Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	35,606	$10.46M	6.6%	$62.02	0.0%	COM	037833100
ADBE	ADOBE INC	22,507	$7.423M	4.7%	$294.23	0.0%	COM	00724F101
MSFT	MICROSOFT CORP	28,481	$4.491M	2.8%	$139.23	0.0%	COM	594918104
SCHG	SCHWAB STRATEGIC TR	35,866	$3.332M	2.1%	$92.90	—	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	53,638	$3.225M	2.0%	$60.13	—	US LCAP VA ETF	808524409
T	AT&T INC	79,296	$3.099M	2.0%	$18.86	0.0%	COM	00206R102
ASPU	ASPEN GROUP INC	348,134	$2.785M	1.8%	$6.53	0.0%	COM NEW	04530L203
BA	BOEING CO	7,021	$2.287M	1.4%	$351.04	0.0%	COM	097023105
GOOGL	ALPHABET INC	1,691	$2.265M	1.4%	$64.02	0.0%	CAP STK CL A	02079K305
DIS	DISNEY WALT CO	15,330	$2.217M	1.4%	$135.71	0.0%	COM DISNEY	254687106
AMGN	AMGEN INC	8,252	$1.989M	1.3%	$182.69	0.0%	COM	031162100
BRK/B	BERKSHIRE HATHAWAY	8,740	$1.98M	1.3%	$217.17	0.0%	CLASS B	084670702
BDX	BECTON DICKINSON & CO	7,229	$1.966M	1.2%	$226.44	0.0%	COM	075887109
ED	CONSOLIDATED EDISON INC	21,241	$1.922M	1.2%	$71.77	0.0%	COM	209115104
BSV	VANGUARD BD INDEX FD INC	23,583	$1.901M	1.2%	$80.61	—	SHORT TRM BOND	921937827
SCHF	SCHWAB STRATEGIC TR	55,859	$1.879M	1.2%	$33.64	—	INTL EQTY ETF	808524805
GOOG	ALPHABET INC	1,403	$1.876M	1.2%	$64.05	0.0%	CAP STK CL C	02079K107
JPM	JPMORGAN CHASE & CO	13,345	$1.86M	1.2%	$108.67	0.0%	COM	46625H100
—	BLACKROCK MUNIYIELD N J FD I	120,228	$1.814M	1.1%	$15.09	—	COM	09254Y109
—	BLACKROCK MUNIHLDGS NJ QLTY	125,511	$1.801M	1.1%	$14.35	—	COM	09254X101
AMZN	AMAZON COM INC	957	$1.768M	1.1%	$88.51	0.0%	COM	023135106
VZ	VERIZON COMMUNICATIONS INC	27,919	$1.714M	1.1%	$42.79	0.0%	COM	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	12,633	$1.693M	1.1%	$99.90	0.0%	COM	459200101
JNJ	JOHNSON & JOHNSON	11,532	$1.682M	1.1%	$114.10	0.0%	COM	478160104
MBB	ISHARES TR	15,508	$1.676M	1.1%	$108.07	—	MBS ETF	464288588
V	VISA INC	8,857	$1.664M	1.1%	$172.55	0.0%	COM CL A	92826C839
HON	HONEYWELL INTL INC	8,989	$1.591M	1.0%	$143.91	0.0%	COM	438516106
MDYV	SPDR SERIES TRUST	27,730	$1.519M	1.0%	$54.78	—	S&P 400 MDCP VAL	78464A839
IEFA	ISHARES TR	23,051	$1.504M	1.0%	$65.25	—	CORE MSCI EAFE	46432F842
MDYG	SPDR SERIES TRUST	26,319	$1.503M	0.9%	$57.11	—	S&P 400 MDCP GRW	78464A821
HD	HOME DEPOT INC	6,701	$1.463M	0.9%	$194.99	0.0%	COM	437076102
UNH	UNITEDHEALTH GROUP INC	4,894	$1.439M	0.9%	$236.60	0.0%	COM	91324P102
BMY	BRISTOL MYERS SQUIBB CO	21,640	$1.389M	0.9%	$45.19	0.0%	COM	110122108
