Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GOVT	ISHARES TR US TREAS BD ETF	650,602	$18.26M	11.5%	$25.94	—	US TREAS BD ETF	46429B267
IVV	ISHARES CORE S&P 500 ETF	63,321	$16.4M	10.3%	$321.16	—	CORE S&P500 ETF	464287200
USMV	ISHARES EDGE MSCI MIN VOL USA ETF	253,034	$13.68M	8.6%	$65.60	—	MSCI MIN VOL ETF	46429B697
IEFA	ISHARES TRUST CORE MSCI EAFE ETF	232,372	$11.62M	7.3%	$65.04	—	CORE MSCI EAFE	46432F842
FQAL	FIDELITY QUALITY FACTOR ETF	251,910	$7.716M	4.8%	$34.78	—	QLTY FCTOR ETF	316092790
ESGU	ISHARES TR ESG MSCI USA ETF	123,157	$7.1M	4.5%	$57.65	—	ESG MSCI USA ETF	46435G425
IGIB	ISHARES TR INTRM TR CRP ETF	93,974	$5.168M	3.2%	$57.88	—	INTRM TR CRP ETF	464288638
FCOR	FIDELITY CORPORATE BOND ETF	101,955	$5.108M	3.2%	$53.01	—	CORP BOND ETF	316188101
IGLB	ISHARES TR LNG TR CRPRT BD	79,751	$5.073M	3.2%	$66.66	—	LNG TR CRPRT BD	464289511
IEMG	ISHARES INC CORE MSCI EMERGING MKTS ETF	105,991	$4.305M	2.7%	$53.75	—	CORE MSCI EMKT	46434G103
AAPL	APPLE INC COM USD0.00001	16,897	$4.299M	2.7%	$62.02	+14.6%	COM	037833100
SHYG	ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0	104,580	$4.281M	2.7%	$40.94	—	0-5YR HI YL CP	46434V407
ESGE	ISHARES INC ESG MSCI EM ETF	153,490	$4.211M	2.6%	$27.44	—	ESG MSCI EM ETF	46434G863
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	60,956	$3.832M	2.4%	$72.46	—	MSCI INFO TECH I	316092808
ITOT	ISHARES CORE S&P TOTAL US STOCK MARKET ETF	63,000	$3.612M	2.3%	$72.68	—	CORE S&P TTL STK	464287150
MBB	ISHARES TR MBS ETF	31,733	$3.508M	2.2%	$108.04	—	MBS ETF	464288588
EMB	ISHARES TR JP MOR EM MK ETF	36,064	$3.486M	2.2%	$113.41	—	JPMORGAN USD EMG	464288281
FLDR	FIDELITY LOW DURATION BOND FACTOR ETF	66,116	$3.235M	2.0%	$50.63	—	LOW DURTIN ETF	316188408
ONEQ	FIDELITY NASDAQ COMPOSITE INDEX TRACKING STOCK	9,368	$2.797M	1.8%	$349.57	—	NDQ CP IDX TRK	315912808
DGRO	ISHARES TRUST CORE DIVID GWTH	85,474	$2.785M	1.7%	$42.06	—	CORE DIV GRWTH	46434V621
FDVV	FIDELITY HIGH DIVIDEND ETF	111,187	$2.547M	1.6%	$32.45	—	HIGH DIVID ETF	316092840
EUSA	ISHARES INC MSCI USA EQUAL WEIGHTED ETF INDEX FD	43,688	$2.045M	1.3%	$46.81	—	MSCI EQUAL WEITE	464286681
PFF	ISHARES TR PFD AND INCM SEC	57,426	$1.828M	1.1%	$37.58	—	PFD AND INCM SEC	464288687
IJR	ISHARES CORE S&P SMALL-CAP E	27,902	$1.562M	1.0%	$83.84	—	CORE S&P SCP ETF	464287804
TLT	ISHARES TR 20 YR TR BD ETF	9,421	$1.556M	1.0%	$135.45	—	20 YR TR BD ETF	464287432
FUTY	FIDELITY MSCI UTILS INDEX ETF	38,196	$1.372M	0.9%	$42.29	—	MSCI UTILS INDEX	316092865
AMZN	AMAZON.COM INC	605	$1.208M	0.8%	$89.30	+8.4%	COM	023135106
MSFT	MICROSOFT CORP	6,677	$1.056M	0.7%	$143.54	+8.9%	COM	594918104
UNH	UNITEDHEALTH GROUP	3,300	$811K	0.5%	$239.26	+4.4%	COM	91324P102
BRK/B	BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	4,020	$736K	0.5%	$216.68	-1.9%	CL B NEW	084670702
PG	PROCTER & GAMBLE CO COM	6,402	$704K	0.4%	$105.08	-1.2%	COM	742718109
T	AT&T INC COM USD1	23,079	$672K	0.4%	$18.85	-3.6%	COM	00206R102
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 CB	29,360	$615K	0.4%	$21.21	—	BULSHS 2021 CB	46138J700
