Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMD	ADVANCED MICRO DEVICES INC	943	$548K	0.1%	$580.91	—	COM	007903107
FDXF	FEDEX FGHT HLDG CO INC	2,814	$425K	0.1%	$151.00	—	COMMON STOCK	314352105
INTC	INTEL CORP	2,100	$293K	0.0%	$139.63	—	COM	458140100
FIX	COMFORT SYS USA INC	141	$279K	0.0%	$1981.95	—	COM	199908104
UNH	UNITEDHEALTH GROUP INC	669	$278K	0.0%	$415.92	—	COM	91324P102
GEV	GE VERNOVA INC	214	$251K	0.0%	$1174.86	—	COM	36828A101
WDC	WESTERN DIGITAL CORP	375	$240K	0.0%	$638.72	—	COM	958102105
XLK	SELECT SECTOR SPDR TR	1,250	$238K	0.0%	$190.52	—	ST STR TECHN ETF	81369Y803
GE	GE AEROSPACE	632	$236K	0.0%	$373.73	—	COM NEW	369604301
SNDK	SANDISK CORP	99	$225K	0.0%	$2273.73	—	COM	80004C200
BLK	BLACKROCK INC	220	$211K	0.0%	$960.63	—	COM	09290D101
VHT	VANGUARD WORLD FD	690	$206K	0.0%	$299.01	—	HEALTH CAR ETF	92204A504
MOH	MOLINA HEALTHCARE INC	902	$206K	0.0%	$228.70	—	COM	60855R100
MMM	3M CO	1,258	$204K	0.0%	$161.91	—	COM	88579Y101
V	VISA INC	587	$201K	0.0%	$343.26	—	COM CL A	92826C839
MGV	VANGUARD WORLD FD	1,224	$200K	0.0%	$163.42	—	MEGA CAP VAL ETF	921910840

Increased Positions (36)

SPYM SPDR SERIES TRUST 5.0%

Value $37.82M (+17.3%) Shares 430,413 (+2.2%) Est. Cost $68.64 Unrealized —

VUG VANGUARD INDEX FDS 1.2%

Value $8.821M (+19.1%) Shares 102,406 (+503.8%) Est. Cost $124.18 Unrealized —

VCRM VANGUARD MUN BD FDS 0.6%

Value $4.217M (+23.6%) Shares 55,199 (+21.6%) Est. Cost $74.94 Unrealized —

MU MICRON TECHNOLOGY INC 0.1%

Value $1.065M (+271.9%) Shares 923 (+8.8%) Est. Cost $323.13 Unrealized —

AAPL APPLE INC 0.5%

Value $3.948M (+19.2%) Shares 13,643 (+4.5%) Est. Cost $127.47 Unrealized —

GBIL GOLDMAN SACHS ETF TR 0.1%

Value $934K (+183.3%) Shares 9,322 (+183.4%) Est. Cost $100.13 Unrealized —

BSV VANGUARD BD INDEX FDS 2.8%

Value $21.53M (+2.8%) Shares 276,323 (+3.5%) Est. Cost $76.90 Unrealized —

VV VANGUARD INDEX FDS 0.5%

Value $4.122M (+16.6%) Shares 11,986 (+1.4%) Est. Cost $303.28 Unrealized —

SMMU PIMCO ETF TR 1.1%

Value $8.702M (+7.1%) Shares 172,326 (+7.0%) Est. Cost $49.99 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value $2.259M (+33.5%) Shares 3,288 (+16.1%) Est. Cost $565.22 Unrealized —

STIP ISHARES TR 4.3%

Value $32.76M (+1.7%) Shares 320,695 (+3.0%) Est. Cost $98.02 Unrealized —

AMZN AMAZON COM INC 0.2%

Value $1.146M (+54.2%) Shares 4,810 (+34.8%) Est. Cost $176.92 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.2%

Value $1.391M (+35.4%) Shares 10,860 (+17.5%) Est. Cost $113.70 Unrealized —

GOOG ALPHABET INC 0.2%

Value $1.525M (+29.3%) Shares 4,316 (+5.0%) Est. Cost $140.78 Unrealized —

BOND PIMCO ETF TR 3.2%

Value $24.54M (+1.4%) Shares 266,083 (+1.4%) Est. Cost $89.15 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $1.167M (+26.6%) Shares 5,830 (+10.4%) Est. Cost $141.20 Unrealized —

MBB ISHARES TR 3.1%

Value $23.97M (+1.0%) Shares 253,580 (+1.5%) Est. Cost $93.54 Unrealized —

IWF ISHARES TR 0.2%

Value $1.172M (+16.5%) Shares 9,440 (+300.0%) Est. Cost $178.15 Unrealized —

AVLV AMERICAN CENTY ETF TR 0.2%

Value $1.179M (+14.8%) Shares 12,931 (+1.5%) Est. Cost $72.99 Unrealized —

AVGO BROADCOM INC 0.1%

Value $508K (+33.4%) Shares 1,345 (+9.3%) Est. Cost $305.21 Unrealized —

MUNI PIMCO ETF TR 0.6%

Value $4.79M (+2.7%) Shares 91,059 (+1.9%) Est. Cost $52.19 Unrealized —

TSLA TESLA INC 0.1%

Value $874K (+16.5%) Shares 2,079 (+3.0%) Est. Cost $250.23 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $1.066M (+12.3%) Shares 13,227 (+300.3%) Est. Cost $106.68 Unrealized —