SLYV	SPDR SERIES TRUST	20,858	$1.371M	0.9%	$65.73	—	S&P 600 SMCP VAL	78464A300
PEP	PEPSICO INC	9,939	$1.358M	0.9%	$112.78	0.0%	COM	713448108
SLYG	SPDR SERIES TRUST	20,833	$1.344M	0.8%	$64.51	—	S&P 600 SMCP GRW	78464A201
XLK	SELECT SECTOR SPDR TR	14,329	$1.314M	0.8%	$91.70	—	TECHNOLOGY	81369Y803
VTV	VANGUARD INDEX FDS	10,814	$1.296M	0.8%	$119.84	—	VALUE ETF	922908744
SCHZ	SCHWAB STRATEGIC TR	23,992	$1.282M	0.8%	$53.43	—	US AGGREGATE B	808524839
CVS	CVS HEALTH CORP	17,246	$1.281M	0.8%	$57.78	0.0%	COM	126650100
META	FACEBOOK INC	6,204	$1.273M	0.8%	$192.35	0.0%	CL A	30303M102
BIV	VANGUARD BD INDEX FD INC	14,430	$1.259M	0.8%	$87.25	—	INTERMED TERM	921937819
NEE	NEXTERA ENERGY INC	5,091	$1.233M	0.8%	$50.17	0.0%	COM	65339F101
PG	PROCTER & GAMBLE CO	9,858	$1.231M	0.8%	$105.24	0.0%	COM	742718109
VGT	VANGUARD WORLD FDS	5,019	$1.229M	0.8%	$244.87	—	INF TECH ETF	92204A702
SCHX	SCHWAB STRATEGIC TR	15,908	$1.222M	0.8%	$76.82	—	US LRG CAP ETF	808524201
—	ISHARES GOLD TRUST	84,017	$1.218M	0.8%	$14.50	—	ISHARES	464285105
SBUX	STARBUCKS CORP	13,812	$1.214M	0.8%	$74.48	0.0%	COM	855244109
CMCSA	COMCAST CORP NEW	26,703	$1.201M	0.8%	$37.86	0.0%	CL A	20030N101
CSCO	CISCO SYS INC	24,739	$1.187M	0.8%	$38.56	0.0%	COM	17275R102
INTC	INTEL CORP	19,487	$1.166M	0.7%	$49.26	0.0%	COM	458140100
VFH	VANGUARD WORLD FDS	14,985	$1.143M	0.7%	$76.28	—	FINANCIALS ETF	92204A405
SCHE	SCHWAB STRATEGIC TR	40,466	$1.108M	0.7%	$27.38	—	EMRG MKTEQ ETF	808524706
XLY	SELECT SECTOR SPDR TR	8,758	$1.098M	0.7%	$125.37	—	SBI CONS DISCR	81369Y407
VUG	VANGUARD INDEX FDS	5,798	$1.056M	0.7%	$182.13	—	GROWTH ETF	922908736
BX	BLACKSTONE GROUP INC	18,852	$1.055M	0.7%	$42.09	0.0%	COM CL A	09260D107
—	UNITED TECHNOLOGIES CORP	7,029	$1.053M	0.7%	$149.81	—	COM	913017109
EMR	EMERSON ELEC CO	13,594	$1.037M	0.7%	$62.82	0.0%	COM	291011104
IEMG	ISHARES INC	18,303	$984K	0.6%	$53.76	—	CORE MSCI EMKT	46434G103
SCHO	SCHWAB STRATEGIC TR	19,018	$960K	0.6%	$50.48	—	SHT TM US TRES	808524862
TIP	ISHARES TR	8,231	$959K	0.6%	$116.51	—	TIPS BD ETF	464287176
GLD	SPDR GOLD TRUST	6,658	$951K	0.6%	$142.84	—	GOLD SHS	78463V107
XOM	EXXON MOBIL CORP	13,536	$945K	0.6%	$52.07	0.0%	COM	30231G102
FISR	SSGA ACTIVE TR	30,000	$934K	0.6%	$31.13	—	SPDR SSGA FXD	78470P507
VIS	VANGUARD WORLD FDS	5,478	$843K	0.5%	$153.89	—	INDUSTRIAL ETF	92204A603
—	CLEARBRIDGE MLP AND MIDSTRM	73,068	$823K	0.5%	$11.26	—	COM	184692101