JPM	JPMORGAN CHASE & CO COM USD1.00	6,169	$544K	0.3%	$107.49	-3.6%	COM	46625H100
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 CB	25,339	$536K	0.3%	$21.49	—	BULSHS 2022 CB	46138J882
FDN	FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD	4,219	$522K	0.3%	$137.36	—	DJ INTERNT IDX	33733E302
JNJ	JOHNSON &JOHNSON COM USD1.00	3,729	$495K	0.3%	$114.98	+4.5%	COM	478160104
PYPL	PAYPAL HLDGS INC COM	4,949	$473K	0.3%	$105.83	+4.1%	COM	70450Y103
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 HY	21,385	$473K	0.3%	$24.67	—	BULSHS 2021 HY	46138J809
VZ	VERIZON COMMUNICATIONS	8,695	$467K	0.3%	$42.44	-3.4%	COM	92343V104
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 CB	22,354	$463K	0.3%	$21.27	—	BULSHS 2023 CB	46138J866
CCI	CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1	2,888	$417K	0.3%	$105.12	+9.3%	COM	22822V101
GOOGL	ALPHABET INC CAP STK CL A	348	$415K	0.3%	$65.18	+3.2%	CAP STK CL A	02079K305
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 CB	19,693	$406K	0.3%	$21.43	—	BULSHS 2024 CB	46138J841
MCD	MCDONALDS CORP	2,476	$399K	0.3%	$171.93	-0.0%	COM	580135101
V	VISA INC COM CL A	2,462	$398K	0.3%	$174.78	+3.4%	COM CL A	92826C839
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 HY	17,489	$378K	0.2%	$24.42	—	BULSHS 2022 HY	46138J874
TSLA	TESLA INC COM	699	$376K	0.2%	$23.33	+77.7%	COM	88160R101
NFLX	NETFLIX COM INC COM	977	$366K	0.2%	$29.75	+18.9%	COM	64110L106
PGR	PROGRESSIVE CORP OHIO COM USD 1.00	4,916	$363K	0.2%	$59.45	+9.9%	COM	743315103
SBUX	STARBUCKS CORP COM USD0.001	5,349	$346K	0.2%	$74.48	-4.7%	COM	855244109
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2025 CB	15,796	$324K	0.2%	$21.36	—	BULSHS 2025 CB	46138J825
META	FACEBOOK INC-CLASS A	1,813	$306K	0.2%	$192.99	+0.7%	CL A	30303M102
BSJO	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 HY	13,394	$297K	0.2%	$25.46	—	BULSHS 2024 HY	46138J833
COST	COSTCO WHOLESALE CORP COM USD0.01	1,011	$289K	0.2%	$277.78	0.0%	COM	22160K105
PHYS	SPROTT PHYSICAL GOLD TRUST UNIT ISIN #CA85207H1047 SEDOL #BYVW239	21,963	$288K	0.2%	$12.29	—	UNIT	85207H104
BSCQ	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2026 CB	14,612	$287K	0.2%	$19.64	—	BULSHS 2026 CB	46138J791
—	INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 HY	12,408	$278K	0.2%	$26.10	—	BULSHS 2023 HY	46138J858
DIS	DISNEY WALT CO	2,841	$272K	0.2%	$135.42	-8.8%	COM DISNEY	254687106
TMO	THERMO FISHER SCIENTIFIC INC	933	$272K	0.2%	$310.51	0.0%	COM	883556102
WMT	WALMART INC COM	2,304	$270K	0.2%	$35.37	0.0%	COM	931142103
—	VMWARE INC CL A COM	2,182	$266K	0.2%	$151.70	—	CL A COM	928563402
MRK	MERCK & CO INC NEW COM	3,426	$262K	0.2%	$67.29	-3.3%	COM	58933Y105
HD	HOME DEPOT INC COM	1,507	$261K	0.2%	$190.13	0.0%	COM	437076102
PFE	PFIZER INC	7,521	$243K	0.2%	$26.46	-2.4%	COM	717081103
BAC	BK OF AMERICA CORP COM	11,771	$218K	0.1%	$25.91	0.0%	COM	060505104
—	PENNEY J C CORP INC COM	39,500	$14,000	0.0%	$0.94	—	COM	708160106