HD HOME DEPOT INC 0.1%

Value $492K (+21.5%) Shares 1,395 (+13.3%) Est. Cost $200.82 Unrealized —

TSCO TRACTOR SUPPLY CO 0.0%

Value $260K (-23.8%) Shares 8,227 (+9.3%) Est. Cost $45.53 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $484K (+14.9%) Shares 1,479 (+3.4%) Est. Cost $208.60 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.1%

Value $425K (+15.7%) Shares 12,198 (+1.4%) Est. Cost $173.88 Unrealized —

META META PLATFORMS INC 0.0%

Value $266K (+14.1%) Shares 473 (+15.9%) Est. Cost $698.33 Unrealized —

PCG PG&E CORP 0.0%

Value $257K (+13.3%) Shares 15,272 (+18.4%) Est. Cost $16.45 Unrealized —

ORCL ORACLE CORP 0.0%

Value $242K (+11.4%) Shares 1,649 (+11.8%) Est. Cost $173.66 Unrealized —

SPAB SPDR SERIES TRUST 0.2%

Value $1.338M (+1.5%) Shares 52,423 (+1.9%) Est. Cost $25.67 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value $506K (+3.3%) Shares 21,885 (+3.7%) Est. Cost $34.54 Unrealized —

NUBD NUSHARES ETF TR 0.1%

Value $707K (+2.1%) Shares 31,920 (+2.4%) Est. Cost $24.16 Unrealized —

TJX TJX COS INC NEW 0.0%

Value $216K (-1.0%) Shares 1,425 (+4.3%) Est. Cost $154.11 Unrealized —

ISTB ISHARES TR 0.0%

Value $345K (+0.6%) Shares 7,145 (+1.1%) Est. Cost $47.22 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.0%

Value $311K (-0.4%) Shares 332 (+6.1%) Est. Cost $962.15 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR SERIES TRUST	430,413 (+2.2%)	$37.82M (+17.3%)	5.0%	$68.64	—	ST STR P500ETF	78464A854
VUG	VANGUARD INDEX FDS	102,406 (+503.8%)	$8.821M (+19.1%)	1.2%	$124.18	—	GROWTH ETF	922908736
VCRM	VANGUARD MUN BD FDS	55,199 (+21.6%)	$4.217M (+23.6%)	0.6%	$74.94	—	CORE TAX EXEMPT	922907712
MU	MICRON TECHNOLOGY INC	923 (+8.8%)	$1.065M (+271.9%)	0.1%	$323.13	—	COM	595112103
AAPL	APPLE INC	13,643 (+4.5%)	$3.948M (+19.2%)	0.5%	$127.47	—	COM	037833100
GBIL	GOLDMAN SACHS ETF TR	9,322 (+183.4%)	$934K (+183.3%)	0.1%	$100.13	—	ACCES TREASURY	381430529
BSV	VANGUARD BD INDEX FDS	276,323 (+3.5%)	$21.53M (+2.8%)	2.8%	$76.90	—	SHORT TRM BOND	921937827
VV	VANGUARD INDEX FDS	11,986 (+1.4%)	$4.122M (+16.6%)	0.5%	$303.28	—	LARGE CAP ETF	922908637
SMMU	PIMCO ETF TR	172,326 (+7.0%)	$8.702M (+7.1%)	1.1%	$49.99	—	SHTRM MUN BD ACT	72201R874
VOO	VANGUARD INDEX FDS	3,288 (+16.1%)	$2.259M (+33.5%)	0.3%	$565.22	—	S&P 500 ETF SHS	922908363
STIP	ISHARES TR	320,695 (+3.0%)	$32.76M (+1.7%)	4.3%	$98.02	—	0-5 YR TIPS ETF	46429B747
AMZN	AMAZON COM INC	4,810 (+34.8%)	$1.146M (+54.2%)	0.2%	$176.92	—	COM	023135106
AVUS	AMERICAN CENTY ETF TR	10,860 (+17.5%)	$1.391M (+35.4%)	0.2%	$113.70	—	US EQT ETF	025072885
GOOG	ALPHABET INC	4,316 (+5.0%)	$1.525M (+29.3%)	0.2%	$140.78	—	CAP STK CL C	02079K107
BOND	PIMCO ETF TR	266,083 (+1.4%)	$24.54M (+1.4%)	3.2%	$89.15	—	ACTIVE BD ETF	72201R775
NVDA	NVIDIA CORPORATION	5,830 (+10.4%)	$1.167M (+26.6%)	0.2%	$141.20	—	COM	67066G104
MBB	ISHARES TR	253,580 (+1.5%)	$23.97M (+1.0%)	3.1%	$93.54	—	MBS ETF	464288588
IWF	ISHARES TR	9,440 (+300.0%)	$1.172M (+16.5%)	0.2%	$178.15	—	RUS 1000 GRW ETF	464287614
AVLV	AMERICAN CENTY ETF TR	12,931 (+1.5%)	$1.179M (+14.8%)	0.2%	$72.99	—	US LARGE CAP VLU	025072349
AVGO	BROADCOM INC	1,345 (+9.3%)	$508K (+33.4%)	0.1%	$305.21	—	COM	11135F101
MUNI	PIMCO ETF TR	91,059 (+1.9%)	$4.79M (+2.7%)	0.6%	$52.19	—	INTER MUN BD ACT	72201R866
TSLA	TESLA INC	2,079 (+3.0%)	$874K (+16.5%)	0.1%	$250.23	—	COM	88160R101
VO	VANGUARD INDEX FDS	13,227 (+300.3%)	$1.066M (+12.3%)	0.1%	$106.68	—	MID CAP ETF	922908629
HD	HOME DEPOT INC	1,395 (+13.3%)	$492K (+21.5%)	0.1%	$200.82	—	COM	437076102
TSCO	TRACTOR SUPPLY CO	8,227 (+9.3%)	$260K (-23.8%)	0.0%	$45.53	—	COM	892356106
JPM	JPMORGAN CHASE & CO	1,479 (+3.4%)	$484K (+14.9%)	0.1%	$208.60	—	COM	46625H100
SCHV	SCHWAB STRATEGIC TR	12,198 (+1.4%)	$425K (+15.7%)	0.1%	$173.88	—	US LCAP VA ETF	808524409
META	META PLATFORMS INC	473 (+15.9%)	$266K (+14.1%)	0.0%	$698.33	—	CL A	30303M102
PCG	PG&E CORP	15,272 (+18.4%)	$257K (+13.3%)	0.0%	$16.45	—	COM	69331C108
ORCL	ORACLE CORP	1,649 (+11.8%)	$242K (+11.4%)	0.0%	$173.66	—	COM	68389X105
SPAB	SPDR SERIES TRUST	52,423 (+1.9%)	$1.338M (+1.5%)	0.2%	$25.67	—	ST STR AGGRE ETF	78464A649
SCHZ	SCHWAB STRATEGIC TR	21,885 (+3.7%)	$506K (+3.3%)	0.1%	$34.54	—	US AGGREGATE B	808524839
NUBD	NUSHARES ETF TR	31,920 (+2.4%)	$707K (+2.1%)	0.1%	$24.16	—	NUVEEN ESG US	67092P870
TJX	TJX COS INC NEW	1,425 (+4.3%)	$216K (-1.0%)	0.0%	$154.11	—	COM	872540109
ISTB	ISHARES TR	7,145 (+1.1%)	$345K (+0.6%)	0.0%	$47.22	—	CORE 1 5 YR USD	46432F859
COST	COSTCO WHOLESALE CORPORATION	332 (+6.1%)	$311K (-0.4%)	0.0%	$962.15	—	COM	22160K105

