Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	118,563	$21.26M	5.6%	$150.72	—	MSCI USA QLT FCT	46432F339
AAPL	APPLE INC	82,324	$19.18M	5.1%	$182.65	+21.5%	COM	037833100
MSFT	MICROSOFT CORP	39,758	$17.11M	4.5%	$353.50	+19.7%	COM	594918104
EFG	ISHARES TR	144,324	$15.54M	4.1%	$100.69	—	EAFE GRWTH ETF	464288885
EFV	ISHARES TR	231,361	$13.31M	3.5%	$52.43	—	EAFE VALUE ETF	464288877
DYNF	BLACKROCK ETF TRUST	243,254	$12.03M	3.2%	$47.97	—	US EQT FACTOR	09290C103
SPYG	SPDR SER TR	135,424	$11.23M	3.0%	$73.66	—	PRTFLO S&P500 GW	78464A409
SPYM	SPDR SER TR	119,577	$8.073M	2.1%	$55.90	—	PORTFOLIO S&P500	78464A854
INRO	BLACKROCK ETF TRUST	298,736	$8.071M	2.1%	$26.78	—	US INDUSTRY ROTA	09290C830
EMXC	ISHARES INC	130,864	$7.997M	2.1%	$58.73	—	MSCI EMRG CHN	46434G764
AVGO	BROADCOM INC	43,458	$7.496M	2.0%	$151.40	+4.4%	COM	11135F101
AMZN	AMAZON COM INC	38,631	$7.198M	1.9%	$142.74	+27.8%	COM	023135106
JPM	JPMORGAN CHASE & CO.	33,527	$7.069M	1.9%	$148.32	+38.2%	COM	46625H100
NVDA	NVIDIA CORPORATION	53,062	$6.444M	1.7%	$98.65	+19.7%	COM	67066G104
ETN	EATON CORP PLC	19,068	$6.32M	1.7%	$226.01	+33.3%	SHS	G29183103
MSI	MOTOROLA SOLUTIONS INC	13,745	$6.18M	1.6%	$301.96	+36.0%	COM NEW	620076307
WMT	WALMART INC	72,769	$5.876M	1.6%	$54.67	+32.6%	COM	931142103
XLK	SELECT SECTOR SPDR TR	25,424	$5.74M	1.5%	$206.61	—	TECHNOLOGY	81369Y803
IEMG	ISHARES INC	90,006	$5.167M	1.4%	$50.64	—	CORE MSCI EMKT	46434G103
DIVO	AMPLIFY ETF TR	125,140	$5.155M	1.4%	$36.70	—	CWP ENHANCED DIV	032108409
HD	HOME DEPOT INC	12,696	$5.145M	1.4%	$299.93	+17.6%	COM	437076102
ITW	ILLINOIS TOOL WKS INC	18,556	$4.863M	1.3%	$227.33	+4.4%	COM	452308109
MPC	MARATHON PETE CORP	29,526	$4.81M	1.3%	$147.38	+11.2%	COM	56585A102
SPYV	SPDR SER TR	84,331	$4.458M	1.2%	$49.18	—	PRTFLO S&P500 VL	78464A508
MRK	MERCK & CO INC	36,147	$4.105M	1.1%	$98.51	+14.7%	COM	58933Y105
JNJ	JOHNSON & JOHNSON	24,459	$3.964M	1.0%	$144.08	+6.0%	COM	478160104
CB	CHUBB LIMITED	11,559	$3.333M	0.9%	$220.02	+23.1%	COM	H1467J104
EXPD	EXPEDITORS INTL WASH INC	24,970	$3.281M	0.9%	$114.69	+4.8%	COM	302130109
MCD	MCDONALDS CORP	10,615	$3.232M	0.9%	$258.68	+3.1%	COM	580135101
FTEC	FIDELITY COVINGTON TRUST	18,340	$3.2M	0.8%	$143.64	—	MSCI INFO TECH I	316092808
UNH	UNITEDHEALTH GROUP INC	5,453	$3.188M	0.8%	$530.84	+3.3%	COM	91324P102
XHLF	BONDBLOXX ETF TRUST	60,950	$3.074M	0.8%	$50.38	—	BLOOMBERG SIX MN	09789C788
GOOGL	ALPHABET INC	17,695	$2.935M	0.8%	$139.56	+19.5%	CAP STK CL A	02079K305
META	META PLATFORMS INC	5,016	$2.871M	0.8%	$363.26	+41.0%	CL A	30303M102
