Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
DFAT	DIMENSIONAL U.S. TARGETED VALUE	1,864,868	$102M	23.5%	$54.43	$46.75	+16.4%	Mutual Funds	25434V609
DFUV	DIMENSIONAL U.S. MARKETWIDE VAL	1,874,459	$76.67M	17.7%	$40.90	$34.42	+18.8%	Mutual Funds	25434V724
DFAC	DIMENSIONAL U.S. CORE EQUITY 2	1,145,197	$36.59M	8.5%	$31.95	$27.39	+16.7%	Mutual Funds	25434V708
VOO	VANGUARD S&P 500	45,195	$21.73M	5.0%	$480.70	$425.41	+13.0%	Mutual Funds	922908363
SPY	SPDR S&P 500	31,434	$16.44M	3.8%	$523.07	$445.46	+17.4%	Mutual Funds	78462F103
VO	VANGUARD MID-CAP ETF	58,449	$14.6M	3.4%	$249.86 *	$55.07	+13.4%	Mutual Funds	922908629
LOB	LIVE OAK BANCSHARES INC	330,600	$13.72M	3.2%	$41.51	$33.56	+23.7%	Equities	53803X105
AAPL	APPLE COMPUTER INC	74,355	$12.75M	2.9%	$171.48	$180.25	-5.6%	Equities	037833100
DFAX	DIMENSIONAL WORLD EX U.S. CORE	408,452	$10.39M	2.4%	$25.44	$22.87	+11.2%	Mutual Funds	25434V880
VB	VANGUARD SMALL-CAP ETF	37,568	$8.588M	2.0%	$228.59	$198.95	+14.9%	Mutual Funds	922908751
VEA	VANGUARD FTSE DEVELOPED MKTS ET	143,406	$7.195M	1.7%	$50.17	$45.31	+10.7%	Mutual Funds	921943858
DFIC	DFA DIMENSIONAL INTL CORE EQUIT	249,143	$6.665M	1.5%	$26.75	$24.31	+10.0%	Mutual Funds	25434V799
MSFT	MICROSOFT CORPORATION	14,343	$6.034M	1.4%	$420.72	$350.36	+18.5%	Equities	594918104
IJH	ISHARES S&P MIDCAP 400	81,665	$4.96M	1.1%	$60.74	$55.43	+9.6%	Mutual Funds	464287507
NCNO	NCINO INC COM	131,722	$4.924M	1.1%	$37.38	$29.76	+25.6%	Equities	63947X101
BRK/B	BERKSHIRE HATHAWAY INC DELCL B	11,580	$4.87M	1.1%	$420.52	$393.34	+6.9%	Equities	084670702
IVV	ISHARES CORE S&P 500	6,528	$3.432M	0.8%	$525.73	$447.60	+17.5%	Mutual Funds	464287200
IWM	ISHARES RUSSELL 2000	16,089	$3.384M	0.8%	$210.30	$179.15	+17.4%	Mutual Funds	464287655
DFSV	DFA DIMENSIONAL US SMALL CAP VA	107,423	$3.233M	0.7%	$30.10	$26.58	+13.3%	Mutual Funds	25434V815
MRK	MERCK & CO INC NEWCOM	24,163	$3.188M	0.7%	$131.95 *	$96.81	+28.7%	Equities	58933Y105
VTV	VANGUARD VALUE ETF	18,820	$3.065M	0.7%	$162.86	$145.96	+11.6%	Mutual Funds	922908744
VUG	VANGUARD GROWTH ETF	8,053	$2.772M	0.6%	$344.20 *	$51.95	+10.4%	Mutual Funds	922908736
VWO	VANGUARD FTSE EMERGING MARKETS	65,701	$2.744M	0.6%	$41.77	$39.67	+5.3%	Mutual Funds	922042858
RY	ROYAL BANK OF CANADA	24,818	$2.504M	0.6%	$100.88	$88.10	+14.5%	Equities	780087102
DFEM	DFA DIMENSIONAL EMERGING MKTS C	82,837	$2.111M	0.5%	$25.49	$24.00	+6.2%	Mutual Funds	25434V732
AMZN	AMAZON.COM INC	10,633	$1.918M	0.4%	$180.38	$166.93	+8.1%	Equities	023135106