Exited Positions (2)

COP CONOCOPHILLIPS 0.0%

Value $239K Shares 1,813 Est. Cost $102.65 Unrealized —

FDL FIRST TR EXCHANGE-TRADED FD 0.0%

Value $217K Shares 4,275 Est. Cost $50.80 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
COP	CONOCOPHILLIPS	1,813	$239K	0.0%	$102.65	—	—	20825C104
FDL	FIRST TR EXCHANGE-TRADED FD	4,275	$217K	0.0%	$50.80	—	—	336917109

Decreased Positions (39)

GSLC GOLDMAN SACHS ETF TR 3.7%

Value $28.18M (+9.3%) Shares 198,590 (-3.6%) Est. Cost $64.64 Unrealized —

SCHF SCHWAB STRATEGIC TR 1.3%

Value $10.22M (+9.9%) Shares 368,873 (-1.8%) Est. Cost $23.80 Unrealized —

FNDC SCHWAB STRATEGIC TR 3.1%

Value $23.77M (+3.2%) Shares 489,415 (-1.5%) Est. Cost $34.78 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value $932K (-40.6%) Shares 2,498 (-41.1%) Est. Cost $312.63 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.8%

Value $5.908M (+9.2%) Shares 61,225 (-8.8%) Est. Cost $51.27 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.3%

Value $2.245M (+19.9%) Shares 62,142 (-3.5%) Est. Cost $27.44 Unrealized —

NFLX NETFLIX INC. 0.1%

Value $772K (-31.1%) Shares 10,810 (-7.3%) Est. Cost $97.17 Unrealized —

VTV VANGUARD INDEX FDS 0.4%

Value $3.385M (+9.3%) Shares 15,531 (-1.6%) Est. Cost $134.57 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $1.333M (+22.9%) Shares 1,810 (-3.7%) Est. Cost $592.81 Unrealized —

WMT WALMART INC 0.2%

Value $1.414M (-11.7%) Shares 12,484 (-3.1%) Est. Cost $53.70 Unrealized —

FNDE SCHWAB STRATEGIC TR 3.0%

Value $22.61M (-0.6%) Shares 569,914 (-4.2%) Est. Cost $25.73 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $1.78M (+8.6%) Shares 7,521 (-1.3%) Est. Cost $962.29 Unrealized —