APD	AIR PRODS & CHEMS INC	9,268	$2.76M	0.7%	$255.80	+2.9%	COM	009158106
CME	CME GROUP INC	12,459	$2.749M	0.7%	$194.90	+0.8%	COM	12572Q105
IBDT	ISHARES TR	100,786	$2.573M	0.7%	$25.12	—	IBDS DEC28 ETF	46435U515
IBDR	ISHARES TR	105,273	$2.558M	0.7%	$23.99	—	IBONDS DEC2026	46435GAA0
IBDS	ISHARES TR	104,564	$2.548M	0.7%	$23.99	—	IBONDS 27 ETF	46435UAA9
—	ISHARES TR	99,810	$2.505M	0.7%	$24.88	—	IBONDS DEC25 ETF	46434VBD1
—	ISHARES TR	99,162	$2.5M	0.7%	$25.06	—	IBONDS DEC24 ETF	46434VBG4
LLY	ELI LILLY & CO	2,808	$2.488M	0.7%	$598.22	+48.8%	COM	532457108
CMCSA	COMCAST CORP NEW	58,040	$2.424M	0.6%	$39.92	-5.4%	CL A	20030N101
MDT	MEDTRONIC PLC	26,909	$2.423M	0.6%	$72.60	+11.3%	SHS	G5960L103
DRI	DARDEN RESTAURANTS INC	13,716	$2.251M	0.6%	$143.53	+1.4%	COM	237194105
V	VISA INC	8,066	$2.218M	0.6%	$245.12	+9.2%	COM CL A	92826C839
DVN	DEVON ENERGY CORP NEW	53,432	$2.09M	0.6%	$42.62	-1.0%	COM	25179M103
TT	TRANE TECHNOLOGIES PLC	5,348	$2.079M	0.5%	$230.65	+48.7%	SHS	G8994E103
JCI	JOHNSON CTLS INTL PLC	26,627	$2.067M	0.5%	$52.34	+31.8%	SHS	G51502105
HEFA	ISHARES TR	57,952	$2.053M	0.5%	$35.48	—	HDG MSCI EAFE	46434V803
BBY	BEST BUY INC	19,627	$2.027M	0.5%	$64.73	+29.6%	COM	086516101
VZ	VERIZON COMMUNICATIONS INC	45,120	$2.026M	0.5%	$31.70	+21.1%	COM	92343V104
IYW	ISHARES TR	13,134	$1.991M	0.5%	$151.33	—	U.S. TECH ETF	464287721
FIS	FIDELITY NATL INFORMATION SV	23,446	$1.964M	0.5%	$76.62	0.0%	COM	31620M106
IFRA	ISHARES TR	41,026	$1.927M	0.5%	$40.72	—	US INFRASTRUC	46435U713
IBDY	ISHARES TR	71,238	$1.881M	0.5%	$25.83	—	IBONDS DEC 2033	46436E130
IBDX	ISHARES TR	72,886	$1.874M	0.5%	$25.17	—	IBONDS DEC 2032	46436E312
IBDU	ISHARES TR	79,691	$1.874M	0.5%	$23.08	—	IBONDS DEC 29	46436E205
IBDW	ISHARES TR	88,276	$1.873M	0.5%	$20.76	—	IBONDS DEC 2031	46436E486
IBDV	ISHARES TR	84,427	$1.872M	0.5%	$21.68	—	IBONDS DEC 2030	46436E726
UNP	UNION PAC CORP	7,536	$1.857M	0.5%	$211.54	+10.9%	COM	907818108
VUG	VANGUARD INDEX FDS	4,466	$1.714M	0.5%	$315.06	—	GROWTH ETF	922908736
ADI	ANALOG DEVICES INC	7,302	$1.681M	0.4%	$220.13	0.0%	COM	032654105
GOOG	ALPHABET INC	9,731	$1.627M	0.4%	$135.22	+24.4%	CAP STK CL C	02079K107
CRM	SALESFORCE INC	5,645	$1.545M	0.4%	$235.82	+7.6%	COM	79466L302
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,243	$1.493M	0.4%	$370.67	+19.3%	CL B NEW	084670702
AXP	AMERICAN EXPRESS CO	5,461	$1.481M	0.4%	$157.57	+55.6%	COM	025816109
AMD	ADVANCED MICRO DEVICES INC	8,407	$1.379M	0.4%	$143.77	+5.7%	COM	007903107
NEE	NEXTERA ENERGY INC	16,288	$1.377M	0.4%	$70.63	+6.0%	COM	65339F101