IWF	ISHARES RUSSELL 1000 GROWTH	5,007	$1.688M	0.4%	$337.05 *	$70.72	+19.2%	Mutual Funds	464287614
XOM	EXXON MOBIL CORP	14,249	$1.656M	0.4%	$116.24 *	$97.59	+12.1%	Equities	30231G102
LOW	LOWES COMPANIES	6,048	$1.541M	0.4%	$254.73 *	$194.73	+26.5%	Equities	548661107
WMT	WAL-MART STORES INC	25,353	$1.525M	0.4%	$60.17	$54.51	+8.4%	Equities	931142103
JNJ	JOHNSON & JOHNSON	9,451	$1.495M	0.3%	$158.19 *	$143.59	+4.4%	Equities	478160104
SCZ	ISHARES MSCI EAFE SMALL CAP	21,035	$1.332M	0.3%	$63.33	$57.12	+10.9%	Mutual Funds	464288273
HD	HOME DEPOT, INC.	3,434	$1.317M	0.3%	$383.60 *	$297.13	+23.7%	Equities	437076102
ACN	ACCENTURE PLC	3,593	$1.245M	0.3%	$346.61 *	$312.68	+8.0%	Equities	G1151C101
FNB	F.N.B. CORP (PA)	87,274	$1.231M	0.3%	$14.10 *	$11.03	+21.0%	Equities	302520101
V	VISA INC	4,268	$1.191M	0.3%	$279.08	$242.67	+13.5%	Equities	92826C839
PG	PROCTER & GAMBLE CO	7,303	$1.185M	0.3%	$162.25 *	$140.61	+10.4%	Equities	742718109
VBK	VANGUARD SM-CAP ETF	4,436	$1.157M	0.3%	$260.72	$228.67	+14.0%	Mutual Funds	922908595
GOOG	ALPHABET INC CL C	7,367	$1.122M	0.3%	$152.26	$134.68	+12.2%	Equities	02079K107
IWD	ISHARES RUSSELL 1000 VALUE	6,078	$1.089M	0.3%	$179.11	$154.43	+16.0%	Mutual Funds	464287598
UNH	UNITEDHEALTH GRP INC	2,108	$1.043M	0.2%	$494.70 *	$511.31	-6.7%	Equities	91324P102
GE	GENERAL ELEC CO	5,839	$1.025M	0.2%	$175.50 *	$91.47	+51.3%	Equities	369604301
DUK	DUKE ENERGY CORP NEW	10,564	$1.022M	0.2%	$96.71 *	$83.85	+8.2%	Equities	26441C204
ABBV	ABBVIE INC	5,534	$1.008M	0.2%	$182.07 *	$135.72	+26.3%	Equities	00287Y109
JPM	J.P. MORGAN CHASE &	4,946	$991K	0.2%	$200.30 *	$145.20	+32.7%	Equities	46625H100
IBM	IBM CORP.	5,004	$956K	0.2%	$190.96 *	$141.50	+28.1%	Equities	459200101
META	META PLATFORMS INC. CL A	1,963	$953K	0.2%	$485.58	$323.40	+49.3%	Equities	30303M102
TFC	TRUIST FINANCIAL ORD SHS	24,353	$949K	0.2%	$38.98 *	$28.22	+26.9%	Equities	89832Q109
VBR	VANGUARD SMALL CAP VALUE ETF	4,856	$932K	0.2%	$191.88	$170.50	+12.5%	Mutual Funds	922908611
ABT	ABBOTT LABORATORIES	7,919	$900K	0.2%	$113.66 *	$110.78	-0.8%	Equities	002824100
IVW	ISHARES S&P 500 GROWTH	10,498	$886K	0.2%	$84.44	$71.18	+18.6%	Mutual Funds	464287309
—	AMERICAN NATIONAL BANKSHARES, I	18,494	$883K	0.2%	$47.76	$47.76	—	Equities	027745108
SON	SONOCO PRODUCTS CO	14,590	$844K	0.2%	$57.84 *	$49.55	+8.0%	Equities	835495102
IVE	ISHARES S&P 500 BARRA VALUE	4,190	$783K	0.2%	$186.81	$160.73	+16.2%	Mutual Funds	464287408
IWR	ISHARES RUSSELL MID-CAP ETF	9,045	$761K	0.2%	$84.09	$71.04	+18.4%	Mutual Funds	464287499
PFE	PFIZER INC	27,382	$760K	0.2%	$27.75 *	$26.40	-6.2%	Equities	717081103