AVDS AMERICAN CENTY ETF TR 0.5%

Value $3.675M (+3.6%) Shares 48,834 (-1.1%) Est. Cost $55.68 Unrealized —

PTRB PGIM ETF TR 0.4%

Value $3.135M (-3.8%) Shares 75,617 (-3.7%) Est. Cost $41.91 Unrealized —

IVV ISHARES TR 0.2%

Value $1.885M (+6.7%) Shares 2,517 (-6.9%) Est. Cost $438.06 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value $4.043M (-2.8%) Shares 79,932 (-4.1%) Est. Cost $49.81 Unrealized —

GNMA ISHARES TR 0.1%

Value $1.038M (-8.8%) Shares 23,468 (-8.6%) Est. Cost $43.84 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $784K (+14.5%) Shares 2,588 (-1.1%) Est. Cost $254.96 Unrealized —

ESGD ISHARES TR 0.0%

Value $276K (-26.5%) Shares 2,680 (-31.6%) Est. Cost $70.46 Unrealized —

PEP PEPSICO INC 0.1%

Value $411K (-17.3%) Shares 3,038 (-5.1%) Est. Cost $123.39 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value $423K (-13.0%) Shares 2,340 (-20.5%) Est. Cost $123.48 Unrealized —

PYLD PIMCO ETF TR 1.7%

Value $12.99M (-0.4%) Shares 489,951 (-1.6%) Est. Cost $25.84 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $554K (+10.5%) Shares 1,638 (-1.1%) Est. Cost $134.89 Unrealized —

AVSE AMERICAN CENTY ETF TR 0.0%

Value $296K (+19.7%) Shares 3,621 (-2.6%) Est. Cost $51.38 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value $1.131M (-3.8%) Shares 14,306 (-3.5%) Est. Cost $75.58 Unrealized —

SPEM SPDR INDEX SHS FDS 0.0%

Value $252K (-14.3%) Shares 4,867 (-22.4%) Est. Cost $46.81 Unrealized —

SPSM SPDR SERIES TRUST 0.0%

Value $281K (+16.9%) Shares 4,878 (-2.0%) Est. Cost $46.32 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $818K (-4.3%) Shares 5,581 (-5.7%) Est. Cost $101.11 Unrealized —

LOW LOWES COS INC 0.0%

Value $260K (-9.1%) Shares 1,179 (-2.6%) Est. Cost $87.20 Unrealized —

IWR ISHARES TR 0.1%

Value $732K (+3.4%) Shares 6,639 (-8.8%) Est. Cost $96.49 Unrealized —

MRK MERCK & CO INC 0.1%

Value $448K (+5.2%) Shares 3,490 (-1.5%) Est. Cost $78.40 Unrealized —

IEFA ISHARES TR 0.1%

Value $811K (+2.6%) Shares 8,396 (-3.8%) Est. Cost $77.61 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.1%