—	NYLI MACKAY DEFINEDTERM MUNI	76,679	$1.293M	0.3%	$16.25	—	COM	56064K100
IEFA	ISHARES TR	16,521	$1.289M	0.3%	$72.20	—	CORE MSCI EAFE	46432F842
COST	COSTCO WHSL CORP NEW	1,396	$1.238M	0.3%	$605.02	+42.5%	COM	22160K105
ICE	INTERCONTINENTAL EXCHANGE IN	7,526	$1.209M	0.3%	$116.04	+30.7%	COM	45866F104
PEG	PUBLIC SVC ENTERPRISE GRP IN	13,110	$1.17M	0.3%	$71.33	+7.1%	COM	744573106
ACWI	ISHARES TR	9,679	$1.157M	0.3%	$101.77	—	MSCI ACWI ETF	464288257
FISV	FISERV INC	6,068	$1.09M	0.3%	$124.82	+32.2%	COM	337738108
OEF	ISHARES TR	3,882	$1.074M	0.3%	$223.40	—	S&P 100 ETF	464287101
TJX	TJX COS INC NEW	8,615	$1.013M	0.3%	$87.71	+28.5%	COM	872540109
SPGI	S&P GLOBAL INC	1,952	$1.008M	0.3%	$398.55	+22.9%	COM	78409V104
IQV	IQVIA HLDGS INC	4,185	$992K	0.3%	$211.63	+11.5%	COM	46266C105
NXPI	NXP SEMICONDUCTORS N V	3,936	$945K	0.2%	$203.83	+19.7%	COM	N6596X109
CSL	CARLISLE COS INC	2,022	$909K	0.2%	$268.62	+51.3%	COM	142339100
SCHD	SCHWAB STRATEGIC TR	10,724	$906K	0.2%	$76.98	—	US DIVIDEND EQ	808524797
DIA	SPDR DOW JONES INDL AVERAGE	2,097	$887K	0.2%	$380.91	—	UT SER 1	78467X109
XLV	SELECT SECTOR SPDR TR	5,680	$875K	0.2%	$140.25	—	SBI HEALTHCARE	81369Y209
KO	COCA COLA CO	11,866	$853K	0.2%	$53.26	+23.3%	COM	191216100
CSCO	CISCO SYS INC	15,751	$838K	0.2%	$47.93	-2.4%	COM	17275R102
MA	MASTERCARD INCORPORATED	1,647	$813K	0.2%	$404.74	+14.1%	CL A	57636Q104
LHX	L3HARRIS TECHNOLOGIES INC	3,385	$805K	0.2%	$187.80	+19.6%	COM	502431109
NFLX	NETFLIX INC	1,110	$787K	0.2%	$45.65	+46.5%	COM	64110L106
STE	STERIS PLC	3,244	$787K	0.2%	$209.01	+10.6%	SHS USD	G8473T100
ALL	ALLSTATE CORP	4,066	$771K	0.2%	$134.31	+28.7%	COM	020002101
BMY	BRISTOL-MYERS SQUIBB CO	14,870	$769K	0.2%	$47.01	-7.1%	COM	110122108
XOM	EXXON MOBIL CORP	6,550	$768K	0.2%	$101.07	+8.9%	COM	30231G102
XLF	SELECT SECTOR SPDR TR	16,574	$751K	0.2%	$41.52	—	FINANCIAL	81369Y605
IVLU	ISHARES TR	25,370	$749K	0.2%	$26.65	—	MSCI INTL VLU FT	46435G409
SGOV	ISHARES TR	7,317	$737K	0.2%	$100.33	—	0-3 MNTH TREASRY	46436E718
TSLA	TESLA INC	2,816	$737K	0.2%	$232.97	-2.1%	COM	88160R101
DFUS	DIMENSIONAL ETF TRUST	11,793	$734K	0.2%	$52.69	—	US EQUITY MARKET	25434V401
IWD	ISHARES TR	3,861	$733K	0.2%	$166.76	—	RUS 1000 VAL ETF	464287598
SCHG	SCHWAB STRATEGIC TR	6,910	$720K	0.2%	$89.09	—	US LCAP GR ETF	808524300
BAC	BANK AMERICA CORP	17,699	$702K	0.2%	$29.40	+31.9%	COM	060505104
SBUX	STARBUCKS CORP	6,837	$667K	0.2%	$92.09	-10.1%	COM	855244109
PG	PROCTER AND GAMBLE CO	3,795	$657K	0.2%	$140.61	+16.8%	COM	742718109
FANG	DIAMONDBACK ENERGY INC	3,812	$657K	0.2%	$153.37	+20.7%	COM	25278X109