DFGR	DFA DIMENSIONAL GLOBAL REAL EST	29,614	$756K	0.2%	$25.53	$24.00	+6.4%	Mutual Funds	25434V658
PEP	PEPSICO, INC.	4,296	$752K	0.2%	$175.01 *	$153.75	+6.9%	Equities	713448108
ADP	AUTOMATIC DATA PRO	2,997	$748K	0.2%	$249.74 *	$234.26	+2.6%	Equities	053015103
MCD	MCDONALDS CORP	2,599	$733K	0.2%	$281.95 *	$258.68	+4.6%	Equities	580135101
ADI	ANALOG DEVICES INC	3,368	$666K	0.2%	$197.79 *	$186.28	+3.2%	Equities	032654105
FCNCA	FIRST CITIZENS CL A	400	$654K	0.2%	$1635.00	$1392.36	+16.6%	Equities	31946M103
CNI	CANADIAN NATL RR	4,870	$641K	0.1%	$131.71 *	$108.49	+17.2%	Equities	136375102
TSLA	TESLA MOTORS INC	3,601	$633K	0.1%	$175.79	$237.66	-26.0%	Equities	88160R101
TGT	TARGET CORP.	3,524	$624K	0.1%	$177.21 *	$113.03	+46.9%	Equities	87612E106
EEMS	ISHARES MSCI EMERGING MKTS SMAL	10,395	$612K	0.1%	$58.85	$55.33	+6.4%	Mutual Funds	464286475
NVDA	NVIDIA CORP	666	$602K	0.1%	$903.56 *	$46.31	+95.0%	Equities	67066G104
PAYX	PAYCHEX INC	4,601	$565K	0.1%	$122.80 *	$111.08	+4.8%	Equities	704326107
GOOGL	ALPHABET INC CL A	3,725	$562K	0.1%	$150.93	$133.35	+12.3%	Equities	02079K305
BDX	BECTON, DICKINSON	2,202	$545K	0.1%	$247.45 *	$230.65	+3.7%	Equities	075887109
AVGO	BROADCOM INC	388	$514K	0.1%	$1325.41 *	$92.23	+41.1%	Equities	11135F101
VSS	VANGUARD FTSE ALL WORLD SC ETF	4,270	$499K	0.1%	$116.84	$107.47	+8.7%	Mutual Funds	922042718
LLY	LILLY ELI & CO.	620	$482K	0.1%	$777.96	$575.10	+33.6%	Equities	532457108
—	BLACKROCK, INC.	529	$441K	0.1%	$833.70	$811.80	—	Equities	09247X101
CMG	CHIPOTLE MEXICAN GRILL INC	150	$436K	0.1%	$2906.77 *	$41.61	+39.7%	Equities	169656105
BAC	BANK OF AMERICA CORP	11,260	$427K	0.1%	$37.92 *	$32.80	+11.0%	Equities	060505104
COST	COSTCO WHSL CORP NEW	578	$423K	0.1%	$732.63	$573.49	+26.5%	Equities	22160K105
CSCO	CISCO SYSTEMS INC	8,405	$419K	0.1%	$49.91 *	$47.95	-1.5%	Equities	17275R102
WM	WASTE MANAGEMENT INC	1,891	$403K	0.1%	$213.15 *	$162.45	+27.9%	Equities	94106L109
ITW	ILLINOIS TOOL WORKS	1,408	$378K	0.1%	$268.33 *	$227.33	+13.1%	Equities	452308109
SPYM	SPDR PORTFOLIO LARGE CAP ETF	6,079	$374K	0.1%	$61.53	$52.39	+17.4%	Mutual Funds	78464A854
DIS	DISNEY WALT CO	2,991	$366K	0.1%	$122.36	$86.20	+39.1%	Equities	254687106
TSM	TAIWAN SEMICONDUCTOR ADR	2,665	$363K	0.1%	$136.05	$95.37	+42.7%	Equities	874039100
PH	PARKER HANNIFIN CORP	635	$353K	0.1%	$555.79	$407.15	+34.1%	Equities	701094104
VMC	VULCAN MATERIALS CO	1,256	$343K	0.1%	$272.92	$208.58	+29.2%	Equities	929160109
AXP	AMERICAN EXPRESS CO	1,474	$336K	0.1%	$227.69 *	$202.90	+9.8%	Equities	025816109