Value $854K (-1.4%) Shares 8,284 (-4.5%) Est. Cost $91.41 Unrealized —

DIS DISNEY WALT CO 0.0%

Value $314K (-3.2%) Shares 3,261 (-3.1%) Est. Cost $94.20 Unrealized —

NULV NUSHARES ETF TR 0.0%

Value $332K (+2.4%) Shares 6,637 (-6.8%) Est. Cost $31.88 Unrealized —

IWN ISHARES TR 0.0%

Value $263K (-1.3%) Shares 1,188 (-15.4%) Est. Cost $189.59 Unrealized —

AMGN AMGEN INC 0.1%

Value $433K (-0.6%) Shares 1,196 (-3.5%) Est. Cost $271.84 Unrealized —

MA MASTERCARD INCORPORATED 0.3%

Value $2.017M (-0.1%) Shares 3,926 (-2.8%) Est. Cost $92.71 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $897K (+0.1%) Shares 3,530 (-3.7%) Est. Cost $119.12 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	198,590 (-3.6%)	$28.18M (+9.3%)	3.7%	$64.64	—	ACTIVEBETA US LG	381430503
SCHF	SCHWAB STRATEGIC TR	368,873 (-1.8%)	$10.22M (+9.9%)	1.3%	$23.80	—	INTL EQTY ETF	808524805
FNDC	SCHWAB STRATEGIC TR	489,415 (-1.5%)	$23.77M (+3.2%)	3.1%	$34.78	—	FUNDAMENTAL INTL	808524748
MSFT	MICROSOFT CORP	2,498 (-41.1%)	$932K (-40.6%)	0.1%	$312.63	—	COM	594918104
AVEM	AMERICAN CENTY ETF TR	61,225 (-8.8%)	$5.908M (+9.2%)	0.8%	$51.27	—	AVANTIS EMGMKT	025072604
SCHA	SCHWAB STRATEGIC TR	62,142 (-3.5%)	$2.245M (+19.9%)	0.3%	$27.44	—	US SML CAP ETF	808524607
NFLX	NETFLIX INC.	10,810 (-7.3%)	$772K (-31.1%)	0.1%	$97.17	—	COM	64110L106
VTV	VANGUARD INDEX FDS	15,531 (-1.6%)	$3.385M (+9.3%)	0.4%	$134.57	—	VALUE ETF	922908744
QQQ	INVESCO QQQ TR	1,810 (-3.7%)	$1.333M (+22.9%)	0.2%	$592.81	—	UNIT SER 1	46090E103
WMT	WALMART INC	12,484 (-3.1%)	$1.414M (-11.7%)	0.2%	$53.70	—	COM	931142103
FNDE	SCHWAB STRATEGIC TR	569,914 (-4.2%)	$22.61M (-0.6%)	3.0%	$25.73	—	FUND EM EQUI ETF	808524730
VIG	VANGUARD SPECIALIZED FUNDS	7,521 (-1.3%)	$1.78M (+8.6%)	0.2%	$962.29	—	DIV APP ETF	921908844
AVDS	AMERICAN CENTY ETF TR	48,834 (-1.1%)	$3.675M (+3.6%)	0.5%	$55.68	—	AVANTIS INTL SML	025072190
PTRB	PGIM ETF TR	75,617 (-3.7%)	$3.135M (-3.8%)	0.4%	$41.91	—	TOTA RETU BD ETF	69344A800
IVV	ISHARES TR	2,517 (-6.9%)	$1.885M (+6.7%)	0.2%	$438.06	—	CORE S&P500 ETF	464287200
VTEB	VANGUARD MUN BD FDS	79,932 (-4.1%)	$4.043M (-2.8%)	0.5%	$49.81	—	TAX EXEMPT BD	922907746
GNMA	ISHARES TR	23,468 (-8.6%)	$1.038M (-8.8%)	0.1%	$43.84	—	GNMA BOND ETF	46429B333
VB	VANGUARD INDEX FDS	2,588 (-1.1%)	$784K (+14.5%)	0.1%	$254.96	—	SMALL CP ETF	922908751
ESGD	ISHARES TR	2,680 (-31.6%)	$276K (-26.5%)	0.0%	$70.46	—	ESG AW MSCI EAFE	46435G516
PEP	PEPSICO INC	3,038 (-5.1%)	$411K (-17.3%)	0.1%	$123.39	—	COM	713448108
PM	PHILIP MORRIS INTL INC	2,340 (-20.5%)	$423K (-13.0%)	0.1%	$123.48	—	COM	718172109
PYLD	PIMCO ETF TR	489,951 (-1.6%)	$12.99M (-0.4%)	1.7%	$25.84	—	MULTISECTOR BD	72201R585
AXP	AMERICAN EXPRESS CO	1,638 (-1.1%)	$554K (+10.5%)	0.1%	$134.89	—	COM	025816109
AVSE	AMERICAN CENTY ETF TR	3,621 (-2.6%)	$296K (+19.7%)	0.0%	$51.38	—	AVA RES MAR ETF	025072315
VCSH	VANGUARD SCOTTSDALE FDS	14,306 (-3.5%)	$1.131M (-3.8%)	0.1%	$75.58	—	SHRT TRM CORP BD	92206C409
SPEM	SPDR INDEX SHS FDS	4,867 (-22.4%)	$252K (-14.3%)	0.0%	$46.81	—	ST PORT MARK ETF	78463X509
SPSM	SPDR SERIES TRUST	4,878 (-2.0%)	$281K (+16.9%)	0.0%	$46.32	—	ST STR SP600 SML	78468R853
PG	PROCTER & GAMBLE CO	5,581 (-5.7%)	$818K (-4.3%)	0.1%	$101.11	—	COM	742718109
LOW	LOWES COS INC	1,179 (-2.6%)	$260K (-9.1%)	0.0%	$87.20	—	COM	548661107
IWR	ISHARES TR	6,639 (-8.8%)	$732K (+3.4%)	0.1%	$96.49	—	RUS MID CAP ETF	464287499
MRK	MERCK & CO INC	3,490 (-1.5%)	$448K (+5.2%)	0.1%	$78.40	—	COM	58933Y105
IEFA	ISHARES TR	8,396 (-3.8%)	$811K (+2.6%)	0.1%	$77.61	—	CORE MSCI EAFE	46432F842
AVDV	AMERICAN CENTY ETF TR	8,284 (-4.5%)	$854K (-1.4%)	0.1%	$91.41	—	INTL SMCP VLU	025072802
DIS	DISNEY WALT CO	3,261 (-3.1%)	$314K (-3.2%)	0.0%	$94.20	—	COM	254687106
NULV	NUSHARES ETF TR	6,637 (-6.8%)	$332K (+2.4%)	0.0%	$31.88	—	NUVEEN ESG LRGVL	67092P300
IWN	ISHARES TR	1,188 (-15.4%)	$263K (-1.3%)	0.0%	$189.59	—	RUS 2000 VAL ETF	464287630
AMGN	AMGEN INC	1,196 (-3.5%)	$433K (-0.6%)	0.1%	$271.84	—	COM	031162100
MA	MASTERCARD INCORPORATED	3,926 (-2.8%)	$2.017M (-0.1%)	0.3%	$92.71	—	CL A	57636Q104
JNJ	JOHNSON & JOHNSON	3,530 (-3.7%)	$897K (+0.1%)	0.1%	$119.12	—	COM	478160104

Unchanged Positions (63)