EW	EDWARDS LIFESCIENCES CORP	9,844	$650K	0.2%	$73.88	-1.7%	COM	28176E108
CMG	CHIPOTLE MEXICAN GRILL INC	10,836	$624K	0.2%	$55.35	0.0%	COM	169656105
IJH	ISHARES TR	9,861	$615K	0.2%	$107.23	—	CORE S&P MCP ETF	464287507
ABBV	ABBVIE INC	3,072	$607K	0.2%	$140.00	+27.6%	COM	00287Y109
IVV	ISHARES TR	992	$572K	0.2%	$484.88	—	CORE S&P500 ETF	464287200
CGXU	CAPITAL GROUP INTL FOCUS EQT	20,761	$560K	0.1%	$24.09	—	SHS CREATION UNI	14019W109
—	BNY MELLON MUN BD INFRASTRUC	49,684	$554K	0.1%	$10.31	—	COM SHS	09662W109
SYK	STRYKER CORPORATION	1,531	$553K	0.1%	$289.34	+17.7%	COM	863667101
ORCL	ORACLE CORP	3,227	$550K	0.1%	$109.13	+31.1%	COM	68389X105
XLY	SELECT SECTOR SPDR TR	2,711	$543K	0.1%	$179.35	—	SBI CONS DISCR	81369Y407
SPY	SPDR S&P 500 ETF TR	902	$518K	0.1%	$480.09	—	TR UNIT	78462F103
DTE	DTE ENERGY CO	3,844	$494K	0.1%	$97.32	+18.0%	COM	233331107
IUSB	ISHARES TR	10,421	$491K	0.1%	$46.07	—	CORE TOTAL USD	46434V613
ADBE	ADOBE INC	931	$482K	0.1%	$574.54	-4.5%	COM	00724F101
CVX	CHEVRON CORP NEW	3,238	$477K	0.1%	$137.80	+1.6%	COM	166764100
VOO	VANGUARD INDEX FDS	879	$464K	0.1%	$527.52	—	S&P 500 ETF SHS	922908363
NOW	SERVICENOW INC	515	$461K	0.1%	$129.07	+27.4%	COM	81762P102
TGT	TARGET CORP	2,840	$443K	0.1%	$114.60	+23.0%	COM	87612E106
—	BLACKROCK MUNIYIELD MICH QU	36,300	$436K	0.1%	$11.36	—	COM	09254V105
ABT	ABBOTT LABS	3,815	$435K	0.1%	$96.58	+10.9%	COM	002824100
USMV	ISHARES TR	4,749	$434K	0.1%	$78.03	—	MSCI USA MIN VOL	46429B697
RJF	RAYMOND JAMES FINL INC	3,341	$409K	0.1%	$101.12	+13.2%	COM	754730109
LOW	LOWES COS INC	1,465	$397K	0.1%	$198.52	+19.0%	COM	548661107
PEP	PEPSICO INC	2,316	$394K	0.1%	$154.78	+5.2%	COM	713448108
DGRO	ISHARES TR	6,274	$393K	0.1%	$53.96	—	CORE DIV GRWTH	46434V621
CAT	CATERPILLAR INC	1,003	$392K	0.1%	$251.22	+34.8%	COM	149123101
ACN	ACCENTURE PLC IRELAND	1,070	$378K	0.1%	$315.18	+2.4%	SHS CLASS A	G1151C101
IEUR	ISHARES TR	5,991	$365K	0.1%	$60.93	—	CORE MSCI EURO	46434V738
BA	BOEING CO	2,384	$363K	0.1%	$212.64	-19.4%	COM	097023105
ECL	ECOLAB INC	1,388	$354K	0.1%	$177.16	+36.1%	COM	278865100
IWF	ISHARES TR	942	$354K	0.1%	$309.37	—	RUS 1000 GRW ETF	464287614
UPS	UNITED PARCEL SERVICE INC	2,506	$342K	0.1%	$133.45	-9.7%	CL B	911312106
GS	GOLDMAN SACHS GROUP INC	669	$331K	0.1%	$317.74	+49.5%	COM	38141G104
PM	PHILIP MORRIS INTL INC	2,727	$331K	0.1%	$85.03	+29.2%	COM	718172109
DXCM	DEXCOM INC	4,902	$329K	0.1%	$121.58	-32.5%	COM	252131107
XLI	SELECT SECTOR SPDR TR	2,412	$327K	0.1%	$123.54	—	INDL	81369Y704
DE	DEERE & CO	780	$325K	0.1%	$365.14	+1.1%	COM	244199105