XLC	SELECT SECTOR SPDR TR	15,331	$822K	0.5%	$53.62	—	COMMUNICATION	81369Y852
XLV	SELECT SECTOR SPDR TR	7,950	$810K	0.5%	$101.89	—	SBI HEALTHCARE	81369Y209
IVV	ISHARES TR	2,453	$793K	0.5%	$323.28	—	CORE S&P500 ETF	464287200
VOD	VODAFONE GROUP PLC NEW	40,737	$787K	0.5%	$19.32	—	SPONSORED ADR	92857W308
MRK	MERCK & CO INC	8,263	$751K	0.5%	$67.55	0.0%	COM	58933Y105
PFE	PFIZER INC	18,990	$744K	0.5%	$26.71	0.0%	COM	717081103
—	BLACKROCK MUNIYIELD QLTY FD	54,800	$740K	0.5%	$13.50	—	COM	09254E103
LQD	ISHARES TR	5,697	$729K	0.5%	$127.96	—	IBOXX INV CP ETF	464287242
—	CARLYLE GROUP L P LP	22,543	$723K	0.5%	$32.07	—	COM UTS LTD PTN	14309L102
MA	MASTERCARD INC	2,337	$698K	0.4%	$272.58	0.0%	CL A	57636Q104
IBB	ISHARES TR	5,777	$696K	0.4%	$120.48	—	NASDAQ BIOTECH	464287556
MCD	MCDONALDS CORP	3,327	$657K	0.4%	$171.93	0.0%	COM	580135101
XLF	SELECT SECTOR SPDR TR	20,788	$640K	0.4%	$30.79	—	SBI INT-FINL	81369Y605
CRM	SALESFORCE COM INC	3,850	$626K	0.4%	$154.88	0.0%	COM	79466L302
NKE	NIKE INC	6,058	$614K	0.4%	$86.82	0.0%	CL B	654106103
AMT	AMERICAN TOWER CORP NEW	2,655	$610K	0.4%	$183.82	0.0%	COM	03027X100
XLI	SELECT SECTOR SPDR TR	7,326	$597K	0.4%	$81.49	—	SBI INT-INDS	81369Y704
COST	COSTCO WHSL CORP NEW	1,980	$582K	0.4%	$271.52	0.0%	COM	22160K105
BAC	BANK AMER CORP	16,021	$564K	0.4%	$27.79	0.0%	COM	060505104
VDC	VANGUARD WORLD FDS	3,466	$559K	0.4%	$161.28	—	CONSUM STP ETF	92204A207
XLP	SELECT SECTOR SPDR TR	8,675	$546K	0.3%	$62.94	—	SBI CONS STPLS	81369Y308
IYH	ISHARES TR	2,515	$543K	0.3%	$215.90	—	US HLTHCARE ETF	464287762
SRLN	SSGA ACTIVE ETF TR	11,425	$532K	0.3%	$46.56	—	BLKSTN GSOSRLN	78467V608
PM	PHILIP MORRIS INTL INC	6,181	$526K	0.3%	$60.01	0.0%	COM	718172109
PZA	INVESCO EXCHNG TRADED FD TR	19,628	$519K	0.3%	$26.44	—	NATL AMT MUNI	46138E537
TMO	THERMO FISHER SCIENTIFIC INC	1,575	$512K	0.3%	$298.40	0.0%	COM	883556102
CVX	CHEVRON CORP NEW	4,208	$507K	0.3%	$89.68	0.0%	COM	166764100
IEI	ISHARES TR	4,003	$503K	0.3%	$125.66	—	3 7 YR TREAS BD	464288661
MO	ALTRIA GROUP INC	9,676	$483K	0.3%	$28.79	0.0%	COM	02209S103
—	DUFF & PHELPS UTLITY AND INF	31,450	$478K	0.3%	$15.20	—	COM	26433C105
BABA	ALIBABA GROUP HLDG LTD	2,241	$475K	0.3%	$211.96	—	SPONSORED ADS	01609W102
VCSH	VANGUARD SCOTTSDALE FDS	5,856	$474K	0.3%	$80.94	—	SHRT TRM CORP BD	92206C409
SPY	SPDR S&P 500 ETF TR	1,340	$431K	0.3%	$321.64	—	TR UNIT	78462F103
XLRE	SELECT SECTOR SPDR TR	11,086	$429K	0.3%	$38.70	—	RL EST SEL SEC	81369Y860