SCHG SCHWAB STRATEGIC TR 8.3%

Value $63.69M Shares 1,882,199 Est. Cost $174.21 Unrealized —

FNDX SCHWAB STRATEGIC TR 9.6%

Value $73.09M Shares 2,350,202 Est. Cost $469.39 Unrealized —

IJR ISHARES TR 4.1%

Value $31.19M Shares 210,298 Est. Cost $89.38 Unrealized —

MOAT VANECK ETF TRUST 7.7%

Value $58.51M Shares 562,820 Est. Cost $9594.62 Unrealized —

SCHX SCHWAB STRATEGIC TR 3.9%

Value $30.11M Shares 1,022,937 Est. Cost $24.40 Unrealized —

IJH ISHARES TR 2.8%

Value $21.57M Shares 279,751 Est. Cost $89.03 Unrealized —

QLTY GMO ETF TRUST 2.1%

Value $15.85M Shares 380,893 Est. Cost $31.22 Unrealized —

AVDE AMERICAN CENTY ETF TR 4.1%

Value $31.42M Shares 352,258 Est. Cost $76.82 Unrealized —

GSIE GOLDMAN SACHS ETF TR 2.7%

Value $20.53M Shares 449,338 Est. Cost $27.84 Unrealized —

GOOGL ALPHABET INC 0.6%

Value $4.794M Shares 13,416 Est. Cost $112.15 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 2.1%

Value $16.01M Shares 31,986 Est. Cost $220.99 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.6%

Value $4.419M Shares 5,917 Est. Cost $238.45 Unrealized —

RWL INVESCO EXCH TRADED FD TR II 0.5%

Value $4.152M Shares 32,495 Est. Cost $52.94 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.3%

Value $2.586M Shares 67,948 Est. Cost $29.91 Unrealized —

AVSU AMERICAN CENTY ETF TR 0.2%

Value $1.875M Shares 21,187 Est. Cost $67.82 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.2%

Value $1.845M Shares 50,028 Est. Cost $38.24 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.3%

Value $2.12M Shares 3,014 Est. Cost $295.05 Unrealized —

SPMD SPDR SERIES TRUST 0.2%

Value $1.897M Shares 28,083 Est. Cost $44.04 Unrealized —

IYY ISHARES TR 0.2%

Value $1.611M Shares 8,838 Est. Cost $98.78 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.2%

Value $1.567M Shares 2,999 Est. Cost $234.13 Unrealized —

MTUM ISHARES TR 0.1%

Value $446K Shares 1,302 Est. Cost $202.13 Unrealized —

FDX FEDEX CORP 0.1%

Value $979K Shares 3,126 Est. Cost $138.69 Unrealized —

IWB ISHARES TR 0.1%

Value $984K Shares 2,403 Est. Cost $208.38 Unrealized —

SPDW SPDR INDEX SHS FDS 0.2%

Value $1.35M Shares 26,793 Est. Cost $43.86 Unrealized —

IWM ISHARES TR 0.1%

Value $705K Shares 2,346 Est. Cost $210.47 Unrealized —

IWD ISHARES TR 0.1%

Value $974K Shares 4,020 Est. Cost $188.16 Unrealized —

NULG NUSHARES ETF TR 0.1%

Value $487K Shares 4,157 Est. Cost $59.97 Unrealized —

GEM GOLDMAN SACHS ETF TR 0.1%

Value $634K Shares 12,200 Est. Cost $31.25 Unrealized —

QCOM QUALCOMM INC 0.0%

Value $335K Shares 1,812 Est. Cost $123.66 Unrealized —

AIVL WISDOMTREE TR 0.1%

Value $838K Shares 6,387 Est. Cost $75.55 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $350K Shares 2,562 Est. Cost $84.47 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value $870K Shares 2,766 Est. Cost $61.95 Unrealized —

LLY ELI LILLY & CO 0.0%

Value $350K Shares 292 Est. Cost $1047.09 Unrealized —

SPYG SPDR SERIES TRUST 0.1%

Value $435K Shares 3,659 Est. Cost $50.67 Unrealized —

SPTM SPDR SERIES TRUST 0.1%

Value $553K Shares 6,091 Est. Cost $53.23 Unrealized —

IBB ISHARES TR 0.1%

Value $620K Shares 3,258 Est. Cost $162.82 Unrealized —

EFG ISHARES TR 0.1%

Value $659K Shares 5,295 Est. Cost $113.88 Unrealized —

ILCG ISHARES TR 0.0%

Value $347K Shares 2,966 Est. Cost $67.82 Unrealized —

EPS WISDOMTREE TR 0.1%

Value $505K Shares 6,495 Est. Cost $68.61 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.1%

Value $850K Shares 16,103 Est. Cost $26.45 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.2%