EFA	ISHARES MSCI EAFE	4,097	$327K	0.1%	$79.86	$70.68	+13.0%	Mutual Funds	464287465
STT	STATE STREET CORP	4,117	$318K	0.1%	$77.32 *	$64.81	+12.9%	Equities	857477103
SO	SOUTHERN CO.	4,390	$315K	0.1%	$71.74 *	$63.75	+6.1%	Equities	842587107
KMB	KIMBERLY-CLARK	2,400	$310K	0.1%	$129.35 *	$111.21	+8.9%	Equities	494368103
QQQ	INVESCO QQQ TRUST SERIES 1	698	$310K	0.1%	$444.01	$392.00	+13.3%	Mutual Funds	46090E103
APD	AIR PRODS & CHEMS	1,274	$309K	0.1%	$242.27 *	$232.50	-0.4%	Equities	009158106
GD	GENERAL DYNAMICS	1,067	$301K	0.1%	$282.49 *	$234.24	+16.4%	Equities	369550108
GIS	GENERAL MILLS	4,196	$294K	0.1%	$69.97 *	$59.53	+9.5%	Equities	370334104
AGG	ISHARES CORE US AGGREGATE BOND	2,920	$286K	0.1%	$97.94	$95.17	+2.9%	Mutual Funds	464287226
IJR	ISHARES CORE S&P SMALL CAP	2,496	$276K	0.1%	$110.52	$96.38	+14.7%	Mutual Funds	464287804
CMS	CMS ENERGY CORP	4,404	$266K	0.1%	$60.34 *	$52.28	+9.4%	Equities	125896100
ORCL	ORACLE CORP	2,114	$266K	0.1%	$125.61	$106.71	+15.6%	Equities	68389X105
HLT	HILTON WORLDWIDE HLDGS WI	1,242	$265K	0.1%	$213.31	$162.29	+30.9%	Equities	43300A203
LHX	L3HARRIS TECHNOLOGIES INC	1,210	$258K	0.1%	$213.10 *	$179.88	+14.5%	Equities	502431109
EFX	EQUIFAX, INC.	963	$258K	0.1%	$267.52	$199.85	+32.2%	Equities	294429105
TJX	TJX COS INC	2,427	$246K	0.1%	$101.42 *	$87.27	+13.6%	Equities	872540109
SYY	SYSCO CORP	3,029	$246K	0.1%	$81.18 *	$64.89	+18.4%	Equities	871829107
MFC	MANULIFE FINL CORP	9,712	$243K	0.1%	$24.99	$19.21	+30.1%	Equities	56501R106
KO	COCA COLA CO	3,907	$239K	0.1%	$61.18 *	$53.26	+9.1%	Equities	191216100
—	ANGI HOMESERVICES INC	90,698	$238K	0.1%	$2.62	$2.49	—	Equities	00183L102
IEFA	ISHARES CORE MSCI EAFE	3,195	$237K	0.1%	$74.22	$65.91	+12.6%	Mutual Funds	46432F842
SCHG	SCHWAB US LARGE CAP GROWTH ETF	2,480	$230K	0.1%	$92.72 *	$19.34	+19.8%	Mutual Funds	808524300
STZ	CONSTELLATION BRANDS	835	$227K	0.1%	$271.76 *	$227.93	+14.8%	Equities	21036P108
CME	CME GROUP INC	1,034	$223K	0.1%	$215.29 *	$194.65	+4.2%	Equities	12572Q105
FCX	FREEPORT MCMORAN COPPER & GOLD	4,731	$222K	0.1%	$47.02 *	$35.90	+27.9%	Equities	35671D857
NEE	NEXTERA ENERGY INCCOM	3,434	$219K	0.1%	$63.91 *	$53.46	+13.7%	Equities	65339F101
VZ	VERIZON COMM INC	4,995	$210K	0.0%	$41.96 *	$31.00	+20.7%	Equities	92343V104
IWO	ISHARES RUSSELL 2000 GROWTH	765	$207K	0.0%	$270.80	$255.52	+6.0%	Mutual Funds	464287648
MMM	3M CORPORATION	1,918	$203K	0.0%	$106.07 *	$75.54	+13.2%	Equities	88579Y101
TGTX	TG THERAPEUTICS INC	10,600	$161K	0.0%	$15.21	$11.62	+30.9%	Equities	88322Q108