SYK	STRYKER CORP	2,031	$426K	0.3%	$194.19	0.0%	COM	863667101
NVDA	NVIDIA CORP	1,787	$421K	0.3%	$5.18	0.0%	COM	67066G104
ITM	VANECK VECTORS ETF TR	7,971	$400K	0.3%	$50.18	—	AMT FREE INT ETF	92189H201
LDUR	PIMCO ETF TR	3,960	$395K	0.2%	$99.75	—	ENHNCD LW DUR AC	72201R718
STZ	CONSTELLATION BRANDS INC	2,073	$393K	0.2%	$170.74	0.0%	CL A	21036P108
GSBD	GOLDMAN SACHS BDC INC	18,100	$385K	0.2%	$20.66	0.0%	SHS	38147U107
VBK	VANGUARD INDEX FDS	1,932	$384K	0.2%	$198.76	—	SML CP GRW ETF	922908595
KO	COCA COLA CO	6,924	$383K	0.2%	$44.51	0.0%	COM	191216100
GS	GOLDMAN SACHS GROUP INC	1,651	$380K	0.2%	$187.49	0.0%	COM	38141G104
PCY	INVESCO EXCHNG TRADED FD TR	12,549	$371K	0.2%	$29.56	—	EMRNG MKT SVRG	46138E784
BSX	BOSTON SCIENTIFIC CORP	8,100	$366K	0.2%	$41.84	0.0%	COM	101137107
TJX	TJX COS INC NEW	5,951	$363K	0.2%	$54.60	0.0%	COM	872540109
VEU	VANGUARD INTL EQUITY INDEX F	6,742	$362K	0.2%	$53.69	—	ALLWRLD EX US	922042775
QQQ	INVESCO QQQ TR	1,678	$357K	0.2%	$212.75	—	UNIT SER 1	46090E103
F	FORD MTR CO DEL	37,677	$350K	0.2%	$6.68	0.0%	COM	345370860
TXN	TEXAS INSTRS INC	2,711	$348K	0.2%	$103.75	0.0%	COM	882508104
UNP	UNION PACIFIC CORP	1,874	$339K	0.2%	$149.35	0.0%	COM	907818108
NJR	NEW JERSEY RES	7,573	$338K	0.2%	$34.36	0.0%	COM	646025106
—	TEKLA HEALTHCARE INVS	15,928	$333K	0.2%	$20.91	—	SH BEN INT	87911J103
FDN	FIRST TR EXCHANGE TRADED FD	2,343	$326K	0.2%	$139.14	—	DJ INTERNT IDX	33733E302
VIG	VANGUARD GROUP	2,583	$322K	0.2%	$124.66	—	DIV APP ETF	921908844
BKLN	INVESCO EXCHNG TRADED FD TR	13,884	$317K	0.2%	$22.83	—	SR LN ETF	46138G508
PYPL	PAYPAL HLDGS INC	2,886	$312K	0.2%	$103.97	0.0%	COM	70450Y103
ARCC	ARES CAP CORP	16,681	$311K	0.2%	$10.31	0.0%	COM	04010L103
VTEB	VANGUARD MUN BD FD INC	5,778	$309K	0.2%	$53.48	—	TAX EXEMPT BD	922907746
VTR	VENTAS INC	5,321	$307K	0.2%	$49.16	0.0%	COM	92276F100
XLB	SELECT SECTOR SPDR TR	4,994	$307K	0.2%	$61.47	—	SBI MATERIALS	81369Y100
C	CITIGROUP INC	3,784	$302K	0.2%	$59.26	0.0%	COM NEW	172967424
WMT	WALMART INC	2,495	$297K	0.2%	$36.38	0.0%	COM	931142103
VBR	VANGUARD INDEX FDS	2,106	$289K	0.2%	$137.23	—	SM CP VAL ETF	922908611
AEP	AMERICAN ELEC PWR CO INC	3,030	$286K	0.2%	$74.24	0.0%	COM	025537101
SHM	SPDR SERIES TRUST	5,593	$275K	0.2%	$49.17	—	NUVEEN BLMBRG SR	78468R739
ADP	AUTOMATIC DATA PROCESSING IN	1,575	$268K	0.2%	$145.09	0.0%	COM	053015103
URI	UNITED RENTALS INC	1,605	$268K	0.2%	$140.67	0.0%	COM	911363109