Value $1.498M Shares 2 Est. Cost $302764.90 Unrealized —

SUSA ISHARES TR 0.1%

Value $406K Shares 2,631 Est. Cost $97.60 Unrealized —

IVE ISHARES TR 0.1%

Value $776K Shares 3,419 Est. Cost $117.76 Unrealized —

IUSG ISHARES TR 0.0%

Value $301K Shares 1,601 Est. Cost $127.48 Unrealized —

CSM PROSHARES TR 0.1%

Value $409K Shares 4,800 Est. Cost $76.57 Unrealized —

IWP ISHARES TR 0.1%

Value $395K Shares 2,698 Est. Cost $142.41 Unrealized —

BIV VANGUARD BD INDEX FDS 0.4%

Value $2.915M Shares 38,005 Est. Cost $77.65 Unrealized —

STPZ PIMCO ETF TR 0.9%

Value $7.009M Shares 131,408 Est. Cost $50.39 Unrealized —

NUSC NUSHARES ETF TR 0.0%

Value $315K Shares 6,047 Est. Cost $41.35 Unrealized —

AVSD AMERICAN CENTY ETF TR 0.1%

Value $455K Shares 5,699 Est. Cost $53.87 Unrealized —

XLG INVESCO EXCHANGE TRADED FD T 0.0%

Value $295K Shares 4,825 Est. Cost $37.72 Unrealized —

RFV INVESCO EXCHANGE TRADED FD T 0.0%

Value $343K Shares 2,400 Est. Cost $129.97 Unrealized —

DLN WISDOMTREE TR 0.0%

Value $372K Shares 3,862 Est. Cost $69.91 Unrealized —

PKW INVESCO EXCHANGE TRADED FD T 0.0%

Value $281K Shares 1,984 Est. Cost $60.96 Unrealized —

YUM YUM BRANDS INC 0.1%

Value $937K Shares 5,861 Est. Cost $44.70 Unrealized —

AZO AUTOZONE INC 0.0%

Value $237K Shares 74 Est. Cost $3574.20 Unrealized —

GDE WISDOMTREE TR 0.0%

Value $367K Shares 6,004 Est. Cost $59.70 Unrealized —

MINO PIMCO ETF TR 0.1%

Value $764K Shares 16,697 Est. Cost $44.84 Unrealized —

CB CHUBB LIMITED 0.0%

Value $223K Shares 653 Est. Cost $316.22 Unrealized —

USMV ISHARES TR 0.0%

Value $222K Shares 2,301 Est. Cost $93.66 Unrealized —

VSDM VANGUARD MUN BD FDS 0.1%

Value $810K Shares 10,570 Est. Cost $75.98 Unrealized —

BOXX EA SERIES TRUST 0.0%

Value $311K Shares 2,659 Est. Cost $116.29 Unrealized —

CGC CANOPY GROWTH CORPORATION 0.0%

Value $10,450 Shares 11,000 Est. Cost $1.27 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	1,882,199	$63.69M	8.3%	$174.21	—	US LCAP GR ETF	808524300
FNDX	SCHWAB STRATEGIC TR	2,350,202	$73.09M	9.6%	$469.39	—	FUNDAMENTAL US L	808524771
IJR	ISHARES TR	210,298	$31.19M	4.1%	$89.38	—	CORE S&P SCP ETF	464287804
MOAT	VANECK ETF TRUST	562,820	$58.51M	7.7%	$9594.62	—	MRNGSTR WDE MOAT	92189F643
SCHX	SCHWAB STRATEGIC TR	1,022,937	$30.11M	3.9%	$24.40	—	US LRG CAP ETF	808524201
IJH	ISHARES TR	279,751	$21.57M	2.8%	$89.03	—	CORE S&P MCP ETF	464287507
QLTY	GMO ETF TRUST	380,893	$15.85M	2.1%	$31.22	—	US QUALITY ETF	90139K100
AVDE	AMERICAN CENTY ETF TR	352,258	$31.42M	4.1%	$76.82	—	INTL EQT ETF	025072703
GSIE	GOLDMAN SACHS ETF TR	449,338	$20.53M	2.7%	$27.84	—	ACTIVEBETA INT	381430107
GOOGL	ALPHABET INC	13,416	$4.794M	0.6%	$112.15	—	CAP STK CL A	02079K305
BRK/B	BERKSHIRE HATHAWAY INC DEL	31,986	$16.01M	2.1%	$220.99	—	CL B NEW	084670702
SPY	STATE STR SPDR S&P 500 ETF T	5,917	$4.419M	0.6%	$238.45	—	TR UNIT	78462F103
RWL	INVESCO EXCH TRADED FD TR II	32,495	$4.152M	0.5%	$52.94	—	S&P 500 REVENUE	46138G698
FNDA	SCHWAB STRATEGIC TR	67,948	$2.586M	0.3%	$29.91	—	FUNDAMENTAL US S	808524763
AVSU	AMERICAN CENTY ETF TR	21,187	$1.875M	0.2%	$67.82	—	AVANTIS RESPON U	025072281
SCHM	SCHWAB STRATEGIC TR	50,028	$1.845M	0.2%	$38.24	—	US MID-CAP ETF	808524508
MDY	STATE STR SPDR S&P MIDCAP 40	3,014	$2.12M	0.3%	$295.05	—	UTSER1 S&PDCRP	78467Y107
