Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
USMV	ISHARES EDGE MSCI MIN VOL USA ETF	302,781	$19.86M	11.2%	$65.60	—	MSCI MIN VOL ETF	46429B697
IVV	ISHARES CORE S&P 500 ETF	61,277	$19.81M	11.2%	$323.24	—	CORE S&P500 ETF	464287200
GOVT	ISHARES TR US TREAS BD ETF	701,031	$18.18M	10.3%	$25.94	—	US TREAS BD ETF	46429B267
IEFA	ISHARES TRUST CORE MSCI EAFE ETF	229,319	$14.96M	8.4%	$65.24	—	CORE MSCI EAFE	46432F842
ITOT	ISHARES CORE S&P TOTAL US STOCK MARKET ETF	157,108	$11.42M	6.4%	$72.68	—	CORE S&P TTL STK	464287150
IEMG	ISHARES INC CORE MSCI EMERGING MKTS ETF	148,513	$7.982M	4.5%	$53.75	—	CORE MSCI EMKT	46434G103
FCOR	FIDELITY CORPORATE BOND ETF	124,165	$6.582M	3.7%	$53.01	—	CORP BOND ETF	316188101
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	82,664	$5.99M	3.4%	$72.46	—	MSCI INFO TECH I	316092808
MBB	ISHARES TR MBS ETF	54,543	$5.893M	3.3%	$108.04	—	MBS ETF	464288588
FQAL	FIDELITY QUALITY FACTOR ETF	147,908	$5.575M	3.1%	$37.69	—	QLTY FCTOR ETF	316092790
IGIB	ISHARES TR INTRM TR CRP ETF	91,365	$5.296M	3.0%	$57.97	—	INTRM TR CRP ETF	464288638
IGLB	ISHARES TR LNG TR CRPRT BD	79,083	$5.272M	3.0%	$66.66	—	LNG TR CRPRT BD	464289511
AAPL	APPLE INC COM USD0.00001	17,040	$5.004M	2.8%	$62.02	0.0%	COM	037833100
EMB	ISHARES TR JP MOR EM MK ETF	33,789	$3.87M	2.2%	$114.53	—	JPMORGAN USD EMG	464288281
FDVV	FIDELITY HIGH DIVIDEND ETF	110,742	$3.594M	2.0%	$32.45	—	HIGH DIVID ETF	316092840
DGRO	ISHARES TRUST CORE DIVID GWTH	85,303	$3.588M	2.0%	$42.06	—	CORE DIV GRWTH	46434V621
ONEQ	FIDELITY NASDAQ COMPOSITE INDEX TRACKING STOCK	9,998	$3.495M	2.0%	$349.57	—	NDQ CP IDX TRK	315912808
FLDR	FIDELITY LOW DURATION BOND FACTOR ETF	65,439	$3.314M	1.9%	$50.64	—	LOW DURTIN ETF	316188408
IJR	ISHARES CORE S&P SMALL-CAP E	27,921	$2.341M	1.3%	$83.84	—	CORE S&P SCP ETF	464287804
PFF	ISHARES TR PFD AND INCM SEC	57,052	$2.144M	1.2%	$37.58	—	PFD AND INCM SEC	464288687
TLT	ISHARES TR 20 YR TR BD ETF	14,780	$2.002M	1.1%	$135.45	—	20 YR TR BD ETF	464287432
IJH	ISHARES CORE S&P MID-CAP ETF	9,255	$1.904M	1.1%	$205.73	—	CORE S&P MCP ETF	464287507
FUTY	FIDELITY MSCI UTILS INDEX ETF	38,191	$1.615M	0.9%	$42.29	—	MSCI UTILS INDEX	316092865
AMZN	AMAZON.COM INC	547	$1.01M	0.6%	$88.51	0.0%	COM	023135106
T	AT&T INC COM USD1	22,709	$887K	0.5%	$18.86	0.0%	COM	00206R102
BRK/B	BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	3,589	$812K	0.5%	$217.17	0.0%	CL B NEW	084670702
MSFT	MICROSOFT CORP	4,993	$787K	0.4%	$139.23	0.0%	COM	594918104
UNH	UNITEDHEALTH GROUP	2,632	$773K	0.4%	$236.60	0.0%	COM	91324P102
PG	PROCTER & GAMBLE CO COM	5,689	$710K	0.4%	$105.24	0.0%	COM	742718109
JPM	JPMORGAN CHASE & CO COM USD1.00	4,728	$659K	0.4%	$108.67	0.0%	COM	46625H100
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 CB	29,226	$620K	0.4%	$21.21	—	BULSHS 2021 CB	46138J700