MMM	3M CO	1,507	$266K	0.2%	$111.76	0.0%	COM	88579Y101
VHT	VANGUARD WORLD FDS	1,347	$258K	0.2%	$191.54	—	HEALTH CAR ETF	92204A504
HUM	HUMANA INC	704	$258K	0.2%	$300.46	0.0%	COM	444859102
MDT	MEDTRONIC PLC	2,228	$253K	0.2%	$92.57	0.0%	SHS	G5960L103
AXSM	AXSOME THERAPEUTICS INC	2,435	$252K	0.2%	$40.39	0.0%	COM	05464T104
—	BLACKROCK INC	501	$252K	0.2%	$502.99	—	COM	09247X101
IAGG	ISHARES TR	4,577	$251K	0.2%	$54.84	—	CORE INTL AGGR	46435G672
CCI	CROWN CASTLE INTL CORP NEW	1,749	$249K	0.2%	$104.19	0.0%	COM	22822V101
AXP	AMERICAN EXPRESS CO	1,985	$247K	0.2%	$110.13	0.0%	COM	025816109
ISRG	INTUITIVE SURGICAL INC	407	$241K	0.2%	$187.24	0.0%	COM NEW	46120E602
VCIT	VANGUARD SCOTTSDALE FDS	2,566	$234K	0.1%	$91.19	—	INT-TERM CORP	92206C870
IWF	ISHARES TR	1,323	$233K	0.1%	$176.11	—	RUS 1000 GRW ETF	464287614
BK	BANK NEW YORK MELLON CORP	4,608	$232K	0.1%	$39.93	0.0%	COM	064058100
—	ALLERGAN PLC	1,185	$227K	0.1%	$191.56	—	SHS	G0177J108
—	INVESCO MORTGAGE CAPITAL INC	13,650	$227K	0.1%	$16.63	—	COM	46131B100
PII	POLARIS INC	2,236	$227K	0.1%	$97.04	0.0%	COM	731068102
UBER	UBER TECHNOLOGIES INC	7,570	$225K	0.1%	$29.67	0.0%	COM	90353T100
VNQ	VANGUARD INDEX FDS	2,415	$224K	0.1%	$92.75	—	REAL ESTATE ETF	922908553
—	INVESCO EXCH TRD SLF IDX FD	10,426	$224K	0.1%	$21.48	—	BULSHS 2024 CB	46138J841
NFLX	NETFLIX INC	689	$223K	0.1%	$29.65	0.0%	COM	64110L106
XLU	SELECT SECTOR SPDR TR	3,406	$220K	0.1%	$64.59	—	SBI INT-UTILS	81369Y886
ZTS	ZOETIS INC	1,579	$209K	0.1%	$118.09	0.0%	CL A	98978V103
—	RAYTHEON CO	949	$209K	0.1%	$220.23	—	COM NEW	755111507
LMT	LOCKHEED MARTIN CORP	537	$209K	0.1%	$324.81	0.0%	COM	539830109
XLE	SELECT SECTOR SPDR TR	3,466	$208K	0.1%	$60.01	—	ENERGY	81369Y506
DOW	DOW INC	3,737	$205K	0.1%	$36.70	0.0%	COM	260557103
IWD	ISHARES TR	1,478	$202K	0.1%	$136.67	—	RUS 1000 VAL ETF	464287598
HYG	ISHARES TR	2,289	$201K	0.1%	$87.81	—	IBOXX HI YD ETF	464288513
AVGO	BROADCOM INC	637	$201K	0.1%	$25.89	0.0%	COM	11135F101
—	FIAT CHRYSLER AUTOMOBILES N	11,295	$166K	0.1%	$14.70	—	SHS	N31738102
—	BLACKROCK MUNIHLDS INVSTM QL	10,750	$143K	0.1%	$13.30	—	COM	09254P108
AKBA	AKEBIA THERAPEUTICS INC	10,195	$64,000	0.0%	$4.75	0.0%	COM	00972D105
GERN	GERON CORP	30,225	$41,000	0.0%	$1.45	0.0%	COM	374163103
LCTX	LINEAGE CELL THERAPEUTICS IN	29,853	$27,000	0.0%	$0.83	0.0%	COM	53566P109
—	AURORA CANNABIS INC	10,057	$22,000	0.0%	$2.19	—	COM	05156X108