SPMD	SPDR SERIES TRUST	28,083	$1.897M	0.2%	$44.04	—	ST STR P400MID	78464A847
IYY	ISHARES TR	8,838	$1.611M	0.2%	$98.78	—	DOW JONES US ETF	464287846
DIA	STATE STR SPDR DOW JONES IND	2,999	$1.567M	0.2%	$234.13	—	UT SER 1	78467X109
MTUM	ISHARES TR	1,302	$446K	0.1%	$202.13	—	MSCI USA MMENTM	46432F396
FDX	FEDEX CORP	3,126	$979K	0.1%	$138.69	—	COM	31428X106
IWB	ISHARES TR	2,403	$984K	0.1%	$208.38	—	RUS 1000 ETF	464287622
SPDW	SPDR INDEX SHS FDS	26,793	$1.35M	0.2%	$43.86	—	ST STR PO EX ETF	78463X889
IWM	ISHARES TR	2,346	$705K	0.1%	$210.47	—	RUSSELL 2000 ETF	464287655
IWD	ISHARES TR	4,020	$974K	0.1%	$188.16	—	RUS 1000 VAL ETF	464287598
NULG	NUSHARES ETF TR	4,157	$487K	0.1%	$59.97	—	NUVEEN ESG LRGCP	67092P201
GEM	GOLDMAN SACHS ETF TR	12,200	$634K	0.1%	$31.25	—	ACTIVEBETA EME	381430206
QCOM	QUALCOMM INC	1,812	$335K	0.0%	$123.66	—	COM	747525103
AIVL	WISDOMTREE TR	6,387	$838K	0.1%	$75.55	—	US AI ENHANCED	97717W406
XOM	EXXON MOBIL CORP	2,562	$350K	0.0%	$84.47	—	COM	30231G102
NSC	NORFOLK SOUTHN CORP	2,766	$870K	0.1%	$61.95	—	COM	655844108
LLY	ELI LILLY & CO	292	$350K	0.0%	$1047.09	—	COM	532457108
SPYG	SPDR SERIES TRUST	3,659	$435K	0.1%	$50.67	—	ST STR P500GRW	78464A409
SPTM	SPDR SERIES TRUST	6,091	$553K	0.1%	$53.23	—	ST STR PR SP1500	78464A805
IBB	ISHARES TR	3,258	$620K	0.1%	$162.82	—	ISHARES BIOTECH	464287556
EFG	ISHARES TR	5,295	$659K	0.1%	$113.88	—	EAFE GRWTH ETF	464288885
ILCG	ISHARES TR	2,966	$347K	0.0%	$67.82	—	MORNINGSTAR GRWT	464287119
EPS	WISDOMTREE TR	6,495	$505K	0.1%	$68.61	—	US LARGECAP FUND	97717W588
FNDF	SCHWAB STRATEGIC TR	16,103	$850K	0.1%	$26.45	—	FUNDAMENTAL INTL	808524755
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1.498M	0.2%	$302764.90	—	CL A	084670108
SUSA	ISHARES TR	2,631	$406K	0.1%	$97.60	—	ESG OPTIMIZED	464288802
IVE	ISHARES TR	3,419	$776K	0.1%	$117.76	—	S&P 500 VAL ETF	464287408
IUSG	ISHARES TR	1,601	$301K	0.0%	$127.48	—	CORE S&P US GWT	464287671
CSM	PROSHARES TR	4,800	$409K	0.1%	$76.57	—	LARGE CAP CRE	74347R248
IWP	ISHARES TR	2,698	$395K	0.1%	$142.41	—	RUS MD CP GR ETF	464287481
BIV	VANGUARD BD INDEX FDS	38,005	$2.915M	0.4%	$77.65	—	INTERMED TERM	921937819
STPZ	PIMCO ETF TR	131,408	$7.009M	0.9%	$50.39	—	1-5 US TIP IDX	72201R205
NUSC	NUSHARES ETF TR	6,047	$315K	0.0%	$41.35	—	NUVEEN ESG SMLCP	67092P607
AVSD	AMERICAN CENTY ETF TR	5,699	$455K	0.1%	$53.87	—	AVAN RE INTL ETF	025072299
XLG	INVESCO EXCHANGE TRADED FD T	4,825	$295K	0.0%	$37.72	—	S&P 500 TOP 50	46137V233
RFV	INVESCO EXCHANGE TRADED FD T	2,400	$343K	0.0%	$129.97	—	S&P MDCP400 VL	46137V191
DLN	WISDOMTREE TR	3,862	$372K	0.0%	$69.91	—	US LARGECAP DIVD	97717W307
PKW	INVESCO EXCHANGE TRADED FD T	1,984	$281K	0.0%	$60.96	—	BUYBACK ACHIEV	46137V308
YUM	YUM BRANDS INC	5,861	$937K	0.1%	$44.70	—	COM	988498101
AZO	AUTOZONE INC	74	$237K	0.0%	$3574.20	—	COM	053332102
GDE	WISDOMTREE TR	6,004	$367K	0.0%	$59.70	—	EFFICIENT GLD PL	97717Y568
MINO	PIMCO ETF TR	16,697	$764K	0.1%	$44.84	—	MUNI INCOME OPP	72201R635
CB	CHUBB LIMITED	653	$223K	0.0%	$316.22	—	COM	H1467J104
USMV	ISHARES TR	2,301	$222K	0.0%	$93.66	—	MSCI USA MIN ETF	46429B697
VSDM	VANGUARD MUN BD FDS	10,570	$810K	0.1%	$75.98	—	SHORT TAX EXEMPT	922907696
BOXX	EA SERIES TRUST	2,659	$311K	0.0%	$116.29	—	ALPHA ARCH 1-3	02072L565
CGC	CANOPY GROWTH CORPORATION	11,000	$10,450	0.0%	$1.27	—	COM NEW	138035704