TMO	THERMO FISHER SCIENTIFIC INC	522	$323K	0.1%	$486.18	+21.2%	COM	883556102
IBM	INTERNATIONAL BUSINESS MACHS	1,426	$315K	0.1%	$141.91	+33.2%	COM	459200101
COP	CONOCOPHILLIPS	2,788	$294K	0.1%	$109.73	-4.2%	COM	20825C104
GE	GE AEROSPACE	1,552	$293K	0.1%	$126.98	+32.2%	COM NEW	369604301
—	WESTERN ASSET MANAGED MUNS F	26,343	$286K	0.1%	$10.17	—	COM	95766M105
MDLZ	MONDELEZ INTL INC	3,750	$276K	0.1%	$64.44	+4.3%	CL A	609207105
PGR	PROGRESSIVE CORP	1,068	$271K	0.1%	$214.15	0.0%	COM	743315103
RSPG	INVESCO EXCHANGE TRADED FD T	3,447	$264K	0.1%	$76.64	—	S&P500 EQL ENR	46137V365
VTV	VANGUARD INDEX FDS	1,512	$264K	0.1%	$151.37	—	VALUE ETF	922908744
NVO	NOVO-NORDISK A S	2,215	$264K	0.1%	$104.40	—	ADR	670100205
DLN	WISDOMTREE TR	3,357	$264K	0.1%	$66.38	—	US LARGECAP DIVD	97717W307
MU	MICRON TECHNOLOGY INC	2,454	$255K	0.1%	$92.53	+12.4%	COM	595112103
VB	VANGUARD INDEX FDS	1,066	$253K	0.1%	$213.41	—	SMALL CP ETF	922908751
VGT	VANGUARD WORLD FD	421	$247K	0.1%	$525.49	—	INF TECH ETF	92204A702
AVUS	AMERICAN CENTY ETF TR	2,573	$245K	0.1%	$89.70	—	US EQT ETF	025072885
LIN	LINDE PLC	500	$239K	0.1%	$385.16	+16.3%	SHS	G54950103
INTU	INTUIT	384	$238K	0.1%	$557.85	+13.5%	COM	461202103
RTX	RTX CORPORATION	1,893	$229K	0.1%	$111.08	0.0%	COM	75513E101
DHR	DANAHER CORPORATION	819	$228K	0.1%	$262.43	0.0%	COM	235851102
ISRG	INTUITIVE SURGICAL INC	457	$225K	0.1%	$465.56	0.0%	COM NEW	46120E602
IUSG	ISHARES TR	1,687	$223K	0.1%	$127.51	—	CORE S&P US GWT	464287671
EL	LAUDER ESTEE COS INC	2,230	$222K	0.1%	$127.76	-27.8%	CL A	518439104
IJR	ISHARES TR	1,897	$222K	0.1%	$108.34	—	CORE S&P SCP ETF	464287804
FISI	FINANCIAL INSTNS INC	8,567	$218K	0.1%	$22.38	0.0%	COM	317585404
IXC	ISHARES TR	5,354	$217K	0.1%	$39.46	—	GLOBAL ENERG ETF	464287341
WFC	WELLS FARGO CO NEW	3,791	$214K	0.1%	$54.85	0.0%	COM	949746101
TFLO	ISHARES TR	4,137	$209K	0.1%	$50.47	—	TRS FLT RT BD	46434V860
O	REALTY INCOME CORP	3,291	$209K	0.1%	$55.00	0.0%	COM	756109104
PFE	PFIZER INC	7,202	$208K	0.1%	$26.68	0.0%	COM	717081103
VTI	VANGUARD INDEX FDS	725	$205K	0.1%	$283.16	—	TOTAL STK MKT	922908769
TDG	TRANSDIGM GROUP INC	143	$204K	0.1%	$1152.37	0.0%	COM	893641100
TLT	ISHARES TR	2,078	$204K	0.1%	$98.88	—	20 YR TR BD ETF	464287432
VOE	VANGUARD INDEX FDS	1,214	$204K	0.1%	$167.69	—	MCAP VL IDXVIP	922908512
FDX	FEDEX CORP	743	$203K	0.1%	$254.00	+10.7%	COM	31428X106
BKNG	BOOKING HOLDINGS INC	48	$202K	0.1%	$3794.03	0.0%	COM	09857L108
F	FORD MTR CO	12,726	$134K	0.0%	$9.74	+7.2%	COM	345370860
QSI	QUANTUM SI INC	18,105	$15,972	0.0%	$0.97	0.0%	COM CL A	74765K105