5,314	$250K	0.1%	$47.05	—	COM	771195104
JNJ	Johnson & Johnson	1,510	$249K	0.1%	$80.17	+80.8%	COM	478160104
AMD	Advanced Micro Devic	2,620	$246K	0.1%	$74.25	+8.8%	COM	007903107
VNQ	Vanguard REIT	2,405	$245K	0.1%	$101.87	—	REIT ETF	922908553
AVXL	Anavex Life Sciences	10,500	$240K	0.1%	$4.80	+208.3%	COM	032797300
MMM	3M Company	1,198	$238K	0.1%	$117.52	+19.5%	COM	88579Y101
—	Rio Doce	10,341	$236K	0.1%	$11.71	—	COM	204412209
NNGRY	Nn Group N V	9,937	$235K	0.1%	$21.52	—	COM	629334103
ES	Eversource Energy	2,893	$232K	0.1%	$70.29	0.0%	COM	30040W108
PSMMY	Persimmon	2,763	$230K	0.1%	$83.06	—	COM	715318101
ENLAY	Enel-Societa Per Azion	24,696	$229K	0.1%	$8.57	—	COM	29265W207
SVNLY	Svenska Hndlsbnkn Ab	40,824	$229K	0.1%	$5.07	—	COM	86959C103
UOVEY	Utd Overseas Bk	5,890	$227K	0.1%	$38.72	—	COM	911271302
GLD	SPDR Gold Trust	1,358	$225K	0.1%	$165.68	—	GOLD SHS	78463V107
DHLGY	Deutsche Post AG ADR	3,298	$225K	0.1%	$68.22	—	COM	25157Y202
VGSH	Vanguard Short Term	3,541	$218K	0.0%	$62.18	—	SHORT TERM TREAS	92206C102
SIEGY	Siemens AG ADR	2,740	$218K	0.0%	$58.87	—	COM	826197501
ASX	A S E Industrial Holdi	26,515	$213K	0.0%	$4.49	—	COM	00215W100
ZURVY	Zurich Insurance Group	5,225	$210K	0.0%	$27.95	—	COM	989825104
—	Unilever PLC ADR	3,564	$208K	0.0%	$58.36	—	COM	904767704
PSX	Phillips 66	2,425	$208K	0.0%	$47.97	+47.1%	COM	718546104
IBDRY	Iberdrola S A	4,237	$207K	0.0%	$35.18	—	COM	450737101
PEY	Invesco High Yield Equity Dividend Achievers ETF	9,920	$205K	0.0%	$20.26	—	HIG YLD EQ DIV	46137V563
NVS	Novartis AG	2,231	$204K	0.0%	$80.19	—	COM	66987V109
NVDA	Nvidia Corp	252	$202K	0.0%	$15.99	0.0%	COM	67066G104
NWBO	NW Biotherapeutics	45,150	$66,000	0.0%	$0.82	+85.6%	COM	66737P600
—	Worksport Ltd	10,000	$5,000	0.0%	$0.50	—	COM	98139Q100
—	Arch Therapeutics	11,500	$1,000	0.0%	$0.17	—	COM	03939W109
BLDV	Blue Diamond Ventures In	50,000	$0	0.0%	$0.00	-46.8%	COM	09539R101
DRNK	NOHO, Inc.	150,000	$0	0.0%	$0.00	0.0%	COM	65528C109
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	+55.5%	COM	58463C101
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	-82.8%	COM	565807401
SHOM	Southern Home Med	150,000	$0	0.0%	$0.00	+32.7%	COM	84305M206