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 CB	25,219	$542K	0.3%	$21.49	—	BULSHS 2022 CB	46138J882
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 HY	21,197	$523K	0.3%	$24.67	—	BULSHS 2021 HY	46138J809
FDN	FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD	3,738	$520K	0.3%	$139.11	—	DJ INTERNT IDX	33733E302
MCD	MCDONALDS CORP	2,525	$499K	0.3%	$171.93	0.0%	COM	580135101
SBUX	STARBUCKS CORP COM USD0.001	5,545	$487K	0.3%	$74.48	0.0%	COM	855244109
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 CB	22,242	$473K	0.3%	$21.27	—	BULSHS 2023 CB	46138J866
JNJ	JOHNSON &JOHNSON COM USD1.00	3,185	$464K	0.3%	$114.10	0.0%	COM	478160104
VZ	VERIZON COMMUNICATIONS	7,006	$430K	0.2%	$42.79	0.0%	COM	92343V104
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 HY	17,323	$423K	0.2%	$24.42	—	BULSHS 2022 HY	46138J874
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 CB	19,595	$420K	0.2%	$21.43	—	BULSHS 2024 CB	46138J841
DIS	DISNEY WALT CO	2,773	$401K	0.2%	$135.71	0.0%	COM DISNEY	254687106
CCI	CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1	2,636	$374K	0.2%	$104.19	0.0%	COM	22822V101
PYPL	PAYPAL HLDGS INC COM	3,457	$373K	0.2%	$103.97	0.0%	COM	70450Y103
PGR	PROGRESSIVE CORP OHIO COM USD 1.00	4,790	$346K	0.2%	$59.30	0.0%	COM	743315103
BSJO	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 HY	13,278	$338K	0.2%	$25.46	—	BULSHS 2024 HY	46138J833
V	VISA INC COM CL A	1,787	$335K	0.2%	$172.55	0.0%	COM CL A	92826C839
—	VMWARE INC CL A COM	2,182	$331K	0.2%	$151.70	—	CL A COM	928563402
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 HY	12,281	$321K	0.2%	$26.14	—	BULSHS 2023 HY	46138J858
NFLX	NETFLIX COM INC COM	959	$310K	0.2%	$29.65	0.0%	COM	64110L106
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2025 CB	14,315	$307K	0.2%	$21.45	—	BULSHS 2025 CB	46138J825
GOOGL	ALPHABET INC CAP STK CL A	223	$298K	0.2%	$64.02	0.0%	CAP STK CL A	02079K305
MRK	MERCK & CO INC NEW COM	3,068	$279K	0.2%	$67.55	0.0%	COM	58933Y105
—	CEDAR FAIR L P DEPOSITRY UNIT	4,874	$270K	0.2%	$55.40	—	DEPOSITRY UNIT	150185106
TSLA	TESLA INC COM	641	$268K	0.2%	$21.69	0.0%	COM	88160R101
META	FACEBOOK INC-CLASS A	1,255	$257K	0.1%	$192.35	0.0%	CL A	30303M102
CTAS	CINTAS CORP	937	$252K	0.1%	$61.91	0.0%	COM	172908105
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2020 HY	9,597	$229K	0.1%	$23.86	—	BULSHS 2020 HY	46138J601
—	KELLOGG COMPANY COM USD0.25	3,277	$226K	0.1%	$48.55	0.0%	COM	487836108
PHYS	SPROTT PHYSICAL GOLD TRUST UNIT ISIN #CA85207H1047 SEDOL #BYVW239	18,615	$226K	0.1%	$12.14	—	UNIT	85207H104
—	ROYAL DUTCH SHELL ADR EA REP 2 CL A EUR0.07	3,742	$220K	0.1%	$58.79	—	SPONS ADR A	780259206
PFE	PFIZER INC	5,365	$210K	0.1%	$26.71	0.0%	COM	717081103
GOOG	ALPHABET INC CAP STK CL C	152	$203K	0.1%	$64.05	0.0%	CAP STK CL C	02079K107
—	PENNEY J C CORP INC COM	31,000	$34,000	0.0%	$1.10	—	COM	708160106